7/31/2019 Indicadores Scotia Bank

1/19

INDICADORES FINANCIEROS JULIO 2014

Preparado por Jos Alfredo Guerrero. Reportes generados con base de datos en Access, desarrollada por elautor con la informacin de la Superintendencia de Bancos publicada en su portal.

7/31/2019 Indicadores Scotia Bank

2/19

INDICADORES ESTRUCTURA DE ACTIVOS

Scotiabank

Total Cartera de Crditos/Activos Netos

0.0

10.0

20.0

30.0

40.0

50.0

60.0

70.0

D

-09

J-10

D

-10

J-11

D

-11

J-12

D

-12

F-13

A

-13

J-13

Ag-13

O

-13

D

-13

F-14

A

-14

J-14

Total Banco

(Crditos Vigentes + Inversiones)/Activos

62.0

64.0

66.0

68.0

70.0

72.0

74.0

76.0

78.0

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13

D-13

F-14

A-14

J-14

Total Banco

Activos del Banco y Participacin en Total

0

10000

20000

30000

40000

50000

60000

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13D

-13

F-14

A-14

J-14

0

1

2

3

4

5

6

7

8

MM RD$ % Total

Total Inversiones/Activos Netos

0.0

2.0

4.0

6.0

8.0

10.0

12.0

14.0

16.0

18.0

20.0

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

A

g-13

O-13

D-13

F-14

A-14

J-14

Total Banco

7/31/2019 Indicadores Scotia Bank

3/19

Scotiabank

Bienes Recibidos en Recuperacin de

Crditos/Activos Netos

-0.20.0

0.2

0.4

0.6

0.8

1.0

1.2

1.4

1.6

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13

D-13

F-14

A-14

J-14

Total Banco

Activos Fijos Brutos/Activos Brutos

0.0

0.5

1.0

1.5

2.0

2.5

3.0

3.5

4.0

4.5

5.0

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13

D-13

F-14

A-14

J-14

Total Banco

Otros Activos/Activos Netos

0.0

0.2

0.4

0.6

0.8

1.0

1.2

1.4

1.6

1.8

2.0

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13

D-13

F-14

A-14

J-14

Total Banco

Disponibilidades/Activos Netos

0.0

5.0

10.0

15.0

20.0

25.0

30.0

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13

D-13

F-14

A-14

J-14

Tota l Banco

7/31/2019 Indicadores Scotia Bank

4/19

INDICADORES ESTRUCTURA DE PASIVOS

Scotiabank

Total Captaciones/Total Pasivos

84.0

86.0

88.0

90.0

92.0

94.0

96.0

98.0

S-10

M-11S-

11M

-12

S-12

E-13

M-13

M-13

Jl-13

S-13

N-13

E-14

M-14M

-14

J-14

Total Banco

Pasivos del Banco y Participacin en Total

0

5000

10000

15000

20000

25000

30000

35000

40000

45000

50000

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13

D-13

F-14

A-14

J-14

0

1

2

3

4

5

6

7

MM RD$ % Total

Total Depsitos/Total Captaciones

0.0

20.0

40.0

60.0

80.0

100.0

120.0

S-10

M-11

S-11

M-12

S-12

E-13

M-13

M-13

Jl-13

S-13

N-13 E-14

M-14

M-14

J-14

Tota l Banco

Total Valores Circulacin/Total Captaciones

0.0

5.0

10.0

15.0

20.0

25.0

30.0

S-10M-11 S-11M-12 S-12 E-13 M-13 M-13 Jl-13

S-13 N-13 E-14M-14 M-14 J-14

Total Banco

7/31/2019 Indicadores Scotia Bank

5/19

Scotiabank

Depsitos a la Vista/Total Depsitos

0.0

5.0

10.0

15.0

20.0

25.0

30.0

S-10

M-11 S-11

M-12 S-12

E-13

M-13 M-13 Jl-13

S-13

N-13 E-14

M-14 M-14 J-14

Total Banco

Depsitos Ahorro/Total Depsitos

0.0

5.0

10.0

15.0

20.0

25.0

30.0

35.040.0

45.0

50.0

S-10M-11 S-11M-12 S-12 E-13 M-13 M-13 Jl-13 S-13 N-13 E-14M-14 M-14 J-14

Total Banco

Activos Productivos/Total Pasivos

65.0

70.0

75.0

80.0

85.0

90.0

95.0

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13

D-13

F-14

A-14

J-14

Total Banco

Total Pasivos/Total Activos Netos

72.0

74.0

76.0

78.0

80.0

82.0

84.0

86.0

88.0

90.0

92.0

94.0

S-10

M-11

S-11

M-12

S-12

E-13

M-13

M-13

Jl-13

S-13

N-13

E-14

M-14

M-14

J-14

Total Banco

7/31/2019 Indicadores Scotia Bank

6/19

7/31/2019 Indicadores Scotia Bank

7/19

Scotiabank

Provisin Cartera Crdito/Cartera Vencida

0.0

20.0

40.0

60.0

80.0

100.0

120.0

140.0

160.0

180.0

D

-09

J-10

D

-10

J-11

D

-11

J-12

D

-12

F

-13

A

-13

J-13

Ag-13

O

-13

D

-13

F

-14

A

-14

J-14

Total Banco

Provisiones Cartera Crdito por Banco y Participacin en el

Total

0

200

400

600

800

1000

1200

1400

1600

1800

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13D

-13

F-14

A-14

J-14

0

1

2

3

4

5

6

7

8

9

10MM RD$ % Total

Cartera Reestructurada/Cartera Bruta

0.0

0.2

0.4

0.6

0.8

1.0

1.2

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13

D-13

F-14

A-14

J-14

Total Banco

Cartera Vencida/Cartera Bruta

0.0

0.5

1.0

1.5

2.0

2.5

3.0

3.5

D-09 J-10 D-10 J-11 D-11 J-12 D-12 F-13 A-13 J-13 Ag-13 O-13 D-13 F-14 A-14 J-14

Tota l Banco

7/31/2019 Indicadores Scotia Bank

8/19

INDICADORES CARTERA DE PRESTAMOS

Scotiabank

Cartera Vigente ME/Cartera Crdito

0.0

5.0

10.0

15.0

20.0

25.0

30.0

35.0

S-10

M-11

S-11

M-12

S-12

E-13

M-13

M-13

Jl-13

S-13

N-13

E-14

M-14

M-14

J-14

Total Banco

Cartera Vigente MN/Cartera Crdito

0.0

10.0

20.0

30.0

40.0

50.0

60.0

70.0

80.0

90.0

100.0

S-10

M-11

S-11

M-12

S-12

E-13

M-13

M-13

Jl-13

S-13

N-13

E-14

M-14

M-14

J-14

Tota l Ba nco

Cartera e Inversiones Vigentes y % Sistema

0

5000

10000

15000

20000

25000

30000

35000

40000

45000

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13D

-13

F-14

A-14

J-14

0

1

2

3

4

5

6

7

8

MM RD$ % Total

Cartera Vencida y Cobranza Judicial y % Sistema

0

200

400

600

800

1000

1200

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13

D-13

F-14

A-14

J-14

0

2

4

6

8

10

12MM RD$ % Total

7/31/2019 Indicadores Scotia Bank

9/19

INDICADORES LIQUIDEZ

Scotiabank

Disponibilidades/Total de Captaciones

0.0

5.0

10.0

15.0

20.0

25.0

30.035.0

40.0

D-09 J-10 D-10 J-11D-11 J-12 D-12 F-13 A-13 J-13Ag-13 O-13D-13 F-14 A-14 J-14

Tota l Banco

Disponibilidades/Total Captaciones + Oblig. Con

Costo

0.0

5.0

10.0

15.0

20.0

25.0

30.0

35.0

40.0

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13

D-13

F-14

A-14

J-14

Total Banco

Disponib.+ Inversiones e n Depsitos y

Valores/Total Activos

0.0

5.0

10.0

15.0

20.0

25.0

30.035.0

40.0

45.0

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13

D-13

F-14

A-14

J-14

Total Banco

Disponibilidades y Participacin en el Total

0

2000

4000

6000

8000

10000

12000

14000

16000

D-09

J-10D-1

0J-1

1D-1

1J-12D-1

2F-1

3A-1

3J-13

Ag-13

O-13D-1

3F-1

4A-1

4J-1

4

0

1

2

3

4

5

6

7

8

9

10

MM RD$ % Total

7/31/2019 Indicadores Scotia Bank

10/19

Scotiabank

Activos Productivos/Total Captaciones + Oblig. Con Costo

70.0

75.0

80.0

85.0

90.0

95.0

100.0

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13

D-13

F-14

A-14

J-14

Total Banco

Disponibilidades en Banco Central

0

1000

2000

3000

4000

5000

6000

7000

8000

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13D

-13

F-14

A-14

J-14

0

1

2

3

4

5

6

7

MM RD$ % Total

Disponibilidades en Caja

0

200

400

600

800

1000

1200

1400

1600

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13

D-13

F-14

A-14

J-14

0

1

2

3

4

5

6

7

MM RD$ % Total

7/31/2019 Indicadores Scotia Bank

11/19

7/31/2019 Indicadores Scotia Bank

12/19

INDICADORES DE GESTION

Scotiabank

Gastos Operacionales / Ingresos Operacionales

Brutos

0.0

20.0

40.0

60.0

80.0

100.0

120.0

S-10

M-11

S-11

M-12

S-12

E-13

M-13

M-13

Jl-13

S-13

N-13

E-14

M-14

M-14

J-14

Total Banco

Gastos de Explotacin / Margen Operacional Bruto

(Cost / Income)

0.0

20.0

40.0

60.0

80.0

100.0

120.0

D-09 J-10 D-10 J-11 D-11 J-12 D-12 F-13 A-13 J-13 Ag-13

O-13 D-13 F-14 A-14 J-14

Total Banco

Total Gastos grales. y Admtivos /Total Captaciones

+ Oblig. Con Costo)

0.0

2.0

4.0

6.0

8.0

10.0

12.0

14.0

D-09 J-10 D-10 J-11 D-11 J-12 D-12 F-13 A-13 J-13 Ag-13

O-13 D-13 F-14 A-14 J-14

Total Banco

Gastos Financieros/Total Captaciones + Oblig. Con

Costo

0.0

1.0

2.0

3.0

4.0

5.0

6.0

7.0

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

A

g-13

O-13

D-13

F-14

A-14

J-14

Total Banco

7/31/2019 Indicadores Scotia Bank

13/19

Scotiabank

Gastos Financieros / Activos Financieros (CF)

0.0

0.5

1.0

1.5

2.0

2.5

3.03.5

4.0

4.5

5.0

S-10

M-11

S-11

M-12

S-12

E-13

M-13

M-13

Jl-13

S-13

N-13

E-14

M-14

M-14

J-14

Total Banco

Gastos Financieros / Activos Productivos (CE)

0.0

1.0

2.0

3.0

4.0

5.0

6.0

7.0

S-10

M-11

S-11

M-12

S-12

E-13

M-13

M-13

Jl-13

S-13

N-13

E-14

M-14

M-14

J-14

Total Banco

Gastos Financieros / Ingresos Financieros

0.0

5.0

10.0

15.0

20.0

25.0

30.0

35.0

40.0

S-10

M-11

S-11

M-12

S-12

E-13

M-13

M-13

Jl-13

S-13

N-13

E-14

M-14

M-14

J-14

Total Banco

Gastos de Explotacin / Activos Productivos

0.0

2.0

4.0

6.0

8.0

10.0

12.0

14.0

16.0

S-10

M-11

S-11

M-12

S-12

E-13

M-13

M-13

Jl-13

S-13

N-13

E-14

M-14

M-14

J-14

Total Banco

7/31/2019 Indicadores Scotia Bank

14/19

INDICADORES DE GESTION

Scotiabank

Gastos Generales y Administrativos /

No. Empleados ( MM RD$)

0.0

0.5

1.0

1.5

2.0

2.5

S-10 M-11 S-11 M

-12 S-12 E-13 M-13

M-13 Jl-13 S-13 N-13 E-14 M

-14M

-14 J-14

Total BancoGasto de Personal / Gastos de Explotacin

0.0

10.0

20.0

30.0

40.0

50.0

60.0

S-10 M-11 S-11 M

-12 S-12 E-13 M-13

M-13 Jl-13 S-13 N-13 E-14 M

-14M

-14 J-14

Total Banco

No. de Empleados / Total de Oficinas

(Nmero de personas)

0.0

5.0

10.0

15.0

20.0

25.0

30.0

35.0

40.0

S-10

M-11

S-11

M-12

S-12

E-13

M-13

M-13

Jl-13

S-13

N-13

E-14

M-14

M-14

J-14

Total Banco

Gastos de Personal / No. Empleados (MM RD$)

0.0

0.2

0.4

0.6

0.8

1.0

1.2

S-10

M-11

S-11

M-12

S-12

E-13

M-13

M-13

Jl-13

S-13

N-13

E-14

M-14

M-14

J-14

Total Banco

7/31/2019 Indicadores Scotia Bank

15/19

Scotiabank

Activos Productiv os / No. Empleados

(MM RD$)

0.0

5.0

10.0

15.0

20.0

25.0

30.0

S-10

M-11

S-11

M-12

S-12

E-13

M-13

M-13

Jl-1

3

S-13

N-13

E-14

M-14

M-14

J

-14

Total Banco

Activos Totales bruto / No. Empleados (MM RD$)

0.0

5.0

10.0

15.0

20.0

25.0

30.0

35.0

40.0

S-10

M-11

S-11

M-12

S-12

E-13

M-13

M-13

Jl-1

3

S-13

N-13

E-14

M-14

M-14

J-14

Total Banco

Activos Totales bruto / No. oficinas (MM RD$)

0.0

200.0

400.0

600.0

800.0

1,000.0

1,200.0

1,400.0

S-10

M-11

S-11

M-12

S-12

E-13

M-13

M-13

Jl-13

S-13

N-13

E-14

M-14

M-14

J-14

Total Banco

7/31/2019 Indicadores Scotia Bank

16/19

7/31/2019 Indicadores Scotia Bank

17/19

Scotiabank

Activos Productivos/Activos Totales Brutos

60.0

62.0

64.0

66.0

68.0

70.0

72.0

74.0

S-10

M-11

S-11

M-12

S-12

E-13

M-13

M-13

Jl-13

S-13

N-13

E-14

M-14

M-14

J-14

Tota l Banco

Ingresos Financieros/ Activos Productivos

0.0

5.0

10.0

15.0

20.0

25.0

30.0

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13

D-13

F-14

A-14

J-14

Tota l Ba nco

Margen Intermediacin Neto (MIN)/Margen Operacional

Bruto

62.0

64.0

66.0

68.0

70.0

72.0

74.0

76.0

78.0

80.0

82.0

S-10 D -10 M -11 J -11 S-11

Total Banco

Margen Intermediacin Neto (MIN) / Activos Productivos

0.0

2.0

4.0

6.0

8.0

10.0

12.014.0

16.0

18.0

20.0

S -10 D-10 M -11 J -11 S -11

Tota l Ba nco

7/31/2019 Indicadores Scotia Bank

18/19

INDICADORES DE CAPITAL

Scotiabank

Capital Circulacin + Reserva Legal/Pasivos +

Patrimonio

0.0

2.0

4.0

6.0

8.0

10.0

12.0

14.0

16.0

18.0

20.0

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13

D-13

F-14

A-14

J-14

Total Banco

Indice de Solvencia

0.0

5.0

10.0

15.0

20.0

25.0

30.0

S-10

M-11

S-11

M-12

S-12

E-13

M-13

M-13

Jl-13

S-13

N-13

E-14

M-14

M-14

J-14

Total Banco

Endeudamiento (Pasivos/Patrimonio Neto) Veces

0.0

2.0

4.0

6.0

8.0

10.0

12.0

S-10 M-11 S-11 M-12 S-12 E-13 M-13 M-13 Jl-13 S-13 N-13

E-14 M-14 M-14 J-14

Tota l Ba nco

Activos netos/Patrimonio Neto (Veces)

0.0

2.0

4.0

6.0

8.0

10.0

12.0

S-10 M-11 S-11 M-12 S-12 E-13 M-13 M-13 Jl-13 S-13 N-13

E-14 M-14 M-14 J-14

Total Banco

7/31/2019 Indicadores Scotia Bank

19/19

Scotiabank

Activos Improductivos / Patrimonio Neto (Veces)

0.0

0.5

1.0

1.5

2.0

2.5

3.0

3.5

4.0

S-10 M-11 S-11 M-12 S-12 E-13 M-13 M-13 Jl-13 S-13 N-13 E-14 M-14 M-14 J-14

Total Banco

Cartera de Crdito Vencida (Capital)/ Patrimonio

Neto

0.0

5.0

10.0

15.0

20.0

25.0

D-10 J-11 D-11 J-12 D-12 F-13 A-13 J-13 Ag-13 O-13 D-13 F-14 A-14 J-14

Total Banco

Total Captaciones/Pasivos + Patrimonio

65.0

70.0

75.0

80.0

85.0

90.0

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13

D-13

F-14

A-14

J-14

Tota l Ba nco

Patrimonio Neto y % en el Sistema

0

2000

4000

6000

8000

10000

12000

D-09

J-10

D-10

J-11

D-11

J-12

D-12

F-13

A-13

J-13

Ag-13

O-13

D-13

F-14

A-14

J-14

0

2

4

6

8

10

12

14

16

MM RD$ % Total