mcb seychelles · foreign exchange payments services ... facilities involving more than one bank...
TRANSCRIPT
MCB Group
•Founded in 1838
•Leading Banking Institution in Mauritius
•Present in 8 countries overseas
•Dedicated International Desk to tap into
global Ventures
Bank of the Year
2010 (Mauritius)
Three years in a row
(Awarded by The Banker, The Financial Times Ltd)
MCB Seychelles
• Your local bank since 1978
• Formerly trading as the Seychelles branch of BFCOI
• Incorporated as MCB Seychelles in 2003
Our Mission
‘Commitment to service excellence’’
Our Vision
‘To position MCB Seychelles as a premier market player by capitalising
on superior service quality and priviledged relationships with our
customers’
Business Positioning
Business lines
Personal
Banking
Corporate
& SME
Foreign
Exchange
Payments
ServicesCards
6 Branches 9 ATM’s Internet Banking
Deposit Products
Current Accounts
Foreign Exchange Accounts
Savings Accounts
7-Day Call Accounts
Fixed Deposit Accounts
Corporate & SME
A Wide Range of Flexible Credit Products
Working Capital Overdrafts
• Amount depends on cash flow & purpose
• Usually short term
• A revolving facility is subject to periodical review, usually on an annual basis
Term Loans
• Tenor depends on purpose and cash flow.
• Equipment/ vehicle loans up to a maximum of 5 years
• For other assets, it usually matches the useful life of the asset
• Negotiable contribution
Project Financing/ Syndicated Loans
• Tailored packages for projects
• Arrange/participate in syndicated loan facilities involving more than one bank
• Sub-agent role for international financial institutions
Trade Finance
• Import/Export Letters of Credit
• Import/Export Documentary Collection Bills
• Avalised Bills
• Suppliers Credit Guarantee
• Tender Bond
• Advance Payment Bond
• Performance Bond
• Retention money bond
• Immigration bond
Payment Services
Payroll
Standing Orders
Local Outward Remittances
Foreign Exchange Transfers
Foreign Exchange Drafts
Moneygram
Direct Debit
Night Safe Facilities
Cards
Merchant Aquiring Services
Our POS terminals Accept payments by Visa, Mastercard & Maestro
Allows your customers to spend for larger amounts than cash in hand
Reduces the risk of cash handling
Visa Electron Debit Card
Withdraw cash at all ATM’s
Make Payments on POS Terminals at Merchants
Can be used locally & internationally
Transfer funds between your accounts
View your account balance and obtain mini-statements
Visa/Mastercard Business Card
International Credit Card
Withdraw cash at ATM’s
Purchase goods and services
Make online payments
Financial Solutions
Everyday BankingCurrent Account | Savings
Account | Fixed Deposit |
Foreign Currency Account |
Safe Deposit Lockers | Night
Safe
Payment ServicesStanding Instructions | Direct Debits |
Inter account Transfers | Local Bank
Transfers | Foreign Exchange
Transfers |
Card ProductsDebit cards | Business Cards
Remote BankingInternet Banking | ATM
Individuals
Corporates
&
SME’s
Financing
Solutions
Housing Loans
Personal Loans
Car Loans
|Overdrafts
Financing
Solutions
Overdrafts | Term
Loans | Project
Finance |
Syndicated
Loans | Trade
Finance
Cards ServicesAcquiring Services