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Commercial in confidence illion Decisioning User Group September 2019 1

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Page 1: illion Decisioning User Group...Consulting - Decisioning Luke Croft Product Manager - Decisioning Luke Howes MD Open Data Solutions Daniel Price Chief Enterprise Officer Tic Toc Curtis

Commercial in confidence

illion Decisioning User Group

September 2019

1

Page 2: illion Decisioning User Group...Consulting - Decisioning Luke Croft Product Manager - Decisioning Luke Howes MD Open Data Solutions Daniel Price Chief Enterprise Officer Tic Toc Curtis

Your Presenters Today

2

Vaughan DixonCTO

Josh Hodgson

Sales Director NZ

Jason TuckerHead of

Consulting -Decisioning

Luke CroftProduct

Manager -Decisioning

Luke HowesMD

Open Data Solutions

Daniel PriceChief

Enterprise Officer Tic Toc

Curtis YeatmanHead of

Product -DTS

Page 3: illion Decisioning User Group...Consulting - Decisioning Luke Croft Product Manager - Decisioning Luke Howes MD Open Data Solutions Daniel Price Chief Enterprise Officer Tic Toc Curtis

3

Anish KeshavNational Account Director

Taran WisemanNational Account Director

Your Hosts Today

Mark McLaughlan

National Account Director

Kristin WittSenior

Decisioning Consultant

Angela MerrettService Delivery Manager

Josh SpicerSupport &

Enhancement Manager

KashBodhanapu

Product Analyst -

Decisioning

Page 4: illion Decisioning User Group...Consulting - Decisioning Luke Croft Product Manager - Decisioning Luke Howes MD Open Data Solutions Daniel Price Chief Enterprise Officer Tic Toc Curtis

4

Con Terzoglou

Head of Operations

David RussellHead of

TechnicalDelivery

Arshad EbrahimHead of

Core

Those back in the office 70+

Core Team

Product Team

Delivery Team

Support Team

SME Team

Kris Grigg Head of Project

Mgt Office

Page 5: illion Decisioning User Group...Consulting - Decisioning Luke Croft Product Manager - Decisioning Luke Howes MD Open Data Solutions Daniel Price Chief Enterprise Officer Tic Toc Curtis

5

Agenda9:15am - 9:30am | Welcome & IntroductionSpeaker: Josh Hodgson

9.30am -10.00am | Validation Policy ChangesSpeaker: Luke Croft

10.00am- 10.30am | Decisioning Insights – What the data tells usSpeaker: Jason Tucker + Kristin Witt

10.30am- 11.00am | Digital Tech SolutionsSpeaker: Curtis Yeatman

- Morning Tea –

11:15am - 11:45am | illion Decisioning – Year in ReviewSpeaker: Luke Croft

11:45am - 12:15pm | Decisioning Case StudySpeaker: Daniel Price

- Lunch -

Page 6: illion Decisioning User Group...Consulting - Decisioning Luke Croft Product Manager - Decisioning Luke Howes MD Open Data Solutions Daniel Price Chief Enterprise Officer Tic Toc Curtis

6

Agenda

1:00pm - 1:30pm | illion Bureau & Regulatory UpdateSpeaker: Vaughan Dixon

1:30pm - 2:30pm | Open Banking & illion Open Data SolutionsSpeaker: Luke Howes

- Afternoon Tea -

2:45pm - 3:30pm | Product Roadmap – What’s Next?Speaker: Luke Croft

3:30pm - 4:00pm | The Future of DecisioningSpeaker: Vaughan Dixon

- Networking Drinks -

Page 7: illion Decisioning User Group...Consulting - Decisioning Luke Croft Product Manager - Decisioning Luke Howes MD Open Data Solutions Daniel Price Chief Enterprise Officer Tic Toc Curtis

Validation Policy ChangesWhat If? processing

7

Page 8: illion Decisioning User Group...Consulting - Decisioning Luke Croft Product Manager - Decisioning Luke Howes MD Open Data Solutions Daniel Price Chief Enterprise Officer Tic Toc Curtis

What If? Processing

8

Enable your business to determine the impact of your decisioning changes

• Business case approval

• Understanding resourcing requirements

• Impacts to approval and decline rates

• Provide impact analysis to benchmark during production monitoring

Page 9: illion Decisioning User Group...Consulting - Decisioning Luke Croft Product Manager - Decisioning Luke Howes MD Open Data Solutions Daniel Price Chief Enterprise Officer Tic Toc Curtis

How it Works

9

The What If? Tool returns a comparison between the baseline and the modified flows:

• Create multiple test packs as a baseline for comparison

• Run the test pack through your decisioning (in reporting)

• Change your Policy rules, scorecard, servicing, cut-offs, bureau strategies etc

• Rerun the same test pack through the decisioning process

• Compare the results in the Analyser or download the data

Decisions and alerts

Application Flow

Object processing

Item processing

Page 10: illion Decisioning User Group...Consulting - Decisioning Luke Croft Product Manager - Decisioning Luke Howes MD Open Data Solutions Daniel Price Chief Enterprise Officer Tic Toc Curtis

Inteflow Application Framework

FRAMEWORK LAYER

Generic functions and classes

CORE LAYER

Core Inteflow functionality

REGIONAL LAYER

AU/NZ specific functionality

CUSTOMER LAYER

Customer specific functionalityLOCAL PRODUCT

TEAM

CUSTOMER

PROJECT TEAM

LOCAL

DEVELOPMENT

TEAM

Dedicated local product team creates the strategic product

roadmap based on most common customer requests

and needs. Hosts an annual customer

forum

Dedicated local development team runs fortnightly Agile sprints to develop the strategic product roadmap and incorporate functionality enhancements stemming from customer projects

Dedicated customer project teams run

Waterfall and/or Agile processes. Develop Customer

specific functionality and recommend core/regional layer

changes

What If?Demonstration