mjm capital group

CORPORATE BROCHURE

MJM CAPITAL GROUP

ADVISORY...3

CAPITAL MARKETS...4

COMMERCIAL INSURANCE…6

PRIVATE FUNDING...7

COST SEGREGATION...8

CONTACT …9 “

”

Complex capital markets and economic volatility, two reasons to choose the right advisor in order to ensure success. Allow MJM Capital Group to join your team, and experience what our expertise and

diligence can do to strengthen your future.

MJM CAPITAL GROUP PAGE 2

MJM CAPITAL GROUP

ADVISORY SERVICES

” “Teamwork is the ability to work to-gether toward a common vision. -Andrew Carnegie


ADVISORY SERVICES

MJM

ADVISORY SERVICES:

MJM CAPITAL GROUP is a boutique

commercial finance and advisory firm

specializing in the structure of financial

placements and improvement of property

cash flow for commercial real estate pro-

jects, nationwide. We focus on the short

term and long term needs of our clients.

We believe that relationships and market

knowledge drive success. With a multitude

of capital provider relationships, cultivated

over years of experience, MJM can provide

capital when others can not. These relation-

ships, in concert with marketplace expertise,

result in innovative solutions to the most

complex financing needs.

MJM

FINANCE

GROUP:

MJM arranges debt and equity for commer-

cial real estate projects and small-mid cap

sized businesses. As a financial intermedi-

ary, MJM seeks out the most cost - effective

financial structure, regardless of transaction

size, location, timing, or complexity.

MJM

COST SEGREGATION

GROUP:

MJM’s team of experienced engineers

perform Cost Segregation Analysis for com-

mercial income producing property owners

in order to maximize depreciation deductions

and improve real-time cash flow.

The MJM commercial finance brand is unique, offering the capacity to

finance all aspects of commercial development; acquisition and develop-

ment to permanent financing.

MJM is committed to exclusive Client representation, clearly positioned

to leverage market knowledge and banking relationships to provide unbi-

ased recommendations, solutions, and, most importantly, efficient ser-

vice. It seeks project improvement, helping Clients achieve a sensible

equilibrium among borrowing needs and investment goals.

MJM

CAPITAL MARKETS FINANCE GROUP:

FINANCING OPTIONS

Acquisition Loans

Mini-Permanent Loans

Permanent Loans (Securitized and Portfolio)

Bridge Loans

Construction Loans

Construction-Permanent Loans

Refinancing / Recapitalizations

Mezzanine and Participating Mezzanine Loans

Equity Placements

Hard Money Loans

Joint Venture Structuring and Negotiation

Business Lines of Credit / Equipment Financing

MJM

CAPITAL PROVIDER RELATIONSHIPS:

MJM understands that each project is unique. The proper fi-

nancing structure is essential for a client’s investment to yield

maximized returns. Not only will a financing structure need to be

properly designed, but the right lender will need to participate.

MJM takes pride in the relationships it has procured with a

myriad of lenders worldwide. The ability to fund each individual

project can be directly attributed to the capital provider connec-

tions MJM has cultivated.

“”


COMMERCIAL FINANCE

MJM continues to maintain a high rate of success in the capital mar-kets, consequently, their greatest referral sources are previous cli-

ents.

A FRESH PERSPECTIVE

DO YOU HAVE A STRATEGY?

MJM will analyze financial statements, project feasi-

bility and market conditions to identify the best possi-

ble capital structure.

MJM’s experienced team will methodically prepare

and present all aspects of the project to the capital

markets in the most efficient manner. The MJM team

also maintains an active role throughout the entire

funding process.

MJM will work collaboratively with each client to

prepare and execute all funding requirements allow-

ing the client to experience an expeditious and fluid

closing.

UNDERWRITING:

PROCESSING:

CLOSING:


CAPITAL PROVIDER RELATIONSHIPS

MJM has relationships with a full spectrum of CAPITAL PROVIDERS

from the following sources::

Local, Regional, National and International Banks

Life Companies

Wall Street Conduits

Pension Funds / Endowment Funds

Hedge Funds & Private Equity Funds

Private Institutions and High Net Worth Individuals

REITS

Investment Banks

Mezzanine / Participating Lenders

Specialty Lenders

Opportunity Funds

A FRESH PERSPECTIVE


MJM INSURANCE

MJM INSURANCE, a subsidiary of MJM Capital Group, is

a commercial real estate insurance provider. MJM Insur-

ance was formed to allow client’s the ability to facilitate

their financing and simultaneously facilitate their needed

insurance requirement in one place. This has allowed

clients to lower costs, increase capital efficiency and most

importantly, save time.

The coverage provides a comprehensive program to com-

mercial real estate property owners who own or lease:

MJM

INSURANCE GROUP:

OFFICE RETAIL

INDUSTRIAL MANUFACTURING

WAREHOUSES APARTMENT COMPLEXES

MIXED USE FACILITIES SPECIAL PURPOSE

OWNER USER GAS STATION / CAR WASH

COVERAGE

“ ”

By providing best available financing and insurance in one place, our clients are able to lower costs, in-

crease capital efficiency, and most importantly, save time.

MJM INSURANCE

Buildings at extended replacement costs Fire department service charge and extinguisher recharge

cost

Automatic increase in building amount (inflation guard) Outdoor signs and outdoor properties

Contents at replacement costs or actual cash values Debris removal and pollutant clean up cost

Personal property off premise coverage Back up of sewers or drains

Loss of income and expense on an actual loss sustained ba-

sis for 12 months or other extended period

Accounts receivables and valuable papers coverage

Loss of income and expense from power interruption or from

loss to dependent properties

Computer equipment including media and records

Comprehensive equipment breakdown coverage Earthquake or earthquake sprinkler leakage

Tenant return (costs incurred to bring back displaced tenants) Coverage extension to newly acquired buildings and contents

MJM PRIVATE FUNDING AND INVESTMENTS

MJM

PRIVATE FUNDING AND INVESTMENTS:

RATES: 10%-15%, Interest Only

LOCATION: Nationwide

TERM: 3 – 18 Months

FEES: 3% – 6%

LOAN AMOUNTS: $500k - $10 M

TIMEFRAME TO CLOSE: As little as 3 days

LOAN TO VALUE: up to 65% LTV

PREPAY PENALTY: No Prepay

MJM PRIVATE FUND I PROPERTY TYPES:

RETAIL MIXED USE

OFFICE OWNER USER

INDUSTRIAL GAS STATION

APARTMENTS CONVENIENCE STORE

SPECIAL PURPOSE CAR WASH

MJM Private Funding and Investments, a sub-

sidiary of MJM Capital Group, provides bridge

loans for commercial real estate income producing

properties (land on a case by case). We specialize

in quick, hard to place, non conventional transac-

tions in need of flexible underwriting. Our loans

are based off the equity in the property, not the

borrower. Our decisions are made by experienced

real estate professionals, not committees.

MJM Private’s underwriting emphasis is on prop-

erty equity as opposed to the typical “red tape”

which banks commonly underwrite. When oppor-

tunities arise, speed and flexibility are often

needed to capitalize on the situation. Underwriting

the property instead of simply the “financials” al-

lows MJM Private to fund at an expeditious pace.

We will consider all income producing commercial

real estate assets.

INVESTORS:

MJM Private Funding and Investments always

welcomes additional capital to grow its portfolio or

establish new funds. "Equity Based" Trust Deed

Investments are becoming an increasingly popular

investment tool for the diversified portfolio. Earn-

ing high rates of return, secured by low leverage

lien positions on real assets, is a great way to

mitigate risk during times of economic volatility.

MJM Private Funding and Investments is not a secu-

rities dealer nor does it affect the sale of securities.

This web site is NOT intended as a prospectus to

sell securities. It is an information site with no war-

ranties or representations expressed or implied.

PRIVATE LENDING MADE SIMPLE


MJM

COST SEGREGATION

MJM strengthens Client operation by leveraging the cost segrega-

tion study to improve property cash flow.

The engineering analysis of income - producing commercial property

applies tax code to reclassify eligible assets to shortened deprecia-

tion periods, resulting in an immediate reduction in taxable income

and an increase in cash flow.

UNDERSTANDING VALUE

MJM’s goal is to assure Clients continue to experience a comfort-

able investment of time and money into a study that releases other-

wise unknown additional capital.

Clients can achieve a thorough understanding of the study and its

benefits by working real – time with MJM’s in – house engineer.

PROFESSION AND EXPERTISE

The MJM cost segregation study team Principal, applies expertise

and significant experience to MJM studies.

A no cost, no commitment cost segregation feasibility study

awaits Client participation.

COST SEGRGATION

“ ” MJM CAPITAL GROUP PAGE 8

Average % Eligible

The overall average % of total property costs

eligible for shorter tax lives:

Restaurants & Retail: 34%

Hotels & Resorts: 35%

R&D Facilities: 45%

Heavy Manufacturing:: 25%

Apartment Buildings: 30%

Office Buildings: 25%

Medical Offices: 30%

Auto Dealers: 35%

Cost Segregation Value:

Maximize Annual Tax Depreciation Deductions

Improve and Accelerate Exit Strategy

Increase Cash Flow

Increase Net Operating Income

Increase Shareholder Value

Leverage Time Value of Money

Maximize Investment Returns

Eligible Properties

Manufacturing

Apartment Complexes

Retail

Wholesale & Distribution

Restaurants

Hotels

Office Buildings

Medical Complexes

Casinos

+most other income producing property

The only limits are, as always, are those of vision. - James Broughton

COST SEGREGATION

www.mjmcapitalgroup.com www.mjmprivatefunding.com

copyright (c) 2008 MJM Capital Group


CONTACT INFORMATION

Corporate Office

11811 N Tatum Blvd, P186

Phoenix, AZ 85026

All General Inquiries

Phone: 1-866-931-9414

Fax: 1-866-636-2424

Email: [email protected]

mjm capital group

Documents

mjm finance group

commercial finance mjm

mjm cost segregation

mjm commercial finance

complex capital markets

permanent financing

financing structure

boutique commercial