peninsularealtor® june 2015
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ANNUAL MEMBERSHIP RENEWAL IS NOW AVAILABLE ONLINE ! Your invoice for the 2016 VPAR Annual Dues Billing for January 1, 2016 through December 31, 2016 is now available online at the following link:
.
Early Pay Gift Card Drawing: Make your payment by June 15th and be entered to win a $250.00 AMEX Gift Card! All members who pay in full by June 15th will be entered to win a $250.00 AMEX Gift Card! Payment must be received by VPAR by 12:00 pm to be entered in the drawing. In order to avoid unnecessary late fees, please be aware of the following important billing information and dates:
Billing Date: June 1, 2015 Due Date: June 30, 2015
VPAR leadership and staff are committed to our members and to keeping you central to the real estate transaction. Our mission is to provide members with the education and resources that will enable you to conduct business ethically, successfully and professionally. We will promote the value of REALTORS® serving your communities. REALTORS® will be the leading advocates of the real estate industry, home ownership, private property rights and real property issues.
GIVE ME FIVE GOAL - WE ARE ON THE WAY ! President Dewey Hutchin’s “Give Me Five” Campaign - Log in your volunteer hours - we are headed towards 5,000 hours and need your help! Lets show our community that Realtors care! Click on the link below:
PeninsulaREALTOR® Digital Magazine
The Official Publication of the Virginia Peninsula Association of REALTORS®
JuNE 2015
PeninsulaREALTOR® June 2015page 2
PeninsulaPartnersof the Virginia Peninsula Association of REALTORS®
DiamondAtlantic Bay Mortgage
PlatinumREIN Gold
Commonwealth Exterminating CompanyLytle Title
Monarch Bank & MortgageNational Exterminating Company, Inc.
SilverMovement Mortgage
PrimeLendingBronze
Fulton Mortgage CompanyThe Real Estate Book
Union Mortgage
OVER THE YEARS WE HAVE DEVELOPED A SPECIAL PARTNERSHIP WITH MANY OF OUR AFFILIATE MEMBERS WHO HAVE GIVEN SO MUCH FOR OUR
MEMBERS AND ASSOCIATION!
PeninsulaPartners FORM A GROUP OF LOYAL, HARD WORKING AFFILIATE MEMBERS WHO SUP-
PORT THE GROWTH AND PROMOTION OF THE ASSOCIATION AND REAL-TOR® ASSOCIATION MEMBERSHIP
PeninsulaPartners ATTEND ASSOCATION ACTIVITIES AND EVENTS
VOLUNTEER TO SUPPORT THE ASSOCIATION PROMOTE ASSOCIATION ACTIVITIES
SPONSOR ASSOCIATION PROGRAMS AND EVENTS
INTERESTED IN JOINING PeninsulaPartners Call us at 757-599-5222 or click here for a Partner Brochure.
PeninsulaREALTOR® June 2015page 3
Publication Editor
Jim Wetzel, RCEChief Executive Officer
Virginia Peninsula Association of REALTORS®1001 North Campus Parkway
Hampton, VA 23666t. (757) 599-5222f. 757-596-3911
Cindy AndersonDirector of Member Services
Jo McNamara DalyEducation Director & Event Planner
PeninsulaREALTOR® is published monthly by Virginia Peninsula Association of REALTORS®
as a service to its membership.
Virginia Peninsula Association of REAL-TORS®, “The Voice for Real Estate™ on the Virginia Peninsula,” is your local association of REALTORS® representing over 1000 local
REALTOR® members and affiliates.
As members of America’s largest trade associa-tion, The National Association of REALTORS®
together we represent over 1.1 million members, including NAR’s institutes, societies and councils, involved in all aspects of the residential and com-
mercial real estate industries.
Our membership is composed of residential and commercial REALTORS®, who are brokers, salespeople, property managers, appraisers,
counselors and others engaged in all aspects of the real estate industry.
The term REALTOR® is a registered collective membership mark that identifies a real estate
professional who is a member of the National As-sociation of REALTORS® and subscribes to its
strict Code of Ethics.
PeninsulaREALTOR®Digital Magazine
The Official Publication of the Virginia Peninsula
Association of REALTORS®
2015 OfficersPresident
Dewey HutchinsPresident-Elect
Andy Cohen Treasurer
Chandra Paterson Immediate Past President
Kimi Dornan Directors
Carl Burt • Carla Carney • Sandra Hood Eugenia Jackson • Dee KarlssonAmanda Walsh Patierno • Peggy Todd
CEOJim Wetzel, RCE
Advertising PolicyWhile this magazine makes reasonable effort to estab-lish the integrity of its advertisers, it does not endorse ad-vertised products or services unless specifically stated. The publisher reserves the right to reject any advertise-ment at anytime. Advertisements refused may include, but are not limited to, those that are legally questionable, that may support products or services of questionable standards, or that are inconsistent with the high profes-sional standard of the Code of Ethics of the Association. Advertising is open to REALTOR® members, member firms, affiliate members and non-members. Product ad-vertising is limited to residential subdivisions, commer-cial, or industrial units and real estate related products
and services, excluding personal listings.Equal Opportunity Policy
VPAR is pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity. The Association encourages and supports an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, elderliness, religion, sex, handicap, familial status, or na-
tional origin.Notice
VPAR does not fix, control, recommend, suggest, or maintain commission rates or fees for services
rendered by cooperating members or non-members.
PeninsulaREALTOR® June 2015page 4
PeninsulaAffiliatesof the Virginia Peninsula Association of REALTORS®
1st Advantage Fed Credit Union, Alicia Westfall (757) 877-24442-10 Home Buyers Warranty, Carolyn Ricketts (571) 606-8051Alpha Pest Solutions, Sindi Rowell (757) 873-4999Amerispec Home Inspection, Jamison S. Brown (757) 868-0988Atlantic Bay Mortgage Group, Courtney LaLonde (757) 874-6040Atlantic Exterminating Co., Inc, R. Scott Tully (757) 223-9673Bankers Title, LLC, J. Vance Stallings (757) 645-9327BB & T Mortgage of Virginia, Donna Davis (757) 873-6001Coleman & Coleman, PLC, Donnie Coleman (757) 965-8482Colonial Exterminating Co., Kimberly Beckett (757) 599-0889Commonwealth Exterminating Co., Johnny Newell (757) 873-2030Cox Communications, Misty Pritchett (757) 222-8394Creative Chameleon Media, Karen D. Lawson (804) 694-7586E.T. Lawson & Son, Inc., Nancy L. Allen (757) 722-1928Fidelity Bank Mortgage, Nina C. Efird (757) 597-0431First American Home Buyers Pro, Jamie Cook (757) 390-8785Flemings Awards & Promotional, Fleming A. Buck (757) 229-5688Fulton Mortgage Company, Ryan Mutter (757) 223-4330Henry R. Nice Jr, Henry Nice (757) 880-3652HMS Home Warranty, Amy Holloway (800) 843-4663Home Title of Virginia, L.L.C, Peggy H. Truitt (757) 599-4663HSA Home Warranty, Myra Federspiel (773) 251-9163Johnson Mortgage Company LLC, Allen Barber (757) 873-1287Jones, Blechman, Woltz & Kelly, Herbert Kelly Esq. (757) 873-8000Kaufman & Canoles, P.C., Mark A. Short (757) 873-6351Keller Williams Elite, Lisa Pen McBride (757) 223-9555Liberty Mutual Insurance, Anne Burke (757) 258-0338Lytle Law, P.C., Brian D. Lytle (757) 595-5655Lytle Title & Escrow, LLC., Heather Fuller (757) 643-7899M.W. McFall Inc. – Real Estate, Bill McFall (757) 873-6731Mares Exterminating Co LLC, Thomas Mares (757) 868-4898Momo’s Cafe, Martha Bennett (757) 240-5854Monarch Mortgage, Tu Ritter (757) 291-4004D. Wayne Moore, Esq. (757) 873-7700Movement Mortgage, Joe Anderson (757) 717-0248
Please join us in supporting our Affiliate Members by contacting them today ! Become an Affiliate here !
National Exterminating Co., Anna Wolpert (757) 599-3621Navy Federal Credit Union, Karen Arient (757) 262-4448Old Point Mortgage, LLC, Rob Runnells (757) 769-7169OVM Financial Inc., Chip Simkins (757) 713-2600Peninsula Title Company, Robin B. McArthur (757) 595-2536PESTOUT, Glen Workman (757) 223-9902PFG Insurance & Benefits, Derry Haywood (757) 873-4508Pillar to Post Home Inspection, Cathi Lynch (757) 870-4073PNC Mortgage, Elyse Callaway (757) 599-6882PrimeLending, Mike Hartnett (757) 368-9910Prof. Termite & Moisture Control, Patrick Rogan (757) 599-3167Prosperity Mortgage, Kevin Hull (757) 490-9200Pro-Tech Exterminating, Inc, Bob Herget (757) 224-1339REIN, Joan Griffey (757) 531-7900Reliance Pest & Termite,Inc., Wayne Kessinger (757) 485-5005Staged 2 Sell, Therese Robinson (757) 344-5322State Farm Insurance, Scott Miller (757) 874-8900Suntrust Mortgage Corporation, Tricia Gentry (757) 873-7920Terry Peterson Residential, John Peterson (757) 460-1770The Closers of Virginia, Inc., Bella Trowbridge (757) 595-4707The Daily Press, Jennifer Cunnison (757) 247-4891Tidewater Home Funding, Michele McDaniel (757) 223-9494Tidewater Mortgage Services, Bob Teravainen (757) 594-6165TowneBank Mortgage, Shirley Sasser (757) 687-5000U.S. Inspect , Inc., Kevin Salva (757) 254-2960Universal Pest & Termite Inc., George Pilkington (757) 502-0200USAA, Kemp Ward (757) 679-6983VA Housing Development Authority, Janice Burgess (800) 227-8432Virtual Tidewater, Rosalind Boyle (757) 880-6422Wells Fargo Home Mortgage, Teresa Rutherford (757) 873-3308
REALTORS® prefer working with people they know !REALTORS® know Affiliate Members are great to work with!
PeninsulaREALTOR® June 2015page 5
If I knew then what I know nowCan you believe we are entering the second half of 2015 already? Like any midyear business plan review, our Association is continuing to provide professional services to our membership. I’m encouraged by our achievements and see more positives in the second half of 2015.
For a recap, our 2015 Strategic Plan was approved by NAR and continues VPAR’s mission to provide members with the education and resources that will enable them to conduct business ethically, successfully and professionally.
This is also the first year of implementing NAR’s long anticipated Core Standards model and increasing our community involvement. Collectively, we’ve logged close to one thousand hours of volunteerism and promoted our We are the R campaign through community events. Most notably was participating in the Newport News One City Marathon as participants and water station volunteers.
Our membership currently stands at one thousand and eleven members and is indicative of a strengthening market for the peninsula region. As we continue this growth, our lunch and learn series and night courts have been well attended and resourceful this year.Special thanks to Susan Gaston, VPAR Government Affairs Director for coordinating
not one, but two General Membership Breakfasts that featured the police chiefs of Hampton and Newport News and the forum comprised of the Mayors and Supervisors of our Peninsula localities.
Our Association welcomed NEW affiliates ranging from property management to attorneys, thanks to member involvement and interaction with their firms.
Our Supra Lockbox conversion
Finally, a contingent of VPAR leadership attended the NAR Legislative Conference and Trade Show in Washington ,DC. If you’ve never been, think of Richmond Day on the Hill on steroids. Great networking and learning experience with fellow REALTORS from across the US.
Notable moments of the Conference :• The NEW REALTOR.com logo and national
commercials.• Project Upstream• Discussion of the new August 1 RESPA
changes• Serving as the facilitator of NAR’s 2015
President/President –elect discussion forum.• Highlights of the Conference-• Virginia delegation being addressed by Sen.
Warner and Sen. Kaine.• Our Peninsula delegation headed by
Chandra Patterson having a forty five minute closed meeting with Congressman Scott.
Brace yourself for the second half of 2015 and thank each of you for continuing our industry’s long standing goal helping people enjoy the American Dream.
President’s Messageby Dewey Hutchins, 2015 VPAR President
©2013 National Association of REALTORS®.
REALTORS®: Defending the Rightsof Home Owners Since 1908.
The National Association of REALTORS® takes great pride in protecting the American Dream of home owner-ship. We feel that home ownership is under attack and being threatened for the first time in generations. Please join our efforts in making sure that elected
officials and governmental bodies are aware of housing issues and how they affect all Americans. Our goal is to make every home owner and future home owner aware of the issues that currently surround home ownership. Help us defend the rights of home owners.
facebook.com/HomeOwnershipMatters
PeninsulaREALTOR® June 2015page 7
HOARDING TENANTS & UNIT OWNERS MUST BE PROVIDED REASONABLE ACCOMMODATIONS
Compulsive hoarders present very serious problems for landlords, property managers, and homeowners associations. Hoarding often results in countless adverse and potentially life threatening circumstances for both the hoarder and their neighbors. One might assume, justifiably, that evicting or otherwise ridding themselves of a hoarding tenant or unit owner would be a relatively simple endeavor. After all, in those extreme instances which seem to require such action, the foul conditions of a hoarder’s living quarters often constitute not only a breach of the lease or homeowner agreement but also violate numerous federal, state, and local laws, building codes, and regulations meant to address health and cleanliness concerns.
Despite the existence of thoroughly legitimate health and safety concerns, it is incumbent on landlords, property managers, and homeowners associations to approach a hoarding tenant or unit owner with extreme caution.
Compulsive hoarding qualifies as a disability under the Fair Housing Act (FHA). As a
result, landlords, property managers, and homeowners associations have a duty to provide reasonable accommodations prior to pursuing traditional legal remedies. Courts have not been particularly instructive on reasonable accommodations for compulsive hoarders however, opinions have suggested that providing an owner or tenant with the opportunity to clean up shop within a reasonable amount of time will meet the burden. Another acceptable accommodation might include providing additional storage for a hoarder to store his items. In most cases, the hoarder will be unable to comply with an accommodation because doing so would require actions directly in conflict with their disability.
Other reasonable accommodations may exist and it is wise to consider all requests made by a hoarding tenant or unit owner prior to seeking legal remedies. It is also important to remember that not all requests are reasonable. A requested accommodation is unreasonable if it imposes an undue financial or administrative burden on the landlord, property manager, or homeowners association. While it is often in everyone’s best economic interest to seek a mutual resolution, there is no duty to comply with a request for an unreasonable accommodation.
Determining whether a reasonable accommodation has been offered, whether the accommodation has been complied with, or whether an accommodation requested is unreasonable are all difficult tasks requiring analysis of the law and application of that law to the precise circumstances. Failure to handle these matters appropriately may result in severe consequences under both state and federal laws. Some tactics to consider in preparing to evict
The Legal Cornerby Herbert V. Kelly, Jr. & BRITNEY H. MADDUX, Attorney
PeninsulaREALTOR® June 2015page 8
PeninsulaREALTOR® UPCOMING EVENTSby Jo McNamara Daly, Director of education and events
Wednesday, June 3rd - VPAR Hurricane Kick-Off Party/Workshop 4 -6 p.m. COST: $5 Get your hurricane beverage (non-alcoholic as well) and snacks. Featuring Flood Mitigation Hampton Roads; City of Poquoson; City of Hampton; ServPro, Nationwide Insurance and more!! Friday, June 19th - VPARCF Golf Classic at Kiln Creek Registration starts at 9:30 a.m. with an 11:00 a.m shotgun start. Proceeds benefit the VPARCF local charities. http://vpar.org/25th-silver-anniversary-vpar-charity-gold-classic-june-19th-at-kiln-creek-golf-club-resort/
EDUCATION Tuesday, June 2nd 8:30 a.m. - 5:00 p.m. - 8 Hour Required Subjects CE Course. Cost is $50 for members; $60 for non-members. http://www.vpar.org/PDF/2015%20education/2015%20CE%20Schedule%20and%20Registration.pdf Tuesday, June 9th 8:30 a.m. - 5:00 p.m. - 8 Hour Broker Management CE Course Cost is $60 for members; $65 for non-members. http://www.vpar.org/PDF/2015%20education/Broker%20Mgmt.%20class%20course%202015%20flyer.pdf Thursday, June 11th 9:00 a.m - 5:00 p.m. Post License Course: Real Estate Law & Regulations Cost is $50 for members; $55 non-members. 8 Hours PL (post license) credit for the newer agent http://www.vpar.org/PDF/2015%20education/Real%20Estate%20Law%20&%20Board%20RegsDisclosures%20PL%20Course%20Flyer.pdf Thursday, June 25th 1- 3 p.m. Dilemmas Facing Real Estate Licensees. Cost is $20 for members; $25 for non-members. Approved for 1 hour Legal Update and 1 hour Contracts CE. Speaker is the famously popular Blake Hegeman, VAR Legal Counsel. Register by calling us at 599-5222 or online at members.vpar.org http://www.vpar.org/PDF/2015%20education/Dilemmas%20Facing%20Real%20Estate%20Licensees.pdf
Save the date for REALTORFEST 2015
TUESDAY, SEPTEMBER 22ND http://www.vpar.org/PDF/realtorfest/Vendor%20Registration%20Form%202015.pdf
Register for Programs Online at members.vpar.org or by calling us at 599-5222
PeninsulaREALTOR® June 2015page 9
Atlantic Bay’s 90% NO MI Jumbo Advantage Loan has great options for clients seeking jumbo financing but
wish to make a smaller down payment than the traditional 20% most programs demand. Unlike most lenders,
the 90% NO MI Jumbo Advantage Loan offers clients the ability to put a 10% down payment on new home by
combining a 1st & 2nd mortgage where the combined loan amount does not exceed $1.2 million.
• 10% down available with a 1st & 2nd mortgage not to exceed a combined loan amount of $1.2 million
• 85% loan-to-value up to $1,500,000 loan amount with no mortgage insurance (Credit must be 740 or higher)
• Interest only ARMs available at 80% loan-to-value with loan amounts up to $650,000 & 70% LTV with loan amounts up to $1.5 million
• Cash-out refinances up to 80% loan-to-value on primary residences
• Owner occupied and second home eligible
• Fixed rate and adjustable rate loans available
• Only one appraisal required
• 6% seller cost assistance for LTV’s over 70%. 9% for LTV’s 70% or less
• Borrower may own unlimited number of properties on an owner occupied loan
• No pre-payment penalty
• Debt ratio up to 43%
Program Highl ights
Revision Date: April 14, 2015
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed.Not a commitment to lend. Communication is intended for real estate professionals and not for the general public.
[email protected]:www.atlanticbay.com/johnbaldwin
JOHN BALDWINVice PresidentNMLS #211255
PeninsulaREALTOR® June 2015page 11
WELCOME NEW MEMBERS
Tatiana Anikina - Dick Carrington Real Estate ServicesShannon Benson - Long & Foster Real Estate, IncJustin Boone - Keller Williams Elite - PenDonald Brown - William E. Wood & AssociatesSammie Buckhanon, Jr. - EXIT Real Estate SolutionsTracie Burton - EXIT Real Estate SolutionsCharles Davis, III - Davis ManagementValerie Ellis - greg garrett realty.comNicole Gamlin - EXIT Real Estate SolutionsAdam Garrett - greg garrett realty.com
Jeanne Groves - William E. Wood & AssociatesMin Dung Joo - Anchor Realty Group, PeninsulaVincent Macalino - Tidewater Premier PropertiesAlice May - Keller Williams Elite - PenKristi McKittrick - RE/MAX PeninsulaAnn Messerschmidt - Keller Williams Elite - PenChristine Morales - Keller Williams Elite - PenTeresa Ramirez - Rose & Womble Realty CompanyValerie Todd - Abbitt Realty Company LLC
MEMBER TRANSFERSTravis Cobb, Long & Foster Real Estate, IncKaren E Darwish, Long & Foster Real Estate Pamela J Denton, William E. Wood & AssociatesAvis A Fraser-Williams, ERA Real Estate ProfessionalsHolly Herbert, Keller Williams Elite - PenLoraine Lewis, ERA Real Estate ProfessionalsCrystal Walters, Long & Foster Real Estate, IncBaylee Wang, Real Property Management PeninsulaKeith Wilson, Keller Williams Elite - Pen
PeninsulaREALTOR® Membership By Cindy Anderson, Director of Membership
RESPA/TILA REFORM SEMINAR WHEN & WHERE TUESDAY, JULY 14th, 2015 1pm - 3pm AT VPAR
MEMBERS COME & HEAR IT OR ASK IT: FROM LENDERS FROM SETTLEMENT COMPANIES
FEATURING LENDERS—TU RITTER OF MONARCH MORTGAGE & ALISON HUTSON OF WELLS FARGO HOME MORTGAGE FEATURING SETTLEMENT AGENTS- BRIAN LYTLE, ESQ. & HEATHER FULLER, GM OF LYTLE TITLE
BROUGHT TO YOU BY THE VPAR PROFESSIONAL DEVELOPMENT COMMITTEE
THE RIPPLE EFFECT FOR OUR INDUSTRY…
REGISTER members.vpar.org 757-599-5222 EXT. 302 [email protected]
COST: $15
WE ARE ALL IN IT TOGETHER!
LEARN ABOUT EXACTLY WHAT THE RULE IS WHAT EXACTLY IS THE
“BUSINESS DAY” WHAT IT DOES NOT APPLY TO BENEFITS FOR CONSUMERS CLOSING DELAYS COSTLY ISSUES FOR CLIENTS INITIAL PROBLEMS BE PREPARED INTEREST RATE GAMES RECOMMENDATIONS Q & A WITH THE PANEL
SPONSOR: National Exterminating
2015 Virginia Real Estate License Continuing Education
When you think Continuing Education think VPAR!
8HR CE Required & Elective Courses - $50 COURSE HOURS: 8:30 A.M. – 5:00 P.M.
8HR Required Course Dates (ce only)June 2 . July 7 . August 4 . September 15 October 6 . November 3 . December 1
8HR Elective Course Dates (ce only) August 11 . November 10
3HR CE Code of Ethics Courses - $30COURSE HOURS: 9:00 A.M. – 12:00 P.M.
( 3HR - CE & PL)July 21 . Sept 21
Payment required in advance to guarantee registration. VPAR reserves the right to cancel class if less than 10 students are registered.
Students must give 48 hours notice of cancellation for a full refund.
Classroom days/times don’t fit your busy schedule. Then log onto to our website at www.vpar.org to register for our ap-
proved online courses.
Questions? Contact Jo McNamara Daly757-599-5222 ext. 302. or [email protected]
Register Online at members.vpar.orgor Call 757-599-5222
PeninsulaREALTOR® June 2015page 13
The PeninsulaRealEstateSchoolby Jo Mcnamara Daly, Director of Education & Events
Sponsored by:
A Destructive Storm Will Impact Your Business!
NAME: FIRM:
ADDRESS: MEMBER#:
CITY: STATE: ZIP:
PHONE: E-MAIL:
Method of Payment: Check Cash________ Credit Card # Exp. date
Signature (Your signature indicates acceptance of VPAR registration policy and authorization of credit card charges.)
PLEASE RETURN TO VPAR AT FAX NUMBER 757-596-3911; Call 599-5222 to be Billed;
MAIL TO VPAR, 1001 North Campus Parkway, Hampton, VA 23666 or register online at members.vpar.org QUESTIONS? CALL Jo at 757-599-5222 ext. 302
*Cancellations must be received within 48 hours business hours of seminar to receive a refund. On-site late registration fee IS AN ADDITIONAL $5.
Please notify us in advance if you have a disability that requires special services.
The Virginia Peninsula Association of REALTORS® presents…
The Hurricane Preparedness Seminar
Wednesday, June 3, 2015
4 - 6 p.m. at VPAR
Headquarters
WITH FEATURED SPEAKER MIKE VERNON OF FLOOD MITIGATION HAMPTON ROADS
“SPEAK AND MEET “WITH:
City of Poquoson City of Hampton VEMA Rep SERVPRO Flood Mitigation Hampton Rds. More to be added! COST: $5 PER ATTENDEE
A FREE Hurricane beverage to our attendees
Non-alcoholic beverages too!
worst: http://vpar.org/get-blasted-with-some-great-info-vpar-hurricane-workshop-on-june-3rd/.
MARK YOUR CALENDARS for June 19th through June 23rd for the Dutch Dialogues! Dutch Dialogues, an integrated approach for sea level rise, redevelopment, flood risk mitigation and water management, is coming to both the Southside and to the Peninsula! The Dialogues will kick off on June 19th with a conversation about the process and setting the stage for the weekend long event. The public is invited to observe the opening meeting on Friday, June 19th, from 9am-Noon and the Wrap-Up and Recommendations on Tuesday, June 23rd, 9am-Noon. Both events will be held in Norfolk’s new Slover Memorial Library, 235 East Plume Street, Rm 605, Norfolk, VA 23510.
The Dutch Dialogues are collaborative efforts of Dutch technical experts, the Netherlands Embassy in Washington, D.C., local and state governments and other stakeholders. The first Dutch Dialogues were held in New Orleans, and similar workshops have been held in New York, Bridgeport, St. Louis, Tampa Bay, and Los Angeles. The goal of this effort is to improve the region’s approach to water management through learning about the Dutch perspective on “living with water.”
This five-day workshop will focus on the Peninsula areas of the Newmarket Creek watershed that runs from the Back River in Hampton across the Peninsula through Newport News to the James River. On the Southside, the focus will be the Tidewater Drive district area in Norfolk, including St. Paul’s Quadrant, Harbor Park, South of Brambleton and Chesterfield
PeninsulaREALTOR® June 2015page 15
The PeninsulaMonitor by susan gaston, legislative consultant
JUNE 2015
Local Issues
City of Hampton
On May 13th, the City Council unanimously approved changes to the sign provisions of the Zoning Ordinance that will allow for building owners in the Hampton Roads Center Parkway development to post the names of current tenants on their exterior in-ground signs. This change benefits VPAR directly and permits the Association’s various tenants to be listed. In doing so, greater exposure is given to these companies and incents them to stay within the development. VPAR expresses its appreciation to the staff, the Economic Development Authority, the Planning Commission and the City Council for their guidance and support!
Regional
IT’S A PARTY…A HURRICANE PARTY, that is! Come to VPAR on Wednesday, June 3rd from 4:00 PM until 6:00 PM to learn everything you and your clients need to know about hurricane preparedness! As we head into hurricane season, VPAR wants you to have comprehensive information to get ready. We are forecast to have a light season, but it does not take much for a storm to take on energy and place us in the path of the next Hurricane Sandy. Sign up here to learn details from local government and emergency management officials and other professionals on flood mitigation, insurance and being prepared for the
PeninsulaREALTOR® June 2015page 16
ALERT: Wire Fraudsters Targeting Real Estate TransactionsBy Jessica Edgerton, NAR associate counsel
In recent months, real estate professionals have reported an upswing in a particularly insidious wire scam. A hacker will break into a licensee’s e-mail account to obtain information about upcoming real estate transactions. After monitoring the
account to determine the likely timing of a close, the hacker will send an e-mail to the buyer, posing either as the title company representative or as the licensee. The fraudulent e-mail will contain new wiring instructions or routing information, and will request that the buyer send transaction-related funds accordingly. Unfortunately, some buyers have fallen for this scheme, and have lost money. A possible red flag to be aware of, and to alert clients to, is any reference to a “SWIFT wire” transaction, a term that indicates an overseas destination for the funds. However, unlike many other e-mail-based “phishing” schemes, this particular manifestation appears to be more sophisticated and less recognizable as fraud. The communications do not contain the typical grammatical or stylistic oddities that are often present in scam e-mails. In addition, because the perpetrator has been monitoring the licensee’s e-mail account, the fraudulent communication may include detailed and accurate information pertaining to the real estate transaction, including existing wire and banking information, file numbers, and key dates, names, and addresses. Finally, the e-mails may come from what appears to be a legitimate
e-mail address, either because the thief has successfully created a sham account containing a legitimate business’s name, or because he or she is sending the e-mail from a truly legitimate—albeit hacked––account. Be aware, also, that this particular scheme is only one of many forms of online fraud being perpetrated against real estate licensees and their clients. In protecting all parties to a real estate transaction from cybercrime, real estate professionals should consider the following guidance:
1. Prevention.The best line of defense against fraudsters is to make sure that all parties involved in a real estate transaction implement security measures before a cyberattack occurs. These measures include the following: Never send wire transfer information via e-mail. For that matter, never send any sensitive information via e-mail, including banking information, routing numbers, PINS, or any other financial information. Inform clients from day one about your email and communication practices, and alert them to the possibility of fraudulent activity. Explain that you will never send, or request that they send, sensitive information via email. Prior to wiring any funds, the wirer should contact the intended recipient via a verified telephone number and confirm that the wiring information is accurate. Do not rely on telephone numbers or website addresses provided within an unverified e-mail, as fraudsters often provide their own contact information and set up convincing fake websites in furtherance of their schemes. If a situation arises in which you have no choice but to send information about a
PeninsulaREALTOR® June 2015page 17
The PeninsulaMonitor continued
Heights. More details will be coming your way as the date approaches. State
See how your RPAC dollars come back to you! Check out RPAC by the Numbers, a helpful breakdown of how RPAC monies directly benefit you, your business and your customers. http://www.virginiarealtorschoose.com/rpac-victories/. You will be impressed by the return on investment! RPAC = ROI!
But we’re not resting on our laurels. The work continues, and right now, we are looking towards the 2016 General Assembly Session and the bills that may need to come from our Association. If you know of issues that may require a legislative fix, now is the time to act. Please send any issues that could be included in the legislative agenda for next Session to Susan Gaston no later than June 1, 2016 so that the proper research, vetting and drafting may take place prior to sending the issue to VAR by July 1st.
Finally, interested in seeing how the General Assembly members voted on your issues? Visit http://www.virginiarealtorschoose.com/reportcard/ to see how our delegation and the other members of the House and Senate voted on YOUR issues in the 2015 General Assembly Session. This is the power of the REALTOR® Party, right there in all of those green thumbs up!
Federal
VPAR’s leadership and members of the Federal Political Coordinator Teams had tremendous success at the recent NAR
meetings in Washington, D.C., thanks to the leadership of VPAR member Chandra Patterson! As the Federal Political Coordinator for Congressman Robert C. “Bobby” Scott (D-3rd), Chandra led her team members and the VPAR leadership in productive small group discussions with the Congressman on a variety of important NAR issues. From patent reform and data protection to like-kind exchanges and leasehold improvements to preserving the 30-yewar mortgage and government housing finance programs to preserving the mortgage interest deduction, your VPAR team did you proud!
REALTORS® Peggy Todd (VPAR BOD and PPC Member), George Grundy (SVAR), Andy Cohen (VPAR President-elect and PPC Member), John Finn (RAR), Dewey Hutchins (VPAR President and PPC Member), Jay Mitchell (HRRA), The Hon. Robert C. “Bobby” Scott (D-3rd Congressional District), Chandra Patterson (VPAR BOD and PPC Member and the Federal Political Coordinator for Congressman Scott), Carla Carney (VPAR BOD and PPC Member) and VPAR CEO Jim Wetzel visit with Congressman Scott during the recent NAR REALTOR® Day on the Hill visits!
NEW LOWER CREDIT LIMITS & Larger Loan Amounts on Government Loans
Atlantic Bay off ers several government loan programs that have lower credit score criteria and larger loan limits than traditional mortgage companies. As a Ginnie Mae Issuer/Servicer, you and your clients can enjoy more fl exible loan terms without the hassle of unreasonable overlays.
Here’s a quick comparison between Atlantic Bay and other mortgage companies:
Working with a Ginnie Mae lender in today’s lending environment is a must-have for any agent working with clients who qualify for government loans. Your clients will experience more fl exible loan qualifying terms, and higher loan limit amounts giving them more home fi nancing options – a win/win for you and your client. You’ll rest assured by working with the Atlantic Bay team that your clients will be in good hands.
As always, you can continue to count on us to provide top service to your clients, and get themthe � nancing they need to purchase the home of their dreams.
FHA/VA CREDIT SCORE
USDA CREDIT SCORE
VA LOAN LIMITS
CREDIT RESCORING
FULLY UNDERWRITETBD PROPERTIES
UPFRONT UNDERWRITING
640
640
( Conforming loan limit )$417,000
Not Typical
Very Rare
Not Typical
580
620
( Up to )$1.5 million
Yes!
Yes!
48 Hours
TYPICAL LENDER ATLANTIC BAY
*Credit scores less than 640 have additional requirements which include but are not limited to reserve requirements and limitations on using gift funds. * General guidelines subject to Underwriter Review. ** Income limitations. This information is provided for business and professional use only and is not to be provided to a consumer or to the public. This information is provided to assist real estate professionals and is not an advertisement to extend consumer credit as defi ned by Section 1026.2 of Regulation Z. Fees, Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in.
Revision Date: Sep 30, 2014
[email protected]:www.atlanticbay.com/johnbaldwin
JOHN BALDWINVice PresidentNMLS #211255
PeninsulaREALTOR® June 2015page 19
The PeninsulaMonitor continued
Since 2011, when Republicans won a majority in the U.S. House, regulatory reform has been a key plank of the legislative agenda. The broad goals have been to increase transparency and accountability in the rulemaking process.
Here are several regulatory reform bills that are currently moving through Congress:
SCRUB Act: Summary: Bill would establish a “Retrospective Regulatory Review Commission” designed to reduce the costs of past regulation. The Commission would generate a pool of regulations for agencies to rescind. If an agency chooses to implement a new rule, it must first cut a rule from the Commission’s pool of regulations. Bottom Line: SCRUB would create a Blue Ribbon Commission that would not only review past outdated or duplicative rules, but also ensure that new rules have a plan for future review. Status: reported out of the House Judiciary Committee on a 17-12 vote.
Regulatory Accountability Act (RAA): Summary: Creates category of “high-impact” rule, or a measure that would impose annual costs on the economy of $1 billion or more; requires an advanced notice of proposed rulemaking for a high-impact rule and requires agencies to adopt rules on the basis of the best evidence and the least cost to the economy. Raises the level of judicial scrutiny from “arbitrary and capricious” to “substantial evidence.” Bottom Line: The RAA would fundamentally transform how agencies implement major rules and give the public more time to scrutinize expensive regulations. Status: passed the House by a 250-175 vote and received in the Senate Homeland Security and
Government Affairs Committee.
REINS Act: Summary: The REINS Act requires Congress to approve all major rules before they can take effect. If Congress does not approve of a rule in 70 session or legislative days, it will not take effect. Bottom Line: REINS (Regulations from the Executive in Need of Scrutiny) Act is essentially the inverse of the Congressional Review Act. Instead of resolutions of disapproval once a rule is final, REINS authorizes Congress to approve of every major rule through resolutions of approval. Status: reported out of the House Judiciary Committee on a 15-10 vote.
RAPID Act: Summary: The legislation is designed to ease the process for federally-funded and federally permitted construction projects. It allows lead agencies conducting reviews more power to conclude lengthy inter-agency reviews and requires that lawsuits challenging projects to be filed not less than 180 days from the agency’s decision. Bottom Line: the goal of the legislation is to streamline the federal permitting process for construction and infrastructure projects. Status: reported out of the Judiciary Committee on a 15-11 vote.
ALERT Act. Summary: The ALERT Act would require each federal agency to submit a monthly report to the Office of Information and Regulatory Affairs (OIRA) on pending regulations for the following year. It requires OIRA to publish an annual report on the number of rules and the total costs of all proposed or final rules; and it prohibits a rule from taking effect unless posted on the Internet for at least six months, subject to a few exceptions. Bottom Line: This bill is designed to heighten
PeninsulaREALTOR® June 2015page 20
The PeninsulaMonitor Continued
transparency of the regulatory state. Status: reported out of the House Judiciary Committee on a 14-9 vote.
For additional information and details on these or other issues, or to contact VPAR’s Legislative Consultant, Susan Gaston, directly, email [email protected] or call 757-871-1445. GOTV on JUNE 9th!
VPAR reminds all members to go to the polls on Tuesday, June 9th, to cast your vote in the primary elections! While VPAR does not endorse candidates in primaries, we nonetheless encourage our members to exercise your fundamental right to vote. Need to know your polling place? Go to http://elections.virginia.
The Legal Corner Continued
or to seek other legal remedies may include obtaining official reports from local and state government departments on the health and safety concerns, building code violations, and fire hazards posed by the hoarding tenant or owner. Even with evidence of this sort, compliance with state and federal requirements can be difficult to achieve and even more difficult to prove in court. Not only does failure to prove compliance with legal requirements prevent a court from removing the hoarder from the property, such failure also subjects the moving party to monetary and civil penalties. One can avoid these risks and uncertainties by seeking legal advice as soon as a hoarding tenant or unit owner has been discovered.
transaction via email, make sure to use encrypted e-mail. Security experts often recommend “going with your gut.” Tell clients that if an e-mail or a telephone call ever seems suspicious or “off,” that they should refrain from taking any action until the communication has been independently verified as legitimate. When it comes to safety and cybersecurity, always err on the side of being overly cautious. If you receive a suspicious e-mail, do not open it. If you have already opened it, do not click on any links contained in the e-mail. Do not open any attachments. Do not call any numbers listed in the e-mail. Do not reply to the e-mail. Clean out your e-mail account on a regular basis. Your e-mails may establish patterns in your business practice over time that hackers can use against you. In addition, a longstanding backlog of e-mails may contain sensitive information from months or years past. You can always save important e-mails in a secure location on your internal system or hard drive. Change your usernames and passwords on a regular basis, and make sure your employees and licensees do the same. Never use usernames or passwords that are easy to guess. Never, ever use the password “password.” Make sure to implement the most up-to-date firewall and anti-virus technologies in your business.2. Damage Control.If you believe your e-mail or any other account has been hacked, you should take the following steps: Immediately change all usernames and passwords associated with any account that you believe may have been compromised or otherwise made vulnerable by the attack.
ALERT: Wire Fraudsters Continued
PeninsulaREALTOR® June 2015page 21
Immediately notify any clients or other parties who may have been exposed during the attack so that they take appropriate action. Remind them not to comply with any requests from an unverified source. Report any fraudulent activity to the Federal Bureau of Investigations via their Internet Crime Complaint Center. More information can be found here: http://www.fbi.gov/scams-safety/e-scams Brokers should report any fraudulent activity to their state or local REALTOR® association so that the associations can send out alerts or take other appropriate action, including contacting NAR. This advice is not all-inclusive, and real estate practitioners should work with Information Technology and cybersecurity professionals to ensure that their e-mail accounts, online systems, and business practices are as secure and up-to-date as possible. For more information on this and other cyberscams, as well as further information on cybersecurity best practices, visit these resources:http://www.realtor.org/articles/request-to-redirect-funds-should-trigger-cautionhttp://www.realtor.org/topics/data-privacy-and-securityhttp://www.realtor.org/topics/risk-managementhttp://www.realtor.org/articles/internet-security-best-practiceshttp://www.realtor.org/topics/realtor-safety/articles
ALERT: Wire Fraudsters Continued
Defeated a 500% Increase We helped to defeat a budget amendment that would have increased the deductible that property owners, including
YOUR clients, pay to have their leaking underground oil tanks cleaned up and repaired by 500%. The current $500 deductible was proposed to go up to $2,500.
The petroleum tank increase was a budget amendment.
Prison time: 1 to 6 years We added a felony charge to any criminal who lures or entices a REALTOR® to a property with the intent to do harm.
The added felony will increase a criminal’s sentence by up to 6 years. The 1-6 years are the statutory sentencing guidelines.
Save $150 - $500/hr. on attorneys’ fees We continued to refine legislation that allows property managers to represent your clients in General District court
without needing an attorney. So, how much would your attorney charge per hour? Typically, attorney fees range from $150 - $500/hr.
$12,000 back to consumers Under a new law that VAR drafted, we have made it easier for Virginia consumers who have received a court judgment to
collect damages from the Real Estate Transaction Recovery Fund. The average claim is approximately $12,000. The $12,000 figure is an estimate by the DPOR finance staff on the average claim that comes before the Board.
Wiped out $200/per Sign Fines We worked with a state legislator to prevent a proposal creating daily fines of $200 for any sign in any public right of
way. How often do you use such signs for your listings? 10 days for 1 sign = $2,000 The $200 per sign was the language in the proposed bill VAR was able to stop.
Keep RPAC of Virginia working for you! Without your support, RPAC cannot remain a powerful voice on key legislative issues. Your dollars help us make our voice heard.
Visit: VirginiaRealtorsChoose.com
RPAC of VIRGINIA VICTORIES BY THE NUMBER$ . . .
RPAC makes a difference. Just look at the numbers!
VIRGINIA PENINSULA ASSOCIATION OF REALTORS®
We are also in need of items for Raffle prizes and items to put in the golfers’ goody bags
We would like to donate
VPAR MEMBERS MAY REGISTER ON LINE AT WWW.VPAR.ORG
p Check Enclosed (Checks Payable to VPAR Charitable Foundation)
p Please charge my pVisa pMasterCard p AmEx p Discover CC# _____________________________________________ Amount ____________ Expiration Date ________________ Name on Card:_____________________________________ Billing Address_____________________________________ City:_______________________ State:_______ZIP:_______ Phone _______________ E-Mail_______________________
REALTOR7
Golf Classic KILN CREEK GOLF COURSE • FRIDAY JUNE 19TH 20154 PERSON FLORIDA BEST BALL – MULTIPLE FLIGHTS (Pro will post flight)
We appreciate your support!
501C3 Charitable Foundation
TIMES: Registration 9:30 am • Shot Gun Start 11:00 am • Dinner, Raffle Prizes & Awards Following ENTRY FEE: $440.00 per foursome • First 36 Teams Registered and Paid will be the field of PlayFEE INCLUDES: Golf, Cart, Range Balls, Beverages, Lunch and DinnerAWARDS: Three flights – Longest Drive, Men, Ladies & Seniors – Closest To The Pin, Men, Ladies & Senior – other contest will also be available.
Team Name: _______________________ Captain ______________________ Phone __________________
Player #1 __________________________ Phone _______________________ E-Mail __________________
Player #2 __________________________ Phone _______________________ E-Mail __________________
Player #3 __________________________ Phone _______________________ E-Mail __________________
Player #4 __________________________ Phone _______________________ E-Mail __________________
This event is for the VPAR Charitable Foundation a 501c3 Non Profit Charity. Some portion of the fees may be tax deductible.
25th Annualto Benefit the VPAR Charitable Foundation!
FOR MORE DETAILS, CONTACT TU RITTER, Tournament Chairman at (757) 291-4004 - [email protected] 1001 North Campus Parkway, Hampton VA. 23666 - Fax: (757) 452-4828
Tax ID 54-1747945
SPONSORSHIP OPPORTUNITIES SIGN UP FORMp Dinner Sponsor * $ 1,400p Lunch Sponsor $ 1,000p Beverage Cart $ 500p Photographer Sponsor $ 500p Driving Range $ 300p Putting Green $ 300p Score Board $ 300p Hole Sponsor $ 225 * Includes one foursome in the tournament
We are also in need of items for Raffle prizes and items to put in the golfers’ goody bags
We would like to donate
Sponsors will have their names prominently displayed before a full field of golfers
p We will be staffing our hole and understand that we will provide our own tables, chairs, etc. We will have _______ attending.
p Check Enclosed for $ __________. (Made payable to the VPAR Charitable Foundation.)
p Please invoice us. Name of firm/member__________________________________. (Not available for non-members)
p Please charge my pVisa pMasterCard p AmEx p Discover CC# _____________________________________________ Amount ____________ Expiration Date ________________ Name on Card:_____________________________________ Billing Address_____________________________________ City:_______________________ State:_______ZIP:_______ Phone _______________ E-Mail_______________________
REALTOR7We appreciate your support!
We are also in need of items for Raffle prizes and items to put into the golfers’ goody bags. We would like to donate ______________________________________________________________________________.
VIRGINIA PENINSULA ASSOCIATION OF REALTORS® Golf Classic
KILN CREEK GOLF COURSE • FRIDAY JUNE 19TH 2015Registration 9:30 am – Shot Gun Start 11:00 am
4 Person Florida Best Ball – Three Flights (Pro Will Post Flight)
501C3 Charitable Foundation
25th Annualto Benefit the VPAR Charitable Foundation!
FOR MORE DETAILS, CONTACT TU RITTER, Tournament Chairman at (757) 291-4004 - [email protected] 1001 North Campus Parkway, Hampton VA. 23666 - Fax: (757) 452-4828
Tax ID 54-1747945
100% of all sponsor money goes directly to the VPAR Charitable Foundation
Full service marketing & innovative mobile platformsall designed with your business in mind.
NMLS# 176544 . Member FDIC
MonarchWhere homebuying dreams take flight.
Got Bugs?UNDER STRUCTURE REPAIRS?TERMITES? WARRANTY? BED BUG
Commercial or ResidentialCall for a free inspection.
www.commonwealthext.com
PeninsulaREALTOR® June 2015page 26
The PeninsulaPerspective by Jim Wetzel, RCE CEO
2015 Midyear Legislative Meetings Wrap Up
The National Board of Directors meeting closed out the 2015 REALTORS® Legislative Meetings & Trade Expo in Washington, DC attended by 8,000 REALTORS® and guests. The weeklong meetings included hundreds of visits by REALTORS® to their members of Congress to advocate on behalf of the real estate industry.
Virginia Peninsula was represented well by your leadership team Dewey Hutchins, 2015 President; Andy Cohen 2015 President Elect, Chandra Patterson Treasurer and Federal Political Coordinator, Peggy Todd 2015 Director along with myself and a strong group of leadership from the Virginia Association of REALTORS® and our other local associations.
Our Advocacy outreach focused on REALTOR Housing Finance Issues including the upcoming changes on August 1st with the TILA/RESPA consumer disclosure changes, Support of FHA, and the importance Housing Finance Reform. We spoke of REALTOR Tax Issues to Preserve Existing Housing Tax Incentives, Like Kind Exchanges and Extension of the Tax Relief for Mortgage Debt Forgiveness. REALTOR Business Issues including Patent Reform to control patent trolls, data security and support of the “Data Security and Breach Notification Act” and the Mortgage Choice Act and reduce restrictions imposed by the QM rule. And REALTOR Commercial Issues and
the preservation of Like Kind Exchange tax deferment program and Leasehold Improvement provisions allowing the cost of leasehold improvements to be recovered over 15 years rather than reverting back to a 39 year period.
Your message was loud and clear as legislators and their offices opened their doors to meet and discuss each issue with us! Congratulations to Chandra Patterson our FPC and The Virginia Association for coordinating our efforts here in Virginia with great success.
The Board Meetings were abuzz too with changes to approve programs and initiatives to provide new tools and services for members. This includes an investment to develop a Nationwide Broker Data Entry System. The system will give brokerages a single place to input their listing data for distribution on multiple platforms online, including Realtor.com, local MLSs, and broker websites. It has amazing potential for our members to assist them regain control of their data and where it will go. The data entry system is explained in a video on REALTOR.org. Access that now.
In other actions, the Board adopted the REALTORS® Commitment to Excellence under which NAR members strive for excellence in a number of competencies, including the NAR Code of Ethics, the laws and regulations affecting real estate, and one’s advocacy efforts on behalf of strong real estate markets and healthy communities.
To find out more about the conference and all the many initiatives please visit a summary here !
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Bill McFallMarket Representative
The Market Leader in Hampton Roads, VA & North America
780 Pilot House Drive, Building 400B Newport News, VA 23606
office: 757-873-6731 • cell: 757-286-6731 • fax: 757-273-8275email: [email protected]
www.RealEstateBookHR.com
Cell (757) 870-1266Office (757) 488-6434
bankatunion.com/timblowe
Union Mortgage Group, Inc.
603 Pilot House Drive Suite 225 - Newport News, VA 23606
Tim Blowe
MORTGAGE NOTICE: This is not a commitment to lend or extend credit. Restrictions may apply. Information and/or data is subject to change without notice. Allloans are subject to credit approval. Not all loans or products are available in all states. Union Mortgage Group, NMLS#: 173406 (www.nmlsconsumeraccess.org)
NMLS# 476397 (www.nmlsconsumeraccess.org)
Branch Manager
Termite Control Warranty Termite & Moisture Inspection Reports Termite & Moisture Damage Repairs Integrated Pest Management Bee & Wasp Treatment & Removal Specialized Rodent Control Prompt & Quality Service
Bed Bug Service Dehumidifier Sales and Installation Moisture & Fungus Control Review of Inspection Report with Agent / Property
Manager ADVANCE Termite Colony Elimination System
Reach us on the Peninsula and Southside
Phone: 757-599-3621 Fax: 599-5867
Email: [email protected]
“Recognized in the Top 100 exterminating companies nationwide by PCT since 2003”
“Delivering quality services and value to all of our customers, with consistent output and continuous attention to detail.”
12484 Warwick Boulevard, Newport News, VA 23606
SPECIALIZING IN TERMITE AND PEST CONTROL WARRANTY FOR SOUTHEASTERN VIRGINIA
Termite Control Warranty Termite & Moisture Inspection Reports Termite & Moisture Damage Repairs Integrated Pest Management Bee & Wasp Treatment & Removal Specialized Rodent Control Prompt & Quality Service
Bed Bug Service Dehumidifier Sales and Installation Moisture & Fungus Control Review of Inspection Report with Agent / Property
Manager ADVANCE Termite Colony Elimination System
Reach us on the Peninsula and Southside
Phone: 757-599-3621 Fax: 599-5867
Email: [email protected]
“Recognized in the Top 100 exterminating companies nationwide by PCT since 2003”
“Delivering quality services and value to all of our customers, with consistent output and continuous attention to detail.”
12484 Warwick Boulevard, Newport News, VA 23606
SPECIALIZING IN TERMITE AND PEST CONTROL WARRANTY FOR SOUTHEASTERN VIRGINIA
Interested in advertising your company ? Click here for our 2015 Adverstising Information
or call us at 757-599-5222 today.
CALL 757-599-5222 *Cancellations must be received within 48
hours business hours of course to receive a refund.
On-site late registration fee is $25 Members; $30 Non-Members.
Please notify us in advance if you have a disability that requires special services.
NAME:
FIRM:
ADDRESS:
MEMBER#:
CITY: STATE:
ZIP:
PHONE:
E-MAIL:
Method of Payment: Check Visa MasterCard Am Express__________ Credit Card #
Exp. date
Signature
(Your signature indicates acceptance of VPAR registration policy and
authorization of credit card charges.)
VPAR HAS THE RIGHT TO CANCEL A CLASS IF A MINIMUM REGISTRATION IS NOT MET
VPAR 1001 North Campus Parkway
Hampton, VA 23666 Register online: members.vpar.org
Thursday, June 25th
1:00 —3:00 pm
PRESENTED BY Blake Hegeman,
VAR Legal Counsel
The Unpleasant Buyer—to release or not
to release?
Disclosing a difficult situation in the throws of dual agency.
The Duty of Loyalty- Who shall I side with?
What is too much alteration of a
photograph?
1 hour Legal Update & 1 hour Contracts CE
$20 members or $25 non-members
A VAR/VPAR PARTNER SEMINAR
Virginia Peninsula Association of REALTORS® Vendor Form REALTOR® Fest – VPAR TAKES ACTION Tuesday, September 22nd, 2015 12:00 – 4:00 p.m.
Newport News Marriott at City Center Please complete this form and send to VPAR, 1001 North Campus Parkway, Hampton, VA, 23666 together with your check made payable to VPAR no later than September 10th to be included in printed materials. Space is limited and will be given on first come, first serve basis. Registrations paid by credit card (Visa, MC, AMX, or Discover) can be faxed to 757-596-3911. If you should have any questions, please call Jo McNamara Daly at 599-5222 ext. 302.
Doors will be open for set-up at 10:30 a.m. All vendors must have their booths ready for display by 12:00 p.m. Feel free to decorate your booth in our Hollywood/Movie theme! A 10’ space with a skirted (8’) table and 2 chairs will be provided. Each Vendor is limited to two (2) representatives at their booth. Additional representatives may attend for $20 per person. Door prizes are appreciated and encouraged.
A SOCIAL WILL FOLLOW THE TRADESHOW FROM 4-6 P.M. AT THE MARRIOTT BAR AND PATIO! My Company would like to participate at follows: □ Sponsorship Level I (Limited to 8) $450.00 Members $500.00 Non-Members Includes:
Ad on continuous slide projection Half page ad/logo in event program
(camera-ready artwork provide by Sponsor) Name listed on totebag with other Level I
Sponsors One 8’ table and 2 chairs in chosen location Recognition as food and beverage sponsor Set of member labels to promote your
presence at the Trade Show Roster of attendees
□ Sponsorship Level II $350.00 Members $400.00 Non-Members Includes:
Ad on continuous slide projection Quarter page ad/logo in event program
(camera-ready artwork provide by Sponsor) One 8’ table and 2 chairs Set of member labels to promote your
presence at the Trade Show
□ Vendor Only $200.00 VPAR Members $275.00 Non-Members
Includes: Name in program One 8’ table and 2 chairs
□ Tote Bag Sponsorship (Limited to 8) $250.00
Have your company logo printed on the attendee tote bag to be distributed at check-in. (14 ¾” x 13” x 10” Eco-design bag with 10” gusset) Makes a great reusable shopping bag as we work towards a greener planet.
Additional requirements requested: Electricity - $50.00 extra if requested in advance. If requested on-site, charge is $75
(You will have to provide your own extension cords) High Speed Internet Connection - $25.00 extra (only Wi-Fi available)
Other
Enclosed please find check in the amount of: Sponsorship Level I $ 450.00/500.00 $ Sponsorship Level II $ 350.00/400.00 $ Vendor Only $200.00/275.00 $ Tote Bag Sponsorship $250.00 $ Other requirements (Electricity/Internet/Add’l Rep.) $ Total $
Business Name: Business Category: REFERRING REALTOR®: Attendee (1) Name: Attendee(2): Attendee (3) Name: ($20) Attendee(4): ($20) Address: Contact Person: E-mail address: Business Phone: Fax Number:
Card Number Expiration: Amount: Signature:
I agree to abide by the rules & regulations of VPAR and the discretion of VPAR as to the selection of vendors and vendor locations. This contract not valid until signed by VPAR and returned to Vendor. Signed by Vendor: Date: Signed by VPAR Representative: Date:
Vpar May Social
