MAJOREM LENDING INVESTOR INC.

And

HOLY GARDENS MEMORIAL PARK

MISSION AND

VISION

2013 Total Asset Php100, 000,000.00

2018 Total Asset Php500, 000,000.00

2022 Total Asset Php1, 000,000,000.00

Our business is customers prosperity

Promotion of Entrepreneurship

Local community development

Micro-operating efficiency

Investment in technologies that will improve life and business of our customer Solar and other renewable energy.

Energy efficiency

RELATIONSHIP TO HGGMP

Liquidity ofHGMP And A Partner

LIQUIDITY Depository of SBU Funds

Fund Manager For SBU

Lending to Holy Gardens

Customers who need funds

PARTNERBetter Customer Service for

HGMP lot buyers

Supports Marketing program of HGMP SBU

Lending to SBU for Construction Projects

PRODUCT AND SERVICES

RETAIL LOANCAFPHOTO VOLTAIC

MAJOREM LENDINGINVESTOR INC.

Productand

Services

PLANNED ADDITIONAL SERVICES

Loan Re-structuringusing ROFE Analysis

(Return on Funds Employed)Pre-interment

Service – Revival

RETAIL LOAN PROMO

0.99% Interest FromJuly 9 To September 30, 2013Lowest rate everPlenty of SavingsFor preferred customer

PROMO AVAILABLE AT THE FOLLOWING SBU:

>HGGMP

>HGPMP

>HGOMP

SHARE OF MARKETSBU # LOANS # VACANT LOT # VACANT

W/O LOAN10% .55%

HAMP 10

HGGMP 41 2,052 2,011 201 110

HGPMP 41 1,567 1,526 152 83

HGLUMP 11 2,085 2,074

HGOMP 54 1,265 1,211 121 66

HGCMP 46 2,185 2,139

H.O. 2 0

TOTAL 205 9,154 8,961 474 260

OTHER SBU

REGULAR LOAN

16% Interest

7 Days Processing

(CAF)CUSTOMERS AMORTIZATION FUND

Integrated in the lot price Depending on the term Automatic coverage for all

Lot BUYERS/OWNERS

BENEFITS OF CAF

Covers the unpaid balances from HGMP of buyer in case of untimely DeathPeace of Mind of the customerRefund of the paid principal

amount to the designated beneficiary

CLAIMING OF BENEFITS

Within 48 Hrs. Surrender COC30 Release Of benefits

PHOTO VOLTAIC

WHAT IS PHOTO VOLTAIC?

Photovoltaic systems produce electric power coming from the sun with no carbon dioxide (CO2) emissions.

MLII ROLEMarketing Arm of

AVGarcia Power System

CorporationFinancing of PV

Installation

OTHER PRODUCTS

Solar Irrigation Pumps

Solar Aircon

Led Lighting System

Proposed PIS Market share

SBU # LOANS # VACANT LOT # VACANT W/O LOAN

20% Amount

HAMP 10

HGGMP 41 2,052 2,011 410 6,150,000

HGPMP 41 1,567 1,526 313 4,695,000

HGLUMP 11 2,085 2,074 417 6,255,000

HGOMP 54 1,265 1,211 121 1,815,000

HGCMP 46 2,185 2,139 433 6,495,000

H.O. 2 0

TOTAL 205 9,154 8,961 1,694 25,410,000

PROPOSED PIS

Prepaid Interment Service – Thecustomer of HGMP who has fullypaid or partially paid for his lot canpre pay the interment service inadvance for a term not exceeding 3years. This quite a convenience formany families as they do not have toworry about future obligation in caseof death.

MAJOREM LENDING INVESTOR INC.

HOLY GARDENS MEMORIAL PARK

PARTNER FOR

THE GREATER GLORY OF GOD

THANK YOU

MAJOREM LENDING INVESTOR INC.

IN THE SERVICE OF HOLY GARDENS

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