pre placement presentation 2018 · products to serve all client needs group loan •small sized...

Pre Placement Presentation 2018

ANNAPURNA FINANCEYES, WE’RE NOW ANNAPURNA FINANCE!

About UsOne of the fastest growing MFI in the country.

One of the top ten MFIs in India in terms of Portfolio Outstanding.

An institution focussed on grassroots, with over 85% of the portfolio in rural India.

An Institution which strives for customer satisfaction and providing best possible services to its clients

A GLP of over INR 1500 Crores, with an outreach of over 10,00,000 clients

Our VisionVISION

• Establishment of a self -sustainable and economically empowered rural, tribal & sub-urban society.

MISSION

• Empowerment of 10,00,000 poor women and households for their economic security by 2018.

• Bring recognition, legitimacy, respect and opportunity for 2,50,000 micro-entrepreneurs by 2018.

GOAL

• Increase availability of wider range of micro finance services & improve ability of 10,00,000 poor women for efficient use of such services by the year 2018.

16/11/2017ANNAPURNA MICROFINANCE PVT LTD

ANNAPURNA MICROFINANCE PVT LTD

Annapurna: Genesis & BackgroundAnnapurna which started its operation as a non-profit venture (People’s Forum) in the 90’s, has evolved itself in variousways to become an NBFC-MFI in 2009, and continues to diversify its portfolio since then. The Organization whichstarted its journey from remotest villages of Odisha, now has presence in more than 100 districts spread across 12states of India. The states include Odisha, Bihar, Chhattisgarh, Madhya Pradesh, Jharkhand, Maharashtra, Rajasthan,Punjab, Haryana, Assam, Tripura and Meghalaya. The Company has recently started exploring the untapped markets intwo new states of Punjab & Haryana. The leapfrogging growth has been ably supported by investors like BIO, SIDBI,SIDBI Venture Capital, DCB Bank, Bamboo Capital Partners and Oiko Credit. Annapurna’s focus during all these years hasbeen the poor and agrarian families living in the rural and semi-urban areas in the above states.

Major Verticals of People’s Forum

Mission

ASHRA

[A Rehabilitation Centre for the homeless

mentally imbalanced women]

Mission ANNAPURNA

[A Economic Development

Programme for the Down-Trodden People]

Mission

ASHA

[Elementary Education for the Unprivileged

Children]

Mission

ASHAYEIN

[Rescue and Rehabilitation of

Trafficked Women]

ANNAPURNA MICROFINANCE PVT. LTD

[Registered under Companies Act 1956,

a NBFC under Reserve Bank of India]

For whom we workWe at Annapurna understand abouthow important is the role of women inshaping the rural economy of ourcountry. With proper need-basedtrainings, financial support andknowledge, they can more efficientlymanage their household as well as anyeconomic activities. Since itsinception, Annapurna has constantlynurturing the women Self HelpGroups (SHGs), and providing themwith affordable & on-time credit attheir doorstep. These women over theyears use the credit in running pettyeconomic activities either on theirown or in the group.


Our Journey

ANNAPURNA HAS CROSSED MANY MILES IN THE PAST YEARS TO REACH HERE


Our Journey – The Milestones


Key Milestones


Directors Designation

Mr. Gobinda Chandra Pattanaik Promoter Director & CEO

Mr. Dibyajyoti Pattanaik Promoter Director

Ms. Christina Juhasz Nominee Director (WWB CP)

Mr. K K Tiwary Independent Director

Mr. Sean Nossel Independent Director

Mr. Ashok Ranjan Samal Independent Director

Mr. T.H.R. Samad Nominee Director (SIDBI)

Ms. Milena Loayza Nominee Director (BIO)

Mr. R. V. Dilip Kumar Nominee Director (SVCL)

Mr. Florian Grohs Nominee Director( Oikocredit)

Mr. Bernhard Eikenberg Nominee Director (Bamboo Capital Partners)

Board of Directors & Governance StructureStrong Board with experiences from various fields that helps the Company taking timely decisions at ease.


Geographical Positioning

Performance: Portfolio , Branches & Clients

398 567 925 1073 1239 1327

335

465

625

766

899

977

116

157

176

234

246264

0

50

100

150

200

250

300

0

200

400

600

800

1000

1200

1400

QE Mar 15 QE Sept 15 QE Mar 16 QE Sept 16 QE Mar 17 QE Jun 17

GLP(IN CR) No. of Clients (in '000) No.of Branches


Employee Base

0

500

1000

1500

2000

2500

3000

FY 15 FY 16 FY 17 Q1 FY 18

912

1691

2333 2483

187

216

192

294

Total Joined


Public Sect. Banks

Pvt Banks

DFI/ NBFC

Our Funding Partners

Products to serve all client needs

Group Loan

• Small sized loans to SHGs for Agri, Agriallied, Small business, Handicrafts and handlooms

SWASTH

• A loan to promote Safe Water and Sanitation to Households.

MEL

• An unsecured loan up to 3 Lakh for Micro-enterprises

• Secured loan up to 25 Lakhs for enterprises

Affordable Housing

• A loan for home improvements, extension, and incremental construction.

Dairy Loan

• An individual loan for purchase of cross breed cattle, given to experienced dairy farmers.

Solar Loan

• A loan for financing solar light I energy deprived areas, and to provide an alternate to kerosene light

2/23/2018 BOARD MEETING 14

SAMARTH: Special loans for differently-abled clients



Credit Plus ActivitiesBusiness Development Services

Skill up-gradation training

Engaging professionals like agriculturists and veterinary doctors for providing quality inputs to the clients

Capacity Development

• Financial literacy training

• Leadership Training

• Training on Gender sensitization to clients

• Training on health & education

Marketing Support

• The corporate houses are tied up for marketing of the products made by the SHG members.

• The Handicraft products are taken to different exhibitions as a platform for marketing.

Annapurna’s YLDPAnnapurna is growing at a fast pace and it

needs young leaders who will be

instrumental in shaping and leading the

organisation to new heights. Working with

Annapurna will give the professionals an

opportunity to work with the rural and the

perceived un-bankable people. Young

Leaders Development Programme

is aimed to bring in dynamic young

professionals and groom them to make a

person who contributes to the society while

working with Annapurna.


Hiring Giants

o SBI

o HDFC Bank

o ICICI Prudential Life Insurance.

o Ujjivan Small Finance Bank.

o Bharat Financial Inclusion Ltd.

o Vistaar Finance .

o L & T Finance Ltd.

o Fino Fintech Foundation.

o India Bulls

o Kotak Share Market

o Tech Mahindra

o Shriram Finance Ltd.

o Mannappuram Finance Ltd.

o Axis Bank Ltd.

o Janalakshmi Financial Services Ltd.

Whether this is your first job or the next career advantage, there’s always a better place to work.

We are hiring people from reputed company’s at different level and management positions.

Some of companies we have hired from are:

Life @ Annapurna...Achievers meet Corbett National Park

Lenders Meet

Women Sensitization Program

Corbett National Park Tadoba Andhari National Park Pench National Park

Thailand Trip Thailand Trip Tadoba Andhari National Park

Young Leader Development Programme

Annapurna has recruited in the past from institutes having forte in Rural Management and

Development Finance. Some of the them include – IIM Sambalpur, IFMR, Indian Institute of

Forest Management, VAMNICOM, XIRM, XISS, EDII, FMS-IRM, KIIT School of Rural

Management and Agri-Business Dept. of Utkal University, amongst others.

Students have been absorbed into middle management roles in different departments such as

Operations, Finance, Product Development, Risk, MIS, HR, Corporate Communication and

Social Performance Management.


Operation and Business Development

FUNCTIONS AND THE RESPONSIBILITIES

◦ Leading a large team

◦ Maintaining Quality portfolio

◦ Monitoring 20-25 Branches

◦ Ensuring compliance for regulators and clients

◦ Implementing the vision and mission of theorganisation

◦ Drive for Operational effectiveness

◦ Finding out new Geographies and establishbusiness there.

SKILL REQUIREMENTS

◦ Should enjoy working in Rural areas

◦ Should be open to frequent travels

◦ Team Player

◦ Honesty and dedication towards work

◦ Should have that perseverance to work inchallenging environment while achieving the settargets

◦ Working on tight schedule

◦ Extra curricular activities in areas such as sports,photography, paintings, etc will be givenpreference.


ProductFUNCTIONS AND RESPONSIBILITIES

o Developing new product line.

o Conducting need assessment & market researchfor the development of new products

o Improve product features & services .

o Designing market strategy for new product.

o Ensure compliances related to product.

SKILL REQUIREMENT

o Should be open to frequent travels

o Should have excellent Analytical, Datainterpretation and documentation skills

o Should be proactive enough to providemarket/sector related inputs on the products

o Experience in using SPSS, STATA and MS Office

o Shall be updated with current market and industrytrends


ANNAPURNA MICROFINANCE PVT. LTD

Compensation Package - TISSPosition : Executive Trainee Cost to Company (Fixed + Variable in Grade A) = Rs. 7,00,452/-

ParticularsAmount per

monthAmount per

annum

Basic 20,000 2,40,000

HRA 10,000 1,20,000

Personal Pay 15,200 1,82,400

Gross Salary 45,200 5,42,400

Provident Fund 2,400 28,800

Gratuity 962 11,544

Insurance Premium 560 6,720

Total (Fixed) 49,122 5,89,464

Particulars Amount per month

“A” Grade (Max) 9,000

“B” Grade 6,000

“C” Grade (Min) 4,000

Mobile Allowance of Rs.500 and Family floater health Insurance of Rs.3,00,000 /- scheme for all

Variable (Up to Rs. 1,08, 000 Per Annum, Quarterly Payable)Fixed Salary

Compensation and Conditions During Probation Period (of 3 months), variable package will not be applicable.

After completion of your probation period, candidates will be in the training period for 9 months.

After successful completion of the training period, staff are given respective designation and HR Band.

The company will enter into an agreement with the candidate at the time of joining, where in both

the parties will have to compensate Rupees one Lakh only (Rs. 1,00,000/-) to each other in case of an

early separation before the completion of two years of service with AMPL. This is an effort to

maintain transparency and commitment in the relationship between the candidate and the company.


Thank You!


pre placement presentation 2018 · products to serve all client needs group loan •small sized...

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