koreafunding : p2p lending platform
TRANSCRIPT
Introduce KOREAFUNDING
P2P Loan is designed by unlisted stock which is not easily securitized.
www.koreafunding.co.kr
This report is solely for the use of client personnel. No part of it may be circulated, quoted, or reproduced for distribution outside the client organization without prior written approval from SKYASSET.
Contents
1. Company Overview2. Company History3. Organization4. Main Business5. Why it should be
KOREAFUNDING?6. Risk-Management System7. Trust8. Ripple Effect9. Future Plan
Chairman
Company Name: Skyasset Corp.
SKYASSET
Date of incorporation
Nov 10, 2009Location
CompanyAddress:B-dong10F,Uspace II, Daewangpangyo-ro,Bundang-gu670, Seongnam-si, Gyeonggido
Main Business
Development of Peer-to-Peer lending platform www.koreafunding.co.kr
Company Overview
Offering accurate analysis of stocks in public offering and
time of investment
IPO Investment Consulting Demand Forecasting
offering know-how of participation and
assignment concerning demand forecasting of stocks in public offering
Finding Promising Items
providing investment consulting for promising items in outside market
IPO Investment information
offering investment information of IPO event
with years of accumulated information and various
services
Company Overview
1997-20082009-20102011
· Establishment of Future Venture Bank Co., Ltd· Offering online investment/trade information of unlisted stocks for the first time in Korea.
· Establishment of SKYASSET which is an IPO investment corporation. · Offering IPO investment information for the first time in Korea. · Offering e-daily TV-IPO Investment Information · Mobile trade information service of unlisted stock
· Presentation of analysis report of the phased stocks in public offering · Brief presentation of investigation of the company on unlisted security market
2012 2013
2015
· IPO management consulting for domestic and foreign professional investors· Expansion of partnership with VC and Securities company (hosting company)
· Offering IPO contents within Korean economic sites· China, Hong Kong IOP Market Expansion.
· Entering the P2P unlisted stock-secured loan market · Planned to enter the crowdfunding market for online small investment service
Company History
Chief executive officer
Risk Control Committees
Finance manager
Headquarter Development team
Customer service Marketing
Management support
Strategic planning
Human Resource
Organization
What is P2P Loan?P2P Loan offers the system that the borrower and investor can meet each other by using the online platform. It is a service that raises investments from the many and unspecified investors and lends the money at a reasonable interest rate to person who wants loan.
P2P Loan Market According to the Foundation Capital, the P2P Loan market breadth in 2014 is about 8.8 billion dollars and the average annual growth is 130 % over the recent 5 years.
Domestic P2P Market started to be built in this year and it is about 10 billion won ~ 20 billion won now. According to the Korea P2P Financial Platform Association, the domestic market will be expected to pass a few trillion won in the coming years.
Strength of P2P LendingFor the borrowers, P2P Loan will have low interest rate comparing with the existing lenders, saving banks, sales finance companies, and etc.
For the Investors, P2P Loan will be the new means of investment in this period of low interest rate.
P2P Lending
Main business
Main business
Research for unlisted stocks for the 19 years Accumulated data & knowledge
Meeting of online development ability and FinTech of SkyAsset, P2P Loan
P2P Lending
Unlisted stocks-secured loan P2P PlatformKOREAFUNDING
KOREAFUNDING is made from Future Venture Bank Co., Ltd. (offering online investment & trade information for unlisted stocks) and has been walking a single path as unlisted stock for the past 19 years.
For the first time in Korea, it offers IPO investment information to raise online development ability. Unlisted stock-secured loan P2P Platform has been started with the experiences through
the accumulated knowledge of unlisted stock and online development.
Main business
• Existing markets evade unlisted stock-secured loan for the several reasons.
• On this, KOREAFUNDING offers P2P Loan Platform.
• It is to minimize loss of principle and interest of investor by receiving precise evaluation on value of security by professional financial advisor for unlisted stock.
Why it should be KOREAFUNDING?
The existing financial world The existing financial world is difficult to be accessed due to several constraints such as the policies and technical factors of unlisted stock-secured loan.
Policies
Technical
factors
unlisted stock-secured loan
Why it should be KOREAFUNDING?
the credit-based P2P LoanCurrently the most of P2P Platform are the credit-based P2P Loan. Therefore there are no ways to make up for the loss of investors who couldn’t collect loans.
It is difficult to secure stability of loan even though the default rate is 0 % or less than 1 %.
Most of companies have just started this service less than a year and it is not enough to have samples from the cases of loan transaction of the companies.
Company A
Company B
Why it should be KOREAFUNDING?
Targeting unlisted stock loan markets
Strengthening stability of loan
Unlisted stock-secured loan market which has demand but not supply
· Historical data of unlisted stock (quantitative approach)
· Direct investigation of company (qualitative approach)
KOREAFUNDING is expected to solve the problems of the unlisted stock-secured loan of existing financial world and credit-based P2P Loan businesses all over at the same time.
P2P Lending platformSource of online development ability of
Skyasset
Why it should be KOREAFUNDING?
Nice Credit Information and Zion Invest adviser evaluate Borrower and Securities current status.
KOREAFUNDING
NICE CreditInformation
Evaluate security value
Borrower’s credit monitoring service
Risk-management System
If stock prices fall below safe money line (collateral rate), KOREAFUNDING will ask the borrower for SafeMoney.
If the borrower do not pay for the safe money, KOREAFUNDING makes it is possible to retrieve the investor’s principle by unwinding a trade.
Market Price(OTC Market)
maintenance requirement rate of collateral(Safe Money) line
KOREAFUNDING grasps the changed matters of security in real time.
Borrower
Request
Ripple Effect
Technical aspect
User aspect
Economic/industrial aspect
· It is possible to search for or participate in investments appropriate for individual by using smartphone disregarding the time and place.
· You can contact to KOREAFUNDING adviser with a messenger anytime, anywhere
· For borrowers, it offers the much liquidity and reasonable interest rate with convenience.
· For investors, it provides safe and high profitability for investment even in this period of time with low interest.
· It contributes to revitalizing unlisted stock market by increasing its liquidity.
· It also makes loan market to be revitalized with high accessibility of clients and exploitation of China interest rate market that the P2P Loan Platform has.
· We are expecting that it will make a great contribution to activating Korea economy and expanding jobs for young generation.
Trust
We will make promises as follows
We will not mislead investors with a false and exaggerated earnings rate.We will not make unfair profits through false information.
We will consider the every convenience of borrowers, investors and parties interested in KOREAFUNDING.
Future Plan for KOREAFUNDING
KOREAFUNDING
2015
2016
2017
2020
2015’s Starting KOREAFUNDING Platform
2016’s Launching KOREAFUNDING Ver. 1.5 and Crowdfunding
2017’sLaunching KOREAFUNDING Ver. 2.0
KOREAFUNDING
KOREAFUNDING1.5
KOREAFUNDING 2.0
2020’s Listing Crowdfunding-related FinTech Company on KOSDAQ for the first time
OPEN
