Lending, investing and giving in

New YorkState facts and figures

State leadership

Jeff Barker New York City Market President

Robert Isaksen Long Island Market President

Jennifer MacPhee Albany Market President

Kevin Murphy Buffalo Market President

John Pitton Rochester Market President

Banking Centers: 360

ATMs: 991

Merrill Lynch Offices: 43

U.S. Trust Offices: 6

Heritage

Bank of America began serving New York nearly 200 years ago. The National Bank of Orange and Ulster Counties opened its doors in 1812, U.S. Trust was formed in 1853 and the Merrill Lynch partnership was begun in 1914. Each entered the Bank of America family in recent years. Today, Bank of America is one of the nation’s largest financial institutions and provides services to half of all American households. To learn more about our history, please visit http://message.bankofamerica.com/heritage.

www.bankofamerica.com/local

June 30, 2012 update

Helping New York businesses growSmall business lending: In the first half of 2012, Bank of America provided over $280.4 million in new credit to small businesses in New York, a 46% increase over the same period in 2011.

Working with home loan customersModifying home loans: Since 2008, Bank of America has provided home loan modifications for more than one million customers, including 37,374 customers in the state of New York. This includes 2,832 home loan modifications for New York customers in the first half of 2012.

Community involvementBank of America is empowering consumers, supporting communities and investing in the economy of New York through philanthropy and volunteerism:

• Grants and matching gifts: In 2011, the Bank of America Charitable Foundation gave more than $12,867,405 (including matching gifts from the Bank of America Charitable Foundation) to help local nonprofit community organizations develop and grow, including those that provide basic human services such as hunger relief and housing assistance.

• Matching employee donations: In the first six months of 2012, more than $1,801,536 was contributed by employees to the local charitable organizations of their choice, and matched by the Bank of America Charitable Foundation.

• United Way commitments: In 2011, employees pledged $2,055,141 to the local campaign, volunteered in food banks, taught financial education and helped critical-needs service providers in their communities.

• Volunteer hours: In the first six months of 2012, local employees contributed 23,381 volunteer hours for maximum community impact. For 2012, the U.S. goal is to exceed 1.5 million hours.

Community development lending and investing (for calendar year 2011) • Affordable Housing: $3,843,154,768 in mortgages, loan modifications and financing,

primarily for housing for low- and moderate-income (LMI) individuals and families

• Small Business Lending: $905,659,840 in small-business loans and lines of credit

• Consumer Lending: $114,290,733 in consumer financial services for LMI individuals and families

• Economic Development: $384,522,542 in investments to nonprofits, including many Community Development Financial Institutions (CDFIs), to promote neighborhood revitalization

Environmental commitmentBank of America has completed more than $18.5 billion toward its $20 billion, 10-year environmental goal launched in 2007. Having almost reached this goal, the bank also announced a new $50 billion, 10-year environmental goal to begin in 2013. In New York, this contribution includes over $992 million in financing for renewable energy and energy efficiency projects and support of nonprofits focused on climate change.

Bank of America, N.A., Member FDIC. © 2012 Bank of America Corporation. Figures reflect 2011 EOY data.