ibm payments overview

8/8/2019 IBM Payments Overview

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2010 IBM Corporation

Payments

James Wallis Vice President, Global Payments Industry

August 2010


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Building a smarter planet

Key Payments Industry Drivers

Payments Processing Efficiency

Corporate Services

Retail Payments

Digital Payments

Payments Risk and Compliance

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Reasons to be optimistic

$1,264

trillionThe value of

global assets3

willquadruple by2025.

Half the world

population isstill unbanked.1

> 2.5

billionGrowth in world

GDP2

from 2010thru 2025 willcontinue to putlegacy systems

under stress.

5.8%

CAGR

1 - http://financialaccess.org/sites/default/files/110109%20HalfUnbanked_0.pdf

2 - Nominal3 - Assets = deposits, equity and fixed income

3
http://financialaccess.org/sites/default/files/110109%20HalfUnbanked_0.pdfhttp://financialaccess.org/sites/default/files/110109%20HalfUnbanked_0.pdf


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It Is Time To Consider Smarter Payments

Rethink the

Business ModelSimplify & reducethe number

of paymentsprocessing silos.

Integrate Risk ManagementEnable an enterprise view of risk acrosspayments fraud, financial crimes and

regulatory oversight.

Develop New

IntelligenceDifferentiate

product delivery

via analytics &innovation.

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Smarter Payments Is About Enabling The MostSecure, Efficient And Transparent ProcessingEnvironment Possible

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+ =+Instrumented Interconnected Intelligent

SmarterPayments


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Smarter Payments Delivered

Reduction in

manual process

Bank ofNew York Mellon

6

90%

Increase inprocessing

capacity

Depository Trust &Clearing Corporation

77%

In FX tradesper day

CLS Bank

$3.5 trillion


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Smarter Payments Delivered

7

The numberof credit cards

processed

Large ChineseBank

10x

Increase inaccess speed

RabobankInternational

35%

Annual Savings

Bank of Russia

$400 million


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IBM Banking Industry Framework

Integrated RiskManagement

CustomerCare andInsight

IBM

BankingIndustry

Framework

Core BankingTransformation

Paymentsand

Securities

The payments andsecurities domain helps youprogressively transform yourpayments operations tobecome more flexible andefficient

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IBM PaymentsSolutions:

ISV Applications IBM Software

IBM Services

IBM Technology

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The IBM Banking Framework Delivers Value

Simplifies infrastructure, reducescosts, and enables growththrough innovation

Enables integration ofinformation and processes

Technology adapts to changingbusiness needs

Drives a greater return on projectinvestment

Speeds deployment of value-added solutions

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IBM Centers of Excellence for Payments

Silicon Valley Dallas

BeijingBarcelona SeoulMontpellier

PoughkeepsieDublin Labs

Sao Paolo

La Gaude

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IBM Services

According to an independent marketing intelligence studyconducted by National Analysts Worldwide, IBM Global

Business and Technology Services leads in overall clientsatisfaction, surpassing all top competitors on eleven coreservice attributes including:

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Overall satisfaction

Value

Reputation

Competitive advantage

Innovation

Leadership

Meeting expectations

Client retention


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When comparing IBM to other providers,survey participants expressed greater

likelihood to:

Choose IBM if they need consulting

services from a provider in the futureChoose IBM if they need additional IT

services in the futureMake the same decision to purchase

services from IBM knowing what theyknow now.

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IBM Services


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Long Term Vision for Payments

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Regardless of the economic environment, continuedinvestment in a long-term IT payment strategy focused on

agility and transparency is imperative if banks are tomaintain a healthy and vibrant payment franchise in the faceof increased competition and regulatory changes. Banks that

succumb to short-term IT cost-cutting measures will struggleto maintain profitable payment operations and will losecompetitive advantage.

Gartner:Banks Must Maintain Their Long-TermIT Strategy in Payments

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