lic nomura mf factsheet january 2012mutual interest january, 2012 investment managers: lic nomura...

MUTUAL INTERESTJanuary, 2012 Investment Managers: LIC Nomura Mutual Fund Asset Management Company Ltd.

lWorld-c lass asset management Access to g loba l research Enhanced of fer ings of serv ices & products l

HIGHLIGHTS: An open-ended insurance linked tax saving scheme to provide long term capital appreciation along with benefits of Tax Rebate and Insurance. Equity/Equity Related: 65-80% Debt/Money Market: 20-35%. Single Premium Option - 5 yrs./ 10 yrs. Regular Premium Option - 10 yrs. /

15 yrs. Life Cover and Accident Cover up to Rs. 15 lakh and Rs. 7.5 lakh respectively. Tax Rebate u/s 80 C and Tax Exemption u/s 48 and 112. Nil. Nil. Regular Premium Option: 12 yrs. to 55/60 yrs., Single Premium Option: 12 yrs. to 60 yrs.

Single Premium: Rs. 10,000/-, Regular Premium: Rs. 10,000/- under 10 Year Term, Rs. 15,000/- under 15 Year Term, Rs. 12,000/- under Monthly SIP 10 Year Term and Rs. 18,000/- under Monthly SIP 15 year Term Regular Premium: Monthly: Rs. 100/-, Half Yearly: Rs. 500/-, Yearly: Rs. 1000/-, Single Premium : Rs. 10,000/-

l Objective:l Asset Allocation Pattern: l Options:

l Insurance Cover: l Tax Benefits:l Bonus on Maturity l Entry Load: l Exit Load: l Age at Entry: l Minimum Target Amount:

l Minimum Investment Amount:

Free Accident Cover

Low Cost Life InsuranceIT Rebate

Maturity Bonus

Single / Regular / SIP Contribution

Single investment Multiple advantagesSingle investment Multiple advantages

Capital Appreciation

Risk Factors: Mutual Funds and Securities Investments are subject to market risks and there is no assurance and no guarantee that the scheme objective will be achieved. As with any investment in securities, the NAV of the units issued under the Scheme may go up or down depending on the various factors and forces affecting the securities markets. Past performance of the Sponsor / Investment Manager / Mutual Fund is not necessary indication of the future performance of the Scheme and may not necessarily provide a basis for comparison with other investments. The Sponsor is not responsible or liable for any loss resulting from the operation of the schemes beyond their initial contribution of ` 2 Cr towards the setting up of the Mutual Fund. LIC NOMURA MF Unit Linked Insurance Scheme is the name of the scheme and does not indicate either the quality of the schemes, its future prospects or returns. Investors should read the Scheme Information Document / Statement of Additional Information / Key Information Memorandum available at our Corporate Office / Area Offices / Business Centers, RTA, Distributors and Investor Services Centers carefully, before investing.

Statutory Details: Sponsor: Life Insurance Corporation of India. Trustee: LIC NOMURA Mutual Fund Trustee Company Private Ltd. Investment Manager: LIC NOMURA Mutual Fund Asset Management Company Ltd.

2 MUTUAL INTEREST January, 2012

Watch yourinvestmentsoar with

LIC NOMURA MF

Risk Factors: Mutual Funds and Securities Investments are subject to market risks and there is no assurance and no guarantee that the scheme objective will be achieved. As with any investment in securities, the NAV of the units issued under the Scheme may go up or down depending on the various factors and forces affecting the securities markets. Past performance of the Sponsor / Investment Manager / Mutual Fund is not necessary indication of the future performance of the Scheme and may not necessarily provide a basis for comparison with other investments. The Sponsor is not responsible or liable for any loss resulting from the operation of the schemes beyond their initial contribution of ̀ 2 Cr towards the setting up of the Mutual Fund. LIC NOMURA MF Growth Fund is the name of the scheme and does not indicate either the quality of the schemes, its future prospects or returns. Investors should read the Scheme Information Document / Statement of Additional Information / Key Information Memorandum available at our Corporate Office / Area Offices / Business Centers, RTA, Distributors and Investor Services Centers carefully, before investing.


HIGHLIGHTS An open ended pure Growth scheme seeking to provide capital growth by investing mainly in equity instruments and also in debt and other permitted instruments of capital and money markets. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. Equity/Equity Related: Upto 100%, Debt/Money Market: Up to 20%.

The Scheme has two options viz Dividend and Growth. Under Dividend option the investor can choose either dividend payout or reinvestment. At applicable NAV on all Business Days. Nil

1% if exit within 1 year from the date of allotment of units. The scheme has no lock-in period. Units for repurchase will be available on an ongoing basis, on all Business Days. Capital Gains Tax Benefits u/s 48 and 112 of the Income Tax Act, 1961 are available. Rs. 2000/- & thereafter in multiples of Re. 1/-.

• Investment Objective:

• Asset Allocation Pattern:• Options:

• Sale Price: • Entry Load:• Exit Load: • Liquidity:

• Tax Benefits:• Minimum Investment:

MARKET REVIEW

On December 30, 2011, the broad indices viz. Sensex and Nifty-50 continued its fall and posted a monthly loss of around 4% and closed at 15454.92 and 4624.30 levels.

Sensex and Nifty posted its first annual fall of 24.6% in three years and was the worst-performing amongst the major equity markets. High inflation, high interest rates, gloomy domestic growth and policy inaction turned off investors already shaken by global headwinds.

Sectoral Performance:

During the month of December'11, the IT sector performed well due to rupee depreciation boosting their revenues. On the back of poor economic data, the capital goods sector was down by 19.8%. The metals and realty were down by 10% and 14.2% respectively.

Institutional Activities:

FIIs bought shares worth Rs.97.90 crore in December'11 against the net sale of Rs.4197.90 crore in November'11. During 2011, the net outflow of foreign funds was Rs 2,714.20 crore. In comparison, Indian equities had witnessed net FII inflows of Rs 1.3 lakh crore in 2010.

The domestic mutual funds were net investors to the tune of Rs.580.10 crore in December'11 against Rs.809.80 crore in November'11. For 2011, the domestic mutual funds invested Rs.5986.20 crore in the equity markets. (source :SEBI)

Economic Scenario:

The infrastructure sector that accounts for 37.9 percent of India's industrial output grew 6.8% in November'11 against 3.7% in November'10 and a marginal growth of 0.27% in October'11.

During April-November, the first eight months of the FY12, the output rose 4.6%, compared with an annual rise of 5.6% a year ago. The inflation measured by WPI (Wholesale price index) remained stubbornly high above 9% inspite of RBI's strict measures to control it. RBI left its rates steady in its last review meeting and sent a strong signal that its next move was likely to be an easing of monetary policy. The Bank is expecting that the inflation will ease as the food prices are cooling down.

Outlook:

The outlook for this year seems to be uninviting, with uncertainty over issues such as the European debt problem and slowing domestic growth momentum. However, inexpensive valuations, recent sign of pick-up in manufacturing activity and a possible cooling off in inflation due to drop in food prices, that would allow the central bank to reverse its monetary tightening cycle raise some hopes.

The Reserve Bank Of India maintained a pause in its policy meeting on December 16, 2011 for the first time in the past eight meetings, keeping the Repo rate and CRR rate

unchanged at 8.50% and 6.00% respectively. Following the advance tax outflows during the month, the liquidity deficit increased significantly in the banking system. While

some market participants had hoped the RBI would announce a cut in CRR to alleviate the stress on liquidity, the central bank indicated such a move would be contrary to its

anti-inflationary stance.

CBLO rates hovered in the range of 8.50%-9.00% levels for most part of the month mainly due to advance tax outflows. In order to ease the liquidity situation, the Reserve

Bank allowed banks to borrow from the Marginal Standing Facility (MSF). Further, the RBI decided to purchase government securities worth Rs 12,000 crore on December

29, 2011. Amidst all this, the CBLO rate tapered off on the last working day of the year to 6.8180%.

The global economic situation continues to be fragile with no credible solution as yet to the immediate euro area sovereign debt problem. India's Balance of Payments in the

three months through September shrank to $276mln, the least since the period ended June 2009, from $5.4bln in the previous quarter. The current account deficit widened

to $16.9bln (3.6% of GDP) in Q2 FY12 from $15.8bln (3.4% of GDP) in Q1 FY12. The widening of the current account deficit was primarily driven by an increase in the

merchandise trade deficit from $41.7bln in Q1 FY12 to $43.9bln in Q2 FY12, despite higher growth in exports relative to imports.

Industrial performance has further deteriorated as reflected in the decline of the index of industrial production (IIP) by 5.1 per cent, y-o-y, in October 2011.

Both inflation and inflation expectations are currently above the comfort level of the Reserve Bank. On a y-o-y basis, headline WPI inflation moderated to 9.1 per cent in

November from 9.7 per cent in October, driven largely by decline in primary food articles inflation.

Auction calendar for rest of this fiscal year both for T Bills and GoI dated securities was released on 30 December 2011, with TB issuance of Rs.152000Cr and dated

security issuance of Rs.116000Cr.Thus, the overall excess borrowings announced for this quarter is at Rs. 69,000Cr, with TB of Rs.29, 000Cr and dated securities of

Rs. 40,000 Cr.

The 10-year benchmark bond (8.79% GS 2021) ended at 8.56% as on 30 December 2011 up by 2 bps from its previous close. During the day bond traded in the range of

8.53% -8.59%. The yield on the AAA 10-year corporate bonds traded in the 9.42-9.44% range.

Rupee dropped to 53.015 as on 30 December 2011 from 54.30 as on 15 December 2011. In a bid to check the rupee slide, the Reserve Bank of India has imposed

restrictions on forward trading in the local currency by foreign institutional investors (FIIs) and traders, and capped banks exposure to the forex market.

Fund houses faced redemption pressure due to advance tax payments during the early part of December 2011. Rates of short-term debt instruments rose mainly due to

increase in supply, and as mutual funds avoided buying these papers because of tight liquidity conditions. Three months CD rates were in the range of 9.40%-9.50% levels

as on 19 December 2011. As on December 30 2011 the three - months CD rates were in the range of 9.30%-9.35% levels.

Outlook:

Apart from extra borrowing via dated government securities, the government will also borrow Rs.152000Cr through sale of treasury bills in Jan-Mar.Market participants are

awaiting the impact of the borrowing program on the bond yields. Yield on the 10-year G-Sec i.e. 8.79% G-Sec 2021 is likely to hover around the 8.35-8.55% band. Tight

liquidity in the banking system will also prompt banks to lend funds at a higher rate. The Call rate is likely to remain around 9.00% and CBLO may move in the 8.50%-8.75%

range. The short-term rates will draw cues from the liquidity deficit scenario. The Third Quarter Review of Monetary Policy for 2011-12 is on January 24, 2012.RBI would

closely monitor the prevailing liquidity conditions and is expected to intervene with bond purchases under open market operations to reduce liquidity deficit. A cut in the CRR

may be on the cards if RBI would be unable to counter the liquidity crunch solely through the Open Market Operations.

3

Shri Eiichi OkaCIO - Equity

Shri V. ChandrasekaranCIO - Debt

EQUITY MARKET REVIEW

DEBT MARKET REVIEW

MATURITY PROFILE FOR THE PORTFOLIO RATING PROFILE FOR THE PORTFOLIO

LIC NOMURA MF LIQUID FUND

COMPOSITION BY ASSETS

PORTFOLIO

* For Dividend History refer to page no. 26

INVESTMENT OBJECTIVE

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through judicious mix of investment in money market instruments and quality debt instruments.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

STYLE BOX

PORTFOLIO METRICS

Scheme Type: Debt - Liquid

Launch Date: March 13, 2002

AUM as on 31/12/2011: INR 1752.01 Cr

Load Structure:

Entry Load: Nil

Exit Load: Nil

Benchmark: Crisil Liquid Fund Index

Minimum Investment: Rs. 25000/-

Name: Shri Y D Prasanna

For all the plans and options

NAV as on December 31, 2011 Per Unit

Growth Option 19.0753

Dividend Option 10.9801

0.49%

(The expense ratio is 0.40 w.e.f. 16/08/2011.)

Average Maturity 0.85 months

Duration 0.77 months

Credit RatingHigh Low

High

Low

Rat

e S

ensi

tivity


Cash & Equivalents18.16%

Certificate Deposits44.05%Commercial Paper

37.79%

DISCRETE 12 MONTHS RETURNS

ANNUALISED PERFORMANCE

As on 31 December 2011


POINT TO POINT RETURNS


Lumpsum investment of 10,000 invested

Period Fund C Fund~LX 1 year T-bill

Last 1 Year

Last 2 Years 11,423 11,371 10941.72

Last 3 Years 12,092 11,924 11257.16

Since Inception 19,075 17,579 16359.21

10,840 10,817 10642.32

Since Inception(CAGR)

6.81 5.95 5.15%


Jan 01, 2011 To Dec 31, 2011

Jan 01, 2010 To Dec 31, 2010 5.36 5.11 2.80%

Jan 01, 2009 To Dec 31, 2009 5.83 4.83 2.63%

8.38 8.15 6.40%

Period Fund C Fund~LX 1 yr T-bill

Last 7 Days 8.82 8.78 1.08%

Last 15 Days 8.81 8.46 5.37%

Last 30 Days 8.72 8.41 8.00%

Company Industry Rating % to Nav

Certificate Deposits

ALLAHABAD BANK LTD BANKS [ICRA]A1+ 8.46

AXIS BANK LTD. BANKS A1+ 1.41

CANARA BANK LTD BANKS A1+ 4.93

CENTRAL BANK OF INDIA LTD BANKS [CARE]A1+ 5.58

ING VYSYA BANK LTD. BANKS A1+ 5.70

JAMMU & KASHMIR BANK LTD. BANKS A1+ 0.64

SOUTH INDIAN BANK LTD. BANKS A1+ 4.26

STATE BANK OF BIKANER & JAIPUR BANKS A1+ 1.14

STATE BANK OF MYSORE LTD BANKS A1+ 1.99

UCO BANK LTD BANKS A1+ 1.42

VIJAYA BANK LTD BANKS A1+ 8.53

Commercial Paper

APOLLO TYRES LTD. AUTO ANCILLARIES A1+ 1.40

MOTHERSON SUMI SYSTEMS LTD. AUTO ANCILLARIES A1+ 1.40

EID-PARRY (INDIA) LTD. CONSUMER NON-DURABLES A1+ 1.12

ADITYA BIRLA FINANCE LTD. FINANCE A1+ 1.40

GRUH FINANCE LTD. FINANCE A1+ 4.80

HOUSING DEVELOPMENT FINANCE CORPORATION LTD. FINANCE A1+ 8.32

INFRASTRUCTURE DEVELOPMENT FINANCE COMPANY LTD. FINANCE A1+ 11.34

L&T FINANCE LTD. FINANCE A1+ 0.28

LIC HOUSING FINANCE LTD. FINANCE A1+ 5.68

HEG LTD. INDUSTRIAL CAPITAL GOODS A1+ 0.25

INDIAN OIL CORPN. LTD. PETROLEUM PRODUCTS [CRISIL]A1+ 1.41

INDIAN OIL CORPN. LTD. PETROLEUM PRODUCTS A1+ 0.39

Ohter Assets

Cash & Cash Equivalent 18.16

Scheme Total 100.00

Cash &Equivalents

18.16

Pr1+/ P1+/F1+81.84

A1+/

LIC NOMURA MF SAVINGS PLUS FUND


PORTFOLIO



The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

STYLE BOX

PORTFOLIO METRICS

Scheme Type:

Launch Date: May 29, 2003

AUM as on 31/12/2011: INR 263.82 Cr

Load Structure:

Entry Load: Nil

Exit Load: Nil







Dividend Option - Daily 10.0118

Dividend Option - Weekly 10.0362

Dividend Option - Monthly 10.0808

0.70%



Debt - Short Term


High

Low

Rat

e S

ensi

tivity



ALLAHABAD BANK LTD BANKS A1+ 2.01

ALLAHABAD BANK LTD BANKS ICRA A1+(SO) 9.28

AXIS BANK LTD. BANKS A1+ 10.07

BANK OF MAHARASHTRA LTD BANKS A1+ 9.47

CORPORATION BANK LTD BANKS A1+ 4.27


PUNJAB NATIONAL BANK LTD BANKS PR1+ 9.31

SOUTH INDIAN BANK LTD. BANKS A1+ 5.61


UCO BANK LTD BANKS A1+ 9.31

Commercial Paper

ADITYA BIRLA NUVO LTD. INDUSTRIAL PRODUCTS A1+ 9.44

Ohter Assets


Scheme Total 100.00


5


Certificate Deposits74.37%Commercial Paper

9.44%

Cash &Equivalents

16.19

A1+/PR1+/P1+83.81







Last 1 Year

Last 2 Years 11,382 11,371 10941.72

Last 3 Years 12,122 11,924 11257.16

Since Inception 16,457 16,557 15142.53

10,782 10,817 10642.32

Since Inception5.98 5.95 4.94%

(CAGR)


Jan 01, 2011 To Dec 31, 2011 7.82 8.15 6.40%

Jan 01, 2010 To Dec 31, 2010 5.55 5.11 2.80%

Jan 01, 2009 To Dec 31, 2009 6.49 4.83 2.63%

LIC NOMURA MF FLOATING RATE FUND




The investment objective of the Scheme is to generate consistent return by investing mainly in a floating rate instruments / fixed rate instruments swapped for floating rate return so as to minimize the interest rate risk for the investor.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

STYLE BOX

PORTFOLIO METRICS

Scheme Type:


AUM as on 31/12/2011: INR 88.90 Cr

Load Structure:

Entry Load: Nil

Exit Load: Nil









0.62%



Debt - Floating


High

Low

Rat

e S

ensi

tivity

PORTFOLIO



ANDHRA BANK LTD BANKS A1+ 5.55

KARUR VYSYA BANK LTD. BANKS A1+ 11.01

STATE BANK OF BIKANER & JAIPUR BANKS A1+ 11.20


Commercial Paper


Ohter Assets


Scheme Total 100.00




Certificate Deposits38.95%

Commercial Paper12.26%







Last 1 Year

Last 2 Years 11,343 11,371 10941.72

Last 3 Years 12,070 11,924 11257.16

Since Inception 16,944 15,887 14576.44

10,769 10,817 10642.32


(CAGR)

Period Fund 1 year T-bill

Jan 01, 2011 To Dec 31, 2011 7.69 8.15 6.40%

Jan 01, 2010 To Dec 31, 2010 5.32 5.11 2.80%

Jan 01, 2009 To Dec 31, 2009 6.38 4.83 2.63%

C Fund~LX

Cash &Equivalents

48.79%

AAA/A1+/P1+/PR1+51.21%

LIC NOMURA MF INCOME PLUS FUND


PORTFOLIO



An open ended debt scheme which seeks to provide reasonable possible current income - consistent with preservation of capital and providing liquidity - from investing in a diversified portfolio of short-term money market and debt securities.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

STYLE BOX

PORTFOLIO METRICS

Scheme Type:

Launch Date: May 28, 2007

AUM as on 31/12/2011: INR 282.79 Cr

Load Structure:

Entry Load: Nil

Exit Load: Nil










0.54%



Debt


High

Low

Rat

e S

ensi

tivity



BANK OF MAHARASHTRA LTD BANKS A1+ 8.83

CANARA BANK LTD BANKS A1+ 8.68

KARUR VYSYA BANK LTD. BANKS A1+ 3.46

VIJAYA BANK LTD BANKS A1+ 17.65

Commercial Paper

GRUH FINANCE LTD. FINANCE A1+ 8.64

HOUSING DEVELOPMENT FINANCE CORPORATION LTD. FINANCE A1+ 17.63


ADITYA BIRLA NUVO LTD. INDUSTRIAL PRODUCTS A1+ 8.80

Ohter Assets


Scheme Total 100.00

7


Certificate Deposits38.62

Commercial Paper39.98


Cash &Equivalents

21.40%

AAA/AA+/P1+/A1+78.60%







Last 1 Year

Last 2 Years 11,417 11,371 10941.72

Last 3 Years 12,100 11,924 11257.16

Since Inception 13,948 17,579 12657.23

10,825 10,817 10642.32


(CAGR)

Period Fund 1 year T-bill

Jan 01, 2011 To Dec 31, 2011 8.25 8.15 6.40%

Jan 01, 2010 To Dec 31, 2010 5.45 5.11 2.80%

Jan 01, 2009 To Dec 31, 2009 5.95 4.83 2.63%

C Fund~LX

LIC NOMURA MF BOND FUND




LIC MF Bond fund an open-ended Debt Scheme, will endeavor to generate an attractive return for its investors by investing in a portfolio of quality debt securities and money market instruments.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

STYLE BOX

PORTFOLIO METRICS

Scheme Type:


AUM as on 31/12/2011: INR 76.60 Cr

Load Structure:

Entry Load: Nil

Exit Load: 1% if exit within 1 year from the date of allotment of units

Benchmark: Crisil Composite Bond Fund Index







1.51%

Average Maturity 2.05 years

Duration 1.85 years

Debt


High

Low

Rat

e S

ensi

tivity

PORTFOLIO



FEDERAL BANK LTD. BANKS A1+ 5.93


Corporate Debt

ANDHRA BANK LTD BANKS AAA(SO) 0.23

HOUSING DEVELOPMENT FINANCE CORPORATION LTD. FINANCE AAA 0.52

INDIAN RAILWAYS FINANCE CORPN LTD FINANCE AAA 13.33

MAGMA FINCORP LTD FINANCE AA- 13.07

RURAL ELECTRIFICATION CORPN LTD FINANCE AAA 14.95

SHRIRAM TRANSPORT FINANCE COMPANY LTD. FINANCE AA 0.13

PUNJ LLOYD LTD. INDUSTRIAL CAPITAL GOODS AA 15.71

INDIAN OIL CORPN. LTD. PETROLEUM PRODUCTS AA+ 11.04

JET AIRWAYS (INDIA) LTD. TRANSPORTATION AAA 1.93

Ohter Assets


Scheme Total 100.00



Cash &Equivalents

21.89%

AA-/AA28.92%

AAA/AAA(SO)/AA+/P1+49.19






Period Fund C CompBex 10 Year GOI

Last 1 Year

Last 2 Years 11,555 11,222 10507.89

Last 3 Years 11,972 11,615 9597.77

Since Inception 28,257 17,580 N.A.

10,922 10,692 10191.37

Since Inception8.81 5.95 N.A.

(CAGR)

Period Fund 10 year GOI

Jan 01, 2011 To Dec 31, 2011 9.22 6.90 1.89%

Jan 01, 2010 To Dec 31, 2010 5.68 4.88 2.99%

Jan 01, 2009 To Dec 31, 2009 3.64 3.50 -8.40%

C CompBex


Certificate Deposits7.18% Corporate Debt

70.92

LIC NOMURA MF G-SEC FUND



The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors through investments in sovereign securities issued by the central and /or state Government and /or any security unconditionally guaranteed by the central/ state government for repayment of Principal and interest and/or reverse repos in such securities as and when permitted by RBI.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

STYLE BOX

PORTFOLIO METRICS

Scheme Type:

Launch Date: November 15, 1999

AUM as on 31/12/2011: INR 82.87 Cr

Load Structure:

Entry Load: Nil


Benchmark: I-Sec Composite Gilt Index





Growth Option - Regular 23.9834

Growth Option - PF 13.8276

Dividend Option - Regular 10.6535

Dividend Option - PF 11.8136

1.16%


Duration 5.36 years

Debt - Gilt


High

Low

Rat

e S

ensi

tivity

PORTFOLIO


Corporate Debt

NATIONAL HOUSING BANK BANKS AAA 16.54

INDIAN OIL CORPN. LTD. PETROLEUM PRODUCTS AA+ 7.29

Government Securites

08.08% GOI 2022 GOVT SECURITIES SOVEREIGN 23.46

08.13% GOI 2022 GOVT SECURITIES SOVEREIGN 11.79

GOI - 11/04/2018 GOVT SECURITIES SOVEREIGN 5.83

GOI 2012 GOVT SECURITIES 5.89

GOI 2021 GOVT SECURITIES SOVEREIGN 12.25

Ohter Assets


Scheme Total 100.00

9


Corporate Debt23.83%

Government Securities59.22%


Cash &Equivalents

16.95%

AAA/AA+/SOVEREIGN

83.05






Period Fund 1O Year GOI

Last 1 Year

Last 2 Years 10,990 11,298 10507.89

Last 3 Years 9,729 10,960 9597.77

Since Inception 23,979 N.A. N.A.

10,717 10,655 10191.37

Since Inception7.50 N.A. N.A.

(CAGR)

Period Fund 10 year GOI

Jan 01, 2011 To Dec 31, 2011 7.17 6.52 1.89%

Jan 01, 2010 To Dec 31, 2010 2.33 5.96 2.99%

Jan 01, 2009 To Dec 31, 2009 -11.33 -2.92 -8.40%

I SecComposite Gilt

I SecComposite Gilt

DISCRETE 12 MONTHS RETRUNS





Period Fund C BalanceEx Nifty

Last 1 Year

Last 2 Years 9,222 9,723 8,891

Last 3 Years 12,481 14,454 15,627

Since Inception 68,586 N.A N.A.

8,511 8,561 7,538


(CAGR)

Period Fund Nifty

Jan 01, 2011 To Dec 31, 2011 -14.89 -14.39 -24.62

Jan 01, 2010 To Dec 31, 2010 8.36 13.55 17.95

Jan 01, 2009 To Dec 31, 2009 33.87 46.26 71.46

C BalanceEx

LIC NOMURA MF UNIT LINKED INSURANCE SCHEME

SECTOR ALLOCATION - EQUITY HOLDINGS


An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s 80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO :

STYLE BOX

PORTFOLIO METRICS

RISK MEASURES

Scheme Type: Insurance Linked Tax Saving

Launch Date: June 19,1989

AUM as on 31/12/2011: INR 120.10 Cr

Load Structure:

Entry Load: Nil

Exit Load: Nil

Benchmark: Crisil Balanced Fund Index

Minimum Investment:Rs.10000/- under Single Premium Option

Rs.1000/- under Regular Premium - Yearly Option

Rs.100/- under Regular Premium - Monthly Option

Name: Mrs Bichitra Mahapatra



Dividend Reinvestment 8.8689

2.00%

0.71 times

Quantitative Indicators - Debt Component


Duration 0.50 years

Volatility 14.62%

Sharpe Ratio -5.99

Portfolio Beta 0.82

R squared 0.93(Risk free rate use for calculation of sharp ratio is 8.02%, Figure based on 3 years monthly data History)

StyleGrowth Value

Large

Small Mar

ket

Cap


PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto

BAJAJ AUTO LTD 0.01

HERO MOTOCORP LTD. 0.01

MAHINDRA & MAHINDRA LTD. 1.98

MARUTI SUZUKI INDIA LTD. 0.56

TATA MOTORS LTD. 1.43

Banks

AXIS BANK LTD. 0.01

HDFC BANK LTD. 2.72

ICICI BANK LTD. 0.62

IDBI BANK LTD 0.13

KOTAK MAHINDRA BANK LTD. 0.01

PUNJAB NATIONAL BANK LTD 0.46

STATE BANK OF INDIA 1.11

UNION BANK OF INDIA LTD 0.14

Cement

ACC LTD. 0.01

GRASIM INDUSTRIES LTD. 0.01

GUJARAT ALKALIES & CHEMICALS LTD. 0.01

Construction

DLF LTD. 0.00

JAIPRAKASH ASSOCIATES LTD. 0.00

Consumer Non-durables

HINDUSTAN UNILEVER LTD. 0.03

ITC LTD. 0.07

TATA TEA LTD. 0.99

Ferrous Metals

JINDAL STEEL & POWER LTD. 0.67

STEEL AUTHORITY OF INDIA LTD. 0.00

TATA STEEL LTD. 0.99

Finance

HOUSING DEVELOPMENT FINANCE CORP. LTD. 2.46

INFRASTRUCTURE DEV. FINANCE COMPANY LTD. 0.39

RELIANCE CAPITAL LTD. 0.00

Gas

GAIL (INDIA) LTD. 1.50

Hotels

INDIAN HOTELS COMPANY LTD. 0.21

Industrial Capital Goods

BHARAT HEAVY ELECTRICALS LTD. 4.89

LARSEN & TOUBRO LTD. 2.05

Industrial Products

SIEMENS LTD. 0.00

Minerals / Mining

COAL INDIA LTD. 0.01

SESA GOA LTD. 0.00

STERLITE INDUSTRIES (INDIA) LTD. 0.46

Non-ferrous Metals

HINDALCO INDUSTRIES LTD. 0.01

Company Rating % of Nav

COMMERCIAL PAPER

Auto Ancillaries

APOLLO TYRES LTD. A1+ 4.10


REI AGRO LTD. A1+ 4.11

Finance

L&T FINANCE LTD. A1+ 9.89

RELIGARE FINVEST LTD A1+ 4.11

CORPORATE DEBT

Finance

MAGMA FINCORP LTD AA- 14.76

Media & Entertainment

DECCAN CHRONICLE HOLDINGS LTD. AA 3.33

Pharmaceuticals

DR REDDY'S LABORATORIES LTD. AA+ 0.01

Transportation

MUNDRA PORT & SPECIAL ECONOMIC

ZONE LTD AA 2.04

OHTER ASSETS

Cash And Call, Current Assets And Receivables 6.66

Scheme Total 100.00

Oil

CAIRN INDIA LTD. 0.01

OIL & NATURAL GAS CORPN. LTD. 5.29

Petroleum Products

BHARAT PETROLEUM CORPN. LTD. 0.00

HINDUSTAN PETROLEUM CORPORATION LTD. 1.05

RELIANCE INDUSTRIES LTD. 4.12

Pharmaceuticals

CIPLA LTD. 1.61

DR REDDY'S LABORATORIES LTD. 0.67

JUBILANT LIFE SCIENCES LTD. 0.11

LUPIN LTD. 1.12

RANBAXY LABORATORIES LTD. 0.00

SUN PHARMACEUTICAL INDS. LTD. 0.01

Power

NTPC LTD. 0.01

POWER GRID CORPN. OF INDIA LTD. 0.01

RELIANCE INFRASTRUCTURE LTD 0.00

RELIANCE POWER LTD 0.00

TATA POWER COMPANY LTD. 4.03

Software

HCL TECHNOLOGIES LTD. 1.15

INFOSYS LTD. 5.84

TATA CONSULTANCY SERVICES LTD. 1.93

WIPRO LTD. 0.01

Telecom Services

BHARTI AIRTEL LTD. 0.03

RELIANCE COMMUNICATIONS LTD. 0.00

LIC NOMURA MF BALANCED FUND



An open ended Income and Growth scheme which seeks to provide regular returns and capital appreciation according to the selection of plan by investing in equities and debt instruments.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :


STYLE BOX

PORTFOLIO METRICS

RISK MEASURES

Scheme Type:

Launch Date: January 1, 1991

AUM as on 31/12/2011: INR 18.94 Cr

Load Structure:

Entry Load: Nil



Minimum Investment: Rs.1000/-

Name: Mrs. Bichitra Mahapatra





2.14%

0.37 times



Duration 1.04 years

Volatility 17.50%

Sharpe Ratio -5.02

Portfolio Beta 0.94


Balanced

StyleGrowth Value

Large

Small Mar

ket

Cap

11

PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto

BAJAJ AUTO LTD 0.01





Banks

AXIS BANK LTD. 0.01

HDFC BANK LTD. 0.05


IDBI BANK LTD 3.29





YES BANK LTD. 2.79

Cement

ACC LTD. 0.01



Construction

DLF LTD. 0.00




ITC LTD. 0.07

Ferrous Metals




Finance




Gas





Industrial Products

SIEMENS LTD. 0.00

Minerals / Mining

SESA GOA LTD. 2.58



CORPORATE DEBT

Finance



PUNJ LLOYD LTD. AA 10.56

OHTER ASSETS


Scheme Total 100.00

Non-ferrous Metals


Oil



Petroleum Products




Pharmaceuticals

CIPLA LTD. 0.01



LUPIN LTD. 4.72



Power

NTPC LTD. 0.01


PTC INDIA LTD. 2.06




Software


INFOSYS LTD. 0.08


WIPRO LTD. 0.01

Telecom Services









Last 1 Year

Last 2 Years 8,792 9,723 8,891

Last 3 Years 12,220 14,454 15,627

Since Inception 47,909 N.A. N.A.

8,017 8,561 7,538


(CAGR)

Period Fund Nifty

Jan 01, 2011 To Dec 31, 2011 -19.83 -14.39 -24.62

Jan 01, 2010 To Dec 31, 2010 9.66 13.55 17.95

Jan 01, 2009 To Dec 31, 2009 37.27 46.26 71.46

C BalanceEx

LIC NOMURA MF MONTHLY INCOME PLAN




The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of quality debt securities and money market instruments. It also seeks to generate capital appreciation by investing some percentage in a mix of equity instruments.

PORTFOLIO


COMMERCIAL PAPER

Auto Ancillaries


Cement

JK LAKSHMI CEMENT LTD. A1+ 12.94

Finance



SIMPLEX INFRASTRUCTURES LTD. A1+ 6.48

Industrial Products

ELECTROSTEEL CASTINGS LTD. A1+ 13.12

CORPORATE DEBT

Finance


OHTER ASSETS


Scheme Total 100.00

Company % Of Nav

EQUITY HOLDINGS

Auto


Banks

CANARA BANK LTD 0.46



Construction

IRB INFRASTRUCTURE DEVELOPERS LTD 0.56

Ferrous Metals


Gas




Minerals / Mining


Petroleum Products



Pharmaceuticals



Software

WIPRO LTD. 1.93

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :


STYLE BOX

PORTFOLIO METRICS

RISK MEASURES

Scheme Type:

Launch Date: June 1, 2003

AUM as on 31/12/2011: INR 76.00 Cr

Load Structure:

Entry Load: Nil


Benchmark: Crisil MIP Blended Index







Dividend Option - Quarterly 9.8966

Dividend Option - Yearly 9.9826

1.94%

0.59 times



Duration 0.37 years

Volatility 4.94%

Sharpe Ratio -18.16

Portfolio Beta 0.95


Hybrid


High

Low

Rat

e S

ensi

tivity







Period Fund C MIPex 10 Years GOI

Last 1 Year

Last 2 Years 10,257 10,886 10507.89

Last 3 Years 12,027 12,300 9597.77

Since Inception 31,992 20,881 14582.38

9,756 10,174 10191.37


(CAGR)

Period Fund 10 Yrs GOI

Jan 01, 2011 To Dec 31, 2011 -2.44 1.72 1.89%

Jan 01, 2010 To Dec 31, 2010 5.14 6.93 2.99%

Jan 01, 2009 To Dec 31, 2009 16.91 12.57 -8.40%

C MIPex

PORTFOLIO

LIC NOMURA MF CHILDREN'S FUND



An open ended scheme which seeks to generate long term capital growth through a judicious mix of investment in quality debt securities and equities with relatively low risk levels through research based investments.

Company % of Nav

EQUITY HOLDINGS

Auto

BAJAJ AUTO LTD 0.00




Banks

ALLAHABAD BANK LTD 0.27

ANDHRA BANK LTD 0.18

AXIS BANK LTD. 1.86

DENA BANK LTD 0.56

HDFC BANK LTD. 4.93





Cement

ACC LTD. 0.00



Construction

DLF LTD. 0.00


Consumer Durables

VOLTAS LTD. 1.69



ITC LTD. 0.02

Ferrous Metals




Finance

HOUSING DEVELOPMENT FINANCE CORP.N LTD. 0.01

IFCI LTD. 1.01

INFRASTRUCTURE DEV.T FINANCE COMPANY LTD. 0.00


Gas


Hotels






CORPORATE DEBT

Finance

SHRIRAM TRANSPORT FINANCE

COMPANY LTD. AA 21.16


PUNJ LLOYD LTD. AA 21.43

OHTER ASSETS


Scheme Total 100.00

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :


STYLE BOX

PORTFOLIO METRICS

RISK MEASURES

Scheme Type:

Launch Date: September 26, 2001

AUM as on 31/12/2011: INR 4.34 Cr

Load Structure:

Entry Load: Nil








2.24%

0.07 times



Duration 1.44 years

Volatility 25.11%

Sharpe Ratio -3.46

Portfolio Beta 1.35


Balanced

StyleGrowth Value

Large

Small Mar

ket

Cap

13








Last 1 Year

Last 2 Years 8,099 9,723 8,891

Last 3 Years 12,099 14,454 15,627

Since Inception 8,605 31,595 47,612

7,789 8,561 7,538

Since Inception-1.46 12.51 13.95

(CAGR)

Period Fund Nifty

Jan 01, 2011 To Dec 31, 2011 -22.11 -14.39 -24.62

Jan 01, 2010 To Dec 31, 2010 3.98 13.55 17.95

Jan 01, 2009 To Dec 31, 2009 46.41 46.26 71.46

C BalanceEx

Industrial Products

SIEMENS LTD. 0.00

Minerals / Mining

GUJARAT NRE COKE LTD. 0.34

SESA GOA LTD. 1.50


Non-ferrous Metals


Oil



Petroleum Products



Pharmaceuticals

CIPLA LTD. 0.00




Power

NTPC LTD. 0.00





Software


INFOSYS LTD. 0.03


WIPRO LTD. 0.00

Telecom Services



PORTFOLIO

LIC NOMURA MF FLOATER MIP



The investment objective of the scheme is to generate regular income by investing mainly in floating rate instruments / fixed rate instruments swapped for floating rate return so as to minimize the interest rate risk and at the same time aiming at generating capital appreciation in a long term investing in equity/equity related instruments.


COMMERCIAL PAPER

Auto Ancillaries


Finance

HOUSING DEV. FINANCE CORP. LTD. A1+ 3.84



Industrial Products

ELECTROSTEEL CASTINGS LTD. A1+ 9.71

CORPORATE DEBT

Finance


Media & Entertainment

DECCAN CHRONICLE HOLDINGS LTD. AA 15.59

OHTER ASSETS


Scheme Total 100.00

Company % of Nav

EQUITY HOLDINGS

Auto


Banks

BANK OF BARODA LTD 0.32

CANARA BANK LTD 0.35

HDFC BANK LTD. 1.66


Ferrous Metals


Finance


Hotels





Minerals / Mining

SESA GOA LTD. 0.40

Non-ferrous Metals


Petroleum Products



Pharmaceuticals

BIOCON LTD. 0.47

CIPLA LTD. 1.31



Power

PTC INDIA LTD. 0.15

Software



SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :


STYLE BOX

PORTFOLIO METRICS

RISK MEASURES

Scheme Type:

Launch Date: September 21, 2004

AUM as on 31/12/2011: INR 102.66 Cr

Load Structure:

Entry Load: Nil


Benchmark: Crisil MIP Blended Index







Dividend Option - Quarterly 10.0413

Dividend Option - Yearly 10.1735

1.40%

0.97 times



Duration 0.32 years

Volatility 4.62%

Sharpe Ratio -19.17

Portfolio Beta 0.92


Hybrid


High

Low

Rat

e S

ensi

tivity








Period Fund C MIPex 10 Years GOI

Last 1 Year

Last 2 Years 10,791 10,886 10507.89

Last 3 Years 12,455 12,300 9597.77

Since Inception 18,153 20,881 13905.77

9,956 10,174 10191.37


(CAGR)

Period Fund 10 Yrs GOI

Jan 01, 2011 To Dec 31, 2011 -0.44 1.72 1.89%

Jan 01, 2010 To Dec 31, 2010 8.38 6.93 2.99%

Jan 01, 2009 To Dec 31, 2009 15.13 12.57 -8.40%

C MIPex






Period Fund BSE Sensex Nifty

Last 1 Year

Last 2 Years 8,461 8,849 8,891

Last 3 Years 14,304 16,020 15,627

Since Inception 21,212 58,959 57,683

7,295 7,536 7,538

Since Inception4.04 13.93 13.95

(CAGR)


Jan 01, 2011 To Dec 31, 2011 -27.05 -24.64 -24.62

Jan 01, 2010 To Dec 31, 2010 15.98 17.43 17.95

Jan 01, 2009 To Dec 31, 2009 65.38 76.35 71.46

SCHEME FEATURES

FUND MANAGER

NAV

STYLE BOX

EXPENSE RATIO :


RISK MEASURES

Scheme Type:

Date of allotment: April 16, 1998

AUM as on 31/12/2011: INR 71.52 Cr

Load Structure:

Entry Load: Nil


Benchmark: BSE Sensex


Name: Shri Eiichi Oka


NAV As on December 30, 2011 Per Unit



1.62%

0.09 times

Volatility 27.14%

Sharpe Ratio -2.98

Portfolio Beta 0.99

R squared 0.96

(Risk free rate use for calculation of sharp ratio is 8.02%, Figure based on 3 years monthly data History)

Equity - Diversified

LIC NOMURA MF EQUITY FUND

SECTOR ALLOCATION - TOTAL ASSETS

An open ended pure Growth scheme seeking to provide capital growth by investing mainly in mix of equity instruments. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth.


PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto

BAJAJ AUTO LTD 0.67





Auto Ancillaries

BHARAT FORGE LTD. 0.38

Banks



YES BANK LTD. 0.50



AXIS BANK LTD. 1.36


HDFC BANK LTD. 5.71

IDBI BANK LTD 0.38



Cement


Consumer Durables

VOLTAS LTD. 0.35

VIDEOCON INDUSTRIES LTD. 0.55


ITC LTD. 9.69


Ferrous Metals



Fertilisers

CHAMBAL FERTILISERS & CHEMICALS LTD. 0.27

Finance


IFCI LTD. 0.37

Gas


Hotels





Minerals / Mining


SESA GOA LTD. 0.45


NMDC LTD 0.56

MOIL LTD. 0.03

Non-ferrous Metals


Oil


Petroleum Products



INDIAN OIL CORPN. LTD. 1.06


Pharmaceuticals

CIPLA LTD. 0.89




Power


NTPC LTD. 0.97


Software



WIPRO LTD. 2.38

INFOSYS LTD. 7.73

Telecom Services


IDEA CELLULAR LTD. 0.23

Total Equity Holdings 93.90

Other Assets

Cash and Call, Current Assets and Receivables 6.10

Total Assets 100.00

StyleGrowth Value

Large

Small Mar

ket

Cap

15

SCHEME FEATURES

FUND MANAGER

NAV

STYLE BOX

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO:

RISK MEASURES

Scheme Type:

Date of allotment: September 1, 1994

AUM as on 31/12/2011: INR 94.14 Cr

Load Structure:

Entry Load: Nil






NAV As on December 30, 2011 Per Unit



1.68%

0.20 times

Volatility 28.86%

Sharpe Ratio -2.70

Portfolio Beta 1.04

R squared 0.95

(Risk free rate use for calculation of sharp ratio is 8.02%, Figure based on 3 years monthly data History)


LIC NOMURA MF GROWTH FUND


An open ended pure Growth scheme seeking to provide capital growth by investing mainly in equity instruments and also in debt and other permitted instruments of capital and money markets. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth.


StyleGrowth Value

Large

Small Mar

ket

Cap


PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto

BAJAJ AUTO LTD 1.02





Auto Ancillaries


Banks



YES BANK LTD. 0.76



AXIS BANK LTD. 1.16


HDFC BANK LTD. 5.70

IDBI BANK LTD 0.72



Consumer Durables

VOLTAS LTD. 0.18


ITC LTD. 9.41


Ferrous Metals



Finance



Gas

PETRONET LNG LTD. 1.24


Hotels





Minerals / Mining


SESA GOA LTD. 0.52


NMDC LTD 0.40

Non-ferrous Metals


Oil


Petroleum Products



Pharmaceuticals

CIPLA LTD. 0.78




Power


NTPC LTD. 0.27

NEYVELI LIGNITE CORPN. LTD. 0.33

PTC INDIA LTD. 0.14

Software



WIPRO LTD. 2.12

INFOSYS LTD. 8.27

Telecom Services



Transportation

MUNDRA PORT & SPECIAL ECONOMIC ZONE LTD 0.77


Other Assets


Total Assets 100.00







Last 1 Year

Last 2 Years 8,589 8,849 8,891

Last 3 Years 15,393 16,020 15,627

Since Inception 10,372 37,654 36,906

7,311 7,536 7,538


(CAGR)


Jan 01, 2011 To Dec 31, 2011 -26.89 -24.64 -24.62

Jan 01, 2010 To Dec 31, 2010 17.48 17.43 17.95

Jan 01, 2009 To Dec 31, 2009 75.21 76.35 71.46

SCHEME FEATURES

FUND MANAGER

NAV

STYLE BOX

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO:

RISK MEASURES

Scheme Type:

Date of allotment: January 10, 1997

AUM as on 31/12/2011: INR 30.62 Cr

Load Structure:

Entry Load: Nil

Exit Load: Nil



Offered under ELSS - 3 years lock-in period






2.23%

0.16 times

Volatility 26.17%

Sharpe Ratio -3.14

Portfolio Beta 0.95


Equity Linked Savings Scheme

LIC NOMURA MF TAX PLAN


To provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets.


PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto

BAJAJ AUTO LTD 0.26




Auto Ancillaries


MRF LTD. 1.32

Banks






AXIS BANK LTD. 1.11


HDFC BANK LTD. 5.88



Consumer Durables

VOLTAS LTD. 0.67


ITC LTD. 9.12


Ferrous Metals




Finance



RURAL ELECTRIFICATION CORPN LTD 0.60

Gas


Hotels





Minerals / Mining

SESA GOA LTD. 1.06

NMDC LTD 0.22

Non-ferrous Metals


Oil


Petroleum Products





Pharmaceuticals

CIPLA LTD. 0.91




Power


Software


WIPRO LTD. 1.04

INFOSYS LTD. 9.03

Telecom Services



Transportation

CONTAINER CORPN. OF INDIA LTD. 1.07



Other Assets


Total Assets 100.00

StyleGrowth Value

Large

Small Mar

ket

Cap

17







Last 1 Year

Last 2 Years 8,540 8,849 8,891

Last 3 Years 13,850 16,020 15,627

Since Inception 23,557 47,350 49,636

7,380 7,536 7,538


(CAGR)


Jan 01, 2011 To Dec 31, 2011 -26.20 -24.64 -24.62

Jan 01, 2010 To Dec 31, 2010 15.73 17.43 17.95

Jan 01, 2009 To Dec 31, 2009 58.42 76.35 71.46

SCHEME FEATURES

FUND MANAGER

NAV

STYLE BOX

EXPENSE RATIO :


RISK MEASURES

Scheme Type:

Date of allotment: November 14, 2002

AUM as on 31/12/2011: INR 22.32 Cr

Load Structure:

Entry Load: Nil









1.38%

0.09 times

Tracking error 1.36%

Volatility 26.20%

Sharpe Ratio -2.98

Portfolio Beta 0.97


Equity - Index

LIC NOMURA MF INDEX FUND - SENSEX PLAN


The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.


StyleGrowth Value

Large

Small Mar

ket

Cap

PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto

BAJAJ AUTO LTD 1.78





Banks



HDFC BANK LTD. 6.16

Construction

DLF LTD. 0.60



ITC LTD. 8.43


Ferrous Metals



Finance





Minerals / Mining



Non-ferrous Metals


Oil


Petroleum Products


Pharmaceuticals

CIPLA LTD. 1.29


Power


NTPC LTD. 2.04

Software


WIPRO LTD. 1.89

INFOSYS LTD. 10.43

Telecom Services



Other Assets


Total Assets 100.00








Last 1 Year

Last 2 Years 8,924 8,849 8,891

Last 3 Years 15,613 16,020 15,627

Since Inception 31,926 47,985 44,054

7,561 7,536 7,538


(CAGR)


Jan 01, 2011 To Dec 31, 2011 -24.39 -24.64 -24.62

Jan 01, 2010 To Dec 31, 2010 18.02 17.43 17.95

Jan 01, 2009 To Dec 31, 2009 70.59 76.35 71.46

SCHEME FEATURES

FUND MANAGER

NAV

STYLE BOX

EXPENSE RATIO :


RISK MEASURES

Scheme Type:


AUM as on 31/12/2011: INR 28.23 Cr

Load Structure:

Entry Load: Nil


Benchmark: S&P CNX Nifty







1.17%

0.22 times


Volatility 26.18%

Sharpe Ratio -3.04

Portfolio Beta 0.98


Equity - Index

LIC NOMURA MF INDEX FUND - NIFTY PLAN




StyleGrowth Value

Large

Small Mar

ket

Cap

PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto

BAJAJ AUTO LTD 1.47





Banks




AXIS BANK LTD. 1.44

HDFC BANK LTD. 5.27


Cement

ACC LTD. 0.74



Construction

DLF LTD. 0.45



ITC LTD. 7.42


Ferrous Metals




Finance



Gas





Industrial Products

SIEMENS LTD. 0.38

Minerals / Mining


SESA GOA LTD. 0.44


Non-ferrous Metals


Oil



Petroleum Products



Pharmaceuticals

CIPLA LTD. 1.12




Power


NTPC LTD. 1.41




Software



WIPRO LTD. 1.40

INFOSYS LTD. 9.19

Telecom Services




Other Assets


Total Assets 100.00

19






Period Fund Nifty Sensex

Last 1 Year

Last 2 Years 9,003 8,891 8,849

Last 3 Years 14,932 15,627 16,020

Since Inception 28,408 44,054 47,985

7,615 7,538 7,536


(CAGR)

Period Fund Nifty

Jan 01, 2011 To Dec 31, 2011 -23.85 -24.62 -24.64

Jan 01, 2010 To Dec 31, 2010 18.23 17.95 17.43

Jan 01, 2009 To Dec 31, 2009 61.93 71.46 76.35

Sensex

SCHEME FEATURES

FUND MANAGER

NAV

STYLE BOX

EXPENSE RATIO :


RISK MEASURES

Scheme Type:


AUM as on 31/12/2011: INR 3.95 Cr

Load Structure:

Entry Load: Nil









1.50%

0.13 times


Volatility 25.93%

Sharpe Ratio -3.03

Portfolio Beta 0.95


Equity - Index

LIC NOMURA MF INDEX FUND - SENSEX ADVANTAGE PLAN




StyleGrowth Value

Large

Small Mar

ket

Cap

PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto

BAJAJ AUTO LTD 1.36





Auto Ancillaries


Banks




AXIS BANK LTD. 0.82


HDFC BANK LTD. 4.78

Cement


Construction

DLF LTD. 0.44



ITC LTD. 6.57


Ferrous Metals



Finance



Gas






Minerals / Mining


SESA GOA LTD. 1.85


Non-ferrous Metals


Oil


Petroleum Products


Pharmaceuticals

CIPLA LTD. 1.00

LUPIN LTD. 1.25


Power


NTPC LTD. 1.60

Software



WIPRO LTD. 1.47

INFOSYS LTD. 8.07

Telecom Services




Other Assets


Total Assets 100.00








Last 1 Year

Last 2 Years 8,793 8,849 8,891

Last 3 Years 15,346 16,020 15,627

Since Inception 30,379 47,985 44,054

7,582 7,536 7,538


(CAGR)


Jan 01, 2011 To Dec 31, 2011 -24.18 -24.64 -24.62

Jan 01, 2010 To Dec 31, 2010 15.98 17.43 17.95

Jan 01, 2009 To Dec 31, 2009 70.86 76.35 71.46

SCHEME FEATURES

FUND MANAGER

NAV

STYLE BOX

EXPENSE RATIO :


RISK MEASURES

Scheme Type:


AUM as on 31/12/2011: INR 31.11 Cr

Load Structure:

Entry Load: Nil


Benchmark: BSE 200







2.15%

0.06 times

Volatility 24.93%

Sharpe Ratio -3.37

Portfolio Beta 0.88



LIC NOMURA MF OPPORTUNITIES FUND


The investment objective of the scheme is to provide capital growth in long-term with reasonable risk levels by investing mainly in companies which are in sector/s, which have a high growth potential at that point of time.


StyleGrowth Value

Large

Small Mar

ket

Cap

PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto

BAJAJ AUTO LTD 0.26




Auto Ancillaries


Banks



YES BANK LTD. 0.19




AXIS BANK LTD. 1.03


HDFC BANK LTD. 4.98


Consumer Durables

GODREJ CONSUMER PRODUCTS LTD. 0.50


ITC LTD. 6.47

Ferrous Metals




Finance


Gas



Hotels





Minerals / Mining

SESA GOA LTD. 1.20


NMDC LTD 1.55

Non-ferrous Metals


Oil


Petroleum Products




Pharmaceuticals

CIPLA LTD. 0.62



Power


PTC INDIA LTD. 0.62

Software



WIPRO LTD. 1.40

INFOSYS LTD. 8.44

Telecom Services




Other Assets


Total Assets 100.00

21






Period Fund BSE 200 Nifty

Last 1 Year

Last 2 Years 8,352 8,489 8,891

Last 3 Years 13,174 16,003 15,627

Since Inception 14,667 21,138 22,633

7,145 7,305 7,538


(CAGR)


Jan 01, 2011 To Dec 31, 2011 -28.55 -26.95 -24.62

Jan 01, 2010 To Dec 31, 2010 16.89 16.22 17.95

Jan 01, 2009 To Dec 31, 2009 54.23 83.65 71.46

SCHEME FEATURES

FUND MANAGER

NAV

STYLE BOX

EXPENSE RATIO :


RISK MEASURES

Scheme Type:


AUM as on 31/12/2011: INR 39.73 Cr

Load Structure:

Entry Load: Nil


Benchmark: BSE 200







2.49%

0.37 times

Volatility 22.93%

Sharpe Ratio -3.90

Portfolio Beta 0.78



LIC NOMURA MF INDIA VISION FUND


The investment objective of the Scheme is to generate long-term appreciation by identifying growth sectors and investing in the universe of companies within such sectors. The emphasis will be to pick up undervalued stocks in the ‘mid and small cap segment’ that have potential to grow into large cap segment in the identified sectors. Investment in large cap stocks in the identified sectors will be purely to take short-term advantage of the market momentum.


StyleGrowth Value

Large

Small Mar

ket

Cap

PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto


ASHOK LEYLAND LTD. 0.57


Auto Ancillaries


Banks



YES BANK LTD. 2.40




AXIS BANK LTD. 1.62


HDFC BANK LTD. 1.34

IDBI BANK LTD 1.66

ORIENTAL BANK OF COMMERCE LTD 0.74

VIJAYA BANK LTD 0.23

Construction

IRB INFRASTRUCTURE DEVELOPERS LTD 0.41

Consumer Durables

GODREJ CONSUMER PRODUCTS LTD. 0.48


ITC LTD. 6.84

TATA TEA LTD. 0.90

Ferrous Metals


Finance



Gas






Minerals / Mining


SESA GOA LTD. 1.23


Non-ferrous Metals


Oil


Petroleum Products




Pharmaceuticals

LUPIN LTD. 0.56




Power

PTC INDIA LTD. 1.71

Software



INFOSYS LTD. 8.35

Telecom Services



Other Assets


Total Assets 100.00








Last 1 Year

Last 2 Years 7,938 8,489 8,891

Last 3 Years 11,354 16,003 15,627


6,885 7,305 7,538


(CAGR)


Jan 01, 2011 To Dec 31, 2011 -31.15 -26.95 -24.62

Jan 01, 2010 To Dec 31, 2010 15.30 16.22 17.95

Jan 01, 2009 To Dec 31, 2009 40.34 83.65 71.46

SCHEME FEATURES

FUND MANAGER

NAV

STYLE BOX

EXPENSE RATIO :


RISK MEASURES

Scheme Type:

Date of allotment: August 16, 2007

AUM as on 31/12/2011: INR 49.06 Cr

Load Structure:

Entry Load: Nil









2.23%

0.12 times

Volatility 18.00%

Sharpe Ratio -5.37

Portfolio Beta 0.61



LIC NOMURA MF SYSTEMATIC ASSET ALLOCATION FUND


The investment objective of the scheme is to achieve a long term growth by investing systematically in the Equity / Equity related instruments.


PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto




Banks


YES BANK LTD. 0.19




AXIS BANK LTD. 1.64


DENA BANK LTD 0.30

HDFC BANK LTD. 6.01

Cement

ACC LTD. 1.16

Consumer Durables

VOLTAS LTD. 0.41


ITC LTD. 5.21

Ferrous Metals



Finance

HOUSING DEVELOPMENT FINANCE CORP.N LTD. 5.43


Gas


Hotels





Minerals / Mining

SESA GOA LTD. 0.70


Non-ferrous Metals


Oil


Petroleum Products




Pharmaceuticals

CIPLA LTD. 2.02


Power


NTPC LTD. 2.50

NEYVELI LIGNITE CORPN. LTD. 1.10

Software


INFOSYS LTD. 9.02

Telecom Services


Transportation



Other Assets


Total Assets 100.00

StyleGrowth Value

Large

Small Mar

ket

Cap

23







Last 1 Year

Last 2 Years 7,727 8,849 8,891

Last 3 Years 9,375 16,020 15,627


7,179 7,536 7,538


(CAGR)


Jan 01, 2011 To Dec 31, 2011 -28.21 -24.64 -24.62

Jan 01, 2010 To Dec 31, 2010 7.63 17.43 17.95

Jan 01, 2009 To Dec 31, 2009 20.23 76.35 71.46

SCHEME FEATURES

FUND MANAGER

NAV

STYLE BOX

EXPENSE RATIO :


RISK MEASURES

Scheme Type:


AUM as on 31/12/2011: INR 197.48 Cr

Load Structure:

Entry Load: Nil


Benchmark: CNX 100







2.35%

0.11 times

Volatility 23.66%

Sharpe Ratio -3.66

Portfolio Beta 0.87



PORTFOLIO

LIC NOMURA MF TOP 100 FUND


The investment objective of the scheme is to provide long term capital appreciation from a portfolio of equity and equity related instruments primarily drawn from the companies in CNX 100 index.


StyleGrowth Value

Large

Small Mar

ket

Cap


Company % of Nav

EQUITY HOLDINGS

Auto



Auto Ancillaries


Banks




AXIS BANK LTD. 2.57


HDFC BANK LTD. 4.16

IDBI BANK LTD 1.05


VIJAYA BANK LTD 0.07


ITC LTD. 4.54


Ferrous Metals




Finance



POWER FINANCE CORPN. LTD. 1.04

Gas


Hotels





Industrial Products

SIEMENS LTD. 0.27

Minerals / Mining

SESA GOA LTD. 0.33


Non-ferrous Metals


Oil


Petroleum Products



Pharmaceuticals

BIOCON LTD. 0.24

CIPLA LTD. 0.81

LUPIN LTD. 1.59



Power



Software



WIPRO LTD. 2.02

INFOSYS LTD. 7.10

Telecom Services



Transportation



Other Assets


Total Assets 100.00






Period Fund CNX 100 Nifty

Last 1 Year

Last 2 Years 7,875 8,748 8,891

Last 3 Years 12,310 15,985 15,627


7,100 7,419 7,538


(CAGR)

Period Fund CNX 100 Nifty

Jan 01, 2011 To Dec 31, 2011 -29.00 -25.81 -24.62

Jan 01, 2010 To Dec 31, 2010 10.91 17.91 17.95

Jan 01, 2009 To Dec 31, 2009 53.47 78.24 71.46

SCHEME FEATURES

FUND MANAGER

NAV

STYLE BOX

EXPENSE RATIO :


RISK MEASURES

Scheme Type:


AUM as on 31/12/2011: INR 96.93 Cr

Load Structure:

Entry Load: Nil


Benchmark: BSE 100







2.43%

0.07 times

Volatility 27.29%

Sharpe Ratio -3.23

Portfolio Beta 0.97



LIC NOMURA MF INFRASTRUCTURE FUND


The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.


PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto





Auto Ancillaries


Banks





AXIS BANK LTD. 0.42

BANK OF INDIA LTD 0.55

HDFC BANK LTD. 4.63

IDBI BANK LTD 1.46

ORIENTAL BANK OF COMMERCE LTD 0.61


Cement

ACC LTD. 1.17


Consumer Durables

VOLTAS LTD. 0.66

Ferrous Metals




Finance



StyleGrowth Value

Large

Small Mar

ket

Cap

25

Gas


Hotels





Minerals / Mining

SESA GOA LTD. 0.96


NMDC LTD 0.75

GUJARAT NRE COKE LTD. 0.26

Non-ferrous Metals


Oil


Petroleum Products





Power


NTPC LTD. 0.99

Telecom Services



Transportation

CONTAINER CORPN. OF INDIA LTD. 1.02



Other Assets


Total Assets 100.00







Last 1 Year

Last 2 Years 7,029 8,590 8,891

Last 3 Years 11,449 15,894 15,627


6,487 7,427 7,538


(CAGR)


Jan 01, 2011 To Dec 31, 2011 -35.13 -25.73 -24.62

Jan 01, 2010 To Dec 31, 2010 8.35 15.66 17.95

Jan 01, 2009 To Dec 31, 2009 59.21 80.30 71.46

DIVIDEND HISTORY

DIVIDEND HISTORY OF LIC NOMURA MF LIQUID FUND

Frequency Record Date Face Value Nav Gross Dividend(Rs.) (Rs.) (Rs.)/unit

October, 2011 0.0786

November, 2011 0.0772

December, 2011 0.0810

DIVIDEND HISTORY OF LIC NOMURA MF G-SEC FUND PF PLAN


August 11, 2011 10.0000 12.5006 0.50

Dec. 29, 2011 10.0000 12.7021 0.90

DIVIDEND HISTORY OF LIC NOMURA MF G-SEC FUND REG. PLAN


August 11, 2011 10.0000 10.7700 0.20

Dec. 29, 2011 10.0000 10.9436 0.30

DIVIDEND HISTORY OF LIC NOMURA MF SAVINGS PLUS FUND


Daily October, 2011 0.0659

November, 2011 0.0671

December, 2011 0.0683

Weekly October, 2011 0.0592

November, 2011 0.0626

December, 2011 0.0638

Monthly October, 2011 0.0666

November, 2011 0.0518

December, 2011 0.0779

DIVIDEND HISTORY OF LIC NOMURA MF FLOATING RATE FUND - STP



November, 2011 0.0665

December, 2011 0.0673


November, 2011 0.0624

December, 2011 0.0640

DIVIDEND HISTORY OF LIC NOMURA MF INCOME PLUS FUND



November, 2011 0.0698

December, 2011 0.0693


November, 2011 0.0652

December, 2011 0.0648

Monthly October, 2011 0.0700

November, 2011 0.0700

December, 2011 0.0796

DIVIDEND HISTORY OF LIC NOMURA MF MONTHLY INCOME PLAN


Yearly April 9, 2009 10.0000 10.1579 0.1400

March 9, 2010 10.0000 11.3475 1.3000

June 14, 2011 10.0000 10.5401 0.3500


DIVIDEND HISTORY OF LIC NOMURA MF FLOATER MIP


Monthly June 30, 2011 10.0000 10.1853 0.1000

October 31, 2011 10.0000 10.0990 0.0700

Quarterly June 14, 2011 10.0000 10.4283 0.2500

Yearly April 1, 2009 10.0000 10.1687 0.1600

March 9, 2010 10.0000 11.6384 1.5000

June 14, 2011 10.0000 10.9636 0.6500

Fund Manager - Mr Eiichi Oka

Scheme Name 1-year Return

LIC Nomura MFIndex Fund - Nifty Plan -23.4441

LIC Nomura MF Index Fund - -23.7478Sensex Adv. Plan

LIC Nomura MF Index Fund -Sensex Plan -23.9471%


LIC Nomura MF Top 100 Fund -28.5564

LIC Nomura MF India Vision Fund -30.6220

LIC Nomura MF Infrastructure Fund -34.6799

Top 3

Bottom 3

Fund Manager - Mr. Y. D. Prasanna


LIC Nomura MF Qtly-Inv-2-Reg 9.2802

LIC Nomura MF Bond Fund 9.2476

LIC Nomura MF Mthly-Inv-1-Reg 9.0457


LIC Nomura MF Savings Plus Fund 7.8477

LIC Nomura MF FRF-STP Fund 7.7043

LIC Nomura MF G-Sec Fund 7.1903

Top 3

Bottom 3

Fund Manager - Mrs. Bichitra Mahapatra


LIC Nomura MF Floater MIP -0.2566

LIC Nomura MF MIP -2.2820

LIC Nomura MF ULIS -14.6663

LIC Nomura MF Balanced Fund -19.2782

LIC Nomura MF Children Fund -21.6123

Top Performance

Bottom 3

Fund Manager’s Performance

DIVIDEND HISTORY OF LIC NOMURA MF BOND FUND


Quarterly August 11, 2011 10.0000 11.3990 0.25

Dec. 29, 2011 10.0000 11.6986 0.60

GLOSSARY OF TERMS :

Sharpe Ratio: Sharpe Ratio is a measure of the excess return (or Risk Premium) per unit of risk in an investment asset. It is the average return minus the risk-free return divided by the standard deviation of return on an investment.

Tracking error: Tracking error is a measure of how closely a portfolio follows the index to which it is benchmarked. The most common measure is the root-mean-square of the difference between the portfolio and index returns.

Volatility: Volatility is a measure for variation of price of a financial instrument over time. It is a representation of the risk associated with price-fluctuations of a given asset or the risk of a portfolio of assets.

Portfolio Beta: Beta of a portfolio is a number describing the relation of its returns with those of the financial market as a whole. It is a measure of systematic risk.

R-Squared: It describes the fraction of investment risk in a portfolio that can be associated with market or systematic risk

Average maturity: The average maturity of a portfolio equals weighted average of maturities for all instruments in the portfolio.

Duration: Duration measures price sensitivity of the portfolio to changes in the yield.

Mutual Fund Investments are subject to market risks. Please read the scheme information document carefully before investing.

Open-ended Debt scheme providing liquidity and attractive returns.

Growth, Dividend - Reinvestment and Dividend payout option.

T + 1 Redemption facility.

Daily, Weekly, Monthly Dividend.

LIC Nomura MF Income Plus Fundupgraded by FITCH

AAAmfs(ind)

An open-ended Debt Scheme

Risk Factors: Mutual Funds and Securities Investments are subject to market risks and there is no assurance and guarantee that the objectives of the

Schemes will be achieved. As with any investment in securities, the NAV of the units issued under the Schemes may go up or down depending on the

various factors and forces affecting the capital markets and money markets. Past performance of the Sponsor / Investment Manager / Mutual Fund does not

indicate the future performance of the Schemes and may not necessarily provide a basis of comparison with other investments. The Sponsor is not responsible for or liable

to any loss resulting from the operations of the scheme beyond their initial contribution of Rs.2 Cr towards the setting up of the Mutual Fund. LIC NOMURA MF Income

Plus Fund is the name of the scheme and does not indicate either the quality of the scheme, its future prospects or returns. The NAV of the units of the

scheme may be affected by changes in general level of interest rates. Investors should read the Scheme Information Document / Statement of Additional

Information / Key Information Memorandum available at our Corporate Office / Area Offices / Business Centers, RTA, Distributors and Investor Service

Centers carefully before investing.Statutory Details: Constitution: LIC Mutual Fund has been set up as a Trust sponsored by Life Insurance Corporation of India. Trustee: LIC Mutual Fund Trustee

Company Private Ltd. Investment Manager: LIC Mutual Fund Asset Management Company Ltd.

Applicable Criteria is available on Fitch’s website at www.fitchratings.com and www.fitchindia.com. All Fitch Credit Ratings are subject to certain Limitations and

Disclaimers. Please read these Limitations and Disclaimers by following this link http://fitchratings.com/understandingcreditratings.

4th Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400 020. Tel. : 22851661 Fax : 22880633 E-mail: [email protected] visit us at www.licnomuramf.com

Investment Manager:

LIC NOMURA MUTUAL FUND ASSET MANAGEMENT COMPANY LIMITED

AREA OFFICES

BUSINESS CENTRE

Pri

nted

at:

Prin

tani

a O

ffset

Pvt

. Ltd

.

PLACE ADDRESS LANDLINE MOBILE

AHMEDABAD Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center, AHMEDABAD - 380006. 079-26588301 9375090006 / 9924403147 / 9328638838 / 9998559460

BANGALORE No.4, Canara Mutual Building (Opp. Cash Pharmacy), 2nd Floor, Residency Rd, BANGALORE-560025. 080-22210180 / 22118478 9845172957 / 9972092957 / 9986500721 / 9880058223

BHUBANESHWAR OCHC Building, Ground Floor, 24-Janpath, Unit-3, BHUBANESHWAR-751001. 0674-2390694 9437569719

CHENNAI 15, Anna Salai, Next to V.G.P. Bldg., CHENNAI - 600002. 044-28411984 / 28555883 9382315850 / 9500038285 / 8754479990

DEHRADUN 110, Tagore Villa, Chakrata Road, DEHRADUN - 248 001 0135 - 2650749 9412039057 / 9410702598 / 9208402495 / 9897056231

ERNAKULAM 11th Floor, Jeevan Prakash, M.G. Road, Ernakulam, KOCHI - 682011 0484-2367643 9895036554 / 9745612888 / 9946710555 / 9388755722

GOA T 9/10, 3rd floor, Alfran Plaza, Opp. Don Bosco High School, M. G. Road, Panaji, GOA-403001. 0832-2420561 8888884898 / 9890711551 / 9370643076 / 9673682722

GURGAON Office No. 202, 1st Floor, AKD Tower, Near HUDA Office, Sector 14, GURGAON - 122007. 0124-2220592 9811464244 / 9654228220 / 9555542768

GUWAHATI C/o LIC of India, Jeevan Deep Building, M. L. Nehru Road, Panbazar, GUWAHATI -781 001 0361 - 2735323 9435040478

HUBLI 2nd Floor, LIC Bldg., Beside HPO, Lamington Road, HUBLI - 580020. 0836 - 4260523 / 4262092 9035484001 / 9845205168

HYDERABAD House No. 5-9-57, 4th Floor, Jeevan Jyoti Building, Basheerbagh, HYDERABAD - 500029. 040-23244445 / 23210572 9392471583 / 9000444850 / 9000550850

INDORE U.V. House, 1st Floor, Snehil 9/1-A South Tukoganj, INDORE - 452001. 0731-2520262 / 4069162 9589050250 / 8827344195 / 9981511435

JAIPUR 327 - A, 3rd floor, Ganpati Plaza, M. I. Road, JAIPUR - 1. 0141-5112620 9461658875 / 9829098323 / 9929095005

KANPUR Jeevan Vikas, Ground Floor, 16/98, M.G. Road, KANPUR - 208001. 0512-2360240 / 3244949 7275430214 / 9451448305 / 9984006600 / 9838038440 /9389052340 / 9889085736

KOLKATA Ground Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, KOLKATA - 700072. 033-22129455 / 65290605 9830690000 / 9432128113 / 9474424374 / 9432391810 /9339531895 / 9830689965 / 9903495703 / 9051068127

LUCKNOW 7th Floor, Jeevan Bhavan 2, Naval Kishore Road, Hazrat Ganj, LUCKNOW - 226 001 0522-2231186 / 4045203 9415060134 / 8858235350

LUDHIANA Rm No. 102-103, 1st Fl, S.C.O. 18, Opp. Stock Exch., Feroze Gandhi Mkt, LUDHIANA-141 001. 0161 - 2405805 / 2405806 9814703558 / 9915099333 / 9914720500

MADURAI 2nd Floor, LIC Bldg., Door No. 3, West Marret Street, MADURAI - 625 001 0452 - 2345700 9442109039 / 9840626085

MANGALORE No. 6, Gr. Floor, Popular Building, K S Rao Road, MANAGALORE - 575 001 0824 - 2411482 9845190466 / 9845758228

MUMBAI - I Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, MUMBAI - 400020. 022-22885971 / 22817162 / 63 9324543832 / 9325523480 / 9769028905 / 9820137844 /9930957772 / 9892550455 / 9820469996

MUMBAI - II 103, First Floor, A Wing, BSEL Tech Park, Opp. Vashi Railway Station, NAVI MUMBAI - 400 703. 022-2781 2522 9320762764 / 8080858887 / 9595977222 / 9930476555

NAGPUR Jeevan Seva Bldg., Mount Road, Sadar, NAGPUR - 440 001. 0712 - 2542497 9422113800 / 9021426397 / 9011412206

NASHIK Shop No.2, Ground Floor, Rajvee Enclave, New Pandit Colony, NASHIK - 422002. 0253-2579507 9922996155 / 9823366379 / 9595075700

NEW DELHI 7th Floor, Jeevan Prakash, 25 K.G. Marg, NEW DELHI - 110001. 011-64663650/ 9711558228 / 9818610867 / 9818630124 / 8595240125 /23359190 / 23314396 9891736008 / 9871814850 / 9971672830

PATNA Ground floor, Jeevan Jyothi Bldg. Exhibition Road, PATNA - 800001. 0612-2501157 9431447848 / 9431023274 / 9507151965

PUNE C/o LIC of India, Pune D.O.-I,6/7, Shivaji Nagar,University Road, PUNE - 411 005 020 - 25537301 9822474487 / 9767868611

RAIPUR SF-22-23, Millennium Plaza, Near Indian Coffee House, G.E. Road, RAIPUR - 492001 C.G. 0771-2236780/4051137 9425026437 / 9329100009 / 7415800009 / 9407646661

RAJKOT 721, Star Chamber, Harihar Chowk, RAJKOT - 360 001. 0281 - 2230626 8690444022 / 9898733233

RANCHI Narsaria Tower, 2nd Floor, Opp. Lalpur Police Station, Post Lalpur, RANCHI -834001. 0651-2206372 9470524099 / 9835197681 / 9835708803

AGRA : 9927888854AHMEDNAGAR : 9422238925AJMER : 9829077674ALAPUZHA : 9447367160ALLAHABAD : 9918971258AMRAVATI : 9372941955AMRITSAR : 9814299747ANANTAPUR : 9000444852AURANGABAD : 9923797207BANKURA : 9378330300BEHRAMPORE : 9861546580BELGAUM : 9916140315BELLARY : 9916013299BILASPUR : 9302606248BHAGALPUR : 9431609765BHILAI : 9303808855BHILWARA : 9829287273BHOPAL : 9302441980BHUJ : 9377713665

Mobile No.Name of Place Mobile No.Name of Place Mobile No.Name of Place Mobile No.Name of PlaceMobile No.Name of Place

BIKANER : 9829791132BOKARO : 9955189443BURDWAN : 9831712244CHANDIGARH : 9316065681CHANDRAPUR : 9372941955COIMBATORE : 0422-4393989DALTONGANJ : 9162780200DAVANGERE : 9900026952DEOGHAR : 9430155378DHANBAD : 9835334495GAYA : 9470854005GORAKHPUR : 9336833448GULBARGA : 9900144196GWALIOR : 9406586454HALDWANI : 9839976747HASSAN : 9986125091JABALPUR : 9407606313JAGDALPUR : 9303354452JALGAON : 9422211343

JAMMU : 9419213201JAMSHEDPUR : 9234620669JHANSI : 9760016559JODHPUR : 9829947974KARIMNAGAR : 9000444853KARWAR : 9611111028KHARAGPUR : 9531509342KOLHAPUR : 9822851948KOTA : 9829905879KOTTAYAM : 9656010033KOZHIKODE : 9349739890MADIKERI : 9886028217MALDA : 9836237434MANDI : 9817232224MEERUT : 9319267811MEHSANA : 9979533536MORADABAD : 9454993170MYSORE : 9986117183MUZAFFARPUR : 9431813155

NANDED : 9822203503NELLORE : 9000444854NOIDA : 9999340088PANIPAT : 9996006023PONDHICHERRY : 7708007363RAJAHMUNDRY : 9000171857SAHARANPUR : 9896455020SALEM : 9944744424SAMBALPUR : 9937040031SATARA : 9423192029SATNA : 9300757593SHAHDOL : 9303822916SHILLONG : 9435787838SHIMLA : 9318960005SHIMOGA : 9902007686SURAT : 9978862626SURAT : 9925027406SILIGURI : 9883096767

9641022228

THANE : 9702882224THIRUVANANTHA-PURAM : 9388088066THRISSUR : 9388110220TIRUNELVELI : 9655505105TRICHY : 9842524130TRIVANDRUM : 9388088066UDAIPUR : 9784011432UDUPI : 9611111028VADODARA : 9327494916VAPI : 9377566652VARANASI : 9336501004VISHAKHAPATNAM : 9000444851VIJAYWADA : 9000444856WARANGAL : 9000171858


Risk Factors: Mutual Funds and Securities Investments are subject to market risks and there is no assurance and no guarantee that the scheme objective will be achieved. As with any investment in securities, the NAV of the units issued under the Scheme may go up or down depending on the various factors and forces affecting the securities markets. Past performance of the Sponsor / Investment Manager / Mutual Fund is not necessary indication of the future performance of the Scheme and may not necessarily provide a basis for comparison with other investments. The Sponsor is not responsible or liable for any loss resulting from the operation of the schemes beyond their initial contribution of ̀ 2 Cr towards the setting up of the Mutual Fund. Investors should read the Scheme Information Document / Statement of Additional Information / Key Information Memorandum available at our Corporate Office / Area Offices / Business Centers, RTA, Distributors and Investor Services Centers carefully, before investing.

lic nomura mf factsheet january 2012mutual interest january, 2012 investment managers: lic nomura...

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