my budget and balancing
DESCRIPTION
My Budget and Balancing. By James Shirey. Carpentry. C arpentry position at Zaveta Custom Homes for interior and exterior construction located in Doylestown, Pa 18901 paid holidays and medical benefits Some on the job training is done I get paid $14.02 an hour and it is full time - PowerPoint PPT PresentationTRANSCRIPT
![Page 1: My Budget and Balancing](https://reader036.vdocument.in/reader036/viewer/2022081515/56816900550346895de01191/html5/thumbnails/1.jpg)
My Budget and Balancing
ByJames Shirey
![Page 2: My Budget and Balancing](https://reader036.vdocument.in/reader036/viewer/2022081515/56816900550346895de01191/html5/thumbnails/2.jpg)
Carpentry• Carpentry position at Zaveta
Custom Homes for interior and exterior construction
• located in Doylestown, Pa 18901• paid holidays and medical
benefits• Some on the job training is done• I get paid $14.02 an hour and it is
full time• My gross pay is $1121.60 bi-
weekly• With taxes my net pay is $886.06
http://jobview.monster.com/CARPENTER-Job-Doylestown-PA-107568614.aspx
![Page 3: My Budget and Balancing](https://reader036.vdocument.in/reader036/viewer/2022081515/56816900550346895de01191/html5/thumbnails/3.jpg)
My Home• I have to live on 417 Rose Lane,
Doylestown, PA 18901 • It is a mobile home• My payment per month would be
$76.00 without taxes• My payment with taxes included
would be $243• It would cost me about $56 per
month for home insurance too ($421.17 per month)
• I would also have to pay $122.50 for utilities.
![Page 4: My Budget and Balancing](https://reader036.vdocument.in/reader036/viewer/2022081515/56816900550346895de01191/html5/thumbnails/4.jpg)
Working Budget
• It would cost me about $100 a week for food
• Clothing would cost me about $100 per month
• I would need to buy a hunting license for $65.80
• $22 fishing license
![Page 5: My Budget and Balancing](https://reader036.vdocument.in/reader036/viewer/2022081515/56816900550346895de01191/html5/thumbnails/5.jpg)
Investments
• I want to put $40 in for savings account a month
• I would like to put in $10 in for retirement a month
![Page 6: My Budget and Balancing](https://reader036.vdocument.in/reader036/viewer/2022081515/56816900550346895de01191/html5/thumbnails/6.jpg)
Banking accounts
• M&T banking• There is no fees for
using the accounts
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Truck
• I would use my 1986 Dodge to get to work.
• My insurance rate is $432 every 6 months. Which is $864 a year.
• It would cost me a total of $331 per month
![Page 8: My Budget and Balancing](https://reader036.vdocument.in/reader036/viewer/2022081515/56816900550346895de01191/html5/thumbnails/8.jpg)
Chart
• This chart shows my money being used for transportation, Banking, home, investments, and working budget.
Sales
Home
Transportation
Banking/investments
Working Budget/lesiure
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Findings
• I should spend money more wisely by choosing what is important
• I could put more money away for retirement