march 2013 good times

7/29/2019 March 2013 Good Times

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March 2013

GOOD TIMES

FREE

The

PACKARDBirthplace and museum of theluxury car in Warren, Ohio

BOOMER

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WARTHERMUSEUM

Incredible display of a Master Carver


2/12

2 GOOD TIMES March 2013

GOODTIMES

Vol. 7 No. 6

Don Hemple, PublisherNancy Spencer, Editor

A monthly publication forAllen, Auglaize, Putnam,

Logan, Mercer and Van Wert Counties.

For editorial information:Nancy Spencer: 1-800-589-6950 Ext. 134

Email - [email protected]

For advertising information:

1-800-589-6950Marilyn Hoffman Ext. 131

Stacy Prine Ext. 129

A DELPHOS HERALD

PUBLICATION405 N. Main St.,

Delphos, Ohio 45833

Contents

Birthday trivia answers1. Robert Conrad2. Mike Rowe3. Spike Lee

4. Pat Riley5. Tommy Hilfiger6. Elle Macpherson

3.......THOSEWERETHEDAYS

Tecumsehs Curse is finally broken

4.......INTHESAMEBOAT

A moment in the sun5..... .LIFECHANGESCHANGETAXFILINGSTATUS

6..... .THEPACKARD

National Packard Museum, Warren, OH

7..... .MOTORCYCLESABCAntiques, Bobbers and Customs

8..... .WARTHERMUSEUM

Family continues legacy ofcarving and collecting

9..... .CROSSWORDPUZZLE: Cartoon Families

10....MAKINGTHEMOSTOF

YOURBONUSORRAISE

11....CELEBRATINGST.PATRICKSDAY

CHICAGOSTYLE

1. I was born on March 1, 1929 in Illinois. I ambest known for playing the part of James T. Weston the TV show The Wild Wild West. Who amI?

2. I was born March 18, 1962 in Maryland. I ambest known for hosting the Discovery series

Dirty Jobs. I am currently a spokesman for FordMotor Company. Who am I?3. I was born March 20, 1957 in Georgia. I ama film director best known for directing Do theRight Thing and Malcom X . Who am I?

4. I was born on March 20, 1945 in New York.I was the Championship coach of the Lakers,Knicks and Miami Heat. Who am I?

5. I was born on March 24, 1952 in New York.

I am a fashion designer known for my iconicAmerican brand named after myself. I haveappeared in several reality shows includingbeing a fashion mentor on American Idol. Whoam I?

6. I was born on March 29, 1964 in Australia. Iwas a Sports Illustrated supermodel who hasappeared in various films. Who am I?

Birthday Trivia

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Elaine Wehri5 Years

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You Know You Are A BoomerIf You Remember...

T h C ll b k


3/12

March 2013 GOOD TIMES 3

By Paul Niemann

Between 1840 and 1960, therewere seven United States presi-dents who were elected in yearsthat ended in zero. Every 20 years,one of the presidents died in ofce;four were assassinated, while theother three died of natural causes.

This strange rash of earlydeaths began with William HenryHarrison (President # 9) and endedwhen Ronald Reagan survived histwo terms as President (President# 40).

President Harrison was electedin 1840. His slogan was Tippeca-noe and Tyler, Too, referring tohis victory at the Battle of Tippe-canoe in 1811 and his veep, JohnTyler. Harrison died of pneumoniaexactly one month after he stoodout in the cold to give a two-hourinauguration speech. The manwho wrote that speech was DanielWebster.

In 1860, President Lincoln (#16) became our rst Republicanpresident. John Wilkes Booth as-sassinated Lincoln just ve daysafter General Robert E. Lee sur-rendered to General Ulysses S.Grant in 1865, which ended theCivil War.

In 1880, twenty years after Lin-coln was elected, James A. Gar-eld (# 20) was elected president.Less than three months later, hewas assassinated. In a weird twistof fate, the inventor of the worldsrst metal detector tried to savethe presidents life by searchingfor the bullet in his body.

Every time the metal detectormade a buzzing noise, the inventorand the doctors assumed that they

had found the location of the bul-let, so they continued to probe hiswounds looking for it. What reallycaused the buzzing noise, though,were the metal springs of the bed.President Gareld was one of therst people to have a bed with met-al springs. As a result of probingPresident Garelds wounds, theydid more damage than if the doc-tors would have just let the bulletremain in his body.

And who was the inventor ofthis metal detector?

None other than AlexanderGraham Bell!

In 1900, twenty years afterGareld was elected, WilliamMcKinley (# 25) won re-electionto his second term by defeatinghis same opponent from four years

earlier, William Jennings Bryan.Less than a year later, McKinleywas shot.

In 1920, twenty years afterMcKinley was elected, WarrenG. Harding (# 29) was elected.President Harding broke traditionand died from a stroke, but the so-called curse was not over.

In 1940, twenty years afterHarding was elected, FranklinDelano Roosevelt was elected tohis third term as president. He waselected to a fourth term in 1944.Like President Harding, Rooseveltmanaged to avoid assassination,but he died in ofce in 1945 of acerebral hemorrhage. He, too, is

part of the curse.

In 1960, twenty years afterRoosevelt was elected, John F.Kennedy was elected (# 35). Threeyears later, Kennedy was assassi-nated by Lee Harvey Oswald.

In 1980, twenty years afterKennedy was elected, RonaldReagan (# 40) became our nationsoldest president at the time of hiselection. He managed to survivean assassination attempt by JohnHinckley, thus ending the so-

called curse.So there you have it everytwenty years from 1840 to 1980, aUnited States president was either

assassinated and killed, died in of-ce or survived an assassinationattempt.

This series of events is knownas Tecumsehs Curse. And justwho was this Tecumseh fellow?

He was the Indian leader whosetroops were defeated by WilliamHenry Harrison in the Battle ofTippecanoe in 1811. He died in theWar of 1812 in the Battle of theThames in Canada.

And what happened to the manwho wrote Harrisons two-hourinauguration speech, Daniel Web-

ster?He tried and failed three dif-

ferent times to win the presidencyhimself. Ironically, he would havebecome president on two separateoccasions if he had just acceptedthe vice presidents position thathad been offered to him; rst byHarrison in 1840 and then by our12th president, Zachary Taylor, in1848. Unfortunately for Websterscareer, he turned down both futurepresidents. Taylor, by the way,died in ofce of natural causes. Ofcourse.

Tecumseh s Curse is nally broken

Photographer Alexander Gardner took the photo above of Abra-ham Lincolns second inaugural address on March 4, 1865. Lincolnstands in the middle of the crowd, a tiny, hatless gure reading froma piece of paper. Somewhere in the sea of heads above Lincoln John

Wilkes Booth looks down upon his future victim. Booth and his co-conspirators came to the inauguration looking for an opportunityto strike but failed.

Harrison

Gareld McKinley

Roosevelt

Harding

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In the Same Boat


4/12


In the Same Boat

A moment in the sunIf you live anywhere near

here I live in northwest Ohio,ou understand the signicancef the calendar turning fromebruary to March. The ippingf the page brings with it theromise of long-lost sunshine.or me, a pasty-white person ofuropean descent, its a much-nticipated event.

According to the websiteurrentResults.com, the numberf sunny days per year in Ohios dismally small. In fact, theumber, on average, barely tops0. If you look at the month ofebruary, Ohio gets a lousy four

lear, sunny days. Four. Out of8! And it wasnt sunny here lastear on February 29th so leapears are no help. Lets comparehat data to the sunniest spot inhe United States: Yuma, Arizo-a. Generally, its sunny in Yuma

90% of the time from sunrise tosunset. In fact, with its typical4300 sunny hours a year, Yumaachieves the world record formost recorded annual averagesunshine, according to the site.

In February, Yuma can expect anaverage of 16 sunny days. Howabout sharing some of that, yousun-greedy Yumans??

I crave sunshine. Like manynortherners, after months with-out regular exposure to sunshinemy mood sags, my Vitamin Dlevel plummets and my pro-ductivity wanes. I want to doas my smart little puppy doesin the photond the rare col-umn of sun pouring in from thesouth window and just curl upfor a snooze. I usually try tosneak off somewhere warm for aweek or so every February, just

to keep from going stir crazy. Ialso dream about permanentlyretiring to someplace warmerand sunnier (Arizona? Florida?Kentucky??) like so many othersnowbirds from my state.

But then I wonderwould I

appreciate the sunshine as muchif it was commonplace? WouldI rejoice as I do now when the

rays suddenly break through theclouds and brighten my wholehouse? Would I watch the sun-rises and sunsets in awe, or pur-posely position my arm out thecar window to catch the return-ing warmth or sit on the dock of

my pond watching the sun turnthe water into diamonds?

Probably not. But I think Id

be willing to nd out.Mary Beth Weisenburger

writes from her cloud-coveredhome and is ready for Spring.See what else shes up to at in-thesameboatwithmarybeth.word-press.com.

By Mary Beth

Weisenburger

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5/12March 2013 GOOD TIMES 5

One of the most common mistakes tax-payers make is selecting the wrong lingstatus. A short lesson on ling statuses couldhelp ensure you pay only what you owe intaxes and get back the tax refund youre due.

If it has been a while since you lled

out a tax form using a pen, you might haveforgotten about the tax rate schedule. Thisschedule outlines howtaxes are applied based onling status. The points atwhich you move from onetax bracket to the next onevary based on your lingstatus. If you select thewrong ling status, youvery likely will not betaxed accurately because

the moves to higher taxbrackets are prompted bydifferent amounts for eachling status. Also, becausethe amount of the standarddeduction is different foreach ling status, select-ing the wrong one couldresult in paying taxes onmore income than youre required.

So, selecting the correct status is very,very important. To help you determine whichis right for you, following are the IRS lingstatuses with some information about eachone.

SingleThose who are not married may le as

single. Your marital status on Dec. 31 of theyear for which you are ling your tax returndetermines your ling status.

This means taxpayers who are not di-vorced on Dec. 31 must continue to use oneof the ling statuses for married couples,which are generally married ling jointly and

married ling separately. In some cases, mar-ried and single individuals may be able to leas head of household.

Married ling jointlyGenerally, married taxpayers le a joint

return because of the added tax benets, in-cluding eligibility for certain credits. Also, ifyour spouse died in the tax year for which

you are ling, you can likely le as marriedling jointly.

Married ling separatelyFiling separately can sometimes lower a

tax bill. For example, if one of the spouses

has low income and high medical bills, itcould work in their favor to le separately

to claim these expenses as item-ized deductions. This is becausetheir spouses income couldmake it difcult to reach thethreshold for claiming medi-cal expenses. Starting in 2013,for taxpayers under 65 to claimmedical expenses, they must ex-ceed 10 percent of their adjustedgross income, an increase from

the previous 7.5-percent thresh-old.

Head of householdwith a qualifying personMarried and single taxpay-

ers can sometimes qualify tole as head of household whenthese conditions are met:

You are either single or considered un-married for tax purposes

Married taxpayers are considered singlefor tax purposes if they have not lived in thesame home as their spouse for at least the lastsix months of the year

Paid more than half the cost of keepingup your home

Had a qualifying dependent living inyour home more than half of the year

If the qualifying dependent is your par-ent, the requirement to have lived with you iswaived which could really help out those inthe sandwich generation.

Divorced taxpayers who do not qualify touse the head of household status will le as

single.

Qualifying widow(er)with a dependent child

For up to two years after a spouses death,the widow(er) may continue to use the mar-ried ling jointly tax rate by ling as a quali-ed widow(er) with a dependent child, aslong as the taxpayer hasnt remarried.

Its complicatedNo, its complicated isnt a ling status,

but certain big life changes can make it dif-cult to determine your correct ling status. In

fact, some people nd themselves eligible formore than one status. A common example iswhen taxpayers with children are in the pro-cess of getting a divorce or have separated.

Depending on the specics of their situa-tion, parents who are divorcing or separatedmay be eligible to le under three ling sta-tuses: married ling jointly, married ling

separately or head of household with quali-fying person. Another time this would gener-ally apply would be when single taxpayerswith a child, or other qualifying relative,

may be able to le as either single or headof household.Guessing what your ling status is or as-

suming it is the same as last year could costyou now or catch up to you and cost youlater, especially if your marital status haschanged. If you have questions about yourling status, or any other tax issue, contact atax professional.

You should never settle for anything less than the best taxpreparation. At H&R Block, we hire and train the mostqualified tax professionals so you can feel confident youreclaiming every credit you can and taking advantage of every

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Blessed are they whocan laugh at themselves,

for they shall never ceaseto be amused.

h


6/126 GOOD TIMES March 2013

Although out of business today, ThePackard line of automobiles was onceknown as some of the most prestigious onthe market. The founder of the company,James Ward Packard, was an engineer bytrade and began producing automobiles asearly as 1899.

The process started when James Packardbegan looking at other automobiles of thetime and was soon able to make innovationsthat surpassed the competition.

In 1898, James Ward Packard purchaseda Winton automobile. Despite Wintons hav-ing a reputation of quality, Packard was dis-satised with the car and believed he couldbuild a better one. So in 1899 he and hisbrother, William, began building cars at ashop in Warren, Ohio, and called it the OhioAutomobile Company.

James Ward Packard was by trade a me-chanical engineer and built his rst car asa single-cylinder buggy-type vehicle. How-ever, before long, the company was devel-

oping bigger engines and more advancedbody styles. Packard was the rst companyto produce a 12-cylinder engine, an innova-tion that would eventually become the in-dustry standard.

Seeing the potention for even moregrowth, the company moved to Detroit andchanged its name to the Packard Motor Car

Company.While other cars of the day, Black Mo-

tor Companys Black went as low as$375, Western Tool Works Gale ModelA roadster was $500, the high-volumeOldsmobile Runabout went for $650, Pack-ard concentrated on cars with prices startingat $2,600. The marque developed a follow-ing among wealthy purchasers both in theUnited States and abroad.

Entering into the 1930s, Packard at-tempted to beat the stock market crash and

subsequent Great Depression by manufac-turing ever more opulent and expensive carsthan it had prior to October 1929.

From this beginning, through and be-yond the 1930s, Packard-built vehicles wereperceived as highly competitive amonghigh-priced luxury American automobiles.The company was commonly referred to asbeing one of the Three Ps of Americanmotordom royalty, along with Pierce-Ar-row of Buffalo, New York and Peerless ofCleveland, Ohio.

But as the years past and the Big 3were producing more affordable automo-biles with new designs, the company pulledthe Packard nameplate from the market-place in 1959.

The museum in Warren offers us a lookback at a time when gas mileage didnt mat-ter, when it was bigger, it had to be betterand the name was denitely what youpaid for.

Visit the museum soon to see these auto-mobiles up close and to visit luxury of daysgone by.

PACKARDWarren, Ohio, birthplace of the one time

Glamour Car of America andnow home to the

National Packard Museum

Clark Gable and his 1932 Packard

National Packard Museum in Warren, Ohio.

1931 Packard

Inside the Packard Museum.

The NationalPackard Museum

1899 Mahoning Ave N.W.Warren, Ohio 44483

Telephone: (330) 394-1899Website: www.packardmuseum.org

The

l bb d



A special exhibit at the National Packard Museum

Now through May 19, 2013This years exhibit, presented

in conjunction with the Lake ErieChapter of the Antique Motor-cycle Club of America (AMCA),will feature more than thirty dif-ferent antique, bobber, and custommotorcycles exhibited alongsidethe museums Packard automobilecollection.

The popular four month annualexhibit regularly attracts visitorsfrom all around the world. Duringlast years exhibit, the museumwelcomed guests from 35 dif-

ferent states and from Australia,Austria, Bolivia, Brazil, Canada,England, Germany, Japan, Portu-gal, and Russia.

Motorcycles ABC exhibitwill feature a few very rare an-tique motorcycles, including a1911 Flanders and a 1917 Dayton;a number of signicant American,European, and Japanese bobbers,including an award winning 1940Indian Scout bobber; and several

vintage and modern custom bikes,

including Evil Knievels own1988 Knievel Cycle Chopper.

The purpose of the AnnualAntique Motorcycle Exhibit is toeducate audiences about motor-cycle history, and to promote thepreservation, restoration and col-lection of antique motorcycles,said Mary Ann Porinchak, the mu-seums Executive Director. Theexhibit is also designed to raiseawareness of the signicance ofthe motorcycle to transportationhistory and to cultivate an interest

and appreciation for the conserva-tion of transportation related his-tory among motorcycle enthusi-asts, added Ms. Porinchak.

Motorcycles ABC will fea-ture three different types of mo-torcycles: antiques, bobbers, andcustom bikes.

While the State of Ohio will is-sue vintage vehicle plates to anymotorcycle that is 25 years old orolder, a bike must be at least 35

years old to be classied an an-

tique by the AMCA. Antiquemotorcycles must be restored totheir original factory condition to

be eligible for judging. The mostcoveted antique bikes are un-re-stored survivors with all original

parts and paint.Bobbers rst originated in

the 1920s when riders modiedfactory bikes by cutting or remov-ing the fenders and other unneces-sary parts to shed excess weightfor speed. The rst bobbers close-ly resembled factory race bikes ofthat era.

Bobbers became very popu-lar after World War II when newmotorcycles were scarce but there

was an abundant supply of cheapsurplus war department bikes. Re-turning GIs bought these militarymachines, removed the heavy orunnecessary parts, cut or bobbedthe fenders, and sometimes ex-changed parts from other brandsof bikes to increase performance.Most of the 1940s Bobbers weremodied Harley-Davidsons or In-dians.

In the 1950s and 1960s, Brit-ish-built Triumphs and BSAs werecommonly chopped or bobbedbecause of their light weight andperformance and because theywere less expensive and readilyavailable. In the 1960s, customdesigns became more radical asframes were cut and modied andfront forks extended, giving birth

to the Chopper craze, immortal-ized in the lm Easy Rider.

Custom motorcycles date

back nearly to the birth of the ear-liest motorcycles, as generationafter generation of owners stroveto improve the performance or ap-pearance of their machines. Due inlarge part to the popularity of tele-vision series such as AmericanChopper and Biker Build-Off,custom bikes have made a bigcomeback over the past ten years.

For the sixth year in a row, themuseum will present a Saturday

morning lecture series in conjunc-tion with the exhibit. These edu-cational seminars are open to thepublic and free with paid admis-sion to the museum.

Lectures include:March 16, 2013

Topic: How to Restore yourBike When The Parts You Need

are Not AvailablePresenter: Bruce Williams,

Exhibit Curator, Cortland, OhioTime: 11:00 am 12:00 pm

May 11, 2013Topic: Motorcycle Safety for

Group RidingPresenter: Al Navecky, M.S.F.

Instructor, Warren, OhioTime: 11:00 am- 12:00 pm

The Motorcycles ABC exhibit will fea-ture a few very rare antique motorcycles,including a 1911 Flanders and a 1917Dayton; a number of signicant American,European, and Japanese bobbers, includ-ing an award winning 1940 Indian Scoutbobber; and several vintage and moderncustom bikes, including Evil Knievels own1988 Knievel Cycle Chopper.

Motorcycles ABC: Antiques, Bobbers, and Customs

Warther museum



Visit the Warther CarvingMuseum, in Dover, Ohio, andyoull experience the story ofthe Warther family and how theWarthers combined love of familyand a love of hobbies to create anamazing legacy.

Youve probably never heardof Ernest Mooney Warther,which is a shame. He is the Joanof Arc of American art, an un-schooled, untrained marvel whose

work so impossibly exceeds whatcould possibly have been expectedof him that it dees explanation.

Ernest Mooney Wartherturned his joy of carving woodand ivory into creations that theSmithsonian has called pricelessworks of art.

Mooney was born in Dover in1885 and lived there for most ofhis 87 years. He never got past thesecond grade and his father -- who

died when Mooney was three --couldnt make a wood shaving,according to a museum tour guide.

Mooney, however, could carve.

As a boy he met a hobo who taughthim to whittle a pair of pliers outof piece of wood. Mooney quicklymastered this. He then set himselfthe task of seeing how many pliershe could make if each handle ofthe original plier was then carvedto form a new set of pliers, and soon, and so on. His Plier Tree, ondisplay at the museum, has 511 in-terconnected pliers carved from asingle block of wood.

Mooney lived in a time whensteam locomotives were king, somany of his carvings are steam lo-comotives made of walnut wood,ebony, and ivory.

He combined history and art-istry with motion by making thelocomotives run authentically.His precision and sense of detailon the wood and ivory carvingsreect Mooneys amazing skillsand passion for steam technology.

In fact, the perfection and mecha-nizing of his steam locomotivesearned him the title of WorldsMaster Carver, in the 1920s.

Every piece -- and some ofthe carvings have over 7,500 --was carved by hand, every pipe,rivet, and lump of coal, even the

microscopic connecting rods andeentsy-weentsy screws, all ofwhich must -- and do -- work aw-lessly. With only a workbench, avise, and some hand-made knives,Mooney did this. He even carvedperfectly round wheels. The ex-perts put their calipers to his work,shrugged their shoulders, and saidthat it was impossible.

Mooneys amazing carvings

were not limited to steam trains.He also carved: canes for Presi-dents and dignitaries, a workingreplica of a steel mill where heonce worked and the famous Pli-ers Tree of 511 interconnectedworking pliers. The carvings com-bined with the story of the Wartherfamily makes Warthers a specialmuseum to visit.

Warther museumFamily continues legacyof carving and collecting

This is the Union Pacic Big Boy 4-8-8-4 Mallet-type, built by the American Locomotive Worksin 1941. The largest steam locomotives ever built, these weighed 604 tons. The model was carved out ofwalnut. The white parts of the locomotive are ivory.

Ernest Mooney Warther created an astonishing collection of wood, ebony and ivory carvingsduring his lifetime. This includes 64 ebony, ivory and walnut train carvings on exhibit at the museum.

This old shop is adorned with over 5,000 arrowheads. A carved working replica of a steel mill where Warther once worked.

See WARTHER on page 12



ACROSS1. Fastener6. Hermey, e.g.9. Thunderous character13. One who avoids company14. ___ Kilmer15. Southern chicken stew16. Grossly unconventional17. One of Bo Peeps ock?18. Daytime host

19. *Peter or Lois or one of theirchildren21. Onion-like bulb23. Blue feeling24. Better ____ Ezra, band25. DNA transmitter28. Alternative for Liz?30. *Todd or Tina or Timmy35. Right side of U.S.37. Seed cover39. Like yellow polka dot bikini40. Musical nale

41. Linear particle accelerator, forshort43. Castle material44. Wrong46. *Heckle and Jeckle, e.g.47. Test answer48. *Rugrats character50. As opposed to a wood52. Knightly title53. Afrm solemnly55. Former Soviet Socialist Re-publics57. *Flintstones neighbors61. *Surname of family in longest-running American sitcom65. It can melt66. Pine juice68. Lowest part of a ship69. Rooster to a farmer70. In the past

71. Another spelling for Layla

72. Low-cal73. Hitherto74. *Papa Smurf, e.g.

DOWN1. Dutchmans wooden gear2. Frown3. Opposed to4. Feudal lords property, pl.5. Modular dwelling6. Two, e.g.7. ____ & Order8. Pound of _____9. Sound of a bell10. *Hank or Peggy or Bobby11. Butter substitute12. Smallest, as in litter15. Jimmy Carter product20. Vitruvian Man, e.g.22. Mad Hatters accessory24. Into ____ ___25. Summary26. Actress Watts27. Echo sounder29. Stumble

31. Catch ones breath32. Approaches33. Boredom34. *Red _____36. Homework to a student38. Batmans cave, e.g.42. Crocus, pl.45. Downhill race49. The day before51. Jack is this and quick?54. Test format56. Pitch

57. Iranian money58. Tangerine-grapefruit hybrid59. Cry plaintively60. A dull person61. See him run?62. Skidded63. Stare amorously

Theme:

Cartoon Families

Find Cartoon Family Crossword answers on page 10.

Making the Most of Your Bonus or Raise



If youre receiving a raise or a bonusthis year, you may feel a little bit wealthierwhen you see your suddenly inated bankaccount or paycheck. But its no secret thatthis money can disappearquickly.

Resolve to take extra carewith your bonus or raise thisyear and make sure to get the

most of it. This requires youto think beyond the new atscreen TV or summer vaca-tion, and consider how theextra money could help youin the long run.

The extra tax hitA boost in your wages

this year wont mean quite asmuch as it did in the past dueto the rise in payroll taxes.

Any raise or bonus you re-ceive is subject to payroll taxes, which in-creased for all wage earners and those whoare self-employed in 2013. The employeesshare of the Social Security payroll tax hasreverted to 6.2 percent for 2013 after beingreduced to 4.2 percent in the two previousyears. That means youll have $20 less intake home pay for every $1,000 you earn.The tax applies to the rst $113,700 of in-come earned in 2013. In short, this tax in-

crease may counteract a boost to your pay-check to some extent, depending on yourcircumstance.

For those at higher in-come levels, additional taxesmay be incurred:

The additional Medi-care surtax of 0.9 percent.

This applies to wage or self-employment income over$200,000 for single tax l-ers and above $250,000 formarried couples ling a jointreturn.

A higher federal in-come tax rate of 39.6 per-cent applies for taxable in-comes above $400,000 forsingle taxpayers and above$450,000 for married cou-

ples ling jointly. This ishigher than the 35 percent rate that appliedin prior years.

Virtually all wage earners will feel theextra tax hit in 2013.

Maximizing the impactOnce youve calculated the take-home

value of your bonus or raise, it comes downto a matter of spending the money now,paying down existing debt, saving and in-

vesting it, or a combination of the three.

After receiving a bonus check, its oftentempting to make a purchase of somethingthats long been on your wish list. Beforeyou do, think about whether that moneycould have more impact in other ways.

If you have signicant debts, particular-ly high interest credit cards or other loans,you may want to use some of the extra cashto pay down those loans and dramaticallyreduce future interest costs. The faster youcan eliminate debt, the more money youwill have left from your paycheck for otherpurposes.

Alternatively, you can apply some of theextra money to help achieve your key nan-cial goals. These can include:

Having sufcient emergency cash re-serves in place (you should have enoughto cover at least three to six months of ex-penses).

Investing more money for long-termgoals like retirement or your childrens edu-cation

Increasing the level of insurance cover-age you have in place to prepare for the un-

expected, such as death, disability or medi-cal needs.

Getting more from your raise

If youve received your annual salaryincrease, the change to your bottom lineis more gradual, but it also means you cantake steps to steadily improve your long-term nancial outlook. You could consider:

boosting pre-tax deferrals into yourworkplace retirement savings plan;

devoting a portion of the increase toother retirement savings, such as an IRA; or

directing more money to other invest-ment accounts, such as a 529 college sav-ings plan

Every dollar invested this year has the

opportunity to grow as time passes. That isa powerful way to multiply the impact ofthis years pay hike.

###JoAn M. Smith, CFP is a Financial Advisor with Ameri-

prise Financial Services, Inc. in Delphos, Ohio. She specializesin fee-based nancial planning and asset management strate-gies and has been in practice for 26 years. To contact her, youmay call (419)695-7010 or visit 227 North Main Street, Del-phos, OH 45833.

Advisor is licensed/registered to do business with U.S.residents only in the states of Ohio, North Carolina, SouthCarolina, Florida, and Maryland.

Brokerage, investment and nancial advisory services aremade available through Ameriprise Financial Services, Inc.Member FINRA and SIPC.

2013 Ameriprise Financial, Inc. All rights reserved.

File # 151293

Making the Most of Your Bonus or Raise

Ameriprise Financial Services, Inc. Member FINRA and SIPC. Ameriprise Financial cannotguarantee uture fnancial results. 2012 Ameriprise Financial, Inc. All rights reserved.

Will your money last?With a retirement plan it can.

Our Advisors. Your Dreams. MORE WITHIN REACH

Learn how you can put your confdent retirement more within reach.

Jo An M Smith, CFP Practitioner

Financial Advisor

CERTIFIED FINANCIAL PLANNER

practitioner

Comprehensive Wealth Partners

A private wealth advisory practice o

Ameriprise Financial Services, Inc.

227 N Main StDelphos, OH 45833

419-695-7010

[email protected]

www.ameripriseadvisors.com/joan.m.smith

Call me today at(419) 695.7010

By JoAn Smith, CFP

Answer toCrossword puzzle

from page 9.

Celebrating St Patricks Day Chicago Style



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Driving just a few hours away you can have the opportunity to visit onethe the most celebrated St. Patricks day events and parades in the country.Here is just a little background and tips if you trek to the Illinois EmeraldIsle.

Dyeing of the River - Modern Day MiracleA modern day miracle occurs each year as part of the St. Patricks Day

Parade celebration when the Chicago River turns an incredible shade of Ir ishgreen.

For over 40 years, the Chicago Journeymen Plumbers turn the Chicago

River green for the St. Patricks Day Parade celebration. The color green isidentical to the greens of Ireland from where it got its name The Emerald Isle.In 1961 Stephen Bailey was approached by a plumber who was wearing

some white coveralls, they knew this only because they could see some ofthe original color. These coveralls had been mostly stained or dyed a perfectshade of green, an Irish green to better describe it. It was when Stephen Bai-ley asked how the coveralls got this way, that they discovered that the dyeused to detect leaks into the river turned green, not just any color green, butthe perfect color green.

Today this miracle is created by a crew which also claims to always have alittle help from a leprechaun who seems to just appear at this time each year.

If you were watching this for the rst time you would think this is a mis-take or a bad joke. You see the dye is orange and its initial color on thesurface of the river is orange and you would think to yourself what heathen

would do something like this. After a moment or two you then see the true colormagically appear.

Two miracles appear that day, the river turns a perfect shade of green some-thing that many other cities have tried but have not been successful at doing, andthe second miracle by starting with the color orange giving the impression thatriver will be orange only to convert the river to that true Irish green. We believethat is where the leprechaun comes in.

As the late Stephen Bailey has said, the road from Chicago to Ireland ismarked in green. From the Chicago River to the Illinois River, then to the Mis-sissippi, up the Gulf Stream and across the Atlantic you can see the beautifulgreen enter the Irish Sea, clearly marking the way from Chicago to Ireland.

Celebrating St. Patrick s Day Chicago Style

Dyeing of the River: Where and When10:00am: Saturday March 16th.

This is scheduled for 10:00, Saturday March 16th and can be best viewedfrom the East side of the bridge at Columbus Drive or upper and lower Wack-er Drive between Columbus and Lake Shore Drive. This is a new location due

to construction taking place this year.Downtown Chicago Parade begins at 12:00 noon, Saturday March 16th.

WHAT TO EXPECT:Thousands of people attend the three hours long event each year, so make

sure to arrive early to get a good spot. Large crowds are par for the courseat this annual Chicago event. Thousands ock to the Loop area to watch theChicago River turn green, and to see the St. Patricks Day Chicago Parade.

Get Your Green On: Make sure that the luck of the Irish is with you at theChicago Parade St. Patricks Day by wearing as much green as you can. Anddont forget to enjoy the green beer that is served at almost all the downtownChicago bars.

Family-Friendly Event: The St. Patricks Day Parade Chicago is a fun-

lled day for kids and adults. Kids especially will enjoy watching the ChicagoRiver dyed green, and the colorful array of oats in the parade.

Inside Knowledge: With so many people traveling to Chicago to see theSt. Patricks Day Chicago Parade, parking is limited. So in the spirit of St.Patricks Day, go green! Take public transport to the St. Patricks Day ParadeChicago instead. Check out the ofcial website at www.chicagostpatsparade.com.Event


12/12


Carving was just a hobby for Mooney and to make a living hemade handcrafted kitchen cutlery. Today that is still the familysmain source of income. Mooney started the knife company in 1902and have been making kitchen knives ever since. At the end of thetour of the museum you may visit the knife factory and they ex-

plain how they make the knives and what separates them from therest. The only place to purchase Warther knives is the gift shop andwebsite.

In 1929 Henry Ford offered Mooney $75,000 cash and $5000 ayear for life if he would move his family to Fords Greeneld Vil-lage attraction and set up shop there as a living exhibit. Mooneydeclined, telling Ford that his roof didnt leak, he wasnt hungry,and his wife Frieda had all her buttons -- a reference to her collec-tion of 73,282 buttons. Friedas collection is also on display in theWarther Museum, in the Button House,

Today, 2nd, 3rd, and 4th generation Warthers operate the carvingmuseum, knife making shop, button collection, arrowheads, gardens

and the gift shop. They welcome you to come and learn about thisamazing American story.

Ernest Mooney Warther shows off one of his locomotive carv-

ings to his son, Dave, in 1929.He destroyed most of his early carvings because he didnt feelthey were good enough, said son Mark Warther.

The guided tour of the Warther Carving Museum includes a visit to the kitchen cutlery shop. Hereyou can watch 3rd & 4th generation family members hand craft kitchen knives using the same tech-

niques developed by Mooney Warther, generations ago. The knife making process uses old worldcraftsmanship and high quality materials to make the Warther knives some of the best in the world.You will also view the wood shop where our Oak, Cherry and Walnut knife holders are made. Thereare no assembly lines here, just craftsmen creating ne kitchen knives by hand.

WARTHER MUSEUMContinued from page 8

Frieda Warther spent her lifebutton collecting and amassedover 100,000 while creating aunique display of 73,282 buttonson the walls and ceilings of herbutton house in Dover, OH.

Frieda began button collect-ing at the age of 10 and collectedfor the next 83 years. She col-lected about every type of but-ton including: hand-paintedceramic buttons, Goodyearrubber buttons, pearl buttons,brass military buttons, celluloidbuttons, calico buttons and evena button from Mrs. LincolnsInaugural Dress.

After her children were

grown, Frieda started laying herbuttons out in her own uniquedesigns and quilt patterns. Oncethe buttons were laid out, she

sewed all the buttons onto theboards by hand.

Frieda was also said to stillbe collecting during her later

days in a nursing home, whereone her nurses coat came upmissing every single one of itsbuttons.

The button in the center of the circle (pic-tured left) in this arrangement by FriedaWarther is from the inaugural gown of Mary

Todd Lincoln, a friend of the family, accord-ing to Friedas grandson, Mark Warther. Thedisplay is part of the 73,000-button collectionhoused at the Warther Museum in Dover.

Freida Warthers Buon Collection

One of the many beautiful carvings on exhibit is this train carvedfrom ivory.

march 2013 good times

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