letters to fellow chm membersceliac disease or gluten sensitivity—the deciding factor a chm m em...
TRANSCRIPT
Letters to fellow CHM members: what’s encouraged, what’s notQ u e s t i o n : I lo v e t h e fa c t t h a t m e m b e r s e n c o u ra g e e a c h o t h e r w i t h c a rd s a n d le t t e r s , b u t I ’m a l s o r e c e iv in g fl y e r s a n d a d v e r t i s in g p ro m o t io n s . I s t h a t r e c o m m e n d e d ?
A n s w e r : N o , n o t a t a l l . M a n y m e m b e r s s e n d c a r d s a n d le t t e r s o f e n c o u r a g e m e n t t o f e l lo w m e m b e r s w h o a r e d e a l in g w it h m e d ic a l i s s u e s . T h o s e a r e t h o u g h t f u l g e s t u r e s a n d e x p r e s s io n s o f C h r i s t ia n lo v e .
E x a m p le s o f w h a t s h o u ld n ’t b e s e n t a r e s u c h i t e m s a s a d v e r t i s in g m a t e r ia ls o r o ff e r s (“ T w e n t y p e r c e n t o ff i f y o u c o n t a c t u s in t h e n e x t t h r e e d a y s ”), h e a lt h r e m e d ie s t h a t “d o c t o r s d o n ’t w a n t y o u t o k n o w a b o u t ,” p o l i t i c a l in fo rm a t io n o r t r a c t s e n c o u r a g in g p e o p le t o s w it c h r e l ig io u s d e n o m in a t io n s .
W e a r e g r a t e f u l s o m a n y C H M m e m b e r s c a r e e n o u g h a b o u t e a c h o t h e r t o r e a c h o u t t o o t h e r m e m b e r s . H o w e v e r, w h i le s o m e o f t h e i t e m s p r e v io u s ly l i s t e d m a y
b e w e ll-m e a n in g , t h e y t y p ic a l ly a r e m e a n t t o b e n e fi t in s o m e w a y t h e s e n d e r—n o t t h e r e c e iv e r.
W e t r u s t m e m b e r s w i l l u n d e r s t a n d t h a t t h e i r f e l lo w C h r is t ia n s in t h e m id s t o f a m e d ic a l s i t u a t io n e n jo y r e c e iv in g s p i r i t u a l r e a s s u r a n c e a n d a r e b e s t s e r v e d b y s u p p o r t b a s e d o n t h e w o rd s o f o u r L o r d a n d o t h e r u p l i f t in g v e r s e s in S c r ip t u r e .
T h a t ’s e n c o u r a g e m e n t t h a t w o n ’t e x p i r e in t h e n e x t t h r e e d a y s—o r e v e r—a n d s o m e t h in g C h r is t ia n s w a n t e v e r y o n e t o k n o w .
D o i n c l u d e : � E n c o u r a g in g v e r s e s o r p a s s a g e s o f S c r ip t u r e
� P r a y e r s f o r h e a l in g a n d G o d ’s n e a r n e s s
� S t o r ie s a b o u t G o d ’s p o w e r a n d t h e f a i t h f u ln e s s o f H is p e o p le
D o n ’t i n c l u d e : � A d v e r t i s in g o r p r o m o t io n a l o ff e r s
� H e a lt h r e m e d ie s
� P o l i t i c a l m a t e r ia ls
� In fo rm a t io n p r o m o t in g r e l ig io u s d e n o m in a t io n s
Anxiety in a man's heart weighs him down, but a good word makes h im glad. � –Proverbs�12:25
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A u g u s t 2 0 2 0 You asked; we answered !
Joy loves company, too: CHM’s Bring-a-Friend programS h a re d jo y i s d o u b le jo y ; s h a r e d s o r r o w i s a h a l f a s o r r o w .—Sw e d is h P ro v e r b
T h e w e ll-k n o w n s a y in g , “M is e r y lo v e s c o m p a n y ,” i s r e v e r s e d f o r f o l lo w e r s o f C h r i s t , b e c a u s e t h e i r jo y lo v e s c o m p a n y . C H M ’s B r in g -a -F r ie n d p r o g r a m is a w a y t o s h a r e jo y w it h o t h e r s .
In 2 0 2 0 ’s fi r s t s ix m o n t h s , o u r n a t io n , a n d t h e w o r ld , f a c e d c i r c u m s t a n c e s u n p r e c e d e n t e d , w i t h a n u n k n o w n o u t c o m e . M a n y o f u s a r e e x p e r ie n c in g a “n e w n o rm a l” f r o m t h e w o r ld w id e p a n d e m ic b r o u g h t a b o u t b y a n e w c o r o n a v i r u s .
T h e jo b le s s r a t e q u ic k ly s o a r e d t o o v e r 1 3 p e r c e n t , n e a r ly 1 0 p e r c e n t h ig h e r t h a n i t h a d b e e n a t t h e b e g in n in g o f 2 0 2 0 . C o n s e q u e n t ly , in t h e w a k e o f C O V ID -1 9 , m a n y f e l lo w C h r is t ia n s a r e in n e e d o f b u d g e t -f r ie n d ly o p t io n s f o r t h e i r h e a lt h c a r e c o s t s .
S in c e 1 9 8 1 , C H M h a s u p h e ld t h e b ib l ic a l ly -b a s e d p r a c t ic e o f h e a lt h c o s t s h a r in g . T h e m in is t r y ’s f o u n d a t io n i s t h e N e w T e s t a m e n t p r in c ip le s f o u n d in G a la t ia n s 6 :2 a n d A c t s 2 a n d 4 , a n d t h e e x a m p le s a n d e x h o r t a t io n s f o r C h r i s t ia n s t o s h a r e t h e i r a b u n d a n c e , n e e d s a n d b u r d e n s . T h e id e a o f s h a r in g—w h e t h e r jo y s , s o r r o w s , h a r d s h ip s , p a in o r p h y s ic a l m a t e r ia ls—is f o u n d t h r o u g h o u t S c r ip t u r e .
T h a t ’s w h y w e e n c o u r a g e C H M m e m b e r s t o u s e t h e B r in g -a -F r ie n d (B A F ) p r o g r a m t o s h a r e w it h t h e i r f r ie n d s a n d f a m i ly t h e b le s s in g s f o u n d t h r o u g h t h is m in is t r y .
T h e v a lu e a n d a d v a n t a g e s o f C H M s e r v e m a n y p e o p le —a n d y o u h e lp y o u r s e l f b y h e lp in g o t h e r s .
Yo u r r e f e r r a l c a n h e lp a lo v e d o n e d is c o v e r t h a t C H M is a c o s t -e ff e c t iv e , a c c o u n t a b le a n d f a i t h -b a s e d w a y f o r b e l ie v e r s t o s a t i s f y t h e i r m a jo r h e a lt h c a r e c o s t s—a n d y o u c a n e a r n a f r e e m o n t h o f m e m b e r s h ip f o r y o u r s e l f .
F o r e v e r y n e w m e m b e r y o u r e f e r t o C H M , y o u w i l l r e c e i v e a f r e e m o n t h o f m e m b e r s h i p a f t e r y o u r f r ie n d s u b m it s t h e i r t h i r d m o n t h ly fi n a n c ia l g i f t . T h o s e w h o c o n s is t e n t ly b r in g a f r ie n d e a c h m o n t h m a y b e a b le t o p a r t ic ip a t e in C H M a t n o c o s t . F o r e x a m p le , i f y o u r e f e r 1 2 e x t e n d e d fa m i ly m e m b e r s , f r ie n d s a n d f e l lo w c h u r c h a t t e n d e e s , y o u c o u ld e a rn y o u r s e l f a f r e e y e a r o f m e m b e r s h ip !
M o re m e m b e r s jo in C H M t h r o u g h t h e B A F p r o g r a m t h a n t h r o u g h a n y o t h e r m e t h o d . T h is i s m a d e p o s s ib le b y m e m b e r s s h a r in g t h e i r t e s t im o n ie s o f h o w w e ll C H M w o r k s f o r t h e m .
Yo u r f r ie n d s a n d f a m i ly m a y b e e n c o u r a g e d t o k n o w t h a t C H M m o n t h l y m e m b e r s h i p i s v o l u n t a r y a n d m e m b e r s h i p c o s t s
r e m a i n t h e s a m e n o m a t t e r y o u r j o b s i t u a t i o n , h e a l t h h i s t o r y o r g e o g r a p h i c l o c a t i o n . W h e t h e r y o u m o v e
Advantages of joining CHM
bibleCHM is
compassionate and faithful
gavelA federally
certified option for individuals under the Affordable Care Act (ACA)
babyGenerous
maternity program under Gold-level membership
user-mdFlexibility in choosing your own healthcare providers
handsCHM staff and members pray for those facing health problems
bibleBiblical principles
are used to meet your
healthcare costs (Galatians 6:2)
Longevity: Serving members
since 1981
calendar-altOne free month for each new
membership you refer to CHM
notes-medicalMonthly costs aren’t increased due to an expensive medical condition or illness history
We encourage all of our Christian friends and family to become CHM members. When we tell them all about Christian Healthcare Ministries, they’re blown away. They say it can’t be that simple or good, but we point to our many years of experience with the ministry. We absolutely believe in it.”
-Jason Benham, Concord, N.C.
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A u g u s t 2 0 2 0
Celiac disease or gluten sensitivity—the deciding factor
A C H M m e m b e r s u b m it t e d t h e f o l lo w in g q u e s t io n :
I ’m n e w t o C H M a n d d o n ’t w a n t t o g o t o t h e h o s p i t a l o r d o c t o r f o r e v e r y l i t t l e p r o b le m . I ’m w o n d e r in g i f y o u c o u ld h e lp m e fi g u re o u t i f a c o n d i t io n I ‘v e b e e n d e a l in g w i t h i s w o r t h g o in g t o t h e d o c t o r.
I g e t s k in ra s h e s m o s t ly a r o u n d m y f e e t a n d a n k le s—th e y ’v e o c c u r r e d o n -a n d -o ff f o r t h e la s t y e a r o r t w o . R e c e n t ly , I s t a r t e d g e t t in g a ra s h o n m y k n e e . I t r y r e a l ly h a rd n o t t o s c ra t c h t h e m s o t h e y d o n ’t d e v e lo p in t o o p e n s o r e s , b u t i t ’s v e r y d iffi c u l t .
A t t h e s a m e t im e , I h a v e n ’t b e e n a b le t o p in p o in t t h e c a u s e . W h i le I ’m n o t a l le rg ic t o a n y t h in g t h a t I k n o w o f, a f t e r e a t in g c e r t a in f o o d s m y s t o m a c h g e t s v e r y b lo a t e d a n d g a s s y .
W h a t I ’v e s e e n f r o m m y o w n in t e r n e t r e s e a r c h , t h e s e s y m p t o m s t o g e t h e r s o u n d l ik e I m ig h t h a v e d e rm a t i t i s h e r p e t i f o rm is (D H ). W h a t d o y o u t h in k I s h o u ld d o ? T h a n k y o u !
D r . J a c o b s o n ’s r e s p o n s e : Yo u r a n a ly s i s i s im p r e s s iv e . I f y o u t r u ly h a v e d e rm a t i t i s h e r p e t i f o rm is (D H ), a n d y o u c o n n e c t e d i t w i t h d ie t , y o u ’r e a lm o s t t h e r e !
D H i s c o n s id e r e d t h e s k in r a s h o f c e l ia c d is e a s e (C D ). C e l ia c d is e a s e i s a d ig e s t iv e
a n d a u t o im m u n e d is o r d e r t h a t c a n c a u s e t h e s o r t o f d is c o m fo r t
y o u d e s c r ib e d , a s w e l l a s d a m a g e t o t h e s m a ll in t e s t in e t h a t c a n in h ib i t n u t r ie n t a b s o r p t io n . I t o c c u r s a s a r e s u lt o f t h e b o d y 's im m u n e s y s t e m r e a c t in g t o g lu t e n , a p r o t e in f o u n d e s p e c ia l ly in f o o d s c o n t a in in g w h e a t , b a r le y a n d r y e .
I f t h e f o o d s t h a t c a u s e y o u r g a s t r ic s t r e s s a r e b r e a d s , c a k e s , c o o k ie s o r o t h e r g r a in s , y o u m a y w e ll b e s u ff e r in g f r o m c e l ia c d is e a s e . W h i le s o m e fo lk s m a y b e g lu t e n -s e n s i t iv e (e x p e r ie n c in g g a s t r ic d is c o m fo r t
w i t h o u t h a v in g c e l ia c d is e a s e ), t h e f a c t t h a t y o u a r e d e a l in g w it h D H , w h ic h g o e s h a n d -in -h a n d w it h c e l ia c d is e a s e a s a n a u t o im m u n e r e a c t io n , m a y in d ic a t e t h a t y o u r s y m p t o m s a r e a c o m b in a t io n o f t h e s e r e la t e d c o n d i t io n s . T e s t in g c a n h e lp y o u r d o c t o r d e t e rm in e w h e t h e r y o u h a v e c e l ia c d is e a s e o r a n o t h e r f o rm o f g lu t e n -s e n s i t iv i t y .
C e l ia c d is e a s e i s n o t t h e o n ly c o n d i t io n t h a t c a n c a u s e d e rm a t i t i s h e r p e t i f o rm is . D H i s a ls o a s s o c ia t e d w it h o t h e r c o n d i t io n s , in c lu d in g a u t o im m u n e t h y r o id i t i s , in t e s t in a l ly m p h o m a a n d n o n -H o d g k in ly m p h o m a . T h e r e fo r e , I t h in k i t s h o u ld n o t b e ig n o r e d o r m a n a g e d a t h o m e w it h o u t a p h y s ic ia n ’s e v a lu a t io n .
C o n fi rm in g a D H d ia g n o s is r e q u i r e s a s k in b io p s y . W h i le t h is c o u ld b e p e r fo rm e d b y
a f a m i ly p h y s ic ia n , y o u r d o c t o r m a y d e fe r t o t h e e x p e r t i s e o f a d e rm a t o lo g is t , w h o w o u ld b e id e a l t o c o n fi rm t h e d ia g n o s is . I f t h e b io p s y i s in c o n c lu s iv e , t h e f o l lo w in g b lo o d t e s t s c o u ld b e o r d e r e d : e n d o m y s ia l a n t ib o d ie s (E M A ), t i s s u e t r a n s g lu t a m in a s e (t T G ) a n t ib o d ie s , o r e p id e rm a l t r a n s g lu t a m in a s e (e T G ).
A s s u m in g c e l ia c d is e a s e i s t h e u n d e r ly in g c a u s e o f y o u r s y m p t o m s , a s t r i c t g lu t e n -f r e e d ie t i s in o r d e r. A d h e r e n c e t o t h is d ie t
u s u a l ly r e s u lt s in g r a d u a l a b a t e m e n t o f t h e D H .
H e r e a r e c o m m o n d ie t a r y r e c o m m e n d a t io n s :
• A v o id a l l g lu t e n -c o n t a in in g f o o d s .
• A v o id g lu t e n -c o n t a in in g c e r e a ls : w h e a t , b a r le y a n d r y e . A v o id o a t s in i t ia l ly , a s c o m m e r c ia l o a t s a r e o f t e n c o n t a m in a t e d w it h g lu t e n . A d d i t io n a l ly , s o m e in d iv id u a ls m a y b e g e n e r a l ly in t o le r a n t o f o a t s .
• A v o id b e e r s , la g e r s , a le s a n d s t o u t s .
• A v o id f o o d a d d i t iv e s a n d in g r e d ie n t s t h a t m ig h t c o n t a in g lu t e n : a r t ifi c ia l c o lo r in g s a n d fl a v o r in g s , e m u ls ifi e r s , e x c ip ie n t s , m a lt s , h y d r o ly z e d p la n t a n d v e g e t a b le p r o t e in , m o n o s o d iu m g lu t a m a t e , p r e s e r v a t iv e s , n a t u r a l a n d m o d ifi e d fo o d s t a r c h e s , v e g e t a b le
Dr. Michael Jacobson, D.O.Medical Director, Christian Healthcare Ministries
127 Hazelwood Ave., Barberton, OH 44203
Phone: 800-791-6225 | Fax: 330-848-4322
[email protected] (My office requires one week for responses. This service isn’t intended for acute problems or to replace the advice of your physician.)
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A u g u s t 2 0 2 0 Health WATCHPromoting biblical health and wellness
B y D r. M ic h a e l J a c o b s o n , D .O .
Fractured finger shows faithfulness of CHM members By Sara Kaeb, Cissna Park, Ill.
O n a c o ld D e c e m b e r d a y , I p ic k e d u p a t r u c k a t m y e m p lo y e r ’s f a rm a n d h e a d e d t o t h e f e r t i l i z e r p la n t t o g e t s e v e r a l a n h y d r o u s a m m o n ia t a n k s t o t a k e t o t h e fi e ld . A s I h o o k e d t h e t a n k s t o t h e t r u c k , t h e h e a v y h i t c h f e l l o n m y le f t in d e x fi n g e r. O d d ly , i t d id n ’t h u r t . T h e f o r c e o f t h e h i t c h n u m b e d m y fi n g e r, a n d a l l I f e l t w a s a n o d d s e n s a t io n—b u t I k n e w s o m e t h in g w a s w ro n g .
W h e n I lo o k e d d o w n a t m y h a n d , m y fi n g e r t ip w a s a t a n o d d a n g le a n d s p l i t f r o m f r o n t t o b a c k . I w r a p p e d i t a s b e s t a s I c o u ld a n d im m e d ia t e ly c a l le d m y h u s b a n d . T h a n k f u l ly , h e w a s o n ly a f e w m in u t e s a w a y .
I t w a s c le a r t o b o t h o f u s t h a t I n e e d e d e m e rg e n c y c a r e . W e w e n t t o a lo c a l
h o s p i t a l w h e r e w e ’d g o n e fo r p r e v io u s e m e rg e n c ie s . W h e n w e a r r iv e d , a n X -r a y c o n fi rm e d t h a t m y fi n g e r w a s f r a c t u r e d b a d ly e n o u g h t o r e q u i r e s u r g e r y , w h ic h w a s t h e n s c h e d u le d f o r t h e n e x t d a y .
In i t ia l ly , m y b r o k e n a n d d a m a g e d fi n g e r w a s n ’t v e r y p a in f u l. A f t e r s u r g e r y ,
h o w e v e r, t h e p a in w a s e x c r u c ia t in g w it h m y n a i l r e m o v e d , s u t u r e s f r o m f r o n t t o b a c k a n d a m e t a l p in p r o t r u d in g f r o m t h e e n d o f m y fi n g e r. M y o r t h o p e d ic d o c t o r e x p la in e d t h a t m y fi n g e r w o u ld h e a l fi n e , b u t d a m a g e t o m y n a i l b e d w a s s o e x t e n s iv e t h e n a i l w o u ld b e d e fo rm e d .
T h is w a s o u r fi r s t m a jo r m e d ic a l e v e n t a f t e r jo in in g C H M . I f o u n d o u t a b o u t t h e m in is t r y f r o m a f r ie n d w h o s u g g e s t e d I lo o k a t C H M . I ’d n e v e r b e fo r e h e a r d
God multiplies blessings through your covenant with CHM membersB y C h a r i t y B e a l l , C H M C h ie f F in a n c ia l O ffi c e r (C F O ) & T r e a s u r e r
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Yo u r c o n s is t e n t a n d f a i t h f u l g iv in g e n a b le d C H M t o s u r p a s s
a n e n o rm o u s h is t o r ic a l m i le s t o n e , e v e n in t h e m id s t o f a p a n d e m ic : O n A p r i l 6 , 2 0 2 0 , C H M c e le b r a t e d h a v in g p r o c e s s e d o v e r $ 5 b i l l io n in m e d ic a l b i l ls s in c e t h e m in is t r y 's in c e p t io n in 1 9 8 1 !
In c r e d ib ly , o v e r C H M ’s l i f e t im e , t h e L o r d h a s e n a b le d C H M t o s a t i s f y $ 5 b i l l io n o f m e d ic a l b i l ls a t t h e c o s t o f o n ly $ 2 .1 5 b i l l io n . T h is m e a n s m e m b e r s p a y a n a v e r a g e o f o n ly 4 3 c e n t s t o s a t i s f y e v e r y m e d ic a l b i l l d o l la r. D u e t o r i s in g h e a lt h c a r e c o s t s , in t h e la s t f e w y e a r s t h is c o s t g r e w t o 4 8 c e n t s p e r $ 1 o f m e d ic a l b i l ls . G o d c o n t in u e s
t o m u lt ip ly t h e f a i t h f u l g iv in g o f C H M m e m b e r s b y a l lo w in g d is c o u n t s a n d o t h e r fi n a n c ia l a s s i s t a n c e t o s a t i s f y t h e r e m a in in g 5 2 c e n t s .
J o in in g C H M p u t y o u in a c o v e n a n t r e la t io n s h ip , n o t a c o n t r a c t u a l o b l ig a t io n , w i t h y o u r f e l lo w C h r is t ia n s . C o v e n a n t
r e la t io n s h ip s a r e in t e r w o v e n t h r o u g h o u t t h e B ib le a s G o d in t e r a c t e d w it h H is p e o p le .
D e u t e r o n o m y 2 8 :1 -6 i s o n e o f m y f a v o r i t e p a s s a g e s t h a t e la b o r a t e s o n t h e b le s s in g o f b e in g in a c o v e n a n t w it h t h e L o r d : “A n d i f y o u f a i t h f u l ly o b e y t h e v o ic e o f
t h e L o r d y o u r G o d , b e in g c a r e f u l t o d o a l l H is c o m m a n d m e n t s t h a t I c o m m a n d y o u t o d a y , t h e L o r d y o u r G o d w i l l s e t y o u h ig h a b o v e a l l t h e n a t io n s o f t h e e a r t h . A n d a l l t h e s e b le s s in g s s h a l l c o m e u p o n y o u a n d o v e r t a k e y o u , i f y o u o b e y t h e v o ic e o f t h e L o r d y o u r G o d . B le s s e d s h a l l y o u b e in t h e c i t y , a n d b le s s e d s h a l l y o u b e in t h e fi e ld . B le s s e d s h a l l b e t h e f r u i t o f y o u r w o m b a n d t h e f r u i t o f y o u r g r o u n d a n d t h e f r u i t o f y o u r c a t t le ,
As a believer in the sovereign God who promises to care for His children, I needed to trust that He would be faithful in this situation just as He has always been.
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Filling the hungry with good things By member Kristen Sherman, Muncie, Ind.
G o d h a s g iv e n u s a v a r ie t y o f g o o d fo o d s . W e a l l h a v e f a v o r i t e s , a s w e l l a s s o m e fo o d s w e d o n ’t l ik e . I t ’s o u r jo b a s p a r e n t s a n d c a r e g iv e r s t o o ff e r h e a lt h y , n u t r i t io u s o p t io n s t o t h e c h i ld r e n in o u r l iv e s . W h a t t h e y e a t n o w h e lp s e s t a b l i s h t h e i r e a t in g p a t t e r n s f o r t h e r e s t o f t h e i r l iv e s . B e lo w a r e a f e w e a s y , h e a lt h y a n d n u t r i t io u s s n a c k o p t io n s t o c o n s id e r t h r o u g h o u t t h e s u m m e r a n d b e y o n d .
F r u i t : S w e e t , e a s i ly t r a n s p o r t a b le a n d h ig h ly n u t r i t io u s—w it h a w id e a r r a y o f c h o ic e s , f r u i t s h a v e t h e p e r f e c t n u m b e r o f c a lo r ie s f o r a n a f t e r -s c h o o l o r m id d a y s n a c k . P a i r y o u r f a v o r i t e f r u i t w i t h a s m a ll
a m o u n t o f c h e e s e , n u t s , n u t b u t t e r, y o g u r t o r a d e s s e r t -
fl a v o r e d h u m m u s t o a d d s o m e p r o t e in f o r a p e r f e c t ly s a t i s f y in g s n a c k . E x p e r im e n t b y c o u p l in g f r u i t w i t h o n e o f t h e o p t io n s b e lo w .
Yo g u r t d i p : T h is p a i r s n ic e ly w it h a p p le s , g r a p e s , s t r a w b e r r ie s a n d m o r e .
H o w t o m a k e i t :
• 2 t a b le s p o o n s o f y o g u r t (fl a v o r e d o r p la in )
• 2 t a b le s p o o n s o f w h ip p e d t o p p in g
• M ix t o g e t h e r f o r o n e s e r v in g o f f r u i t d ip .
R e g is t e r in g y o u r M e m b e r P o r t a l a c c o u n t i s s im p le :
1) Go to portal.chministries.org.2) Click the green “Register for Online Access” button.3) Fill in the fields (Your�CHM�member�number�and�access�code�can�be�found�on�each�of�your�monthly�Member�Gift�Form�billing�statements.)
4) Click “Register Now.”
Continued�on�page�16
Your Member Portal: new feature plus fast and easy access to your informationW e ’v e r e c e n t ly a d d e d a n e w f e a t u r e t o t h e C H M M e m b e r P o r t a l : Yo u c a n n o w v ie w in y o u r p o r t a l a n y r e q u e s t s f r o m t h e m in is t r y f o r d o c u m e n t s n e c e s s a r y t o p r o c e s s y o u r m e d ic a l b i l ls .
T h e C H M M e m b e r P o r t a l (portal.chministries.org) i s y o u r b e s t a n d e a s ie s t
w a y t o s u b m it m e d ic a l b i l ls a n d y o u r m o n t h ly fi n a n c ia l g i f t s .
T o u s e t h e n e w f e a t u r e , c l i c k t h e “V ie w N o t ifi c a t io n s ” l in k in t h e “M is c ” m e n u . (Yo u ’l l a ls o r e c e iv e a n e m a i l n o t ifi c a t io n t o t h e a d d r e s s C H M h a s o n fi le w h e n a m is s in g d o c u m e n t i s n o t e d w it h in y o u r M e m b e r P o r t a l a c c o u n t .)
Yo u c a n a ls o u s e t h e p o r t a l t o c h a n g e y o u r c o n t a c t in fo rm a t io n , s u b m it y o u r C h e c k l i s t o f U n d e r s t a n d in g fo rm , v ie w a n d u s e a s a m p le m e d ic a l b i l l lo g , o r r e f e r a f r ie n d t o C H M . A d d i t io n a l M e m b e r P o r t a l e n h a n c e m e n t s w i l l b e a n n o u n c e d s o o n .
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P le a s e d o n o t s e n d fi n a n c i a l g i f t s d i r e c t l y t o t h e p e o p le l i s t e d b e lo w . G i v i n g s h o u ld b e s e n t v i a t h e C H M o ffi c e (s e e p a g e 8 s i d e b a r ). A d d r e s s e s a r e p r o v i d e d b e lo w i f y o u w i s h t o s e n d c a r d s , l e t t e r s o r e m a i l s o f e n c o u r a g e m e n t .
1. Maria Abels: 1324 Water Spaniel Way, Round Rock, TX 78664 Condition: advanced lung cancer. Total bills: $13,232. Donations: $5,955. Remaining: $7,277.
2. Deborah Abshire: 90 S. Virginia Ave., Germantown, OH 45327 Condition: heart condition/pacemaker. Total bills: $32,751. Donations: $19,984.Remaining: $12,767.
3. Edith Baker: 8103 County Rd. 2813, Eustace, TX 75124 ([email protected]) Condition: female condition. Total bills: $16,498. Donations: $14,888. Add-on bills: $2,234. Remaining: $3,844.
4. Nathan Barnes: 8010 Durham Run Lane, Richmond, TX 77407 ([email protected]) Condition: complications from heart disease. Total bills: $9,966. Donations: $6,564. Add-on bills: $1,891. Remaining: $5,293.
5. Noah Barnes: 7585 Yacht Club Dr., Cumming, GA 30041 ([email protected]) Condition: scoliosis surgery. Total
bills: $27,593. Donations: $12,155. Add-on bills: $1,529. Remaining: $16,967.
6. Kelley Beanblossom: 7464 CR 3600, Brownsboro, TX 75756 ([email protected]) Condition: lower back pain. Total bills: $4,033. Donations: $1,230. Add-on bills: $5,150. Remaining: $7,953.
7. Lucy Beck: 1099 Beck Rd., Nyssa, OR 97913 ([email protected]) Condition: hip replacement. Total bills: $16,946. Donations: $7,554. Remaining: $9,392.
8. Samuel & Linda Beiler: 590 Lime Quarry Rd., Gap, PA 17527 Condition: The Beilers’ son, Allen, underwent surgery on his leg. Total bills: $6,047.
9. William Bender: 1890 Creek Rd., Millmont, PA
17845 Condition: heart valve surgery. Total bills: $4,325. Donations: $62,617. Add-on bills: $69,243. Remaining: $10,951.
10. Paula Boone: PO Box 313, Hurley, MS 39555 ([email protected]) Condition: abdominal pain/female problem.
Total bills: $53,071. Donations: $49,338. Remaining: $3,733.
11. Teri Bowers: PO Box 1550, Afton, WY 83110 ([email protected]) Condition: double knee replacement. Total bills: $18,490. Donations: $5,250. Add-on bills: $1,973. Remaining: $15,213.
12. Tina Brown: 4911 King Richard’s Row, Midland, TX 79707 Condition: cardiac arrest. Total bills: $28,470. Donations: $64,770. Add-on bills: $56,033. Remaining: $19,733.
13. Jerry & Sherri Burts: 508 E Orr St., Anderson, SC 29621 ([email protected]) Condition: The Burts’ daughter, Lydia, underwent elbow ligament surgery. Total bills: $5,100. Donations: $2,259. Remaining: $2,841.
14. Samantha Callihan: PO Box 100, Cherry Lot, GA 30522 ([email protected]) Condition: thoracic outlet syndrome (blood vessel/nerve disorder). Total bills: $11,247. Donations: $3,221. Add-on bills: $1,797. Remaining: $9,823.
Prayer Page GIVING
Total needs remaining this month: $1,203,917Each need would be met in full if each member family
contributed $6.32 this month.This�amount�is�a�suggestion;�please�consider�giving�today.
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All�the�believers�were�one�in�heart�and�mind.�No�one�claimed�that�any�of�his�possessions�was�his�own,�but�they�shared�everything�they�had...There�were�no�needy�persons�among�them.�Acts 4:32, 34a
What is the Prayer Page?The Prayer Page is one of two programs by which CHM members share eligible medical expenses from pre-existing conditions.
Through CHM’s Prayer Page program, members voluntarily contribute funds above their monthly gift amount to provide additional support. We urge you to send cards of encouragement even if you are unable to contribute financially. Guidelines Z and AA contain complete information.
Contributions to the Prayer Page are tax deductible, unlike your regular monthly financial gifts. Giving to needs listed on these pages is not your CHM monthly gift. It is an opportunity to give over and above your gift amount.
See the sidebars on pages 8-9 for more information on how to give.
P r a y e r P a g e
Christian Healthcare Ministries Prayer PageAttn: Prayer Page
127 Hazelwood Ave Barberton, OH 44203
Phone: 800-791-6225 (ask for the Prayer Page)
Fax: 330-798-6105
chministries.org
Email: [email protected]
15. David Carder: 7568 E Phantom Way, Scottsdale, AZ 85255 ([email protected]) Condition: atrial fibrillation (heart condition). Total bills: $23,590. Donations: $16,205. Remaining: $7,385.
16. Kristina Casselman: 5410 Bellmawr Ln, Ft Wayne, IN 46815. Condition: endometriosis complications. Total bills: $2,035. Donations: $78,269. Add-on bills: $80,520. Remaining: $4,286.
17. Monica Christensen: 30567 County Rd. 7, Morgan, MN 56266 ([email protected]) Condition: double knee replacement. Total bills: $7,687. Donations: $5,349. Add-on bills: $60. Remaining: $2,398.
18. Richard Cibik: PO Box 23602, Chagrin Falls, OH 44023 Condition: knee replacement. Total bills: $11,638. Donations: $6,918. Remaining: $4,720.
19. Linda F. Clark: 700 Hidden Creek Ln., Friendswood, TX 77546 Condition: knee pain/knee replacement. Total bills: $22,661. Donations: $19,487. Add-on bills: $552. Remaining: $3,726.
20. Jedd & Jamie Coburn: 47 Days Point Ln., Smithfield, VA 23430 ([email protected]) Condition: The Coburns’ daughter, Bailey, had surgery to
correct vesicoureteral reflux and to prevent kidney damage. Total bills: $2,995
21. Harry Coffer: 2622 S Rio Verde St, Cottonwood, AZ 86326 Condition: seizure disorder. Total bills: $12,272. Donations: $12,219. Add-on bills: $3,190. Remaining: $3,243.
22. Laurie Connor: 37320 SW 212th Ave, Homestead, FL 33034 ([email protected]) Condition: hip replacement. Total bills: $6,283. Donations: $7,715. Add-on bills: $8,500. Remaining: $7,068.
23. Jessica Cowen: 577 Lantern Hill Rd., Nixa, MO 65714 ([email protected]) Condition: deviated septum/severe allergies. Total bills: $12,945. Donations: $3,676. Remaining: $9,269.
24. Greg & Emily Cowgur: 695 E Fairview Ct., Gilbert, AZ 85295 Condition: The Cowgurs’ young son, Sawyer, suffered a severe asthma attack. Total bills: $7,149. Donations: $20,349. Add-on bills: $33,543. Remaining: $20,343.
25. William Daniels: PO Box 1322, Shady Spring, WV 25918 Condition: atherosclerosis (blocked artery). Total bills: $2,658.
26. Cheryl Davis: 2950 Danbyshire Ct. NE, Atlanta, GA 30345 ([email protected]) Condition: advanced neuroendocrine cancer.
Total bills: $25,426. Donations: $89,708. Add-on bills: $98,583. Remaining: $34,301.
27. Jon Denison: 1112 W 12th St., Joplin, MO 64801([email protected]) Condition: heart disease. Total bills: $4,103. Donations: $1,165. Remaining: $2,938.
28. Rhonda Dilley: 1711 Freedom St., Huntington, IN 46750 ([email protected]) Condition: knee replacement. Total bills: $6,950.
29. Leslie Doty: 6110 N 525 East Rd., McLean, IL 61754 Condition: heart condition. Total bills: $36,183.
30. Robert & Lacey Downing: PO Box 624, Ophir, CO 81426 ([email protected]) Condition: The Downings’ young daughter, Willa, suffers from DiGeorge syndrome, a chromosomal disease. Total bills: $22,361. Donations: $16,009. Add-on bills: $242. Remaining: $6,594.
31. Caleb & Lyndsey Dudley: 12528 CR 610, Birch Tree, MO 65438 ([email protected]) Condition: The Dudleys’ young son underwent hernia surgery. Total bills: $10,003. Donations: $2,855. Remaining: $7,148.
32. Zachary & Katie Dudley: 2105 Redbud Creek Ave., Yukon, OK 73099 ([email protected]) Condition: The
Who can give?All readers are invited to give to Prayer Page needs (above regular monthly gifts) as they feel led.
All giving is voluntary; there is no obligation to give to Prayer Page needs to remain a CHM member.
How much should I give?Give however much you feel led to give.
See the “Prayer Page Giving” box on page 7 for suggestions.
How do I send my gift?You can send financial gifts for the Prayer Page directly to the CHM office. The advantages of sending donations in this manner are that they are tax deductible and the paying down of medical bills is tracked without additional reporting burdens on Prayer Page recipients.
Please make your check out to CHM and write “Prayer Page” on the memo line. If you would like to specify a recipient, please also write their name on your check. Prayer Page needs are shared until they are paid in full (as long as there is no lapse in membership)
Continued on the page 9 sidebar
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Dudleys’ daughter, Nora, underwent ear surgery to prevent hearing loss. Total bills: $3,414.
33. Elina Elwell: 23178 Highway HH, Granby, MO 64844 ([email protected]) Condition: hip replacement. Total bills: $5,469. Donations: $1,553. Remaining: $3,916.
34. Nancy Engel: 31 Christiana Pike, Christiana, PA 17509 ([email protected]) Condition: advanced lung cancer. Total bills: $20,366. Donations: $13,399. Add-on bills: $1,769. Remaining: $8,736.
35. Joseph Etemadi: 8820 Aboite Center Rd, Fort Wayne, IN 46804 ([email protected]) Condition: cyst removal. Total bills: $56,095. Donations: $47,042. Remaining: $9,053.
36. Rev. Steven Evans: 289 Stony Hill Rd., Fredericksburg, VA 22406 ([email protected]) Condition: hip replacement. Total bills: $18,288. Donations: $15,523. Remaining: $2,765.
37. Michael Fanto: 1973 Five Mile Line Rd., Penfield, NY 14526 Condition: surgery for heart valve abnormality. Total bills: $7,918. Donations: $2,248. Remaining: $5,670.
38. Patricia Farnsworth: PO Box 66, Kipton, OH 44049 ([email protected]) Condition: hip
replacement. Total bills: $4,203. Donations: $2,715. Add-on bills: $3,103.Remaining: $4,591.
39. Rhonda Foster: 197 Alum Springs Rd., Basye, VA 22810 Condition: colon cancer. Total bills: $9,304. Donations: $5,780.Remaining: $3,524.
40. Luis Fragoso: 514 Lidgerwood Ave., Apt. A-10, Elizabeth, NJ 07202 ([email protected]) Condition: pituitary tumor removal. Total bills: $132,048. Donations: $110,050. Remaining: $21,998.
41. Michelle Francis: 505 Glenmeadow Dr., Ballwin, MO 63011 ([email protected]) Condition: hysterectomy. Total bills: $42,325. Donations: $39,814. Remaining: $2,511.
42. Frank Gallaway: 374 N Gold Creek Loop, Hamilton, MT 59840 Condition: lower back pain. Total bills: $6,987. Donations: $4,527. Remaining: $2,460.
43. Gregory Gear: PO Box 706, North Webster, IN 46555 Condition: high blood pressure. Total bills: $9,675.
44. Doug Gerard: 4398 Interstate 30-W, Brashear, TX 75420 ([email protected]) Condition: bunion
surgery. Total bills: $5,649. Donations: $1,604. Remaining: $4,045.
45. Kiley Gonzalez: 628 W Charlotte St., Lehi, UT 84043 Condition: bunions. Total bills: $9,740.
46. Stan R. Good: 10830 Tallow Wood Lane, Indianpolis, IN 46236 Condition: brain tumor/surgery. Total bills: $27,432. Donations: $98,112. Add-on bills: $75,000. Remaining: $4,320.
47. Margaret Greene: c/o Marilyn McNealy: 1907 Beverly Blvd., Seymour, IN 47274 Condition: Margaret passed away suddenly from cancer. Her daughter still needs help paying Margaret’s medical bills. Total bills: $11,587. Donations: $31,955. Add-on bills: $31,888. Remaining: $11,520.
48. Johnny Haer: PO Box 190, Craig, MO 64437 ([email protected]) Condition: heart condition. Total bills: $53,295. Donations: $48,763. Remaining: $4,532.
49. Richard A. Hansen: 51180 Banner Rd., Delta, CO 81416 ([email protected]) Condition: achalasia (digestive disorder). Total bills: $21,676. Donations: $15,687. Add-on bills: $1,285. Remaining: $7,274.
50. Anna Harris: Rt 9 Box 1310, Gatewood, MO 63942 (annaharris57@
and CHM reserves the right to allocate your gift to any Prayer Page recipient with eligible medical bills. We will forward any card or encouraging note that you include, or you can send it directly to a recipient.
Donations can be made using the Member Portal (portal.chministries.org) or by calling 800-791-6225, ext. 5993. We encourage you to consider setting up recurring monthly donations. Call today to speak with a CHM staff person to set up monthly Prayer Page contributions.
How do I use the Giving Guide?In the Giving Guide (chministries.org/givingguide), find the range of membership numbers in which your number falls. You can send a gift to the need number that corresponds to your member number.
F o r e x a m p le , i f y o u r n u m b e r i s 1 4 0 0 0 0 , y o u c a n s e n d t o n e e d # 8 1 .
These directions are only suggestions; if you are not a CHM member or feel led by the Lord to give to a need other than the one suggested, please do so!
How do I send my gift? (Continued from the page 8 sidebar)
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gmail.com) Condition: atrial fibrillation (heart condition). Total bills: $18,358. Donations: $12,632. Remaining: $5,726.
51. David Harris: 23 Road 1799, Farmington, NM 87401 ([email protected]) Condition: heart condition. Total bills: $42,792. Donations: $12,159. Remaining: $30,633.
52. Carol Hart: 603 Los Palmas Dr., Fleming Island, FL 32003 ([email protected]) Condition: hip revision surgery. Total bills: $9,662. Donations: $21,665. Add-on bills: $26,597. Remaining: $14,594.
53. Marvin Hatton: 603 N County Rd. 1 East, Monte Vista, CO 81144 ([email protected]) Condition: carpal tunnel syndrome. Total bills: $33,387. Donations: $30,752. Add-on bills: $1,588. Remaining: $4,223.
54. Shane Hill: 2721 Bungalow Dr., Ammon, ID 83401 ([email protected]) Condition: hip replacement. Total bills: $20,921.
55. Alexis Hinson: 2949 S Jiovanni Ave., Meridian, ID 83642 ([email protected]) Condition: foot surgery. Total bills: $16,729. Donations: $7,323. Add-on bills: $7,093. Remaining: $16,499.
56. Shawn D. Holes: 406 E Broadway Ave., Meridian, ID 83642 Condition: triple bypass surgery. Total bills: $5,510. Donations: $96,388. Add-on bills: $94,625. Remaining: $3,747.
57. Lonnie Holloway: 1333 West Hwy 52, Emmett, ID 83617 Condition: back surgery. Total bills: $21,139. Donations: $38,338. Discounts: $2,866. Add-on bills: $25,601. Remaining: $5,536.
58. Jeffery T. Huffman: 12401 Island Rd., Maxwell, NE 69151 ([email protected]) Condition: knee ligament surgery. Total bills: $7,742.
59. Virginia Ivey-Mingione: 580 Jonas Circle, Chesnee, SC 29323 Condition: endometriosis. Total bills: $5,545. Donations: $1,602. Remaining: $3,943.
60. Terri Jamison: PO Box 595, Walnut, IL 61376 Condition: chronic hernia pain. Total bills: $7,602.
61. Myran Jones: 10106 Buffum, Houston, TX 77051 ([email protected]) Condition: diabetes complications. Total bills: $27,605. Donations: $79,614. Add-on bills: $75,484. Remaining: $23,475.
62. Duane & Tami Knies: 1116 N SR 545, Celestine, IN 47521 Condition: The Knies’s daughter had surgery for chronic back pain and headaches. Total bills: $6,947. Donations: $4,471. Add-on bills: $875. Remaining: $3,351.
63. Stephanie Knoop: 784 West 180 S, Spanish Fork, UT 84660 Condition: blood vessel condition. Total bills: $15,915. Donations: $10,964. Remaining: $4,951.
64. Joshua Kokkola: 2533 W 775 N, Layton, UT 84041 Condition: heart valve replacement. Total bills: $249,680. Donations: $259,843. Add-on bills: $24,626. Remaining: $14,463.
65. Cynthia Kwast: 20825 Bulhand St., Cassopolis, MI 49031 Condition: ovarian cancer. Total bills: $10,788. Donations: $58,565. Discounts: $9,613. Add-on bills: $65,243. Remaining: $7,853.
66. Linda Laeder Beaver: PO Box 131, Grand Marais, MI 49839 Condition: knee replacement. Total bills: $112,323. Donations: $114,934. Add-on bills: $5,500. Remaining: $2,889.
67. Keith Lawton: 801 Nogales Way, Gillette, WY 82716 ([email protected]) Condition: lesion removal surgery. Total bills: $77,983. Donations: $84,236. Discounts: $20,626. Add-on bills: $50,896. Remaining: $24,017.
68. Sherie Lindberg: 408 3rd St NW, Aitkin, MN 56431 Condition: knee replacement. Total bills: $41,708. Donations: $34,801. Remaining: $6,907.
69. Patrick Lockhart: PO Box 2366, Granby, CO 80446 Condition: Barrett’s esophagus/gastroesophageal reflux disease. Total bills: $6,354. Donations: $22,942. Add-on bills: $26,581. Remaining: $9,992.
70. Anthony Lopez: 2048 W Blakes Creek Ave., Nampa, ID 83686 Condition: recurring testicular cancer. Total bills: $3,825. Donations: $82,514. Add-on bills: $87,420. Remaining: $8,731.
71. Elizabeth Madison: 4349 McCance Circle, Fredericksburg, OH 44627 Condition: abcess/infection. Total bills: $12,738.
72. Jonathan Malm: 238 S. 13th St. Lindenhurst, NY 11757 ([email protected]) Condition: heart condition. Total bills: $41,177.
73. Kathleen Martin: 6238 SR 514, Lakeville, OH 44638 Condition: endometriosis. Total bills: $10,400. Donations: $2,953. Remaining: $7,447.
74. Howard May: 9250 Fruitland Ave., Atwater, CA 95301 ([email protected]) Condition: tonsillectomy. Total bills: $2,950.
75. Robert McClelland: 31 Marken Ln., Hillsboro, MO 63050 Condition: heart attack. Total bills: $20,341. Donations: $8,873. Remaining: $11,468.
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76. Chad Meador: 375 E Division, Warrensburg, MO 64093 Condition: bile duct blockage/pancreatitis. Total bills: $14,132. Donations: $9,885. Remaining: $4,247.
77. Norm Millen: 9021 N Hwy 16, Llano, TX 78643 Condition: knee replacement. Total bills: $21,184. Donations: $4,505. Add-on bills: $95. Remaining: $16,774.
78. Mark Momb: 6418 E 18th Ave., Spokane Valley, WA 99212 ([email protected]) Condition: heart condition. Total bills: $12,471. Donations: $3,541. Remaining: $8,930.
79. Judd Moss: 3604 NE Independence Ave., Lee’s Summit, MO 64064 ([email protected]) Condition: lumbar spine fusion surgery. Total bills: $15,915. Donations: $6,943. Remaining: $8,972.
80. Lorna G. Murphy: PO Box 569, Elkton, OR 97436 Condition: hearing loss/ear surgery. Total bills: $3,506.
81. Mary Murray: 4108 McFarland Dr., Linden, MI 48451 Condition: surgery for arthritis. Total bills: $5,403. Donations: $2,624. Remaining: $2,779.
82. Emily O’Hearn: 1298 Palm Cove Dr., Charleston, SC 29492 Condition: surgery to improve lymphatic function/mobility Total bills: $2,110. Donations: $4,240. Add-on bills: $7,500. Remaining: $5,370.
83. German Ortiz: 8 Reverend Houston Dr., Bedford, NH 03110 ([email protected]) Condition: pacemaker replacement surgery. Total bills: $5,829.
84. David Pack: 1338 N 100 W, American Fork, UT 84003 ([email protected]) Condition: coronary artery surgery. Total bills: $65,296. Donations: $46,280. Add-on bills: $3,424. Remaining: $22,440.
85. Cheonil Park: 20 Mercer Ave., Englewood Cliffs, NJ 07632 ([email protected]) Condition: knee injury. Total bills: $15,583. Donations: $4,525. Remaining: $11,058.
86. Joyce Parson: 13420 Iris Ave NW, Mogadore, OH 44260 Condition: eye surgery. Total bills: $12,113. Donations: $16,913. Add-on bills: $10,532. Remaining: $5,732.
87. Phyllis Peterson: 912 N Carrington Ave., Buffalo, WY 82834 ([email protected]) Condition: kidney failure. Total bills: $29,780.
88. Juliet Pringle: 358 Grand St., Bridgeport, CT 06604 Condition: high blood pressure. Total bills: $2,890.
89. Cory Reason: 9812 Legends Creek Dr. #207, Indianapolis, IN 46229 ([email protected]) Condition: heart valve disease/open heart surgery. Total bills: $52,981. Donations: $24,118. Discounts: $32,342. Add-on bills: $7,329. Remaining: $3,850.
90. Lillian Reichert: 4005 Cherry Hills Dr., Fort Collins, CO 80524 ([email protected]) Condition: hip replacement. Total bills: $11,313. Donations: $5,029. Add-on bills: $90. Remaining: $6,374.
91. Rylee Ann Remor: 15 Arthur Lane, Winter Haven, FL 33880 ([email protected]) Condition: kidney stone surgeries. Total bills: $27,420. Donations: $7,811. Remaining: $19,609.
92. Andrew Reynolds: 320 South Fairview Dr., Harlem, GA 30814 ([email protected]) Condition: spinal fusion surgery. Total bills: $31,751. Donations: $41,609. Add-on bills: $14,649. Remaining: $4,791.
93. Peter Ryman: 12336 Halverson Dr., Bigfork, MT 59911 ([email protected]) Condition: bone cartilage condition/surgery. Total bills: $9,768. Donations: $6,221. Remaining: $3,547.
94. Wayne Schermerhorn: 4316 45th Avenue, Sacramento, CA 95824 Condition: urological condition/surgery. Total bills: $13,513.
95. Christina Smith: 2920 Hartzog Ford Rd., West Jefferson, NC 28694 ([email protected]) Condition: partial hysterectomy. Total bills: $20,380.
96. Mark Somers: 10950 W Union Hills Dr. #800, Sun City, AZ 85373 ([email protected]) Condition: bladder cancer. Total bills: $22,406. Donations: $6,362. Add-on bills: $15,377. Remaining: $31,421.
97. Carol Sprengard: 7233 Greenfarms Dr., Cincinnati, OH 45224 Condition: knee replacement. Total bills: $8,731. Donations: $5,427. Remaining: $3,304.
98. Michele Stafford: 10105 W Iliff Ave., Lakewood, CO 80227 ([email protected]) Condition: broken wrist/carpal tunnel surgery. Total bills: $11,854. Donations: $5,196. Remaining: $6,658.
99. Rachel Stahl: 123 Blantz Rd., Lititz, PA 17543 Condition: high blood pressure. Total bills: $6,267.
100. Jonathan Stariha: 313 NE Averys Ln., Poulsbo, WA 98370 ([email protected]) Condition: deviated septum/nasal surgery. Total bills: $9,357. Donations: $4,086. Discounts: $20. Remaining: $5,251.
101. Clive Stockstill: 323 State Hwy FF, Galena, MO 65656 ([email protected]) Condition:
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pancreatic cyst/pancreatitis. Total bills: $9,191. Donations: $4,290. Remaining: $4,901.
102. Jeb Stogdell: 3092 W Divide Creek Dr., Meridian, ID 83646 ([email protected]) Condition: cervical spinal fusion. Total bills: $18,692. Donations: $33,148. Add-on bills: $26,715. Remaining: $12,259.
103. Tammy Stone: 5440 Shaw Ave., Winton, CA 95388 Condition: knee pain/osteoarthritis. Total bills: $30,253.
104. Robert Stratton: 31856 CR 31, Kiowa, CO 80117 ([email protected]) Condition: cervical fusion procedure. Total bills: $9,119. Donations: $6,529. Remaining: $2,590.
105. Melinda Streit: 1001 4th Ave. N, Apt. 360, Nashville, TN 37219 Condition: mobility-limiting disorder. Total bills: $4,600. Donations: $2,163. Remaining: $2,437.
106. Mike Szwast: 318 Rumford Road, Lititz, PA 17543 Condition: diabetes complications. Total bills: $103,688. Donations: $86,147. Remaining: $17,541.
107. Gavin Tait: 1710 Hampton Walk Dr., Hoschton, GA 30548 Condition: torn ligament/knee surgery. Total bills: $12,852. Donations: $5,681. Remaining: $7,171.
108. Barbara Thomas: 4029 Landmark Rd., Iuka, IL 62849 Condition: gastroesophageal reflux disease (GERD). Total bills: $10,059. Donations: $12,027. Add-on bills: $5,000. Remaining: $3,032.
109. Chad Thomas: 21218 Cyntheanne Rd., Noblesville, IN 46060 ([email protected]) Condition: hip replacement. Total bills: $24,688. Donations: $17,336.
Remaining: $7,352.
110. Curtis & Kathleen Troyer: 62323 Lower Cove Rd., Cove, OR 97824 ([email protected]) Condition: The Troyers’ son suffers from perthes, a childhood hip condition. Total bills: $9,624. Donations: $2,833. Remaining: $6,791.
111. Ryan Tschetter: 16056 479th Ave., Revillo, SD 57259 ([email protected]) Condition: surgery for deviated septum. Total bills: $16,967.
112. Bethany Vandergon: 33 Rose Ave. South, Maple Lake, MN 55358 ([email protected]) Condition: endometriosis. Total bills: $4,993.
113. Terry Wagoner: 3923 S Rangeline Rd., West Milton, OH 45383 ([email protected]) Condition: foot disease/surgery. Total bills: $26,069. Donations: $22,544. Add-on bills: $9,063. Remaining: $12,588.
114. Michael Wands: 3307 Steven Circle, Apex, NC 27539 ([email protected]) Condition: ankle replacement surgery. Total bills: $21,815.
115. Holly Ward: 850 E 2nd Ave. Apt. B, Escondido, CA 92025 Condition: cyst removal surgery. Total bills: $8,769. Donations: $6,970. Add-on bills: $2,853. Remaining: $4,652.
116. Ronnie Warren: 3209 Mendocino Dr., Corpus Christi, TX 78414 Condition: coronary artery disease. Total bills: $4,044.
117. Melinda White: 101 Cold Track, Willow Park, TX 76008 Condition: knee replacement. Total bills: $14,011. Donations: $2,426. Remaining: $11,585.
118. Jack Wilson: 11506 Belmont Lake Dr. #102, Las Vegas, NV 89135 Condition: tendon repair surgery. Total bills: $3,922. Donations: $1,114. Remaining: $2,808.
119. Paul Wilson: 1468 A 300th Ave, Frederic, WI 54837 ([email protected]) Condition: heart condition. Total bills: $14,366. Donations: $22,257. Add-on bills: $16,055. Remaining: $8,164.
120. Scott Wilson: 3923 S Granville, Bartonville, IL 61607 ([email protected]) Condition: double knee replacement, shoulder replacement. Total bills: $110,739. Donations: $142,814. Add-on bills: $58,330. Remaining: $26,255.
121. Matt Wolfe: 1775 Nighthawk Trail, Victor, MT 59875 ([email protected]) Condition: back surgery. Total bills: $19,671.
122. Nancy Wolfley: 9710 Stage Rd., McClure, PA 17841 Condition: knee replacement. Total bills: $6,516. Donations: $41,837. Add-on bills: $37,915. Remaining: $2,594.
123. Kerri Zorn: 1510 Jolin Dr., Morris, IL 60450 ([email protected]) Condition: partial hysterectomy/bladder sling surgery. Total bills: $2,864.
P r a y e r P a g e n e e d s s h a r e d la s t m o n t h
$489,474.37Thank you for your faithful giving!
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A joyful bundle brings $40,000 in medical bills; CHM members carry the costs, make for a "peaceful pregnancy" By Desiree Macedo, Coventry, R.I.
“O u r y o u n g e s t d a u g h t e r, A v ia n a , c e r t a in ly m a d e a g ra n d e n t ra n c e d e s p i t e w h a t s t a r t e d o u t a s a c o m p l ic a t io n -f r e e p r e g n a n c y . A f t e r f o u r d a y s in t h e h o s p i t a l a n d n e a r ly $ 4 0 ,0 0 0 in m e d ic a l b i l l s , o u r sw e e t l i t t l e g i r l fi n a l ly a r r iv e d .”
H o p in g t o a d d t o o u r l i t t le f a m i ly , w e w e r e d r a w n t o C H M b e c a u s e o f t h e a m a z in g—a n d n u m e ro u s—te s t im o n ie s o f C H M m e m b e r s w h o u s e d t h e G o ld m a t e r n i t y p r o g r a m . T h e i r e x p e r ie n c e s g a v e u s c o n fi d e n c e t h a t C H M is a t r u s t w o r t h y o p t io n , a n d w e d e c id e d t o b e c o m e p a r t o f t h e C H M f a m i ly . A d d i t io n a l ly , I w a s t h r i l le d t h a t C H M ’s b ib l ic a l p r in c ip le s m e a n w e s h a r e t h e s a m e m o r a l v a lu e s .
S e v e r a l m o n t h s a f t e r jo in in g C H M , I b e c a m e p r e g n a n t a n d w o r k e d w it h a m id w if e t o r e c e iv e m e d ic a l c a r e . T h o u g h u n d e r s t a n d in g h o w C H M w o r k s w a s a t
fi r s t a p a r a d ig m s h i f t f o r o u r m id w if e , a q u ic k e x p la n a t io n o f t h e m in is t r y b y t h e C H M s t a ff h e lp e d , a n d w e s e t u p a p a y m e n t p la n t h a t w o u ld c o n t in u e u n t i l m y m e d ic a l b i l ls w e r e s h a r e d . A n y t im e I o r m y m id w if e h a d a q u e s t io n , t h e C H M s t a ff w a lk e d u s t h r o u g h t h e n e x t s t e p s o f t h e p r o c e s s .
T h a n k f u l ly , m y p r e g n a n c y h a d n o c o m p lic a t io n s—u n t i l o u r d e l iv e r y d a t e . O n J u ly 3 0 , I t h o u g h t m y w a t e r b r o k e . W e c a l le d o u r m id w if e a n d le t h e r k n o w t h e b a b y w a s o n t h e w a y . A f t e r a r r iv in g , s h e p e r fo rm e d t e s t s . I t w a s a f a ls e a la rm . S h e w a s g r e a t ly c o n c e r n e d , h o w e v e r, t h a t m y b lo o d p r e s s u r e w a s o ff t h e c h a r t s ; s h e e n c o u r a g e d m e t o g o t o t h e h o s p i t a l f o r a d d i t io n a l c a r e .
O v e r t h e n e x t s e v e r a l d a y s , I w a s in d u c e d d a i ly u n t i l d a y f o u r, w h e n m y m id w if e
c h o s e t o b r e a k m y w a t e r. O u r y o u n g e s t d a u g h t e r, A v ia n a , c e r t a in ly m a d e a g r a n d e n t r a n c e d e s p i t e w h a t s t a r t e d o u t a s a c o m p lic a t io n -f r e e p r e g n a n c y . A f t e r f o u r d a y s in t h e h o s p i t a l a n d n e a r ly $ 4 0 ,0 0 0 in m e d ic a l b i l ls , o u r s w e e t l i t t le g i r l fi n a l ly a r r iv e d .
W e o b t a in e d s ig n ifi c a n t d is c o u n t s—s o m u c h s o t h a t o u r b i l l w a s r e d u c e d t o $ 1 9 ,0 0 0 . C H M m e m b e r s s h a r e d t h e r e m a in in g a m o u n t in f u l l.
L o o k in g b a c k , I ’m s o g la d I d id n ’t h a v e t o w o r r y a b o u t t h e m e d ic a l c o s t s . I w a s a b le t o p la c e t h o s e b u r d e n s a t G o d ’s f e e t b e c a u s e o f m y C H M f a m i ly ’s f a i t h f u ln e s s . T h e i r fi n a n c ia l s u p p o r t e n a b le d m e t o f o c u s o n w h a t I n e e d e d t o d o a n d t o h a v e a p e a c e f u l p r e g n a n c y .
I was able to place those burdens at God’s feet
because of my CHM family’s faithfulness. Their financial
support enabled me to focus on what I needed to do and to have a peaceful pregnancy.
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N E W o n l i n e v i d e o : I l l n e s s v s i n c i d e n tTw o w o rd s w e u s e a lo t a t C H M a r e “i l ln e s s ” a n d “in c id e n t .” W h y i s i t im p o r t a n t t o u n d e r s t a n d t h e s e t e rm s ? K n o w in g w h a t t h e s e t w o w o rd s m e a n w i l l h e lp y o u s u b m it m e d ic a l b i l ls a n d u n d e r s t a n d y o u r p e r s o n a l r e s p o n s ib i l i t y w h e n m e d ic a l e v e n t s a r i s e . F o r e x a m p le , t h e C H M G u id e l in e s s t a t e t h a t y o u r p e r s o n a l r e s p o n s ib i l i t y i s d e t e rm in e d p e r in c id e n t , a n d C H M s h a r e s $ 1 2 5 ,0 0 0 p e r i l ln e s s . L e a r n m o r e b y w a t c h in g t h is h e lp f u l v id e o o n chministries.org/videos.
Meet your CHM staff: Kathleen Kulton, Jarrod Murrey, Jacqueline Vincent and Mark Zimmerman
K a t h l e e n K u l t o nM em b e r S e r v ic e s
W h a t s u p e r p o w e r d o y o u w i s h y o u h a d ? I ’d lo v e t o b e a b le t o t e le p o r t—to
g o a n y w h e r e in t h e w o r ld w it h ju s t a t h o u g h t a n d n e v e r b e la t e f o r a n y t h in g a g a in !
J a r r o d M u r r e yM a in t e n a n c e
W h a t ’s t h e b e s t a d v i c e y o u ’v e b e e n g i v e n ? O n e o f m y in s t r u c t o r s d u r in g P r o fe s s io n a l
M i l i t a r y E d u c a t io n (P M E ) g a v e t h e f o l lo w in g a d v ic e : Yo u ’r e g o in g t o h a v e b a d s u p e r v is o r s , b u t t h a t ’s a lr ig h t b e c a u s e t h e y c a n h e lp y o u b e c o m e a b e t t e r le a d e r. T a k e w h a t t h e s e s u p e r v is o r s d id n ’t d o w e ll, le a r n f r o m t h e i r m is t a k e s , a n d a p p ly w h a t y o u le a r n e d w h e n y o u b e c o m e a s u p e r v is o r. O t h e r w is e , y o u ’l l b e c o m e t h e v e r y s u p e r v is o r y o u c o m p la in e d a b o u t .
J a c q u e l i n e V i n c e n tM em b e r A d v o c a t e
W h a t p a r t o f y o u r r o l e d o y o u e n j o y t h e m o s t ? I lo v e t a lk in g
w it h m e m b e r s f r o m a l l o v e r t h e U .S . a n d m is s io n a r ie s f r o m a l l o v e r t h e w o r ld . I e n jo y h e a r in g t h e i r s t o r ie s a n d h e lp in g t h e m fi n d r e s o lu t io n w it h t h e i r m e d ic a l b i l ls .
M a r k Z im m e r m a nH e a r t f e lt R a d io M o rn in g D r iv e H o s t
W h a t ’s o n e t h i n g y o u c o u l d n ’t l i v e w i t h o u t ?
B e s id e s m y f a i t h , m y w i f e a n d m y f a m i ly ? B a s e b a l l ! I h a v e c o m e t o r e a l iz e t h r o u g h t h e C O V ID -1 9 p a n d e m ic h o w m u c h I m is s t h e d a i ly jo y o f t h is s p o r t .
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B e a p a r t o f o u r o n l i n e c o m m u n i t y !L o o k in g fo r a w a y t o s t a y c o n n e c t e d w it h C H M ? F o l lo w in g u s o n s o c ia l m e d ia i s a g r e a t w a y t o :
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t o a n o t h e r s t a t e , h a v e a c h i ld , lo s e a lo v e d o n e , e n d u r e a n e x p e n s iv e h e a lt h c r i s i s o r e x p e r ie n c e t h e lo s s o f a jo b , C H M s t a n d s w it h y o u .
T h is m e a n s C H M is a n e l ig ib le o p t io n f o r in d iv id u a ls a n d f a m i l ie s u n d e r t h e n a t io n a l h e a lt h c a r e la w—th e A ff o rd a b le C a r e A c t—a n d i t 's a v ia b le f a i t h -b a s e d s o lu t io n f o r C h r i s t ia n s w h o e m b r a c e b ib l ic a l p r in c ip le s .
H e lp in g o t h e r s e n a b le s y o u t o h e lp y o u r s e l f a s y o u p a r t ic ip a t e in C H M ’s B A F p r o g r a m b y s h a r in g t h e m in is t r y w it h t h o s e y o u k n o w a n d lo v e . J o y lo v e s c o m p a n y , t o o .
R e a d y t o s h a r e t h e g o o d n e w s a n d e a r n a f r e e m o n t h o f m e m b e r s h ip ? P le a s e s e e t h e s id e b a r (p a g e t h r e e ) d e t a i l in g C H M ’s a d v a n t a g e s a n d t a lk in g p o in t s .
(E d i t o r ’s n o t e : T h e u n e m p lo ym e n t d a t a u s e d in t h i s a r t i c le w a s o b t a in e d f r o m : https://www.ncsl.org/research/labor-and-employment/national-employment-monthly-update.aspx o n J u n e 4 , 2 0 2 0 .)
o f h e a lt h c o s t s h a r in g m in is t r ie s a n d r e s e a r c h e d s e v e r a l o f t h e m . C H M w a s t h e b e s t fi t f o r o u r f a m i ly , s o m y t h r e e c h i ld r e n a n d I a p p l ie d f o r m e m b e r s h ip .
I k n e w f r o m t a lk in g w it h s t a ff m e m b e r s a n d r e a d in g C H M 's o n l in e in s t r u c t io n s t h a t I n e e d e d t o a s k m y p r o v id e r s f o r m e d ic a l b i l l d i s c o u n t s . W h e n I in fo rm e d t h e h o s p i t a l a n d d o c t o r s w h o t r e a t e d m e t h a t I w a s a s e l f -p a y p a t ie n t , t h e y s u g g e s t e d I a p p ly f o r fi n a n c ia l a id . H o w e v e r, I d id n ’t q u a l i f y f o r t h e a id , a n d p e r t h e i r p o l ic y , t h e y d id n o t o ff e r a n y d is c o u n t s . A f t e r a t t e m p t in g t o n e g o t ia t e w it h t h e m o n m y o w n , I s e n t t h e in fo rm a t io n t o C H M w h e r e
t h e M e m b e r A d v o c a t e t e a m n e g o t ia t e d o n m y b e h a lf . S t i l l , m y p r o v id e r c h o s e n o t t o p r o v id e a d is c o u n t .
W it h o u t p r o v id e r d is c o u n t s , I w o n d e r e d i f C H M w o u ld s h a r e m y m e d ic a l b i l ls . I k n e w d is c o u n t s a r e a b ig p a r t o f t h e f r a m e w o r k , a n d m e m b e r s a r e e n c o u r a g e d t o s h o p a r o u n d fo r d is c o u n t s b e fo r e g o in g t o a h o s p i t a l.
I c a l le d C H M t o e x p r e s s m y f e a r s , a n d t h e y c a lm ly in fo rm e d m e t h a t I d id n ’t n e e d t o w o r r y . M y b i l ls w e r e s t i l l e l ig ib le f o r s h a r in g e v e n t h o u g h w e w e r e n ’t a b le t o s e c u r e a n y d is c o u n t s . W h a t a b e a u t i f u l p ic t u r e o f C H M ’s m is s io n ! I c o n t in u e t o b e a m a z e d b y t h is f a m i ly o f b e l ie v e r s w h o p r o v id e f o r o n e a n o t h e r ’s m e d ic a l b i l ls in t h e n a m e o f C h r i s t .
T o d a y , m y fi n g e r s t i l l h a s s c a r s f r o m t h e in ju r y , a n d I w i l l p r o b a b ly a lw a y s h a v e s l ig h t n u m b n e s s in t h e t ip . H o w e v e r, t h e fi n g e r n a i l t h a t m y d o c t o r s a id w o u ld b e d e fo rm e d i s ju s t a s s m o o t h a n d n o rm a l a s t h e r e s t o f m y n a i ls .
W e le a r n e d a n im p o r t a n t le s s o n , t o o . I n o lo n g e r a s s u m e t h a t e v e r y h o s p i t a l o ff e r s d is c o u n t s . B e fo r e w e h a d a n y m o r e e m e rg e n c ie s , I c a l le d a r o u n d t o s e e w h ic h h o s p i t a ls w o u ld o ff e r s e l f -p a y p a t ie n t d is c o u n t s . W e n o w k n o w o f a h o s p i t a l t h a t w i l l o ff e r u s a 7 0 p e r c e n t d is c o u n t , a n d w e ’l l b e u s in g i t s s e r v ic e s f r o m n o w o n .
W h i le n e g o t ia t in g w it h m y p r o v id e r s , G o d t a u g h t m e t o h a v e p a t ie n c e . S i t u a t io n s d o n ’t o f t e n g o t h e w a y w e w o u ld l ik e , o r t h e w a y w e t h in k i s f a i r o r r ig h t . A s a b e l ie v e r in t h e s o v e r e ig n G o d w h o p r o m is e s t o c a r e f o r H is c h i ld r e n , I n e e d e d t o t r u s t t h a t H e w o u ld b e f a i t h f u l in t h is s i t u a t io n ju s t a s H e h a s a lw a y s b e e n . I le a r n e d t o t r u s t C H M a s w e ll—to b e l ie v e t h a t m y C h r is t ia n b r o t h e r s a n d s i s t e r s w o u ld b e f a i t h f u l t o t h e i r m is s io n o f g lo r i f y in g G o d b y s h a r in g o n e a n o t h e r 's m e d ic a l b i l ls .
T h e m o s t im p o r t a n t t h in g I le a r n e d t h r o u g h t h is w h o le e x p e r ie n c e i s t h a t w h e n t h in g s a r e d o n e G o d ’s w a y , H is p e o p le a r e b le s s e d . T h a n k y o u , C H M f a m i ly , f o r b e in g a b le s s in g in o u r l iv e s .
“Kaeb�testimony”,�continued�from�page�5
“BAF�program”,�continued�from�page�3
15
A u g u s t 2 0 2 0
t h e in c r e a s e o f y o u r h e r d s a n d t h e y o u n g o f y o u r fl o c k . B le s s e d s h a l l b e y o u r b a s k e t a n d y o u r k n e a d in g b o w l. B le s s e d s h a l l y o u b e w h e n y o u c o m e in , a n d b le s s e d s h a l l y o u b e w h e n y o u g o o u t .”
C H M m e m b e r s e x p e r ie n c e t h e L o r d ’s b le s s in g e v e r y d a y t h r o u g h y o u r
t e s t im o n ie s , p r a y e r r e q u e s t s , p r a y e r s , c a r d s o f e n c o u r a g e m e n t a n d f a i t h f u l g iv in g . T h e s e a c t s o f f a i t h a r e m u lt ip l ie d b y t h e L o r d t h r o u g h a n s w e r e d p r a y e r s , p e a c e t h a t p a s s e s a l l u n d e r s t a n d in g , h e a l in g a n d fi n a n c ia l p r o v is io n . T h e L o r d h a s m u lt ip l ie d t h e s e a c t s o f f a i t h t o t h e p o in t t h a t $ 5 b i l l io n in m e d ic a l b i l ls h a v e b e e n r e l ie v e d .
T h a n k y o u fo r y o u r f a i t h f u l g iv in g , p e r s i s t e n t n e g o t ia t in g , p r ic e s h o p p in g , p r a y e r s , a n d e s p e c ia l ly y o u r c a r e f o r o n e a n o t h e r. M a y G o d ’s a b u n d a n t b le s s in g b e u p o n y o u a s y o u c o m e in a n d a s y o u g o o u t .
C h o c o l a t e h u m m u s : B e a d v e n t u r o u s ! T h is t a s t e s g r e a t w it h a p p le s , b a n a n a s a n d a n y t h in g e ls e t h a t p a i r s w e l l w i t h c h o c o la t e . K id s w o n ’t k n o w t h e y ’r e g e t t in g e x t r a p r o t e in a n d fi b e r—th e y 'l l ju s t b e t h r i l le d t o h a v e c h o c o la t e d ip .
H o w t o m a k e i t :
• 1 5 -o u n c e c a n o f c h ic k p e a s (c a n b e s l ig h t ly la r g e r o r s m a lle r in a m o u n t ), w e l l-d r a in e d a n d r in s e d
• ¼ c u p c o c o a p o w d e r
• ¼ c u p m a p le s y r u p (a d ju s t t o t a s t e )
• ½ t e a s p o o n s a lt
• 1 t e a s p o o n v a n i l la• ¼ c u p o f w a t e r
P u t a l l in g r e d ie n t s in a b le n d e r a n d b le n d w e ll u n t i l v e r y s m o o t h . Yo u m a y n e e d t o s c r a p e t h e s id e s o f t h e b le n d e r s e v e r a l t im e s t o e n s u r e e v e r y t h in g i s t h o r o u g h ly p u r e e d . I t w i l l t a k e s e v e r a l m in u t e s c r e a t e t h e s m o o t h t e x t u r e y o u w a n t , s o b e p a t ie n t . A t t h is p o in t , t a s t e i t—y o u
c a n a d d a b i t
m o r e m a p le s y r u p i f d e s i r e d . A ls o , y o u m a y n e e d t o a d d a n o t h e r t a b le s p o o n o r t w o o f w a t e r t o a c h ie v e t h e b e s t d ip p in g c o n s is t e n c y . Yo u c a n e v e n a d d a s c o o p o f p e a n u t b u t t e r t o m a k e p e a n u t b u t t e r a n d c h o c o la t e h u m m u s . In a d d i t io n t o s e r v in g w it h f r u i t , y o u c a n o ff e r h u m m u s w it h g r a h a m c r a c k e r s o r p r e t z e ls f o r a d e l ic io u s s n a c k .
C h o c o l a t e p e a n u t b u t t e r f r o z e n b a n a n a : T h is i s a s a t i s f y in g , c o o l t r e a t w i t h ju s t t h e r ig h t a m o u n t o f s w e e t . I t 's lo v e d b y c h i ld r e n a n d a d u lt s a l ik e .
H o w t o m a k e i t :
• 4 b a n a n a s • P e a n u t b u t t e r f o r s p r e a d in g o n b a n a n a s
• 1 ½ c u p s d a r k c h o c o la t e c h ip s
• 1 /3 c u p c r e a m y p e a n u t b u t t e r t o b e u s e d fo r c h o c o la t e d ip
C u t y o u r b a n a n a s in h a lf a n d in s e r t a P o p s ic le s t i c k in e a c h b a n a n a . P la c e o n a c o o k ie s h e e t l in e d w it h w a x e d p a p e r. S m e a r a t h in la y e r o f p e a n u t b u t t e r a lo n g t h e e n t i r e le n g t h o f e a c h b a n a n a h a lf . F r e e z e f o r t h r e e h o u r s . M e lt t h e c h o c o la t e a n d p e a n u t b u t t e r in t h e m ic r o w a v e u s in g 3 0 -s e c o n d in t e r v a ls a n d s t i r r in g w e ll a f t e r
e a c h 3 0 s e c o n d s
u n t i l m e lt e d a n d s m o o t h . P lu n g e e a c h b a n a n a h a lf in t o t h e m e lt e d c h o c o la t e m ix t u r e (a t a l l s k in n y c u p w o r k s g r e a t ) a n d r e t u r n t o t h e c o o k ie s h e e t . F r e e z e a n o t h e r 3 0 m in u t e s a n d e n jo y !
D o n ’t l ik e b a n a n a s o r c h o c o la t e ? T r y d o in g a n in t e r n e t s e a r c h f o r h o m e m a d e f r u i t p o p s . Yo u ’l l fi n d m a n y c r e a t iv e , lo w -f a t , lo w -s u g a r a n d f u n -t o -m a k e r e c ip e s f r o m w h ic h t o c h o o s e .
V e g e t a b l e s : T h e s e g u y s a r e p a c k e d f u l l o f v i t a m in s a n d lo w in c a lo r ie s . W h e n c o u p le d w it h a p r o t e in r i c h f o o d , t h e y ’r e n o t o n ly h e a lt h y , b u t s a t i s f y in g a s w e l l. T r y v e g g ie s w it h d ip , h u m m u s , a f e w c h e e s e c u b e s o r e v e n w it h a s m a ll s e r v in g o f c o t t a g e c h e e s e .
P o p c o r n : C r a v in g s o m e t h in g s a lt y r a t h e r t h a n s w e e t ? C o n s id e r p o p c o r n , a s i t c a n le a n e i t h e r w a y . K id s lo v e t o w a t c h i t p o p , s o t h in k a b o u t f o r e g o in g t h e m ic r o w a v e v a r ie t y a n d u s in g a p o p c o r n m a k e r.
T r y i t t r a d i t io n a l s t y le , w i t h a s p r in k le o f s e a s a lt a n d a s m a ll d r iz z le o f b u t t e r o r o i l .
A d d d r ie d f r u i t s s u c h a s c r a n b e r r ie s o r c h e r r ie s , w i t h m ix e d n u t s a s a n o p t io n .
M e lt c h o c o la t e a n d d r iz z le o v e r p o p c o r n . P la c e in t h e f r e e z e r f o r a f e w m in u t e s t o s t iff e n t h e c h o c o la t e b e fo r e e a t in g .
A d d s a v o r y s p ic e s t o b u t t e r o r o l iv e o i l t o e n h a n c e t h e fl a v o r.
T h e r e ’s a n a b u n d a n c e o f c o n v e n ie n c e f o o d s n a c k o p t io n s c o m p e t in g w it h h e a lt h y c h o ic e s . C o n v e n ie n c e f o o d s a r e q u ic k a n d e a s y , b u t t h a t a b o u t s u m s i t u p . B e w is e w it h y o u r s n a c k c h o ic e s . B e b r a v e a n d t r y s o m e t h in g n e w . B e p le a s e d in k n o w in g y o u s a t i s fi e d a n d fi l le d t h e h u n g e r o f t h e c h i ld r e n in y o u r l i f e w i t h h e a lt h y f o o d s . H a p p y s n a c k in g !
“Dollars�and�sense”,�continued�from�page�5
“Filling�the�hungry”,�continued�from�page�6
16
A u g u s t 2 0 2 0
W h e n s h o u l d I s e e a d o c t o r a b o u t m y b l o o d p r e s s u r e ?Q u e s t i o n : I a m a 6 3 -y e a r -o ld m a le w i t h w h a t I b e l ie v e i s a b o rd e r l in e h ig h b lo o d p r e s s u r e r e a d in g o f 1 4 9 /8 8 . I d o n o t h a v e a p e r s o n a l p h y s ic ia n w h o I s e e r e g u la r ly . W h a t w o u ld y o u r e c o m m e n d I d o , i f a n y t h in g , a b o u t m y b lo o d p r e s s u r e ?
A n s w e r : T h a n k y o u fo r y o u r q u e s t io n a b o u t h ig h b lo o d p r e s s u r e (h y p e r t e n s io n ). A d ia g n o s is o f
h y p e r t e n s io n i s n ’t m a d e f r o m a s in g le b lo o d p r e s s u r e m e a s u r e m e n t . Yo u s h o u ld r e c o r d a t le a s t t h r e e r e a d in g s .
R e a d in g s a r e a lw a y s g iv e n in p a i r s—th e u p p e r (s y s t o l ic ) v a lu e fi r s t , f o l lo w e d b y t h e lo w e r (d ia s t o l ic ) v a lu e . A p h y s ic ia n a v e r a g e s t h e r e s u lt s a n d m ig h t r e c o m m e n d t r e a tm e n t i f t h e a v e r a g e e x c e e d s 1 4 0 s y s t o l ic o r 9 0 d ia s t o l ic . F u r t h e r a l lo w a n c e i s m a d e fo r a g e : f o r in d iv id u a ls o v e r t h e a g e o f 6 0 , t h e u p p e r l im it i s 1 5 0 /9 0 . G iv e n t h is
c o n s id e r a t io n , y o u m a y n o t—te c h n ic a l ly—h a v e h ig h b lo o d p r e s s u r e .
I s u g g e s t t a k in g a t le a s t t h r e e s e p a r a t e b lo o d p r e s s u r e r e a d in g s o n d iff e r e n t d a y s u s in g a r e l ia b le in s t r u m e n t
(s p h y g m o m a n o m e t e r ). I f y o u d o n ’t h a v e o n e a t h o m e , y o u
t y p ic a l ly c a n fi n d o n e a t y o u r
lo c a l p h a rm a c y . C a lc u la t e t h e a v e r a g e o f y o u r t h r e e m e a s u r e m e n t s a n d s e c u r e t h e s e r v ic e s o f a c o m p e t e n t f a m i ly p h y s ic ia n t o a s s e s s y o u r r e s u lt s .
A s o l id r e la t io n s h ip w it h a f a m i ly p h y s ic ia n i s f o u n d a t io n a l t o n a v ig a t in g t h e h e a lt h c a r e s y s t e m . A s k f r ie n d s f o r r e c o m m e n d a t io n s . B e t t e r y e t , a s k a f e w n u r s e s f r o m y o u r lo c a l h o s p i t a l f o r t h e i r r e f e r r a ls . W h e n a r e a l n e e d a r i s e s y o u 'l l h a v e c o n fi d e n c e k n o w in g w h o w i l l b e c a r in g f o r y o u .
P le a s e n o t e : M y o ffi c e r e q u i r e s a o n e -w e e k t u r n a ro u n d f o r m e d ic a l in f o rm a t io n . I f y o u h a v e a n a c u t e o r e m e rg e n c y m e d ic a l in c id e n t , p le a s e s e e k im m e d ia t e m e d ic a l a t t e n t io n .
I f y o u h a v e a h e a l t h q u e s t io n f o r D r. J a c o b s o n , C H M M e d ic a l
D i r e c t o r, p le a s e e m a i l i t t o [email protected]. T h is in f o rm a t io n i s n o t in t e n d e d t o r e p la c e t h e a d v ic e o f y o u r p h y s ic ia n .
Health Q & A with Dr. Michael Jacobson, D.O.
Copyright 2020 for Heartfelt Magazine
In your own words: members tell the CHM storyJ u s t a s t h e c h u r c h o f C h r i s t i s n o t a b u i ld in g , C h r i s t ia n H e a l t h c a r e M in is t r ie s i s n ’t a n o ffi c e in O h io . T h e s e le t t e r s r e p r e s e n t w h a t y o u w h o p a r t i c ip a t e in C H M a r e a c c o m p l i s h in g f o r e a c h o t h e r a n d f o r t h e c a u s e o f C h r i s t . Yo u , t h ro u g h y o u r c o l le c t iv e a n d fa i t h -b a s e d s h a r in g a n d s u p p o r t , m a k e t h i s m in is t r y p o s s ib le . W e a r e p r iv i l e g e d t o s e r v e y o u . W e a r e p r iv i l e g e d t o s e r v e H im .
D e a r C H M ,M y h u s b a n d f e l l o ff a la d d e r a n d s u s t a in e d s e v e r e in ju r ie s . T h a n k G o d h e i s r e c o v e r in g a n d d o in g w e ll. B e in g n e w
t o C H M a n d s h a r in g b i l ls , I m a d e m y s h a r e o f m is t a k e s . H o w e v e r, t h e s t a ff h a s b e e n o u t s t a n d in g h e lp in g m e n a v ig a t e
t h e p r o c e s s . E a c h t im e I ’v e c a l le d , I ’v e b e e n g r e e t e d w it h u n d e r s t a n d in g .
g u m a n d v in e g a r. W h e n y o u b u y p a c k a g e d fo o d s , r e a d t h e in g r e d ie n t s t o c o n fi rm n o g lu t e n i s p r e s e n t .
• E a t f o o d s la b e le d a s g lu t e n -f r e e . S u c h p r o d u c t s in c lu d e , b u t a r e n o t l im it e d
t o : r i c e , c o r n , m a iz e , b u c k w h e a t , p o t a t o , s o y b e a n , a n d b o t h t a p io c a a n d a lm o n d fl o u r s .
M a n y g r o c e r y s t o r e s o ff e r c r e a t iv e g lu t e n -f r e e o p t io n s . S p e c ia lt y m a r k e t s m a y e v e n h a v e e n t i r e g lu t e n -f r e e s e c t io n s .
I c o m m e n d y o u fo r y o u r p e r s o n a l r e s e a r c h a n d t h e in s ig h t e v id e n t w it h in y o u r q u e s t io n . T o b e c le a r, I b e l ie v e y o u r c o n d i t io n c e r t a in ly w a r r a n t s a c o n s u lt a t io n w it h y o u r d o c t o r. S t a y h e a lt h y , a n d w e h o p e t o h e a r a g o o d r e p o r t .
“Healthwatch”,�continued�from�page�4
17
A u g u s t 2 0 2 0
I w o u ld l ik e t o e s p e c ia l ly r e c o g n iz e S h e r r y N o la n d . N o t o n ly d id s h e h e lp m e w it h m y s i t u a t io n , b u t s h e d id i t in a w a rm a n d lo v in g w a y . S h e i s d e fi n i t e ly a R o m a n s 1 2 C h r is t ia n e x a m p le .
G o d b le s s t h is m in is t r y . I t e l l e v e r y o n e w h o i s w i l l in g t o l i s t e n w h a t a g i f t C H M is .
S in c e r e ly ,
T e r e s a D a v is S e l le r s b u r g , In d .
D e a r C H M ,
J u s t a s h o u t o u t t o C H M fo r s h a r in g m e d ic a l b i l ls f r o m t h e a i r p la n e c r a s h I s u r v iv e d . G o d h a s c e r t a in ly b le s s e d m e . C H M , y o u h a v e b e e n a r e a l b le s s in g t o m y f a m i ly ! T h a n k y o u !
S in c e r e ly ,
D a v id C r e s s L e x in g t o n , O h io
D e a r C H M ,
I w a n t t o t h a n k y o u s o m u c h fo r t h e b le s s in g y o u h a v e b e e n . A f r ie n d o f o u r s t o ld u s a b o u t C H M . T h e y w e r e s o e x c i t e d t o t e l l u s a b o u t t h e i r e x p e r ie n c e w it h y o u b e c a u s e o f h o w p o s i t iv e t h e e x p e r ie n c e h a d b e e n . W e d e c id e d t o t r y i t . T h a n k G o d w e d id !
I h a d a h e a lt h s c a r e a n d y o u t r u ly b le s s e d u s in a w a y I c o u ld n o t im a g in e . In a n y c o n v e r s a t io n I c a n , I t e l l a l l m y f r ie n d s a b o u t y o u r G o d -s e n t m in is t r y . "T h a n k y o u " d o e s n o t s e e m t o b e e n o u g h . I p r a is e t h e L o r d J e s u s C h r i s t f o r y o u r m in is t r y . M a y t h e L o r d t r u ly b le s s e v e r y o n e t h e r e .
S in c e r e ly ,
K a y r a M a s s e y N o r w a lk , O h io
D e a r C H M ,
W e w o u ld l ik e t o e x p r e s s o u r g r a t i t u d e f o r y o u r t im e ly r e s p o n s e t o o u r m e d ic a l n e e d s . T h is m in is t r y i s s u c h a b le s s in g f o r
p r o v id in g a s s i s t a n c e a s b e l ie v e r s
b a n d t o g e t h e r t o h e lp e a c h o t h e r o u t in t im e s o f n e e d .
S in c e r e ly ,
P a t r ic k a n d D e b o r a h H a l l C a n fi e ld , O h io
D e a r C H M ,
T h e f u l l a m o u n t o f m y s o n ’s s u r g e r y w a s r e im b u r s e d . I r e a l iz e d t h e m o m e n t I s a w t h e c h e c k t h a t I h a v e le a r n e d a v a lu a b le le s s o n in f a i t h : I k n o w e v e n b e t t e r n o w t h a t p u t t in g m y t r u s t in o t h e r s w h o s e r v e in G o d 's n a m e n e e d n o t b e s c a r y . T h a n k y o u fo r h e lp in g m y f a i t h t o g r o w a n d r e p r e s e n t in g a n d c o n d u c t in g y o u r s e lv e s in t h e m a n n e r y o u p r o fe s s .
S in c e r e ly ,
T iff a n y O ld s S a r a t o g a S p r in g s , U t a h
D e a r C H M ,
I w a n t t o t h a n k y o u fo r s h a r in g m e d ic a l b i l ls f o r m y k n e e a r t h r o s c o p y . I a p p r e c ia t e a l l t h a t y o u d id . G o d b le s s y o u fo r t h e w o n d e r f u l w o r k y o u a r e d o in g . T h is i s h o w h e a lt h c a r e s h o u ld b e d o n e !
S in c e r e ly ,
V ic k ie E d w a rd s A d v a n c e , N .C .
D e a r C H M ,
T h a n k y o u s o m u c h fo r a l l y o u d o t o h e lp o t h e r s .
In C h r i s t ,
R o g e r a n d K a t h y B e a l F la t R o c k , In d .
D e a r C H M s t a ff ,
M y w i f e a n d I w o u ld l ik e t o t h a n k a l l o f y o u p e r s o n a l ly f o r c r e a t in g a n d r u n n in g a m in is t r y t h a t i s s o im p o r t a n t t o s o m a n y p e o p le . W h i le w e h a v e n o t n e e d e d y o u r s e r v ic e s t h u s f a r, o u r l iv e s a r e b e t t e r f o r s h a r in g t h is jo u r n e y c a l le d l i f e w i t h y o u . S e e in g y o u r m in is t r y f r o m a m e m b e r a n d p r o v id e r p e r s p e c t iv e , w e k n o w y o u a r e p e o p le w h o c a r e . W e e n t h u s ia s t ic a l ly h e lp c h a n g e p e o p le ’s l iv e s e v e r y t im e w e in t r o d u c e y o u t o t h e m .
A s p r a c t i t io n e r s o f o b s t e t r ic s , w e a r e b le s s e d t o b e a p a r t o f t h e m ir a c le o f b i r t h . W e h o p e y o u k n o w t h a t , in y o u r w a y , y o u h a v e b e e n a p o s i t iv e f o r c e f o r p e o p le in t h e m ir a c le o f l i f e !
W it h lo v e a n d b le s s in g ,
B i l l a n d L a u r ic e D u n n in g A l le n t o w n , P a .
D e a r C H M ,
T h is i s o u r fi r s t t im e a c t u a l ly u s in g C H M . F r o m w h a t w e r e a d a n d h e a r d , w e f e lt c o n fi d e n t t h a t w e w o u ld h a v e n o i s s u e s , a n d t h is h a s b e e n t r u e . T o h a v e a m in is t r y , b r o t h e r s a n d s i s t e r s in C h r i s t
w h o s e n d g e t -w e ll n o t e s w it h s c r ip t u r e v e r s e s , i s a m a z in g . T h is i s h o w h e a lt h c a r e i s s u p p o s e d t o w o r k—p e o p le h e lp in g p e o p le . M a y w e a l l c o n t in u e t o l i f t e a c h o t h e r u p !
In C h r is t ,
R o n a n d L o r i Yo u n g M o n t ic e l lo , M in n .
D e a r C H M ,
I w a n t t o t h a n k y o u s o v e r y m u c h fo r a s s i s t in g m e w it h m y s k in c a n c e r s i t u a t io n . T h a n k y o u fo r y o u r h e lp a n d G o d b le s s y o u a l l !
S in c e r e ly ,
J im S t e a c y S a y r e v i l le , N .J .
Do you have an #IamCHM story to share? We’d love to hear about it! Visit chministries.org/iamchm for more info.
“Letters�to�CHM”,�continued�from�page�17
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A u g u s t 2 0 2 0
Prayer requests this month:These are prayer requests only. Please send your monthly financial gift to the CHM office (see instructions on your yellow Member Gift Form). We invite you to send cards or words of encouragement to the people listed below.
Michael and Janice Johnsen: 6790 Vista Lodge Loop, Castle Pines, CO 80108 Michael has stage 4 pancreatic cancer. He and his wife, Janice, request prayer for healing.
Pat and Dave Dodson: 104A NM 467, Portales, NM 88130 Please pray for Pat as she battles breast cancer. She also requests prayer for guidance in a family matter.
Judith Beagle: 2051 Cumberland Court, Acworth, GA 30102 Judith is battling stage 4 renal failure and needs encouragement. Please pray for her and her family.
Kevin and Megan Yerkes: 141 Gatling St., Camden, AR 71701 Please pray for Megan. She was diagnosed with a rare blood cancer.
Connor and Olivia Thompson: 117 Joy Way, Portola, CA 96122 The Thompsons had a second miscarriage. Please pray for guidance and encouragement during this trying time.
Cynthia and Eddie Polich: 1247 County Road 2000, Ravenna, TX 75476 Eddie had a brain aneurysm. Please pray for strength for the family and relief from pain as he recovers.
Michael and Janice Bowden: 2018 Haven Crest Drive, Chattanooga, TN 37421 Michael is battling leukemia . Please lift the Bowdens in prayer during this difficult time.
James and Angie Heinrich: 4001 Branchwood Drive, Durham, NC 27705 James’ cancer has metastasized. Please lift the Heinrich family in prayer.
President, CEO: Craig Brown
VP, Program Services: Rich Bochart
VP, Administration: Dave Zahn
VP, Member Services, Conferences & Groups:
Norma Mull
CFO and Treasurer: Charity Beall
Vice President and CIO: Bryan Schultz
VP, Communications & Media:
Lauren Gajdek
VP, General Counsel: David Tschantz
Editor-in-chief: Katlyn Stryker
Managing editor: Carasella Mancari
Graphic design: Erik Gibson
eMagazine: David Loughney
Contributors: Daleen Cowgar Lisa Fetherston George Korda Rosie Kabellar
Carasella Mancari Lauren Gajdek Katlyn Stryker
Dr. Michael Jacobson Jonny Hawkins Kristen Sherman
CHM legal notices (more notices are on our website at chministries.org/legal-notices)
Christian Healthcare Ministries (hereinafter “CHM”), a not-for-profit religious organization, is not an insurance company. No ministry operations or publications are offered
through or operated by an insurance company. CHM does not guarantee or promise that your medical bills will be shared or assigned to others for financial gifts. Whether any
CHM member chooses to share the burden of your medical bills will be entirely voluntary. As such, CHM should never be considered as a substitute for an insurance policy.
Whether you receive any financial gifts for medical expenses and whether CHM continues to operate, you are always liable for any unpaid bills.
Especially for Florida Residents: A copy of the official registration and financial information may be obtained from the Division of Consumer Services by calling toll-free,
within the state of Florida. Registration does not imply endorsement, approval, or recommendation by the State of Florida. 1-800-435-7352 Our Florida registration number is
CH3543. CHM has not retained any professional solicitors or professional fundraising consultants and 100% of each contribution is received by our organization.
Especially for Kentucky Residents: Notice: CHM is not an insurance company. CHM’s related operations and publications are not issued by an insurance company and they
are not offered through an insurance company. CHM does not guarantee or promise that your medical bills will be shared or assigned to others for financial gifts. Whether
any member chooses to share the burden of your medical bills will be totally voluntary. CHM should never be considered as a substitute for an insurance policy. Whether you
receive any gifts for medical expenses, and whether or not CHM continues to operate, you will always remain liable for any unpaid bills.
Especially for Maryland Residents: Notice: CHM is not an insurance company. CHM’s related operations and publications are not issued by or offered through an insurance
company. CHM does not guarantee or promise that your medical bills will be shared or assigned to others for financial gifts. No other member will be compelled to contribute
toward the cost of your medical bills. Therefore, CHM should never be considered a substitute for an insurance policy. This activity is not regulated by the Maryland Insurance
Administration, and your liabilities are not covered by the Maryland Life and Health Guarantee Fund. Whether or not you receive any financial gifts for medical expenses and
whether or not CHM continues to operate, you are always liable for any unpaid bills.
Especially for Oklahoma Residents: This is not an insurance policy. It is a voluntary program that is neither approved, endorsed or regulated by the Oklahoma Department
of Insurance and the program is not guaranteed under the Oklahoma Life and Health Insurance Guaranty Association.
Especially for Pennsylvania Residents: Notice: CHM is not an insurance company. CHM’s related operations and publications are not issued by or offered through an
insurance company. CHM does not guarantee or promise that your medical bills will be shared or assigned to others for financial gifts. Whether any member chooses to share
the burden of your medical bills will be totally voluntary. As such, CHM should never be considered as a substitute for insurance. Whether you receive any financial gifts for
medical expenses, and whether or not CHM continues to operate, you are always liable for any unpaid bills.
Especially for South Dakota Residents: CHM is not an insurance company. CHM’s program is not an insurance contract. This plan does not fall under the jurisdiction of the
South Dakota Division of Insurance and the plan is not covered under the South Dakota guaranty fund.
Especially for Wisconsin Residents: Attention: CHM is not an insurance company. CHM’s related operations and publications are not issued by or offered through an
insurance company. CHM does not guarantee or promise that your medical bills will be shared or assigned to others for financial gifts. Whether any member chooses to share
the burden of your medical bills is entirely voluntary. CHM should never be considered as a substitute for an insurance policy. Whether or not you receive any financial gifts
for medical expenses, and whether or not CHM continues to operate, you will always remain responsible for the payment of your own medical bills.
A u g u s t 2 0 2 0
2) Letters to fellow CHM members: what’s encouraged, what’s not
3) Advantages of joining CHM 3) Joy loves company, too: CHM’s
Bring-a-Friend program
4) Celiac disease or gluten sensitivity—the deciding factor
5) Fractured finger shows faithfulness of CHM members
6) Your Member Portal: new feature plus fast and easy access to your information
6) Filling the hungry with good things
7) Prayer Page 13) A joyful bundle brings $40,000
in medical bills; CHM members carry the costs, make for a "peaceful pregnancy"
14) Meet your CHM staff: Kathleen Kulton, Jarrod Murrey, Jacqueline Vincent and Mark Zimmerman
17) Health Q & A with Dr. Michael Jacobson, D.O.
17) Letters to CHM19) Prayer requests
127 Hazelwood Ave. • Barberton, OH 44203 www.chministries.org
The mission of Christian Healthcare Ministries is to glorify God, show Christian love, and experience God’s
presence as Christians share each other’s medical bills.