(officialform1)(12/02) unitedstatesbankruptcycourt...

}bk1{Form 1. Voluntary Petition}bk{

(Official Form 1) (12/02)FORM B1 United States Bankruptcy Court Voluntary Petition

Name of Debtor (if individual, enter Last, First, Middle): Name of Joint Debtor (Spouse) (Last, First, Middle):

All Other Names used by the Debtor in the last 6 years(include married, maiden, and trade names):

All Other Names used by the Joint Debtor in the last 6 years(include married, maiden, and trade names):

Soc. Sec./Tax I.D. No. (if more than one, state all): Soc. Sec./Tax I.D. No. (if more than one, state all):

Street Address of Debtor (No. & Street, City, State & Zip Code): Street Address of Joint Debtor (No. & Street, City, State & Zip Code):

County of Residence or of thePrincipal Place of Business:

County of Residence or of thePrincipal Place of Business:

Mailing Address of Debtor (if different from street address): Mailing Address of Joint Debtor (if different from street address):

Location of Principal Assets of Business Debtor(if different from street address above):

Information Regarding the Debtor (Check the Applicable Boxes)

Venue (Check any applicable box)Debtor has been domiciled or has had a residence, principal place of business, or principal assets in this District for 180 days immediatelypreceding the date of this petition or for a longer part of such 180 days than in any other District.There is a bankruptcy case concerning debtor's affiliate, general partner, or partnership pending in this District.

Type of Debtor (Check all boxes that apply)Individual(s) RailroadCorporation StockbrokerPartnership Commodity BrokerOther Clearing Bank

Chapter or Section of Bankruptcy Code Under Whichthe Petition is Filed (Check one box)

Chapter 7 Chapter 11 Chapter 13Chapter 9 Chapter 12Sec. 304 - Case ancillary to foreign proceeding

Nature of Debts (Check one box)Consumer/Non-Business Business

Filing Fee (Check one box)Full Filing Fee attachedFiling Fee to be paid in installments (Applicable to individuals only.)Must attach signed application for the court's considerationcertifying that the debtor is unable to pay fee except in installments.Rule 1006(b). See Official Form No. 3.

Chapter 11 Small Business (Check all boxes that apply)Debtor is a small business as defined in 11 U.S.C. § 101Debtor is and elects to be considered a small business under11 U.S.C. § 1121(e) (Optional)

Statistical/Administrative Information (Estimates only)Debtor estimates that funds will be available for distribution to unsecured creditors.Debtor estimates that, after any exempt property is excluded and administrative expenses paid, therewill be no funds available for distribution to unsecured creditors.

THIS SPACE IS FOR COURT USE ONLY

Estimated Number of Creditors 1-15 16-49 50-99 100-199 200-999 1000-over

Estimated Assets$0 to $50,001 to $100,001 to $500,001 to $1,000,001 to $10,000,001 to $50,000,001 to More than$50,000 $100,000 $500,000 $1 million $10 million $50 million $100 million $100 million

Estimated Debts$0 to $50,001 to $100,001 to $500,001 to $1,000,001 to $10,000,001 to $50,000,001 to More than$50,000 $100,000 $500,000 $1 million $10 million $50 million $100 million $100 million

Northern District of Ohio

Voinovich, Sr., Victor S.

Vic Voinovich

272-40-4396

2841 Forest LaneWilloughby Hills, OH 44094

Lake

03-21475-pmc Doc 1 FILED 08/29/03 ENTERED 08/29/03 12:26:57 of 101

(Official Form 1) (12/02)

Voluntary Petition(This page must be completed and filed in every case)

Name of Debtor(s): FORM B1,

Prior Bankruptcy Case Filed Within Last 6 Years (If more than one, attach additional sheet)Location Case Number: Date Filed:

Where Filed:

Pending Bankruptcy Case Filed by any Spouse, Partner, or Affiliate of this Debtor (If more than one, attach additional sheet)Name of Debtor: Case Number: Date Filed:

District: Relationship: Judge:

SignaturesSignature(s) of Debtor(s) (Individual/Joint)

I declare under penalty of perjury that the information provided in thispetition is true and correct.[If petitioner is an individual whose debts are primarily consumer debtsand has chosen to file under chapter 7] I am aware that I may proceedunder chapter 7, 11, 12, or 13 of title 11, United States Code, understandthe relief available under each such chapter, and choose to proceed underchapter 7.I request relief in accordance with the chapter of title 11, United StatesCode, specified in this petition.

XSignature of Debtor

XSignature of Joint Debtor

Telephone Number (If not represented by attorney)

Date

Signature of Attorney

XSignature of Attorney for Debtor(s)

Printed Name of Attorney for Debtor(s)

Firm Name

Address

Telephone Number

Date

Signature of Debtor (Corporation/Partnership)I declare under penalty of perjury that the information provided in thispetition is true and correct, and that I have been authorized to file thispetition on behalf of the debtor.The debtor requests relief in accordance with the chapter of title 11,United States Code, specified in this petition.

XSignature of Authorized Individual

Printed Name of Authorized Individual

Title of Authorized Individual

Date

Exhibit A(To be completed if debtor is required to file periodic reports (e.g., forms10K and 10Q) with the Securities and Exchange Commission pursuant toSection 13 or 15(d) of the Securities Exchange Act of 1934 and isrequesting relief under chapter 11)

Exhibit A is attached and made a part of this petition.

Exhibit B(To be completed if debtor is an individualwhose debts are primarily consumer debts)

I, the attorney for the petitioner named in the foregoing petition, declarethat I have informed the petitioner that [he or she] may proceed underchapter 7, 11, 12, or 13 of title 11, United States Code, and haveexplained the relief available under each such chapter.

XSignature of Attorney for Debtor(s) Date

Exhibit CDoes the debtor own or have possession of any property that posesa threat of imminent and identifiable harm to public health orsafety?

Yes, and Exhibit C is attached and made a part of this petition.No

Signature of Non-Attorney Petition PreparerI certify that I am a bankruptcy petition preparer as defined in 11 U.S.C.§ 110, that I prepared this document for compensation, and that I haveprovided the debtor with a copy of this document.

Printed Name of Bankruptcy Petition Preparer

Social Security Number

Address

Names and Social Security numbers of all other individuals whoprepared or assisted in preparing this document:

If more than one person prepared this document, attach additionalsheets conforming to the appropriate official form for each person.

XSignature of Bankruptcy Petition Preparer

Date

A bankruptcy petition preparer's failure to comply with theprovisions of title 11 and the Federal Rules of BankruptcyProcedure may result in fines or imprisonment or both. 11U.S.C. § 110; 18 U.S.C. § 156.

Voinovich, Sr., Victor S.

- None -

- None -

/s/ Scott H. Scharf, Esq. 0046693

Scott H. Scharf, Esq. 0046693

Novak, Robenalt, Pavlik & Scharf, LLP

1660 West 2nd Street, Suite 270Cleveland, OH 44113

(216) 781-8700 Fax: (216) 781-9227

August 29, 2003

August 29, 2003/s/ Scott H. Scharf, Esq. 0046693

Scott H. Scharf, Esq. 0046693

Victor S. Voinovich, Sr./s/ Victor S. Voinovich, Sr.

August 29, 2003

03-21475-pmc Doc 1 FILED 08/29/03 ENTERED 08/29/03 12:26:57 Page 2 of 101

}bk1{Form 6. Summary of Schedules}bk{

United States Bankruptcy CourtNorthern District of Ohio

In re ,Debtor

Case No.

Chapter 7

Victor S. Voinovich, Sr.

Indicate as to each schedule whether that schedule is attached and state the number of pages in each. Report the totals from Schedules A,B, D, E, F, I, and J in the boxes provided. Add the amounts from Schedules A and B to determine the total amount of the debtor's assets.Add the amounts from Schedules D, E, and F to determine the total amount of the debtor's liabilities.

SUMMARY OF SCHEDULES

AMOUNTS SCHEDULED

ATTACHED NO. OFNAME OF SCHEDULE ASSETS LIABILITIES OTHER(YES/NO) SHEETS

A - Real Property

B - Personal Property

C - Property Claimed as Exempt

D - Creditors Holding SecuredClaims

E - Creditors Holding UnsecuredPriority Claims

F - Creditors Holding UnsecuredNonpriority Claims

G - Executory Contracts andUnexpired Leases

H - Codebtors

I - Current Income of IndividualDebtor(s)

J - Current Expenditures ofIndividual Debtor(s)

Total Number of Sheets of ALL Schedules

Total Assets

Total Liabilities

Copyright (c) 1996-2000 - Best Case Solutions, Inc. - Evanston, IL - (800) 492-8037 Best Case Bankruptcy

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

1 325,000.00

3 5,540.00

2

1,768,521.197

158,000.003

1,757,251.0039

1

3

1 5,760.00

1 6,273.00

61

330,540.00

3,683,772.19


}bk1{Schedule A. Real Property}bk{

In re ,Debtor

Case No.Victor S. Voinovich, Sr.

Except as directed below, list all real property in which the debtor has any legal, equitable, or future interest, including all property owned as acotenant, community property, or in which the debtor has a life estate. Include any property in which the debtor holds rights and powers exercisable forthe debtor's own benefit. If the debtor is married, state whether husband, wife, or both own the property by placing an "H," "W," "J," or "C" in the columnlabeled "Husband, Wife, Joint, or Community." If the debtor holds no interest in real property, write "None" under "Description and Location of Property."

Do not include interests in executory contracts and unexpired leases on this schedule. List them in Schedule G - Executory Contracts and UnexpiredLeases.

If an entity claims to have a lien or hold a secured interest in any property, state the amount of the secured claim. (See Schedule D.) If no entityclaims to hold a secured interest in the property, write "None" in the column labeled "Amount of Secured Claim."

If the debtor is an individual or if a joint petition is filed, state the amount of any exemption claimed in the property only in Schedule C - PropertyClaimed as Exempt.

Description and Location of Property Nature of Debtor'sInterest in Property

Husband,Wife,Joint, or

Community

Current Market Value ofDebtor's Interest inProperty, without

Deducting any SecuredClaim or Exemption

Amount ofSecured Claim

continuation sheets attached to the Schedule of Real Property

SCHEDULE A. REAL PROPERTY


0

Personal Residence - 2841 Forest Lane, WilloughbyHills, OhioSituated in the Village of now City of WilloughbyHills, County of Lake and State of Ohio: and beingknown as Sublot No. 36 in Section 3 in SleepyHollow Estates Subdivision of a part of originalWilloughby Township Lots No. 1 and 2, Tract 2, asshown by the recorded plat of said subdivision inVolume M of Maps, Page 2 of Lake County Records.

Said Sublot No. 36 has a frontage of 100.34 feet onthe Easterly curved side of Forest Lane andextends back 235.78 feet on the Northern line,385.46 feet on the Southwesterly line and has a rearline of 355.00 feet as appears by said plat, be thesame more or less, but subject to all legalhighways.

As set forth in Deed book Volume 894, 03,recorded 5-18-82, Lake County Records.

PPN: 31A-4C-12

One-Half Interest H 325,000.00 Unknown

Sub-Total > (Total of this page)325,000.00

Total >

(Report also on Summary of Schedules)

325,000.00

03-21475-pmc Doc 1 FILED 08/29/03 ENTERED 08/29/03 12:26:57 Page 4 of 101

}bk1{Schedule B. Personal Property}bk{

In re ,Debtor


Except as directed below, list all personal property of the debtor of whatever kind. If the debtor has no property in one or more of the categories, placean "x" in the appropriate position in the column labeled "None." If additional space is needed in any category, attach a separate sheet properly identifiedwith the case name, case number, and the number of the category. If the debtor is married, state whether husband, wife, or both own the property by placingan "H," "W," "J," or "C" in the column labeled "Husband, Wife, Joint, or Community." If the debtor is an individual or a joint petition is filed, state theamount of any exemptions claimed only in Schedule C - Property Claimed as Exempt.

Do not list interests in executory contracts and unexpired leases on this schedule. List them in Schedule G - Executory Contracts and Unexpired Leases.

If the property is being held for the debtor by someone else, state that person's name and address under "Description and Location of Property."

Type of PropertyNONE

Description and Location of PropertyHusband,

Wife,Joint, or

Community

Current Market Value ofDebtor's Interest in Property,

without Deducting anySecured Claim or Exemption

continuation sheets attached to the Schedule of Personal Property

SCHEDULE B. PERSONAL PROPERTY


2

1. Cash on hand cash - 40.00

2. Checking, savings or other financialaccounts, certificates of deposit, orshares in banks, savings and loan,thrift, building and loan, andhomestead associations, or creditunions, brokerage houses, orcooperatives.

X

3. Security deposits with publicutilities, telephone companies,landlords, and others.

X

4. Household goods and furnishings,including audio, video, andcomputer equipment.

Couches, chairs, beds, bedroom furniture, TV, VCR,stereo, dining room table and chairs, washer anddryer, lamps and misc. end tables/coffee table andother misc. furniture

- 2,000.00

5. Books, pictures and other artobjects, antiques, stamp, coin,record, tape, compact disc, andother collections or collectibles.

Misc. books and pictures - 100.00

6. Wearing apparel. clothing - 400.00

7. Furs and jewelry. misc. jewelry and wedding band - 500.00

8. Firearms and sports, photographic,and other hobby equipment.

X

9. Interests in insurance policies.Name insurance company of eachpolicy and itemize surrender orrefund value of each.

Northwest Mutual Life (4 policies) - wife =beneficiary

- 0.00

Term Policy - Northwest Mutual Life - beneficiary =Victor S. Voinovich, Sr. Irrevocable Trust#20-10-219-1014700

- 0.00

Sub-Total >(Total of this page)

3,040.00




Wife,Joint, or

Community



Sheet of continuation sheets attachedto the Schedule of Personal Property

SCHEDULE B. PERSONAL PROPERTY(Continuation Sheet)


In re ,Debtor


10. Annuities. Itemize and name eachissuer.

X

11. Interests in IRA, ERISA, Keogh, orother pension or profit sharingplans. Itemize.

X

12. Stock and interests in incorporatedand unincorporated businesses.Itemize.

57% owner - Getting the Edge Company (defunct -Nov. 2001)

- 0.00

25% owner - Brentwood Publishing, Inc. - Unknown

68% owner - The Victor S. Voinovich Company - Unknown

68% owner - Interactive Decision Support, LLC(inactive Corp.)

- 0.00

13. Interests in partnerships or jointventures. Itemize.

X

14. Government and corporate bondsand other negotiable andnonnegotiable instruments.

X

15. Accounts receivable. X

16. Alimony, maintenance, support, andproperty settlements to which thedebtor is or may be entitled. Giveparticulars.

X

17. Other liquidated debts owing debtorincluding tax refunds. Giveparticulars.

X

18. Equitable or future interests, lifeestates, and rights or powersexercisable for the benefit of thedebtor other than those listed inSchedule of Real Property.

X

19. Contingent and noncontingentinterests in estate of a decedent,death benefit plan, life insurancepolicy, or trust.

X


0.00

1 2




Wife,Joint, or

Community



Sheet of continuation sheets attachedto the Schedule of Personal Property

SCHEDULE B. PERSONAL PROPERTY(Continuation Sheet)


In re ,Debtor


20. Other contingent and unliquidatedclaims of every nature, includingtax refunds, counterclaims of thedebtor, and rights to setoff claims.Give estimated value of each.

X

21. Patents, copyrights, and otherintellectual property. Giveparticulars.

X

22. Licenses, franchises, and othergeneral intangibles. Giveparticulars.

X

23. Automobiles, trucks, trailers, andother vehicles and accessories.

1990 Mercedes Benz 300 SE (216,000 mi) - 2,000.00

24. Boats, motors, and accessories. X

25. Aircraft and accessories. X

26. Office equipment, furnishings, andsupplies.

Fax machine, filing cabinets, desks, chairs,credenzas, bookshelves, tables

- 500.00

27. Machinery, fixtures, equipment, andsupplies used in business.

X

28. Inventory. X

29. Animals. X

30. Crops - growing or harvested. Giveparticulars.

X

31. Farming equipment andimplements.

X

32. Farm supplies, chemicals, and feed. X

33. Other personal property of any kindnot already listed.

X


2,500.00

2 2 Total >

(Report also on Summary of Schedules)

5,540.00


}bk1{Schedule C. Property Claimed as Exempt}bk{

In re ,Debtor


Debtor elects the exemptions to which debtor is entitled under:[Check one box]

11 U.S.C. §522(b)(1): Exemptions provided in 11 U.S.C. §522(d). Note: These exemptions are available only in certain states.11 U.S.C. §522(b)(2): Exemptions available under applicable nonbankruptcy federal laws, state or local law where the debtor's domicile has

been located for the 180 days immediately preceding the filing of the petition, or for a longer portion of the 180-dayperiod than in any other place, and the debtor's interest as a tenant by the entirety or joint tenant to the extent the interestis exempt from process under applicable nonbankruptcy law.

Description of Property Specify Law ProvidingEach Exemption

Value ofClaimed

Exemption

Current Market Value ofProperty Without

Deducting Exemption

continuation sheets attached to Schedule of Property Claimed as Exempt

SCHEDULE C. PROPERTY CLAIMED AS EXEMPT


1

Real PropertyPersonal Residence - 2841 Forest Lane,Willoughby Hills, OhioSituated in the Village of now City of WilloughbyHills, County of Lake and State of Ohio: andbeing known as Sublot No. 36 in Section 3 inSleepy Hollow Estates Subdivision of a part oforiginal Willoughby Township Lots No. 1 and 2,Tract 2, as shown by the recorded plat of saidsubdivision in Volume M of Maps, Page 2 ofLake County Records.

Said Sublot No. 36 has a frontage of 100.34 feeton the Easterly curved side of Forest Lane andextends back 235.78 feet on the Northern line,385.46 feet on the Southwesterly line and has arear line of 355.00 feet as appears by said plat,be the same more or less, but subject to alllegal highways.

As set forth in Deed book Volume 894, Page403, recorded 5-18-82, Lake County Records.

PPN: 31A-4C-12

325,000.00Ohio Rev. Code Ann. § 2329.66(A)(1) 5,000.00

Cash on Handcash 40.00Ohio Rev. Code Ann. §

2329.66(A)(4)(a)40.00

Household Goods and FurnishingsCouches, chairs, beds, bedroom furniture, TV,VCR, stereo, dining room table and chairs,washer and dryer, lamps and misc. endtables/coffee table and other misc. furniture

2,000.00Ohio Rev. Code Ann. §2329.66(A)(4)(b)

2,000.00

Books, Pictures and Other Art Objects; CollectiblesMisc. books and pictures 100.00Ohio Rev. Code Ann. §

2329.66(A)(4)(b)100.00

Wearing Apparelclothing 400.00Ohio Rev. Code Ann. § 2329.66(A)(3) 400.00

Furs and Jewelrymisc. jewelry and wedding band 500.00Ohio Rev. Code Ann. §

2329.66(A)(4)(c)1,000.00

Automobiles, Trucks, Trailers, and Other Vehicles1990 Mercedes Benz 300 SE (216,000 mi) 2,000.00Ohio Rev. Code Ann. § 2329.66(A)(2) 1,000.00

Ohio Rev. Code Ann. § 2329.66(A)(18) 400.00


Description of Property Specify Law ProvidingEach Exemption

Value ofClaimed

Exemption

Current Market Value ofProperty Without

Deducting Exemption

Sheet of continuation sheets attached to the Schedule of Property Claimed as Exempt

SCHEDULE C. PROPERTY CLAIMED AS EXEMPT(Continuation Sheet)


In re ,Debtor


Office Equipment, Furnishings and SuppliesFax machine, filing cabinets, desks, chairs,credenzas, bookshelves, tables

500.00Ohio Rev. Code Ann. § 2329.66(A)(5) 750.00

1 1


}bk1{Schedule D. Creditors Holding Secured Claims}bk{

AMOUNT OFCLAIM

WITHOUTDEDUCTINGVALUE OF

COLLATERAL

DATE CLAIM WAS INCURRED,NATURE OF LIEN, AND

DESCRIPTION AND MARKET VALUEOF PROPERTY

SUBJECT TO LIEN

CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED

Husband, Wife, Joint, or Community

HWJC

CREDITOR'S NAME AND MAILINGADDRESS, INCLUDING ZIP CODE

Account No.

Value $Account No.

Value $Account No.

Value $Account No.

Value $Subtotal

_____ continuation sheets attached (Total of this page)

UNSECUREDPORTION IF

ANY

State the name, mailing address, including zip code, and account number, if any, of all entities holding claims secured by property of the debtor as ofthe date of filing of the petition. List creditors holding all types of secured interests such as judgment liens, garnishments, statutory liens, mortgages, deedsof trust, and other security interests. List creditors in alphabetical order to the extent practicable. If all secured creditors will not fit on this page, use thecontinuation sheet provided.

If any entity other than a spouse in a joint case may be jointly liable on a claim, place an "X" in the column labeled "Codebtor," include the entity onthe appropriate schedule of creditors, and complete Schedule H - Codebtors. If a joint petition is filed, state whether husband, wife, both of them, or themarital community may be liable on each claim by placing an "H," "W," "J," or "C" in the column labeled "Husband, Wife, Joint, or Community."

If the claim is contingent, place an "X" in the column labeled "Contingent." If the claim is unliquidated, place an "X" in the column labeled"Unliquidated." If the claim is disputed, place an "X" in the column labeled "Disputed." (You may need to place an "X" in more than one of these threecolumns.)

Report the total of all claims listed on this schedule in the box labeled "Total" on the last sheet of the completed schedule. Report this total also onthe Summary of Schedules.

Check this box if debtor has no creditors holding secured claims to report on this Schedule D.

SCHEDULE D. CREDITORS HOLDING SECURED CLAIMS


In re ,Debtor


6

0007357312 1977First MortgagePersonal Residence - 2841 Forest Lane,Willoughby Hills, OhioSituated in the Village of now City ofWilloughby Hills, County of Lake andState of Ohio: and being known asSublot No. 36 in Section 3 in Sleepy

Charter One Mortgage Corp.PO Box 31034Richmond, VA 23294-1034 X J

253,860.00 0.00325,000.00

Representing:Charter One Mortgage Corp.

John M. Bella, Esq.1400 National City Bank Bldg.Toledo, OH 43604

3-2001Judgment LienPersonal Residence - 2841 Forest Lane,Willoughby Hills, OhioSituated in the Village of now City ofWilloughby Hills, County of Lake andState of Ohio: and being known asSublot No. 36 in Section 3 in Sleepy

DMW Construction Mgmt., Inc.508 Chancellor CourtAvon Lake, OH 44012 -

40,729.00 40,729.00325,000.00

Representing:DMW Construction Mgmt., Inc.

David Ledman, Esq.34950 Chardon Road, Ste 105Willoughby, OH 44094

294,589.00


AMOUNT OFCLAIM


COLLATERAL



SUBJECT TO LIEN

CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Value $Account No.

Value $Account No.

Value $Account No.

Value $Account No.

Value $SubtotalSheet _____ of _____ continuation sheets attached to

(Total of this page)Schedule of Creditors Holding Secured Claims

UNSECUREDPORTION IF

ANY

SCHEDULE D. CREDITORS HOLDING SECURED CLAIMS(Continuation Sheet)


In re ,Debtor


2002Judgment LienPersonal Residence - 2841 Forest Lane,Willoughby Hills, OhioSituated in the Village of now City ofWilloughby Hills, County of Lake andState of Ohio: and being known asSublot No. 36 in Section 3 in Sleepy

GE Capital CONS CARDOPO Box 9001557Louisville, KY 40290-1557 -

65,000.00 65,000.00325,000.002001Judgment LienPersonal Residence - 2841 Forest Lane,Willoughby Hills, OhioSituated in the Village of now City ofWilloughby Hills, County of Lake andState of Ohio: and being known asSublot No. 36 in Section 3 in Sleepy

Huron Road Operating Assoc., LP330 Garfield StreetSanta Fe, NM 87501 -

14,000.00 14,000.00325,000.00Second MortgagePersonal Residence - 2841 Forest Lane,Willoughby Hills, OhioSituated in the Village of now City ofWilloughby Hills, County of Lake andState of Ohio: and being known asSublot No. 36 in Section 3 in SleepyHollow Estates Subdivision of

Independence Bank4401 Rockside RoadIndependence, OH 44131 X J

60,823.00 0.00325,000.00

Representing:Independence Bank

Michael J. Occhionero, Esq.Cambridge Court28601 Chagrin Blvd.Suite 210Beachwood, OH 44122


Independence Bank4401 Rockside RoadIndependence, OH 44131 X J

375,000.00 375,000.00325,000.00

514,823.001 6


AMOUNT OFCLAIM


COLLATERAL



SUBJECT TO LIEN

CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Value $Account No.

Value $Account No.

Value $Account No.

Value $Account No.



UNSECUREDPORTION IF

ANY



In re ,Debtor


payroll taxes

68% owner - The Victor S. VoinovichCompany

Internal Revenue ServiceCincinnati, OH 45999

-

0.00 UnknownUnknown9-99Judgment lienPersonal Residence - 2841 Forest Lane,Willoughby Hills, OhioSituated in the Village of now City ofWilloughby Hills, County of Lake andState of Ohio: and being known asSublot No. 36 in Section 3 in Sleepy

Key Bank National Association127 Public SquareCleveland, OH 44114 -

31,091.00 31,091.00325,000.002002Property taxesPersonal Residence - 2841 Forest Lane,Willoughby Hills, OhioSituated in the Village of now City ofWilloughby Hills, County of Lake andState of Ohio: and being known asSublot No. 36 in Section 3 in Sleepy

Lake County TreasurerJohn S. CrockerCounty Admin. Bldg105 Main StreetPainesville, OH 44077

X J

3,685.00 3,685.00325,000.002003property taxesPersonal Residence - 2841 Forest Lane,Willoughby Hills, OhioSituated in the Village of now City ofWilloughby Hills, County of Lake andState of Ohio: and being known asSublot No. 36 in Section 3 in Sleepy


X J

6,462.19 6,462.19325,000.001-2002Judgment LienPersonal Residence - 2841 Forest Lane,Willoughby Hills, OhioSituated in the Village of now City ofWilloughby Hills, County of Lake andState of Ohio: and being known asSublot No. 36 in Section 3 in Sleepy

Providian National Bank295 Main StreetTilton, NH 03276 X J

29,482.00 29,482.00325,000.00

70,720.192 6


AMOUNT OFCLAIM


COLLATERAL



SUBJECT TO LIEN

CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Value $Account No.

Value $Account No.

Value $Account No.

Value $Account No.



UNSECUREDPORTION IF

ANY



In re ,Debtor


Representing:Providian National Bank

Robert B. Weltman, Esq.Lakeside Place, Suite 200323 W. Lakeside AvenueCleveland, OH 44113

3-22-02Judgment LienPersonal Residence - 2841 Forest Lane,Willoughby Hills, OhioSituated in the Village of now City ofWilloughby Hills, County of Lake andState of Ohio: and being known asSublot No. 36 in Section 3 in Sleepy

Simon Capital Ltd Partnership115 W. Washington StreetIndianapolis, IN 46204 -

43,400.00 43,400.00325,000.00

Representing:Simon Capital Ltd Partnership

Dale E. Bricker, Esq.100 DeBartolo PlacePO Box 3232Youngstown, OH 44513

12-2000Third MortgagePersonal Residence - 2841 Forest Lane,Willoughby Hills, OhioSituated in the Village of now City ofWilloughby Hills, County of Lake andState of Ohio: and being known asSublot No. 36 in Section 3 in Sleepy

State Bank and Trust Company401 Clinton StreetDefiance, OH 43512 X J

594,691.00 584,374.00325,000.00

Representing:State Bank and Trust Company

Robert S. Balantzow, Esq.McCarthy, Lebit, Crystal & Liffman1800 Midland Bldg.101 Prospect Avenue, WCleveland, OH 44115-1088

638,091.003 6


AMOUNT OFCLAIM


COLLATERAL



SUBJECT TO LIEN

CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Value $Account No.

Value $Account No.

Value $Account No.

Value $Account No.



UNSECUREDPORTION IF

ANY



In re ,Debtor


11-01Judgment LienPersonal Residence - 2841 Forest Lane,Willoughby Hills, OhioSituated in the Village of now City ofWilloughby Hills, County of Lake andState of Ohio: and being known asSublot No. 36 in Section 3 in Sleepy

State of OhioDepartment of TaxationPO Box 530Columbus, OH 43266 X J

55,000.00 55,000.00325,000.00

Representing:State of Ohio

Jill A. Whitworth, Esq.Collections Enforcement101 East Town Street -3rd FloorColumbus, OH 43215-5148

68% owner - The Victor S. VoinovichCompany

State of OhioDepartment of TaxationPO Box 530Columbus, OH 43266 -

3,500.00 3,500.00Unknown2002Judgment LienPersonal Residence - 2841 Forest Lane,Willoughby Hills, OhioSituated in the Village of now City ofWilloughby Hills, County of Lake andState of Ohio: and being known asSublot No. 36 in Section 3 in Sleepy

TCC Management, Inc.c/o Cheek & ZeehandelarPO Box 15069Columbus, OH 43215 -

10,757.00 10,757.00325,000.00

Representing:TCC Management, Inc.

Emerson Cheek, III, Esq.471 E. Broad Street, 12th FloorPO Box 15069Columbus, OH 43215-0069

69,257.004 6


AMOUNT OFCLAIM


COLLATERAL



SUBJECT TO LIEN

CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Value $Account No.

Value $Account No.

Value $Account No.

Value $Account No.



UNSECUREDPORTION IF

ANY



In re ,Debtor



Tower City Properties, Ltd.50 Public SquareSuite 1100Cleveland, OH 44113-2204 -

25,000.00 25,000.00325,000.002-27-01IRS Tax LienPersonal Residence - 2841 Forest Lane,Willoughby Hills, OhioSituated in the Village of now City ofWilloughby Hills, County of Lake andState of Ohio: and being known asSublot No. 36 in Section 3 in Sleepy

United States of AmericaAttorney General of U.S.Washington, DC 20044 X J

122,449.00 122,449.00325,000.00

Representing:United States of America


Representing:United States of America

United States Attorney1800 Bank One Center600 Superior AvenueCleveland, OH 44114


WF Realty Corp.c/o James A. DeRoche, Esq.1600 Rockefeller Bldg.614 West Superior AvenueCleveland, OH 44113

-

Unknown Unknown325,000.00

147,449.005 6


AMOUNT OFCLAIM


COLLATERAL



SUBJECT TO LIEN

CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Value $Account No.

Value $Account No.

Value $Account No.

Value $Account No.



UNSECUREDPORTION IF

ANY



In re ,Debtor



WKB Value Partners, LPEaton Center1111 Superior AvenueSuite 1105Cleveland, OH 44114

-

33,592.00 33,592.00325,000.00

Representing:WKB Value Partners, LP

Jeffrey L. Koberg, Esq.925 Euclid AvenueSte 2020Cleveland, OH 44115-1441

33,592.006 6

1,768,521.19Total(Report on Summary of Schedules)


}bk1{Schedule E. Creditors Holding Unsecured Priority Claims}bk{

A complete list of claims entitled to priority, listed separately by type of priority, is to be set forth on the sheets provided. Only holders ofunsecured claims entitled to priority should be listed in this schedule. In the boxes provided on the attached sheets, state the name and mailingaddress, including zip code, and account number, if any, of all entities holding priority claims against the debtor or the property of the debtor, asof the date of the filing of this petition.

If any entity other than a spouse in a joint case may be jointly liable on a claim, place an "X" in the column labeled "Codebtor," include the entityon the appropriate schedule of creditors, and complete Schedule H - Codebtors. If a joint petition is filed, state whether husband, wife, both of them,or the marital community may be liable on each claim by placing an "H," "W," "J," or "C" in the column labeled "Husband, Wife, Joint, orCommunity."

If the claim is contingent, place an "X" in the column labeled "Contingent." If the claim is unliquidated, place an "X" in the column labeled"Unliquidated." If the claim is disputed, place an "X" in the column labeled "Disputed." (You may need to place an "X" in more than one of thesethree columns.)

Report the total of claims listed on each sheet in the box labeled "Subtotal" on each sheet. Report the total of all claims listed on this ScheduleE in the box labeled "Total" on the last sheet of the completed schedule. Repeat this total also on the Summary of Schedules.

Check this box if debtor has no creditors holding unsecured priority claims to report on this Schedule E.

TYPES OF PRIORITY CLAIMS (Check the appropriate box(es) below if claims in that category are listed on the attached sheets.)

Extensions of credit in an involuntary caseClaims arising in the ordinary course of the debtor's business or financial affairs after the commencement of the case but before the earlier of

the appointment of a trustee or the order for relief. 11 U.S.C. § 507(a)(2).

Wages, salaries, and commissionsWages, salaries, and commissions, including vacation, severance, and sick leave pay owing to employees and commissions owing to qualifying

independent sales representatives up to$4,650* per person earned within 90 days immediately preceding the filing of the original petition, or thecessation of business, which ever occurred first, to the extent provided in 11 U.S.C. § 507 (a)(3).

Contributions to employee benefit plansMoney owed to employee benefit plans for services rendered within 180 days immediately preceding the filing of the original petition, or the

cessation of business, whichever occurred first, to the extent provided in 11 U.S.C. § 507(a)(4).

Certain farmers and fishermenClaims of certain farmers and fishermen, up to $4,650* per farmer or fisherman, against the debtor, as provided in 11 U.S.C. § 507(a)(5).

Deposits by individualsClaims of individuals up to $2,100* for deposits for the purchase, lease, or rental of property or services for personal, family, or household use,

that were not delivered or provided. 11 U.S.C. § 507(a)(6).

Alimony, Maintenance, or SupportClaims of a spouse, former spouse, or child of the debtor for alimony, maintenance, or support, to the extent provided in 11 U.S.C. § 507(a)(7).

Taxes and Certain Other Debts Owed to Governmental UnitsTaxes, customs duties, and penalties owing to federal, state, and local governmental units as set forth in 11 U.S.C § 507(a)(8).

Commitments to Maintain the Capital of an Insured Depository InstitutionClaims based on commitments to the FDIC, RTC, Director of the Office of Thrift Supervision, Comptroller of the Currency, or Board of Governors

of the Federal Reserve System, or their predecessors or successors, to maintain the capital of an insured depository institution. 11 U.S.C. § 507(a)(9).

*Amounts are subject to adjustment on April 1, 2004, and every three years thereafter with respect to cases commenced on or after the date ofadjustment.

continuation sheets attached

SCHEDULE E. CREDITORS HOLDING UNSECURED PRIORITY CLAIMS


In re ,Debtor


2


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


AMOUNTHWJC

CREDITOR'S NAME AND MAILING DATE CLAIM WAS INCURRED TOTAL AMOUNT ENTITLED TOADDRESS, INCLUDING ZIP CODE AND CONSIDERATION FOR CLAIM OF CLAIM PRIORITY

Account No.

Account No.

Account No.

Account No.

Account No.

SubtotalSheet _____ of _____ continuation sheets attached to(Total of this page)Schedule of Creditors Holding Unsecured Priority Claims

TYPE OF PRIORITY

SCHEDULE E. CREDITORS HOLDING UNSECURED PRIORITY CLAIMS(Continuation Sheet)


In re ,Debtor


Taxes and Certain Other DebtsOwed to Governmental Units

34-1489233 2000-2002

941taxesInternal Revenue ServiceCincinnati, OH 45999

X J

158,000.00 158,000.00

Representing:Internal Revenue Service


Representing:Internal Revenue Service

United States of AmericaAttorney General of U.S.Washington, DC 20044

Precaution Only

Ohio Dept of Job & Family Srv30 East Broad St., 32nd FloorColumbus, OH 43215 -

Unknown 0.00Withholding taxes

State of OhioDepartment of TaxationPO Box 530Columbus, OH 43266 -

Unknown 0.00

158,000.001 2


In re ,Debtor


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


AMOUNTHWJC

CREDITOR'S NAME AND MAILING DATE CLAIM WAS INCURRED TOTAL AMOUNT ENTITLED TOADDRESS, INCLUDING ZIP CODE AND CONSIDERATION FOR CLAIM OF CLAIM PRIORITY

Account No.

Account No.

Account No.

Account No.

Account No.

SubtotalSheet _____ of _____ continuation sheets attached to(Total of this page)Schedule of Creditors Holding Unsecured Priority Claims

TYPE OF PRIORITY

SCHEDULE E. CREDITORS HOLDING UNSECURED PRIORITY CLAIMS(Continuation Sheet)


Taxes and Certain Other DebtsOwed to Governmental Units

2000-2002

Precaution Only, Corporate DebtState of OhioDepartment of TaxationPO Box 530Columbus, OH 43266 -

0.00 0.00Precaution Only

Summit County Treasurer175 South Main St.Akron, OH 44308 -

0.00 0.00

0.002 2

158,000.00Total(Report on Summary of Schedules)



}bk1{Schedule F. Creditors Holding Unsecured Nonpriority Claims}bk{

CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC

CREDITOR'S NAME AND MAILINGADDRESS INCLUDING ZIP CODE

Account No.

Account No.

Account No.

Account No.

Subtotal_____ continuation sheets attached (Total of this page)

DATE CLAIM WAS INCURRED ANDCONSIDERATION FOR CLAIM. IF CLAIM

IS SUBJECT TO SETOFF, SO STATE. AMOUNT OF CLAIM

State the name, mailing address, including zip code, and account number, if any, of all entities holding unsecured claims without priority against thedebtor or the property of the debtor, as of the date of filing of the petition. Do not include claims listed in Schedules D and E. If all creditors will not fiton this page, use the continuation sheet provided.

If any entity other than a spouse in a joint case may be jointly liable on a claim, place an "X" in the column labeled "Codebtor," include the entity onthe appropriate schedule of creditors, and complete Schedule H - Codebtors. If a joint petition is filed, state whether husband, wife, both of them, or themarital community may be liable on each claim by placing an "H," "W," "J," or "C" in the column labeled "Husband, Wife, Joint, or Community."

If the claim is contingent, place an "X" in the column labeled "Contingent." If the claim is unliquidated, place an "X" in the column labeled"Unliquidated." If the claim is disputed, place an "X" in the column labeled "Disputed." (You may need to place an "X" in more than one of these threecolumns.)

Report total of all claims listed on this schedule in the box labeled "Total" on the last sheet of the completed schedule. Report this total also on theSummary of Schedules.

Check this box if debtor has no creditors holding unsecured nonpriority claims to report on this Schedule F.

S/N:29740-030425

SCHEDULE F. CREDITORS HOLDING UNSECURED NONPRIORITY CLAIMS


In re ,Debtor


38

2002Precaution Only. Corp debt

AABC Delivery11614 Madison AvenueCleveland, OH 44102

-

0.00

2000Precaution Only. Corp. debt

AccuLAN912 Salida WayAurora, CO 80011

-

0.00

2002Personal Guaranty of Corp. debt

AJR Investments, Inc.2778 S.O.M. Center RoadSte 102Willoughby Hills, OH 44094

-

100,000.00

2003Personal Guaranty of Corp. Debt


-

40,000.00

140,000.00


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.

Sheet no. _____ of _____ sheets attached to Schedule of SubtotalCreditors Holding Unsecured Nonpriority Claims (Total of this page)



SCHEDULE F. CREDITORS HOLDING UNSECURED NONPRIORITY CLAIMS(Continuation Sheet)


In re ,Debtor


1996Personal Guaranty of Corp Debt

Alan R. Schonberg25157 LetchworthBeachwood, OH 44122

-

60,000.00

2000-2001Precaution Only, Corporate Debt

All American Coffee Services892 East 210th StreetCleveland, OH 44119

-

0.00

10327013 2002cellular services

AlltelPO Box 9001908Louisville, KY 40290-1902

-

327.61

Representing:Alltel

AllianceOnePO Box 3040Southeastern, PA 19398-3040


AlphagraphicsThe Diamond Bldg.1100 Superior AvenueCleveland, OH 44114

-

0.00

60,327.611 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


3715-638944-01007 2002-2003Credit card purchases

American Express CardSuite 0001Chicago, IL 60679

X J

39,430.00

Representing:American Express Card

Allied InterstateP.O. Box 361598Columbus, OH 43236

3728-612289-21008 1999-2003credit card


X J

16,559.00

Representing:American Express Card




-

7,500.00

63,489.002 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


216-579-1100-9722 2000Precaution Only. Corp. debt

AmeritechBill Payment CenterSaginaw, MI 48663

-

0.00

Precaution Only, Corporate Debt

Ann Lynchc/o The Edge by Success StoreBeachwood Place Mall26300 Cedar RoadBeachwood, OH 44122

- X

Unknown


APCOA Parking135 S. LaSalleDept 8037Chicago, IL 60674-8037

-

0.00


Arthur Andersen, LLPSuite 1800200 Public SquareCleveland, Ohio 44114Cleveland, OH 44114

-

0.00


AT&TPO Box 9001310Louisville, KY 40290-1310

-

0.00

0.003 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


4731-6245-8055-0007 1999-2002Credit card purchases

Bank OnePO Box 15548Wilmington, DE 19886-5548

-

11,396.00


Bank One MastercardPO Box 15548Wilmington, DE 19886-5548

-

11,076.00


Bankcard ServicesP.O. Box 15026Wilmington, DE 19850

-

2,489.00


Benesch, Friedlander2300 BP Tower200 Public SquareCleveland, OH 44114-2378

-

0.00

054-319-640-6 2003Credit card purchases

BP CardProcessing CenterDes Moines, IA 50360

-

1,367.00

26,328.004 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


2000Precaution Only, Corporate Debt

Brewer Greetings8251 S. LeMont RdDarien, IL 60561

-

0.00


Brothers Printing Co.2000 Euclid AvenueCleveland, OH 44115

-

0.00

2001-2002Precaution Only. Corp. debt

Brouse McDowell500 First National TowerAkron, OH 44308-1471

-

0.00

M-04346016977-001 2001Credit card purchases

California Federal Bankc/o Regency Credit, LLCPO Box 40998Mesa, AZ 85202-0998

X J

5,407.00

2000Credit card purchases

Capital OnePO Box 26094Richmond, VA 23260

X J

979.00

6,386.005 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


Representing:Capital One

Javitch, Block, Eisen & Rathbone1300 E. 9th St, 14th FloorCleveland, OH 44114



-

3,053.00

Representing:Capital One

Associated Recovery Services201 West Grand AvenueEscondido, CA 92025

1999-2000Precaution Only. Corp. debt

Career Board.com27600 Chagrin BlvdSte 300Beachwood, OH 44122

-

0.00

1-2003unpaid pledge

Case Western Reserve UniversityOffice of Alumni Giving10900 Euclid AvenueCleveland, OH 44106-7036

-

50.00

3,103.006 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor



Central Collection Agency1701 Lakeside AvenueCleveland, OH 44114-1179

-

0.00


Charles Feuer20025 Sussex RoadShaker Hts, OH 44122

-

0.00


ChasePO Box 15583Wilmington, DE 19886-1194

-

8,910.00

4253-3013-3000-1346 2000Precaution Only

Chase Manhattan Bank USAPO Box 15583Wilmington, DE 19886-1194

-

0.00


CitiBank cardPO Box 8102South Hackensack, NJ 07606

-

13,712.00

22,622.007 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


Representing:CitiBank card

Alliance One4797 Ruffner StreetSan Diego, CA 92111

Representing:CitiBank card

Northland Group, Inc.PO Box 390846Minneapolis, MN 55439


CitiBank(S.D.) NAPO Box 6500Sioux Falls, SD 57117

-

8,066.47

Representing:CitiBank(S.D.) NA

NFS6851 Jericho TurnpikePO Box 9013Syosset, NY 11791



X J

6,800.00

14,866.478 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor



Allied Interstate3111 S. Dixie Hwy #101West Palm Beach, FL 33405

244311526 2000Credit card purchases


-

21,756.00




CitiCorp. Vendor Finance, Inc.PO Box 41647Philadelphia, PA 19101-1647

-

0.00


City Blue Printing Co.1937 Prospect AvenueCleveland, OH 44115

-

0.00

21,756.009 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor



City of Clevelandc/o Javitch, Block & Rathbone14th Floor1300 East Ninth StreetCleveland, OH 44114

-

0.00

2003Unpaid seat license

Cleveland Indians Baseball ClubPO Box 74763Cleveland, OH 44101-8664

-

9,072.00


Co Star Group, Inc.2 Bethesda Metro Center10th FloorBethesda, MD 20814-5388

-

0.00


Cohen & Company1300 East Ninth StreetSte 1300Cleveland, OH 44114

-

0.00


Commercial Realty Group680 Oakleaf Ofice LaneMemphis, TN 38117

-

0.00

9,072.0010 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


302554280 2002services

Corecomm InternetPO Box 742594Cincinnati, OH 45274-2594

-

59.95


COSEGroup Svcs, Inc.PO Box 92953Cleveland, OH 44194-2953

-

0.00


Cowden, Humphrey, Nagorney &Lovett50 Public SquareSte 1414Terminal TowerCleveland, OH 44113

-

0.00

2001Promissory Note

CRESA Partners150 South 5th StreetSte 3200Minneapolis, MN 55402

-

14,456.25

Representing:CRESA Partners

Maximum Recovery Systems6001 Oberly Loop, NWWalker, MN 56484-2071

14,516.2011 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


2001court costs

Cuyahoga County Clerk of CourtsCivil Clerk1st Floor1200 Ontario StreetCleveland, OH 44113

-

98.11


Cuyahoga County Clerk of Courts1200 Ontario StreetJustice Center - 1st FloorCleveland, OH 44113

-

0.00


David Lynch254 East 222nd StreetEuclid, OH 44123

-

0.00

2003services

DeCarlo, Paternite & Assoc.6001 Cochran RoadSuite 300Solon, OH 44139

-

1,887.50

2000Guaranty of Corp Indebtedness

DeCarlo, Paternite and Assoc.6155 Rockside RoadSte 110Independence, OH 44131

-

199,745.85

201,731.4612 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor



DeLage Landen Financial ServicesPO Box 41601Philadelphia, PA 19101-1601

-

0.00


Dillard National BankPO Box 52005Phoenix, AZ 85072

X J

585.35


DiPietro, Schiciano and Gottesman2300 Edison BlvdTwinsburg, OH 44087

-

0.00

Precaution Only

Direct Merchant's BankPayment CenterPO Box 4154Carol Stream, IL 60197

-

0.00


Discover CardPO Box 15251Wilmington, DE 19886

-

6,134.00

6,719.3513 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


2003Promissory Note

Donald CarlsonPO Box 575Green, OH 44232

-

5,000.00

33019 7-03medical services

Drs. Chepla & Mascaro, Inc.4230 State Route 306Suite 350Willoughby, OH 44094-9213

-

375.00


Elan Financial ServicesPO Box 790084Saint Louis, MO 63179-0084

X J

4,115.31


Envision1470 Woodward AvenueLakewood, OH 44107

-

0.00


Executive Women International7417 Mentor AvenueMentor, OH 44060

-

0.00

9,490.3114 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


2003services

Federal ExpressPO Box 371461Pittsburgh, PA 15250-7461

-

23.77

Representing:Federal Express

OSI Collection Services, Inc.PO Box 965Brookfield, WI 53008

904316247-00018 2001Commercial Loan

Fifth Third BankPO Box 630337Cincinnati, OH 45263-0001

-

110,750.00


First American Real Estate SolutionPO Box 847239Dallas, TX 75284-7239

-

0.00


First SelectPO Box 660767Dallas, TX 75266-0767

X J

12,400.00

123,173.7715 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor



First USAP.O. Box 543099Wilmington, DE 19899

-

9,294.00

Representing:First USA

Creditor's Interchange, Inc.PO Box 1335Buffalo, NY 14240-1335

Representing:First USA

Professional Recovery SvcsPO Box 1880Voorhees, NJ 08043


First USA Bank, NAP.O. Box 94014Palatine, IL 60094

-

8,109.00

Representing:First USA Bank, NA

NAFS165 Lawrence Bell DriveSte 100Buffalo, NY 14221

17,403.0016 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor



FleetPO Box 17192Wilmington, DE 19850

-

11,535.00

Representing:Fleet

Capital Mgmt Services726 Exchange StreetSte 700Buffalo, NY 14210


Fleishman-Hilliard, Inc.200 North BroadwaySaint Louis, MO 63102

-

0.00


Francotyp-Postalia, Inc.140 N.Mitchell Ct.Ste 200Addison, IL 60101-5629

-

0.00

2003Promissory Note

Gary Burling11701 ColburnChardon, OH 44024

-

5,000.00

16,535.0017 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


1998Promissory Note

George B. Zane3635 Tamarisk DriveAkron, OH 44333

-

25,000.00


Gilmore & Burland23300 Chagrin BlvdSte 203Beachwood, OH 44122

-

0.00


Gino's Awards, Inc.4701 Richmond RoadCleveland, OH 44128

-

0.00


GM CardDept 9600Carol Stream, IL 60128

-

4,007.00

Representing:GM Card

NCO Financial SystemsPO Box 41457Philadelphia, PA 19101

29,007.0018 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


895851015000002 1999guaranty of student loan

Great Lakes Educational Loan SvcsPO Box 3059Milwaukee, WI 53201-3059

X H

12,957.00


Gregory Spatz2785 S.E. 11th StreetPompano Beach, FL 33062

-

5,000.00


GVA Williams380 Madison AvenueNew York, NY 10017

-

0.00


Hengst, Streff, Bajko Architects1250 Old River RoadSte 201Cleveland, OH 44113

-

0.00

12-02medical services

Hillcrest HospitalPO Box 74397Cleveland, OH 44194-0470

-

75.00

18,032.0019 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


65580100894471 2000-2002Precaution Only

Household Financec/o Hudson & Keyse, Inc.PO Box 1090Mentor, OH 44061

-

0.00


Huntington CardPO Box 15583Wilmington, DE 19886

-

8,714.00

Representing:Huntington Card

Asset Acceptance LLCP.O. Box 318035Independence, OH 44131


Ideastar5350 Transportation BlvdSte1Cleveland, OH 44125

-

0.00


ITRAc/o George PostOne Urban Centre4830 Kennedy Blvd #125Tampa, FL 33609

-

0.00

8,714.0020 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor



JC PenneyPO Box 981131El Paso, TX 79998

X J

355.29


Jeff Dijuliusc/o The Edge by Success StoreBeachwood Place Mall26300 Cedar RoadBeachwood, OH 44122

- X

Unknown

Jon Ferrell1558 Elbur AvenueLakewood, OH 44107

- X

Unknown


Kaufmann'sPO Box 94998Cleveland, OH 44101

X J

757.00

2002-2003legal services

Kenneth F. Seminatore, Esq.Suite 1715, The Superior Bldg.815 Superior AvenueCleveland, OH 44114-2700

-

6,000.00

7,112.2921 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


001014700-68 2003services

Key BankTrust Revenue, ME-01-CP-0301One Canal PlazaPortland, ME 04101

-

1,218.75


Key BankProcessing CenterDes Moines, IA 50363-2200

-

9,536.00

Representing:Key Bank



Kohl'sPO Box 2983Milwaukee, WI 53201

X J

1,332.17

2001court costs

Lake County Clerk of CourtsCivil DivisionPO Box 490Painesville, OH 44077

-

83.08

12,170.0022 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


2003utility bill

Lake Cty Dept. of Pub. UtilititiesPO Box 8005Painesville, OH 44077-8005

-

192.45


Lake Office Supply1430 Lloyd RoadWickliffe, OH 44092

-

0.00

14045 2002medical services

Lakeland Emergency PhysiciansPO Box 72523Cleveland, OH 44192

-

516.60

Representing:Lakeland Emergency Physicians

State Credit265 N. State StreetPainesville, OH 44077-4045


Larry Randall2236 Victoria PkwyHudson, OH 44236

-

0.00

709.0523 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


2002Promissory Note

Louis Frangos2217 East 9th StreetCleveland, OH 44115

-

5,000.00


Margaret Wong1370 Ontario StreetCleveland, OH 44113

-

0.00

2000Promissory Note

Mary Anne Schmitz26285 Seville DriveBeachwood, OH 44122

-

185,000.00

2000-2001unpaid commission. Precaution only.Corporate DebtMary Anne Schmitz

26285 Seville DriveBeachwood, OH 44122

-

0.00


MBNA AmericaPO Box 15102Wilmington, DE 19886

-

29,511.00

219,511.0024 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


Representing:MBNA America



NCO Financial SystemsPO Box 22836Beachwood, OH 44122



-

9,889.00

74990722074690 1999-2001Credit card purchases


-

10,354.00


Creditors Interchange, Inc.PO Box 1335Buffalo, NY 14240

20,243.0025 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor




-

21,428.00





-

11,757.00


Creditors Financial GroupPO Box 440290Aurora, CO 80044-0290



-

2,490.00

35,675.0026 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor




-

8,285.00




Meritech Blue7579 Freedom Ave,NWCanton, OH 44720

-

0.00

2000Personal Guaranty of Corp. Promissory Note

Michael Keresman7753 Rutland DrMentor, OH 44060

-

15,000.00


Mohr Partners2206 W. Swann AvenueTampa, FL 33606

-

0.00

23,285.0027 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


2000Line of Credit

National City BankConsumer Loan ServicesPO Box 5570Cleveland, OH 44101-0570

-

154,517.63

1999guaranty of student loan

Nelnet Loan Services, Inc.PO Box 786Jacksonville, FL 32201-0786

-

9,700.00

10027620 2002-2003goods purchased on open account

Nightingale Conant6245 Howard StreetNiles, IL 60714

-

145.95

2000Personal Guaranty of Corp Debt

Oglebay Norton Company1100 Superior Avenue21st FloorCleveland, OH 44114

-

13,000.00


People Effectiveness, Inc.11305 Wellington DriveChardon, OH 44024

-

0.00

177,363.5828 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor



Permanent General Companies301 PLus Park BlvdSte 10Nashville, TN 37217

-

0.00


Playhouse Square plaza1220 Huron RoadCleveland, OH 44115

-

0.00


Prostar Computer, Inc.1128 Coiner Ct.Rowland Heights, CA 91748

-

0.00


Raymond Park6200 Riverside DriveCleveland, OH 44135

-

30,000.00


River City Financial, LLCc/o Messerli & Kramer3405 Annapolis Lane NorthSuite 300Plymouth, MN 55447-5344

-

7,920.00

37,920.0029 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor



Robert H. MadisonPO Box 817Hudson, OH 44236

-

0.00


Royal Interior Plantscape17050 Broadway AvenueMaple Heights, OH 44137

-

0.00


RR Donnelly RcvblsPO Box 905151Charlotte, NC 28290-5151

-

0.00


Sears CardPO Box 182149Columbus, OH 43218

X J

1,388.04


Shell CardPO Box 790070Houston, TX 77279

X J

1,077.00

2,465.0430 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor



Staffing Solutions27600 Chagrin BlvdSte 300Beachwood, OH 44122

-

0.00


Staples Personal Credit CardPO Box 9029Des Moines, IA 50368

-

0.00


Steelcase Financial Svcs, Inc.PO Box 91200Chicago, IL 60693

-

0.00

Representing:Steelcase Financial Svcs, Inc.

Steelcase Financial Svcs, Inc.CH.3W.06PO Box 3163Grand Rapids, MI 49501

2002Judgment

Successories, Inc.c/o Gregory J. Ellis & Assoc., Ltd999 Plaza Drive, Suite 777Schaumburg, IL 60173

-

226,305.86

226,305.8631 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor



Technology Enterprises, Inc.3155 Somerset DriveShaker Hts, OH 44122

-

0.00


Teletronics, Inc1200 Valley Belt RoadIndependence, OH 44131

-

0.00

2001-2003medical services

The Cleveland Clinic FoundationPO Box 73662Cleveland, OH 44193-1273

-

Unknown


The Distillata Company1608 E. 24th StreetCleveland, OH 44114

-

0.00


The Fedeli GroupPO Box 3180035005 Rockside RoadIndependence, OH 44131-8003

-

0.00

0.0032 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


01-35400 2003Precaution Only

The General Pest Control Co.3561 West 105th StreetCleveland, OH 44111-3897

-

450.51

110024275122 2002-2003utility service

The Illuminating CompanyP.O. Box 3638Akron, OH 44309

-

1,788.50


The Saywitz Company4740 Von KarmanSte 100Newport Beach, CA 92660

-

0.00


The Union Club1211 Euclid AvenueCleveland, OH 44115

-

0.00

1997Personal Loan

The Victor S. Voinovich Company9700 Rockside RoadSte 200Cleveland, OH 44125

-

100,000.00

102,239.0133 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor



Thomas Arts, Inc.The ArcadePO Box 14062Cleveland, OH 44114

-

0.00


Tishler & Wald, Ltd200 S. Wacker DriveChicago, IL 60606

-

0.00


Todd Heyman2105 Lennox RdSte #8Cleveland Hts, OH 44106

-

0.00


Treasurer, Cuyahoga CountyPO Box 94541Cleveland, OH 44101-4541

-

0.00

047602 2001services

TruGreen Chemlawn4752 Topps Industrial ParkwayPO Box 1205Willoughby, OH 44096-1205

-

138.00

138.0034 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor



United Van LinesPO Box 502597Saint Louis, MO 63150-2597

-

0.00

2002unpaid pledge

United Way1331 Euclid AvenueCleveland, OH 44115-1854

-

300.00


Universal Card SvcsPO Box 8210South Hackensack, NJ 07606-8210

-

10,607.00

Representing:Universal Card Svcs

Academy Collection Services, Inc.10965 Decatur RoadPhiladelphia, PA 19154


US BankPO Box 790084Saint Louis, MO 63179

X J

13,944.00

24,851.0035 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor




-

12,789.00



-

15,388.00

4127-1345-5556-7301 1999-2003Precaution Only. Corp. debt


-

0.00

Representing:US Bank

Associated Credit ServicesPO Box 33130Phoenix, AZ 85067-3130

2003services

USA Parking Systems, Inc.2217 East 9th StreetCleveland, OH 44115

-

Unknown

28,177.0036 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor


2001Promissory Note

Vincent Campanella900 Andrews LaneGates Mills, OH 44040

-

25,000.00


Walter & HaverfieldPO Box 931482Cleveland, OH 44193-0569

-

0.00


Westside Cellular, Inc.23632 Mercantile RoadSte CBeachwood, OH 44122-5916

-

0.00

MG-3578903G 2003legal services

Wiles & Richards35350 Curtis Blvd.Suite 530Eastlake, OH 44095-4061

X J

278.00


Winstar2350 Corporate Park DriveHerndon, VA 20170

-

0.00

25,278.0037 38


CODEBTOR

CONTINGENT

UNLIQUIDATED

DISPUTED


HWJC


Account No.

Account No.

Account No.

Account No.

Account No.






In re ,Debtor



WorldCom WirelessPO Box 920Newark, NJ 07101

-

0.00

Representing:WorldCom Wireless

Allied InterstatePO Box 981Minneapolis, MN 55440-0981

2003services

Xceligent, Inc.4231 S. Hocker DriveBldg. 13, Suite 100Independence, MO 64055

-

536.00


XO Communications1220 Broadcasting BlvdReading, PA 19610

-

0.00

536.0038 38

1,757,251.00Total

(Report on Summary of Schedules)


}bk1{Schedule G. Executory Contracts and Unexpired Leases}bk{

In re ,Debtor


Describe all executory contracts of any nature and all unexpired leases of real or personal property. Include any timeshare interests.State nature of debtor's interest in contract, i.e., "Purchaser," "Agent," etc. State whether debtor is the lessor or lessee of a lease.Provide the names and complete mailing addresses of all other parties to each lease or contract described.

NOTE: A party listed on this schedule will not receive notice of the filing of this case unless the party is also scheduled in the appropriateschedule of creditors.

Check this box if debtor has no executory contracts or unexpired leases.

Name and Mailing Address, Including Zip Code,of Other Parties to Lease or Contract

Description of Contract or Lease and Nature of Debtor's Interest.State whether lease is for nonresidential real property.

State contract number of any government contract.

continuation sheets attached to Schedule of Executory Contracts and Unexpired Leases

SCHEDULE G. EXECUTORY CONTRACTS AND UNEXPIRED LEASES


0

US Bank, NAPO Box 790117Saint Louis, MO 63179-0117

Automobile Lease - Chrysler Town & Country Van$470.00/ mo. - Debtor intends to assume thislease


}bk1{Schedule H. Codebtors}bk{

In re ,Debtor


Provide the information requested concerning any person or entity, other than a spouse in a joint case, that is also liable on any debts listed bydebtor in the schedules of creditors. Include all guarantors and co-signers. In community property states, a married debtor not filing a joint case shouldreport the name and address of the nondebtor spouse on this schedule. Include all names used by the nondebtor spouse during the six yearsimmediately preceding the commencement of this case.

Check this box if debtor has no codebtors.

NAME AND ADDRESS OF CODEBTOR NAME AND ADDRESS OF CREDITOR

continuation sheets attached to Schedule of Codebtors

SCHEDULE H. CODEBTORS


2

Melissa Voinovich Great Lakes Educational Loan SvcsPO Box 3059Milwaukee, WI 53201-3059

Patricia Voinovich Independence Bank4401 Rockside RoadIndependence, OH 44131

Patricia Voinovich Charter One Mortgage Corp.PO Box 31034Richmond, VA 23294-1034

Patricia Voinovich State Bank and Trust Company401 Clinton StreetDefiance, OH 43512

Patricia Voinovich State of OhioDepartment of TaxationPO Box 530Columbus, OH 43266

Patricia Voinovich Lake County TreasurerJohn S. CrockerCounty Admin. Bldg105 Main StreetPainesville, OH 44077

Patricia Voinovich Lake County TreasurerJohn S. CrockerCounty Admin. Bldg105 Main StreetPainesville, OH 44077

Patricia Voinovich Independence Bank4401 Rockside RoadIndependence, OH 44131

Patricia Voinovich Capital OnePO Box 26094Richmond, VA 23260

Patricia Voinovich CitiBank(S.D.) NAPO Box 6500Sioux Falls, SD 57117

Patricia Voinovich Elan Financial ServicesPO Box 790084Saint Louis, MO 63179-0084



Sheet of continuation sheets attached to the Schedule of Codebtors

SCHEDULE H. CODEBTORS(Continuation Sheet)


In re ,Debtor


Patricia Voinovich American Express CardSuite 0001Chicago, IL 60679

Patricia Voinovich American Express CardSuite 0001Chicago, IL 60679

Patricia Voinovich US BankPO Box 790084Saint Louis, MO 63179

Patricia Voinovich California Federal Bankc/o Regency Credit, LLCPO Box 40998Mesa, AZ 85202-0998

Patricia Voinovich First SelectPO Box 660767Dallas, TX 75266-0767

Patricia Voinovich Providian National Bank295 Main StreetTilton, NH 03276

Patricia Voinovich Wiles & Richards35350 Curtis Blvd.Suite 530Eastlake, OH 44095-4061

Patricia Voinovich Kohl'sPO Box 2983Milwaukee, WI 53201

Patricia Voinovich Sears CardPO Box 182149Columbus, OH 43218

Patricia Voinovich JC PenneyPO Box 981131El Paso, TX 79998

Patricia Voinovich Shell CardPO Box 790070Houston, TX 77279

Patricia Voinovich Kaufmann'sPO Box 94998Cleveland, OH 44101

Patricia Voinovich Dillard National BankPO Box 52005Phoenix, AZ 85072

1 2



Sheet of continuation sheets attached to the Schedule of Codebtors

SCHEDULE H. CODEBTORS(Continuation Sheet)


In re ,Debtor


Patricia Voinovich Internal Revenue ServiceCincinnati, OH 45999

Patricia Voinovich United States of AmericaAttorney General of U.S.Washington, DC 20044

2 2


}bk1{Schedule I. Current Income of Individual Debtor(s)}bk{

The column labeled "Spouse" must be completed in all cases filed by joint debtors and by a married debtor in a chapter 12 or 13 casewhether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.

Debtor's Marital Status: DEPENDENTS OF DEBTOR AND SPOUSENAMES AGE RELATIONSHIP

EMPLOYMENT: DEBTOR SPOUSEOccupationName of EmployerHow long employedAddress of Employer

INCOME: (Estimate of average monthly income) DEBTOR SPOUSECurrent monthly gross wages, salary, and commissions (pro rate if not paid monthly) $ $Estimated monthly overtime . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ $SUBTOTAL . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ $

LESS PAYROLL DEDUCTIONSa. Payroll taxes and social security . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ $b. Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ $c. Union dues . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ $d. Other (Specify) . . . . . . . . $ $

. . . . . . . . $ $SUBTOTAL OF PAYROLL DEDUCTIONS . . . . . . . . . . . . . . . . . . . . . . $ $

TOTAL NET MONTHLY TAKE HOME PAY . . . . . . . . . . . . . . . . . . . . . . . $ $Regular income from operation of business or profession or farm (attach detailedstatement) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ $Income from real property . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ $Interest and dividends . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ $Alimony, maintenance or support payments payable to the debtor for the debtor's useor that of dependents listed above . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ $Social security or other government assistance(Specify) . . . . . . . . . . . . .

. . . . . . . . . . . . .$$

$$

Pension or retirement income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ $Other monthly income(Specify) . . . . . . . . . . . . .

. . . . . . . . . . . . .$$

$$

TOTAL MONTHLY INCOME $ $TOTAL COMBINED MONTHLY INCOME $ (Report also on Summary of Schedules)

Describe any increase or decrease of more than 10% in any of the above categories anticipated to occur within the year following the filingof this document:

SCHEDULE I. CURRENT INCOME OF INDIVIDUAL DEBTOR(S)

In re ,Debtor


None.

Married

PresidentSelf-employed18 yearsVictor S. Voinovich Company

hostessJohn Roberts Hair Salon1 yearMayfield Heights

0.00 1,015.000.00 0.000.00 1,015.00

0.00 255.000.00 0.000.00 0.000.00 0.000.00 0.000.00 255.00

0.00 760.00

0.00 0.000.00 0.000.00 0.00

0.00 0.00

0.00 0.000.00 0.000.00 0.00

Loans from family and friends 5,000.00 0.000.00 0.00

5,000.00 760.005,760.00


}bk1{Schedule J. Current Expenditures of Individual Debtor(s)}bk{

Rent or home mortgage payment (include lot rented for mobile home) . . . . . . . . . . . . . . . . . . . . . . . $Are real estate taxes included? Yes NoIs property insurance included? Yes NoUtilities: Electricity and heating fuel . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $

Water and sewer . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $Telephone . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $Other . . . . . . . . $

Home maintenance (repairs and upkeep) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $Food . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $Clothing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $Laundry and dry cleaning . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $Medical and dental expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $Transportation (not including car payments) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $Recreation, clubs and entertainment, newspapers, magazines, etc. . . . . . . . . . . . . . . . . . . . . . . . . . . . $Charitable contributions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $Insurance (not deducted from wages or included in home mortgage payments)

Homeowner's or renter's . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $Life . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $Health . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $Auto . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $Other . . . . . . . . $

Taxes (not deducted from wages or included in home mortgage payments)(Specify) . . . . . . . . $

Installment payments: (In chapter 12 and 13 cases, do not list payments to be included in the plan.)Auto . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $Other . . . . . . . . $Other . . . . . . . . $Other . . . . . . . . $

Alimony, maintenance, and support paid to others . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $Payments for support of additional dependents not living at your home . . . . . . . . . . . . . . . . . . . . . . $Regular expenses from operation of business, profession, or farm (attach detailed statement) . . . . . . . $Other . . . . . . . . $Other . . . . . . . . $

TOTAL MONTHLY EXPENSES (Report also on Summary of Schedules) . . . . . . . . . . . . . . . . . . . . $

Complete this schedule by estimating the average monthly expenses of the debtor and the debtor's family. Pro rate any paymentsmade bi-weekly, quarterly, semi-annually, or annually to show monthly rate.

Check this box if a joint petition is filed and debtor's spouse maintains a separate household. Complete a separate schedule ofexpenditures labeled "Spouse."

[FOR CHAPTER 12 AND 13 DEBTORSONLY]Provide the information requested below, including whether plan payments are to be made bi-weekly, monthly, annually, or at someother regular interval.A. Total projected monthly income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $B. Total projected monthly expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $C. Excess income (A minus B) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $D. Total amount to be paid into plan each . . . . . . .

(interval)$

SCHEDULE J. CURRENT EXPENDITURES OF INDIVIDUAL DEBTOR(S)

In re ,Debtor


1,959.00XX

400.00150.00100.00

45.00cable100.00500.00150.00100.00300.00350.00100.00

0.00

132.00540.00

0.00182.00

Disability Insurance 300.00

property taxes 375.00

470.00rubbish removal 20.00

0.000.000.000.000.000.000.00

6,273.00

N/AN/AN/AN/A



In re Victor S. Voinovich, Sr. Case No.Debtor(s) Chapter 7

DECLARATION CONCERNING DEBTOR'S SCHEDULES

DECLARATION UNDER PENALTY OF PERJURY BY INDIVIDUAL DEBTOR

I declare under penalty of perjury that I have read the foregoing summary and schedules, consisting of 62 sheets [total shown on summary page plus 1] , and that they are true and correct to the best of myknowledge, information, and belief.

Date August 29, 2003 Signature /s/ Victor S. Voinovich, Sr.Victor S. Voinovich, Sr.Debtor

Penalty for making a false statement or concealing property: Fine of up to $500,000 or imprisonment for up to 5 years or both.18 U.S.C. §§ 152 and 3571.

Software Copyright (c) 1996-2003 Best Case Solutions, Inc. - Evanston, IL - (800) 492-8037 Best Case Bankruptcy


Form 7(9/00)



STATEMENT OF FINANCIAL AFFAIRS

This statement is to be completed by every debtor. Spouses filing a joint petition may file a single statement on which the information forboth spouses is combined. If the case is filed under chapter 12 or chapter 13, a married debtor must furnish information for both spouses whether ornot a joint petition is filed, unless the spouses are separated and a joint petition is not filed. An individual debtor engaged in business as a soleproprietor, partner, family farmer, or self-employed professional, should provide the information requested on this statement concerning all suchactivities as well as the individual's personal affairs.

Questions 1 - 18 are to be completed by all debtors. Debtors that are or have been in business, as defined below, also must completeQuestions 19 - 25. If the answer to an applicable question is "None," mark the box labeled "None."If additional space is needed for the answerto any question, use and attach a separate sheet properly identified with the case name, case number (if known), and the number of the question.

DEFINITIONS

"In business." A debtor is "in business" for the purpose of this form if the debtor is a corporation or partnership. An individual debtor is "inbusiness" for the purpose of this form if the debtor is or has been, within the six years immediately preceding the filing of this bankruptcy case, anyof the following: an officer, director, managing executive, or owner of 5 percent or more of the voting or equity securities of a corporation; a partner,other than a limited partner, of a partnership; a sole proprietor or self-employed.

"Insider." The term "insider" includes but is not limited to: relatives of the debtor; general partners of the debtor and their relatives;corporations of which the debtor is an officer, director, or person in control; officers, directors, and any owner of 5 percent or more of the voting orequity securities of a corporate debtor and their relatives; affiliates of the debtor and insiders of such affiliates; any managing agent of the debtor. 11U.S.C. § 101.

__________________________________________

Noneo

1. Income from employment or operation of business

State the gross amount of income the debtor has received from employment, trade, or profession, or from operation of the debtor'sbusiness from the beginning of this calendar year to the date this case was commenced. State also the gross amounts received during thetwo years immediately preceding this calendar year. (A debtor that maintains, or has maintained, financial records on the basis of afiscal rather than a calendar year may report fiscal year income. Identify the beginning and ending dates of the debtor's fiscal year.) If ajoint petition is filed, state income for each spouse separately. (Married debtors filing under chapter 12 or chapter 13 must state incomeof both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)

AMOUNT SOURCE (if more than one)$0.00 2002 - Victor S. Voinovich Company$0.00 2003 - Victor S. Voinovich Company

Noneo

2. Income other than from employment or operation of business

State the amount of income received by the debtor other than from employment, trade, profession, or operation of the debtor's businessduring the two years immediately preceding the commencement of this case. Give particulars. If a joint petition is filed, state income foreach spouse separately. (Married debtors filing under chapter 12 or chapter 13 must state income for each spouse whether or not a jointpetition is filed, unless the spouses are separated and a joint petition is not filed.)

AMOUNT SOURCE$50,000.00 2002- Loans from Victor S. Voinovich Company$50,000.00 2003 - Loans from Victor S. Voinovich Company



2

Nonen

3. Payments to creditors

a. List all payments on loans, installment purchases of goods or services, and other debts, aggregating more than $600 to any creditor,made within 90 days immediately preceding the commencement of this case. (Married debtors filing under chapter 12 or chapter 13must include payments by either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a jointpetition is not filed.)

NAME AND ADDRESSOF CREDITOR

DATES OFPAYMENTS AMOUNT PAID

AMOUNT STILLOWING

Nonen

b. List all payments made within one year immediately preceding the commencement of this case to or for the benefit of creditors whoare or were insiders. (Married debtors filing under chapter 12 or chapter 13 must include payments by either or both spouses whether ornot a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)

NAME AND ADDRESS OF CREDITOR ANDRELATIONSHIP TO DEBTOR DATE OF PAYMENT AMOUNT PAID

AMOUNT STILLOWING

Noneo

4. Suits and administrative proceedings, executions, garnishments and attachments

a. List all suits and administrative proceedings to which the debtor is or was a party within one year immediately preceding the filing ofthis bankruptcy case. (Married debtors filing under chapter 12 or chapter 13 must include information concerning either or both spouseswhether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)

CAPTION OF SUITAND CASE NUMBER NATURE OF PROCEEDING

COURT OR AGENCYAND LOCATION

STATUS ORDISPOSITION

Charter One Credit Corp. v.Victor S. Voinovich, et al.03CF000040

foreclosure Lake County Common PleasPainesville, Ohio

pending

DMW Construction Mgmt,Inc. v. Getting the EdgeCompany, et al.Case # CV-02-461935

Creditor's bill Cuyahoga County CommonPleas

pending

Simon Capital LtdPartnership v. Getting theEdge Company, et al.01CV001702

Breach of Contract Lake County Common Pleas judgment

Capital One v. VictorVoinovichCase #02CVF00171

Money damages Willoughby Municipal Court judgment

Noneo

b. Describe all property that has been attached, garnished or seized under any legal or equitable process within one year immediatelypreceding the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include information concerningproperty of either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is notfiled.)

NAME AND ADDRESS OF PERSON FOR WHOSEBENEFIT PROPERTY WAS SEIZED DATE OF SEIZURE

DESCRIPTION AND VALUE OFPROPERTY

State Bank and Trust Company401 Clinton StreetDefiance, OH 43512

August 2001 jewelry and furs - $125,000.00

Nonen

5. Repossessions, foreclosures and returns

List all property that has been repossessed by a creditor, sold at a foreclosure sale, transferred through a deed in lieu of foreclosure orreturned to the seller, within one year immediately preceding the commencement of this case. (Married debtors filing under chapter 12or chapter 13 must include information concerning property of either or both spouses whether or not a joint petition is filed, unless thespouses are separated and a joint petition is not filed.)

NAME AND ADDRESS OFCREDITOR OR SELLER

DATE OF REPOSSESSION,FORECLOSURE SALE,

TRANSFER OR RETURNDESCRIPTION AND VALUE OF

PROPERTY



3

Nonen

6. Assignments and receiverships

a. Describe any assignment of property for the benefit of creditors made within 120 days immediately preceding the commencement ofthis case. (Married debtors filing under chapter 12 or chapter 13 must include any assignment by either or both spouses whether or not ajoint petition is filed, unless the spouses are separated and a joint petition is not filed.)

NAME AND ADDRESS OF ASSIGNEEDATE OFASSIGNMENT TERMS OF ASSIGNMENT OR SETTLEMENT

Nonen

b. List all property which has been in the hands of a custodian, receiver, or court-appointed official within one year immediatelypreceding the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include information concerningproperty of either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is notfiled.)

NAME AND ADDRESSOF CUSTODIAN

NAME AND LOCATIONOF COURT

CASE TITLE & NUMBERDATE OFORDER

DESCRIPTION AND VALUE OFPROPERTY

Nonen

7. Gifts

List all gifts or charitable contributions made within one year immediately preceding the commencement of this case except ordinaryand usual gifts to family members aggregating less than $200 in value per individual family member and charitable contributionsaggregating less than $100 per recipient. (Married debtors filing under chapter 12 or chapter 13 must include gifts or contributions byeither or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)

NAME AND ADDRESS OFPERSON OR ORGANIZATION

RELATIONSHIP TODEBTOR, IF ANY DATE OF GIFT

DESCRIPTION ANDVALUE OF GIFT

Nonen

8. Losses

List all losses from fire, theft, other casualty or gambling within one year immediately preceding the commencement of this case orsince the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include losses by either or bothspouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)

DESCRIPTION AND VALUEOF PROPERTY

DESCRIPTION OF CIRCUMSTANCES AND, IFLOSS WAS COVERED IN WHOLE OR IN PART

BY INSURANCE, GIVE PARTICULARS DATE OF LOSS

Noneo

9. Payments related to debt counseling or bankruptcy

List all payments made or property transferred by or on behalf of the debtor to any persons, including attorneys, for consultationconcerning debt consolidation, relief under the bankruptcy law or preparation of the petition in bankruptcy within one year immediatelypreceding the commencement of this case.

NAME AND ADDRESSOF PAYEE

DATE OF PAYMENT,NAME OF PAYOR IF OTHER

THAN DEBTOR

AMOUNT OF MONEYOR DESCRIPTION AND VALUE

OF PROPERTYNovak, Robenalt, Pavlik & Scharf1660 West Second StreetSuite 270Cleveland, OH 44113

August 22, 2003 - Joseph Bozik-$1,000.00August 24, 2003 - T.J. Ameen - $2,000.00August 27, 2003 - George V. Voinovich -$1,000.00August 21, 2003 - Michael J. Voinovich-$1,000.00

$5,000.00



4

Nonen

10. Other transfers

List all other property, other than property transferred in the ordinary course of the business or financial affairs of the debtor, transferredeither absolutely or as security within one year immediately preceding the commencement of this case. (Married debtors filing underchapter 12 or chapter 13 must include transfers by either or both spouses whether or not a joint petition is filed, unless the spouses areseparated and a joint petition is not filed.)

NAME AND ADDRESS OF TRANSFEREE,RELATIONSHIP TO DEBTOR DATE

DESCRIBE PROPERTY TRANSFERREDAND VALUE RECEIVED

Nonen

11. Closed financial accounts

List all financial accounts and instruments held in the name of the debtor or for the benefit of the debtor which were closed, sold, orotherwise transferred within one year immediately preceding the commencement of this case. Include checking, savings, or otherfinancial accounts, certificates of deposit, or other instruments; shares and share accounts held in banks, credit unions, pension funds,cooperatives, associations, brokerage houses and other financial institutions. (Married debtors filing under chapter 12 or chapter 13 mustinclude information concerning accounts or instruments held by or for either or both spouses whether or not a joint petition is filed,unless the spouses are separated and a joint petition is not filed.)

NAME AND ADDRESS OF INSTITUTION

TYPE AND NUMBER OFACCOUNT AND AMOUNT OF

FINAL BALANCEAMOUNT AND DATE OF SALE

OR CLOSING

Nonen

12. Safe deposit boxes

List each safe deposit or other box or depository in which the debtor has or had securities, cash, or other valuables within one yearimmediately preceding the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include boxes ordepositories of either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is notfiled.)

NAME AND ADDRESS OF BANKOR OTHER DEPOSITORY

NAMES AND ADDRESSESOF THOSE WITH ACCESSTO BOX OR DEPOSITORY

DESCRIPTIONOF CONTENTS

DATE OF TRANSFER ORSURRENDER, IF ANY

Nonen

13. Setoffs

List all setoffs made by any creditor, including a bank, against a debt or deposit of the debtor within 90 days preceding thecommencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include information concerning either or bothspouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)

NAME AND ADDRESS OF CREDITOR DATE OF SETOFF AMOUNT OF SETOFF

Nonen

14. Property held for another person

List all property owned by another person that the debtor holds or controls.

NAME AND ADDRESS OF OWNERDESCRIPTION AND VALUE OF

PROPERTY LOCATION OF PROPERTY

Nonen

15. Prior address of debtor

If the debtor has moved within the two years immediately preceding the commencement of this case, list all premises which the debtoroccupied during that period and vacated prior to the commencement of this case. If a joint petition is filed, report also any separateaddress of either spouse.

ADDRESS NAME USED DATES OF OCCUPANCY



5

Nonen

16. Spouses and Former Spouses

If the debtor resides or resided in a community property state, commonwealth, or territory (including Alaska, Arizona, California, Idaho,Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington, or Wisconsin) within the six-year period immediately preceding thecommencement of the case, identify the name of the debtor’s spouse and of any former spouse who resides or resided with the debtor inthe community property state.

NAME

17. Environmental Information.

For the purpose of this question, the following definitions apply:

"Environmental Law" means any federal, state, or local statute or regulation regulating pollution, contamination, releases of hazardousor toxic substances, wastes or material into the air, land, soil, surface water, groundwater, or other medium, including, but not limited to,statutes or regulations regulating the cleanup of these substances, wastes, or material.

"Site" means any location, facility, or property as defined under any Environmental Law, whether or not presently or formerlyowned or operated by the debtor, including, but not limited to, disposal sites.

"Hazardous Material" means anything defined as a hazardous waste, hazardous substance, toxic substance, hazardous material,pollutant, or contaminant or similar term under an Environmental Law

Nonen

a. List the name and address of every site for which the debtor has received notice in writing by a governmental unit that it may be liableor potentially liable under or in violation of an Environmental Law. Indicate the governmental unit, the date of the notice, and, if known,the Environmental Law:

SITE NAME AND ADDRESSNAME AND ADDRESS OFGOVERNMENTAL UNIT

DATE OFNOTICE

ENVIRONMENTALLAW

Nonen

b. List the name and address of every site for which the debtor provided notice to a governmental unit of a release of HazardousMaterial. Indicate the governmental unit to which the notice was sent and the date of the notice.

SITE NAME AND ADDRESSNAME AND ADDRESS OFGOVERNMENTAL UNIT

DATE OFNOTICE

ENVIRONMENTALLAW

Nonen

c. List all judicial or administrative proceedings, including settlements or orders, under any Environmental Law with respect to whichthe debtor is or was a party. Indicate the name and address of the governmental unit that is or was a party to the proceeding, and thedocket number.

NAME AND ADDRESS OFGOVERNMENTAL UNIT DOCKET NUMBER STATUS OR DISPOSITION

Noneo

18 . Nature, location and name of business

a. If the debtor is an individual, list the names, addresses, taxpayer identification numbers, nature of the businesses, and beginning andending dates of all businesses in which the debtor was an officer, director, partner, or managing executive of a corporation, partnership,sole proprietorship, or was a self-employed professional within the six years immediately preceding the commencement of this case, orin which the debtor owned 5 percent or more of the voting or equity securities within the six years immediately preceding thecommencement of this case.

If the debtor is a partnership, list the names, addresses, taxpayer identification numbers, nature of the businesses, andbeginning and ending dates of all businesses in which the debtor was a partner or owned 5 percent or more of the voting or equitysecurities, within the six years immediately preceding the commencement of this case.

If the debtor is a corporation, list the names, addresses, taxpayer identification numbers, nature of the businesses, andbeginning and ending dates of all businesses in which the debtor was a partner or owned 5 percent or more of the voting or equitysecurities within the six years immediately preceding the commencement of this case.

NAMETAXPAYERI.D. NUMBER ADDRESS NATURE OF BUSINESS

BEGINNING AND ENDINGDATES

The Victor S. VoinovichCompany

34-1489233 9700 Rockside Road,Ste 200Cleveland, OH 44125-6264

Real Estate Brokerage andconsulting

9/7/85 - present



6

NAMETAXPAYERI.D. NUMBER ADDRESS NATURE OF BUSINESS

BEGINNING AND ENDINGDATES

Getting the EdgeCompany

DEFUNCT 1220 Huron RoadCleveland, OH 44115

Motivational Product sales 1989 - 2001

Interactive DecisionSupport, LLC

34-1914923 9700 Rockside RoadCleveland, OH 44125

N/A 9/1999 - present

Nonen

b. Identify any business listed in response to subdivision a., above, that is "single asset real estate" as defined in 11 U.S.C. § 101.

NAME ADDRESS

The following questions are to be completed by every debtor that is a corporation or partnership and by any individual debtor who is or hasbeen, within the six years immediately preceding the commencement of this case, any of the following: an officer, director, managing executive, orowner of more than 5 percent of the voting or equity securities of a corporation; a partner, other than a limited partner, of a partnership; a soleproprietor or otherwise self-employed.

(An individual or joint debtor should complete this portion of the statement only if the debtor is or has been in business, as defined above,within the six years immediately preceding the commencement of this case. A debtor who has not been in business within those six years should godirectly to the signature page.)

Noneo

19. Books, records and financial statements

a. List all bookkeepers and accountants who within the two years immediately preceding the filing of this bankruptcy case kept orsupervised the keeping of books of account and records of the debtor.

NAME AND ADDRESS DATES SERVICES RENDEREDCohen & Company1300 East Ninth StreetSte 1300Cleveland, OH 44114DiPietro, Schiciano and Gottesman2300 Edison BlvdTwinsburg, OH 44087Angelo Cocca

Nonen

b. List all firms or individuals who within the two years immediately preceding the filing of this bankruptcy case have audited the booksof account and records, or prepared a financial statement of the debtor.

NAME ADDRESS DATES SERVICES RENDERED

Noneo

c. List all firms or individuals who at the time of the commencement of this case were in possession of the books of account and recordsof the debtor. If any of the books of account and records are not available, explain.

NAME ADDRESSVic Voinovich

DiPietro, Schiciano and Gottesman 2300 Edison BlvdTwinsburg, OH 44087

Cohen & Company 1300 East Ninth StreetSte 1300Cleveland, OH 44114

Nonen

d. List all financial institutions, creditors and other parties, including mercantile and trade agencies, to whom a financial statement wasissued within the two years immediately preceding the commencement of this case by the debtor.

NAME AND ADDRESS DATE ISSUED



7

Nonen

20. Inventories

a. List the dates of the last two inventories taken of your property, the name of the person who supervised the taking of each inventory,and the dollar amount and basis of each inventory.

DATE OF INVENTORY INVENTORY SUPERVISORDOLLAR AMOUNT OF INVENTORY(Specify cost, market or other basis)

Nonen

b. List the name and address of the person having possession of the records of each of the two inventories reported in a., above.

DATE OF INVENTORYNAME AND ADDRESSES OF CUSTODIAN OF INVENTORYRECORDS

Nonen

21 . Current Partners, Officers, Directors and Shareholders

a. If the debtor is a partnership, list the nature and percentage of partnership interest of each member of the partnership.

NAME AND ADDRESS NATURE OF INTEREST PERCENTAGE OF INTEREST

Noneo

b. If the debtor is a corporation, list all officers and directors of the corporation, and each stockholder who directly or indirectly owns,controls, or holds 5 percent or more of the voting or equity securities of the corporation.

NAME AND ADDRESS TITLENATURE AND PERCENTAGEOF STOCK OWNERSHIP

Gregg A. Searle2534 Deer Hollow DriveHudson, OH 44236

shareholder - VSV Company 8%

Andrew J. Futey5566 Pearl RoadCleveland, OH 44129


John Hocevar32329 White RoadWilloughby Hills, OH 44092


E.Michael Kahoec/o Group Mgmt. Services5811 Canal Road #230Cleveland, OH 44125


Mary Anne Schmitz378 West Glengary CircleHighland Heights, OH 44143


Christian KammKamm Investments526 Superior Avenue #730Cleveland, OH 44114


Robert W. Briggs50 S. Main StreetAkron, OH 44309-1500

shareholder - Getting the Edge unknown

Gregg A. Searle2534 Deer Hollow DriveHudson, OH 44236


John Hocevar32329 White RoadWilloughby Hills, OH 44092


William B. SummersMcDonald & Company Securities800 Superior AvenueCleveland, OH 44114-2601




8

NAME AND ADDRESS TITLENATURE AND PERCENTAGEOF STOCK OWNERSHIP

John Curran303 Provincetown LaneBay Village, OH 44140


James D. RedingerMcDonald & Company800 Superior AvenueCleveland, OH 44114-2601


Robert F. Clutterbuck520 Kimberly CourtBay Village, OH 44140


James Meidell945 CanterburyBirmingham, MI 48008


Margaret W. Wong1370 Ontario AveCleveland, OH 44113


Jacob I. Rosenbaum28050 N. Woodland RoadShaker Hts, OH 44122


John M. BavaDeLoitte & Touche600 Renaissance CtrDetroit, MI 48243-1895


Gregory M. SpothCleveland Corporate Decor2256 Warrensville Ctr RoadUniversity Hts, OH 44118


Robert N. Jones330 Mockingbird Valley RdLouisville, KY 40207


David Briggs143 N. Market StreetWooster, OH 44691


Douglas R. Brown985 GoldenrodAurora, OH 44202


Nonen

22 . Former partners, officers, directors and shareholders

a. If the debtor is a partnership, list each member who withdrew from the partnership within one year immediately preceding thecommencement of this case.

NAME ADDRESS DATE OF WITHDRAWAL

Noneo

b. If the debtor is a corporation, list all officers, or directors whose relationship with the corporation terminated within one yearimmediately preceding the commencement of this case.

NAME AND ADDRESS TITLE DATE OF TERMINATIONTodd Heyman Senior Vice President June 2003



9

Noneo

23 . Withdrawals from a partnership or distributions by a corporation

If the debtor is a partnership or corporation, list all withdrawals or distributions credited or given to an insider, including compensationin any form, bonuses, loans, stock redemptions, options exercised and any other perquisite during one year immediately preceding thecommencement of this case.

NAME & ADDRESSOF RECIPIENT,RELATIONSHIP TO DEBTOR

DATE AND PURPOSEOF WITHDRAWAL

AMOUNT OF MONEYOR DESCRIPTION ANDVALUE OF PROPERTY

Victor S. Voinovich, Sr.

Debtor

August 2002- August 2003 - loans $50,000

Nonen

24. Tax Consolidation Group.

If the debtor is a corporation, list the name and federal taxpayer identification number of the parent corporation of any consolidatedgroup for tax purposes of which the debtor has been a member at any time within the six-year period immediately preceding thecommencement of the case.

NAME OF PARENT CORPORATION TAXPAYER IDENTIFICATION NUMBER

Nonen

25. Pension Funds.

If the debtor is not an individual, list the name and federal taxpayer identification number of any pension fund to which the debtor, as anemployer, has been responsible for contributing at any time within the six-year period immediately preceding the commencement of thecase.

NAME OF PENSION FUND TAXPAYER IDENTIFICATION NUMBER

DECLARATION UNDER PENALTY OF PERJURY BY INDIVIDUAL DEBTOR

I declare under penalty of perjury that I have read the answers contained in the foregoing statement of financial affairs and any attachments theretoand that they are true and correct.


Penalty for making a false statement: Fine of up to $500,000 or imprisonment for up to 5 years, or both. 18 U.S.C. §§ 152 and 3571



Official Form 8(9/97)



CHAPTER 7 INDIVIDUAL DEBTOR'S STATEMENT OF INTENTION

1. I have filed a schedule of assets and liabilities which includes consumer debts secured by property of the estate.

2. I intend to do the following with respect to the property of the estate which secures those consumer debts:

a. Property to Be Surrendered.Description of Property Creditor's name

1. Personal Residence - 2841 Forest Lane, Willoughby Hills,OhioSituated in the Village of now City of Willoughby Hills,County of Lake and State of Ohio: and being known asSublot No. 36 in Section 3 in Sleepy Hollow EstatesSubdivision of

Charter One Mortgage Corp.


DMW Construction Mgmt., Inc.


Independence Bank

4. 68% owner - The Victor S. Voinovich Company Internal Revenue Service5. Personal Residence - 2841 Forest Lane, Willoughby Hills,

OhioSituated in the Village of now City of Willoughby Hills,County of Lake and State of Ohio: and being known asSublot No. 36 in Section 3 in Sleepy Hollow EstatesSubdivision of

Key Bank National Association


Providian National Bank


Simon Capital Ltd Partnership



Official Form 8(9/97)

Description of Property Creditor's name8. Personal Residence - 2841 Forest Lane, Willoughby Hills,


State Bank and Trust Company

9. 68% owner - The Victor S. Voinovich Company State of Ohio10. Personal Residence - 2841 Forest Lane, Willoughby Hills,


State of Ohio


TCC Management, Inc.


United States of America


WF Realty Corp.


WKB Value Partners, LP

b. Property to Be Retained [Check any applicable statement.]

DescriptionofProperty

Creditor'sName

Property isclaimed asexempt

Property will beredeemedpursuant to 11U.S.C. § 722

Debt will bereaffirmedpursuant to 11U.S.C. § 524(c)

-NONE-






DISCLOSURE OF COMPENSATION OF ATTORNEY FOR DEBTOR(S)

1. Pursuant to 11 U.S.C. § 329(a) and Bankruptcy Rule 2016(b), I certify that I am the attorney for the above-named debtor and thatcompensation paid to me within one year before the filing of the petition in bankruptcy, or agreed to be paid to me, for services rendered or tobe rendered on behalf of the debtor(s) in contemplation of or in connection with the bankruptcy case is as follows:

For legal services, I have agreed to accept $ 5,000.00

Prior to the filing of this statement I have received $ 5,000.00

Balance Due $ 0.00

2. The source of the compensation paid to me was:

o Debtor n Other (specify): See Statement of Financial Affairs

3. The source of compensation to be paid to me is:

n Debtor o Other (specify):

4. n I have not agreed to share the above-disclosed compensation with any other person unless they are members and associates of my law firm.

o I have agreed to share the above-disclosed compensation with a person or persons who are not members or associates of my law firm. Acopy of the agreement, together with a list of the names of the people sharing in the compensation is attached.

5. In return for the above-disclosed fee, I have agreed to render legal service for all aspects of the bankruptcy case, including:a. Analysis of the debtor's financial situation, and rendering advice to the debtor in determining whether to file a petition in bankruptcy;b. Preparation and filing of any petition, schedules, statement of affairs and plan which may be required;c. Representation of the debtor at the meeting of creditors and confirmation hearing, and any adjourned hearings thereof;d. [Other provisions as needed]

Negotiations with secured creditors to reduce to market value; exemption planning; preparation and filing ofreaffirmation agreements and applications as needed; preparation and filing of motions pursuant to 11 USC522(f)(2)(A) for avoidance of liens on household goods.

6. By agreement with the debtor(s), the above-disclosed fee does not include the following service:Representation of the debtors in any dischargeability actions, judicial lien avoidances, relief from stay actions orany other adversary proceeding.

CERTIFICATION

I certify that the foregoing is a complete statement of any agreement or arrangement for payment to me for representation of the debtor(s) inthis bankruptcy proceeding.

Dated: August 29, 2003 /s/ Scott H. Scharf, Esq. 0046693Scott H. Scharf, Esq. 0046693Novak, Robenalt, Pavlik & Scharf, LLP1660 West 2nd Street, Suite 270Cleveland, OH 44113(216) 781-8700 Fax: (216) 781-9227





VERIFICATION OF CREDITOR MATRIX

The above-named Debtor hereby verifies that the attached list of creditors is true and correct to the best of his/her knowledge.

Date: August 29, 2003 /s/ Victor S. Voinovich, Sr.Victor S. Voinovich, Sr.Signature of Debtor



}bk1{Creditor Address Matrix}bk{

AABC Delivery11614 Madison AvenueCleveland, OH 44102

Academy Collection Services, Inc.10965 Decatur RoadPhiladelphia, PA 19154

AccuLAN912 Salida WayAurora, CO 80011



Alan R. Schonberg25157 LetchworthBeachwood, OH 44122

All American Coffee Services892 East 210th StreetCleveland, OH 44119

Alliance One4797 Ruffner StreetSan Diego, CA 92111

AllianceOnePO Box 3040Southeastern, PA 19398-3040

Allied Interstate3111 S. Dixie Hwy #101West Palm Beach, FL 33405




Allied InterstatePO Box 981Minneapolis, MN 55440-0981

AlltelPO Box 9001908Louisville, KY 40290-1902

AlphagraphicsThe Diamond Bldg.1100 Superior AvenueCleveland, OH 44114




AmeritechBill Payment CenterSaginaw, MI 48663

Ann Lynchc/o The Edge by Success StoreBeachwood Place Mall26300 Cedar RoadBeachwood, OH 44122

APCOA Parking135 S. LaSalleDept 8037Chicago, IL 60674-8037


Arthur Andersen, LLPSuite 1800200 Public SquareCleveland, Ohio 44114Cleveland, OH 44114

Asset Acceptance LLCP.O. Box 318035Independence, OH 44131

Associated Credit ServicesPO Box 33130Phoenix, AZ 85067-3130

Associated Recovery Services201 West Grand AvenueEscondido, CA 92025

AT&TPO Box 9001310Louisville, KY 40290-1310

Bank OnePO Box 15548Wilmington, DE 19886-5548

Bank One MastercardPO Box 15548Wilmington, DE 19886-5548

Bankcard ServicesP.O. Box 15026Wilmington, DE 19850

Benesch, Friedlander2300 BP Tower200 Public SquareCleveland, OH 44114-2378

BP CardProcessing CenterDes Moines, IA 50360


Brewer Greetings8251 S. LeMont RdDarien, IL 60561

Brothers Printing Co.2000 Euclid AvenueCleveland, OH 44115

Brouse McDowell500 First National TowerAkron, OH 44308-1471

California Federal Bankc/o Regency Credit, LLCPO Box 40998Mesa, AZ 85202-0998





Career Board.com27600 Chagrin BlvdSte 300Beachwood, OH 44122

Case Western Reserve UniversityOffice of Alumni Giving10900 Euclid AvenueCleveland, OH 44106-7036


Central Collection Agency1701 Lakeside AvenueCleveland, OH 44114-1179

Charles Feuer20025 Sussex RoadShaker Hts, OH 44122

Charter One Mortgage Corp.PO Box 31034Richmond, VA 23294-1034

ChasePO Box 15583Wilmington, DE 19886-1194

Chase Manhattan Bank USAPO Box 15583Wilmington, DE 19886-1194

CitiBank cardPO Box 8102South Hackensack, NJ 07606




CitiCorp. Vendor Finance, Inc.PO Box 41647Philadelphia, PA 19101-1647

City Blue Printing Co.1937 Prospect AvenueCleveland, OH 44115


City of Clevelandc/o Javitch, Block & Rathbone14th Floor1300 East Ninth StreetCleveland, OH 44114

Cleveland Indians Baseball ClubPO Box 74763Cleveland, OH 44101-8664

Co Star Group, Inc.2 Bethesda Metro Center10th FloorBethesda, MD 20814-5388

Cohen & Company1300 East Ninth StreetSte 1300Cleveland, OH 44114

Commercial Realty Group680 Oakleaf Ofice LaneMemphis, TN 38117

Corecomm InternetPO Box 742594Cincinnati, OH 45274-2594

COSEGroup Svcs, Inc.PO Box 92953Cleveland, OH 44194-2953

Cowden, Humphrey, Nagorney & Lovett50 Public SquareSte 1414Terminal TowerCleveland, OH 44113

Creditor's Interchange, Inc.PO Box 1335Buffalo, NY 14240-1335

Creditors Financial GroupPO Box 440290Aurora, CO 80044-0290


Creditors Interchange, Inc.PO Box 1335Buffalo, NY 14240

CRESA Partners150 South 5th StreetSte 3200Minneapolis, MN 55402

Cuyahoga County Clerk of CourtsCivil Clerk1st Floor1200 Ontario StreetCleveland, OH 44113

Cuyahoga County Clerk of Courts1200 Ontario StreetJustice Center - 1st FloorCleveland, OH 44113

Dale E. Bricker, Esq.100 DeBartolo PlacePO Box 3232Youngstown, OH 44513

David Ledman, Esq.34950 Chardon Road, Ste 105Willoughby, OH 44094

David Lynch254 East 222nd StreetEuclid, OH 44123

DeCarlo, Paternite & Assoc.6001 Cochran RoadSuite 300Solon, OH 44139

DeCarlo, Paternite and Assoc.6155 Rockside RoadSte 110Independence, OH 44131

DeLage Landen Financial ServicesPO Box 41601Philadelphia, PA 19101-1601


Dillard National BankPO Box 52005Phoenix, AZ 85072

DiPietro, Schiciano and Gottesman2300 Edison BlvdTwinsburg, OH 44087

Direct Merchant's BankPayment CenterPO Box 4154Carol Stream, IL 60197

Discover CardPO Box 15251Wilmington, DE 19886

DMW Construction Mgmt., Inc.508 Chancellor CourtAvon Lake, OH 44012

Donald CarlsonPO Box 575Green, OH 44232

Drs. Chepla & Mascaro, Inc.4230 State Route 306Suite 350Willoughby, OH 44094-9213

Elan Financial ServicesPO Box 790084Saint Louis, MO 63179-0084

Emerson Cheek, III, Esq.471 E. Broad Street, 12th FloorPO Box 15069Columbus, OH 43215-0069

Envision1470 Woodward AvenueLakewood, OH 44107


Executive Women International7417 Mentor AvenueMentor, OH 44060

Federal ExpressPO Box 371461Pittsburgh, PA 15250-7461

Fifth Third BankPO Box 630337Cincinnati, OH 45263-0001

First American Real Estate SolutionPO Box 847239Dallas, TX 75284-7239

First SelectPO Box 660767Dallas, TX 75266-0767

First USAP.O. Box 543099Wilmington, DE 19899

First USA Bank, NAP.O. Box 94014Palatine, IL 60094

FleetPO Box 17192Wilmington, DE 19850

Fleishman-Hilliard, Inc.200 North BroadwaySaint Louis, MO 63102

Francotyp-Postalia, Inc.140 N.Mitchell Ct.Ste 200Addison, IL 60101-5629

Gary Burling11701 ColburnChardon, OH 44024


GE Capital CONS CARDOPO Box 9001557Louisville, KY 40290-1557

George B. Zane3635 Tamarisk DriveAkron, OH 44333

Gilmore & Burland23300 Chagrin BlvdSte 203Beachwood, OH 44122

Gino's Awards, Inc.4701 Richmond RoadCleveland, OH 44128

GM CardDept 9600Carol Stream, IL 60128

Great Lakes Educational Loan SvcsPO Box 3059Milwaukee, WI 53201-3059

Gregory Spatz2785 S.E. 11th StreetPompano Beach, FL 33062

GVA Williams380 Madison AvenueNew York, NY 10017

Hengst, Streff, Bajko Architects1250 Old River RoadSte 201Cleveland, OH 44113

Hillcrest HospitalPO Box 74397Cleveland, OH 44194-0470


Household Financec/o Hudson & Keyse, Inc.PO Box 1090Mentor, OH 44061

Huntington CardPO Box 15583Wilmington, DE 19886

Huron Road Operating Assoc., LP330 Garfield StreetSanta Fe, NM 87501

Ideastar5350 Transportation BlvdSte1Cleveland, OH 44125

Independence Bank4401 Rockside RoadIndependence, OH 44131

Independence Bank4401 Rockside RoadIndependence, OH 44131




ITRAc/o George PostOne Urban Centre4830 Kennedy Blvd #125Tampa, FL 33609


Javitch, Block, Eisen & Rathbone1300 E. 9th St, 14th FloorCleveland, OH 44114

JC PenneyPO Box 981131El Paso, TX 79998

Jeff Dijuliusc/o The Edge by Success StoreBeachwood Place Mall26300 Cedar RoadBeachwood, OH 44122

Jeffrey L. Koberg, Esq.925 Euclid AvenueSte 2020Cleveland, OH 44115-1441

Jill A. Whitworth, Esq.Collections Enforcement101 East Town Street -3rd FloorColumbus, OH 43215-5148

John M. Bella, Esq.1400 National City Bank Bldg.Toledo, OH 43604

Jon Ferrell1558 Elbur AvenueLakewood, OH 44107

Kaufmann'sPO Box 94998Cleveland, OH 44101

Kenneth F. Seminatore, Esq.Suite 1715, The Superior Bldg.815 Superior AvenueCleveland, OH 44114-2700

Key BankTrust Revenue, ME-01-CP-0301One Canal PlazaPortland, ME 04101


Key BankProcessing CenterDes Moines, IA 50363-2200

Key Bank National Association127 Public SquareCleveland, OH 44114

Kohl'sPO Box 2983Milwaukee, WI 53201

Lake County Clerk of CourtsCivil DivisionPO Box 490Painesville, OH 44077



Lake Cty Dept. of Pub. UtilititiesPO Box 8005Painesville, OH 44077-8005

Lake Office Supply1430 Lloyd RoadWickliffe, OH 44092

Lakeland Emergency PhysiciansPO Box 72523Cleveland, OH 44192

Larry Randall2236 Victoria PkwyHudson, OH 44236


Louis Frangos2217 East 9th StreetCleveland, OH 44115

Margaret Wong1370 Ontario StreetCleveland, OH 44113



Maximum Recovery Systems6001 Oberly Loop, NWWalker, MN 56484-2071









Meritech Blue7579 Freedom Ave,NWCanton, OH 44720

Michael J. Occhionero, Esq.Cambridge Court28601 Chagrin Blvd.Suite 210Beachwood, OH 44122

Michael Keresman7753 Rutland DrMentor, OH 44060

Mohr Partners2206 W. Swann AvenueTampa, FL 33606

NAFS165 Lawrence Bell DriveSte 100Buffalo, NY 14221

National City BankConsumer Loan ServicesPO Box 5570Cleveland, OH 44101-0570

NCO Financial SystemsPO Box 22836Beachwood, OH 44122




Nelnet Loan Services, Inc.PO Box 786Jacksonville, FL 32201-0786

NFS6851 Jericho TurnpikePO Box 9013Syosset, NY 11791

Nightingale Conant6245 Howard StreetNiles, IL 60714





Oglebay Norton Company1100 Superior Avenue21st FloorCleveland, OH 44114

Ohio Dept of Job & Family Srv30 East Broad St., 32nd FloorColumbus, OH 43215

OSI Collection Services, Inc.PO Box 965Brookfield, WI 53008

People Effectiveness, Inc.11305 Wellington DriveChardon, OH 44024


Permanent General Companies301 PLus Park BlvdSte 10Nashville, TN 37217

Playhouse Square plaza1220 Huron RoadCleveland, OH 44115

Professional Recovery SvcsPO Box 1880Voorhees, NJ 08043

Prostar Computer, Inc.1128 Coiner Ct.Rowland Heights, CA 91748

Providian National Bank295 Main StreetTilton, NH 03276

Raymond Park6200 Riverside DriveCleveland, OH 44135

River City Financial, LLCc/o Messerli & Kramer3405 Annapolis Lane NorthSuite 300Plymouth, MN 55447-5344

Robert B. Weltman, Esq.Lakeside Place, Suite 200323 W. Lakeside AvenueCleveland, OH 44113

Robert H. MadisonPO Box 817Hudson, OH 44236

Robert S. Balantzow, Esq.McCarthy, Lebit, Crystal & Liffman1800 Midland Bldg.101 Prospect Avenue, WCleveland, OH 44115-1088


Royal Interior Plantscape17050 Broadway AvenueMaple Heights, OH 44137

RR Donnelly RcvblsPO Box 905151Charlotte, NC 28290-5151

Sears CardPO Box 182149Columbus, OH 43218

Shell CardPO Box 790070Houston, TX 77279

Simon Capital Ltd Partnership115 W. Washington StreetIndianapolis, IN 46204

Staffing Solutions27600 Chagrin BlvdSte 300Beachwood, OH 44122

Staples Personal Credit CardPO Box 9029Des Moines, IA 50368

State Bank and Trust Company401 Clinton StreetDefiance, OH 43512

State Credit265 N. State StreetPainesville, OH 44077-4045

State of OhioDepartment of TaxationPO Box 530Columbus, OH 43266





Steelcase Financial Svcs, Inc.PO Box 91200Chicago, IL 60693

Steelcase Financial Svcs, Inc.CH.3W.06PO Box 3163Grand Rapids, MI 49501

Successories, Inc.c/o Gregory J. Ellis & Assoc., Ltd999 Plaza Drive, Suite 777Schaumburg, IL 60173

Summit County Treasurer175 South Main St.Akron, OH 44308

TCC Management, Inc.c/o Cheek & ZeehandelarPO Box 15069Columbus, OH 43215

Technology Enterprises, Inc.3155 Somerset DriveShaker Hts, OH 44122

Teletronics, Inc1200 Valley Belt RoadIndependence, OH 44131


The Cleveland Clinic FoundationPO Box 73662Cleveland, OH 44193-1273

The Distillata Company1608 E. 24th StreetCleveland, OH 44114

The Fedeli GroupPO Box 3180035005 Rockside RoadIndependence, OH 44131-8003

The General Pest Control Co.3561 West 105th StreetCleveland, OH 44111-3897

The Illuminating CompanyP.O. Box 3638Akron, OH 44309

The Saywitz Company4740 Von KarmanSte 100Newport Beach, CA 92660

The Union Club1211 Euclid AvenueCleveland, OH 44115

The Victor S. Voinovich Company9700 Rockside RoadSte 200Cleveland, OH 44125

Thomas Arts, Inc.The ArcadePO Box 14062Cleveland, OH 44114

Tishler & Wald, Ltd200 S. Wacker DriveChicago, IL 60606


Todd Heyman2105 Lennox RdSte #8Cleveland Hts, OH 44106

Tower City Properties, Ltd.50 Public SquareSuite 1100Cleveland, OH 44113-2204

Treasurer, Cuyahoga CountyPO Box 94541Cleveland, OH 44101-4541

TruGreen Chemlawn4752 Topps Industrial ParkwayPO Box 1205Willoughby, OH 44096-1205





United Van LinesPO Box 502597Saint Louis, MO 63150-2597

United Way1331 Euclid AvenueCleveland, OH 44115-1854


Universal Card SvcsPO Box 8210South Hackensack, NJ 07606-8210





USA Parking Systems, Inc.2217 East 9th StreetCleveland, OH 44115

Vincent Campanella900 Andrews LaneGates Mills, OH 44040

Walter & HaverfieldPO Box 931482Cleveland, OH 44193-0569

Westside Cellular, Inc.23632 Mercantile RoadSte CBeachwood, OH 44122-5916

WF Realty Corp.c/o James A. DeRoche, Esq.1600 Rockefeller Bldg.614 West Superior AvenueCleveland, OH 44113


Wiles & Richards35350 Curtis Blvd.Suite 530Eastlake, OH 44095-4061

Winstar2350 Corporate Park DriveHerndon, VA 20170

WKB Value Partners, LPEaton Center1111 Superior AvenueSuite 1105Cleveland, OH 44114

WorldCom WirelessPO Box 920Newark, NJ 07101

Xceligent, Inc.4231 S. Hocker DriveBldg. 13, Suite 100Independence, MO 64055

XO Communications1220 Broadcasting BlvdReading, PA 19610


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