Use our Visa Balance Transfer Special to pay down existing debt on your higher interest credit cards. Pay a low interest rate of only 4.99%APR for 18 months! This special rate is available on all credit card balance transfers through August 30, 2019. If you don’t already have an AAEC Visa credit card, pick up an application in our office or visit www.aaeccu.com.

VISA BALANCE TRANSFER SPECIAL

Any deposits over those specified will earn our regular account deposit rates. $25 minimum balance is required to open an account. A parent or guardian must be a joint owner. Standard overdraft fees may apply. Members turning 13 or 19 will be transitioned out of these respective programs after the quarter following their 13th or 19th birthdays. Dividend rates subject to change without notice but not to be lower than the dividend rate paid on regular AAEC share accounts.

Serving School Districts 21, 23, 25, 26, 57, 59, 214, NSSEO, & Harper College & all people who live or work in the surrounding northwest suburban community.2751-Advantage 07.19

Kids’ Club – For children up to 13 years of age. Savings account earns 5.0%APR on all balances up to $500.

Teen Account – For teenagers between 13 and 18. Savings account earns 2.5%APR on balances up to $1000, and free checking accounts with ATM or debit cards are available.

ADVANTAGEJULY 2019

’

Credit Union

4.99%

FOR 18 MONTHS APR

Save nearly 50% off the price of Great America tickets by attending during AAEC Discount Days:

June 28, 29, July 5, 6, 12, or 13, 2019Your special ticket price is only $39.99 plus tax.1. Go to sixflags.com/greatamerica2. Enter promo code: aaecdays3. Purchase & print tickets – Or order tickets on

your mobile device

For season passes or discounts on other days… Log on to sixflags.com/partnerloginUser name: aaeccuPassword: SixFlags6 (case sensitive)Print tickets at home and bring to the front gate for admission to the park.

AAEC DISCOUNT DAYS AT GREAT AMERICA!

Whether you’re in the market to purchase a new home or are looking to refinance your current loan, your first call should be to AAEC and our mortgage specialist, Brad Boden.

We offer a wide variety of loan options big banks can’t because we put you, our member, first. From lower rates and fees, to faster, more personalized service – see how AAEC has been putting our members first.

Call or visit our website for answers to all your mortgage questions.

MORTGAGE RATES REMAIN NEAR HISTORIC LOWS, But Are You Getting the Best Rate?

CHANGE YOUR PIN You now have the option to change the PIN for your ATM or debit card. You must use the ATM at our new location in order to use this feature.

Save money on your homeowners, auto, life, and/or accidental death and disability insurance through our TruStage program. When you receive information regarding the program in the mail, take a minute and compare costs, or call (855) 787-8243. Let us help you save money!If you wish to be removed from the mailing list, call (855) 261-2189.

SAVE ON INSURANCE

BEST DEAL!

CONSUMER LOAN RATES CALL AAEC AT (847) 392-1922 OR VISIT WWW.AAECCU.COM TO APPLY!

FOR MORTGAGE AND REVERSE MORTGAGE OPTIONS VISIT OUR WEBSITE, WWW.AAECCU.COM,

OR CALL (773) 305-7009

2.99% 3 yrs

3.99% 4-5 yrs

4.99% 6-7 yrs

3.99% 3 yrs

4.99% 4-5 yrs

5.99% 6-7 yrs

5.99% 8-9 yrs(Loan must exceed $25,000)

6.99% *10-12 yrs (Loan must exceed $50,000)

7.99% *13-15 yrs(Loan must exceed $50,000)

6.99% 8-9 yrs(Loan must exceed $25,000)

7.99% *10-12 yrs (Loan must exceed $50,000)

8.99% *13-15 yrs(Loan must exceed $50,000)

New/Used Vehicle

For surcharge–free ATMs:

AAEC, 1104 S Arlington Hts, Arlington Hts or log on to

www.allpointnetwork.com or www.co–opnetwork.org or

any Village Bank & Trust location

Business Hours: Monday – Friday, 9am – 5pmwww.aaeccu.com

Credit Union ClosingsJuly 4 – Independence Day

September 2 – Labor Day

October 14 – Columbus Day

November 11 – Veterans’ Day

November 28, 29 – Thanksgiving

DistrictChairman Tom Adam 214Vice Chairman John Meyers, Jr. 214Treasurer Kelley Zerfahs 59 Secretary Jan Phillips Harper

Directors District Sharon Eliopoulos 57 Nancy Milne NSSEOTom Pulford 25Eric Swanson 59Chris Zima 21

UP TO:

Signature 9.5% 1 yrLoans 10.5% 2 yrs 11.5% 3 yrs 12.5% 4 yrs 13.5% 5 yrs

Bill 9.0% 1 yrConsolidation 10.0% 2 yrs 11.0% 3 yrs 12.0% 4 yrs 13.0% 5 yrs

Share Secured 2.99% 3 yrsLoans 3.99% 4-5 yrs 4.99% 6-7 yrsTuition Loans 8.5% 5 yrs

COIN DEPOSIT

CypressPark

CENTRAL RD

AR

LING

TON

HTS

RD

S. PINE AVE

EVERGREEN

S, DUNTON

S. BELMON

T AVE

W. CYPRESS ST

E. MAGNOLIA ST

Give us a chance to beat your dealer’s

rate!

If your dealer offers an interest rate lower than ours, please call us. We realize that they’re trying to sell you a car and may offer a low rate to get you to buy from them, but we want you to borrow from us! We’ll do everything in our power to keep your business.

HOME EQUITY LINE OFCREDIT 5.25%

Maximum limit of $150,000.3 NO APPLICATION FEES3 NO APPRAISAL FEES

3 NO CLOSING COSTS 3 NO ANNUAL FEES

*Rate valid thru 8/31/19

All 2017 – 2019 Models

2016 & Older Models

Effective 1/1/19. *Car loans cannot exceed 10 year terms.

After hours lost or stolen cards:Visa Credit Card: (800) 322-8472

cuCheck Card (Visa Debit): (800) 523-4175

cuCash Card (ATM): (800) 523-4175

For Bill Pay questions: call (888) 221-0107

1104 S. Arlington Heights RdArlington Heights, IL 60005Phone: (847) 392-1922

Teller Express: (855) 605-9178 Fax: (847) 392-1926Jill Lindsay, President

Take advantage of our coin machine to deposit your stash of change. Of course there’s no fee!

TAKE THE SUMMER OFF FROM LOAN PAYMENTSTake an auto, bill consolidation, or personal loan in June, July, or August and make no monthly payments until school begins in the fall. If you already have a loan with us and you want to take the summer off, you may be able to if you add at least $1000 to your loan balance.

To participate, payments must be made via payroll deduction, an existing direct deposit, or an electronic deduction from another financial institution.

AAEC awarded twelve Career Advancement Scholarships for 2019! Half the recipients are pictured here, and the other half were presented in last quarter’s newsletter. 2020 applications will be available in October. Recipients must be AAEC members but need not live in the immediate area. The scholarships may be used for undergraduate or graduate degrees, or any class that will help you in your career.

CONGRATULATIONS TO OUR 2019 SCHOLARSHIP RECIPIENTS!

Elizabeth

Nicole

Luke

Michelle

Laura

Michael

SALLIE MAE STUDENT LOANSWe’ve partnered with Sallie Mae to offer members an additional private education loan program. To find out more about your options or to apply, click on the Sallie Mae link of the AAEC website.