Paul Weston13 Old Road, Ashton-in-Makerfield, Wigan WN4 9BG(Telephone) 01942 202649 (Mobile) 07939 577539

(Email) paul_weston@hotmail.com

PROFESSIONAL OVERVIEW:

An experienced Credit Control / Treasury Professional with a proven track record of success working for large organisations and SME operations in the manufacturing and other commercial market sectors. Providing excellent credit management control skills to significantly reduce exposure to bad debt and consistently improve business financial performance. Has also been used as a consultant by companies wishing to improve credit control procedures.

A strong pro-active leader, providing coaching and mentoring to up to 14 credit control, treasury and purchase ledger staff, enabling accounts teams to work together and achieve individual targets and company objectives. He is also equally adept at working in a stand-alone role handling all aspects of credit control on hands on basis.

Experienced in budget control up to £70k, credit insurance, letters of credit, bank guarantees, invoice discounting, assessing and analysing risk and customer lines of credit, reducing bad debts, liaising with external collection & credit reference agencies, preparing legal cases for handover to legal departments, tracking internal fund movements, allocating payments, resolving invoice queries, bank & supplier reconciliation.

SELECTED ACHIEVEMENTS:

United Phosphorus Ltd Reduced debtors from 120 past due date to less than 30 days past due date Wrote and implemented Group Credit Control Insurance Procedures and the Best Way

to Conduct Credit Control, providing associated training to all credit control staff Achieved a bad debt and insurance claim ratio of less than 0.1% of turnover Negotiated with financial institutions & administered invoice discounting facilities of £10m Successfully reduced the credit insurance premiums from 0.34% to 0.13%

Formulated and administered group credit control and insurance procedures Completed daily bank reconciliations for GBP, USD & Euro accounts cash flow forecasting Established & maintained relationships with customers to gain trust & credibility Resolved any invoice queries and facilitated a swift resolution Allocated payments to appropriate cost centers Managed all reconciliations including banking and supplier statements Interpreted credit histories to make decisions on credit extension requests Monitored internal fund movements, logging movements to provide traceability Made well informed credit decisions and set appropriate lines of credit Obtained credit reports sourced from credit bureaus & credit reference agencies Minimised exposure to bad debt, through investigating customer’s financial strength Ensured all avenues of collection were explored prior to legal proceedings Passed customer files to the legal department to recover unpaid moniesCAREER HISTORY:

September 2015 to date Credit Controller Ultra Finishing Ltd Burnley Looking after company’s, 2 largest accounts, both national names reconciling multi branch accounts and chasing arrears by telephone and email going back to 2013

April 2015 to September2015 Voluntary Work with the charity Book Circle in WiganApril 2015 to May 2015 Gaskells Waste Temporary Credit ControllerChasing debtors by Phone and email. Making good relations with customers and sorting out queriesFebruary 2015 to March 2015 North West Ambulance Service 111 Call Centre AgentOctober 2014 to January 2015Department of Work & Pensions Temporary Call Centre Agent Taking calls & resolving queries with regards to claimants on ESA

July 2014 to Aug 2014 Biffa Waste Temporary Credit ControllerCalling clients in the North of England from issued lists

Combined Property Control April 2014 to July 2014 TemporaryContacting tenants by phone & email re arrearsHoward Basford Feb 2014 - March2014 TemporaryCalling insurance companies re repair invoices

Jan 2004 to September 2013: Various Fixed Term Contracts and Temporary Positions Credit Controller Quickco Credit Controller TEG plc Credit Controller Trader Media Credit Controller North West Trucks Credit Control Supervisor Renold plc Credit Controller Paymentshield Ltd Credit Controller Evolve Energy Arrears Letter Project Team GE Capital Purchase Ledger Caip Ltd Credit Controller McGoff & Vickers Treasury Manager BAE Systems Senior Credit Controller Network Rail Credit Controller United Utilities Facilities Management Credit Control Supervisor Chubb Treasury Supervisor Reed

May 1993 to Nov 2003CREDIT / TREASURY MANAGER: United Phosphorus Ltd Responsible for managing a team of 5, including performance, appraisals and KPIs Collection of debt worldwide by myself, agents of subsidiary companies Managed all credit control functions for the UK company and all subsidiary companies Negotiated credit insurance for the UK, USA, Mexico, Mauritius & Australia group companies Oversaw treasury functions for United Phosphorus in the UK with HSBC and Biowin

Corporation based in Mauritius, banking with Barclays offshore in the Isle of Man Managed payment scheduling, overnight deposits and overdraft limit negotiations Handled foreign currency swaps, forward purchasing of currency & currency deal funding Prepared and delivered financial reports to the Directors and bankers

EARLY CAREER:

Credit Control Manager Courtaulds Textiles Ltd Credit Control Supervisor Morganite Thermal Ceramics Ltd Credit Control Manager Sketchley Vending Plc. Senior Credit Controller Union Traffic Ltd Regional Credit Controller TNT Skypak Ltd

ADDITIONAL SKILLS:

Microsoft Office (Word, Excel, Outlook, Explorer) Various financial accounting packages

EDUCATION:

MICM (Through Experience) BS5750 Internal Auditor 5 GCE Qualifications

PERSONAL:

Full Clean Driving Licence Trained Samaritan Former Boys Brigade Officer References available on request

Paul Weston