Cover Page

Legal Page

Confidentiality Agreement

The undersigned reader acknowledges that the information provided by _______________ in this business plan is confidential; therefore, reader agrees not to disclose it without the express written permission of _______________. It is acknowledged by reader that information to be furnished in this business plan is in all respects confidential in nature, other than information which is in the public domain through other means and that any disclosure or use of same by reader, may cause serious harm or damage to _______________. Upon request, this document is to be immediately returned to _______________.

___________________ Signature ___________________Name (typed or printed) ___________________Date This is a business plan. It does not imply an offering of securities.

1.0 Executive Summary

Highlights

Sales

Gross Margin

Net Profit

FY 2013 FY 2014 FY 2015

Highlights

1.1 Objectives

1.2 Mission

1.3 Keys to Success

2.0 Company Summary

2.1 Company Ownership

2.2 Start-up Summary

Start-up

Start-up

Requirements

Start-up ExpensesLegal $0 Stationery etc. $0 Insurance $0 Rent $0 Computer $0 Other $0 Total Start-up Expenses $0

Start-up AssetsCash Required $0 Other Current Assets $0 Long-term Assets $0 Total Assets $0

Total Requirements $0

Start-up

Expenses Assets Investment Loans

Start-up

3.0 Products and Services

4.0 Market Analysis Summary

4.1 Market Segmentation

Market Analysis

Market Analysis

2012 2013 2014 2015 2016

Potential Customers

Growth CAGR

Segment Name

0% 0 0 0 0 0 0.00%

Segment Name

0% 0 0 0 0 0 0.00%

Other 0% 0 0 0 0 0 0.00%

Total 0.00% 0 0 0 0 0 0.00%

Market Analysis (Pie)

Segment Name

Segment Name

Other

Market Analysis (Pie)

4.2 Target Market Segment Strategy

4.3 Service Business Analysis

4.3.1 Competition and Buying Patterns

5.0 Web Plan Summary

5.1 Website Marketing Strategy

5.2 Development Requirements

6.0 Strategy and Implementation Summary

6.1 SWOT Analysis

6.1.1 Strengths

6.1.2 Weaknesses

6.1.3 Opportunities

6.1.4 Threats

6.2 Competitive Edge

6.3 Marketing Strategy

6.4 Sales Strategy

6.4.1 Sales Forecast

Sales Forecast

Sales ForecastFY 2013 FY 2014 FY 2015

SalesRow 1 $0 $0 $0 Row 2 $0 $0 $0 Row 3 $0 $0 $0 Total Sales $0 $0 $0

Direct Cost of Sales FY 2013 FY 2014 FY 2015Row 1 $0 $0 $0 Row 2 $0 $0 $0 Row 3 $0 $0 $0 Subtotal Direct Cost of Sales

$0 $0 $0

Sales Monthly

Row 1

Row 2

Row 3

Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan

Sales Monthly

Sales by Year

Row 1

Row 2

Row 3

FY 2013 FY 2014 FY 2015

Sales by Year

6.5 Milestones

Milestones

Milestones

Milestone Start Date End Date Budget Manager DepartmentName me 2/18/2012 3/19/2012 $0 ABC DepartmentName me 2/18/2012 3/19/2012 $0 ABC DepartmentName me 2/18/2012 3/19/2012 $0 ABC DepartmentName me 2/18/2012 3/19/2012 $0 ABC DepartmentName me 2/18/2012 3/19/2012 $0 ABC DepartmentName me 2/18/2012 3/19/2012 $0 ABC DepartmentName me 2/18/2012 3/19/2012 $0 ABC DepartmentName me 2/18/2012 3/19/2012 $0 ABC DepartmentName me 2/18/2012 3/19/2012 $0 ABC DepartmentName me 2/18/2012 3/19/2012 $0 ABC DepartmentTotals $0

Milestones

Feb `12 Mar

Name me

Name me

Name me

Name me

Name me

Name me

Name me

Name me

Name me

Name me

Milestones

7.0 Management Summary

7.1 Personnel Plan

Personnel

Personnel Plan

FY 2013 FY 2014 FY 2015

Name or Title or Group

$0 $0 $0

Name or Title or Group

$0 $0 $0

Name or Title or Group

$0 $0 $0

Total People 0 0 0

Total Payroll $0 $0 $0

8.0 Financial Plan

8.1 Start-up Funding

Start-up Funding

Start-up FundingStart-up Expenses to Fund $0 Start-up Assets to Fund $0 Total Funding Required $0

Assets Non-cash Assets from Start-up $0 Cash Requirements from Start-up $0 Additional Cash Raised $0 Cash Balance on Starting Date $0 Total Assets $0

Liabilities and Capital

LiabilitiesCurrent Borrowing $0 Long-term Liabilities $0 Accounts Payable (Outstanding Bills) $0 Other Current Liabilities (interest-free) $0 Total Liabilities $0

Capital

Planned InvestmentOwner $0 Investor $0 Additional Investment Requirement $0 Total Planned Investment $0

Loss at Start-up (Start-up Expenses) $0 Total Capital $0

Total Capital and Liabilities $0

Total Funding $0

8.2 Important Assumptions

8.3 Break-even Analysis

Break-even Analysis

Break-even Analysis

Monthly Revenue Break-even $0

Assumptions:

Average Percent Variable Cost 0%

Estimated Monthly Fixed Cost $0

Break-even Analysis

$0

$1

$2

$3

$4

$5

$6

$7

$8

$9

$10

$11

$0 $1 $2 $3 $4 $5 $6 $7 $8 $9 $10 $11

Break-even Analysis

8.4 Projected Profit and Loss

Profit and Loss

Pro Forma Profit and Loss

FY 2013 FY 2014 FY 2015Sales $0 $0 $0 Direct Cost of Sales $0 $0 $0 Other Costs of Sales $0 $0 $0 Total Cost of Sales $0 $0 $0

Gross Margin $0 $0 $0 Gross Margin % 0.00% 0.00% 0.00%

ExpensesPayroll $0 $0 $0 Marketing/Promotion $0 $0 $0

Depreciation $0 $0 $0 Rent $0 $0 $0 Utilities $0 $0 $0 Insurance $0 $0 $0 Payroll Taxes $0 $0 $0 Other $0 $0 $0

Total Operating Expenses

$0 $0 $0

Profit Before Interest and Taxes

$0 $0 $0

EBITDA $0 $0 $0 Interest Expense $0 $0 $0 Taxes Incurred $0 $0 $0

Net Profit $0 $0 $0 Net Profit/Sales 0.00% 0.00% 0.00%

Profit Monthly

Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan

Profit Monthly

Profit Yearly

FY 2013 FY 2014 FY 2015

Profit Yearly

Gross Margin Monthly

Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan

Gross Margin Monthly

Gross Margin Yearly

FY 2013 FY 2014 FY 2015

Gross Margin Yearly

8.5 Projected Cash Flow

Cash Flow

Pro Forma Cash Flow

FY 2013 FY 2014 FY 2015Cash Received

Cash from OperationsCash Sales $0 $0 $0 Subtotal Cash from Operations

$0 $0 $0

Additional Cash ReceivedSales Tax, VAT, HST/GST Received

$0 $0 $0

New Current Borrowing

$0 $0 $0

New Other Liabilities (interest-free)

$0 $0 $0

New Long-term Liabilities

$0 $0 $0

Sales of Other Current Assets

$0 $0 $0

Sales of Long-term Assets

$0 $0 $0

New Investment Received

$0 $0 $0

Subtotal Cash Received

$0 $0 $0

Expenditures FY 2013 FY 2014 FY 2015

Expenditures from OperationsCash Spending $0 $0 $0 Bill Payments $0 $0 $0 Subtotal Spent on Operations

$0 $0 $0

Additional Cash SpentSales Tax, VAT, HST/GST Paid Out

$0 $0 $0

Principal Repayment of Current Borrowing

$0 $0 $0

Other Liabilities Principal Repayment

$0 $0 $0

Long-term Liabilities Principal Repayment

$0 $0 $0

Purchase Other Current Assets

$0 $0 $0

Purchase Long-term Assets

$0 $0 $0

Dividends $0 $0 $0 Subtotal Cash Spent $0 $0 $0

Net Cash Flow $0 $0 $0 Cash Balance $0 $0 $0

Cash

Net Cash Flow

Cash Balance

FebMar

AprMay

JunJul

AugSep

OctNov

DecJan

Cash

8.6 Projected Balance Sheet

Balance Sheet

Pro Forma Balance Sheet

FY 2013 FY 2014 FY 2015Assets

Current AssetsCash $0 $0 $0 Other Current Assets $0 $0 $0

Total Current Assets $0 $0 $0

Long-term AssetsLong-term Assets $0 $0 $0 Accumulated Depreciation

$0 $0 $0

Total Long-term Assets

$0 $0 $0

Total Assets $0 $0 $0

Liabilities and Capital

FY 2013 FY 2014 FY 2015

Current LiabilitiesAccounts Payable $0 $0 $0 Current Borrowing $0 $0 $0 Other Current Liabilities

$0 $0 $0

Subtotal Current Liabilities

$0 $0 $0

Long-term Liabilities $0 $0 $0 Total Liabilities $0 $0 $0

Paid-in Capital $0 $0 $0 Retained Earnings $0 $0 $0 Earnings $0 $0 $0 Total Capital $0 $0 $0 Total Liabilities and Capital

$0 $0 $0

Net Worth $0 $0 $0

8.7 Business Ratios

Ratios

Ratio AnalysisFY 2013 FY 2014 FY 2015 Industry Profile

Sales Growth n.a. n.a. n.a. 0.00%

Percent of Total AssetsOther Current Assets

0.00% 0.00% 0.00% 100.00%

Total Current Assets

0.00% 0.00% 0.00% 100.00%

Long-term Assets

0.00% 0.00% 0.00% 0.00%

Total Assets 100.00% 100.00% 100.00% 100.00%

Current Liabilities

0.00% 0.00% 0.00% 0.00%

Long-term Liabilities

0.00% 0.00% 0.00% 0.00%

Total Liabilities 0.00% 0.00% 0.00% 0.00% Net Worth 100.00% 100.00% 100.00% 100.00%

Percent of SalesSales 100.00% 100.00% 100.00% 100.00% Gross Margin 0.00% 0.00% 0.00% 0.00% Selling, General & Administrative Expenses

0.00% 0.00% 0.00% 0.00%

Advertising Expenses

0.00% 0.00% 0.00% 0.00%

Profit Before Interest and Taxes

0.00% 0.00% 0.00% 0.00%

Main RatiosCurrent 0.00 0.00 0.00 0.00 Quick 0.00 0.00 0.00 0.00 Total Debt to Total Assets

0.00% 0.00% 0.00% 0.00%

Pre-tax Return on Net Worth

0.00% 0.00% 0.00% 0.00%

Pre-tax Return on Assets

0.00% 0.00% 0.00% 0.00%

Additional Ratios

FY 2013 FY 2014 FY 2015

Net Profit Margin

0.00% 0.00% 0.00% n.a

Return on Equity

0.00% 0.00% 0.00% n.a

Activity RatiosAccounts Payable Turnover

0.00 0.00 0.00 n.a

Payment Days 0 0 0 n.aTotal Asset Turnover

0.00 0.00 0.00 n.a

Debt RatiosDebt to Net Worth

0.00 0.00 0.00 n.a

Current Liab. to Liab.

0.00 0.00 0.00 n.a

Liquidity RatiosNet Working Capital

$0 $0 $0 n.a

Interest Coverage

0.00 0.00 0.00 n.a

Additional RatiosAssets to Sales n.a. n.a. n.a. n.aCurrent Debt/Total Assets

0% 0% 0% n.a

Acid Test 0.00 0.00 0.00 n.aSales/Net Worth 0.00 0.00 0.00 n.a

Dividend Payout 0.00 0.00 0.00 n.a

Sales Forecast

Sales Forecast

Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec JanSalesRow 1

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Row 2

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Row 3

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Total Sales

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Direct Cost of Sales

Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan

Row 1

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Row 2

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Row 3

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Subtotal Direct Cost of Sales

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Personnel

Personnel Plan

Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec JanName or Title or Group

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Name or Title or Group

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Name or Title or Group

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Total People

0 0 0 0 0 0 0 0 0 0 0 0

Total Payroll

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Profit and Loss

Pro Forma Profit and Loss

Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec JanSales

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Direct Cost of Sales

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Other Costs of Sales

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Total Cost of Sales

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Gross Margin

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Gross Margin %

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

ExpensesPayroll

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Marketing/Promotion

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Depreciation

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Rent

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Utilities

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Insurance

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Payroll Taxes

15% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Other

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Total Operating Expenses

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Profit Before Interest and Taxes

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

EBITDA

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Interest Expense

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Taxes Incurred

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Net Profit

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Net Profit/Sales

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

Cash Flow

Pro Forma Cash Flow

Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec JanCash Received

Cash from OperationsCash Sales

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Subtotal Cash from Operations

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Additional Cash ReceivedSales Tax, VAT, HST/GST Received

0.00%

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

New Current Borrowing

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

New Other Liabilities (interest-free)

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

New Long-term Liabilities

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Sales of Other Current Assets

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Sales of Long-term Assets

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

New Investment Received

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Subtotal Cash Received

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Expenditures

Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan

Expenditures from OperationsCash Spending

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Bill Payments

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Subtotal Spent on Operations

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Additional Cash SpentSales Tax, VAT, HST/GST Paid Out

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Principal Repayment of Current Borrowing

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Other Liabilities Principal Repayment

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Long-term Liabilities Principal Repayment

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Purchase Other Current Assets

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Purchase Long-term Assets

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Dividends

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Subtotal Cash Spent

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Net Cash Flow

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Cash Balance

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Balance Sheet

Pro Forma Balance Sheet

Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec JanAssets

Starting Balances

Current AssetsCash

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Other Current Assets

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Total Current Assets

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Long-term AssetsLong-term Assets

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Accumulated Depreciation

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Total Long-term Assets

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Total Assets

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Liabilities and Capital

Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan

Current LiabilitiesAccounts Payable

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Current Borrowing

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Other Current Liabilities

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Subtotal Current Liabilities

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Long-term Liabilities

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Total Liabilities

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Paid-in Capital

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Retained Earnings

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Earnings

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Total Capital

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Total Liabilities and Capital

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Net Worth

$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0