Everybody loves a new pool − the kids, the neighbors, the dog. But are you ready? This would be the ideal time to say ‘yes!’ because for a limited time, our financing partner LightStream, a division of SunTrust Bank, is offering a special interest rate if you have good to excellent credit.

Apply now, and when you qualify, you can use your LightStream loan proceeds for:

• Renovation of your pool deck and finish• Pool components and systems• Construction of your pool or spa• Upgrades to your landscaping or backyard • Any other related expenses

• Flexible loan amounts, from $5,000 to $100,000 • Same-day funding available†• Simple online application takes minutes to complete• No fees, prepayment penalties or down payments• No liens or collateral required

ACT NOW, THIS RATE EXPIRES ON MAY 31!

"We applied on a Saturday morning, and Sunday were approved, and could have had our funds on Monday, but we wanted to hold off until our contract was signed with our pool builder. We will recommend LightStream to our friends and family! THANK you!"

- D.S. from Omaha

www.SwimmingPool.com/lightstream

NO FEES

Rates as low as:

FOR A LIMITED TIME

with SwimmingPool.comdiscount 4.74 APR

%*

All rates above reflect AutoPay 3.74%*‡

APR

4.99 APR%*

*Your APR may differ based on loan purpose, amount and term. Rate is quoted with AutoPay repayment option. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. The discounted 3.74% rate is only available for applications received from March 1 to May 31, 2015, by 11:59 PM Pacific time.

‡ Discount of .25 percentage point is for a new LightStream loan referred online by SwimmingPool.com. Borrower must apply directly through this website, and with cookies activated on their browser, in order for this offer to be tracked and valid.

†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process

SunTrust Bank is an Equal Housing Lender. LightStream Lending is a service mark of SunTrust Banks, Inc. ©2015 SunTrust Banks, Inc. SunTrust, LightStream and How can we help you shine? are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners. Lending services provided by SunTrust Bank, member FDIC.

IS 2015 THE YEARYOU INSTALLYOUR POOL?Say ‘yes’ and get a special low rate.

GET STARTED NOW AT

POOLCORP & LIGHTSTREAM

LOAN PROGRAMWhat is LightStream.com?LightStream is the online lending division of SunTrust Bank, a FORTUNE 500 company. Borrowers can obtain an unsecured loan from LightStream to use for almost any purpose, with competitive fixed rates and flexible terms.

How successful has this program been?Consumers using PoolCorp’s loan program with LightStream have financed more than $50 million in new pools, remodeled existing pools and other major purchases.

Who is eligible to borrow through LightStream?You must be a U.S. resident, at least 18 years of age, and have good to excellent credit.

Is the program available in all 50 states?Yes, LightStream loans are available through the Internet, across the United States.

For how much can the loan be?A borrower can be issued a loan ranging from $5,000 up to $100,000*.

For what purpose can the borrowed funds be used?Funds can be used for virtually anything that a borrower chooses...from pool installation to outdoor kitchens, landscaping, hardscaping, even pool furniture.

How long does the loan approval process take?Qualified applicants can be approved in minutes during business hours and may receive their funds as soon as the same day. †

Are there any fees?No. There are no LightStream fees or processing charges, nor penalties for early payment.

Does LightStream allow for joint applications?Yes. Joint applicants are encouraged to apply.

What loan terms are available?Loan amounts are selected by the borrower at competitive fixed rates and flexible terms from 24 to 84 months*.

GET STARTED TODAYContactDon Meyer, Sr. Directorof Financial Services for POOLCORP

don.meyer@poolcorp.com

What are the interest rates?Please visit www.swimmingpool.com/lightstream for the most up to date interest rates.

How can a borrower apply for a loan?Simply visit www.swimmingpool.com/lightstream, click the link to LightStream’s page, and then complete and submit the application.

What can a POOLCORP Dealer offer as an incentive to his customers to participate in this program?For a funded loan that was directly referred through a POOLCORP Dealer’s website link, the Dealer’s customer will receive a .25 percentage point interest rate discount over the life of the loan.

Will the Dealer be notified when financing takes place for their customer?Notification will not be available. You will need to get information about funding status from your customer.

May a Dealer modify any of the marketing material, etc. provided by POOLCORP for this program?No modifications are allowed to the materials.

How can I get more information about LightStream?Visit their website at: www.LightStream.com

Why is POOLCORP working with LightStream?POOLCORP is working with LightStream to help our industry help its customers. LightStream has made it easy for clients with substantial and excellent credit histories to focus on what they’re purchasing, not how to finance it. The company delivers an intuitive self-service platform for originating loans, and allowing borrowers to choose the loan use and terms that work best for them. It’s a quick and easy online process, that is consumer friendly and streamlined.

* Payment Example: Monthly payments for a $10,000 loan at 4.74% APR with a term of 3 years would result in 36 monthly payments of $298.54 for the purpose of Home Improvement/Pool/Solar. Advertised terms are subject to change without notice.

†You can fund your loan today if you apply, are approved, and complete the following steps by 11:30 a.m. Pacific time, 2:30 p.m. Eastern time on regular business days (M-F): (1) review all disclosures and your loan agreement carefully, and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process. Excludes federal holidays.

© 2014 SunTrust Banks, Inc. All rights reserved. Lending services provided by SunTrust Bank, member FDIC.

SunTrust Bank is an Equal Housing Lender.

LightStream and LightStream Lending are service marks of SunTrust Banks, Inc. SunTrust is a federally registered service mark of SunTrust Banks, Inc. All other trademarks are the property of their respective owners. Lending services provided by SunTrust Bank, member FDIC.

Unsecured Consumer Financing Program

Lightstream

Offered in all 50 states

LightStream offers unsecured consumer financing for loans up to $100,000 (as low as

$5,000)

Funds can be used for anything you want to finance for your backyard experience (new

pool construction, in-ground, above-ground, pool repairs, equipment, SPAS, outdoor

kitchens, patio furniture, landscaping, irrigation, etc.)

Program is offered to consumers with good to excellent credit (a minimum credit score of

680 is needed to be considered for a loan offering)

Flexible loan terms from 24 to 84 months; no pre-payment penalty

Fixed Rate Interest Rates starting as low as 3.74% APR (1) (2) (3)

No upfront origination fees

Paperless on-line loan application process with a response in minutes

Most loans can be funded within one day after receiving a loan application if applicant so

desires, and some loan applications can actually be approved and funded into the

applicant’s bank account on the same day (4)

Application not limited to just one income earner within household; can submit a joint

application within household (may improve chances of funding approval)

Dealers are encouraged to install the LightStream financing link

www.lightstream.com/?fact=15014&subid= onto their company website. Contact Don

Meyer at don.meyer@poolcorp.com for easy instructions on how to install the application

finance link along with some valuable information pertaining to the program

For those dealers that do not have a company website, a consumer can still apply through

PoolCorp’s main company website. Apply Here: www.swimmingpool.com/lightstream

Dealers can also receive marketing materials from their local SCP or SPP representative

to help promote the program

In the application, a consumer applicant can Opt-In to the “Referral Program” box giving

LightStream permission to refer their application to a third party lender (with whom

LightStream has a relationship), if the applicant does not qualify for LightStream’s

program (may increase the opportunity in qualifying for a loan offering). The applicant

MUST check the box when filling out the application to receive this additional benefit.

1. Rates are subject to change at any time without notice

2. Interest rate range includes a .25% reduction exclusive to PoolCorp customers applied

through our financing link

3. For a 3 month period, starting March 1st, for POOL Dealers ONLY, LightStream is

providing a special promotional 3.74% interest rate to jump start the busy season

4. Loan can be funded on the same day if one applies, is approved and completes the

following steps by 11:30 a.m. Pacific time on regularbusiness days (M-F): (a) reviews

and electronically signs your loan agreement, (b) provides LightStream with your funding

preferences and banking information, and (c) completes the final verification process

(excludes federal holidays) .