july 1, 2016 #624 issue

July 1, 2016

The Senior Newspaper Serving Volusia & Flagler Counties For 25 Years—COMPLIMENTARY COPY

Visit Us Online At: seniorstodaynewspaper.com

A Publication of Schillinger Enterprises, Inc. © 2016 Volume XXV – Issue 14

The Realities Of AgingPage 8

—Seniors Today—July 1, 2016

Life only gets dull and bor-ing if you let it. These days,we are finding more inter-esting observances and short

notes of hope and cheer with thequick click of our electronic phonesand I-pads.

Many people complain that theyhave always been too busy earning aliving to take a vacation: Living onearth is expensive but it does includea trip around the sun every year.

This one is for real: How long aminute is depends on which side ofthe bathroom door you are on.

Unexpected visits from friends youhaven’t seen in years or having a brandnew experience: Happiness comesthrough doors you didn’t even knowyou left open.

Heather dreaded turning 40 but shefound a way to look forward to it bycounting down the days, one by one.We would find a new photo on Face-book each day, of her—riding a sub-way; singing with a band; serving icecream at an outdoor stand; and showingup in varied New York locations. Thenumbers grew among those who fol-lowed her daily countdown and herlife was turning into more fun than sheever imagined. On her actual birth-day, she thanked her followers, old andnew, and used a picture of herself as achild, happily looking forward to hernext venture.

Birthdays are good for you. The moreyou have the longer you live.

You get in your car and travel downthe road when suddenly you are facedwith a sign stating Road Work Ahead.You have to make a left turn and finda new route. This could be most inter-esting: A truly happy person is one whocan enjoy the scenery on a detour.

A widow(er), remembering themarried years: Don’t cry because it’sover, smile because it happened.

With T-shirts bearing all kinds ofprinted material, you really have to becareful where you go wearing certainmessages. A gal who has always lovedto sing, purchased a T-shirt at a SweetAdelines regional meeting with thecutest cupid image on it. The messageread, Music Turns Me On. She wore itto a local party for a friend who wasmoving away and got much more atten-tion than the honoree!

Most of us go to our grave with ourmusic still inside of us. A group of mis-sionaries returned from Kenya wherethey helped dig a well, so the residentscould have decent drinking water with-out having to walk many miles eachday: Working for God on earth doesnot pay much but his retirement planis out of this world.

This one speaks for itself: Somemistakes are too much fun to onlymake once.

How true is this? You may be onlyone person in the world but you maybe the whole world to one person.

Kitty Maiden is a staff writer forSeniors Today.

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What’s Happening Around Town…Free Seminar

Learn How To Protect Your SavingsFrom Senior Care Expenses with guestspeakers Scott Selis, Esq., Elder LawAttorney and Ms. Debra Sephton, Bene-fits Consultant on Thursday, July 28from 3–5 P.M. The free seminar is hostedby Bill Tol at Florida Hospital Flagler,Classrooms A/B, 60 Memorial MedicalPkwy., Palm Coast. For info or to RSVP,call 386.586.4440.

Photo ExhibitThe Casements Camera Club, 4th

Annual Peoples Choice Exhibit win-ners will be on display July 1 thru 30 atthe entrance of Ormond Beach Library,30 S. Beach Street during regular libraryhours. Enjoy the display of 53 imagesby 35 photographers.

Free Caregiver’s DaysNeed a break from caregiving? First

United Meth odist Church of OrmondBeach is providing free Caregiver’sDays Out that includes food, fun, andspecial attention for care re ceivers. Thedays are from 9 A.M. to 2 P.M. on Sat.,July 16; Thurs., Aug. 11; and Thurs.,Sept. 10 at First United Meth odistChurch of Ormond Beach. For infor-mation, call Sherry at 386.677.3581, ext.311. This is a wonderful opportunity forcaregivers to have a break and know thattheir loved ones are being cared for ina loving, safe environment.

Cycling ChallengeJoin Florida Hospital Memorial Med-

ical Center for the Tour de France indoorcycling challenge the month of July!Complete 21 classes and be entered towin a $100 gift card to the Bike Shop.Participation is free for Center Healthand Wellness members and only $50for non-members. All participants willbe entered to win a bike-centric giftbasket too. Visit the front desk at theCenter for Health and Wellness to signup. For details, call 386.231.3415.

Donate BloodGet on board OneBlood’s Big Red

Bus to save lives at two Volusia Countypublic libraries in July. The bus will bestationed in the library parking lots from11 A.M. to 4 P.M., Wednesday, July 6 at theDeltona Regional Library, 2150 EustaceAve. and Friday, July 8, at the NewSmyrna Beach Regional Library, 1001S. Dixie Freeway. Walk-ins are welcome,but appointments are strongly encour-aged. Appointments can be made byvisiting the website: www.oneblood.organd clicking on where to donate.

Medicare Seminars Florida Hospital Care Advantage is

offering numerous seminars through-out Volusia and Flagler counties dur-ing June. Learn how you can have $0PCP copay, no referrals, no deductibles,$0 premium plans, and access morethan 3,000 providers! Attend a seminarand earn a $10 gift card too. For dates,times, locations, see our ad on page 17.To RSVP call 1.877.425.8816.

DancingJoin Bailey’s Best at the Schnebly

Recreation Center in Daytona Beachevery Friday for Adult/Senior Danc-ing. The fun begins at 1:30 P.M. and runsuntil 3:30 P.M. The cost if $5 per per-son and includes refreshments. For moreinformation, please call Dave at 386.214.2316.

Medicare WorkshopsCome find out how medicare works

on July 5 or Aug. 2 at 6 P.M.; or July 6or Aug. 3 at 10 A.M. at Great AmericanSenior Benefits, 1930 W. Granada Blvd.,Ormond Beach. Seating fills fast! RSVPto 386.671.9150 or [email protected] and leave name and dateyou wish to attend.

Politics, Freedom,& The Underdog

Come enjoy the annual Art Installa-tion project inspired by censorship fromJuly 1—10 from 1–5 P.M at the SaraFox Gallery-House, 110 N. Halifax Ave.,Daytona Beach. Admission is free, nodonations please! Groups scheduled byappointment by calling, 386.258.5333.

Summer SingersSong Of The Coast Sweet Adeline

Chorus invites all women who like tosing to visit a rehearsal on Monday nightsfrom 6:30–9:30 P.M. at the Tomoka UnitedMethodist Church in Ormond Beach.Song Of The Coast Chorus is a nonprofit organization which delights insinging at various functions in the com-munity. For more information, call 386.673.4398, or visit the chorus websiteat: songofthecoast.org

Book SaleFind some cool summer reads at the

Friends of the Ormond Beach Library,30 S. Beach St. book sale from 10 A.M.to 3 P.M. Sat., July 16. Hundreds of newand recycled books, VHS tapes, DVDs,CDs, children’s books, and magazineswill be available for sale. All items willbe buy one, get one free (of equal orlesser value). Members of the friendsgroup may shop 15 minutes before thesale. Call 386.676.4191, option 4.

Senior GamesRegister now to participate in the

Palm Coast Senior Games that willtake place Sept. 10–18. The gamesare open to ages 50 plus and includepickleball, archery, vollyball, tabletennis, swimming, golf, ballroom dance,and more! Call 386.986.2323 or visit:palmcoastgov.com/seniorgames toregister or for more info.

Pet Vet CruiserVolusia County’s Pet Vet Cruiser will

make its rounds in July, offering low-cost spaying and neutering services tofinancially eligible owners of dogs andcats in unincorporated areas and thecities of DeLand and South Daytona.Fees are based on income. Appointmentsare required and may be made by calling386.323.3575 in Daytona Beach or 386.626.6643 in DeLand.

Free Concerts The Daytona Beach Bandshell hosts

free concerts every Friday night throughSept. 2 and they have a fabulous line-upthis summer! Food, beer, and beveragesare available for purchase. Chairs areavailable to rent and no coolers areallowed. Park in the Ocean Centergarage and surface lots. For details,call 386.671.8285.

Support GroupsNicotine Anonymous

Join a Nicotine Anonymous supportgroup every Tuesday at 7 P.M. This freesupport group is open to anyone with thedesire to quit smoking. Reservations arenot required. The group meets at FloridaHospital Oceanside, 264 S. Atlantic Ave.,Ormond Beach.

Cancer SupportFlorida Hospital Memorial Medical

Center will host an educational class forpeople facing cancer called I Can Cope.Topics will include managing the effectsof cancer treatment, nutrition, commu-nity resources, communication, emo-tional support, and caregiving. Theclasses are held on the first Wednesdayof the month at the Florida HospitalMemorial Medical Center Cancer Insti-tute, large conference room at 224 Mem-orial Medical Pkwy., Daytona Beach.There is no charge to attend. To learnmore, call 386.231.4018.

Alcoholics AnonymousAn Alcoholics Anonymous (AA)

support group meets at Covenant UnitedMethodist Church, 3701 S. Clyde Mor-ris Blvd. in Port Orange every Thursdayat 8 P.M. at the church in room 204. Forinformation, call 386.383.9470.

Seniors Today360 S. Yonge, Street

Ormond Beach, FL 32174Phone: 386.677.7060

Fax: 386.677.0836

Website: seniorstodaynewspaper.com

Published bySchillinger Enterprises, Inc.

General ManagerBonnie Schillinger

EditorBonnie Gragg

Staff WritersKitty Maiden

Peggy & George Goldtrap

Seniors Today is published and dis-tributed free every other Friday to inform,entertain, and serve those over the ageof 50.

Deadlines: The deadline for advertisingis Friday, 5 P.M., one week prior to theFriday publication date.

Advertisements and copy: All adver-tisements and copy is believed to betruthful and accurate. Seniors Todayreserves the right to edit, revise, orreject any advertising and/or submittedarticles for publication. Advertisementsare the sole responsibility of the advertiser.Advertisements and copy in SeniorsToday are not meant to be an endorsementof any product, service, or individual. Alleditorial copy and by lined articles arethe opinion of the writer and are notnecessarily the view, opinion, or policyof Seniors Today.

Errors and Omissions: Neither the pub-lisher nor the advertiser are liable formistakes, errors, or omissions. The soleliability of Seniors Today to anadvertiser is to reprint the corrected adin the next issue.

Copyright Warning: Pursuant to FederalCopyright Law, all material containedwithin this publication which was created,designed, composed, written, typeset,imageset, or prepared in any way bySeniors Today remains the sole prop-erty of the publisher and cannot be repro-duced in whole or in part without thewritten permission of Seniors Today.

This pertains to the duplication of eitheradvertising or non-advertising material.Notice of copyright appears on page oneof this and all issues.


by Amber MarcouxCommunity Outreach Director

As the warmer weather quicklyapproaches here in VolusiaCounty, it is important to keepin mind summer safety tips

to keep your four-legged friends healthy!We asked the Halifax Humane Society Vet-erinarian for advice on important summersafety tips to remember when taking yourfur friends outside:

As heat temperatures rise, so do the inter-nal temperatures inside your vehicle. Forexample, if the temperature outside of yourvehicle is 85 degrees, the internal temper-ature in your car can reach up to 20 degreeshigher within minutes of sitting in the sun.It’s important to remember to never leaveyour animal in the car. Even if you leave itrunning, this is not a good idea!

Use caution when taking your four-leggedfriends outside. If your animal is not usedto warm temperatures, progressively accli-mate your animal to warmer climates overtime. If the pavement is too hot for the backof your hand, it is too hot for your ani-mal’s paws. Taking your animal for a walkor to the dog park during the hottest pointsof the day can be hazardous to your ani-mal’s health. Dogs are more sensitive to heatthan humans, so try to walk your animal inthe early morning or later evening. Peakheat times put your animal at a greater riskfor overheating. Animals should never beleft unattended while outside as there area variety of unpredictable encounters yourpet could come in contact with. We rec-ommend purchasing a harness for walksto prevent pressure on the trachea. The Hal-ifax Humane Society store can provide avariety of pet products including harnesses.

Taking your animal for a swim? Whiledogs can swim, it is important to alwaysmonitor and train your dog to find theexits of the pool. If you are taking youranimal to the beach, try to keep your ani-mal on a leash at all times. Ensure that thebeach permits animals, and always be sureto pick up after your animal. The beach couldpotentially become a dangerous place foryour animal due to wildlife and other haz-ards, so be alert to your animal at all times.If you decide to take your four-leggedfriend on a boat, ensure your dog is wear-ing a life vest.

Thirsty? Do not let your four-leggedfriends drink the puddles outside. Be sure tobring along water for places like the dogpark or while traveling. Puddles contain bac-teria that can cause damage to your animal’skidneys. Always ensure the water is safe foryour animal to drink before giving it to youranimal. Our vet recommends changing thewater in your animal’s bowl several times aday while outside and providing your animalwith ice cubes to keep it cool and refreshing!

Four-Legged friends love treats too! Onhot summer days, your four-legged friendmay enjoy a pup-cicle or doggy ice creamfound in local grocery stores. Always giveyour animal approved pet food and drink;never give human food or sports drinks.

The importance of preventative care:Ensuring your animal is up to date on allvaccines, flea & tick medication, and prop-erly groomed can help ensure your ani-mal’s safety outside.

Heat Stroke Safety: If your animal isexperiencing signs of heat stroke it is impor-tant to immediately remove your animalfrom the heat and get them to a shady orchilled location. Offer your animal water,and put cool water on the animals’ paws.Immediately seek a vet’s attention to ensureyour pet is safe and gets properly treatedeven if the signs seem to dissipate, only a vetcan give you the all clear for your animal.

It is important to remember your veteri-narian is the best tool and resource for ques-tions regarding pet safety.

Visit the new Halifax Humane SocietyDog Park located at 2364 LPGA Blvd inDaytona Beach. For more questions regard-ing Halifax Humane Society please visitHalifaxhumanesociety.org

Humane Society Update

Connie will listen to every word you say.

Jasper loves to take walks.

Kiki knows you have the answer.

Oliver wants to be loved.

Summer Heat & Pets Safety

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by George Goldtrap

Lots of news lately about flying…some of it tragic, but some of itgood…like the recent flight of anall-electric plane flying around the

world. Its fuel, sunshine! Perhaps you, likeme, watched it live on the I-net. Fascinating!

Years ago I ran a column featuringthe hilarious things airline hostesses sayas they prepare you for flight. One airlinein particular is famous for its preflightperformers and just recently this new postof the latest flight funnies appeared https://youtu.be/07LFBydGjaM

If you have ever hung out with agroup of aviation enthusiasts, youknow how quickly the stories startto fly—many of them legends. Well…since you mention it, here are twoof mine.

About 1963, with my fight instruc-tor, I planned to take off from a smallport in middle Tennessee. While rollingtoward the only runway, I contactedground control for flight informationand got weather, instrument settings,and altitude. I roared, rotated and roseinto the beautiful blue. On the speakers weheard a private jet, number two behind us,also positioning himself for takeoff. Likeus he was given the basics including alti-tude. By this time we were about 3 to 4Kand leveling out for a nice training ride.Within seconds we again heard the jet…now airborne, at about 10K, seeking a cruis-ing altitude of 35 thousand feet. In the spanof about 30 second or less, he had becomeairborne and passed us and asked for anadditional 25 thousand feet. Reminds meof the bird who asked his flight partner howthe jets go so fast. His bird buddy answered,‘you’d be going that fast too if your tailwas on fire!

A friend, (Winford), had an Aircoupe,a very primitive but stable airplane with aforked rudder. The plane can be flownentirely with the yoke, no pedals needed.(I knew a pilot who was paralyzed waistdown, who owned and flew an Aircoupe.)Back to Winford. He flew his first 800 hoursin that same Aircoupe, with no radio. Nowthat is primitive piloting.

In the mid-fifties, in good weather, hewas cruising over middle Georgia when herealized he had engine trouble and mustland immediately. He headed for the firstairstrip he saw and quickly and safely set’erdown. He rolled to a stop off the mainrunway, exited and started walking toward asmall building in the distance. To his sur-prise it was a guard house with a uniformedand armed soldier asking who, what, andwhy! Winford explained and said it was anemergency and without radio he had nochoice but to land. The startled guard advisedhim that he had landed at Warner-RobbinsAFB and that this was illegal to say theleast. The guard immediately took my friendto visit the Commander. Winford explainedhis flight plight and said as soon as he couldget a mechanic, he would be outahere.

‘No,’ said the Commander, ‘that won’thappen because you never landed here inthe first place.’ Do we understand eachother? ‘Yes Sir,’ came the obedient response.

The commander called a mechanic fromhis base staff and ordered the toy airplanerepaired and told my friend to remove itPost Haste. ‘Remember, you never landedhere… never! The Aircoupe was repairedand removed by its citizen pilot, from a mil-

itary air base on which it had never landed.There was no charge or the repairs.

Years later, on my third solo flight I foundmyself approaching the Lee County (Ft.Myers) airport when for some reason I couldnot increase or decrease the power. Thethrottle had failed. I was stuck with my enginesettings and could not cut back to land. Iwanted to land, but how? I simply did nothave enough experience to know what todo now. I put in a call.

Cessna 150 to Tower: Tower, Go ahead Cessna 150:Cessna 150: I am a student pilot. I’m

on approach to runway 210 but have nothrottle control. What would you suggest?

Tower: Do you want to declare anemergency?

Cessna: (I’m thinking…not really) butresponded… Guess I’d better).

Tower: I have you in sight… Pick aspot… runway or grass. Your choice.

Cessna: But how do I get it down. Air-speed about 75 mph.

Tower: Full flaps, force nose down andonce on the ground, hard on the brakes andoff with the ignition.

Cessna: Here goes.Moments later I got it down, cut the igni-

tion and coasted to the tarmac. Friendscame out and we pushed it to the hanger.I was so embarrassed, feeling sure I haddone something stupid and would have tolive with the razzing results.

A mechanic raised the cowling andlooked over the power plant. Moments laterhe said, “You are a lucky man Goldtrap. Thethrottle linkage somehow became discon-nected, but you managed it right and youare going to walk away from it.” I creditedthe virtual pilot in the tower and breatheda sigh of relief. Thank goodness there reallywas something mechanically wrong and Iwould not have to endure the razzing…DUMB pilot error.

I went on to fly again but never withoutfirst double checking everything, includ-ing throttle linkage.

A Wing & A Prayer

Happy Talk

…by George & Peggy Goldtrap

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When one dies their LastWill and Testament ispresented to the Courtand the appointed per-

sonal representative must obtain Courtauthorization to distribute those assetsheld in one's name alone, that do not havedesignated beneficiaries, in accordancetherewith. The procedure is referred to asProbate. One's Last Will and Testamentdoes not control distribution of certainassets as set forth below:

Assets subject to Probate may include,but are not limited to, the following:1. real property owned individually;2. real property owned as tenants in com-

mon with another;3. real property owned as husband and

wife, if the marriage has ever beendissolved(even if the parties are re-married to each other);

4. solely owned bank accounts, stocks,bonds, vehicles, jewelry, etc.; and

5. life insurance, annuities and retirementaccounts that do not have designatedbeneficiaries, or have beneficiaries whichare no longer living.Assets not subject to Probate may in-

clude, but are not limited to, the following:1. real property owned as husband and

wife, if husband and wife are marriedat the time of death;

2. real property, bank accounts, stocks,bonds, and vehicles owned jointlywith another person, with right ofsurvivorship;

3. real property that is owned as to a lifeestate only;

4. bank accounts, stocks, bonds that con-tain transfer on death (TOD) or payableon death (POD) designations;

5. life insurance, annuities and retirementaccounts in which there is a validbeneficiary designation; and,

6. assets owned by a revocable or irrev-ocable trust.Furthermore, if a person dies owning

real property jointly with a spouse oranother person (with a right of survivor-ship) certain documentation must berecorded in the public records of thecounty so that the title to the property isclear in the records.

Attorney Michael A. Pyle, of Pyle &Dellinger, PL, 1655 North Clyde MorrisBlvd., Suite 1, Daytona Beach, Florida,32117 Telephone: 386.615.9007. E-mail:[email protected] or website: www.pylelegal.com

What Assets Are Subject To Probate?

Elder Law…by Michael A. Pyle


by Jo Ann Jenkins

How old is old? What constitutesbeing middle-aged? A gener-ation ago, someone who wasin their early 40s was consid-

ered by most people to be middle-aged, butyou won’t find as many who think that now.A generation before that, middle age startedat around 35. However, a composite of recentsurveys conducted over the last couple ofyears shows a majority of people now be-lieve middle age starts at around 55.

While the more cynical among us mayascribe the shift to a combination of boomernarcissism, faulty math, and wishfulthinking, there’s no denying that the time-line of aging—i.e., what it means to beold—has changed. If you’re in your 50s or60s, think about it. How do you compare toyour parents when they were your age, oryour grandparents? While some similari-ties are a given, for lots of us, the con-trasts are fairly stark.

Ageism Is Alive And WellWith these changes in mind, it’s odd that

so many negative attitudes about people overa certain age, whether directed from theoutside or, worse, self-inflicted, are aliveand well. While expressing negative judg-ments of others based on race, ethnicity,gender identity, or sexual orientation is nolonger socially acceptable to most people,doing the same thing regarding someone’sage is often still seen as acceptable. Thereality on the ground regarding aging mayhave changed, but attitudes haven’t.

Over time, that will change, partly as aresult of sheer numbers. U.S. Census Bureaustatistics show that 10,000 people in theU.S. turn 65 every day and that will con-tinue to happen—every day—for the next14 years! We need to dispel negative beliefsaround and about aging even quicker thanmight normally happen—not because ourworld needs more political correctness, butbecause there’s a growing body of evidencethat ageism has quantifiable negative healtheffects on aging people, in addition to dis-tracting them from more vital considera-tions. In the abstract, a long life is a finething, but this demographic shift brings withit new questions to ponder (and act on). Ifyou’ve got another 35–40 years, how canyou make them all you want them to be andwhat do you need to do to make it a reality?

Fortunately, there’s a movement afootto drive the kinds of changes around agingthat will benefit everyone. I call it DisruptAging, but what matters most is its intent.Disrupt Aging is about engaging on the bigquestions—around health, wealth, and self—and, overall, living the best future youcan. As with so many things in life, eitheryou choose a path for yourself or circum-stances conspire to choose one for you.

If the Disrupt Aging movement has aninitiation, or a rite of passage, it may be inowning one’s age. We’re all familiar withcatchphrases along the lines of 50 is thenew 30 and 60 is the new 40 and so on.Well intended though they may be, theseideas have got the wrong end of the stick.Fifty is 50, 60 is 60, 70 is 70, and theyare—or can be—great. As with 20, 30 and40, it’s often what you make of it. Disrupt

Aging is not about denying aging, or defy-ing aging (good luck with that, BTW), it’sabout owning your age—and embracing theopportunities to live your best life at everyage. That’s what everyone wants, right?

Think about it this way: If you’re alive,you’re aging. With that in mind, it’s hardto think of a change that could deliver morebenefit to more people than Disrupt Aging.

About the author: Jo Ann Jenkins isCEO of AARP. Ms. Jenkins’s debut book,Disrupt Aging, published by NYC-basedPublicAffairs, hit bookstores on April 5.More info on the book can be found here:www.aarp.org/disrupt-aging/ info-2016/joann-jenkins-disrupt-aging-book.html

The Realities Of Aging

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You may still have the opportunity to choose or change your Medicare plan if you: Are approaching age 65 Have just moved into a different service area Receive Medicaid assistance Are losing your retiree health coverage Qualify for extra help with the cost of your prescription medicines

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Knowing if you qualify for a Medicare Special Enrollment Period can seem confusing. Humana’s local licensed sales agents are happy to talk with you on the phone or in the comfort and privacy of your own home. They’ll listen to what you want from your health plan and help you choose a Humana plan that’s right for you. It’s that simple!

Call today to learn more about your options: Toll free 1-888-530-2645 (TTY: 711) Call a licensed sales agent 8 a.m. – 8 p.m., Monday – Friday¿En español? Llame gratis al 1-844-681-0981

Humana is a Medicare Advantage organization with a Medicare contract. Enrollment in a Humana plan depends on contract renewal. Humana Dual-Eligible Special Needs Plans are available to anyone who has both Medical Assistance from the state and Medicare. Humana Chronic SNP plans are available to individuals with certain chronic diseases. To qualify for a Chronic Disease Special Needs Plan, physician diagnosis of the disease must be verified. Enrollees who do not have the condition will be disenrolled. Sponsored by Humana and the State of Florida, Agency for Health Care Administration. A sales person will be present with information and applications. For accommodation of persons with special needs at sales meetings call toll free 1-888-530-2645 (TTY: 711), 8 a.m. – 8 p.m., Monday – Friday. Esta información está disponible gratuitamente en otros idiomas. Póngase en contacto con un agente de ventas certificado de Humana. Llame gratis al 1-844-681-0981 (TTY: 711). Applicable to Humana Gold Plus® (HMO) H1036-044.Y0040_GHHJ4H6ENTE16_1 Approved DAY 7/16

Can I change my Medicare Advantage plan?

The Medicare Annual Election Period may be over but you could be eligible for a special enrollment period.

Humana can help. To learn more, call one of our licensed sales agents today for information about plans available in Daytona Beach.


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Whether it is a Social Secu-rity check, pension, divi-dends, or another formof income, nearly all sen-

iors rely on those monthly checks to financetheir golden years. Criminals, though, knowexactly when those government checksarrive each month. That provides an oppor-tune time for thieves to strike.

The good news is that seniors can avoidbecoming targets by using direct depositsso that your monthly checks bypass the mail-box and instead get electronically trans-ferred directly into your bank account. Payingbills also has become automated. Many canbe paid over the phone or by computer. Theseare modern conveniences that allow youto manage your money from the safety ofyour home and make yourself less vulner-able to mailbox thieves.

Here are some tips to keep in mind thatwill help make your bank and bill-payingtransactions safe and secure:• Keep your money in a bank or finan-

cial institution, not at home.• In addition to government checks, con-

sider having other monthly payments thatyou receive deposited directly into youraccount. This is an excellent crime pre-vention technique that also will saveyou a trip to the bank.

• Consider automated payments of yourmonthly bills. If this service isn’t avail-able, another safe alternative is to drop offyour payments at a financial institution.

• Never withdraw money from your bankaccounts for anyone except yourself.

• Fill out deposit slips before beginningyour transaction, and not in the plainview of others.

• Put away your money before leavingthe teller.

• Take all receipts with you.• If you’re unable to do your own bank-

ing, entrust a relative or close friend todo it for you. Make this person knownto your bank manager and relatives.

• If you do your own banking, but arefrail, walk slowly or need the assistanceof a walker or cane, ask the bank staff tohave an employee escort you to yourvehicle. This also is a good crime pre-vention strategy since thieves usuallywill pass over people in groups.

• If you’re waiting for public transporta-tion, stay inside the bank until your taxiarrives, or until just before the bus isscheduled to arrive.Following these crime prevention tips

will help keep you and your money safe andmake you much less vulnerable to becominga crime victim.

Avoid Mailbox Theft

From TheSheriff

…Volusia County Sheriff Ben Johnson

July 1, 2016—Seniors Today—Page11

Special to Seniors Today

Do you enjoy fitness, sports, andan active lifestyle? The thirdannual Palm Coast & theFlagler Beaches Senior Games

—offering competition in 14 sports—willbe held Sept. 10 to 18. This year’s SeniorGames are presented by Cora Health Ser-vices, Inc. and are open to resi-dents throughout Florida.

The Seniors Games are open tomen and women competing againstother athletes of the same genderand age group. Registration is $15and includes a T-shirt and partici-pation in one sports event; partici-pation in each additional sportsevent is $5.

“The tradition of the SeniorGames is to offer fun, fellowship,fitness, and competition, and that is a per-fect match for our community with itsemphasis on active lifestyle and recre-ation,” said Recreation Superintendent AlexBoyer of the Palm Coast Parks & Recre-ation Department. “This is our third yearof competition, and we invite you to helpus make the third annual Palm Coast &the Flagler Beaches Senior Games the bestever, whether as an athlete or a spectator.”

This year’s events are: Archery, GolfCroquet, Cycling, Ballroom Dancing, Ten-

nis, Tennis Mixed Doubles, Golf, Horse-shoes, Indoor Volleyball, Pickleball, Pick-leball Doubles, Basketball Shooting,Table Tennis, and Swimming. Events willbe held at various locations around PalmCoast, Bunnell, and greater Flagler County.

To see the full schedule, get more infor-mation, or register for the upcoming games,

visit www.palmcoastgov.com/seniorgamesor call Palm Coast Parks & Recreationat 386.986.2323.

The Palm Coast & the Flagler BeachesSenior Games are sanctioned by the FloridaSports Foundation and serve as a localqualifying event for the Florida SeniorGames State Championships. In additionto Cora Health Services, Inc., the PalmCoast & the Flagler Beaches Senior Gamesare sponsored by Humana and the PalmCoast Observer.

2016 Palm Coast & The FlaglerBeaches Senior Games


Do You Have Knee Pain?

(Sponsored by Bethune-Cookman University in Partnership with Halifax Health)GIFT CARD COMPENSATION PROVIDED FOR PARTICIPATING!

• You’re invited to join us in a conversation about howyou manage your doctor diagnosed Knee Osteoarthritis

• Explore ways to use video games (Wii Walking andStationary cycling) to manage knee OA pain duringphysical activity

• To participate, you must be a woman, ages 45-75 and African-American or non-Hispanic White (Caucasian)

For more information, please contact the DAPPA Research Coordinator at (386)481-2773 or (386)481-2310

Get The Answers!FREE Medicare Workshop

• Open EnrollmentWhat Are My

Choices?• Turning 65?

What Should I Do?

• Health Care ReformDo The Changes

Affect Me?Join Us To Review How Medicare Works And Answer The Frequently Asked Questions Many People HaveTuesday, July 5th At 6 P.M. • Wednesday, July 6th At 10 A.M.

Tuesday, August 2nd At 6 P.M. • Wednesday, August 3rd At 10 A.M.PLEASE RSVP with your name and date you plan

to attend either by phone at 386-671-9150 or email at [email protected]

Location:American Senior Benefits,

1930 W. Granada Blvd., Ste. 10 • Ormond Beach

*For a private consultation regarding your specific plan, please call 386-671-9150. Paulette Reed

No Place Like Home-Maker Companion Services, LLC

How We Can Help You• Medication Reminders • Bathing Supervision• Meal Preparation• Light House Keeping• Assistance With Laundry• Client Advocate

• Companionship• Grocery Shopping• FREE Care Coordination

Call For Your FreeConsultation!

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What’s In The StarsFor The Week Of July 4

ARIES (March 21 to April 19) Lotsof possibilities begin to open. Some seemmore appealing than others. Wait formore facts to emerge later on beforeyou consider which to choose.TAURUS (April 20 to May 20) Bravoto the determined Bovine. While othersmight give up, you continue to searchfor answers. Expect your Taurean tenac-ity to begin paying off by week's end.GEMINI (May 21 to June 20) Youmight want to consider stepping backfrom the task for a while. This could helpyou get a perspective on what you'vedone and what still needs to be done.CANCER (June 21 to July 22) Yourkeen Cancerian insight should help youdetermine whether a new offer is solidor just more fluff 'n' stuff. The clues areall there, waiting for you to find them.LEO (July 23 to Aug. 22) Being ignoredis difficult for any proud Leo or Leona.Pushing yourself back into the spotlightmight be unwise. Instead, let things workthemselves out at their own pace.VIRGO (Aug. 23 to Sept. 22) Tryingto uncover a colleague's secret under thepretext of showing concern is ill-advised.Control your curiosity in order to avoidraising resentment in the workplace.

LIBRA (Sept. 23 to Oct. 22) Expectto hear good news about a loved one.Also, be prepared for some changes inseveral family relationships that coulddevelop from this lucky turn of events.SCORPIO (Oct. 23 to Nov. 21) Somesurprises are expected to accompany anumber of changes that will continuethrough part of next week. At least onecould involve a romantic situation.SAGITTARIUS (Nov. 22 to Dec. 21)You might be upset by some of yourcritics. Most of your associates continueto have faith in your ability to get thejob done, and done well.CAPRICORN (Dec. 22 to Jan. 19) Aworkplace goal that seems out of reachare no problem for the sure-footed Goat,who moves steadily forward despiteany obstacles placed in their way.AQUARIUS (Jan. 20 to Feb. 18) Un-certainty about who is right and who isn'tmight keep you from making a clear-cutdecision. Wait until you know more aboutwhat you're being asked to decide. PISCES (Feb. 19 to March 20) Becareful to keep your emotions in checkwhen dealing with a demanding personalsituation. You need to set an exampleof strength for others to follow.


60 Memorial Medical Parkway I Palm Coast, FL 32164 I (386) 586-4440 I www.FloridaHospitalFlagler.com

King Features

Two Department of VeteransAffairs employees are in therunning as finalists for the2016 Sammies. The Samuel J.

Heyman Service to America medalgoes to government employees as ashow of appreciation for their work,specifically breaking down barriers,overcoming huge challenges, and get-ting results.

This year's crop of finalists includesa Homeland Security employee whoworked to expose drug cartels. Otherfinalists worked to improve safety equip-ment for firefighters and police officers,promote the use of pollution-monitor-ing equipment, and help halt the spreadof avian flu. Another prevented the col-lapse of a dam. Yet another used crowd-sourcing, challenges, and prizes as ameans of solving national problems.

The VA's first employee finalist to benominated (a director) created two nation-wide programs to help high-risk, high-need veterans receive the comprehensivemedical care, housing assistance, andsocial services they need. He overseesprograms at 62 VA medical facilities.

The second VA finalist (a deputydirector who oversees 300 staffers)

reduced recidivism among veteranscaught up in the criminal justice systemand lowered their chances of becominghomeless by providing housing, jobcounseling, and mental health and drug-treatment services.

Color me confused. Are their accom-plishments—helping veterans—not thegoals of the VA as a whole? Shouldnot every employee at the VA be work-ing toward the same level of carefor all veterans?

When it comes to handing out awardsfor going above and beyond, I'd muchrather give my kudos to those at thebottom of the pile: those who are downin the trenches, working face-to-facewith veterans who need care or housingor a leg up, or a claim completed in adecent timeframe, or even those whistle-blowers who bring attention to the manythings that are wrong at the VA.

Write to Freddy Groves in care ofKing Features Weekly Service, P.O. Box536475, Orlando, FL 32853-6475, orsend e-mail to columnre [email protected]

Veteran’s PostAbove & Beyond?


Back Row: Dr Todd McCall • Dr Mark Gillespy • Dr James Bryan • Dr Richard GainesMiddle Row: Dr Jeff Martin • Dr Malcolm Gottlich • Dr Brian Hatten

Front Row: Dr Albert Gillespy

Q: I am curious about what you thinkfuture collectibles will be.

—Sam, Lexington, KentuckyA: Early computers, vintage video games,

and toys from the 1990s are on my list offuture collectibles. Always collectible arepolitical items from national campaigns.VCR movies are presently selling at manythrift stores for about a dollar each. Sometitles will certainly increase in value dur-ing the next decade or so.

Movie posters are a good bet, especiallyfor big hits such as Academy Award win-ners. Spotlight, this year's Picture of the Year,has already increased in value, from about$5 for the one-sheet just a few months agoto its present price of $30. Kitchen gadgetsfrom the 1970s are becoming popular. Asthat interest increases, so will the prices.

***Q: I have a number of books, and I

would like to know their current values.Many are first editions, and almost all arefrom the 1920s and ’30s. I live in a ruralarea where there are no book dealers whocan help me.

—Maryanne, Ward, ColoradoA: One of the better websites is www.

abe.com Go to that site, and type in boththe author and title. Pay close attention toeditions, since usually dozens will appearlisted. Keep in mind that condition is ex-

tremely important. Sometimes more thanhalf of the value hinges on the cover beingpresent and intact.

***Q: My grandma gave me a Bakelite

radio recently: a Philco, Model 49-501. It iscalled the Boomerang because of its style.

—Ken, Austin, TexasA: Go give your grandmother a big hug.

Your radio was manufactured in 1949 andis worth about $500, according to the RadioAnd Television Price Guide edited by KyleHusfloen and published by Krause Books.

***Q: I am searching for a stamp price

guide so I can determine the value of sev-eral that I have. For example, I have threebaseball-related stamps.

—David, Moravia, New YorkA: There are several excellent stamp

price guides available. One of the betterbasic ones is Warman's U.S. Stamps FieldGuide by Maurice Wozniak (Krause Books).There are copies available at amazon.com

Write to Larry Cox in care of KFWS,628 Virginia Drive, Orlando, FL 32803, orsend e-mail to [email protected] to the large volume of mail he receives,Mr. Cox cannot personally answer all readerquestions, nor does he do appraisals. Do notsend any materials requiring return mail.

Antiques

Future Collectibles


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by Sam Mazzotta

Dear Paw's Corner: I read your col-umn about the owner whose therapydog helps children with a fear of dogs.I also have a Golden Retriever ther-apy dog, and we have had many suc-cess stories.

Please tell your readers that organi-zations have different requirements fortherapy dogs to visit their facilities, aswell as for the handlers. For example,the hospitals we visit have additionalhealth screening requirements for thehandler. If they're looking for a goodcertification for their dog, TherapyDogs International is a highly ac-cepted certification.

—Ed A., Indiana

Dear Ed: Many thanks for the tips!It's definitely important to do your home-work and learn as much as you canbefore submitting your dog and your-self as a therapy dog and handler. Dif-ferent facilities may need additionalclearances—not just a certificationfrom a therapy-dog organization, buthealth checks for the owner/handlerand background checks.

Therapy Dogs International has de-tails on its website about its require-ments for therapy dogs, and guidelinesand testing information that will giveowners a good idea of what they needto do to get their dog ready. For exam-ple, dogs have to be at least 1 year old.They don't have to take any specifictherapy-dog classes, but they shouldhave at the very least basic to interme-diate obedience skills, a good tempera-ment, and up-to-date vaccinations andhealth records.

Owners also need to be aware thattherapy dogs are not service dogs—that is a different testing and certifica-tion process with different, often morestringent, requirements.

Pet CareMore Resources For Therapy Dogs

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For further information stop by, or call:

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Holy CrossThriftShop

Come visit us at:

2273 S. Ridgewood Ave.South Daytona

Tue. thru Fri.10 A.M. to 4 P.M.

(closed July 2 —11)

(386) 767-4502

Providing Quality Service At Affordable Rates!

JP’s Painting and Remodeling hasbeen in business for 15 years.

Serving Volusia and Seminole countyfor Commercial and Residential

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by JoAnn Derson

• Clean your paintbrushes before youbegin that spring-cleaning paint job.Bring a few cups of white vinegar toa boil, and soak brushes in the vine-gar for up to 20 minutes. Use a plas-tic scrubbie to remove stuck-on bits,then rinse in cool water. Use a fine-toothed comb to get rid of what'sleftover. The brush should be cleanand the bristles nice and soft.

• Don't overlook your own gardenand yard when putting together acenterpiece for a backyard BBQ orinformal gathering. Herbs make awonderful bouquet.

• You can polish metal with wax paper.

• Put three drops of eucalyptus orcinnamon oil on a cotton ball anddrop it the bottom of the can to keepyour kitchen trash can smellingsweet naturally.

• What's the right way to fold towels?So your folded towel uses the depthof the shelf it's stored on. That way,

you can store the maximum towelsper shelf.

• Do you have a large assortment ofdifferent colored cupcake liners?Store them in a mason jar. You'll beable to see what you have at a glance,and they fit perfectly inside a wide-mouth jar.

• Bath toys plus glue gun equals nomore gross moldy water inside yourtub duck. Just use your glue gun toseal up the drain hole on the bottomof most bath toys. I honestly don'tknow why they do that, as it seemsto only suck up water and not drainanything!

—L.R. in Virginia

Send your tips to Now Here's a Tip,628 Virginia Drive, Orlando, FL 32803.

Here’s An Idea

Cupcakes


King’s CrosswordA

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ACROSS1 Speed-of-sound number5 Away from NNE8 Differently

12 Jai follower13 Island garland14 Cambodia neighbor15 Price reduction17 African herd18 Goes in19 Old foundation garment21 “Gee, ya think?”22 Goblet feature23 Young Lincoln26 Family Guy daughter28 Burn with steam31 “Go away!”33 Fix the soundtrack35 Sandwich cookie36 Chess soldiers38 Periodical, for short40 Barbie’s companion41 Approach43 Dinner for Dobbin45 Plot47 Rhododendron kin51 “Hi, sailor!”52 Native country54 Part of GSN55 Coach Parseghian56 Small combo57 Newspaper pg.58 Small shots59 Tosses in

DOWN1 Auntie of Broadway

2 Two And A Half Men role

3 Wagon

4 Walked through the woods

5 Inebriated

6 Stitch

7 Offstage areas

8 Crete-born painter

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10 Devil’s purchase

11 Brutus’ being

16 Snare, for one

20 Monty Python intro

23 Recipe meas.

24 “Eureka!”

25 Quaint and unpretentious

27 Wrigley product

29 Director Spike

30 SNL announcer Pardo

32 Like some jacks

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37 America’s uncle

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44 1945 conference site

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PresentsTHE

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Crossword PuzzleOn Page 18

Epiphany Manor

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62+ or DisabledIncome Eligible

Call For Application 386-767-2556

TTY: 1-800-955-8771

ST PALSeniors Today Professional Advertiser League.

Networking To Improve And Support Senior Community Services.

ST PALs (Seniors Today Professional Advertising League)is a networking group organized by Seniors Today newspaperand made up of professional people in our community thatall have businesses that serve our senior community. Thegroup was the first of its kind in this area, was formed over 20years ago, and is the longest running networking group ded-icated to seniors in the Volusia /Flagler area. ST PALs prides itself on constantly networking to improvesenior resources, enrich senior lives, and provide quality ser-vices and care for our seniors.

ST PALs is committed to meeting the needs of the seniorsin our community. For more information, please call, 386-677-7060.

The following is a list of professionals who share the ST PALs com-mitment. Please be sure to consider their businesses when you havethe need for their services:

Marjorie Marcus American Inhome Care 386.864.1289Dimary Rohena Apex Companion Care 386.748.2126Deborah Brown Apex Companion Care 386.689.4869Nancy Truesdale Brookdale DeLand 386.736.8100Rosetta Fasaw Brookdale DeLand 386.786.8100Rachel Christian Brookdale Ormond Beach 386.677.0782Linda Peacock Brookdale Ormond Beach 386.677.0782Vivian Gardner Brookdale Ormond Beach West 904.672.8800Mariann Darcangelo Cindy Ferrara State Farm 386.255.5321Austin Tse Comfort Keepers 386.322.8882Karen Chrapek Darryl Strawberry Recovery Center 386.846.6061Rose Ann Intiso Florida Hospital Cae Advantage 904.233.6244Dave Lynn Florida Power & Light 386.254.2484Kat Perry Greystone / Ridgecrest 386.871.4050Amy Rehrig Greystone Health Network 386.279.9955Alvin Thode Greystone Home Health 386.681.7208Chris Cardino Halifax Health Hospice of Volusia / Flagler 386.566.9232Nicolle Cella Home Instead Senior Care 386.864.5918Becky Argeny Joyanna Insurance 386.427.1955

Kris Fischer Juice Plus+ 386.405.1813

Melissa Cole Kindred At Home Hospice 386.205.9704

Terry Cain LegalShield 407.443.7211

Stephanie Coutavas medicarequote4u.org 386.451.4669

Erin Gerken Metcare 386.274.8351

Haley Francisco Metcare 386.846.3294

M. Ashley Moore Moore Strategies For Success 386.788.5653

Priscilla Kincaid Nurse On Call 386.248.5154

Sandra Robertson OEI.CapTel 407.443.9409

Lisa Nelubould Opis Senor Service 386.295.3991

Debbie Smith Ridgecrest 386.734.4334

Chris Van Singel Senior Advisor 386.956.7407

David Larrabee Senior Helpers 386.736.2227

Christina Mancil Simply Scrubs 386.218.3838

Alyssa Noahcutt Simply Scrubs 386.218.3838

Lynn DeBrango Spring Hills Home Care Services 386.847.0072

Amanda McHugh The Cloisters of DeLand 386.882.6900

Pamela Landers The Rivera 386.677.5000

july 1, 2016 #624 issue

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