p n vijay financial services pvt ltd mutual funds
TRANSCRIPT
P N VIJAY P N VIJAY FINANCIAL FINANCIAL
SERVICES PVT LTDSERVICES PVT LTD
Mutual FundsMutual Funds
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Risk In Mutual Funds
Equity Funds - uncertainty in the stock market - competence of fund managers Debt Funds -movements in interest rates -inflation and the state of the
economy
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About PNVF Promoted in May 1990, PN Vijay
Financial Services Pvt Ltd (PNVF) is a SEBI-Authorized Portfolio Manager.
P N Vijay, the promoter of PNVF is a well known Investment Analyst with an experience of over 37 years in the financial sector.
Started career at SBI, moved on to ANZ Grindlays, and served as VP and Country Head, Merchant Banking at Citibank.
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PNVF Credentials Corporate Office in New Delhi and a
network of officers all over India. Qualified professionals well versed in
latest techniques of investment analysis.
Latest communication and automation systems with access to real time data.
Close links with Corporates and leading market players.
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Mutual Funds Product
PNVF offers a product that will manage and monitor your Mutual Funds portfolio -minimizing risk and maximizing returns.
It will be integrated into the overall wealth management of the client.
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Mutual Fund Choices
Wide range of products to choose from:
Equity Mutual Funds-Diversified, Sector specific, Tax saving and Index.
Debt Mutual Funds-Income, Short term, Medium term , Floating rate, Gilt fund.
Hybrid Funds -Equity oriented- Balanced fund. -Debt oriented -Monthly Income plan.
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How It Works-Initial Stage
Client defines his investment goals PNVF designs a mutual fund portfolio
based on his investment objectives. PNVF will implement the agreed upon
strategy to optimize his portfolio returns. If client has an existing MF portfolio, it
will be analyzed using a proprietary valuation model and a churn strategy evolved.
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How It Works- Post Investment
Continuous monitoring of the performance and progress of portfolio.
Refine strategy if required and portfolio rebalancing.
Prompt implementation of the strategy so that the money does not stay idle.
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Procedures
Client will provide the list of Mutual he has. The RM will discuss his risk profile and
investment needs. PNVF will decide the strategy for
investments. RM will implement strategy along with the
client. The Mutual Fund portfolio will be tracked on
the Mutual Fund Tracker software. Portfolio will be tracked monthly and reports
provided to client.
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Fee Structure
PNVF does not charge any fees for managing fund portfolio
We receive commissions directly from the Fund House
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Tax Implications
Debt Mutual Funds The dividend is fully tax exempt in the
hands of investor. Dividend distribution tax at the rate
of 12.5% is deducted by Mutual Fund Houses.
TDS applicable on Long term Capital Gain is 20%.
TDS applicable on Short term Capital Gain is 30%.
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Tax Implications
Equity Mutual Funds
The dividend is fully tax exempt in the hands of investor.
The long term capital gains are also tax exempt.
Only short term capital gains tax is applicable at 15%.
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We realize your money matters to you.
It does for us too. We commit to do our utmost so that you get the best out of it.