peninsularealtor® august 2015

Step Up to Leadership ! If you have been considering stepping up into the Leadership of your local REALTOR® Association now is the time to submit your application.

It is hard to measure the many valuable benefits to your business and the many friendships you will make as you serve as a volunteer leader for the Virginia Peninsula Association of REALTORS®. Help us to protect the real estate industry

in your community as a business leader !Please consider the difference you can make and submit your application by August 6th ! For more information please visit the following links: Click here for the BOD Announcement Information

Click here for the BOD Application

VPAR OFFICER & BOARD OF DIRECTOR APPLICATIONS ARE DUE THURSDAY, AUG 6TH

PeninsulaREALTOR® Digital Magazine

The Official Publication of the Virginia Peninsula Association of REALTORS®

AUGUST 2015

https://netforum.avectra.com/eweb/DynamicPage.aspx?WebCode=LoginRequired&Site=VPAR

https://netforum.avectra.com/eweb/DynamicPage.aspx?WebCode=LoginRequired&Site=VPAR

http://www.vpar.org/PDF/nominating/Nominating%20Announcement%202015.pdf

http://www.vpar.org/PDF/nominating/Nominating%20Announcement%202015.pdf

http://www.vpar.org/PDF/nominating/BOD%20Application%20form%202015.pdf

PeninsulaREALTOR® August 2015page 2

PeninsulaPartnersof the Virginia Peninsula Association of REALTORS®

DiamondAtlantic Bay Mortgage

PlatinumREIN Gold

Commonwealth Exterminating CompanyLytle Title

Monarch Bank & MortgageNational Exterminating Company, Inc.

SilverMovement Mortgage

PrimeLendingBronze

Fulton Mortgage CompanyThe Real Estate Book

Union Mortgage

OVER THE YEARS WE HAVE DEVELOPED A SPECIAL PARTNERSHIP WITH MANY OF OUR AFFILIATE MEMBERS WHO HAVE GIVEN SO MUCH FOR OUR

MEMBERS AND ASSOCIATION!

PeninsulaPartners FORM A GROUP OF LOYAL, HARD WORKING AFFILIATE MEMBERS WHO SUP-

PORT THE GROWTH AND PROMOTION OF THE ASSOCIATION AND REAL-TOR® ASSOCIATION MEMBERSHIP

PeninsulaPartners ATTEND ASSOCATION ACTIVITIES AND EVENTS

VOLUNTEER TO SUPPORT THE ASSOCIATION PROMOTE ASSOCIATION ACTIVITIES

SPONSOR ASSOCIATION PROGRAMS AND EVENTS

INTERESTED IN JOINING PeninsulaPartners Call us at 757-599-5222 or click here for a Partner Brochure.

http://vpar.org/PDF/partner/2015%20Partnership%20Program%20Brochure.pdf


Publication Editor

Jim Wetzel, RCEChief Executive Officer

Virginia Peninsula Association of REALTORS®1001 North Campus Parkway

Hampton, VA 23666t. (757) 599-5222f. 757-596-3911

[email protected]

Cindy AndersonDirector of Member Services

Jo McNamara DalyEducation Director & Event Planner

PeninsulaREALTOR® is published monthly by Virginia Peninsula Association of REALTORS® as a

service to its membership.

Virginia Peninsula Association of REALTORS®, “The Voice for Real Estate™ on the Virginia Pen-

insula,” is your local association of REALTORS® representing over 1000 local REALTOR® members

and affiliates.

As members of America’s largest trade association, The National Association of REALTORS® together we represent over 1.1 million members, including NAR’s institutes, societies and councils, involved in all aspects of the residential and commercial real

estate industries.

Our membership is composed of residential and commercial REALTORS®, who are brokers, sales-people, property managers, appraisers, counselors and others engaged in all aspects of the real estate

industry.

The term REALTOR® is a registered collective membership mark that identifies a real estate

professional who is a member of the National Asso-ciation of REALTORS® and subscribes to its strict

Code of Ethics.

PeninsulaREALTOR®Digital Magazine

The Official Publication of the Virginia Peninsula

Association of REALTORS®

2015 OfficersPresident

Dewey HutchinsPresident-Elect

Andy Cohen Treasurer

Chandra Paterson Immediate Past President

Kimi Dornan Directors

Carl Burt • Carla Carney • Sandra Hood Eugenia Jackson • Dee KarlssonAmanda Walsh Patierno • Peggy Todd

CEOJim Wetzel, RCE

Advertising PolicyWhile this magazine makes reasonable effort to establish the integrity of its advertisers, it does not endorse adver-tised products or services unless specifically stated. The publisher reserves the right to reject any advertisement at anytime. Advertisements refused may include, but are not limited to, those that are legally questionable, that may support products or services of questionable standards, or that are inconsistent with the high professional standard of the Code of Ethics of the Association. Advertising is open to REALTOR® members, member firms, affiliate members and non-members. Product advertising is limited to resi-dential subdivisions, commercial, or industrial units and real estate related products and services, excluding per-

sonal listings.Equal Opportunity Policy

VPAR is pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity. The Asso-ciation encourages and supports an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, elderliness, reli-

gion, sex, handicap, familial status, or national origin.Notice

VPAR does not fix, control, recommend, suggest, or main-tain commission rates or fees for services

rendered by cooperating members or non-members.


PeninsulaAffiliatesof the Virginia Peninsula Association of REALTORS®

1st Advantage Fed Credit Union, Alicia Westfall (757) 877-24442-10 Home Buyers Warranty, Carolyn Ricketts (571) 606-8051Alpha Pest Solutions, Sindi Rowell (757) 873-4999Amerispec Home Inspection, Jamison S. Brown (757) 868-0988Atlantic Bay Mortgage Group, John Baldwin (757) 874-6040Atlantic Exterminating Co., Inc, R. Scott Tully (757) 223-9673Bankers Title, LLC, J. Vance Stallings (757) 645-9327BB & T Mortgage of Virginia, Donna Davis (757) 873-6001Coleman & Coleman, PLC, Donnie Coleman (757) 965-8482Colonial Exterminating Co., Kimberly Beckett (757) 599-0889Commonwealth Exterminating Co., Johnny Newell (757) 873-2030Cox Communications, Misty Pritchett (757) 222-8394Creative Chameleon Media, Karen D. Lawson (804) 694-7586E.T. Lawson & Son, Inc., Nancy L. Allen (757) 722-1928Fidelity Bank Mortgage, Nina C. Efird (757) 597-0431First American Home Buyers Pro, Jamie Cook (757) 390-8785Flemings Awards & Promotional, Fleming A. Buck (757) 229-5688Fulton Mortgage Company, Ryan Mutter (757) 223-4330Henry R. Nice Jr, Henry Nice (757) 880-3652HMS Home Warranty, Amy Holloway (800) 843-4663Home Title of Virginia, L.L.C, Peggy H. Truitt (757) 599-4663Home Warranty of America, Tina Carneal-Flowers (757) 675-1185HSA Home Warranty, Myra Federspiel (773) 251-9163Johnson Mortgage Company LLC, Allen Barber (757) 873-1287Jones, Blechman, Woltz & Kelly, Herbert Kelly Esq. (757) 873-8000Kaufman & Canoles, P.C., Mark A. Short (757) 873-6351Keller Williams Elite, Lisa Pen McBride (757) 223-9555Liberty Mutual Insurance, Anne Burke (757) 258-0338Lytle Law, P.C., Brian D. Lytle (757) 595-5655Lytle Title & Escrow, LLC., Heather Fuller (757) 643-7899M.W. McFall Inc. – Real Estate, Bill McFall (757) 873-6731Mares Exterminating Co LLC, Thomas Mares (757) 868-4898Momo’s Cafe, Martha Bennett (757) 240-5854Monarch Mortgage, Tu Ritter (757) 291-4004D. Wayne Moore, Esq. (757) 873-7700

Please join us in supporting our Affiliate Members by contacting them today ! Become an Affiliate here !

Movement Mortgage, Joe Anderson (757) 717-0248National Exterminating Co., Anna Wolpert (757) 599-3621Navy Federal Credit Union, Karen Arient (757) 262-4448Old Point Mortgage, LLC, Rob Runnells (757) 769-7169OVM Financial Inc., Chip Simkins (757) 713-2600Peninsula Title Company, Robin B. McArthur (757) 595-2536PESTOUT, Glen Workman (757) 223-9902PFG Insurance & Benefits, Derry Haywood (757) 873-4508Pillar to Post Home Inspection, Cathi Lynch (757) 870-4073PNC Mortgage, Elyse Callaway (757) 599-6882PrimeLending, Mike Hartnett (757) 368-9910Prof. Termite & Moisture Control, Patrick Rogan (757) 599-3167Prosperity Mortgage, Kevin Hull (757) 490-9200Pro-Tech Exterminating, Inc, Bob Herget (757) 224-1339REIN, Joan Griffey (757) 531-7900Reliance Pest & Termite,Inc., Wayne Kessinger (757) 485-5005Smoke Detertor Man, Dusty Williams (757) 717-7955Staged 2 Sell, Therese Robinson (757) 344-5322State Farm Insurance, Scott Miller (757) 874-8900Suntrust Mortgage Corporation, Tricia Gentry (757) 873-7920Terry Peterson Residential, John Peterson (757) 460-1770The Closers of Virginia, Inc., Bella Trowbridge (757) 595-4707The Daily Press, Jennifer Cunnison (757) 247-4891Tidewater Home Funding, Michele McDaniel (757) 223-9494Tidewater Mortgage Services, Bob Teravainen (757) 594-6165TowneBank Mortgage, Shirley Sasser (757) 687-5000U.S. Inspect , Inc., Kevin Salva (757) 254-2960Universal Pest & Termite Inc., George Pilkington (757) 502-0200USAA, Kemp Ward (757) 679-6983VA Housing Development Authority, Janice Burgess (800) 227-8432VA Peninsula Chamber of Commerce, Mike Kuhns (757) 325-8170Virtual Tidewater, Rosalind Boyle (757) 880-6422Wells Fargo Home Mortgage, Teresa Rutherford (757) 873-3308

REALTORS® prefer working with people they know !

http://vpar.org/new-affiliate-membership/


Opportunity

REALTORS are the heart of a citizen’s opportunity to build a prosperous future by recognizing the American Dream. We are focused on advancing policies that contribute to quality housing, schools, transportation and economic opportunity.

Homeownership is a platform for Americans who strive to improve their lives and provide for the next generation of homeowners. As needs for our services have increased, NAR will continue to invest in initiatives that will help the people we serve. NAR can’t do it alone, nor can we sit around and wait for directives for handling local issues. This is why August is a prime month to invest in leadership and initiatives of our Association. With over one thousand plus members, guidance and collaboration are paramount for our future. Consider the opportunity to make a difference by becoming active in YOUR Association.

The first step is complete since you are an active REALTOR member on the national, state, and local level. The next step is to contribute and create innovative and

new processes to make VPAR better for current and future members. Your ideas count and we want to hear them. As VPAR president, my most rewarding activity has been participating in the new REALTOR Indoctrination classes. So far this year, eighty three individuals have joined our VPAR family. Just think, all successful agents, award winners, and volunteer leadership members were rookies once in their career. The possibility of a future REALTOR of the Year, Salesperson of the Year, Director, Treasurer or President may be in our midst. I hope every one of them achieves their vision of greatness in their endeavors this year and years to come. We work in the land of opportunity, growth, ideas, innovation, and results while having a positive impact in our community. Good luck rookies and find your path to greatness and involvement within our Association.

President’s Messageby Dewey Hutchins, 2015 VPAR President


PeninsulaREALTOR® Membership By Cindy Anderson, Director of Membership

WELCOME NEW REALTORS® Jeremy Dwyer, Heartland Realty, LLCCarol Peake, greg garrett realty.comJohn Challis, Rose & Womble Realty CompanyRonald Marable, Rose & Womble RealtyJulia Ashberry, greg garrett realty.comElise Young, William E. Wood & AssociatesBrittany Kindergan, Keller Williams Elite - PenThomas Moreno, Mid-Atlantic ResidentialJeanette Brown, Tidewater Premier PropertiesTara Wilcox, greg garrett realty.comCasey Jones, Berkshire Hathaway HomeServices Towne RealtyPriscilla Price, William E. Wood & AssociatesMichelle McCullers, William E. Wood & AssociatesStephanie D Frankiewicz, ERA Real Estate ProfessionalsKenneth Walters, William E. Wood & AssociatesKim Farrants, William E. Wood & AssociatesNicole McDougal, Rose & Womble Realty CompanyMaryann Stassinos, Abbitt RealtyClyde Davis, Mid-Atlantic ResidentialCharles Meyer, Century 21 NachmanKarmen Fair, Abbitt Realty

JULY TRANSFERSDebra Daniels, Abbitt ManagementRebecca Floyd, Keller Williams Elite - PenElizabeth Griffith-Munson, Rose & WombleKim Hoskins, Keller Williams Elite - PenPamela Murphy, J. Wright & Associates, Inc.James F. Perry, CENTURY 21 Nachman RealtyJamie Shannon, Real Estate Depot, LLCJamie Van Bergen, Prudential McCardle Realty

WECOME NEW AFFILIATES

Tina Carneal-FlowersHome Warranty of America

Dusty WilliamsSmoke Detertor Man

Mike Kuhns VA Peninsula Chamber of Commerce


©2012 National Association of REALTORS®

You can pinpoint the exact moment someonerecognizes a home ownership advocate.

When a potential client spots you wearing your REALTOR® pin, they instantly know it stands for professionalism, expertise and ethical business practices. And now, they’ll also recognize that you stand up for their rights as a home owner.

NAR national advertising efforts are now focused on home ownership advocacy issues. Wear your REALTOR® pin proudly and let consumers know that you are dedicated to protecting their rights as a home owner and that you are the ultimate home ownership advocate.


SERVICE ANIMALS IN HOUSING & PUBLIC COMMON AREAS: AN OVERVIEW OF THE REQUIREMENTS UNDER THE ADA AND FHA

Service animals are often essential to a dis-abled individual’s ability to function in society without constant human assistance. The ben-efits are well established and heavily enforced federal laws have been enacted to protect these disabled individuals’ rights to utilize service animals in public housing and places of public accommodation. Specifically, the Fair Housing Act (FHA) sets the requirements regarding the admission of service and assistance animals in rental offices, property manager offices, public entities providing housing, privately owned housing, assisted living facilities, and housing provided by universities and other education centers. Title III of the Americans with Disabil-ities Act (ADA) sets the requirements regarding admission of service and assistance animals in the public common areas in and surrounding each of those places subject to the FHA.

This area of law can be quite simple and easy to apply in some circumstances and very confus-ing and quite difficult in others. It is commonly accepted, for example, that a dog assisting a blind individual is a service animal and that the blind individual is suffering from a disabil-ity. Accordingly, most establishments would

not think twice before granting admission to the disabled individual with his or her service dog. What about a service dog accompanying an otherwise fully functioning individual for the purposes of detecting and warning that in-dividual of an impending seizure? After some explanation, most would make the correct de-cision and grant admission to a service animal of this sort. What about a cat assisting an in-dividual with anxiety? Some may try to draw the line here, arguing that a cat is not an appro-priate service animal or that it is incapable of actually assisting an individual suffering from anxiety. This scenario is a bit tricky, however. Often times, barring such a cat from admission would be prohibited by the FHA but permis-sible under Title III of the ADA.

This article provides an overview of how the different requirements of the FHA and Title III of the ADA apply to private and public housing, establishments associated with housing, and places of public accommodation within those establishments. Consulting with an attorney prior to turning away a disabled individual with a service animal is advisable and highly recommended. However, when the practical time constraints associated with a request pre-vent such consultation, being familiar with the information provided below will be extremely helpful.

The FHA applies to virtually all types of private-ly owned and public housing. Notwithstanding any general rules concerning pets, all housing providers must consider disabled tenant and applicant service animal related requests for a reasonable accommodation. Under the FHA, an individual may keep any service animal in

The Legal CornerBy Herbert V. Kelly, Jr. AND Britney H. MadduxJONES, BLECHMAN, WOLTZ & KELLY, P.C.


PeninsulaREALTOR® UPCOMING EVENTSby Jo McNamara Daly, Director of education and events

Save The DatesREALTOR FEST - TUESDAY, SEPT. 22nd

“TAKE ACTION” WITH VPAR” AT THE MARRIOTT IN CITY CENTER! A GREAT WAY TO CONNECT WITH YOUR INDUSTRY PEERS. PLEASE

SEE THE LINK BELOW FOR MORE INFORMATION AND THE VENDOR REGISTRATION FORM! LAST YEAR WE SOLD OUT!!

http://www.vpar.org/PDF/realtorfest/Vendor%20Registration%20Form%202015.pdf

IT IS A HOLLYWOOD THEME - LUNCH INCLUDED - WITH A SOCIAL AT THE END OF THE DAY! WILL YOU DECORATE YOUR BOOTH WITH A SPECIFIC MOVIE THEME? BEST

DECORATED BOOTH WINS A FREE BOOTH NEXT YEAR! Please let your contacts who have individual businesses - a la Mary Kay, Silpada etc... know too! Booths are still available but

going fast!

TAKE ACTION AND CALL JO MCNAMARA DALY AT 599-5222 OR EMAIL [email protected] WITH QUESTIONS.

VPAR Election Day – Monday, Oct. 19th

VPAR General Membership Breakfast – Tuesday, Oct. 20th

VPAR Installation & Annual Awards Banquet – Friday, Nov. 6th

Register for ProgramsOnline at members.vpar.org

or Call us at 757-599-5222

ttp://www.vpar.org/PDF/realtorfest/Vendor%20Registration%20Form%202015.pdf

http://members.vpar.org


Atlantic Bay’s 90% NO MI Jumbo Advantage Loan has great options for clients seeking jumbo financing but

wish to make a smaller down payment than the traditional 20% most programs demand. Unlike most lenders,

the 90% NO MI Jumbo Advantage Loan offers clients the ability to put a 10% down payment on new home by

combining a 1st & 2nd mortgage where the combined loan amount does not exceed $1.2 million.

• 10% down available with a 1st & 2nd mortgage not to exceed a combined loan amount of $1.2 million

• 85% loan-to-value up to $1,500,000 loan amount with no mortgage insurance (Credit must be 740 or higher)

• Interest only ARMs available at 80% loan-to-value with loan amounts up to $650,000 & 70% LTV with loan amounts up to $1.5 million

• Cash-out refinances up to 80% loan-to-value on primary residences

• Owner occupied and second home eligible

• Fixed rate and adjustable rate loans available

• Only one appraisal required

• 6% seller cost assistance for LTV’s over 70%. 9% for LTV’s 70% or less

• Borrower may own unlimited number of properties on an owner occupied loan

• No pre-payment penalty

• Debt ratio up to 43%

Program Highl ights

Revision Date: April 14, 2015

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed.Not a commitment to lend. Communication is intended for real estate professionals and not for the general public.

[email protected]:www.atlanticbay.com/johnbaldwin

JOHN BALDWINVice PresidentNMLS #211255

Can you “Give Me Five”? At our leadership installation this year our 2015 VPAR President Dewey Hutchins of Liz Moore & Associates asked all of our members to “Give Me Five” ! Just 5 hours of volunteer work in your community. Click Here to Log Your Hours Often!


THE LEGAL CORNERService animals continued

his or her dwelling as a reasonable accommo-dation if all of the following requirements are met:

(1) the person has a disability;

(2) the animal is necessary to afford the person with a disability an equal opportunity to use and enjoy the dwelling; and

(3) there is an identifiable relationship or nex-us between the disability and the assistance the animal provides.

If these requirements are met, the housing pro-vider must not only provide reasonable accom-modation for the disabled individual, but must also waive any “no pets” policies and may not charge any fees as a condition of allowing the service animal to reside with the tenant.

The inquiry does not actually end there, how-ever. There are also some exceptions. A re-quest for a reasonable accommodation may still be denied if doing so would cause an un-due financial and administrative burden on the provider or would fundamentally alter the na-ture of the services otherwise provided to all tenants. Additionally, if the animal in question poses a direct threat to the health or safety of others or would cause substantial damage to the property of others and such threat or dam-age cannot be reduced by some other reason-able accommodation, the tenant or applicant request may be denied.

When evaluating a request for a reasonable ac-commodation and any potential exceptions, it is also important to be aware of strictly enforced FHA parameters. A housing provider may only request medical documentation evidencing an individual’s disability if the individual’s dis-

https://vpar.wufoo.com/forms/z1gcghck1goeyc1/



Monday, August 10th 4:00 pm—6:00 pm 2 hours Pending CE/PLE NIGHT COURT

OUR ATTORNEY WILL COVER:

Short Sale Ratification Default Termination Release Q & A Sponsored by:

LEGAL INSTRUCTOR: Laura Foley, Virginia Association

of Realtors® Legal Counsel

Register at members.vpar.org

or Call the Association Office

757-599-5222

DON’T MISS THIS OPPORTUNITY!

VPAR Office 1001 North Campus Pkwy

Hampton, VA 23666

COST: $20 Members $25 Non-Members

2 Hours Contracts for CE 2 Hours Current Industry Issues/Trends for PLE

“CRITICAL CONTRACT ISSUES”: Brought to you by the

VPAR Risk Management Committee in partnership with VAR



RESPA/TILA REFORM SEMINAR WHEN & WHERE WEDNESDAY, SEPTEMBER 9TH, 2015 4pm - 6pm AT VPAR

MEMBERS COME & HEAR IT OR ASK IT: FROM LENDERS FROM SETTLEMENT COMPANIES

FEATURING LENDERS—TU RITTER OF MONARCH MORTGAGE & ALISON HUTSON OF WELLS FARGO HOME MORTGAGE FEATURING SETTLEMENT AGENTS- BRIAN LYTLE, ESQ. & HEATHER FULLER, GM OF LYTLE TITLE

BROUGHT TO YOU BY THE VPAR PROFESSIONAL DEVELOPMENT COMMITTEE

THE RIPPLE EFFECT FOR OUR INDUSTRY…

REGISTER members.vpar.org 757-599-5222 EXT. 302 [email protected]

COST: $15

WE ARE ALL IN IT TOGETHER!

LEARN ABOUT EXACTLY WHAT THE RULE IS WHAT EXACTLY IS THE

“BUSINESS DAY” WHAT IT DOES NOT APPLY TO BENEFITS FOR CONSUMERS CLOSING DELAYS COSTLY ISSUES FOR CLIENTS INITIAL PROBLEMS BE PREPARED INTEREST RATE GAMES RECOMMENDATIONS Q & A WITH THE PANEL

SPONSOR: National Exterminating

2015 Virginia Real Estate License Continuing Education

When you think Continuing Education think VPAR!

8HR CE Required & Elective Courses - $50 COURSE HOURS: 8:30 A.M. – 5:00 P.M.

8HR Required Course Dates (ce only)August 4 . September 15

October 6 . November 3 . December 1

8HR Elective Course Dates (ce only) August 11 . November 10

3HR CE Code of Ethics Courses - $30COURSE HOURS: 9:00 A.M. – 12:00 P.M.

( 3HR - CE & PL)July 21 . Sept 21

Payment required in advance to guarantee registration. VPAR reserves the right to cancel class if less than 10 students are registered.

Students must give 48 hours notice of cancellation for a full refund.

Classroom days/times don’t fit your busy schedule. Then log onto to our website at www.vpar.org to register for our ap-

proved online courses.

Questions? Contact Jo McNamara Daly757-599-5222 ext. 302. or [email protected]

Register Online at members.vpar.orgor Call 757-599-5222


The PeninsulaRealEstateSchoolby Jo Mcnamara Daly, Director of Education & Events

park to list the names of their building tenants. This will help bring much-needed recognition and visibility to those businesses! Kudos for some good economic development policy!

NEWPORT NEWSVPAR, the City’s Planning Department and Dr. Tom Hall from CNU continue to collaborate in data sources to be taken under review by Dr. Hall, the economist who is conducting the housing needs study and market analysis in the City. From Census Data to the American Community Survey, to statistics from REIN to City-wide apartment data, Dr. Hall is taking as much data and information as he can gather. The target completion date for the study to be released to VPAR and the City is mid- to late-August. The PPC will review the draft report initially as will the City Planning Department; from there, we will assess how best to formulate the study into a meaningful housing policy, perhaps starting with formulating housing goals and objectives as part of the City’s Comprehensive Plan that currently is under review. Stay tuned….there is continued excitement from City leaders on this effort that is underwritten by VPAR, courtesy of a NAR Housing Opportunity Grant!


The PeninsulaMonitor by Susan Gaston, LEGISLATIVE CONSULTANT

AUGUST 2015

PUBLIC POLICY QUOTE OF THE MONTH: “Wishful thinking is not sound public policy.” By Dr. Bjorn Lomborg, Director Copenhagen Consensus Center

LOCAL ISSUES

HAMPTONLate last month, town-hall style workshops known as “Dutch Dialogues” began taking place with area officials to discuss how leaders and residents in Hampton and Norfolk can address flooding and land subsidence. Two areas of Hampton Roads are being studied including Hampton and Norfolk. In Hampton, the Newmarket Creek watershed is a vein that branches through the city’s centermost neighborhoods, causing periodic flooding during heavy rainfalls as well as strong nor’easters and hurricanes. The Tidewater Drive district in Norfolk is also an area that periodically floods.

The City, local businesses and the military are discussing next steps so that concrete action items can be formulated and implemented. VPAR has been party to those discussions and will play an active role in developing potential responses and “asks.”

The City Council voted unanimously to approve the provision to the zoning ordinance that will allow VPAR and other commercial tenants in the Hampton Roads Center office

http://www.virginiarealtorschoose.com/contribute/

VPAR is taking an active role along with Chamber and City leaders to elevate the importance of Ft. Eustis as an economic driver of the Peninsula. This new effort kicks off in earnest with the convening of the Ft. Eustis Civic Leaders Association (ECLA); the Association’s Legislative Consultant, Susan Gaston, is an appointed member to ECLA and will serve in the role as Secretary. In early September, ECLA members will receive a tour of the base and an in-depth briefing of the mission, the future and the role of the community in protecting the installation from additional cuts. VPAR members continue to receive kudos from the Eustis leadership for being part of the Community Conversation back in February; that level of activity played a significant role in keeping the staff reductions much lower than expected.

YORK COUNTYVPAR is pleased to have the opportunity to work again with Neil Morgan, the former City Manager of Newport News who now has taken the reins in York County! VPAR’s Legislative Consultant met with Neil recently, and as he did when he served as the top executive in Newport News, Neil is keeping an open door, recognizes the important role that VPAR plays and looks forward to our input.

STATE ISSUES

Legislation passed in the 2015 General Assembly Session became law on July 1st…only a matter of days ago. Check out those details here: http://www.virginiarealtorschoose.com/2015-new-laws/But not one to rest on our laurels, VPAR has

submitted proposed position statements to VAR for the 2016 General Assembly Session. Partnering with the Hampton Roads REALTORS® Association, VPAR submitted a request that VAR consider supporting the establishment of the Virginia Shoreline Resiliency Fund for the purpose of creating a low-interest loan program to help residents and businesses that are subject to recurrent flooding. Monies from the Fund may be used to mitigate future flood damage. The Fund is to be administered by the Virginia Resources Authority. This legislation was introduced by Sen. Lynwood Lewis (D-6th) in 2015 to establish the Virginia Shoreline Resiliency Fund. The proposal had no dedicated source of revenue. The bill passed the Senate 39-0 and reported out of the House Committee on Agriculture, Chesapeake and Natural Resources 21-1. However, the bill failed to report out of the House Appropriations Committee. The House Appropriations Committee does not look favorably upon the establishment of Funds without any earmarked money.

With Virginia realizing a revenue surplus, we hope to capitalize on those extra dollars and secure state appropriations to initiate this effort. MUCH MORE TO COME….but this is your Public Policy Committee at work!

FEDERAL ISSUES

In the next couple of weeks, the U.S. House of Representatives is scheduled to vote on H.R. 9 – The Innovation Act of 2015, which will take vital steps to protect the real estate industry from frivolous lawsuits brought by patent


The PeninsulaMonitor continued

http://www.virginiarealtorschoose.com/2015-new-laws/



trolls. NAR is supporting H.R. 9.REALTORS® are targeted by patent trolls at alarming rates for simply using common business technologies like dropdown menus and search functions on websites or scan-to-email technologies found in every office scanner. Patent trolls exist solely to purchase old patents and to use the threat of expensive lawsuits to extort money from legitimate businesses. Congress must pass common-sense comprehensive patent litigation reform to protect Main Street businesses and REALTORS® from patent troll abuse.

TAKE ACTION TODAY BY CLICKING ON THE LINK BELOW! http://www.virginiarealtorschoose.com/take-action-stop-patent-trolls/


The PeninsulaMonitor Continues

OCTOBER 3rd NEW DATE for TRID IMPLEMENTATION

The Consumer Financial Protection Bureau (CFPB) has announced that the October 3rd start date for the new TILA-RESPA Integrated Disclosure (TRID) rule is now official.

The original implementation date of August 1st was delayed after NAR and other industry groups pointed out that the August/September timeframe is especially busy and therefore not a good time to implement major changes in the mortgage closing process.NAR also continues to press CFPB for written guidance on a number of issues including the need to be specific on the nature of its early review and enforcement of the TRID rule. On that point, CFPB Director Cordray last week told the Senate Banking Committee that the agency’s early review of lender handling of the new rules will be “corrective, not punitive.” He said that policy will be in effect “for many months.”

Remember to consult www.realtor.org/respa for complete information on the new TRID rules as well as posted webinars and training sessions.

Should you have questions on these or other issues, or for additional details, please contact Susan Gaston, VPAR’s Legislative Consultant, at 757-871-1445 or at [email protected].

http://www.virginiarealtorschoose.com/take-action-stop-patent-trolls/

http://www.virginiarealtorschoose.com/take-action-stop-patent-trolls/

mailto:http://WeAreTheR-Peninsula.com?subject=

mailto:[email protected]

mailto:[email protected]


NEW LOWER CREDIT LIMITS & Larger Loan Amounts on Government Loans

Atlantic Bay off ers several government loan programs that have lower credit score criteria and larger loan limits than traditional mortgage companies. As a Ginnie Mae Issuer/Servicer, you and your clients can enjoy more fl exible loan terms without the hassle of unreasonable overlays.

Here’s a quick comparison between Atlantic Bay and other mortgage companies:

Working with a Ginnie Mae lender in today’s lending environment is a must-have for any agent working with clients who qualify for government loans. Your clients will experience more fl exible loan qualifying terms, and higher loan limit amounts giving them more home fi nancing options – a win/win for you and your client. You’ll rest assured by working with the Atlantic Bay team that your clients will be in good hands.

As always, you can continue to count on us to provide top service to your clients, and get themthe � nancing they need to purchase the home of their dreams.

FHA/VA CREDIT SCORE

USDA CREDIT SCORE

VA LOAN LIMITS

CREDIT RESCORING

FULLY UNDERWRITETBD PROPERTIES

UPFRONT UNDERWRITING

640

640

( Conforming loan limit )$417,000

Not Typical

Very Rare

Not Typical

580

620

( Up to )$1.5 million

Yes!

Yes!

48 Hours

TYPICAL LENDER ATLANTIC BAY

*Credit scores less than 640 have additional requirements which include but are not limited to reserve requirements and limitations on using gift funds. * General guidelines subject to Underwriter Review. ** Income limitations. This information is provided for business and professional use only and is not to be provided to a consumer or to the public. This information is provided to assist real estate professionals and is not an advertisement to extend consumer credit as defi ned by Section 1026.2 of Regulation Z. Fees, Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in.

Revision Date: Sep 30, 2014

[email protected]:www.atlanticbay.com/johnbaldwin

JOHN BALDWINVice PresidentNMLS #211255


The Legal CornerService Animals Continued

ability is not readily apparent. Likewise, the provider may only request documentation to show that a disability necessitates the use of a service animal if the disabled individual’s need is not apparent. Finally, providers are strictly prohibited from requesting any documenta-tion to illustrate that a service animal is certi-fied or individually trained.

Title III of the ADA controls service animal ad-mittance requirements for all places of pub-lic accommodation located within or around those establishments subject to the FHA test just previously discussed. The ADA require-ments are a bit stricter than the FHA require-ments. Under the FHA, for example, any ani-mal can qualify as a service animal if it meets all of the other requirements however, trained dogs and, just recently, miniature horses are the only types of animals that may qualify as service animals under the ADA. The ADA also expressly precludes emotional support ani-mals from protection. The ADA requirements are certainly more rigid with respect to the types of animals that may qualify and with re-spect to the types of disabilities recognized as necessitating the assistance of a service ani-mal. Nevertheless, it would be foolish to take any ADA type requests for a reasonable accom-modation lightly. Consider for a moment, for example, a reasonable accommodation request for a dog or miniature horse trained to detect and assist in avoiding or lessening the impact of an anxiety attack. Somewhat surprisingly, such a dog or horse is classified as a service animal under the ADA and must be admitted. Ensuring avoidance of any liability due to inap-propriate prohibition of a service animal on an establishment’s premises requires a thorough evaluation of every request pursuant to the

framework below.

It is most important to understand that under the ADA, there are instances in which a dis-abled individual and his or her service animal must be admitted into an establishment with-out any preliminary inquiry made by that es-tablishment. This will be the case whenever it is readily apparent that an individual is dis-abled and that the animal accompanying the disabled individual is trained to do work or perform tasks for the disabled individual. If it is not readily apparent that the individual has a disability or that the animal is trained to do work or perform tasks for the disabled in-dividual, the requirement that covered estab-lishments must admit service animals may be subject to an initial two part test:

(1) an inquiry into whether the animal is a ser-vice animal required by a disability and

(2) an inquiry into what work or tasks the ani-mal has been trained to perform.

An establishment may offer voluntary regis-tries for the convenience of disabled individu-als and their service animals but it may not require an individual, as a part of the second inquiry, to provide documentation to prove that a service animal is adequately trained. In fact, individuals with disabilities are permitted to train their service animals themselves, mak-ing it quite possible, and permissible under the ADA, for no such documentation to exist.

There are also some exceptions to the require-ment for a reasonable accommodation under Title III of the ADA. There are three scenarios in which an otherwise qualified service animal may be denied access under the ADA:


Scenes From Our July Social At Second Street BistroNewport News, Va

THANKS TO OUR SPONSOR MONARCH MORTGAGE

Vpar JuLY HAPPENINGS


Thanks VPAR Realtors For All Your Support

• Kiln Creek Golf Club & Resort : It was a beautiful day for the 25th Silver Anniversary Annual Golf Tournament sponsored by the VPAR Charitable Foundation. And best of all, a lot of fun people on the course, playing and working the holes for their companies.

•• Yes it was a little warm and there was a threat of thunderstorms that afternoon but everybody

played and had a good time. The Kiln Creek staff took care of us like we were at the Masters Golf Tournament in Augusta.

• Comments’ circling around the Peninsula community were that it was one of the best tournaments ever put on by the Association. On top of that, it was a huge success financial. We don’t have all

the final numbers in yet, but the VPAR Charitable Foundation is looking to donate more $12,000 to local charities here on the Peninsula. This money will help support be helping local charities related to homelessness on the Peninsula. Such charities as Youth Challenge, LINK, Menchville House, HELP, Transitions, Natasha House, Operation Breakthrough and the Hampton‐ Newport News Community Services Board have all received numerous donations over the years.

•• The VPAR Charitable Foundation would like to thank all the golf committee, volunteers, players,

sponsors, Kiln Creek Golf Club & Resort and VPAR for all the support everyone gave before, during and after this great event. We are already planning next year’s tournament tentatively in April or May (when it is not as HOT) in 2016

•• For more information about the VPAR Charitable Foundation, contact Tu [email protected] or 757‐291‐4004


(1) the service animal is out of control and the owner is unable to take effective action to re-gain control,

(2) the service animal is not housebroken, or

(3) the service animal poses a direct threat to the health or safety of other individuals utiliz-ing the area and such threat cannot be reduced or eliminated by some reasonable modifica-tion to general rules and procedures.

Entities are also permitted to conduct an as-sessment of the following four factors when they are evaluating the appropriateness of ad-mission of miniature horses:

(1) whether the horse is housebroken,

(2) whether the horse is under the owner’s control,

(3) whether the facility can accommodate the horse’s type, size, and weight, and

(4) whether the horse’s presence will compro-mise the requirements for safe operation of the facility.

Taking the position that an exception exists should be handled with care and, unless the animal is posing an immediate threat to an-other’s safety, should not be taken prior to consulting with an attorney or other individual with expertise in this area of law.

Many of the establishments mentioned in this article are subject to the requirements of both the FHA and the ADA. Compliance with one law does not guarantee compliance with the other and the ADA regulations expressly state that the ADA requirements may not be used as an avenue to reduce a housing provider’s or

other covered establishment’s duty to accom-modate service animals pursuant to the re-quirements established by the FHA. Establish-ments covered by both the FHA and the ADA should first determine whether the service animal meets the qualifications for admittance under the FHA and then, only after arriving at a decision under the FHA framework, evaluate the request using the ADA framework.

Violations of either of these acts can subject housing providers and facilities to severe monetary penalties. It is the establishment’s responsibility to understand and apply the laws correctly and it is therefore, incumbent on them to seek legal counsel if they are ever unsure as to the validity of the result of their application of a test or exception to a disabled individual’s service animal. To further avoid potential liability, it would also be wise to train employees, representatives, and agents on the scenarios they will encounter most frequently when disabled individuals seek to visit or re-side on premises with their service animals and how to most effectively handle those mat-ters within the constraints of the questions permitted by the ADA and the FHA.

The Legal CornerService Animals Continued

Defeated a 500% Increase We helped to defeat a budget amendment that would have increased the deductible that property owners, including

YOUR clients, pay to have their leaking underground oil tanks cleaned up and repaired by 500%. The current $500 deductible was proposed to go up to $2,500.

The petroleum tank increase was a budget amendment.

Prison time: 1 to 6 years We added a felony charge to any criminal who lures or entices a REALTOR® to a property with the intent to do harm.

The added felony will increase a criminal’s sentence by up to 6 years. The 1-6 years are the statutory sentencing guidelines.

Save $150 - $500/hr. on attorneys’ fees We continued to refine legislation that allows property managers to represent your clients in General District court

without needing an attorney. So, how much would your attorney charge per hour? Typically, attorney fees range from $150 - $500/hr.

$12,000 back to consumers Under a new law that VAR drafted, we have made it easier for Virginia consumers who have received a court judgment to

collect damages from the Real Estate Transaction Recovery Fund. The average claim is approximately $12,000. The $12,000 figure is an estimate by the DPOR finance staff on the average claim that comes before the Board.

Wiped out $200/per Sign Fines We worked with a state legislator to prevent a proposal creating daily fines of $200 for any sign in any public right of

way. How often do you use such signs for your listings? 10 days for 1 sign = $2,000 The $200 per sign was the language in the proposed bill VAR was able to stop.

Keep RPAC of Virginia working for you! Without your support, RPAC cannot remain a powerful voice on key legislative issues. Your dollars help us make our voice heard.

Visit: VirginiaRealtorsChoose.com

RPAC of VIRGINIA VICTORIES BY THE NUMBER$ . . .

RPAC makes a difference. Just look at the numbers!

Although the information contained herein was provided by sources believed to be reliable, Thalhimer makes no representation, expressed or implied, as to its accuracy and said information is subject to errors, omissions or changes.

For more information, please contact:

CUSHMAN & WAKEFIELD | THALHIMER Compass Pointe

One Compass Way, Suite 100 Newport News, VA 23606

www.thalhimer.com

TERESA NETTLES Senior Vice President (757) 873 9268 [email protected]

1001 NORTH CAMPUS PKWY. HAMPTON, VA

OFFICE FOR LEASE VPAR BUILDING

PROPERTY FEATURES Suite 202: 3,462 SF Lease Rate: $16.50/SF, Full Service Conference room rental available to Tenants Close proximity to NASA & Langley Air Force Base Situated close to Interstate 64 & Coliseum Central Business District Large surface parking, 150 spaces

DEMOGRAPHICS 1 Mile 3 Mile 5 Mile

TOTAL POPULATION 3,611 60,554 197,574

TOTAL HOUSEHOLDS 1,505 24,969 78,420

AVERAGE INCOME $72,570 $69,590 $67,027


Although the information contained herein was provided by sources believed to be reliable, Thalhimer makes no representation, expressed or implied, as to its accuracy and said information is subject to errors, omissions or changes.

For more information, please contact:

CUSHMAN & WAKEFIELD | THALHIMER Compass Pointe

One Compass Way, Suite 100 Newport News, VA 23606

www.thalhimer.com

TERESA NETTLES Senior Vice President (757) 873 9268 [email protected]

1001 NORTH CAMPUS PKWY. Office for Lease

1001 North Campus Pkwy. Second Floor Available Space


Full service marketing & innovative mobile platformsall designed with your business in mind.

NMLS# 176544 . Member FDIC

MonarchWhere homebuying dreams take flight.

Got Bugs?UNDER STRUCTURE REPAIRS?TERMITES? WARRANTY? BED BUG

Commercial or ResidentialCall for a free inspection.

www.commonwealthext.com


RealEstateBook.comPRINT - WEB - MOBILE - SOCIAL - DIRECT MAIL

Featuring:250 characters/25 per lineEast Wilmington,Rutherford, Grand Lakes,Arington Hills, Coolidge,Elrot, Florence, Gilbert,Gold Canyon, King andQueen, Cedar Crest,Bristol, Newport, Jackson,Madison, Elbertville,BarrowALL ACROSS NORTH AMERICA

THERealEstateBook®

Volume 00, Issue 00

RealEstateBook.comPRINT - WEB - MOBILE - SOCIAL - DIRECT MAILTo see a sample listing on your smartphone, Text T312634 to 85377.

Learn more at RealEstateBookMediaKit.comFor FREE MAGAZINES or to ADVERTISE, visit our website or call 800-841-3401.

Bill McFallMarket Representative

The Market Leader in Hampton Roads, VA & North America

780 Pilot House Drive, Building 400B Newport News, VA 23606

office: 757-873-6731 • cell: 757-286-6731 • fax: 757-273-8275email: [email protected]

www.RealEstateBookHR.com

Cell (757) 870-1266Office (757) 488-6434

bankatunion.com/timblowe

Union Mortgage Group, Inc.

603 Pilot House Drive Suite 225 - Newport News, VA 23606

Tim Blowe

MORTGAGE NOTICE: This is not a commitment to lend or extend credit. Restrictions may apply. Information and/or data is subject to change without notice. Allloans are subject to credit approval. Not all loans or products are available in all states. Union Mortgage Group, NMLS#: 173406 (www.nmlsconsumeraccess.org)

NMLS# 476397 (www.nmlsconsumeraccess.org)

[email protected]

Branch Manager

Termite Control Warranty Termite & Moisture Inspection Reports Termite & Moisture Damage Repairs Integrated Pest Management Bee & Wasp Treatment & Removal Specialized Rodent Control Prompt & Quality Service

Bed Bug Service Dehumidifier Sales and Installation Moisture & Fungus Control Review of Inspection Report with Agent / Property

Manager ADVANCE Termite Colony Elimination System

Reach us on the Peninsula and Southside

Phone: 757-599-3621 Fax: 599-5867

Email: [email protected]

“Recognized in the Top 100 exterminating companies nationwide by PCT since 2003”

“Delivering quality services and value to all of our customers, with consistent output and continuous attention to detail.”

12484 Warwick Boulevard, Newport News, VA 23606

SPECIALIZING IN TERMITE AND PEST CONTROL WARRANTY FOR SOUTHEASTERN VIRGINIA

Termite Control Warranty Termite & Moisture Inspection Reports Termite & Moisture Damage Repairs Integrated Pest Management Bee & Wasp Treatment & Removal Specialized Rodent Control Prompt & Quality Service

Bed Bug Service Dehumidifier Sales and Installation Moisture & Fungus Control Review of Inspection Report with Agent / Property

Manager ADVANCE Termite Colony Elimination System

Reach us on the Peninsula and Southside

Phone: 757-599-3621 Fax: 599-5867

Email: [email protected]

“Recognized in the Top 100 exterminating companies nationwide by PCT since 2003”

“Delivering quality services and value to all of our customers, with consistent output and continuous attention to detail.”

12484 Warwick Boulevard, Newport News, VA 23606

SPECIALIZING IN TERMITE AND PEST CONTROL WARRANTY FOR SOUTHEASTERN VIRGINIA

Interested in advertising your company ? Click here for our 2015 Adverstising Information

or call us at 757-599-5222 today.

http://vpar.org/PDF/On-line%20Advertising%20Information.pdf


The Virginia Peninsula Association of REALTORS® presents…

The Accredited Buyer Representative Designation

(Approved for 13HRS CE/PL credit)

Instructor: Pat Snyder

Accredited Buyer Representative Designation Course – September 2 & 3, 2015

NAME: FIRM:

ADDRESS: MEMBER#:

CITY: STATE: ZIP:

PHONE: E-MAIL:

Method of Payment: Check

Credit Card # Exp. date

Signature (Your signature indicates acceptance of VPAR registration policy and authorization of credit card charges.) Real Estate License # Exp. date

PLEASE RETURN TO VPAR AT FAX NUMBER 757-596-3911; MAIL TO VPAR, 1001 North Campus Parkway, Hampton, VA 23666 or register online at members.vpar.org

QUESTIONS? CALL 757-599-5222 *Cancellations must be received within 48- business hours of course to receive a refund. Registrations are

non-transferable. On-site late registration fee is $325. VPAR RESERVES THE RIGHT TO CANCEL THE COURSE IF MINIMUM REGISTRATIONS ARE NOT MET.

Please notify us in advance if you have a disability that requires special services.

Wednesday & Thursday September 2 & 3, 2015 8:30 a.m. – 5:00 p.m.

SEPTEMBER IS A SPECIAL DISCOUNT MONTH (REGULAR MEMBER RATE IS $295)

VPAR Headquarters Training Room A 1001 North Campus Parkway Hampton, VA 23666 Early Bird Pricing before 8/28 by NOON

Members: $255 Non-Members: $275

Register after, Members: $275 Non-Members: $300

*On-site registration fee is $325


Virginia Peninsula Association of REALTORS® Vendor Form REALTOR® Fest – VPAR TAKES ACTION Tuesday, September 22nd, 2015 12:00 – 4:00 p.m.

Newport News Marriott at City Center Please complete this form and send to VPAR, 1001 North Campus Parkway, Hampton, VA, 23666 together with your check made payable to VPAR no later than September 10th to be included in printed materials. Space is limited and will be given on first come, first serve basis. Registrations paid by credit card (Visa, MC, AMX, or Discover) can be faxed to 757-596-3911. If you should have any questions, please call Jo McNamara Daly at 599-5222 ext. 302.

Doors will be open for set-up at 10:30 a.m. All vendors must have their booths ready for display by 12:00 p.m. Feel free to decorate your booth in our Hollywood/Movie theme! A 10’ space with a skirted (8’) table and 2 chairs will be provided. Each Vendor is limited to two (2) representatives at their booth. Additional representatives may attend for $20 per person. Door prizes are appreciated and encouraged.

A SOCIAL WILL FOLLOW THE TRADESHOW FROM 4-6 P.M. AT THE MARRIOTT BAR AND PATIO! My Company would like to participate at follows: □ Sponsorship Level I (Limited to 8) $450.00 Members $500.00 Non-Members Includes:

Ad on continuous slide projection Half page ad/logo in event program

(camera-ready artwork provide by Sponsor) Name listed on totebag with other Level I

Sponsors One 8’ table and 2 chairs in chosen location Recognition as food and beverage sponsor Set of member labels to promote your

presence at the Trade Show Roster of attendees

□ Sponsorship Level II $350.00 Members $400.00 Non-Members Includes:

Ad on continuous slide projection Quarter page ad/logo in event program

(camera-ready artwork provide by Sponsor) One 8’ table and 2 chairs Set of member labels to promote your

presence at the Trade Show

□ Vendor Only $200.00 VPAR Members $275.00 Non-Members

Includes: Name in program One 8’ table and 2 chairs

□ Tote Bag Sponsorship (Limited to 8) $250.00

Have your company logo printed on the attendee tote bag to be distributed at check-in. (14 ¾” x 13” x 10” Eco-design bag with 10” gusset) Makes a great reusable shopping bag as we work towards a greener planet.

Additional requirements requested: Electricity - $50.00 extra if requested in advance. If requested on-site, charge is $75

(You will have to provide your own extension cords) High Speed Internet Connection - $25.00 extra (only Wi-Fi available)

Other

Enclosed please find check in the amount of: Sponsorship Level I $ 450.00/500.00 $ Sponsorship Level II $ 350.00/400.00 $ Vendor Only $200.00/275.00 $ Tote Bag Sponsorship $250.00 $ Other requirements (Electricity/Internet/Add’l Rep.) $ Total $

Business Name: Business Category: REFERRING REALTOR®: Attendee (1) Name: Attendee(2): Attendee (3) Name: ($20) Attendee(4): ($20) Address: Contact Person: E-mail address: Business Phone: Fax Number:

Card Number Expiration: Amount: Signature:

I agree to abide by the rules & regulations of VPAR and the discretion of VPAR as to the selection of vendors and vendor locations. This contract not valid until signed by VPAR and returned to Vendor. Signed by Vendor: Date: Signed by VPAR Representative: Date:


MONDAY Q & A WITH CHIP DICKS

ON MONDAY, SEPTEMBER 28TH FROM 9 – NOON AT VPAR

Get the information you need on the constantly changing world of Property Management. Chip will instruct on the latest issues you face and up to the minute legislation - and then also let you ask

him specific questions!

Our VPAR Property Management Committee has also asked Chip to speak on the issue of Service Dogs vs. Companion

Animals. Please let us know if there are any issues/questions that we can pass on to Chip to have him address at the seminar!

This course will be submitted for 3 hrs CE and 3 hrs PLE education credit

INSTRUCTED BY: CHIP DICKS, VAR LEGISLATIVE COUNSEL

SPONSORS SO FAR INCLUDE: HOME WARRANTY OF AMERICA

Want to sponsor? See the link below…

http://www.vpar.org/PDF/2015%20education/Chip%20Dicks%20Sponsorship%20Form.pdf

COST: $20 FOR MEMBERS & $30 FOR NON-MEMBERS (late registration after September 24th is $5 extra)Light breakfast and beverages to be provided to our attendees

THIS COURSE IS DESIGNED FOR BROKERS AND SALESPERSONS IS A MUST EVEN IF YOU ONLY MANAGE ONE OR TWO PROPERTIES YOU NEED THE AWARENESS AND EDUCATION TO PROTECT YOUR

BUSINESS

Register at members.vpar.org or email Jo McNamara Daly [email protected]


The PeninsulaPerspective by Jim Wetzel, RCE CEO

What’s The Buzz about Drones..

Drones seem to be in the national headlines almost daily rising concerns about the unauthorized use and safety risks of Drones or the official term Unmanned Aerial Vehicles (UAV’s). Available online and by retailers these Drones are popping up everywhere and sometimes in places where they are not supposed to be. Why just this past month the national news reported of how firefighters efforts in fighting a blaze was hampered by Drones in their flightpath (http://www.cnn.com/2015/07/18/us/california-freeway-fire/) or a close call for jet airliners at New Yorks’s JFK airport (http://www.cnn.com/2015/08/01/us/drone-airliner-jfk/).

As a real estate professional the use of drones in marketing efforts of properties and communities has become more and more popular. In fact The National Association of REALTORS® has lobbied congress to make the use of drones available for REALTORS®. At the same time they are working hard to educate members of the current laws and also the procedure on getting permission to Fly in the U.S. The Federal Government is working hard at developing UAS policies that make sense but integrating UAS into the National Airspace involves coordination with many FAA rulemaking processes to address safety, licensing, airworthiness, flight rules; Federal Interagency Process to address privacy,

transparency, accountability, civil rights and liberties and Agency Specific Processes with the Dept of Justice and Department of Homeland Security. Current FAA regulations permit Model Aircraft Flights strictly for hobby or recreational use and have other limitations that make this option not available for REALTORS® use.

Given the current FAA prohibition, “the National Association of REALTORS® recommends that its members not use this technology for any purpose related to selling property. The FAA is developing a regulatory framework that would integrate drones into the national airspace, while ensuring safety, privacy and national security.”

Still need that drone….your options may include using a licensed operator with a FAA and the Section 333 Exemtion which is the most appropriate avenue for real estate professionals.

For More Information

http://www.realtor.org/topics/drones

http://www.realtor.org/sites/default/files/handouts-and-brochures/2015/drone-faqs-2015-07-21.pdf

How To Navigate the Regulatory, Business, and Financial Hurdles to Operating Unmanned Aircraft Systems- https://realtors.webex.com/realtors/lsr.php?RCID=1214ff5f0ea4489eb3ef6e06e30cd218

http://www.cnn.com/2015/07/18/us/california-freeway-fire/

http://www.cnn.com/2015/07/18/us/california-freeway-fire/

http://www.cnn.com/2015/08/01/us/drone-airliner-jfk/



http://www.realtor.org/topics/drones




https://realtors.webex.com/realtors/lsr.php?RCID=1214ff5f0ea4489eb3ef6e06e30cd218



peninsularealtor® august 2015

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