YOUR H&R BLOCKADVANTAGEPREPAID VISA CARD

Your money is safe on the Advantage Card

VISA® ZERO LIABILITY GUARANTEEMeans you are protected against unauthorized transactions

IF YOU LOSE YOUR CARD, YOU DON’T LOSE YOUR MONEYCall 1-877-275-1374 and get a replacement card at no charge

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USE IT.RELOAD IT.

LOVE IT.

PROTECT YOUR PERSONAL IDENTIFICATION NUMBER (PIN)Safeguard your PIN number when making ATM withdrawals

This card is owned and issued by DirectCash Bank pursuant to license by Visa International. Use of card is governed by the agreement under which it is issued.

The Visa Brand is a registered trademark of Visa International Incorporated.

IMAGINE THE POSSIBILITIES… GET YOURADVANTAGE CARD TODAY!

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YOURH&R BLOCKADVANTAGEPREPAID VISACARD

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Once your Advantage Card is loaded with your tax refund, it is ready to use.

SETTING UP ACCOUNT ACCESSYou will receive a text/email from DC Bank with a temporary password so you can setup access to view your prepaid card statement, account, and other card features.

When you receive the text/email: Click on the link provided in the message

Follow the instructions to change your password

You can setup and access your account at https://hrblock.cardfunctions.net.

Shop anywhere Visa is accepted and withdraw cash from ATMs worldwide displaying the Visa Plus logo.

WHEN MAKING EVERYDAY PURCHASES:1. Swipe card

2. Sign receipt (if required)

WHEN MAKING PURCHASES ONLINE:1. Enter the card number

2. Enter the expiry date

3. If prompted, enter the 3 digit security code located on the back of the card

WHEN MAKING ATM WITHDRAWALS:1. Enter card

2. Key in secure PIN number

3. Press credit card when prompted for card type

4. Receive funds

Opt in to receive a free text/email message with your remaining balance every time you use the card.

HOW TO ACCESS A SMALL BALANCE REMAINING ON YOUR CARDTypically the smallest denomination that can be withdrawn from an ATM is $20. Many merchants offer the ability to make a partial payment automatically when the balance does not cover the entire purchase.

Not only can you save your card and reload next years’ tax refund; you can now reload your card at any participating Canada Post location. Add money to your card for safe online purchases, use as a budgeting tool, use for travel, etc. There are unlimited possibilities.

RELOAD AT CANADA POST:1. Visit one of 6,000 Canada Post Office locations

2. Request a card reload, present your card and payment method (debit or cash)

3. Clerk scans card, enters reload amount, accepts payment and completes transaction

4. Receive your instantly reloaded card and receipt

5. If you’ve opted in, you’ll receive an immediate email or text message notifying you of the amount loaded and your new card balance

IT COSTS LESS TO USE YOUR ADVANTAGE CARD: Activation fee: FREE

Point of Sale (purchase): FREE

Balance alert texted to your mobile or email: FREE

H&R Block initial card load: FREE

Automated phone balance inquiry: FREE

ATM withdrawal: $2.95

NEW

BILL PAYMENTSPay your bills with your Advantage Prepaid Visa Card. Once you have setup access to your account through https://hrblock.cardfunctions.net you will be able to go online, setup and pay your bills, just like any online banking application.

To make a bill payment: Log on to your account at: https://hrblock.cardfunctions.net Select Bill Payments Setup the bills you want to pay (first time only) Pay your bills. It’s that easy.

If the merchant does not automatically offer partial payment, follow these steps to use the remaining balance on your card:

WHEN MAKING A PURCHASE:1. Ask to make a partial payment using the remaining funds on the card

2. Follow the instructions above on “When Making Everyday Purchases”

3. Apply the remaining funds from your card and then pay for the remaining balance using your debit card, cash or other accepted payment type

RELOAD IT.

LOVE IT.

USE IT.

IMAGINE THE POSSIBILITIES...

GET YOURADVANTAGE

CARDTODAY

Decline fee: $0.50

Live phone customer service: $3.00

Monthly fee: $1.49 (starting 30 days after activation)

Reload fee at Canada Post Offices: $3.00

Bill payments: $0.95

24/7 ACCESS TO YOUR CARD INFORMATION View your transaction history and check your balance at https://hrblock.cardfunctions.net For mobile text and email messages enroll at: https://hrblock.cardfunctions.net Customer Service: 1-877-275-1374