personal loan application form ì‘p−vjv f$u amdox z nÌ ‘kﬁ ... · key things you should...

Personal Loan Application FormÏpä VJV F$U AmdoXZ nÃ

kÆ_g gp°_ Af∆ ”L$Different needs, one answerPersonal Loans from HSBCAbJ-AbJ AmdÌH$VmEß, EH$ g_mYmZÏpä VJV F$U EMEg~rgr H$s Amoa goAgN S>Í$qfepsp°, A°L$ D—fA°QA°kbuku_u kÆ_g gp°fik

Key things you should know

?HSBC offers Personal Loans from ` 75,000 upto ` 750,000 to existing customers with repayment tenure of upto 5 years (Premier customers can avail of Personal Loans upto `1,000,000)

?The Personal Loan is offered at a rate of interest which is fixed across the tenure of the loan. Terms on which the loan is offered are stated in the loan agreement

?Please read the loan agreement carefully and ensure that key terms such as interest rate, processing fees, prepayment charges are clearly stated before you sign the agreement

?You can prepay the Personal Loan after 6 months of loan disbursement by giving a written instruction to the Bank. Partial prepayment is not allowed

?Refer to the 'Loan Service Charges and Fees' section of our website www.hsbc.co.in for service charges (including prepayment charges) applicable on your loan post disbursement

?Interest on your Personal Loan account accrues on a daily basis and is payable in Equated Monthly Instalments (EMI) on the due date

?You can pay your EMIs through Electronic Clearing System (ECS) or by setting up a Standing Instruction (SI) on your HSBC Bank Account or through Post Dated Cheques (PDCs)

?You need to pay your EMI on the due date. Non- payment of EMI would impact; including and not limited to:- Your credit rating (reporting to Credit Bureau -CIBIL) - Other credit facilities availed from HSBC In addition to the above, the bank may initiate recovery proceedings to recover the dues

?Please visit Personal Loans section of our website www.hsbc.co.in for detailed terms and conditions

?HSBC will notify you of any changes in the terms and conditions of this product with prior notice of one month

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www.hsbc.co.in

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Reference/ gßX©/ Reference

Reference (Friend)/

Residence address/Amdmgr nVm

Flat no. and building name

Reference (Family)/gßX© (n[adma)/

Residence address/Amdmgr nVm/


gßX© Am ddaU - AmdoXH$ (_Ã)/Reference (Friend)

NameFirst Middle Last

Mr. Mrs. Ms.

Sex Male Female

Residence address


Area and landmark

City Pin code

Residence tel. no. (with STD code)

Mobile

Relationship with Applicant

Reference (Family)


Mr. Mrs. Ms.Sex Male Female

Residence address


Area and landmark

City Pin code

Residence tel. no. (with STD code)

Mobile

Relationship with Applicant

1) Name/ ________________________________________________________________________________________________First/ Middle/ Last/ /

£ Mr./ £ Mrs./ £ Ms./

Sex/ £ Male/ £ Female/

/

/ ____________________________________________

___________________________________________________________________________________________________________________

Area and landmark/ ________________________________________________________________

City/ _____________________________________________________ Pin code/ _________________________

Residence tel. no. (with STD code)/ ______________________

Mobile/ _____________________________

Relationship with Applicant/ _________________________________________

2) Name/ ________________________________________________________________________________________________First/ Middle/ Last/

£ Mr./ £ Mrs./ £ Ms./ £ Sex/ £ Male/ £ Female/

/ ____________________________________________

___________________________________________________________________________________________________________________

Area and landmark/ ________________________________________________________________

City/ _____________________________________________________ Pin code/ _________________________

Residence tel. no. (with STD code)/ ______________________

Mobile/ _____________________________

Relationship with Applicant/ _________________________________________

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City/

Your firm/£Proprietorship/

£ Partnership/

£ Private limited company/

AmnH$s gßÒWm /‡mo‡maQ>aen

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Your firm

Proprietorship

Partnership

Private limited company

£ Self-employed/Òd-amoOJmaSelf-employed £ Others/A›/Others

Profession/£C.A./ £Journalist/

£ Architect/ £ Consultant/

£ Doctor/ £ Lawyer/

£ Others/ __________________

H$m_H$mO/grE/ nÃH$ma/

Ampä Q>©ä Q> gbmhH$ma/

S>m∞ä Q>a / dH$sb/

A›/

ProfessionC.A. Journalist

ConsultantArchitect

Doctor Lawyer

Others

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£ Student/

£ Housewife/

£ Retired/

£ Others/______________________

N>mÃ/

J•hUr/

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A›/

Student

Housewife

Retired

Others

Plant and machinery/ £ Yes/ £ No/

Investment in plant and machinery/________________

(Original cost excluding cost of land, building, furniture and fixtures and other items which are to be excluded for calculating the above 'investment' as per the extant guidelines of the RBI on priority sector lending)

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Plant and machineryYes No

Investment in plant and machinery


Office equipment/£ Yes/ £ No/

Investment in office equipment/_________________________


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Office equipment Yes No

Investment in office equipment


£ Manufacturing/Z_m©U/Manufacturing £ Services/ godmEß /Services

Business details/ÏmdgmH$ ddaU/Business details

Name of firm/Employer/ ____________________________________________________ Nature of business/ _____________________________________________________________

gßÒWm/_mbH$ H$m Zm_ /Name of firm/EmployerNature of business/Nature of business

Total no. of years in employment/business / Zm°H$ar/Ïdgm _| Hw$b df©/Total no. of years in employment/business

No. of years in present employment/business /dV©_mZ Zm°H$ar/Ïdgm _| Hw$b df©/No. of years in present employment/business

Income details - Applicant/ Am ddaU - AmdoXH$/Income details - Applicant

Details of photo identity - Applicant/ \$moQ>mo nhMmZ H$m ddaU - AmdoXH$/ Details of photo identity - Applicant

Purpose of Personal Loan/Ïpä VJV F$U H$m C‘oÌ / Purpose of Personal Loan

Annual salary/income (current year) /

Gross/ ______________________________________________ Net/ _______________________________________

Other annual income/ __________________________________________________________

Other annual income source/ ______________________________________

dmf©H$ doVZ/Am (dV©_mZ df©):/

Jm∞g/ ew’/

A› dmf©H$ Am

A› dmf©H$ AmH$m ÚmoV /

Annual salary/income (current year):

Gross Net

Other annual income

Other annual income source

Identification (ID)/ : Document type/ _________________________

Document number/ ____________________________________

AmB©S>|Q>\$Ho$eZ (AmB©S>r):/ S>m∞∞∞ä w_|Q> H$m ‡H$ma/.

S>m∞∞∞ä w_|Q>> Zß./

Identification (ID) Document type

Document number

My financial references/_oao dŒmr gßX©/ My financial references

Bank name and branch/ _________________________________________

Account number/ __________________________________________________________

Account type/ ______________________________ Account since/ ____________

~¢H$ H$m Zm_ d emIm/

ImVm H./

ImVo H$m ‡H$ma/ ImVm H$~ go h°/

Bank name and branch

Account number

Account type Account since

£ Purchase of professional equipment/ £Purchase of vehicle/

£ Purchase of office equipment/ £ Purchase of other consumer durable(s)/

£ Working capital (advertising, wages, rent, other costs)/ £ Travel/ £ Purchase of raw material/

£ Retiring other debt(s)/ £ Other business use/

£ Takeover of existing Personal Loan/

£ Any other/ ____________________________

noeoda CnH$aU H$s> IarX / dmhZ >H$s> IarX/

H$mm©b CnH$aU H$s> IarXA› Cnmo∫$m gm_Jr(Jm|) >H$s> IarX

Q¥>°db/H$m©H$mar nyßOr (dkmnZ, doOog, a|Q>, A› bmJV) H$É o gm_mZ H$s IarX

A› ÏmdgmH$ CnmoJ/ A› CYmar MwH$mZm/

_m°OyXm Ï∫$JV F$U H$m AYJhU/

H$moB© A›/

Purchase of professional equipment Purchase of vehicle

Purchase of office equipmentPurchase of other consumer durable(s)

Travel

Working capital (advertising, wages, rent, other costs) Purchase of raw materialRetiring other debt(s)

Other business useTakeover of existing Personal Loan

Any other

Co-applicant details/gh-AmdoXH$ H$m ddaU/Ci-applicant details

Name/ / ____________________________________________________________________________ First/ Middle/ Last/

£ Mr./ £ Mrs./ £ Ms./ £ Dr./ £ Others/ ___________

Former or other name, if any/ ________________ ______________________________________________________________________________________________(Please attach supporting documents, if former/other name is provided)/

Nationality/ ________________________________________________________________

Country of residence/ / __________________________________________________________

Passport no./ / ______________________________

Driving licence no./ _________________________________

Marital status/ £ Single/ £ Married/

No. of dependants/ _________________________________

Zm_ nhbm/ _‹/ AßV_/

lr/ lr_Vr / Hw$_mar/ S>m∞./ A›

nyd© m A› Zm_X hmo Vmo/

(X nyd© H$m/A› Zm_ Xm Jm hmo Vmo H•$nm ghmH$ XÒVmdoO bJmEß) /

ZmJ[aH$/

Zdmg H$m Xoe

nmgnmoQ>© H$. gß.

S¥>mBqdJ bmg|gH$. gß./

d°dmhH$ pÒWV/ AddmhV/ ddmhV/

AmlVm| H$s gß. /


Mr. Mrs. Ms. Dr. Others

Former or other name, if any

(Please attach supporting documents, if former/other name is provided)

Nationality

Country of residence

Passport no.

Driving licence no.

Marital status Single Married

No. of dependants

/

Please affix andsign across your

recent photograph/H•$nm AnZr ZdrZV_ VÒdra hmß

MnH$mH$a, BgHo$ Amanma hÒVmja H$a|/ Please affix and sign across your

recent photograph

8 9

nVo H$m ddaU - gh-AmdoXH$

Personal Loan/Application Form/ /

Ï∫$JV F$U/ kÆ_g gp°_AmdoXZ nÃAf∆ ”L$

Applicant ID/ / __________________AmdoXH$ AmB©S>r: AfS>v$pf_u ApCX$u

Loan amount and tenure/Amount: `75,000 to `1,000,000*/

Tenure: Maximum upto 5 years/ AdY: AYH$V_ 5 dfm] VH$ / dyv$s: dl—d 5 hjÆ ky u

F$U ame Am°a AdY/gp°__u fL$d A_° dyv$same: `75,000 go `1,000,000 VH$*/fL$d: ` 75,000\u `1,000,000* ky u

Please tick the Applicant category as applicable/

£ Cards (pre-selected)/ £ Top-up (pre-selected)/ £ Liability (pre-selected)/ £ Liability accountholder/ £Corporate Employee Programme//

£ Cards (pre-qualified)/ £ Top-up (pre-qualified)/ £ Liability (pre-qualified)/ £ Staff/ £ Others/

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ÒQ>m\$/L$dÆQpfu A›/Afiep°H$mS≤>©g (‡r-goboä Q>oS>) Q>m∞n-An (‡r-goboä Q>oS>)/ bm~bQ>r (‡r-goboä Q>oS>)/L$pXÆ$k (|hÆ- p”) V$p° -A (|hÆ- p”) gpe°rbrgV$u (|hÆ- p”)

/

Documents required/ AmdÌH$ XÒVmdoO/AphÌeL$ v$ısph≈°

Financial documents required / AmdÌH$ dŒmr XÒVmdoO/AphÌeL$ _pZpL$ue v$ısph°≈°

Proof of identity (any one)

• Passport/ /• Election/Voter's ID / / /

• Permanent driving licence/

• Government employee ID card/

• Defence ID card/

• Permanent Account Number (PAN) card/

• Aadhaar card/ • Photo ration card/

• National Rural Employment Guarantee Act(NREGA) Job Card/

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S>\|$g (ajm) nhMmZ nÃ/ kÑfnZ Ap°mM”

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AmYma H$mS>© / Appf L$pXÆ$ \$moQ>mo bJm ameZ H$mS>©/

ap°V$p° f°i_ L$pXÆ

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Salaried

Self-employed/ Proprietor

doVZmoJr

Proof of Residential/Permanent address (any one)

• Passport/• Election/Voter's ID/• Permanent driving licence/

• Ration card/ /• Society outgoing bill (only from registered societies)/

• Electricity/Water/Telephone bill/

• Gas bill (pipeline connection only)/

• Property tax bill/ • Domicile certificate with address issued by Municipal Corporation/

• Registered rent/lease agreement (registered with StateGovernment or similar registration authority)/

nmgnmoQ>©/pkp°VÆ$ _VXmVm H$mS>© /ZdS>UyH$/dsv$p_/dsv$pf Ap°mM”

n_m©Z|Q> S¥>mBqdJ bmBg|g /L$pedu X≤$pCthN gpCkfik

ameZ H$mS>© f°i_ L$pXÆ$

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Proof of age (any one)

• Passport/ • Valid permanent driving

licence/ /

• Photo PAN card/

• Birth certificate/

• School leaving certificate/

nmgnmoQ>©/pkp°VÆ

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\$moQ>mo n°Z H$mS>©/ap°V$p° p_ L$pXÆ$

O›_ ‡_mUnÃS>fid_p° v$pMgp°

ÒHy$b brqdJ gQ>©\$Ho$Q>ipmp R>p°X$Èp_p° v$pMgp°

Latest salary slip (mandatory) and Bank statements of the primary account for the last 3 months (mandatory) and Acknowledged IT return (latest) for one year (optional) and Latest form 16 (optional)

P&L account and balance sheet for the last 2 years certified/audited by C.A. (mandatory) andComputation of income for the last 2 years certified by C.A. andAcknowledged IT returns for last 2 years (mandatory) andBank statements of the primary account for the last 6 months (mandatory)

ZdrZV_ g°bar pÒbn (AmdÌH$) Am°a

_yb ImVo Ho$ nN>bo 3 _hrZm| Ho ~¢H$ ÒQ>oQ>_|Q≤>g (AmdÌH$) Am°a

ZdrZV_ AmH$a ddaUr H$s ‡m· (AmdÌH$) Am°a EH$ df© (Eop¿N>H$) Am°a ZdrZV_ \$m∞_© 16 (Eop¿N>H$)

5

nhMmZ nÃ (H$moB© EH$)/ nVo H$m ‡_mU/ÒWmr nVm (H$moB© EH$)/ Am w H$m ‡_mU (H$mBo © EH$)/

Òd-amoOJma/‡mo‡mQ>a nN>bo 2 dfm] H$o nr E›S> Eb AH$mCßQ>, ~°b|g erQ,>Omo MmQ>©S>© EH$mCßQ>|Q> ¤mam ‡_m[UV/boIm nar[jV hmoß (AmdÌH$) Am°a

nN>bo 2 dfm] H$s Am H$s JUZm, Omo MmQ>©S>© EH$mCßQ>|Q> ¤mam ‡_m[UV hmo Am°a

nN>bo Xmo dfm] H$s AmH$a ddaUr H$s ‡m· (AmdÌH$) Am°a _yb/‡mB_ar ~¢H$ EH$mCßQ> Ho$ nN>bo 6 _hrZo Ho$ ÒQ>oQ>_|Q≤>g (AmdÌH$)

Ap°mM_p° yfphp° (L$p°C Z A°L$) r_hpku / L$pedu kf_pdp_p° yfphp° (L$p°C Z A°L$) Jdf_p° yfphp° (L$p°C Z A°L$)

Applicant details/ AmdoXH$ H$m ddaU/AfS>v$pf_u rhNsp°

Similar set of documents need to be provided for the Co-applicant, if applicable.The above stated documentation is subject to change at the sole discretion of HSBC India.

X bmJy hmo Vmo gh-AmdoXH$ Ho$ bE r B›ht XÒVmdoOm| Ho$ g_yh O_m H$aZo hm|Jo.

EMEg~rgr BßS>m Ho$ EH$_mÃ ddoH$ na Cnamo∫$ CÑ IV XÒVmdoOm| _| n[adV©Z H$m Om gH$Vm h°.

Name/ / __________________________________________________________________________________ First/ Middle/ Last/

£ Mr./ £ Mrs./ £ Ms./ £ Dr./ £ ____________________

Former or other name, if any/ ______________________________ ______________________________________________________________________________________________(Please attach supporting documents, if former/other name is provided)/

Nationality/ _____________________________________________________________________________________________

Country of residence/ / ______________________________________________________________________________

Passport no./ / ______________________________________________________________________________________

Driving licence no./ _____________________________________________________________________


No. of dependants/ _______________________________________________________________________________

Sex/ £ Male/ £ Female/ / Date of birth (dd/mm/yyyy)/

____________________ PAN no./GIR no./ ________________

Mother's name before marriage (We will only use this for caller identification)/_________________________________________________________

E-mail address/ / ___________________________________________________________________________________

Educational qualification/ / £ Post-graduate degree/ £ Graduate/ £ Diploma holder/ £ Under graduate/ £ High school/ £ Professional degree (C.A., Doctor, Engineer, MBA, Architect)/

£ Others/ ________________________________

Job title/ _____________________________________________________________________________________

Zm_ _pd

nhbm/l°gyÑ _‹/hQgyÑ AßV_/R>°ÎgyÑ

lr/Óu lr_Vr /Óudsu Hw$_mar/Ly$. S>m∞./X$p°.

nyd© m A› Zm_X hmo Vmo/Ns L°$ Afie _pd, ≈° L$p°C lp°e sp°

(X nyd© H$m/A› Zm_ Xm Jm hmo Vmo H•$nm ghmH$ XÒVmdoO bJmEß) /(L$© p L$fu_° ≈° Ns / Afie _pd Ap‡eyÑ lp°e sp° kd\Æ_ Apsp v$ısph°≈° ≈°X$p°)

ZmJ[aH$/_pNqfL$–h

Zdmg H$m Xoer_hpk_p° v°$i

nmgnmoQ>© H$. gß.pkp°VÆ$ _Ñ..

S¥>mBqdJ bmg|g H$. gß./X≤$pCthN gpCkfik _Ñ.

d°dmhH$ pÒWV/h•hprlL$ [ı\rs AddmhV/AqfZus ddmhV/qfZus

AmlVm| H$s gß. /r_cÆfp°_u kÑøep

qbJ/g]N nwÈf/ yfyj _hbm u O›_ VmarI (VW/_mh/df©)

S>fidspfuM (qv$hk/drl_p°/hó jÆ) n°Z H$. gß./OrAmB©Ama H$. gß./p_ _Ñ./∆ApCApf _Ñ

ddmh go nhbo H$m _mß H$m Zm_ (BgH$m CnmoJ g\©$ H$m∞ba AmBS>|Q>\$Ho$eZ H$o bE H$m OmEJm)/dpsp_yÑ g¡_ |h£_yÑ _pd (Ad° Ap aºs L$p°gf rR>pZ dpV°$ Dep°N L$fuiyÑ)

B©-_ob nVm C-d°Cg kf_pdyÑ

e°jUH$ moΩVmi•nrZL$ p”sp ÒZmVH -nÌMmV gZX/$p°ıV$-N∞°ƒeyA°V$ qX$N∞u ÒZmVH /N∞°ƒeyA°V$ S>flbmo_m YmaH$ /qX$‡gp°dp pfL$ J°a-ÒZmVH /AÑX$fN∞°ƒeyA°V$

hmB© ÒHy$b/lpC ıL|$g ‡mo\o$eZb S>Jr (grE, S>m∞ä Q>a, BßOZra, E_~rE, Amä ©Q>oä Q>)/ÏephkpreL$ qX$N∞u (ku.A°., X$p°ºV$f, A°rfiS>r_ef, A°dbuA°, ApqLÆ$V°$ºV$) A›/Afiep°

H$m© (OÂ_oXmar) nX/≈°b V$pCV$g

Others/ A›/Afiep°



MnH$mH$a, BgHo$ Amanma hÒVmja H$a|/Al] pkp°VÆ$ ApL$pf_p° ap°V$p° gNphp° A_°

Df klu L$fp°

Residence accommodation - Applicant/Amdmgr OJh - AmdoXH$/r_hpku Of- AfS>v$pf

Ownership/_mbH$s/dprgL$u

£ Company provided/ £ Rental/ £ Self owned/

£ Parents/Relatives / £ Mortgaged/

£ Others/ / _____________________

Hß$nZr ¤mam Xm hAm/LÑ$ _uA° Ap°gyÑ H$amE H$m/cpX$p_yÑ IwX H$m /p°sp_u dprgL$u_yÑ

_mVm-nVm/ [aÌVoXma H$m/hpguAp° / kÑbÑ uAp°_yÑ _m∞J¡S>/Nufp° d|L°$gyÑ

A›Afiep°_yÑ

6

Npfv$pf : R>°ÎgpdpÑ R>°Îgu Npf_u [ıg (afrS>eps) A_°Ns 3 drl_p dpV°$ dyøe Mpsp_pÑ b°fiL$ r_h°v$_p° (afqS>eps) A_°A°L$ hjÆ dpV°$ (h•L$[ÎL$) lp¢Q Ap°gyÑ ApCV$u qfV$_Æ (R>°ÎgpdpÑ R>°ÎgyÑ) A_°R>°ÎgpdpÑ R>°ÎgyÑ ap°dÆ 16 (h•L$[ÎL$)

ku.A°. ‹pfp ‚dprZs / Ap°qX$V°$X$ Ns 2 hjÆ dpV°$ u A°fiX$ A°g AL$pDfiV$ A_° b°g°fik iuV$ (afrS>eps) A_°ku.A°. ‹pfp ‚dprZs Ns 2 hjÆ dpV°$ AphL$_u NZsfu A_°b° hjÆ dpV°$ (afrS>eps) lp¢Q Ap°gyÑ ApCV$u qfV$_Æ (R>°ÎgpdpÑ R>°ÎgyÑ) A_°Ns 6 drl_p dpV°$ dyøe Mpsp_pÑ b°fiL$ r_h°v$_p° (afqS>eps)

ıhfp°S>Npf / ‚p°‚pCV$f :

Ap S> fus° ≈° gpNy lp°e sp° kl-AfS>v$pf dpV°$ v$ısph°≈°_p° Aphp° S> kÑQ |fp° pX$hp_p° fl°i°.Dºs L$r\s v$ısph°∆L$fZ A°QA°kbuku C[fiX$ep_u A°L$d°h df∆A° a°fapf_° Apu_ R>°.

Third Gender/ V¥Vr` n§Wr`/ s©sue `„\u

About my job/Profession/Occupation - Applicant/_oao H$m_/noeo/H$m_H$mO Ho$ ~mao _| - AmdoXH$/dpfu _p°L$fu/Ïehkpe/L$pdÑ p° rhi°-AfS>v$pf

£ Designation/ £ Senior management/ £ Executive/officer/

£ Professional/ £ Non-executive/ /£ Others/ ______________________________

You work for/ £ Government/ £ Public ltd. co./ n. b. Hß$. / £ Public sector/ £ Pvt. ltd. co. £ MNC /

£ Others/ ______________ Exact designation/ ___________________________

Salaried/doVZmoJr/Npfv$pfd[a> ‡~ßYZ/rkr_ef d°_°S>d°fiV$ H$m©H$mar AYH$mar/

nX/lp°ÿp° A°[ºTºeyqV$h/Ap°qakf

noeoda/‚p°a°i_g Zm∞Z-EΩOä wQ>d_p°_- A°[ºTºeyqV$h A›/Afiep°

gaH$ma/kfL$pf [ÂgL$ rg. LÑ$..Amn BZHo$ bE H$m©aV h¢ np„bH$ goä Q>a/[ÂgL$ k°ºV$f ‡m. b. Hß$/‚p. rg. LÑ$. E_EZgr/A°dA°_ku

sd° L$pd L$fp° R>p° A›/Afiep°

dmÒVdH$ AmohXm/Qp°Ω$k lp°ÿp°

Address details - Applicant/nVo H$m ddaU - AmdoXH$/kf_pdp_u rhNsp°- AfS>v$pf

Current residential address*/dV©_mZ Amdmgr nVm*/hsÆdp_ r_hpku kf_pdyÑ *

Flat no. and building name/ _________________________________________________________

___________________________________________________________________________________________________________________

Road name/number / amoS> H$m Zm_/Zß~a/ __________________________________________________________________________

Area and landmark/joÃ Am°a b¢S>_mH©$/ ________________________________________________________________________

City/eha/ _____________________________________________________ Pin code/ nZ H$moS> / _____________________________

Residence tel. no. (with STD code)/Amdmgr Q>ob\$moZ Zß. (EgQ>rS>r H$moS> Ho$ gmW)/ ____________________________

Mobile/_mo~mBb/ _____________________________ One of the above numbers is mandatory to specify./

E-mail address/B©-_ob nVm/ _____________________________________________________________________________________

Duration at current address/dV©_mZ nVo na H$~ go h¢/ _________________________ years/df©/___________months/_mh/

*If you have a permanent address, which is different from the Residential address, request you to provide the details along with the proof of address./* X AmnHo$ nmg H$moB© A› ÒWmr nVm h°, Omo Amdmgr nVo go fi h°, Vmo Amngo AZwamoY h° H$ nVo Ho$ ‡_mU Ho$ gmW ddaU X|.

Alternate residential address/

Flat no. and building name/‚b°Q Zß. Am°a ~pÎS>®J H$m Zm_ / _________________________________________________________

___________________________________________________________________________________________________________________



City/eha/ ____________________________________________________ Pin code/ nZ H$moS> / ______________________________


Mobile/_mo~mBb/ _____________________________ One of the above numbers is mandatory to specify./Cnamo∫$ _| go EH$ H$m CÑ oI H$aZm AmdÌH$ h°./

Office address/

Firm name/employer and dept. name / ___________________________

____________________________________________________________________________________________________________________

Building name and floor and street name/______________________________________________________________________________________________________________

Landmark (mandatory)/ ___________________________________________________________________

City/eha/__________________________________________ State/ _________________________________________________

Pin code/ _________________________

Office tel. no. (with STD code)/ _______________________________(mandatory)/

Extn./ _________________________

‚b°Q Zß. Am°a ~pÎS>®J H$m Zm_ /

Cnamo∫$ _| go EH$ H$m CÑ oI H$aZm AmdÌH$ h°./

d°H$pÎnH$ Amdmgr nVm/h•L$[ÎL$ r_hpku kf_pdyÑ

H$mm©brZ nVm/Ap°rak_yÑ kf_pdyÑ

„g°V$ _Ñ. A_° dL$p__yÑ _pd

fp°X$_yÑ _pd/_Ñbf

rhıspf A_° kudprQl_

il°f r_ L$p°X$

q_hpku V°$rgap°_ _Ñ. (A°kV$uX$u L$p°X$ kp\°)

^_U‹dZr Qp°MhV$ L$fhp dpV°$ DºsdpÑ\u A°L$ _Ñbf afrS>eps R>°.

C-d°Cg A°X≤°$k

hsÆdp_ kf_pd° dyv$s hjÆ drl_p

*≈° sdpfyÑ kf_pdyÑ L$pedu lp°e, S>° r_hpku kf_pdp\u AgN lp°e sp° L©$ p L$fu_° kf_pdp_p yfphp kp\° rhNsp° App°.




il°f r_ L$p°X$



Hß$nZr H$m Zm_/EÂnbm∞ a Am°a dmJ H$m Zm_/LÑ$ _u_yÑ _pd/LÑ$ _u A_° rhcpN_yÑ _pd

~pÎS>®J H$m Zm_ Am°a _ßOb VWm Jbr H$m Zm_/Zß. /dL$p__yÑ _pd A_° dpm s\p Ngu_yÑ

_pd/_Ñ.

b°ßS>_mH©$ (AmdÌH$)/kudprQl_ (afrS>eps)

il°f am¡/fpƒe

nZ H$moS>/r_ L$p°X$

H$mm©brZ Q>ob\$moZ Zß. (EgQ>rS>r H$moS> Ho$ gmW)/Ap°qak_p° V°$rgap°_ _Ñ. (A°kV$uX$u L$p°X$ kp\°)(AmdÌH$)/(afqS>eps)

Eä gQ>|eZ/A°ºkV°$fii_

7

Line Aligement100% WrightAs it is followsas all Lang


£ Partnership/


AmnH$s gßÒWm /sdpfu °Y$u

‡mo‡maQ>aen/‚p°‚pCV$fri

nmQ>©Zaen/cpNuv$pfu

‡mBdoQ> b_Q>oS> Hß$nZr/‚pCh°V$ rgrdV°$X$ LÑ$ _u

£ Self-employed/Òd-amoOJma/ıhfp°S>Npf £ Others/A›/Afiep°

Profession/£C.A./ £Journalist/£ Architect/ £ Consultant/

£ Doctor/ £ Lawyer/£ Others/ __________________

H$m_H$mO/Ïehkpe

grE/ku.A°. nÃH$ma/”L$pf

Ampä Q>©ä Q> gbmhH$ma/L$fikÎV$fiV$ApqLÆ$V°$ºV$

S>m∞ä Q>a/X$p°ºV$f dH$sb/hL$ug

A›/Afie

£ Student/

£ Housewife/

£ Retired/£ Others/__________________

N>mÃ/rh¤p\

J•hUr/N©rlZu

godmZd•V/r_h©—

A›/Afie


Investment in plant and machinery/__________________________________________


flbmßQ> Am°a _erZar/‡gpfiV$ A_° diu_fu

hmß /lp Zht/_p

flbmßQ> Am°a _erZar _| Zdoe/‡gpfiV$ A_°

diu_fudpÑ fp°L$pZ

(y_, B_maV, \$Z©Ma Am°a \$ä gMg© H$mo N>moS>H$a _yb bmJV Am°a do A› AmBQ>Âg, Omo maVr [aOd© ~¢H$ Ho$ ‡mmo[aQ>r goä Q>a b|qS>J na 'Zdoe' Ho$ bE dV©_mZ Xem ZXem| Ho$ AZwgma JZZo _| N>moS> XoZo h¢) (‚ppfie n°”_p rfpZ f ApfbuApC_u dp°S|>v$ dpNÆv$riÆL$p A_ykpf Dºs ' fp°L$pZ ' _u NZsfu dpV°$ S>du_, dL$p_, ar_ÆQf A_° qaºıQkÆ A_° Afie Qu≈° bpv$ L$fspÑ d|m MQÆ)


Investment in office equipment/ ________________________________


H$mm©b CnH$aU>/Ap°qak C[ºhd°fiV$

hmß /hmo Zht/_p

H$mm©b CnH$aU >_| Zdoe/Ap°qak_p C[ºhd°fiV$dpÑ fp°L$pZ


£ Manufacturing/Z_m©U/D–pv$_ £ Services/ godmEß /k°hp

Business details/ÏmdgmH$ ddaU/h° pf_u rhNsp°

Name of firm/Employer/ ________________________________________________________Nature of business/ ___________________________________________________________________________________

gßÒWm/_mbH$ H$m Zm_ /°Y$u/LÑ$ _u_yÑ _pd

Ïdgm H$m ‡H$ma/h° pf_p° ‚L$pf

Total no. of years in employment/business / Zm°H$ar/Ïdgm _| Hw$b df©/fp°S>Npf/h° pfdpÑ Ly$g hjÆ_u kÑøep

No. of years in present employment/business /dV©_mZ Zm°H$ar/Ïdgm _| Hw$b df©/hsÆdp_ fp°S>Npf/h° pfdpÑ Ly$g hjÆ_u kÑøep

Income details - Applicant/ Am ddaU - AmdoXH$/AphL$_u rhNsp°- AfS>v$pf

Details of photo identity - Applicant/ \$moQ>mo nhMmZ H$m ddaU - AmdoXH$/ap°V$p° Ap°mM_u rhNsp°- AfS>v$pf

Purpose of Personal Loan/Ïpä VJV F$U H$m C‘oÌ /kÆ_g gp°__p° l°sy


Gross/ ______________________________________________ Net/ _____________________________________________

Other annual income/ ___________________________________________________________________

Other annual income source/ _______________________________________________________

dmf©H$ doVZ/Am (dV©_mZ df©):/hprjÆL$ Npf / AphL$ (hsÆdp_ hjÆ): Ly$g

Jm∞g/Jm∞g ew’/_°V$

A› dmf©H$ Am /Afie hprjÆL$ AphL$

A› dmf©H$ Am H$m ÚmoV /Afie hprjÆL$ AphL$ p°s

Identification (ID)/ Document type/ _________________________

Document number/ ____________________________________

AmB©S>|Q>\$Ho$eZ (AmB©S>r):/Ap°mM (ApCX$u): S>m∞∞∞ä w_|Q> H$m ‡H$ma/v$ısph°S>_p° ‚L$pf

S>m∞∞∞ä w_|Q>> Zß./v$ısph°S>_p° _Ñbf

£ Purchase of professional equipment/ £Purchase of vehicle/

£ Purchase of office equipment/ £ Purchase of other consumer durable(s)/

£ Working capital (advertising, wages, rent, other costs)/ £ Travel/ £ Purchase of raw material/

£ Retiring other debt(s)/ £ Other business use/

£ Takeover of existing Personal Loan/

£ Any other/ ____________________________

noeoda CnH$aU H$s> IarX / dmhZ >H$s> IarX/‚p°a°i_g C[ºhd°fiV$_u Mfuv$u hpl__u Mfuv$u

H$mm©b CnH$aU H$s> IarXAp°qak C[ºhd°fiV$_u Mfuv$u A› Cnmo∫$m gm_Jr(Jm|) >H$s> IarX

Afie L$fiTeydf X$Èyf°bg (bÎk)_u Mfuv$u

Q¥>°db /‚hpkH$m©H$mar nyßOr (dkmnZ, doOog, a|Q>, A› bmJV) H$É o gm_mZ H$s IarX/L$peÆhpl d|X$u (≈l°fps, h°s_, cpXyÑ$, Afie MQÆ) L$pQp dpg_u Mfuv$u

A› ÏmdgmH$ CnmoJ/Afie X°$ÂV$(Vπ$k) Q|L$hu v°$hp A› CYmar MwH$mZm/Afie h° pfu Dep°N

_m°OyXm Ï∫$JV F$U H$m AYJhU/hsÆdp_ kÆ_g gp°__yÑ V°$L$Ap°hf

H$moB© A›/L$p°C Z Afie

8

Reference/ gßX©/kÑv$cÆReference (Friend)/

Residence address/Amdmgr nVm/r_hpku kf_pdyÑ

Reference (Family)/gßX© (n[adma)/

Residence address/Amdmgr nVm/r_hpku kf_pdyÑ

gßX© (_Ã)/kÑv$cÆ (rd”)

kÑv$cÆ (Ly$VyÑ$b)

1) Name/ /____________________________________________________________________________________________________First/ Middle/ Last/ /

£ Mr./ £ Mrs./ £ Ms./



___________________________________________________________________________________________________________________

Area and landmark/ ________________________________________________________________________

City/ _____________________________________________________ Pin code/ __________________________

Residence tel. no. (with STD code)/ ___________________________

Mobile/ _____________________________

Relationship with Applicant/ _______________________________________________________________

2) Name/ /____________________________________________________________________________________________________First/ Middle/ Last/ /

£ Mr./ £ Mrs./ £ Ms./



___________________________________________________________________________________________________________________

Area and landmark/ _______________________________________________________________________

City/ _____________________________________________________ Pin code/ __________________________

Residence tel. no. (with STD code)/ ___________________________

Mobile/ _____________________________

Relationship with Applicant/ _______________________________________________________________

Zm_ _pd

nhbm / l°gyÑ _‹/hQgyÑ AßV_R>°ÎgyÑ

lr/Óu lr_Vr/Óudsu Hw$_mar/Ly$.

qbJ/ g]N nwÈf/yfyj _hbm/u

„g°V$ _Ñ A_° dL$p__yÑ _pd

joÃ Am°a b¢S>_mH©$/rhıspf A_° kudprQl_

eha /il°f nZH$moS>/r_ L$p°X$

Amdmgr Q>ob\$moZ Zß. (EgQ>rS>r H$moS> Ho$ gmW)/r_hpku V°$rgap°_ _Ñ. (A°kV$uX$u L$p°X$ kp\°)

_mo~mBb/dp°bpCg

AmdoXH$ Ho$ gmW gß~ßY/AfS>v$pf kp\° kÑbÑ^

Zm_ _pd

nhbm / l°gyÑ _‹/hQgyÑ AßV_R>°ÎgyÑ

lr/Óu lr_Vr/Óudsu Hw$_mar/Ly$.

qbJ/ g]N nwÈf/yfyj _hbm/u

„g°V$ _Ñ A_° dL$p__yÑ _pd

joÃ Am°a b¢S>_mH©$/rhıspf A_° kudprQl_

eha /il°f nZH$moS>/r_ L$p°X$

Amdmgr Q>ob\$moZ Zß. (EgQ>rS>r H$moS> Ho$ gmW)/r_hpku V°$rgap°_ _Ñ. (A°kV$uX$u L$p°X$ kp\°)

_mo~mBb/dp°bpCg


My financial references/_oao dŒmr gßX©/dpfp _pZpL$ue kÑv$cp£

Bank name and branch/ ___________________________________________________________________

Account number/ ______________________________________________________________________________________

Account type/ ______________________________ Account since/ _______________________

~¢H$ H$m Zm_ d emIm/b°fiL$_yÑ _pd A_° ipMp

ImVm H./Mpsp _Ñbf

ImVo H$m ‡H$ma/Mpsp_p° ‚L$pf ImVm H$~ go h°/MpsyÑ ºepf\u R>°

Co-applicant details/gh-AmdoXH$ H$m ddaU/kl-AfS>v$pf_u rhNsp°

Name/ / _________________________________________________________________________________ First/ Middle/ Last/

£ Mr./ £ Mrs./ £ Ms./ £ Dr./ £ ___________________

Former or other name, if any/ ______________________________ ______________________________________________________________________________________________(Please attach supporting documents, if former/other name is provided)/

Nationality/ _______________________________________________________________________

Country of residence/ / ______________________________________________________________________________

Passport no./ / _________________________________________________________________

Driving licence no./ ________________________________________________


No. of dependants/ _________________________________________________________

Zm_ _pd

nhbm/l°gyÑ _‹/hQgyÑ AßV_/R>°ÎgyÑ

lr/Óu lr_Vr /Óudsu Hw$_mar/Ly$. S>m∞./X$p°.

nyd© m A› Zm_X hmo Vmo/Ns L°$ Afie _pd, ≈° L$p°C lp°e sp°

(X nyd© H$m/A› Zm_ Xm Jm hmo Vmo H•$nm ghmH$ XÒVmdoO bJmEß) /(L$© p L$fu_° ≈° Ns / Afie _pd Ap‡eyÑ lp°e sp° kd\Æ_ Apsp v$ısph°≈° ≈°X$p°)

ZmJ[aH$/_pNqfL$–h

Zdmg H$m Xoer_hpk_p° v°$i

nmgnmoQ>© H$. gß.pkp°VÆ$ _Ñ..

S¥>mBqdJ bmg|g H$. gß./X≤$pCthN gpCkfik _Ñ.

d°dmhH$ pÒWV/h•hprlL$ [ı\rs AddmhV/AqfZus ddmhV/qfZus

AmlVm| H$s gß. /r_cÆfp°_u kÑøep




MnH$mH$a, BgHo$ Amanma hÒVmja H$a|/Al] pkp°VÆ$

ApL$pf_p° ap°V$p° gNphp° A_° Df klu L$fp°

9


Address details - Co-applicant/ nVo H$m ddaU - gh-AmdoXH$/kf_pdp_u rhNsp°- kl- AfS>v$pf

Current residential address*/dV©_mZ Amdmgr nVm*/hsÆdp_ r_hpku kf_pdyÑ *


___________________________________________________________________________________________________________________



City/eha/ _____________________________________________________ Pin code/ nZ H$moS> / _____________________________


Mobile/_mo~mBb/ _____________________________ One of the above numbers is mandatory to specify./Cnamo∫$ _| go EH$ H$m CÑ oI H$aZm AmdÌH$ h°./

E-mail address/B©-_ob nVm/ _____________________________________________________________________________________

Duration at current address/dV©_mZ nVo na H$~ go h¢/ _________________________ years/df©/___________months/_mh/

Office address/H$mm©brZ nVm/Ap°rak_yÑ kf_pdyÑ

Firm name/employer and dept. name / ___________________________

____________________________________________________________________________________________________________________

Building name and floor and street name/______________________________________________________________________________________________________________

Landmark (mandatory)/ ___________________________________________________________________

City/eha/__________________________________________ State/ _________________________________________________

Pin code/ _________________________

Office tel. no. (with STD code)/ _______________________________(mandatory)/

Extn./ _________________________




il°f r_ L$p°X$



C-d°Cg A°X≤°$k

hsÆdp_ kf_pd° dyv$s hjÆ drl_p

Hß$nZr H$m Zm_/EÂnbm∞ a Am°a dmJ H$m Zm_/LÑ$ _u_yÑ _pd/LÑ$ _u A_° rhcpN_yÑ _pd

~pÎS>®J H$m Zm_ Am°a _ßOb VWm Jbr H$m Zm_/Zß. /dL$p__yÑ _pd A_° dpm s\p Ngu_yÑ

_pd/_Ñ.

b°ßS>_mH©$ (AmdÌH$)/kudprQl_ (afrS>eps)

il°f am¡/fpƒe

nZ H$moS>/r_ L$p°X$

H$mm©brZ Q>ob\$moZ Zß. (EgQ>rS>r H$moS> Ho$ gmW)/Ap°qak_p° V°$rgap°_ _Ñ. (A°kV$uX$u L$p°X$ kp\°)(AmdÌH$)/(afqS>eps)

Eä Q>|eZ/A°ºkV°$fii_

About my job/Profession/Occupation - Co-applicant/ _oar Zm°H$ar/noeo/H$m_H$mO Ho$ ~mao _| - gh-AmdoXH$ dpfu _p°L$fu/ Ïehkpe/ L$pdÑ p rhi°- kl- AfS>v$pf

£ Designation/ £ Senior management/ £ Executive/officer/

£ Professional/ £ Non-executive/ /£ Others/ ______________________________

You work for/ £ Government/ £ Public ltd. co./ n. b. Hß$. / £ Public sector/ £ Pvt. ltd. co. £ MNC /

£ Others/ ______________

Salaried/doVZmoJr/Npfv$pfd[a> ‡~ßYZ/rkr_ef d°_°S>d°fiV$ H$m©H$mar AYH$mar/

nX/lp°ÿp° A°[ºTºeyqV$h/Ap°qakf

noeoda/‚p°a°i_g Zm∞Z-EΩOä wQ>d_p°_- A°[ºTºeyqV$h A›/Afiep°

gaH$ma/kfL$pf [ÂgL$ rg. LÑ$..Amn BZHo$ bE H$m©aV h¢ np„bH$ goä Q>a/[ÂgL$ k°ºV$f ‡m. b. Hß$/‚p. rg. LÑ$. E_EZgr/A°dA°_ku

sd° L$pd L$fp° R>p° A›/Afiep°

10

Sex/ £ Male/ £ Female/ Date of birth (dd/mm/yyyy)/

____________________ PAN no./GIR no./ _________________

Mother's name before marriage (We will only use this for caller identification)/__________________________________________________________

Relationship with Applicant/ ________________________________________________________________

E-mail address/ / ___________________________________________________________________________________

______________________________________________________________________________

Educational qualification/ / £ Post-graduate degree/£ Graduate/ £ Diploma holder/ £ Under graduate/£ High school/ £ Professional degree (C.A., Doctor, Engineer, MBA, Architect)/

£ Others/ ____________________________________________

Job title/ _______________________________________________________________________________________

qbJ/g]N nwÈf/ yfyj _h/mbu O›_ VmarI (VW/_mh/df©)

S>fidspfuM (qv$hk/drl_p°/hó jÆ) n°Z H$. gß./OrAmB©Ama H$. gß./p_ _Ñ./∆ApCApf _Ñ

ddmh go nhbo H$m _mß H$m Zm_ (BgH$m CnmoJ g\©$ H$m∞ba AmBS>|Q>\$Ho$eZ H$o bE H$m OmEJm)/dpsp_yÑ g¡_ |h£_yÑ _pd (Ad° Ap aºs L$p°gf rR>pZ dpV°$ Dep°N L$fuiyÑ)


B©-_ob nVm C-d°Cg kf_pdyÑ

Name of programme/‡moJm_ H$m Zm_/‚p°N∞pd_yÑ _pd

e°jUH$ moΩVmi•nrZL$ p”sp ÒZmVH -nÌMmV gZX/p°ıV$-N∞°ƒeyA°V$ qX$N∞u

ÒZmVH /N∞°ƒeyA°V$ S>flbmo_m YmaH$ /qX$‡gp°dp pfL$ J°a-ÒZmVH /AÑX$fN∞°ƒeyA°V$

hmB© ÒHy$b/lpC ıL|$g ‡mo\o$eZb S>Jr (grE, S>m∞ä Q>a, BßOZra, E_~rE, Amä ©Q>oä Q>)/ÏephkpreL$ qX$N∞u (ku.A°., X$p°ºV$f, A°rfiS>r_ef, A°dbuA°, ApqLÆ$V°$ºV$) A›/Afiep°

H$m© (OÂ_oXmar) nX/≈°b V$pCV$g


11

My requirements/_oar AmdÌH$VmEß/dpfu AphÌeL$spAp°

Personal Loan amount required for/ ` ____________________ Personal Loan tenure required/ ____________ months/years /

st thEMI date will be the 1 or 10 of every month, depending on the Personal Loan disbursal date. /

Ï∫$JV F$U È./AphÌeL$ kÆ_g gp°_ fL$d Ho$ bE MmhEÏ∫$JV F$U AdY/AphÌeL$ kÆ_g gp°__u dyv$s _mh/dfm] Ho$ bE MmhE/drl_p/ hjÆ

Ï∫$JV F$U gßdVaU H$s VmarI Ho$ AZwgma, _mgH$ H$ÒV H$s VmarI ha _mh H$s nhbr AWdm Xgdt hmoJr./CA°dApC spfuM kÆ_g gp°__p rhsfZ_u spfuM_° Appf° v$f drl_° 1gu L°$ 10du fl°i°.


£ Partnership/


AmnH$s gßÒWm /sdpfu °Y$u

‡mo‡maQ>aen/‚p°‚pCV$fri

nmQ>©Zaen/cpNuv$pfu

‡mBdoQ> b_Q>oS> Hß$nZr/‚pCh°V$ rgrdV°$X$ LÑ$ _u

Profession/£C.A./ £Journalist/£ Architect/ £ Consultant/

£ Doctor/ £ Lawyer/£ Others/ __________________

H$m_H$mO/Ïehkpe

grE/ku.A°. nÃH$ma/”L$pf

Ampä Q>©ä Q> gbmhH$ma/L$fikÎV$fiV$ApqLÆ$V°$ºV$

S>m∞ä Q>a/X$p°ºV$f dH$sb/hL$ug

A›/Afie

£ Self-employed/Òd-amoOJma/ıhfp°S>Npf £ Others/A›/Afiep°

£ Student/

£ Housewife/

£ Retired/£ Others/__________________

N>mÃ/rh¤p\

J•hUr/N©rlZu

godmZd•V/r_h©—

A›/Afie


Investment in plant and machinery/_____________________________________________


flbmßQ> Am°a _erZar/‡gpfiV$ A_° diu_fu

hmß /lp Zht/_p

flbmßQ> Am°a _erZar _| Zdoe/‡gpfiV$ A_°

diu_fudpÑ fp°L$pZ



Investment in office equipment/ ___________________________________


H$mm©b CnH$aU>/Ap°qak C[ºhd°fiV$

hmß /hmo Zht/_p

H$mm©b CnH$aU >_| Zdoe/Ap°qak_p C[ºhd°fiV$dpÑ fp°L$pZ


£ Manufacturing/Z_m©U/D–pv$_ £ Services/ godmEß /k°hp

Business details/ÏmdgmH$ ddaU/h° pf_u rhNsp°

Name of firm/Employer/ _________________________________________________________________Nature of business/ ___________________________________________________________________________

gßÒWm/_mbH$ H$m Zm_ /°Y$u/LÑ$ _u_yÑ _pd

Ïdgm H$m ÒdÍ$n/h° pf_p° ‚L$pf

Total no. of years in employment/business / Zm°H$ar/Ïdgm _| Hw$b df©/fp°S>Npf/h° pfdpÑ Ly$g hjÆ_u kÑøep

No. of years in present employment/business /dV©_mZ Zm°H$ar/Ïdgm _| Hw$b df©/hsÆdp_ fp°S>Npf/h° pfdpÑ Ly$g hjÆ_u kÑøep

Income details - Co-applicant/ Am ddaU - AmdoXH$/AphL$_u rhNsp°- kl- AfS>v$pf

Details of photo identity - Co-applicant/ \$moQ>mo nhMmZ H$m ddaU - gh-AmdoXH$/ ap°V$p° Ap°mM_u rhNsp°- kl- AfS>v$pf


Gross/ ______________________________________________ Net/ ______________________________________________

Other annual income/ ___________________________________________________________________

Other annual income source/ _______________________________________________________

dmf©H$ doVZ/Am (dV©_mZ df©):/hprjÆL$ Npf / AphL$ (hsÆdp_ hjÆ): Ly$g

Jm∞g/Jm∞g ew’/_°V$

A› dmf©H$ Am /Afie hprjÆL$ AphL$

A› dmf©H$ Am H$m ÚmoV /Afie hprjÆL$ AphL$ p°s

Identification (ID)/ Document type/ _________________________

Document number/ ___________________________________________________________________________

AmB©S>|Q>\$Ho$eZ (AmB©S>r):/Ap°mM (ApCX$u): S>m∞∞∞ä w_|Q> H$m ‡H$ma/v$ısph°S>_p° ‚L$pf

S>m∞∞∞ä w_|Q>> Zß./v$ısph°S>_p° _Ñbf

My instructions/ _oao ZXe/ dpfu k|Q_pAp°

For my convenience, please direct all correspondence to my /

£ Residence/ £ Office address/

I wish to settle my monthly instalment with/a debit to my current/savings account number / _________________________________________ / £ post-dated cheques/

£ ECS/

_oar gwdYm Ho$ bE, H•$nm gr nÃ Ïdhma _oao /dpfu kyrhp dpV°$ L©$ p L$fu_° dpfp khÆ kÑv°$iÏehlpf Al] r_v£$ris L$fp°

Amdmgr/ r_hpk H$mm©brZ nVo na H$a|/Ap°qak_° kf_pd°

AnZr _mgH$ H$ÒV H$m wJVmZ _¢ ZÂZ ¤mam H$aZm MmhVm/MmhVr hß/ lzÑ dpfp dprkL$ l‡sp Ap kp\° sphV$ L$fhp dpNyÑ Ry>Ñ

EMEg~rgr BßS>m Ho$ AnZo Mmby/~MV ImVm H$./dpfp L$ffiV$/ k°th¡k Mpsp _Ñbf_u X°$rbV

H$mo S>o~Q H$a A°QA°kbuku C[fiX$ep pk° nmoÒQ> S>oQ>oS> Moä g/p°ıV$ X$°V°$X$ Q°ºk

B©grEg/CkuA°k

1Unsecured facilities with HBAP / 2Applicable for a) Employees of HBAP and b) Board of Directors of HBAP and their relatives /

2A. EM~rEnr Ho$ H$_©Mm[am| Am°a ~. EM~rEnr Ho$ ZXeH$ _ßS>b d CZHo$ [aÌVoXmam| na bmJy / 2

1 1EM~rEnr Ho$ gmW AZgä moS>© \o$gobQ>rO/A°QbuA° u ≈°X°$ AkÑfrns kyrhpAp°

(A°) A°QbuA° u_p L$dÆQpfuAp° A_° (bu) A°QbuA° u_p bp°XÆ$ Ap°a X$pef°ºV$fp° A_° s°d_p kÑbÑ uAp° dpV°$ gpNy

To be filled by the Bank/ ~¢H$ ¤mam am OmE/b°fiL$ ‹pfp cfhp dpV°$

Priority Sector Lending (PSL)/ £ Yes/ £ No/‡mmo[aQ>r goä Q>a b|qS>J (nrEgEb)‚ppfie n°” rfpZ (uA°kA°g) hmß/lp Zht/_p/

Relationship/ /[aÌVmkÑbÑ^Do you have a near relation to any employee of the Bank or any directors of any HSBC Group Companies. /

/

£ Yes/ £ No/

If yes relationship type / ______________________________

Director/Employee name with whom relationship exists / / ____________________________ _______________________

ä m ~¢H$ Ho$ H$gr H$_©Mmar m EMEg~rgr g_yh Hß$nZm| Ho$ H$gr ZXeH$ go AmnH$m ZOXrH$s gß~ßY h°.iyÑ sd° L$p°C Z A°QA°kbuku N∞y _u LÑ$ _uAp°_p L$p°C Z X$pef°ºV$fp° L°$ L$p°C Z L$dÆQpfu kp\° _∆L$_p° kÑbÑ fphp° R>p°.

hmß/lp Zht/_p

X hmß Vmo H$g Vah H$m/≈° lp lp°e sp° kÑbÑ _p° ‚L$pf

ZXeH$/H$_©Mmar H$m Zm_, Oggo gß~ßY h° kÑbÑ lp°e s° X$pef°ºV$f/L$dÆQpfu_yÑ _pdAm°a H$_©Mmar gßªm/A_° ıV$pa _Ñ.

Definition:1HBAP – The term HBAP is used for all HSBC areas, HBAP subsidiaries and other HBAP legal entities in the Asia Pacific Region.1. Australia, 2. Bangladesh, 3. Brunei, 4. China, 5. Hong Kong, 6. India, 7. Indonesia, 8. Japan, 9. Korea, 10. Macau, 11. Malaysia, 12. Mauritius, 13. New Zealand, 14. Philippines, 15. Singapore, 16. Sri Lanka, 17. Taiwan, 18. Thailand, 19. Vietnam 2'Relative' defined under as:Any immediate ascendant, any spouse or former spouse of any such ascendant, and any brother or sister of any such spouse or former spouse;Any immediate descendant, and any spouse or former spouse of any such descendant;Any brother or sister, aunt or uncle, grandparents, grandchildren and their spouses, any nephew or niece and any first cousin;Any spouse or former spouse, any immediate ascendant of any such spouse or former spouse, and any brother or sister of any such spouse or former spouse;And, of the purposes of this definition, any step-child shall be deemed to be child of both its natural parent and of its step-parent and any adopted child to be the child of the adopting parent, and a

spouse shall include anyone living as suchn[amfm: 1EM~rEnr - EMEg~rgr Ho$ gr joÃm|, EM~rEnr H$s ghmoJr Hß$nZm| Am°a Eem n°go\$H$ joÃm| _| ÒWV EM~rEnr H$o H$mZyZr AÒVÀd Ho$ bE e„X EM~rEnr H$m BÒVo_mb H$m OmVm h°.1. Am∞ÒQ¥>obm, 2. ~mßΩbm Xoe, 3. ~$yZr, 4. MrZ, 5. hm∞›J H$m∞›J, 6. maV, 7. BßS>moZoem, 8. OmnmZ, 9. H$mo[am, 10. _H$mD$, 11. _boem, 12. _m∞[aeg, 13. ›yOrb¢S>, 14. \$bnmBßg, 15. qgJmnwa, 16. lrbßH$m, 17. VmBdmZ, 18. WmB©b¢S, 19. dEVZm_.2"[aÌVoXma' H$s n[amfm Bg ‡H$ma h°:>∑H$moB© r ZOXrH$s nyd©O, Cg nyd©O H$m _m°OyXm m nhbo H$m OrdZgmWr, Am°a Cg OrdZgmWr m nhbo Ho$ OrdZgmWr H$m H$moB© mB© m ~hZ.∑H$moB© r ZOXrH$s dßeO, Cg dßeO H$m _m°OyXm m nhbo H$m OrdZgmWr;∑Cg OrdZgmWr m nhbo Ho$ OrdZgmWr H$m H$moB© mB© m ~hZ, MmMm-MmMr, _m°gm-_m°gr, XmXm-XmXr, ZmZm-ZmZr, ZmVr-nmoVo Am°a CZHo$ OrdZgmWr, VrOm-VrOm, mßOm-mßOr Am°a MMoao mB©-~hZ;∑OrdZgmWr m nhbo Ho$ OrdZgmWr H$m m OrdZgmWr m nhbo Ho$ OrdZgmWr H$m gJm nyd©O Am°a CgH$m H$moB© mB© m ~hZ; ∑Bg n[amfm Ho$ C‘oÌm| Ho$ bE, H$moB© gm°Vobr gßVmZ H$mo XmoZm|, mZr ‡mH•$[VH$, VWm gm°Vobo _mVm-nVm, XmoZm| H$s gßVmZ _mZm OmEJm. Bgr ‡H$ma JmoX br hB© gßVmZ H$mo, JmoX boZo dmbo _mVm-nVm H$s gßVmZ _mZm OmEJm VWm OrdZgmWr _| C›h| _mZm OmEJm

Omo Bg ‡H$ma _m°OyX hm|Jo.Ïepøep:1A°QbuA° u- A°QbuA° u A° A°riep °rkqaL$ ‚v°$idpÑ khÆ A°QA°kbuku_p rhıspfp°, A°QbuA° u kbrkqX$efuAp° A_° Afie A°QbuA° u L$p_|_u LÑ$ _uAp° dpV°$ Dep°N L$fpe R>°.

1. Ap°ıV≤°$rgep, 2. bÑNgpv°$i, 3. b∞y_°C, 4. Qu_, 5. lp¢NL$p¢N, 6. cpfs, 7. CfiX$p°_°riep, 8. ≈p_, 9. L$p°qfep, 10. dL$pD,

11. dg°riep, 12. dp°qfriek, 13. fie|Tug°fiX$, 14. qargrfik, 15. tkNpp°f, 16. ÓugÑL$p, 17. spChp_, 18. \pCg°fiX$, 19. rhe°V$_pd2"kÑbÑ u'_u Ïepøep Ap dyS>b \i°:∑L$p°C Z sp–L$prgL$ |hÆS>, L$p°C Z ∆h_kp\u L°$ L$p°C Z Aphp |hÆS>_p dp∆ ∆h_kp\u A_° L$p°C Z Aphp ∆h_kp\u L°$ dp∆ ∆h_kp\u_p L$p°C Z cpC L°$ bl°_; ∑L$p°C Z sp–L$prgL$ |hÆS> A_° L$p°C Z Aphp |hÆS>_p L$p°C Z ∆h_kp\u L°$ dp∆ ∆h_kp\u; ∑L$p°C Z cpC L°$ bl°_, L$pL$p L°$ L$pL$u, N∞pfiX$ °ffiVπ$k, p•” A_° s°d_p ∆h_kp\uAp°, L$p°C Z c”u≈° L°$ c”u∆ A_° L$p°C Z ‚\d rsfpC; ∑ L$p°C Z ∆h_kp\u L°$ dp∆ ∆h_kp\u, Aphp ∆h_kp\u L°$ dp∆ ∆h_kp\u_p L$p°C Z sp–L$prgL$ |hÆS> A_° Aphp ∆h_kp\u L°$ dp∆ ∆h_kp\u_p L$p°C Z cpC L°$ bl°_; ∑A_° Ap Ïepøep_p l°syAp°dpÑ L$p°C Z kphLyÑ$ R>p°L$fyÑ s°_p bÑ_° _•krNÆL$ hpgu A_° s°_p kphL$p hpgu_Ñy kÑsp_ NZpi° A_° L$p°C Z v$—L$ gu°gyÑ R>p°L$fyÑ v$—L$ g°_pf hpgu_yÑ kÑsp_ NZpi° A_° ∆h_kp\udpÑ Ap fus° fl°

s° L$p°C Z Ïe[ºs_p° kdph°i \pe R>°.

HBAP Sites/ EM~rEnr gmBQ≤>g/ A°QbuA° u kpCVπ$k

Unsecured Loan/Facility Type/ AZgä moS>© bmoZ/\o$gobQ>r Q>mBn/ AkÑfrns gp°_/kyrhp_p° ‚L$pf

Unsecured Loan/Facility Amount/AZgä moS>© bmoZ/\o$gobQ>rO ame/AkÑfrns gp°_/kyrhp_u fL$d

Monthly Repayment Amount/ _mgH$ wJVmZ H$s ame/dprkL$ y_:QyL$hZu fL$d

Outstanding Amount/~H$mm ame/bpL$u fL$d

12

For employees and Board of Directors in The Hongkong and Shanghai Banking Corporation Limited (HBAP) or HSBC Markets (Asia) Ltd. and relatives of the Board of Directors of HBAP or HSBC (Asia) Ltd., Please indicate below whether you solely or jointly have any other unsecured facilities with HBAP sites and it's subsidiary.X hm∞›JH$m∞›J E›S> eßKmB© ~¢qH$J H$m∞nmaoeZ b_Q>oS> (EM~rEnr) Ho$ H$_©Mm[am| Am°a ZXeH$ _ßS>b m EMEg~rgr _mH$Q≤>g (Eem) b. Am°a EM~rEnr Ho$ ZXeH$ _ßS>b Ho$ [aÌVoXmam| m EMEg~rgr (Eem) b. Ho$ bE, H•$nm ZrMo AZwgma ~VmEß H$ ä m AmnHo$ nmg EM~rEnr gmBQ≤>g _| Am°a BZH$s ghmoJr Hß$nZm| Ho$ gmW nyar Vah m gß w∫$ Í$n go AZgä moS>© \o$gobQ>rO h¢.

lp¢NL$p¢N A°fiX$ ipÑOpC b°[fiLÑ$N L$p° p£f°i_ rgrdV°$X$ (A°QbuA° u) L°$ A°QA°kbuku dpL£$Vπ$k (A°riep) rg.dpÑ L$dÆQpfu A_° bp°XÆ$ Ap°a X$pef°ºV$fp° dpV°$ A_° A°QbuA° u A\hp A°QA°kbuku (A°riep) rg._p bp°XÆ$ Ap°a X$pef°ºV$fp°_p kÑbÑ uAp° dpV°$ L$© p L$fu_° sd° A°QbuA° u kpCVπ$k A_° s°_u kbrkqX$efuAp°dpÑ A°L$g L°$ kÑeyºs fus° L$p°C Z Afie AkÑfrns kyrhpAp° fphp° R>p° L°$ L°$d s°_p° _uQ° kÑL°$s App°.Unsecured facility(ies) with the Bank/ ~¢H$ _| AZgä moS>© \o$gobQ>r(O)/ b°fiL$ pk° AkÑfrns kyrhp(Ap°)

£ Yes/hmß /lp £ No/ Zht/_p

Declaration/KmofUm/Op°jZpI/We do hereby certify that the information provided by me/us in this application form is true and correct in all respects and The Hongkong and Shanghai Banking Corporation Limited, India (Bank/HSBC India) is entitled to verify this directly or through any third party agent. I/We further acknowledge the Bank's right to seek any information from any other source in this regard. I/We do understand that all the above mentioned information will form the basis of any facility that the Bank may decide to grant me/us at its sole discretion.

I/We do further agree that any facility that may be provided to me/us shall be governed by the rules of the Bank that may be in force from time to time. I/We will be bound by the terms and conditions of the facility that may be granted to me/us. I/We do authorise the Bank to debit my/our any other account with the Bank for any fees, charges, interest, etc. as may be applicable in case of default.

I/We undertake and declare that I/we will comply with the Foreign Exchange Management Act, 1999 (FEMA) and the applicable rules and regulations thereunder and any amendments thereof. I/We undertake to intimate the Bank before proceeding overseas on permanent employment and/or emigrating and/or changing my/our nationality.

I/We do hereby declare that I/we am/are not a near relation to any senior officer of the Bank or any directors of any HSBC Group Companies (if not, please strike off else provide a separate list of relevant related persons). I/We also confirm that as on the date of this application, there are no litigations, initiated by other banks/financial institutions, being faced by me/us.

I/We acknowledge that the Bank may assign any activities to any service provider, whether located in India or overseas and whether an HSBC Group entity or a third party, at its sole discretion. I/We also acknowledge the right of the Bank to provide details of my/our account to such service providers for the purpose of availing support services of any nature by the Bank, without any specific consent or authorisation from me/us. I/We further acknowledge that the Bank or such service providers, whether located in India or overseas, may disclose such information if required or permitted by any law, rule or regulation or at the request of any public or regulatory authority or if such disclosure is required for the purposes of preventing fraud.

I/We acknowledge that the existence of this account and details thereof (including details of transactions and any defaults committed by me/us), will be recorded with credit reference agencies and such information (including processed information) may be shared with banks/financial institutions and other credit grantors for the purposes of assessing further applications for credit by me/us and/or members of my/our household and for occasional debt tracing and fraud prevention. I/We accordingly authorise the Bank to share information relating to my/our Personal Loan.

I/We understand that as a pre-condition, relating to grant of Personal Loans/advances/other non-fund-based credit facilities to me/us, the Bank requires consent for the disclosure of information and data relating to me/us, of the credit facility availed of/to be availed of by me/us, obligations assumed/to be assumed by me/us, in relation thereto and default, if any, committed by me/us in discharge thereof.

1. Accordingly, I/we hereby agree and give consent for the disclosure by the Bank of all or any such; (a) information and data relating to me/us, (b) the information or data relating to any credit facility availed of/to be availed of by me/us and (c) default, if any, committed by me/us in discharge of my/our such obligation, as the Bank may deem appropriate and necessary, to Credit Information Bureau (India) Limited (CIBIL) and any other credit bureaus/agency authorised in this behalf by RBI.

_¢/h_ EVX¤mam ‡_mUV H$aVm/Vr/Vo hß/h¢ H$ Bg AmdoXZ nÃ _| Xr JB© OmZH$mar gr ‡H$ma go ghr h° VWm X hm∞›JH$m∞›J E›S> eßKmB© ~¢qH$J H$m∞nmaoeZ b_Q>oS>, BßS>m (~¢H$/EMEg~rgr BßS>m) H$mo AYH$ma hmoJm H$ do grYo m H$gr V•Vr nj EO|Q> ¤mam BgH$s gÀVm H$r OmßM H$adm gH$Vo h¢. BgrHo$ gmW _¢/h_ _mZVm/Vr/Vo hß/h¢ H$ EMEg~rgr H$mo AYH$ma hmoJm H$ Bg gß~ßY _| do Mmh| Vmo H$gr A› ÚmoV go r A› OmZH$mar ‡m· H$a gH|$. _¢/h_ g_PVm/Vr/Vo hyß/h¢ H$ Xr JB© h OmZH$mar, _wPo/h_| Xr OmZo dmbr H$gr gwdYm H$m AmYma hmoJr, Omo EMEg~rgr AnZo EH$_mÃ ddoH$ na _wPo/h_| XoZo H$m ZÌM H$a|Jo. lzÑ/ Ad° A”° ‚dprZs L$fuA° R>uA° L°$ Ap Af∆ ”L$dpÑ khÆ kÑbÑ dpÑ dpfp/ Adpfp ‹pfp AphpdpÑ Aph°gu dprlsu kpQu A_° Akg R>° A_° lp¢NL$p¢N A°fiX$ ipÑOpC b°[fiLÑ$N L$p° p£f°i_ rgrdV°$X$, C[fiX$ep (b°fiL$/ A°QA°kbuku C[fiX$ep) s° ‚–en fus° L°$ ”u≈ n_p A°S>fiV$ dpfas spkhp_° lL$v$pf R>°. lzÑ/ Ad° hydpÑ A° Z lp¢Q ApuA° R>uA° L°$ b°fiL$ Ap kÑbÑ dpÑ L$p°C Z Afie p°s pk°\u L$p°C Z dprlsu dNphhp_p° ArL$pf fph° R>°. lzÑ/ Ad° kd∆A° R>uA° L°$ Dºs DÎg°rMs khÆ dprlsu b°fiL$ s°_u df∆A° d_°/ Ad_° L$p°C Z kyrhp Aphp dpV°$ Appf NZu iL°$ R>°.

BgrHo$ gmW _¢/h_ _mZVm/Vr/Vo hß/h¢ H$ _wPo Xr OmZo dmbr H$gr r ‡H$ma H$s gwdYm ~¢H$ Ho$ CZ Z_m| Ho$ AmYrZ hmoJr, Omo g_-g_ na ‡MbV hm|. _¢/h_ _wPo/h_| Xr OmZo dmbr gwdYm Ho$ Z_ Am°a eVm] H$mo _mZZo H$mo ~m‹ hß/h¢. _¢/h_ ~¢H$ H$mo _oao/AnZo m ~¢H$ _| _oao/AnZo Zm_ na Iwbo A› ImVo na S>\$m∞ÎQ> H$s Xem _| bJZo dmbr H$gr ‡H$ma H$s \$sg, ewÎH$, „mO BÀmX H$mo S>o~Q> H$aZo Ho$ bE AYH•$V H$aVm/Vr/Vo hß/h¢. lzÑ /Ad° kd∆A° A_° ≈l°f L$fuA° R>uA° L°$ d_° / Ad_° AphpdpÑ Aph_pfu L$p°C Z kyrhp S>° s° kde° Adgu b°fiL$_p r_edp° ‹pfp ipqks fl°i°. lzÑ / Ad° d_° / Ad_° ApC iL°$ s° kyrhp_pÑ r_edp° A_° ifsp°\u bÑ pe°gp fluiyÑ. lzÑ / Ad° qX$ap°ÎV$_p qL$ıkpdpÑ gpNy lp°C iL°$ s° L$p°C Z au, v$fp°, ÏepS> hN°f° dpV°$ b°fiL$ pk°_p dpfp / Adpfp L$p°C Z MpspdpÑ\u X°$rbV$ L$fu iL$i°.

_¢/h_ _mZVm/Vr/Vo VWm KmofUm H$aVm/Vr/Vo hß/h¢ H$ _¢/h_ \$m∞aoZ Eä gM|O _°ZoO_|Q> Eä Q>, 1999 (\o$_m) Am°a CgHo$ VhV ‡MbV Z_ Am°a eVm] VWm VXZßVa hmoZo dmbo n[adV©Z Ho$ nmbZ Ho$ bE V° ma hß/h¢. _¢/h_ h r dmXm H$aVm/Vr/Vo hß/h¢ H$ _¢/h_ H$gr ÒWmr Zm°H$ar na dXoe OmZo go nhbo Am°a/m _oar/h_mar ZmJ[aH$Vm _| ~Xbmd H$s gyMZm ~¢H$ H$mo XßJm/Jr/Jo. lzÑ/ Ad° bpÑefu ApuA° A_° ≈l°f L$fuA° R>uA° L°$ lzÑ / Ad° ap°f°_ A°ºkQ°fiS> d°_°S>d°fiV$ A°ºV$ 1999 (a°dp) A_° –epf bpv$ s°_p l°W$m_p gpNy r_edp° A_° r_ed_ A_° L$p°C Z ky pfZp_yÑ

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_¢/h_ h r KmofUm H$aVm/Vr/Vo hß/h¢ H$ _¢/h_ ~¢H$ Ho$ H$gr d[a> AYH$mar m EMEg~rgr g_yh H$s Hß$nZm| Ho$ H$gr ZXeH$ H$m ZOXrH$s gß~ßYr Zht hß/h¢ (X Z hmoß Vmo Bgo H$mQ> H$a gß~ßYV [aÌVoXmam| H$s EH$ gyMr AbJ go X|). BgrHo$ gmW _¢/h_ h r _mZV/Vr/Vo hß/h¢ H$ AmdoXZ H$s VW VH$ _oao/h_mao Ibm\$ Z Vmo H$gr Vah H$s H$moB© H$mZyZr H$m©dmhr bß~V h°, Z hr H$gr ~¢H$/dŒmr gßÒWmZ ¤mam H$s JB© h°. lzÑ/ Ad° A”° ≈l°f L$fuA° R>uA° L°$ lzÑ/ Ad° L$p°C Z A°QA°kbuku N∞y _u LÑ$ _uAp°_p b°fiL$_p L$p°C Z rkr_ef Ap°qakf L°$ L$p°C Z X$pef°ºV$fp° kp\° _∆L$dpÑ kÑbÑ fphsp _\u (L©$ p L$fu_° AphyÑ _ lp°e sp° R>°L$u _pMp° A_° kykÑNs kÑbÑrs Ïe[ºsAp°_u AgN epv$u App°). lzÑ/ Ad° A° Z kd\Æ_ ApuA° R>uA° L°$ Ap Af∆_u spfuM_p fp°S> lzÑ/ Ad° kpd_p° L$fu fp lp°e A°hu Afie b°fiL$p° / _pZpL$ue kÑı\pAp° ‹pfp L$p°C Z L$peÆhplu_u l°g L$fpC _\u.

_¢/h_ h _mZVm/Vr/Vo hß/h¢ H$ ~¢H$ H$gr r JVdY H$mo AnZo EH$_mÃ ddoH$ na H$gr godm ‡XmVm, Omo bo hr maV m dXoe _| [ÒWV hmo, VWm EMEg~rgr g_yh H$m ApÒVÀd aIZo dmbr gßÒWm m H$gr V•Vr nj H$mo Xo gH$Vo h¢. Bgr Ho$ gmW _°ß/h_ ~¢H$ Ho$ Bg AYH$ma H$s nwÔ> H$aVm/Vr/Vo hß/h¢ H$ H$gr r ‡H$ma H$s ghmH$ godmEß ‡m· H$aZo Ho$ C‘oÌ go _oao/h_mao ImVo H$s OmZH$mar H$gr godm ‡XmVm H$mo do _oar/h_mar deof AZw_V m AYH•$V bE ~Zm Xo gH|$Jo. _¢/h_

h _mZVm/Vr/Vo hß/h¢ H$ ~¢H$ m godm ‡XmVm, Omo bo hr maV m dXoe _| [ÒWV hmo, H$gr H$mZyZ m Z_$ m H$gr gmd©OZH$ [Zm_H$ ‡mYH$aU Ho$ AZwamoY na m h OmZH$mar H$gr YmoImYS>r H$mo amoH$Zo Ho$ bE AmdÌH$ hmo, H$mo Xo gH$Vo h¢.

lzÑ/ Ad° lp¢Q ApuA° R>uA° L°$ b°fiL$ cpfsdpÑ L°$ v$qfeppfdpÑ [ı\s L$p°C Z k°hp ‚v$psp_° L$p°C Z ‚h©r—Ap° r_eyºs L$fu iL°$ A_° A°QA°kbuku N∞y _u LÑ$ _u L°$ ”u≈° n qfThÆ b°fiL$ Ap°a C[fiX$ep (ApfbuApC)_u gpNy dpNÆv$riÆL$p A_ykpf s°_u df∆A° r_eyºs L$fu iL°$ R>°. lyÑ / Ad° L$b|g L$fuA° R>uA° L°$ Ap Qpgy Mpsp_u rhNsp° (S>°hu L°$ kp°v$pAp°_u rhNsp° s°dS> Adp°A° L$p°B cÑN L$ep£ lp°e s°_u rhNs)_u æ°$X$uV$ f°affik A°S>fikudpÑ _p¢ \i° A_° Aphu dprlsu (S>° dprlsu_u ‚qæ$ep \e°gu lp°e s° krls) b¢L$p°, _pZpÑL$ue kÑı\pAp° s\p bu∆ Aphu N∞pfiV$ Ap_pf kp\° Aphu Adpfu s°dS> Adpfp Ly$VyÑ$b_p kÊep°_u æ°$X$uV$ Af∆Ap°_u ApL$pfZu A\£ R>°sftX$u AV$L$phhp s°dS> Adpfp v$°hp_yÑ N°fyÑ d°mhhp_p ‚kÑNp°dpÑ rhr_de L$fhpdpÑ Aphi°. lyÑ / Ad° s° dyS>b b¢L$_° dpfp / Adpfp kÆ_g gp°_ kÑbÑ u dprlsu_yÑ Apv$p_‚v$p_ L$fhp_u ArL©$rs ApuA° R>uA°.

_¢/h_ h _mZVm/Vr/Vo hß/h¢ H$ Bg ImVo H$m ApÒVÀd Am°a (Q¥mßOoä eZ H$o ddaU Am°a _oao/h_mao ¤mam H$E JE S>\$m∞ÎQ≤>g H$mo _bmH$a) h OmZH$mar Ho$S>Q> ao\|$g EO|gO _| XO© H$s OmEJr VWm Eogr OmZH$mar (‡mogog H$s hB© OmZH$mar Ho$ gmW-gmW) H$mo ~¢ä g/dŒmr gßÒWmZm| VWm A› Ho$S>Q> XoZo dmbm| H$mo _wPo/h_| m _oao/h_mao H$gr nm[adm[aH$ gXÒ H$mo Am°a F$U H$m nVm bJmVo ahZo VWm YmoImYS>r H$mo amoH$Zo Ho$ bE AmJo H$s CYmar XoZo na Jm°a H$aZo Ho$ bE Xm OmEJm. _¢/h_ EVX¤mam _oao/h_mao Ïä VJV F$U XoZo go OwS>r OmZH$mar XoZo Ho$ bE ~¢H$ H$mo AYH•$V H$aVm/Vr/Vo hß/h¢.lzÑ/ Ad° lp¢Q ApuA° R>uA° L°$ Ap Dpf kyrhp A_° s°dpÑ_u rhNsp° (dpfp ‹pfp L$fpe°gu g°Zv°$Z A_° L$p°C Z L$k|f_u rhNsp° krls)_u dp°S|>v$Nu æ°$qX$V$ f°affik A°S>fikuAp°dpÑ _p¢ L$fpi° A_° Aphu dprlsu (‚qæ$ep L$f°gu dprlsu kqls) dpfp/ Adpfp A_°/ A\hp dpfp/ Adpfp Of_p kÊep° ‹pfp Dpf dpV°$ hy Af∆Ap°_yÑ ApL$g_ L$fhp A_° ‚pkÑrNL$ F>Z_yÑ N°fyÑ fpMhp A_° W$NpC V$pmhp dpV°$ b°fiL$p° / _pZpL$ue kÑı\pAp° A_° Dpf Ap_pf kp\° Apv$p_‚v$p_ L$fpi°.

_¢/h_ h g_PVo h¢ H$ _oao/h_mao Ï∫$JV F$U/ES>dmßgoO/A› Zm∞Z-\ß$S> Ho$S>Q> \o$gobQ>r XoZo Ho$ bE EH$ nyd© eV© H$s OÍ$aV _wVm~H$, ~¢H$ H$mo _oao/h_mao ¤mam br JB© m br OmZo dmbr Ho$S>Q> gwdYm m _oao/h_mao ¤mam _mZr JB© OÂ_oXmar lzÑ/ Ad° kd∆A° R>uA° L°$ |hÆifs sfuL°$ d_°/ Ad_° kÆ_g gp°_ / A°X$hpfik/ Afie _p°_- aÑX$ Appqfs Dpf kyrhpAp° Aphp kÑbÑ ° A°QA°kbuku_° dpfp/ Adpfp ‹pfp d°mhhpdpÑ Aph_pfu Dpf kyrhp, s° kÑbÑ dpÑ dpfp / Adpfp ‹pfp pfhpdpÑ / pfhpdpÑ Aph_pfu S>hpbv$pfuAp° A_° dpfp / Adpfp ‹pfp s°_p pg_dpÑ L$p°C Z L$k|f \pe sp° s° dpfp/ Adpfp kÑbÑ u dprlsu A_° X°$V$p b¢L$ ‹pfp ≈l°f L$fhp dpV°$ A°QA°kbuku_° kÑdrs_u AphÌeL$sp R>°.

1.VXZwgma, _¢/h_ EVX¤mam _mZVm/Vr/Vo hß/h¢ VWm AnZr gh_V XoVm/Vr/Vo hß/h¢ H$$ Bg Vah H$s nyar m H$gr OmZH$mar H$mo (A) _wP/h_go OwS>o S>oQ>m H$mo (~) _oao/h_mao ¤mam br JB© m br OmZo dmbr Ho$S>Q> gwdYm Ho$ bE OmZH$mar m S>oQ>m H$mo (g) _oao/h_mao ¤mam Bg gß~ßY _| H$E JE H$gr ‡H$ma Ho$ S>\$m∞ÎQ>, X H$moB© hmo Vmo, H$s OmZH$mar ~¢H$ AnZo ddoH$ VWm AmdÌH$ hmoZo na, Ho$S>Q> B›\$m∞_eZ „yamo (BßS>m) b_Q>oS> (grAmB©~rAmB©Eb) Am°a maVr [aOd© ~¢H$ ¤mam AYH•$V H$gr A› Ho$S>Q> „yamoO/EO|gr H$mo Xo gHo$Jm.

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13

Optional Section/ nm© r dmJ/h•L$[ÎL$ rhcpN

1. Marketing offers/

From time to time, HSBC India communicates various features/products/promotional offers which offer significant benefits to its customers and may use the services of third party agencies to do so. Do you wish to be informed about such benefits?

c I/We expressly authorise HSBC India to use information or data relating to me/us for communicating marketing offers as outlined above. c I/We do not wish to receive offers as outlined above.

For customers who wish to receive such marketing offers but do not wish to be communicated the same by way of telephone calls/SMSes from HSBC India, we offer a 'Do not call' service. To register for this, please visit our website www.hsbc.co.in.

_mH$qQ>J Am∞\$g©/dpL£$qVÑ$N Ap°afp°:

EMEg~rgr, g_-g_ na$Iy~mß, CÀnmX/‡_moeZb Am∞\$g© XoVm ahVm h°, Omo JmhH$m| H$mo \$mXo XoVo h¢. Eogm H$aZo Ho$ bE do H$gr Vrgao nj H$s godmEß bo gH$Vo h°ß. ä m Amn MmhVo/MmhVr h¢ H$ AmnH$mo Eogo \$mXm| Ho$ ~mao _| OmZH$mar Xr OmE?

_¢/h_ n¢H$ H$mo deof Í$n go AYH•$V H$aVm/Vr/Vo hß/h¢ H$ do _mH$qQ>J Am∞\$g© na Cnamo∫$ AZwgma _oar OmZH$mar XoZo Ho$ bE OmZH$mar d AmßH$S>m| H$m CnmoJ H$a gH|$.

Or Zht. _wPo/h_| Cnamo∫$ C[Ñ IV OmZH$mar ‡m· H$aZo _| ÈM Zht h°.

Cnmo∫$m Omo Eogo _mH$qQ>J Am∞\$g© ‡m· Vmo H$aZm MmhVo h¢, boH$Z do B›h| EMEg~rgr ¤mam H$E JE Q>obr\$moZ H$m∞Îg/EgE_Egog Ho$ _m‹_ go Zht MmhVo h¢, h_ Sy> Zm∞Q> H$m∞b godm Cnb„Y H$amVo h¢. Bg godm na nßOrH$aU Ho$ bE H•$nm h_mar do~gmBQ> www.hsbc.co.in na nYma|.$ kdepÑsf° A°QA°kbuku rhrh rhriÙ$spAp°/ep°S>_pAp°/‚dp°i__u Ap° fp° blpf pX°$ R>°, S>° s°_p N∞plL$p°_° _p¢ _ue gpcp° Ap° R>° A_° s° L$fhp dpV°$ ”u≈ n_u k°hpAp°_p° Dep°N L$fu iL°$ R>°. iyÑ sd° Aphp gpcp° rhi° dprlsNpf fl° dpNp° R>p°?ó

lzÑ/ Ad° Dºs Ap°f°rMs dyS>b dpL°$ÆqVÑ$N Ap°afp° rhi° ≈Z L$fhp dpV°$ dpfu/ Adpfu kÑbÑrs dprlsu A\hp X°$V$p_p° Dep°N L$f_hp_u b°fiL$_° ArL©$rs ApyÑ Ry>Ñ.

_p. lzÑ/ Ad° Dºs Ap°f°rMs Ap°afp° ‚p‡s L$fhp_u C√R>p fphsp° _\u.

Aphu dpL£$qVÑ$N Ap°afp° ‚p‡s L$fhp dpNp lp°e fÑsy A°QA°kbuku pk°\u V°$rgap°_ L$p°g/ A°kA°dA°k ‹pfp ≈ZL$pfu dm° A°hyÑ C√R>sp _ lp°e s°hp N∞plL$p° dpV°$ Ad° "L$p°g _l] L$fsp' k°hp Ap°af L$fuA° R>uA°.

ApdpÑ _p¢ Zu dpV°$ L©$ p L$fu_° Adpfu h°bkpCV$_u dygpL$ps gp°: www.hsbc.co.in

2. I/We undertake that (a) the Credit Information Bureau (India) Ltd and any other agency so authorised may use, process the said information and data disclosed by HSBC; and (b) the Credit Information Bureau (India) Ltd and any other agency so authorised may furnish for consideration, the processed information and data or products thereof prepared by them, to banks/financial institutions and other credit grantors, as may be specified by the Reserve Bank in this behalf, both for primary and additional enquiry reports.

3. I/We consent and authorise HSBC to generate subsequently an additional report through CIBIL or authorised agency/bureau to process my loan application, in the event the necessary documentation and processes are not completed as per HSBC's policies.

I/We further agree to receive SMS alerts related to my/our application status and account activity as well as product use messages that the Bank will send, from time to time, on my/our mobile phone number as mentioned in this application form. I/We undertake to intimate the Bank in the event of any change in my/our mobile phone number.

‘I/We hereby declare that I/we shall notify the Bank, in writing or on phone, of any changes in my/our employment and/or residential address and telephone numbers.'

2._¢/h_ ÒdrH$ma H$aVm/Vr/Vo hyß/h¢ H$ (A) Ho$S>Q> B›\$m∞_eZ „yamo (BßS>m) b_Q>oS> Am°a H$gr A› AYH•$V EO|gr, EMEg~rgr ¤mam Xr JB© Bg OmZH$mar Am°a S>oQ>m H$mo ‡mogog H$a gHo$ßJo; Am°a (~) Ho$S>Q> B›\$m∞_eZ „yamo (BßS>m) b_Q>oS> (grAmB©~rAmB©Eb) Am°a A› AYH•$V EO|gr Bg ‡mogog H$s hB© OmZH$mar m AmßH$S>m| m BZHo$ ¤mam V° ma H$E hE CÀnmXm| H$mo A› ~¢ä g/dŒmr gßÒWmZm| d A› CYmar XoZo dmbm| H$mo, O›h| Bg gß~ßY _| maVr [aOd© ~¢H$ ¤mam ~Vmm Jm h°, H$mo _yb VWm AV[a∫$ E›H$dmar [anmoQ≤>©g, XmoZm| Ho$ bE Xo gH$|Jo.

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|R>fR>_p Al°hpgp° bÑ_°, b°fiL$p° / _pZpL$ue kÑı\pAp° A_° Afie Dpf Ap_pf_° s°d_p ‹pfp s•epf L$fpe°gu dprlsu A_° X°$V$p L°$ ‚p°X$ºV$p° rhQpfZp A_° ‚qæ$ep L$fhp dpV°$ Apu iL°$ R>°.

3._¢/h_ ÒdrH$ma H$aVm/Vr/Vo h¢/hß VWm H$ X _oao/h_mao ¤mam nyao H$mJOmV Z XE OmEß Am°a EMEg~rgr H$s ZrV AZwgma ‡mogog Z H$E JE hm| Vmo _¢/h_ EMEg~rgr H$mo gh_V XoVm/Vr/Vo hyß/h¢ H$ do BgHo$ ~mX Ho$S>Q> B›\$m∞_eZ „yamo (BßS>m) b_Q>oS> (grAmB©~rAmB©Eb) Am°a H$gr A› AYH•$V EO|gr/„yamo H$s ghmVm go AV[a∫$ anQ> ~ZmEß VmH$ _oao/h_mao F$U AmdoXZ H$mo ‡mogog H$m OmE.

3.lyÑ/ Ad° kÑds R>uA° A_° A°QA°kbuku_° ArL©$rs ApuA° R>uA° L°$ A°QA°kbuku_u _urs A_ykpf |ZÆ _ L$fpeyÑ lp°e s°hyÑ S>Í$fu v$ısph°∆L$fZ A_° ‚qæ$epAp°_p qL$ıkpdpÑ dpfu gp°__u Af∆_u ‚qæ$ep rkrbg L°$ ArL©$s A°S>fiku/ Âeyfp° dpfas hpfp_p Al°hpg E≈hu iL$i°.

_¢/h_ g_-g_ na _oao/h_mao AmdoXZ H$s pÒWV Am°a ImVo H$s JVdY gmW hr CÀnmX Ho$ CnmoJ na ~¢H$ ¤mam oOo OmZo dmbo gßXoem| H$mo Bg AmdoXZ nÃ _| XE JE _mo~mBb \$moZ Zß. na ‡m· H$aZo H$mo ÒdrH$ma H$aVm/Vr/Vo h¢/hß. _oao/h_mao _mo~mBb \$moZ Zß~a _| H$gr ‡H$ma Ho$ n[adV©Z H$s gyMZm _¢/h_ ~¢H$ H$mo XoZo Ho$ ~mao _| ÒdrH$ma H$aVm/Vr/Vo hß/h¢.

lzÑ/Ad° A° Z kÑdrs ApuA° R>uA° L°$ b°fiL$ Af∆ ”L$dpÑ Ap‡ep dyS>b dpfp/ Adpfp dp°bpCg _Ñbf f kdepÑsf° dpfu/ Adpfu Af∆_u [ı\rs A_° Mpsp_u ‚h©r— s°d S> ‚p°X$ºV$ Dep°N kÑv°$ipAp° kÑbÑ u A°kA°dA°k A°gVÆ$k A°QA°kbuku ‹pfp dp°L$ghpdpÑ Aphi° s° ‚p‡s L$fuiyÑ. lzÑ/ Ad° bpÑefu ApuA° R>uA° L°$ dpfp/ Adpfp dp°bpCg ap°_ _ÑbfdpÑ L$p°C Z a°fapf_p qL$ıkpdpÑ b°fiL$_° ≈Z L$fpi°.

_¢/h_ EVX¤mam KmofUm H$aVm/Vr/Vo hß/h¢ H$ _oao/h_mao Zm°H$ar Am°a/m Zdmg ÒWmZ Am°a Q>ob\$moZ Zß~g© _| H$gr ‡H$ma Ho$ n[adV©Z H$s gyMZm ~¢H$ H$mo bIV _| \$moZ na XßJm/Jr/Jo.lzÑ / Ad° A”° ≈l°f L$fuA° R>uA° L°$ lzÑ / Ad° dpfp / Adpfp fp°S>Npf A_° / A\hp r_hpku kf_pdyÑ A_° V$°rgap°_ _Ñbfp°dpÑ L$p°C Z a°fapf \pe sp° b°fiL$_° g°rMsdpÑ L°$ ap°_ f ≈Z L$fuiyÑ.

1 2 3 5 6 7 84

DSE code/S>rEgB© H$moS>/X$uA°kC Lp°X$

Segment code/ goΩ_|Q> H$moS>/k°Nd°fiV$ L$p°X$


TPSA name/ ______________________________________________________

Date/ Branch name/ _______________________ __________________________

Q>rnrEgE H$m Zm_/V$uuA°kA° _pd

VmarI/spfuM emIm H$m Zm_/ipMp_yÑ _pd

Co-applicant signature/gh-AmdoXH$ Ho$ hÒVmja/kl-AfS>v$pf_u klu

Applicant signature/AmdoXH$ Ho$ hÒVmja/AfS>v$pf_u klu

14

Co-applicant signature/EoS>-Am∞Z AmdoXH$ Ho$ hÒVmja A°X$-Ap°_ AfS>v$pf_u klu

Applicant signature/AmdoXH$ Ho$ hÒVmja/AfS>v$pf_u klu

2. Assignment of activities to third party agencies/

I/We acknowledge that the Bank remains entitled to assign any activities to any third party agencies/service providers at its sole discretion. I/We further acknowledge the right of the Bank to provide details of my/our account and sharing or transfer of information which will be on a confidential basis to HSBC Group offices or other third party agencies/service providers, whether located in India or overseas for the purpose of availing support services of any nature by the Bank, and also may disclose information if required or permitted by any law, rule or regulation or at the request of any public or regulatory authority or if such disclosure is required for the purposes of preventing fraud, without any further specific consent or authorisation from me/us.

JVdYm| H$mo H$gr Vrgao nj H$s EO|gm| H$mo XoZm:/ ”u≈ n_u A°S>fikuAp°_u ‚h©r—Ap°_u r_ey[ºs:

_¢/h_ _mZVm/_mZVr/_mZVo hß/h¢ H$ ~¢H$ AnZo EH$_mÃ ddoH$ na BZ JVdYm| H$mo H$gr Vrgao nj EO|gm|/godm ‡XmVmAm| H$mo Xo gH|$Jo. _¢/h_ ~¢H$ Ho$ AYH$ma H$mo r g_PVm/g_PVr/g_PVo hß/h¢ H$ do _oao/h_mao ImVo go gß~ßYV OmZH$mar/AmßH$S>m| H$mo, _oar/h_mar deof gÂ_V m AYH$•V nÃ Ho$ ~Zm r, EMEg~rgr g_yh H$mm©bm| m H$gr Vrgao nj H$s EO|gm|/godm ‡XmVmAm| H$mo, Omo m Vmo maV _| pÒWV h¢,

m \$a ~¢H$ ¤mam Xr OmZo dmbr H$gr ‡H$ma H$s ghmH$ godm H$o bm Ho$ bE dXoe _| pÒWV h¢, Xo gH|$Jo. BgrHo$ gmW, X AmdÌH$ hAm Vmo do Bg OmZH$mar H$mo H$mZyZ, Z_ m Zm_H$ m H$gr gmd©OZH$ m Zm_H$ ‡mYH$aU Ho$ AZwamoY na m H$gr YmoImYS>r H$mo amoH$Zo Ho$ bE r Xo gH|$Jo. lzÑ/Ad° lp¢Q ApuA° R>uA° L$° b°fiL$ s°_u A°L$d°h df∆\u L$p°C Z ”u≈ n_u A°S>fikuAp°/ k°hp ‚v$pspAp°_° L$p°C Z ‚h©r—Ap° r_eyºs L$fhp_° lL$v$pf R>°. lzÑ/ Ad° A° Z lp¢Q ApuA° R>uA° L°$ b°fiL$ s°_p ‹pfp L$p°C Z ‚L$pf_u uW$bm k°hpAp° DgÂ L$fhp dpV°$ cpfs A\hp v$qfeppfdpÑ [ı\s A°QA°kbuku N∞y L$Q°fuAp° A\hp Afie ”u≈ n_u A°S>fikuAp°/k°hp ‚v$pspAp°_° dpfp/Adpfp Mpsp_u rhNsp° |fu pX°$ A_° dprlsu Apv$p_‚v$p_ A\hp qfhrsÆs L$f° s° Np° _ue fl°i° A_° L$p°C Z L$pev$p°, r_ed A\hp r_ed_ ‹pfp AphÌeL lp°e A\hp fhp_Nu lp°e A\hp L$p°C Z ≈l°f A\hp r_ed_ k—p_u rh_Ñsu lp°e dprlsu ≈l°f Z L$fu iL°$ R>° A\hp Aphu ≈l°fps R>°sftX$u V$pmhp dpV°$ AphÌeL$ lp°e sp° dpfp/Adpfp ‹pfp L$p°C Z hy Qp°Ω$k kÑdrs A\hp ArL©$rs rh_p s° ≈l°f L$fu iL$i°.

15

17

Bank Copy/ ~¢H$ ‡V/b°fiL$_u _L$g

Terms and Conditions for Personal Loan/ Ïpä VJV F$U Ho$ bE Z_ Am°a eV©/

kÆ_g gp°_ dpV°$ r_edp° A_° ifsp°

Personal Loan is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India (Bank) and is available in the cities of Mumbai, Delhi, Pune, Kolkata, Bengaluru, Hyderabad, Ahmedabad, Jaipur, Chandigarh and Chennai only and is subject to change from time to time. The loan amount and tenure depend on customer segment and are at the sole discretion of the Bank.

Cancellation of Personal Loan application should be conveyed to the Bank with a written communication.

Ïpä VJV F$U X hm∞›JH$m∞›J E›S> eßKmB© ~¢qH$J H$m∞nmaoeZ b_Q>oS>, BßS>m (~¢H) Ho$ EH$_mÃ ddoH$ na Cnb„Y h° VWm h _wß~B©, nwUo, H$mobH$mVm, ~ßJbwÍ$, h°Xam~mX, Ah_Xm~mX, Onwa, MßXrJT> Am°a M°fiB© _| hr h°. h g_-g_ na ~Xbmd Ho$ AmYrZ h¢. F$U H$s ame Am°a AdY JmhH$ Ho$ IßS> na AmYm[aV h° VWm o nyar Vah ~¢H$ Ho$ ddoH$ na h°ß.

kÆ_g gp°_ lp¢NL$p¢N A°fiX$ ipÑOpC b°[fiLÑ$N L$p° p£f°i_ rgrdV°$X$, C[fiX$ep (b°fiL$)_u A°L$d°h df∆\u Api° A_° dyÑbC, qv$Îlu, yZ°, L$p°gL$sp, b°fiNgyfy, l•v$fpbpv$, Adv$phpv$, S>eyf, QÑX$uNY$ A_° Q°fi_pC il°fp°dpÑ S> dmi° A_° kdepÑsf° a°fapf_° Apu_ R>°.

gp°__u fL$d A_° dyv$s N∞plL$ hNÆ f A_° b°fiL$_u A°L$d°h df∆ f Appqfs R>°.

Ïpä VJV F$U Ho$ AmdoXZ Ho$ a‘rH$aU Ho$ ~mao _| ~¢H$ H$mo b[IV Í$n go ~VmZm MmhEkÆ_g gp°_ Af∆ fv$ L$fpe sp° b°fiL$_° g°rMs kÑv°$iÏehlpf\u s°_u ≈Z L$fhp_u fl°i°.

Fees and Charges/ \$sg Am°a ewÎH$/ewÎH$ AmU AmH$ma m

lThe fees and charges for Personal Loan are set out in the tariff sheet or can be enquired through PhoneBanking/contacting any of our branches

l

l

Ïpä VJV F$U Ho$ bE \$sg Am°a ewÎH$m| H$mo Xa gyMr _| XImm Jm h° m B›h| \$moZ~¢qH$J/h_mar emIm H$s Xa gyMr go r OmZm Om gH$Vm h°d° ∫$H$ H$Om©gmR>r Agbobo ewÎH$ AmU AmH$ma m ‡ewÎH$ nÃH$mV XboÎm AgyZ Àm~m~V \$moZ~±qH$J¤mam/ Am_¿m H$moUÀmhr emIoer gßnH©$ gmYyZ Mm°H$er H$aVm oB©b.

kÆ_g gp°_ ‚p°k°tkN v$fp° rhsqfs gp°__u fL$d_p 2% ky u. Q|L$hu v$u°gu/L$phpdpÑ Aph°gu ‚qæ$ep au fs _l] L$fpi°.

|hÆQyL$hZu v$fp° bpL$u fL$d_p 4 %. |hÆQyL$hZu kÆ_g gp°_ rhsfZ_u spfuM\u 6 drl_p R>u S> dÑS|>f L$fpi°.

Q°L$ qfV$_Æ v$fp° `350

Q°L$ ıh° v$fp° `250

rhgÑb QyL$hZu v$fp° rhgÑrbs l‡sp f gpNy ÏepS> v$f Df 2 % h—pv$f°L$ rhgÑb QyL$hZu dpV°$ `250.

V°$qfa ”L$

Personal Loan processing charges Upto 2% of the disbursed loan amount. Processing fee paid/deducted is non-refundable

Prepayment charges 4% of the outstanding amount. Prepayment is allowed only after 6 months from the date of Personal Loan disbursal

Cheque return charges ` 350Cheque swap charges ` 250Late payment charges 2% over the applicable interest rate on the delayed instalments plus

` 250 for each late payment

Tariff Sheet

Ïpä VJV F$U Ho$ bE ‡mogoqgJ MmOg dV[aV H$Om©¿m 2% aH$_on™V. Xbobo/H$mnbobo ‡H$m ewÎH$ AnaVmdm moΩ Amho.

‡rno_|Q> MmOg ~H$mm ame H$m 4%. ‡rno_|Q> H$s AZw_V Ïpä VJV F$U Ho$ gßdVaU H$s VmarI go 6 _mh ~mX hr Xr OmEJr

MoH$ Ho$ bm°Q>Zo na bJZo dmbm ewÎH$ ` 350

MoH$ Òd°n MmOg ` 250

Xoa go wJVmZ H$aZo na bJZo dmbm ewÎH$ Xoa go H$s JB© _mgH$ H$ÒV na ‡M[bV „mO Xa go 2% AYH$, gmW _| ha Xoa go H$s JB© _mgH$ H$ÒV Ho$ bE ` 250

Xa gyMr

Interest/ „mO/ÏepS>

Month Outstanding Balance (`) Emi (`) Interest (`) Principal (`)0 200,000 - - -

st1 195,635 7,031 2,667 4,365nd2 191,212 7,031 2,608 4,423rd3 186,730 7,031 2,549 4,482

18

?Fees and charges, as may be applicable from time to time, are payable by the Applicant for specific services provided or for defaults committed by the Applicant with reference to his/her Personal Loan account

?Tariff structure is subject to change from time to time at the sole discretion of the Bank. Such changes, other than changes in rate of finance charge EMI (Equated Monthly Instalments) rates and those which are as a result of regulatory requirements will be made with prospective effect giving notice of at least one month

Please be advised that applicable Indirect Taxes including service tax and cess would be recovered on all our fees and charges and any other amount liable to tax under prevailing Indirect Tax Laws

?Late payment charge will be applicable, if EMI due is not paid by the due date

?Applicant would be charged interest on the Personal Loan amount in EMI (Equated Monthly Instalment) at the rate as set out in the agreement

?Interest accrues on a daily basis and needs to be paid on dates set out in the agreementInterest calculation example:Note: Calculations for `2 lakh at an interest rate of 16% p.a. for 36 months.EMI is `7,031 which consist of interest and principal components as mentioned below:

Note: Rate of interest shown is for illustration and actual interest rate charged to your account may varyAs shown above, the EMI for ` 200,000 at 16.00% p.a. for 1 month is `7,031Monthly interest amount = (outstanding loan balance) x (rate of interest) x (no. of days in the month/365)Interest rates are subject to change at any point of time at the sole discretion of the Bank

`

`

Xr OmZo dmbr deÔ> godmAm| Ho$ bE Xo \$sg Am°a ewÎH$, Omo r g_-g_ na bmJy hm|Jo, H$m wJVmZ VWm Ï∫$JV F$U H$o gß~ßY _| hB© Aj_Vm H$m wJVmZ AmdoXH$ H$mo H$aZm h°

AfS>v$pf° s°_p / s°Zu_p kÆ_g gp°_ Mpsp kÑv$cÆdpÑ AfS>v$pf_° Ape°gu Qp°Ω$k k°hpAp° dpV°$ A\hp s°_p ‹pfp L$fpsp qX$ap°ÎV$ dpV°$ kdepÑsf° gpNy dyS>b au A_° v$fp° Q|L$hhp_p fl°i°.

Xa T>mßMo H$mo g_-g_ na VWm ~¢H$ Ho$ EH$_mÃ ddoH$ na ~Xbm Om gH$Vm h°. boH$Z _mgH$ H$ÒV Ho$ dŒm ewÎH$ Ho$ Xa _| ~Xbmd Ho$ Abmdm Am°a do ~Xbmd, Omo Zm_H$ AmdÌH$Vm Ho$ AZwgma hm|Jo, H$_ go H$_ EH$ _hrZo H$s gyMZm XoH$a gß mdV ‡md go bmJy H$E OmEßJo

V°$qfa dpmMyÑ b°fiL$_u A°L$d°h df∆A° kdepÑsf° a°fapf_° Apu_ R>°. Aphp° L$p°C Z a°fapf A° apC_pfik QpS>Æ CA°dApC (Cºh°V°$X$ dÑ\gu CfiıV$p°gd°fiVπ$k) v$fp°dpÑ a°fapf A_° r_ed_ AphÌeL$spAp°_p qfZpd ıhÍ$ lp°e s° rkhpe L$dk°L$d A°L$ drl_p_u k|Q_p Aphp Úps kÑcpÏe Akf kp\° L$fpi°.

H•$nm ‹mZ aho H$ gr ‡H$ma H$s h_mar \$sg Am°a ewÎH$ H$mo VWm ‡MbV H$a H$mZyZ Ho$ VhV Xo ame H$mo ‡MbV ‡Àj H$am| d CZ na bmJy godm H$a VWm CnH$a Ho gmW dgybm OmEJm.

L©$ p L$fu_° ≈Zu gp° L°$ k°hp L$f A_° k°k krls gpNy C_X$pef°ºV$ V°$ºkuk A_° Adpfu khÆ au A_° v$fp° Df A_° ‚hsÆdp_ C_X$pef°ºV$ V°$ºk L$pev$p l°W$m L$f_° D—fv$peu Afie fL$d hk|g L$fpi°.

X Xo _mgH$ H$ÒV H$m wJVmZ Xo VW VH$ Zht H$m Jm Vmo Xoa go wJVmZ H$aZo na bmJy ewÎH$ bm OmEJm

rhgÑb QyL$hZu v$f ApMf spfuM ky udpÑ Cºh°V°$X$ dÑ\gu CfiıV$p°gd°fiV$ (CA°dApC) _l] Q|L$hpe sp° gpNy \i°.

AmdoXH$ go Ïpä VJV F$U na AZw~ßY _| bIr Xa go „mO _mgH$ H$ÒV (B©E_AmB©) Ho$ Í$n _| bm OmEJm

AfS>v$pf_° L$fpfdpÑ Ap‡ep dyS>b v$f° CA°dApC (Cºh°V°$X$ dÑ\gu CfiıV$p°gd°fiV$)dpÑ kÆ_g gp°__u fL$d f ÏepS> gpNy L$fpi°.

„mO X°ZH$ AmYma na JZm OmVm h°, Ogo AZw~ßY _| XO© VmarI na MwH$mZm hmoVm h° „mO JUZm H$m CXmhaU:

Q>flnUr: JUZm 2 bmI na 36 _hrZm| Ho$ bE 16% dmf©H$ go. _mgH$ H$ÒV 7,031 h°, Og_| „mO Am°a _yb ame Bg ‡H$ma h°:

200,000195,635191,212186,730

-7,0317,0317,031

-2,6672,6082,549

-4,3654,4234,482

0_mh ~H$mm ame (`) _mgH$ H$ÒV (`) „mO (`) _yb (`)

nhbmXgam

Vrgam

Repayment/ nwZw©JVmZ/y_:QyL$hZu

Drawdown of the Personal Loan/Ïpä VJV F$U H$mo AbJ CR>m H$a aIZm/kÆ_g gp°__yÑ X≤$p°X$pD_

19

Q>flnUr:

• XImm hAm „mO _mÃ CXmhaU Ho$ bE h°. AmnHo$ ImVo _| bJZo dmbo dmÒVdH$ „mO H$s ame fi hmo gH$Vr h°

• Cnamo∫$ XImE AZwgma 200,000 na 16% dmf©H$ H$s Xa go 1 _hrZo H$s _mgH$ H$ÒV h° 7,031

• _mgH$ „mO H$s ame = (F$U H$s ~H$mm ame) X („mO H$s Xa) X (_hrZo _| XZm| H$s gßªm/365)

• ~¢H$ Ho$ EH$_mÃ ddoH$ na „mO Xa n[adV©Z Ho$ AYrZ

• ÏepS> fp°S>_p p°fZ° DprS>Æs L$fpi° A_° L$fpfdpÑ Ap‡ep dyS>b s° Q|L$hhp_yÑ fl°i°.ÏepS>_u NZsfu_p° v$pMgp°:_p¢ : 36 drl_p dpV°$ hprjÆL$ 16 % _p ÏepS> v$f° 2 gpM dpV°$ NZsfu.CA°dApC 7031 R>°, S>°dpÑ _uQ° dyS>b ÏepS> A_° d|m OV$L$p° kdprhÛV$ R>°:

_p¢ :• ÏepS> v$f v$pMgp dpV°$ bsphhpdpÑ ApÏep R>° A_° hpısrhL$ ÏepS> v$f sdpfp Mpsp f gpNy L$fpe s° rcfi_ lp°C iL°$ R>°

• Df bspÏep dyS>b 1 drl_p dpV°$ hprjÆL$ 16.00 %A° 200,000 dpV°$ CA°dApC 7031 R>°

• dprkL$ ÏepS>_u fL$d = (bpL$u gp°_ S>dp) x (ÏepS> v$f) x (drl_pdpÑ qv$hkp°_u kÑøep / 365)

• ÏepS> v$f b°fiL$_u A°L$d°h df∆A° L$p°C Z kde_p sbΩ°$ a°fapf_° Apu_ R>°.

Ïpä VJV F$U H$m gßdVaU Ï∫$JV F$U H$s ÒdrH•$V H$s VmarI go 30 XZm| Ho$ rVa hmo OmZm MmhE. Ï∫$JV F$U H$mo ~¢H$ Ho$ EH$_mÃ ddoH$ na Iwbm aIm Om gH$Vm h°. ~¢H$ AnZo EH$_mÃ ddoH$ na [H$gr r g_ Ï∫$JV F$U Hmo AbJ CR>m H$a aIZo H$mo a‘ H$a gH$Vm h°.

kÆ_g gp°__u fL$d dÑS|>fu_u spfuM\u 30 qv$hkdpÑ DgÂ \hu ≈°CA°. kÆ_g gp°__u dÑS|>fu b°fiL$ A°L$d°h df∆A° MyÎgu fMpC iL°$ R>°. b°fiL$ s°_u df∆A° L$p°C Z kde° kÆ_g gp°__yÑ X≤$p°X$pD_ fv$ L$fu iL°$ R>°.

A°.AÑNs gp°_ A°L$kdp_ dprkL$ l‡sp (CA°dApC)dpÑ y_:QyL$hZu L$fhp_p fl°i°. b°fiL$° l‡sp_u fL$d A_° v$f°L$ l‡sp_u QyL$hZu_u ApMf spfuM rhi° AfS>v$pf_° dprlsNpf L$fhp_p fl°i°.

bu.l‡sp_u fL$ddpÑ d|m fL$d A_° ÏepS> fl°i°, S>° L$fpfdpÑ Ap‡ep dyS>b A°L$kdp_ dprkL$ l‡sp (CA°dApC)dpÑ Q|L$hhp_yÑ fl°i°.

ku.AfS>v$pf° b°fiL$ ‹pfp ≈ZL$pfu dyS>b ApMfu QyL$hZu_u spfuM_p fp°S> AÑNs gp°__u fL$d (khÆ l‡sp Q|L$hu v$up R>u) guu lp°e sp° s°_u L$p°C Z bpL$u fL$d Q|L$hu v°$hyÑ AphÌeL$ R>°.

X$u.AfS>v$pf r_eyºs MpspdpÑ b°fiL$ ‹pfp S>dp L$fpe°gyÑ L$p°C Z AÑNs gp°_ cÑX$p°m s°Z° / s°ZuA° DpX$ÈyÑ lp°e L°$ _ lp°e sp° Z l‡sp Q|L$hhp_yÑ AphÌeL$ R>°.

` `

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` `

The Personal Loan amount should be disbursed within 30 days from the date of sanction of the Personal Loan. The Personal Loan sanction may be kept open at the sole discretion of the Bank. The Bank may at its sole discretion cancel the drawdown of the Personal Loan at any point of time.

a. Personal Loan needs to be repaid in Equated Monthly Instalments (EMI). Bank would notify the Applicant about the amount of the instalment and each instalment payment due date

A.Ïpä VJV F$U H$mo _mgH$ H$ÒVm| (B©E_AmB©) ¤mam MwH$mZm hmoVm h°. ~¢H$ AmdoXH$ H$mo H$ÒV H$s ame Am°a ha _mgH$ H$ÒV Ho$ wJVmZ Ho$ ~mao _| ~VmEJm

b. Instalment amount would comprise of principal and interest which are payable in Equated Monthly Instalments (EMI) as set out in the agreement

~. _mgH$ H$ÒV _| _yb Am°a „mO H$s am[e hmoJr, Ogo AZw~ßY _| bIo AZwgma ha _mh Xo VmarI na m BgHo$ nyd© _mgH$ H$ÒV (B©E_AmB©) Ho$ Í$n _| MwH$mZm hmoJm

c. Applicant would be required to pay any balance owing to the Personal Loan account (after payment of all instalments) on the final payment date as notified by the Bank

g.Ïpä VJV F$U Ho$ H$maU (gr _mgH$ H$ÒVm| Ho$ wJVmZ Ho$ ~mX) AmIar H$ÒV aZo na AmdoXH$ H$mo ~¢H$ ¤mam ~VmE AZwgma ~H$mm eof ame H$m wJVmZ H$aZm hmoJm

d. Applicant would be required to pay the instalments, irrespective of whether he/she withdraws, or not, any of the Personal Loan funds as deposited by bank in the nominated account

X.AmdoXH$ H$mo H$ÒV| MwH$mZr hm|Jr, bo hr dh Ï∫$JV F$U Ho H$gr mJ$ H$mo dmng bo, m Z bo, Ogo ~¢H$ Zo ~VmE hE ImVo _| O_m H$a Xm hmo

200,000195,635191,212186,730

-7,0317,0317,031

-2,6672,6082,549

-4,3654,4234,482

0

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Default/Aj_Vm/qX$ap°ÎV$

20

e. Bank will advise the Applicant of the modes/manner in which to repay the instalmentsFor e.g. Applicant may issue a Standing Instruction to debit his bank account for repayment or may give documents (ECS/PDC's) for collecting repayment from a designated account

H$.F$U H$s H$ÒVoß H$g Vah MwH$mZr h¢, Ho$ ~mao _| ~¢H$ AmdoXH$ H$mo ~VmEJm. CXmhaUÒdÍ$n: AmdoXH$ Mmho Vmo nwZ©wJVmZ Ho$ bE AnZo ~¢H$ ImVo _| S>o~Q> H$aZo Ho$ bE ÒQ>¢qS>J B›ÒQ¥>ä eZ (IS>o ZXe) Xo gH$Vm/Vr h° m nwZ©wJVmZ Ho$ bE ~VmE JE ImVo go XÒVmdoO (B©grEg/nrS>rgr) Xo gH$Vm/Vr h°

C.b°fiL$ l‡sp_u y_:QyL$hZu L$epÑ dp›ed/fus° L$fhp_u R>° s° rhi° AfS>v$pf_° kgpl Api°.v$p.s. AfS>v$pf y_:QyL$hZu dpV°$ s°_p b°fiL$ MpspdpÑ\u fL$d L$pu g°hp dpV°$ ı\peu k|Q_p Apu iL°$ A\hp r_eyºs MpspdpÑ\u

y_:QyL$hZu_p° Adg L$fhp dpV°$ CkuA°k d°fiX°$V$ Apu iL°$ R>°.

I.AmdoXH$ H$mo gwZpÌMV H$aZm hmoJm H$ nwZ©wJVmZ Ho$ ZXe gH$mao (Am∞Za) OmEß. AV: AmdoXH$ H$mo VgÑ r H$aZr hmoJr H$:∑S>o~Q> H$aZo Ho$ bE ~VmE hE ImVo _| Xo VmarI na g_wMV ame hmo∑_mgH$ H$ÒV Ho$ wJVmZ Ho$ bE Omar H$E JE H$gr r MoH$ Ho$ wJVmZ H$mo dh Z amoH$o∑wJVmZ Ho$ ‡~ßY H$mo Z Vmo a‘ H$a, Z hr ~Xbo (O~ VH$ H$ ~¢H$ ¤mam H$hm$ Z Jm hmo)∑Og ImVo go nwZ©wJVmZ Xm Jm hmo, Cgo Z Vmo dh ~ßX H$ao, Z hr ~Xbo (O~ VH$ H$ dh Xa gyMr m AZw~ßY _| [H$gr r OJh CÑ IV bmJy

AXbm-~Xbr ewÎH$ (Òd°n \$sg) H$mo Z a Xo)A°a.AfS>v$pf° y_:QyL$hZu r_rÚs fus° \pe s°_u sL°$v$pfu fpMhp_u fl°i°. Ap AÑsNÆs r_Á_rgrMs ›ep_ fpMhp_yÑ fl°i°:

∑S>° MpspdpÑ\u fL$d L$php_u lp°e s°dpÑ |fsyÑ cÑX$p°m lp°hyÑ ≈°CA°.∑CA°dApC QyL$hZu kpd° ≈fu L$f°gp L$p°C Z Q°L$ dpV°$ QyL$hZu AV$L$phhp_u k|Q_p ≈f _l] L$fhu∑CA°dApC_u QyL$hZu kpd° ≈fu L$fpe°gp L$p°C Z Q°L$ dpV°$ QyL$hZu AV$L$phhp_u k|Q_p ≈fu _l] L$fhu. (rkhpe L°$ b°fiL$

‹pfp AphÌeL$ lp°e)∑y_:QyL$hZu_u k|Q_p Apu lp°e s° MpsyÑ bÑ _l] L$fhÑy L°$ bv$gu _l] L$fhyÑ (rkhpe L°$ s°/s°Zu V°$qfa iuV$ L°$ Afie” L$fpfdpÑ

Ap‡ep dyS>b gpNy ıh° au Q|L$hspÑ lp°e).

gß~ßYV Xo VmarI H$mo m BgHo$ nhbo X AmdoXH$ H$gr H$ÒV H$m wJVmZ Zht H$aVm/Vr h°, Vmo Ï∫$JV F$U H$s ~H$mm ame d Bg na bJo gr Vah Ho$ „mO VwaßV hr Xo Am°a wJVmZ moΩ hmo OmVo h¢. AmdoXH$ H$mo Xa gyMr Ho$ AZwgma, Xoa go wJVmZ H$E OmZo na bmJy ewÎH$ H$mo r MwH$mZm hmoVm h°.

Aj_Vm Ho$ _m_bo _| (mZr wJVmZ H$s Xo VmarI VH$ ›yZV_ Xo ame Z MwH$mB© JB© hmo m AZw~ßY H$s H$gr eV© H$m CÎbßKZ hmoZo na), AmdoXH$ H$mo AnZo Ï∫$JV ImVo _| ~H$mm ame Ho$ wJVmZ Ho$ bE S>mH$, \°$ä g, Q>ob\$moZ, B©-_ob, EgE_Eg ¤mam Am°a/m dgybr C‘oÌ Ho$ bE Zw∫$ V•Vr nj H$mo \$m∞bmo-An Am°a XoZXmar H$s dgybr Ho$ bE g_-g_ na [a_mBßS>g© oOo OmEßJo.≈° AfS>v$pf kykÑNs ApMf spfuM_p fp°S> L°$ |h£ l‡sp° _l] Q|L$h° sp° bpL$u kÆ_g gp°__u fL$d A_° khÆ DprS>Æs ÏepS> sp–L$prgL$ g°œÑ A_° Q|L$hhpp” b_u S>i°. AfS>v$pf V°$qfa ”L$dpÑ Ap‡ep dyS>b rhgÑb QyL$hZu au Q|L$hhp_° Z D—fv$peu b_i°.qX$ap°ÎV$_p qL$ıkpdpÑ (A°V$g° L°$, ≈° g°Zu fL$d ApMf spfuM ky udpÑ Q|L$hpe _l] L°$ L$fpf_u L$p°C Z pfp_yÑ DÎgÑO_ \pe) AfS>v$pf° V$ pg, a°ºk, V°$rgap°_, Cd°Cg, A°kA°dA°k d°k°qS>ÑN A_°/A\hp epv$Nufu L$fhp, ap°gp°-A L$fhp A_° g°ZpÑ S>dp L$fhp dpV°$ r_eyºs ”u≈ np° ‹pfp s°_p gp°_ Mpsp_u L$p°C Z bpL$u QyL$hZu dpV°$ kdepÑsf° epv$Nufu dp°L$ghp_u fl°i°.

f. Applicant needs to ensure that the repayment instruction is honoured. Accordingly, Applicant must ensure: =Sufficient funds in the designated account to be debited =Not issue stop payment instructions for any cheque issued towards EMI payment =Not cancel or vary any payment arrangement (unless required by the Bank) =Not close or change the account on which repayment instrument are drawn (unless he/she pays the

applicable swap fees set out in the tariff sheet or elsewhere in the agreement)

If the Applicant does not pay the instalment on or before the relevant due date; outstanding Personal Loan amount and all accrued interest would become immediately due and payable. Applicant would also be liable to pay the late payment fee as set out in the tariff sheet.In the event of default (i.e. if the minimum amount due is not paid by the payment due date or breach of any clause of the agreement), the Applicant will be sent reminders from time to time for payment of any outstanding on his personal account, by post, fax, telephone, e-mail, SMS messaging and/or through third parties appointed for collection purposes to remind, follow-up and collect dues.

Prepayment/ g_ go nhbo wJVmZ/|hÆQyL$hZu

Disclosures/ KmofUmEß/qX$ıºgp°TkÆ

21

Applicant can prepay the Personal Loan post 6 months of disbursement provided the Applicant gives notice in writing and pays in accordance with the prepayment amount confirmation given by the Bank. The pre-closure of the part amount of the Personal Loan is not allowed.If prepayment is made by cheque, the prepayment takes effect only when the cheque is cleared.In the event of an existing HSBC Personal Loan, Applicant applies for a new Personal Loan and the same is sanctioned by the Bank, the disbursed amount of the new Personal Loan, will be first utilised to close the existing Personal Loan and the balance amount will be disbursed to the Applicant.

• The Applicant acknowledges the right of bank to provide details of his/her account to third party agencies for the purpose of availing of support services of any nature by the Bank, without any specific consent or authorisation from him/her

• The Applicant further acknowledges that the Bank is authorised to share information relating to the Applicant, including information relating to any default committed by the Applicant in discharge of his/her obligation, as HSBC India may deem appropriate and necessary, with any existing or future credit bureaus/credit reference agencies as determined by bank from time to time. Accordingly, the Applicant herein expressly gives consent to disclose information to such credit bureaus/credit reference agencies. Such entities may further make available processed information or data or products thereof to banks/financial institutions and other credit grantors

• Bank also provides information relating to credit history/repayment record of the Applicant to a credit information company (specifically authorised by RBI), in terms of the Credit Information Companies (Regulation) Act, 2005

X AmdoXH$ bIV _| ZmoQ>g Xo Am°a ~¢H$ ¤mam g_ go nhbo wJVmZ H$o nwÔ>H$aU _wVm~H$ wJVmZ H$ao Vmo AmdoXH$ Ï∫$JV F$U H$m wJVmZ g_ go nhbo boH$Z gßdVaU Ho$ 6 _mh ~mX$H$a gH$Vm/Vr h°. Ïpä VJV F$U H$o ‡r-ä bmoOa H$s AZw_V AmßeH$ ame Ho$ gmW Zht h°.

X ‡rno_|Q> MoH$ ¤mam H$m Jm hmo Vmo ‡rno_|Q> H$m ‡md MoH$ Ho$ ä bra hmoZo na hr hmoJm.

EMEg~rgr Ho$ H$gr dV©_mZ Ïpä VJV F$U Ho$ _m°OyX hmoZo na, AmdoXH$ X H$gr ZE Ï∫$JV F$U Ho$ bE AmdoXZ H$aVm/Vr h° Am°a ~¢H$ ¤mam Bgo ÒdrH•$V H$a bm OmVm h°, Vmo Bg ZE Ï∫$JV F$U H$s gßdV[aV ame _| go nhbo dV©_mZ Ï∫$JV F$U H$mo ~ßX H$m OmEJm Am°a ~Mr hB© ame AmdoXH$ H$mo gßdV[aV H$s OmEJr.AfS>v$pf ≈° g°rMsdpÑ k|Q_p Ap° A_° b°fiL$ ‹pfp AphpdpÑ Aph°gu |hÆQyL$hZu_u fL$d_° kd\Æ_ Ap° sp° rhsfZ_p 6 drl_p R>u

kÆ_g gp°__u |hÆQyL$hZu L$fu iL°$ R>°. kÆ_g gp°__u ApÑriL$ fL$d_yÑ ‚u-ºgp°Tf dÑS|>f _\u.≈° |hÆQyL$hZu Q°L$ ‹pfp L$fpC lp°e sp° |hÆQyL$hZu Q°L$ fp°L$X$u \pe R>u S> Adgu b_i°.≈° hsÆdp_ A°QA°kbuku kÆ_g gp°__p qL$ıkpdpÑ AfS>v$pf _hu kÆ_g gp°_ dpV°$ Af∆ L$f° A_° s° b°fiL$ ‹pfp dÑS|>f L$fpe sp° _hu

kÆ_g gp°__u qhsfZ_u fL$d kp•‚\d hsÆdp_ kÆ_g gp°_ bÑ L$fhp Dep°N L$fpi° A_° bpL$u fL$d AfS>v$pf_° rhsfZ L$fpi°.

∑AmdoXH$ ~¢H$ Ho$ Bg AYH$ma H$mo _mZVm/Vr h° H$ do H$gr r ‡H$ma H$s ghmH$ godm ‡m· H$aZo Ho$ bE CgHo$ ImVo H$m ddaU V•Vr nj EO|gm| H$mo ~Zm AmdoXH$ H$s deÔ> AZw_V Ho$ Xo gHo$Jm

AfS>v$pf s°_p/s°Zu_u L$p°C Z Qp°Ω$k kÑdrs L°$ ArL©$rs rh_p b°fiL$ ‹pfp L$p°C Z ‚L$pf_u V°$L$p° Apsu k°hpAp° d°mhhp dpV°$ •”u≈ n_u A°S>fikuAp°_° s°_p /s°Zu_p MpspÑ_u rhNsp° Aphp_p° b°fiL$_° ArL$pf lp°hp_u lp¢Q Ap° R>°.

∑Bgr Ho$ gmW AmdoXH$ h r _mZVm/Vr h° H$ ~¢H$ H$mo AYH$ma hmoJm H$ AmdoXH$ go OwS>r OmZH$mar H$mo, gmW hr AmdoXH$ ¤mam AnZr OÂ_oXmar ZmZo _| H$E JE Aj_Vm Ho$ _m_bo H$mo, X EMEg~rgr BßS>m H$mo CMV bJo Am°a AmdÌH$ hmo Vmo do H$gr dV©_mZ m dÓ H$o Ho$S>Q> „yamoO/Ho$S>Q> ao\|$g EO|gm|, O›h| g_-g_ na ~¢H$ ¤mam ZYm©[aV H$m Jm hmo, H$mo Xo gH|$. VXZwgma, AmdoXH$ AnZr gh_V XoVm/Vr h° H$ do Bg OmZH$mar H$mo Ho$S>Q> „yamoO/Ho$S>Q> ao\|$g EO|gm| H$mo Xo gH|$. Eogo gßÒWmZ Mmh| Vmo ‡mogog H$s hB© Bg OmZH$mar m AmßH$S>o m CÀnmXm| H$mo ~¢H$m|/dŒmr gßÒWmZm| d A› Ho$S>Q> JmßQ>g© H$mo Xo gH|$.

AfS>v$pf hydpÑ A° Z lp¢Q Ap° R>° L°$ b°fiL$ ≈° AfS>v$pf s°_u / s°Zu_u S>hpbv$pfu pf pX$hpdpÑ L$p°C Z L$k|f L$f° sp° s° •kÑbÑ u dprlsu krls_u dprlsu_yÑ A°QA°kbuku C[fiX$ep_° ep°¡e A_° S>Í$fu gpN° s° dyS>b b°fiL$ ‹pfp kdepÑsf° _Ω$u L$fpe s° dyS>b L$p°C Z hsÆdp_ L°$ cprh æ°$qX$V$ Âeyfp°/ æ°$qX$V$ kÑv$cÆ A°S>fikuAp° kp\° Apv$p_‚v$p_ L$fhp dpV°$ b°fiL$_° ArL©$rs Ap° R>°. Ap dyS>b AfS>v$pf A”° AphpÑ æ°$qX$V$ Âeyfp°/ æ°$qX$V$ kÑv$cÆ A°S>fikuAp°_° dprlsu Aphp_u kÑdrs Ïeºs L$f° R>°. Aphu A°S>fikuAp° ‚p°k°k L$f°gu dprlsu L°$ X°$V$p L°$ ‚p°X$ºV$p° b°fiL$p° / _pZpL$ue kÑı\pAp° A_° Afie æ°$qX$V$ Ap_pf_° DgÂ L$fphu iL°$ R>°.

∑~¢H$ AmdoXH$ go gß~ßYV Ho$S>Q> BVhmg/nwZw©JVmZ AmßH$S>m| H$mo Ho$S>Q> B›\$m∞_eZ Hß$nZrO (aoJwboeZ) Eä Q>, 2005, Ho$ AZwgma H$gr Ho$S>Q> B›\$m∞_eZ Hß$nZr (O›h| maVr [aOd© ~¢H$ ¤mam deof Í$n go AYH•$V H$m Jm h°) H$mo r Xo gH$Vm h°.

b°fiL$ æ°$qX$V$ Cfiap°d£i_ LÑ$ _uT (r_ed_) pfp 2005_u ◊rÙ$A° æ°$qX$V$ dprlsu LÑ$ _u (ApfbuApC ‹pfp Mpk ArL©$s)_° •AfS>v$pf_p æ°$qX$V$ Crslpk/y_:QyL$hZu f°L$p°XÆ$ kÑbÑ u dprlsu Z |fu pX$i°.

Acknowledgement/ ‡m·/lp¢Q

22

Personal Loan application received on ________________________________. Complete document set received on ______________________.

Loan application form will be disposed of and acceptance/rejection notification will be mailed within 15 days from the date of receipt of completed application with supporting documentation.File reference number is _____________________ which can be used for any future correspondence with the Bank.The documents and the application form submitted will be treated as a property of the Bank and will not be returned to the Applicant.

________________________________ ________________________________

________________________________

_____________________________________________________________

________________________________

Applicant signature/ Sales representative signature/

Ïpä VJV F$U AmdoXZ nÃ H$mo ‡m· hAm. nyao XÒVmdoO H$mo ‡m· hE.

F$U AmdoXZ nÃ na ZU© bm OmEJm VWm nyar Vah ao JE Edß ghmH$ XÒVmdoOm| Ho$ gmW BgHo$ [_bZo Ho$ 15 XZm| Ho$ rVa ÒdrH$mamo[∫$/ AÒdrH$mamo∫$ H$s gyMZm oO Xr OmEJr.

\$mBb ao\|$g Zß~a h° OgH$m CnmoJ ~¢H$ ¤mam oOo OmZo dmbo nÃmMma _| H$m Om gH$Vm h°.

O_m H$E hE XÒVmdoO Edß AmdoXZ nÃ ~¢H$ H$s gßnŒm _mZo OmEßJo VWm ~¢H$ ¤mam B›h| AmdoXH$ H$mo bm°Q>mm Zht OmEJm.

kÆ_g gp°_ Af∆ _p fp°S> ‚p‡s \C R>°. kÑ |ZÆ v$ısph°≈°_p° kÑQ _p fp°S> ‚p‡s \ep° R>°.

gp°_ Af∆ ”L$_p° r_L$pg ghpi° A_° ıhuL$pf/_L$pf_u ≈ZL$pfu V°$L$p° Apsp v$ısph°∆L$fZ kp\° kÑ |ZÆ Af∆_u ‚pr‡s_u spfuM\u 15 qv$hk_u AÑv$f d°Cg ‹pfp Api°.

apCg kÑv$cÆ _Ñbf R>°, S>° b°fiL$ kp\° L$p°C Z cprh ”Ïehlpf dpV°$ Dep°N L$fu iL$pi°.

v$ısph°≈° A_° Af∆ ”L$p° ky fs L$fpep R>° s° b°fiL$_u kÑ v$p NZpi° A_° AfS>v$pf_° fs _l] L$fpi°.

AmdoXH$ Ho$ hÒVmja/ ~H$s ‡VZY Ho$ hÒVmja/AfS>v$pf_u klu k°Îk qf‚°T°fiV°$qV$h_u klu

Key things you should know?HSBC offers Personal Loans from `75,000 upto `750,000 to existing customers with repayment tenure of

upto 5 years (Premier customers can avail of Personal Loans upto `1000,000) ?The Personal Loan is offered at a rate of interest which is fixed across the tenure of the loan. Terms on

which the loan is offered are stated in the loan agreement?Please read the loan agreement carefully and ensure that key terms such as interest rate, processing fees,

prepayment charges are clearly stated before you sign the agreement ?You can prepay the Personal Loan after 6 months of loan disbursement by giving a written instruction to the

Bank. Partial prepayment is not allowed ?Refer to the 'Loan Service Charges and Fees' section of our website www.hsbc.co.in for service charges

(including prepayment charges) applicable on your loan post disbursement ?Interest on your Personal Loan account accrues on a daily basis and is payable in Equated Monthly

Instalments (EMI) on the due date ?You can pay your EMIs through Electronic Clearing System (ECS) or by setting up a Standing Instruction (SI)

on your HSBC Bank Account or through Post Dated Cheques (PDCs) ?You need to pay your EMI on the due date. Non-payment of EMI would impact, but will not be limited to:

- Your credit rating (reporting to Credit Bureau - CIBIL) - This will have an impact on other credit facilities availed of from HSBC - The bank may initiate recovery proceedings to recover the dues

In addition to the above, the bank may initiate recovery proceedings to recover the dues?Please visit Personal Loans section of our website www.hsbc.co.in for detailed terms and conditions?HSBC will notify you of any changes in the terms and conditions of this product with prior notice of

one month

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EMEg~rgr dV©_mZ JmhH$m| H$mo 75,000 go 750,000 VH$ Ho$ Ïpä VJV F$U XoVo h¢, Omo 5 df© H$s AdY _| MwH$mZo hmoVo h¢ (‡r_a JmhH$ 1000,000 VH$ Ho$ Ïpä VJV F$U bo gH$Vo h¢)

Ïpä VJV F$U Cg „mO Xa na XE OmVo h¢, Omo F$U H$s AdY VH$ EH$ g_mZ hmoVr h°. OZ eVm] na F$U Xm OmVm h°, CZH$m CÎboI F$U AZw~ßY _| hmoVm h°

AZw~ßY nÃ na hÒVmja H$aZo go nyd© bmoZ EJr_|Q> H$mo A¿N>r Vah nT>| H$ „mO Xa, ‡mogo[gßJ \$sg, ‡rno_|Q> MmOg O°go ‡_wI [Z_m| H$m CÑ oI ÒnÔ> Í$n go Bg_| H$m Jm h°

Ïpä VJV F$U Ho$ gßdVaU Ho$ 6 _hrZo ~mX Amn ~¢H$ H$mo EH$ bIV AmXoe XoH$a nyd© wJVmZ H$a gH$Vo h¢. AmßeH$ nyd© wJVmZ H$aZo H$s AZwkm Zht h°

gßdVaU Ho$ ~mX AmnHo F$U na bJZo dmbo godm H$a (nyd© wJVmZ H$mo _bmH$a) H$mo dÒVmanyd©H$ OmZZo Ho$ bE H•$nm h_mar do~gmBQ www.hsbc.co.in Ho$ 'bmoZ gd©g MmOg E›S> \$sg' IßS> H$mo XoI|

AmnHo$ H$O© na „mO H$s JUZm amoOmZm AmYma na H$s OmVr h° VWm Bgo _mgH$ H$ÒVm| (B©E_AmB©) _| ha Xo VmarI na bm°Q>mm OmEJm

AnZr _mgH$ H$ÒVm| H$m wJVmZ Amn Bboä Q¥>moZH$ pä b[a®J gÒQ>_ m AmnHo$ EMEg~rgr ImVo na IS>o ZXe (EgAmB©) XoH$a m nmoÒQ> S>oQ>oS> Moä g (nrS>rgrO) ¤mam H$a gH$Vo h¢

B©E_AmB© H$m wJVmZ AmnH$mo Xo VmarI na H$aZm MmhE. B©E_AmB© Ho$ wJVmZ Z H$aZo H$m Aga BZ ~mVm| na Am°a g\©$ B›ht ~mVm| na Zht nS>oJm:

- AmnH$s Ho$S>Q> aoqQ>J (Ho$S>Q> „yamo H$mo [anmqQ>J - grAmB©~rAmB©Eb)

- EMEg~rgr go bE JE A› H$O© na

BgHo$ Abmdm, ~¢H$ AnZr Xo ame VWm CJmhr H$s dgybr Ho$ bE H$mZyZr H$m©dmhr r H$a gH$Vm h°

dÒV•V Z_m| Am°a eVm] Ho$ bE H•$nm h_mar do~gmBQ www.hsbc.co.in Ho$ 'ng©Zb bmo›g' IßS> H$mo XoI|

Bg CÀnmX Ho$ Z_m| d eVm] _| H$gr ‡H$ma Ho$ ~Xbmd Ho$ bE EMEg~rgr EH$ _hrZo H$s nyd© gyMZm Ho$ gmW gyMV H$a|Jo

` `

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Applicant Copy/ AmdoXH$ ‡V/AfS>v$pf_u _L$g

Terms and Conditions for Personal Loan/ Ïpä VJV F$U Ho$ bE Z_ Am°a eV©/

kÆ_g gp°_ dpV°$ r_edp° A_° ifsp°

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24

sdpf° ≈Zhp S>°hu dyøe bpbsp°∑A°QA°kbuku 5 hjÆ ky u_u y_:QyL$hZu_u dyv$s kp\° hsÆdp_ N∞plL$p°_° 75,000\u 750,000 ky u_u kÆ_g gp°fik

Ap°af L$f° R>° (‚urdef N∞plL$p° 1,000,000 ky u_u kÆ_g gp°fik d°mhu iL°$ R>°).∑kÆ_g gp°_ A° gp°__u dyv$sdpÑ qaºıX$ fl°sp ÏepS> v$f° Ap°af L$fpe R>°. gp°_ Ap°af L$fpe s° dyv$s_u _p¢ gp°__p L$fpfdpÑ

L$fhpdpÑ Aphu R>°.∑L©$ p L$fu_° gp°_ L$fpf L$pm∆|hÆL$ hpÑQp° A_° ÏepS> v$f, ‚p°k°tkN au, |hÆQyL$hZu v$fp° S>°hu dyøe qfcpjp_u sd° L$fpfdpÑ klu

L$fp° s° |h£ ıÙ$ _p¢ R>° L°$ _l] s°_u Mpsfu L$fu gp°.∑sd° b°fiL$_° g°rMs k|Q_p Apu_° gp°_ rhsfZ_p 6 drl_p R>u kÆ_g gp°__u y_:QyL$hZu L$fu iL$p° R>p°. ApÑriL$

y_:QyL$hZu dÑS|>f _l] L$fpe.∑sdpfu gp°_ rhsfZ R>u k°hp v$fp° (y_:QyL$hZu v$fp° krls) dpV°$ Adpfu h°bkpCV$ f gp°_ krhÆk Qp∆Æk A°fiX$ auT Sy>Ap°:

www.hsbc.co.in

∑sdpfu kÆ_g gp°__p Mpsp Df ÏepS> fp°S>_p p°fZ° DprS>Æs \pe R>° A_° ApMf spfuM_p Cºh°V°$X$ dÑ\gu CfiıV$p°gd°fiV$ (CA°dApC)dpÑ Q|L$hhpp” R>°.

∑sd° Cg°ºV≤$p°r_L$ [ºgeqfÑN rkıV$d (CkuA°k) dpfas sdpfyÑ CA°dApC Q|L$hu_° A\hp sdpfu A°QA°kbuku b°fiL$ Mpsp f ı\peu k|Q_p (A°kApC) Apu_° A\hp p°ıV$ X°$V°$X$ Q°ºk (uX$uku) Apu_° cfu iL$p° R>p°.

∑sdpf° ApMf spfuM ky udpÑ sdpfp CA°dApC cfu v°$hp_p fl°i°. CA°dApC _ Q|L$hhp f r_Á_rgrMs krls A_° depÆqv$s _l] s° fus° ‚cph X$i°:- sdpfyÑ æ°$qX$V$ f°qVÑ$N (æ°$qX$V$ Âeyfp°- rkrbg_yÑ qfp°qVØ$N).- A°QA°kbuku pk°\u DgÂ L$fpe°gu Afie æ°$qX$V$ kyrhpAp°Dºs DfpÑs b°fiL$ g°ZpÑ hk|g L$fhp dpV°$ L$g°L$i_ A_° L$p_|_u NgpÑ_u l°g L$fu iL°$ R>°.

∑L$© p L$fu_° rhNshpf r_edp° A_° ifsp° dpV°$ Adpfu h°bkpCV www.hsbc.co.in f kÆ_g gp°_ rhcpN Sy>Ap°.∑A°QA°kbuku Ap ep°S>_p_pÑ r_edp° A_° ifsp°dpÑ L$p°C Z a°fapf rhi° A°L$ drl_p_u |hÆk|Q_p kp\° sd_° ≈Z L$fi°.

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Fees and Charges/ \$sg Am°a ewÎH$/au A_° v$fp°

Personal Loan processing charges 2% of the sanctioned Personal Loan amountPrepayment charges 4% of the outstanding amount. Prepayment is allowed only after

6 months from the date of Personal Loan disbursalCheque return charges `350Cheque swap charges `250Late payment charges 2% over the applicable interest rate on the delayed instalments plus `250

for each late payment

Tariff Sheet

lThe fees and charges for Personal Loan are set out in the tariff sheet or can be enquired through PhoneBanking/contacting any of our branches

l

l

Ïpä VJV F$U Ho$ bE \$sg Am°a ewÎH$m| H$mo Xa gyMr _| XImm Jm h° m B›h| \$moZ~¢qH$J/h_mar emIm H$s Xa gyMr go r OmZm Om gH$Vm h°

kÆ_g gp°_ dpV°$ au A_° v$fp° V°$qfa iuV$dpÑ AphpdpÑ ApÏep R>° A\hp ap°_b°[fiLÑN dpfas / Adpfu L$p°C Z ipMpAp°_p° kÑ LÆ$ L$fu_° |R>fR> L$fu iL$pe R>°.

Ïpä VJV F$U Ho$ bE ‡mogoqgJ MmOg ÒdrH•$V Ïpä VJV F$U ame H$m 2%‡rno_|Q> MmOg ~H$mm ame H$m 4%. ‡rno_|Q> H$s AZw_V Ïpä VJV F$U Ho$ gßdVaU H$s VmarI go 6 _mh ~mX hr Xr

OmEJrMoH$ Ho$ bm°Q>Zo na bJZo dmbm ewÎH$ `350 MoH$ Òd°n MmOg `250 Xoa go wJVmZ H$aZo na bJZo dmbm ewÎH$ Xoa go H$s JB© _mgH$ H$ÒV na ‡M[bV „mO Xa go 2% AYH$, gmW _| ha Xoa go H$s JB© _mgH$ H$ÒV

Ho$ bE `250

Xa gyMr

Interest/ „mO/ÏepS>

25

Personal Loan is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India (Bank) and is available in the cities of Mumbai, Delhi, Pune, Kolkata, Bengaluru, Hyderabad, Ahmedabad, Jaipur, Chandigarh and Chennai only and is subject to change from time to time. The loan amount and tenure depend on customer segment and are at the sole discretion of the Bank.

Cancellation of Personal Loan application should be conveyed to the Bank with a written communication.

l Fees and charges, as may be applicable from time to time, are payable by the Applicant for specific services provided or for defaults committed by the Applicant with reference to his/her Personal Loan account

l

l

l Tariff structure is subject to change from time to time at the sole discretion of the Bank. Such changes, other than changes in rate of finance charge EMI (Equated Monthly Instalments) rates and those which are as a result of regulatory requirements will be made with prospective effect giving notice of at least one month

l

l

l Please be advised that applicable Indirect Taxes including service tax and cess would be recovered on all our fees and charges and any other amount liable to tax under prevailing Indirect Tax Laws

l

l

l Late payment charge will be applicable, if EMI due is not paid by the due datel

l

l Applicant would be charged interest on the Personal Loan amount in EMI (Equated Monthly Instalment) at the rate as set out in the agreement

l

l

Ïpä VJV F$U X hm∞›JH$m∞›J E›S> eßKmB© ~¢qH$J H$m∞nmaoeZ b_Q>oS>, BßS>m (~¢H) Ho$ EH$_mÃ ddoH$ na Cnb„Y h° VWm h _wß~B©, nwUo, H$mobH$mVm, ~ßJbwÍ$, h°Xam~mX, Ah_Xm~mX, Onwa, MßXrJT> Am°a M°fiB© _| hr h°. h g_-g_ na ~Xbmd Ho$ AmYrZ h¢. F$U H$s ame Am°a AdY JmhH$ Ho$ IßS> na AmYm[aV h° VWm o nyar Vah ~¢H$ Ho$ ddoH$ na h°ß.

kÆ_g gp°_ lp¢NL$p¢N A°fiX$ ipÑOpC b°[fiLÑ$N L$p° p£f°i_ rgrdV°$X$, C[fiX$ep (b°fiL$)_u A°L$d°h df∆\u Api° A_° dyÑbC, qv$Îlu, yZ°, L$p°gL$sp, b°fiNgyfy, l•v$fpbpv$, Adv$phpv$, S>eyf, QÑX$uNY$ A_° Q°fi_pC il°fp°dpÑ S> dmi° A_° kdepÑsf° a°fapf_° Apu_ R>°.

gp°__u fL$d A_° dyv$s N∞plL$ hNÆ f A_° b°fiL$_u A°L$d°h df∆ f Appqfs R>°.

Ïpä VJV F$U Ho$ AmdoXZ Ho$ a‘rH$aU Ho$ ~mao _| ~¢H$ H$mo b[IV Í$n go ~VmZm MmhEkÆ_g gp°_ Af∆ fv$ L$fpe sp° b°fiL$_° g°rMs kÑv°$iÏehlpf\u s°_u ≈Z L$fhp_u fl°i°.

Xr OmZo dmbr deÔ> godmAm| Ho$ bE Xo \$sg Am°a ewÎH$, Omo r g_-g_ na bmJy hm|Jo, H$m wJVmZ VWm Ï∫$JV F$U H$o gß~ßY _| hB© Aj_Vm H$m wJVmZ AmdoXH$ H$mo H$aZm h°AfS>v$pf° s°_p / s°Zu_p kÆ_g gp°_ Mpsp kÑv$cÆdpÑ AfS>v$pf_° Ape°gu Qp°Ω$k k°hpAp° dpV°$ A\hp s°_p ‹pfp L$fpsp qX$ap°ÎV$ dpV°$ kdepÑsf° gpNy dyS>b au A_° v$fp° Q|L$hhp_p fl°i°.

Xa T>mßMo H$mo g_-g_ na VWm ~¢H$ Ho$ EH$_mÃ ddoH$ na ~Xbm Om gH$Vm h°. boH$Z _mgH$ H$ÒV Ho$ dŒm ewÎH$ Ho$ Xa _| ~Xbmd Ho$ Abmdm Am°a do ~Xbmd, Omo Zm_H$ AmdÌH$Vm Ho$ AZwgma hm|Jo, H$_ go H$_ EH$ _hrZo H$s gyMZm XoH$a gß mdV ‡md go bmJy H$E OmEßJoV°$qfa dpmMyÑ b°fiL$_u A°L$d°h df∆A° kdepÑsf° a°fapf_° Apu_ R>°. Aphp° L$p°C Z a°fapf A° apC_pfik QpS>Æ CA°dApC (Cºh°V°$X$ dÑ\gu CfiıV$p°gd°fiVπ$k) v$fp°dpÑ a°fapf A_° r_ed_ AphÌeL$spAp°_p qfZpd ıhÍ$ lp°e s° rkhpe L$dk°L$d A°L$ drl_p_u k|Q_p Aphp Úps kÑcpÏe Akf kp\° L$fpi°.

H•$nm ‹mZ aho H$ gr ‡H$ma H$s h_mar \$sg Am°a ewÎH$ H$mo VWm ‡MbV H$a H$mZyZ Ho$ VhV Xo ame H$mo ‡MbV ‡Àj H$am| d CZ na bmJy godm H$a VWm CnH$a Ho gmW dgybm OmEJm.L©$ p L$fu_° ≈Zu gp° L°$ k°hp L$f A_° k°k krls gpNy C_X$pef°ºV$ V°$ºkuk A_° Adpfu khÆ au A_° v$fp° Df A_° ‚hsÆdp_ C_X$pef°ºV$ V°$ºk L$pev$p l°W$m L$f_° D—fv$peu Afie fL$d hk|g L$fpi°.

X Xo _mgH$ H$ÒV H$m wJVmZ Xo VW VH$ Zht H$m Jm Vmo Xoa go wJVmZ H$aZo na bmJy ewÎH$ bm OmEJmrhgÑb QyL$hZu v$f ApMf spfuM ky udpÑ Cºh°V°$X$ dÑ\gu CfiıV$p°gd°fiV$ (CA°dApC) _l] Q|L$hpe sp° gpNy \i°.

AmdoXH$ go Ïpä VJV F$U na AZw~ßY _| bIr Xa go „mO _mgH$ H$ÒV (B©E_AmB©) Ho$ Í$n _| bm OmEJm AfS>v$pf_° L$fpfdpÑ Ap‡ep dyS>b v$f° CA°dApC (Cºh°V°$X$ dÑ\gu CfiıV$p°gd°fiV$)dpÑ kÆ_g gp°__u fL$d f ÏepS> gpNy L$fpi°.

kÆ_g gp°_ ‚p°k°tkN v$fp° dÑS|>f kÆ_g gp°_ fL$d_p 2 %

|hÆQyL$hZu v$fp° bpL$u fL$d_p 4 %. |hÆQyL$hZu kÆ_g gp°_ rhsfZ_u spfuM\u 6 drl_p R>u S> dÑS|>f L$fpi°.

Q°L$ qfV$_Æ v$fp° 350

Q°L$ ıh° v$fp° 250

rhgÑb QyL$hZu v$fp° rhgÑrbs l‡sp f gpNy ÏepS> v$f Df 2 % h—pv$f°L$ rhgÑb QyL$hZu dpV°$ 250.

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V°$qfa ”L$

Month Outstanding Balance (`) Emi (`) Interest (`) Principal (`)0 200,000 - - -

st1 195,635 7,031 2,667 4,365nd2 191,212 7,031 2,608 4,423rd3 186,730 7,031 2,549 4,482

26

?„mO X°ZH$ AmYma na JZm OmVm h°, Ogo AZw~ßY _| XO© VmarI na MwH$mZm hmoVm h°„mO JUZm H$m CXmhaUQ>flnUr: JUZm 2 bmI na 36 _hrZm| Ho$ bE 16% dmf©H$ go _mgH$ H$ÒV 7,031 h°, Og_| „mO Am°a _yb ame Bg ‡H$ma h°:

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Drawdown of the Personal Loan/Ïpä VJV F$U H$mo AbJ CR>m H$a aIZm/kÆ_g gp°__yÑ X≤$p°X$pD_

•

• Ïpä VJV F$U H$m gßdVaU Ï∫$JV F$U H$s ÒdrH•$V H$s VmarI go 30 XZm| Ho$ rVa hmo OmZm MmhE. Ï∫$JV F$U H$mo ~¢H$ Ho$ EH$_mÃ ddoH$ na Iwbm aIm Om gH$Vm h°. ~¢H$ AnZo EH$_mÃ ddoH$ na [H$gr r g_ Ï∫$JV F$U Hmo AbJ CR>m H$a aIZo H$mo a‘ H$a gH$Vm h°.

• kÆ_g gp°__u fL$d dÑS|>fu_u spfuM\u 30 qv$hkdpÑ DgÂ \hu ≈°CA°. kÆ_g gp°__u dÑS|>fu b°fiL$ A°L$d°h df∆A° MyÎgu fMpC iL°$ R>°. b°fiL$ s°_u df∆A° L$p°C Z kde° kÆ_g gp°__yÑ X≤$p°X$pD_ fv$ L$fu iL°$ R>°.

The Personal Loan amount should be disbursed within 30 days from the date of sanction of the Personal Loan. The Personal Loan sanction may be kept open at the sole discretion of the Bank. The Bank may at its sole discretion cancel the drawdown of the Personal Loan at any point of time.

Q>flnUr:

• XImm hAm „mO _mÃ CXmhaU Ho$ bE h°. AmnHo$ ImVo _| bJZo dmbo dmÒVdH$ „mO H$s ame fi hmo gH$Vr h°

• Cnamo∫$ XImE AZwgma 200,000 na 16% dmf©H$ H$s Xa go 1 _hrZo H$s _mgH$ H$ÒV h° 7,031

• _mgH$ „mO H$s ame = (F$U H$s ~H$mm ame) X („mO H$s Xa) X (_hrZo _| XZm| H$s gßªm/365)

• ~¢H$ Ho$ EH$_mÃ ddoH$ na „mO Xa n[adV©Z Ho$ AYrZ

• ÏepS> fp°S>_p p°fZ° DprS>Æs L$fpi° A_° L$fpfdpÑ Ap‡ep dyS>b s° Q|L$hhp_yÑ fl°i°.ÏepS>_u NZsfu_p° v$pMgp°:_p¢ : 36 drl_p dpV°$ hprjÆL$ 16 % _p ÏepS> v$f° 2 gpM dpV°$ NZsfu.CA°dApC 7031 R>°, S>°dpÑ _uQ° dyS>b ÏepS> A_° d|m OV$L$p° kdprhÛV$ R>°:

_p¢ :

• ÏepS> v$f v$pMgp dpV°$ bsphhpdpÑ ApÏep R>° A_° hpısrhL$ ÏepS> v$f sdpfp Mpsp f gpNy L$fpe s° rcfi_ lp°C iL°$ R>°

• Df bspÏep dyS>b 1 drl_p dpV°$ hprjÆL$ 16.00 %A° 200,000 dpV°$ CA°dApC 7031 R>°

• dprkL$ ÏepS>_u fL$d = (bpL$u gp°_ S>dp) x (ÏepS> v$f) x (drl_pdpÑ qv$hkp°_u kÑøep / 365)

• ÏepS> v$f b°fiL$_u A°L$d°h df∆A° L$p°C Z kde_p sbΩ°$ a°fapf_° Apu_ R>°.

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?Interest accrues on a daily basis and needs to be paid on dates set out in the agreementInterest calculation example:Note: Calculations for `2 lakh at an interest rate of 16% p.a. for 36 months.EMI is `7,031 which consist of interest and principal components as mentioned below:

_mh ~H$mm ame (`) _mgH$ H$ÒV (`) „mO (`) _yb (`)

nhbmXgam

Vrgam

Note: lRate of interest shown is for illustration and actual interest rate charged to your account may varylAs shown above, the EMI for `200,000 at 16.00% p.a. for 1 month is `7,031lMonthly interest amount = (outstanding loan balance) x (rate of interest) x (no. of days in the month/365)lInterest rates are subject to change at any point of time at the sole discretion of the Bank

200,000195,635191,212186,730

-7,0317,0317,031

-2,6672,6082,549

-4,3654,4234,482

0

drl_p° bpL$u fL$d (`) CA°dApC (`) ÏepS> (`) d|m fL$d (`)

1gp°2≈°

3≈°

200,000195,635191,212186,730

-7,0317,0317,031

-2,6672,6082,549

-4,3654,4234,482

0

27

a. Personal Loan needs to be repaid in Equated Monthly Instalments (EMI). Bank would notify the Applicant about the amount of the instalment and each instalment payment due date

A.Ïpä VJV F$U H$mo _mgH$ H$ÒVm| (B©E_AmB©) ¤mam MwH$mZm hmoVm h°. ~¢H$ AmdoXH$ H$mo H$ÒV H$s ame Am°a ha _mgH$ H$ÒV Ho$ wJVmZ Ho$ ~mao _| ~VmEJm

b. Instalment amount would comprise of principal and interest which are payable in Equated Monthly Instalments (EMI) as set out in the agreement

~. _mgH$ H$ÒV _| _yb Am°a „mO H$s am[e hmoJr, Ogo AZw~ßY _| bIo AZwgma ha _mh Xo VmarI na m BgHo$ nyd© _mgH$ H$ÒV (B©E_AmB©) Ho$ Í$n _| MwH$mZm hmoJm

c. Applicant would be required to pay any balance owing to the Personal Loan account (after payment of all instalments) on the final payment date as notified by the Bank

g.Ïpä VJV F$U Ho$ H$maU (gr _mgH$ H$ÒVm| Ho$ wJVmZ Ho$ ~mX) AmIar H$ÒV aZo na AmdoXH$ H$mo ~¢H$ ¤mam ~VmE AZwgma ~H$mm eof ame H$m wJVmZ H$aZm hmoJm

d. Applicant would be required to pay the instalments, irrespective of whether he/she withdraws, or not, any of the Personal Loan funds as deposited by bank in the nominated account

X.AmdoXH$ H$mo H$ÒV| MwH$mZr hm|Jr, bo hr dh Ï∫$JV F$U Ho H$gr mJ$ H$mo dmng bo, m Z bo, Ogo ~¢H$ Zo ~VmE hE ImVo _| O_m H$a Xm hmo

f. Applicant needs to ensure that the repayment instruction is honoured. Accordingly, Applicant must ensure: =Sufficient funds in the designated account to be debited =Not issue stop payment instructions for any cheque issued towards EMI payment =Not cancel or vary any payment arrangement (unless required by the Bank) =Not close or change the account on which repayment instrument are drawn (unless he/she pays the

applicable swap fees set out in the tariff sheet or elsewhere in the agreement)

A°.AÑNs gp°_ A°L$kdp_ dprkL$ l‡sp (CA°dApC)dpÑ y_:QyL$hZu L$fhp_p fl°i°. b°fiL$° l‡sp_u fL$d A_° v$f°L$ l‡sp_u QyL$hZu_u ApMf spfuM rhi° AfS>v$pf_° dprlsNpf L$fhp_p fl°i°.

bu.l‡sp_u fL$ddpÑ d|m fL$d A_° ÏepS> fl°i°, S>° L$fpfdpÑ Ap‡ep dyS>b A°L$kdp_ dprkL$ l‡sp (CA°dApC)dpÑ Q|L$hhp_yÑ fl°i°.

ku.AfS>v$pf° b°fiL$ ‹pfp ≈ZL$pfu dyS>b ApMfu QyL$hZu_u spfuM_p fp°S> AÑNs gp°__u fL$d (khÆ l‡sp Q|L$hu v$up R>u) guu lp°e sp° s°_u L$p°C Z bpL$u fL$d Q|L$hu v°$hyÑ AphÌeL$ R>°.

X$u.AfS>v$pf r_eyºs MpspdpÑ b°fiL$ ‹pfp S>dp L$fpe°gyÑ L$p°C Z AÑNs gp°_ cÑX$p°m s°Z° / s°ZuA° DpX$ÈyÑ lp°e L°$ _ lp°e sp° Z l‡sp Q|L$hhp_yÑ AphÌeL$ R>°.

e. Bank will advise the Applicant of the modes/manner in which to repay the instalmentsFor e.g. Applicant may issue a Standing Instruction to debit his bank account for repayment or may give documents (ECS/PDC's) for collecting repayment from a designated account

H$.F$U H$s H$ÒVoß H$g Vah MwH$mZr h¢, Ho$ ~mao _| ~¢H$ AmdoXH$ H$mo ~VmEJm. CXmhaUÒdÍ$n: AmdoXH$ Mmho Vmo nwZ©wJVmZ Ho$ bE AnZo ~¢H$ ImVo _| S>o~Q> H$aZo Ho$ bE ÒQ>¢qS>J B›ÒQ¥>ä eZ (IS>o ZXe) Xo gH$Vm/Vr h° m nwZ©wJVmZ Ho$ bE ~VmE JE ImVo go XÒVmdoO (B©grEg/nrS>rgr) Xo gH$Vm/Vr h°

C.b°fiL$ l‡sp_u y_:QyL$hZu L$epÑ dp›ed/fus° L$fhp_u R>° s° rhi° AfS>v$pf_° kgpl Api°.v$p.s. AfS>v$pf y_:QyL$hZu dpV°$ s°_p b°fiL$ MpspdpÑ\u fL$d L$pu g°hp dpV°$ ı\peu k|Q_p Apu iL°$ A\hp r_eyºs MpspdpÑ\u

y_:QyL$hZu_p° Adg L$fhp dpV°$ CkuA°k d°fiX°$V$ Apu iL°$ R>°.

I.AmdoXH$ H$mo gwZpÌMV H$aZm hmoJm H$ nwZ©wJVmZ Ho$ ZXe gH$mao (Am∞Za) OmEß. AV: AmdoXH$ H$mo VgÑ r H$aZr hmoJr H$:∑S>o~Q> H$aZo Ho$ bE ~VmE hE ImVo _| Xo VmarI na g_wMV ame hmo∑_mgH$ H$ÒV Ho$ wJVmZ Ho$ bE Omar H$E JE H$gr r MoH$ Ho$ wJVmZ H$mo dh Z amoH$o∑wJVmZ Ho$ ‡~ßY H$mo Z Vmo a‘ H$a, Z hr ~Xbo (O~ VH$ H$ ~¢H$ ¤mam H$hm$ Z Jm hmo)∑Og ImVo go nwZ©wJVmZ Xm Jm hmo, Cgo Z Vmo dh ~ßX H$ao, Z hr ~Xbo (O~ VH$ H$ dh Xa gyMr m AZw~ßY _| [H$gr r OJh CÑ IV bmJy

AXbm-~Xbr ewÎH$ (Òd°n \$sg) H$mo Z a Xo)A°a.AfS>v$pf° y_:QyL$hZu r_rÚs fus° \pe s°_u sL°$v$pfu fpMhp_u fl°i°. Ap AÑsNÆs r_Á_rgrMs ›ep_ fpMhp_yÑ fl°i°:

∑S>° MpspdpÑ\u fL$d L$php_u lp°e s°dpÑ |fsyÑ cÑX$p°m lp°hyÑ ≈°CA°.∑CA°dApC QyL$hZu kpd° ≈fu L$f°gp L$p°C Z Q°L$ dpV°$ QyL$hZu AV$L$phhp_u k|Q_p ≈f _l] L$fhu∑CA°dApC_u QyL$hZu kpd° ≈fu L$fpe°gp L$p°C Z Q°L$ dpV°$ QyL$hZu AV$L$phhp_u k|Q_p ≈fu _l] L$fhu. (rkhpe L°$ b°fiL$

‹pfp AphÌeL$ lp°e)∑y_:QyL$hZu_u k|Q_p Apu lp°e s° MpsyÑ bÑ _l] L$fhÑy L°$ bv$gu _l] L$fhyÑ (rkhpe L°$ s°/s°Zu V°$qfa iuV$ L°$ Afie” L$fpfdpÑ

Ap‡ep dyS>b gpNy ıh° au Q|L$hspÑ lp°e).

Repayment/ nwZw©JVmZ/y_:QyL$hZu

28

If the Applicant does not pay the instalment on or before the relevant due date; outstanding Personal Loan amount and all accrued interest would become immediately due and payable. Applicant would also be liable to pay the late payment fee as set out in the tariff sheet.In the event of default (i.e. if the minimum amount due is not paid by the payment due date or breach of any clause of the agreement), the Applicant will be sent reminders from time to time for payment of any outstanding on his personal account, by post, fax, telephone, e-mail, SMS messaging and/or through third parties appointed for collection purposes to remind, follow-up and collect dues.gß~ßYV Xo VmarI H$mo m BgHo$ nhbo X AmdoXH$ H$gr H$ÒV H$m wJVmZ Zht H$aVm/Vr h°, Vmo Ï∫$JV F$U H$s ~H$mm ame d Bg na bJo gr Vah Ho$ „mO VwaßV hr Xo Am°a wJVmZ moΩ hmo OmVo h¢. AmdoXH$ H$mo Xa gyMr Ho$ AZwgma, Xoa go wJVmZ H$E OmZo na bmJy ewÎH$ H$mo r MwH$mZm hmoVm h°.Aj_Vm Ho$ _m_bo _| (mZr wJVmZ H$s Xo VmarI VH$ ›yZV_ Xo ame Z MwH$mB© JB© hmo m AZw~ßY H$s H$gr eV© H$m CÎbßKZ hmoZo na), AmdoXH$ H$mo AnZo Ï∫$JV ImVo _| ~H$mm ame Ho$ wJVmZ Ho$ bE S>mH$, \°$ä g, Q>ob\$moZ, B©-_ob, EgE_Eg ¤mam Am°a/m dgybr C‘oÌ Ho$ bE Zw∫$ V•Vr nj H$mo \$m∞bmo-An Am°a XoZXmar H$s dgybr Ho$ bE g_-g_ na [a_mBßS>g© oOo OmEßJo.≈° AfS>v$pf kykÑNs ApMf spfuM_p fp°S> L°$ |h£ l‡sp° _l] Q|L$h° sp° bpL$u kÆ_g gp°__u fL$d A_° khÆ DprS>Æs ÏepS> sp–L$prgL$ g°œÑ A_° Q|L$hhpp” b_u S>i°. AfS>v$pf V°$qfa ”L$dpÑ Ap‡ep dyS>b rhgÑb QyL$hZu au Q|L$hhp_° Z D—fv$peu b_i°.qX$ap°ÎV$_p qL$ıkpdpÑ (A°V$g° L°$, ≈° g°Zu fL$d ApMf spfuM ky udpÑ Q|L$hpe _l] L°$ L$fpf_u L$p°C Z pfp_yÑ DÎgÑO_ \pe) AfS>v$pf° V$ pg, a°ºk, V°$rgap°_, Cd°Cg, A°kA°dA°k d°k°qS>ÑN A_°/A\hp epv$Nufu L$fhp, ap°gp°-A L$fhp A_° g°ZpÑ S>dp L$fhp dpV°$ r_eyºs ”u≈ np° ‹pfp s°_p gp°_ Mpsp_u L$p°C Z bpL$u QyL$hZu dpV°$ kdepÑsf° epv$Nufu dp°L$ghp_u fl°i°.

Default/Aj_Vm/qX$ap°ÎV$

Prepayment/ g_ go nhbo wJVmZ/|hÆQyL$hZuApplicant can prepay the Personal Loan post 6 months of disbursement provided the Applicant gives notice in writing and pays in accordance with the prepayment amount confirmation given by the Bank. The pre-closure of the part amount of the Personal Loan is not allowed.If prepayment is made by cheque, the prepayment takes effect only when the cheque is cleared.In the event of an existing HSBC Personal Loan, Applicant applies for a new Personal Loan and the same is sanctioned by the Bank, the disbursed amount of the new Personal Loan, will be first utilised to close the existing Personal Loan and the balance amount will be disbursed to the Applicant.

X AmdoXH$ bIV _| ZmoQ>g Xo Am°a ~¢H$ ¤mam g_ go nhbo wJVmZ H$o nwÔ>H$aU _wVm~H$ wJVmZ H$ao Vmo AmdoXH$ Ï∫$JV F$U H$m wJVmZ g_ go nhbo boH$Z gßdVaU Ho$ 6 _mh ~mX$H$a gH$Vm/Vr h°. Ïpä VJV F$U H$o ‡r-ä bmoOa H$s AZw_V AmßeH$ ame Ho$ gmW Zht h°.

X ‡rno_|Q> MoH$ ¤mam H$m Jm hmo Vmo ‡rno_|Q> H$m ‡md MoH$ Ho$ ä bra hmoZo na hr hmoJm.

EMEg~rgr Ho$ H$gr dV©_mZ Ïpä VJV F$U Ho$ _m°OyX hmoZo na, AmdoXH$ X H$gr ZE Ï∫$JV F$U Ho$ bE AmdoXZ H$aVm/Vr h° Am°a ~¢H$ ¤mam Bgo ÒdrH•$V H$a bm OmVm h°, Vmo Bg ZE Ï∫$JV F$U H$s gßdV[aV ame _| go nhbo dV©_mZ Ï∫$JV F$U H$mo ~ßX H$m OmEJm Am°a ~Mr hB© ame AmdoXH$ H$mo gßdV[aV H$s OmEJr.

AfS>v$pf ≈° g°rMsdpÑ k|Q_p Ap° A_° b°fiL$ ‹pfp AphpdpÑ Aph°gu |hÆQyL$hZu_u fL$d_° kd\Æ_ Ap° sp° rhsfZ_p 6 drl_p R>u kÆ_g gp°__u |hÆQyL$hZu L$fu iL°$ R>°. kÆ_g gp°__u ApÑriL$ fL$d_yÑ ‚u-ºgp°Tf dÑS|>f _\u.

≈° |hÆQyL$hZu Q°L$ ‹pfp L$fpC lp°e sp° |hÆQyL$hZu Q°L$ fp°L$X$u \pe R>u S> Adgu b_i°.≈° hsÆdp_ A°QA°kbuku kÆ_g gp°__p qL$ıkpdpÑ AfS>v$pf _hu kÆ_g gp°_ dpV°$ Af∆ L$f° A_° s° b°fiL$ ‹pfp dÑS|>f L$fpe sp° _hu

kÆ_g gp°__u qhsfZ_u fL$d kp•‚\d hsÆdp_ kÆ_g gp°_ bÑ L$fhp Dep°N L$fpi° A_° bpL$u fL$d AfS>v$pf_° rhsfZ L$fpi°.

29

Disclosures/ KmofUmEß/qX$ıºgp°TkÆ

• The Applicant acknowledges the right of bank to provide details of his/her account to third party agencies for the purpose of availing of support services of any nature by the Bank, without any specific consent or authorisation from him/her

• The Applicant further acknowledges that the Bank is authorised to share information relating to the Applicant, including information relating to any default committed by the Applicant in discharge of his/her obligation, as HSBC India may deem appropriate and necessary, with any existing or future credit bureaus/credit reference agencies as determined by bank from time to time. Accordingly, the Applicant herein expressly gives consent to disclose information to such credit bureaus/credit reference agencies. Such entities may further make available processed information or data or products thereof to banks/financial institutions and other credit grantors

• Bank also provides information relating to credit history/repayment record of the Applicant to a credit information company (specifically authorised by RBI), in terms of the Credit Information Companies (Regulation) Act, 2005

∑AmdoXH$ ~¢H$ Ho$ Bg AYH$ma H$mo _mZVm/Vr h° H$ do H$gr r ‡H$ma H$s ghmH$ godm ‡m· H$aZo Ho$ bE CgHo$ ImVo H$m ddaU V•Vr nj EO|gm| H$mo ~Zm AmdoXH$ H$s deÔ> AZw_V Ho$ Xo gHo$Jm

AfS>v$pf s°_p/s°Zu_u L$p°C Z Qp°Ω$k kÑdrs L°$ ArL©$rs rh_p b°fiL$ ‹pfp L$p°C Z ‚L$pf_u V°$L$p° Apsu k°hpAp° d°mhhp dpV°$ •”u≈ n_u A°S>fikuAp°_° s°_p /s°Zu_p MpspÑ_u rhNsp° Aphp_p° b°fiL$_° ArL$pf lp°hp_u lp¢Q Ap° R>°.

∑Bgr Ho$ gmW AmdoXH$ h r _mZVm/Vr h° H$ ~¢H$ H$mo AYH$ma hmoJm H$ AmdoXH$ go OwS>r OmZH$mar H$mo, gmW hr AmdoXH$ ¤mam AnZr OÂ_oXmar ZmZo _| H$E JE Aj_Vm Ho$ _m_bo H$mo, X EMEg~rgr BßS>m H$mo CMV bJo Am°a AmdÌH$ hmo Vmo do H$gr dV©_mZ m dÓ H$o Ho$S>Q> „yamoO/Ho$S>Q> ao\|$g EO|gm|, O›h| g_-g_ na ~¢H$ ¤mam ZYm©[aV H$m Jm hmo, H$mo Xo gH|$. VXZwgma, AmdoXH$ AnZr gh_V XoVm/Vr h° H$ do Bg OmZH$mar H$mo Ho$S>Q> „yamoO/Ho$S>Q> ao\|$g EO|gm| H$mo Xo gH|$. Eogo gßÒWmZ Mmh| Vmo ‡mogog H$s hB© Bg OmZH$mar m AmßH$S>o m CÀnmXm| H$mo ~¢H$m|/dŒmr gßÒWmZm| d A› Ho$S>Q> JmßQ>g© H$mo Xo gH|$.

AfS>v$pf hydpÑ A° Z lp¢Q Ap° R>° L°$ b°fiL$ ≈° AfS>v$pf s°_u / s°Zu_u S>hpbv$pfu pf pX$hpdpÑ L$p°C Z L$k|f L$f° sp° s° •kÑbÑ u dprlsu krls_u dprlsu_yÑ A°QA°kbuku C[fiX$ep_° ep°¡e A_° S>Í$fu gpN° s° dyS>b b°fiL$ ‹pfp kdepÑsf° _Ω$u L$fpe s° dyS>b L$p°C Z hsÆdp_ L°$ cprh æ°$qX$V$ Âeyfp° / æ°$qX$V$ kÑv$cÆ A°S>fikuAp° kp\° Apv$p_‚v$p_ L$fhp dpV°$ b°fiL$_° ArL©$rs Ap° R>°. Ap dyS>b AfS>v$pf A”° AphpÑ æ°$qX$V$ Âeyfp° / æ°$qX$V$ kÑv$cÆ A°S>fikuAp°_° dprlsu Aphp_u kÑdrs Ïeºs L$f° R>°. Aphu A°S>fikuAp° ‚p°k°k L$f°gu dprlsu L°$ X°$V$p L°$ ‚p°X$ºV$p° b°fiL$p° / _pZpL$ue kÑı\pAp° A_° Afie æ°$qX$V$ Ap_pf_° DgÂ L$fphu iL°$ R>°.

∑~¢H$ AmdoXH$ go gß~ßYV Ho$S>Q> BVhmg/nwZw©JVmZ AmßH$S>m| H$mo Ho$S>Q> B›\$m∞_eZ Hß$nZrO (aoJwboeZ) Eä Q>, 2005, Ho$ AZwgma H$gr Ho$S>Q> B›\$m∞_eZ Hß$nZr (O›h| maVr [aOd© ~¢H$ ¤mam deof Í$n go AYH•$V H$m Jm h°) H$mo r Xo gH$Vm h°.

b°fiL$ æ°$qX$V$ Cfiap°d£i_ LÑ$ _uT (r_ed_) pfp 2005_u ◊rÙ$A° æ°$qX$V$ dprlsu LÑ$ _u (ApfbuApC ‹pfp Mpk ArL©$s)_° •AfS>v$pf_p æ°$qX$V$ Crslpk/y_:QyL$hZu f°L$p°XÆ$ kÑbÑ u dprlsu Z |fu pX$i°..

Acknowledgement/ ‡m·/lp¢Q

Personal Loan application received on ________________________________. Complete document set received on ______________________.

Loan application form will be disposed of and acceptance/rejection notification will be mailed within 15 days from the date of receipt of completed application with supporting documentation.File reference number is _____________________ which can be used for any future correspondence with the Bank.The documents and the application form submitted will be treated as a property of the Bank and will not be returned to the Applicant.

________________________________ ________________________________

________________________________

_____________________________________________________________

________________________________

Applicant signature/ Sales representative signature/

Ïpä VJV F$U AmdoXZ nÃ H$mo ‡m· hAm. nyao XÒVmdoO H$mo ‡m· hE.

F$U AmdoXZ nÃ na ZU© bm OmEJm VWm nyar Vah ao JE Edß ghmH$ XÒVmdoOm| Ho$ gmW BgHo$ [_bZo Ho$ 15 XZm| Ho$ rVa ÒdrH$mamo[∫$/ AÒdrH$mamo∫$ H$s gyMZm oO Xr OmEJr.

\$mBb ao\|$g Zß~a h° OgH$m CnmoJ ~¢H$ ¤mam oOo OmZo dmbo nÃmMma _| H$m Om gH$Vm h°.

O_m H$E hE XÒVmdoO Edß AmdoXZ nÃ ~¢H$ H$s gßnŒm _mZo OmEßJo VWm ~¢H$ ¤mam B›h| AmdoXH$ H$mo bm°Q>mm Zht OmEJm.

kÆ_g gp°_ Af∆ _p fp°S> ‚p‡s \C R>°. kÑ |ZÆ v$ısph°≈°_p° kÑQ _p fp°S> ‚p‡s \ep° R>°.

gp°_ Af∆ ”L$_p° r_L$pg ghpi° A_° ıhuL$pf/_L$pf_u ≈ZL$pfu V°$L$p° Apsp v$ısph°∆L$fZ kp\° kÑ |ZÆ Af∆_u ‚pr‡s_u spfuM\u 15 qv$hk_u AÑv$f d°Cg ‹pfp Api°.

apCg kÑv$cÆ _Ñbf R>°, S>° b°fiL$ kp\° L$p°C Z cprh ”Ïehlpf dpV°$ Dep°N L$fu iL$pi°.

v$ısph°≈° A_° Af∆ ”L$p° ky fs L$fpep R>° s° b°fiL$_u kÑ v$p NZpi° A_° AfS>v$pf_° fs _l] L$fpi°.

AmdoXH$ Ho$ hÒVmja/ ~H$s ‡VZY Ho$ hÒVmja/AfS>v$pf_u klu k°Îk qf‚°T°fiV°$qV$h_u klu

Issued by The Hongkong and Shanghai Banking Corporation Limited, India (HSBC). Incorporated in Hong Kong SAR with limited liability.

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