privacy and identity theft in the 21st century chattahoochee valley community college april 2008

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Privacy and Identity Theft in the 21st Century Chattahoochee Valley Community College April 2008 http://csc.colstate.edu/summers/Research/privacy-in- the-21st-century.ppt Dr. Wayne Summers TSYS Department of Computer Science Columbus State University [email protected] http://csc.colstate.edu/summe

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Privacy and Identity Theftin the 21st Century

Chattahoochee Valley Community CollegeApril 2008

http://csc.colstate.edu/summers/Research/privacy-in-the-21st-century.ppt

Dr. Wayne SummersTSYS Department of Computer Science

Columbus State [email protected]://csc.colstate.edu/summers

Identity Theft

Citibank Identity Theft commercial - Darrel P.

Babe Magnet- Identity Theft Commercial

Thelma and Norma

Citibank - Computer Geek

Citibank identity theft commercial - underpants on

Digital Armageddon

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Citibank Identity Theft commercial - Darrel P.

Babe Magnet- Identity Theft Commercial

Thelma and Norma

Citibank - Computer Geek

Citibank identity theft commercial - underpants on

Digital Armageddon

OUTLINE Definitions

ID Theft & Privacy Issues

Future ID Theft & Privacy Issues

Regulations

Safe Guards

Q&A

Privacy (Confidentiality)

Limiting who can access your information.

Identity TheftUsing another’s identity for ones benefit

(usually financial gain)

– social security number– credit card account numbers– date of birth– driver’s license– passport– mother’s maiden name– addresses

Social Engineering“getting people to do things

that they wouldn’t ordinarily do for a stranger” – The Art of Deception, Kevin Mitnick

Definitions Spyware - computer software installed on a

computer to intercept the user's activities on the computer, without the user's informed consent.

Phishing - attempt to fraudulently acquire sensitive information by masquerading as a trustworthy entity.

Botnets - collection of software robots (bots), which run autonomously and automatically on groups of remotely controlled zombie computers.

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8Vulnerabilities How many of you access the Internet

from home?

Wireless networks are rapidly becoming pervasive. – How many of you have web-enabled cell

phones?

– How many of you have networked PDAs?

– How many of you have wireless networks at work? at home?

– How many of you use wireless networks when you are “on the road”?

ID Theft News March 28, 2008 (Computerworld) “

Hannaford Bros. Co. disclosed this week that the intruders who stole up to 4.2 million credit and debit card numbers from the grocer's systems did so by planting malware programs on servers at each of its stores in New England, New York and Florida.”

March 24, 2008 (Computerworld) “Unencrypted medical information of about 2,500 participants in a cardiac study conducted by the National Heart, Lung and Blood Institute (NHLBI) may have been compromised by the theft of a laptop PC last month.”

ID Theft News March 2008 (Newsmax.com) “Criminals who seize

control of tens of thousands of home and office computers through what are known as "botnets" are a dramatically growing threat, Shawn Henry, deputy assistant director of the FBI’s Cyber Division, tells Newsmax.”

“Since last spring, the FBI has arrested 11 individuals who allegedly infected and commandeered 1 million personal computers and turned them into robots that did their bidding, Henry says. “

April 2008 (AARP Bulletin) “But already scammers are contacting targets by phone, saying they represent the IRS, and explaining that they can direct-deposit rebates right away—if the victim coughs up a bank account number on the spot.”

PayPal Phishing Site Arrives as Attachment

E-mail from "Microsoft“ [email protected]

SUBJECT: {Virus?} Use this patch immediately !

Dear friend , use this Internet Explorer patch now!

There are dangerous virus in the Internet now!

More than 500.000 already infected!

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“You have zero privacy anyway. Get over it.”

(Scott McNealy, CEO, Sun Microsystems, 1999)

Who is Wayne Summers?

Google.com

– http://csc.colstate.edu/summers/ (resume)

– Math geneology

– Naymz.com

– Linked.com

– Blogger.com

peoplefinders.com

– Age, Cities, parents, spouse, and children’s names & ages

peoplefinders.com Comprehensive Background Report

– Name: SUMMERS, WAYNE– Everything you need to know, all in one report.

• Aliases & Maiden Names• Birth Date• Address History• Phone Numbers• Marriages & Divorces• Relatives & neighbors• Property ownership• and much more...

   $39.95 Click below to find out how to get this product for

FREE.

Who is Wayne Summers?

Whitepages.com

– Work address

– Columbus Tech

– Home address• Map of neighborhood• Neighbors & home values (zillow.com)

Other personal data websites

Addresses.com

AnyWho.com

Google

InfoSpace

Intelius

MySpace

PeopleFinders.com

PublicRecordsNow.com

USA People-Search

US Search

WhoWhere.com

Yahoo!

ZabaSearch

ZoomInfo

Future ID Theft & Privacy Issues

Minority Report Scene Gap Store (16 sec)

Minority Report Mall Scene (36 sec)

April 9, 2008 (Computerworld) “RFID keeps tabs on Vegas bartenders -- and soon could track you too”

“The Smart Card Alliance isn't too keen on proposed enhanced driver licenses that the Department of Homeland Security is working on with several states bordering Canada and Mexico. The long range-reading RFID technology suggested by DHS raises privacy, security, and operational functionality issues, says the alliance.”

Future ID Theft & Privacy Issues March 28, 2008 (IDG News Service) “Spying

programs for mobile phones are likely to grow in sophistication and stealth as the business of selling spying tools grows, according to a mobile analyst at the Black Hat conference on Friday…. Neo-Call is capable of secretly forwarding SMS (Short Message Service) text messages to another phone, transmitting a list of phone numbers called, and logging keystrokes. FlexiSpy has a neat, Web-based interface that shows details of call times, numbers and SMS messages, and it can even use a phone's GPS receiver to pinpoint the victim's location.”

April 9, 2008 (Washington Times) “D.C. police set to monitor 5,000 cameras.”

Mediacom Online home watch

“Privacy is the future. Get used to it.”

(Marc Rotenberg, Director, Electronic Privacy Information Centre - EPIC) (Fortune, 2001).

Regulations

Privacy Act of 1974– “No agency shall disclose any record which is contained in a

system of records by any means of communication to any person, or to another agency, except pursuant to a written request by, or with the prior written consent of, the individual to whom the record pertains... “

– Computer Matching and Privacy Protection Act of 1988

Health Insurance Portability and Accountability Act of 1996 (HIPAA)

Family Educational Rights and Privacy Act (FERPA)

Regulations

Financial Modernization Act of 1999["Gramm-Leach-Bliley Act" or GLB Act]: protect consumers’ personal financial information held by financial institutions.

Public Company Accounting Reform and Investor Protection Act of 2002 [“Sarbanes-Oxley Act “]:establishes new or enhanced standards for all U.S. public company boards, management, and public accounting firms.

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24Safe Guards

E-mail– should be considered like a postcard

– Don’t transmit personal data unless it is encrypted

Social networks (Facebook, Myspace) are open to others

– Don’t post personal data that could be used for identification

– Don’t post anything you would be ashamed of

What Else Can You Do?

Do not give your personal information out over the phone or Internet.

Take all outgoing mail to a U.S. Postal Service mail box.

Use a P.O. Box for all incoming mail.

Buy a document/credit card/CD crosscut shredder.

Credit Security Use one credit card exclusively for Internet

purchases.

Monitor activity on all credit cards closely.

Checking your credit history at least twice a year.

Your can buy identity theft recovery insurance.

04/18/23 Institute of Management Accountants

27Computer Protection

Properly configure all devices

Install firewalls, antivirus, anti-spyware

Monitor logs

Removed unneeded cookies

Do not enter personal information on a website over a non-encrypted connection

Keep patches up to date

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Home Network how many of you:

– protect your wireless device with a password?

– encrypt the data in your wireless device?

– employ any type of security with your wireless device?

– employ security with your wireless network?

Who to contact Equifax: 1-800-525-6285 www.equifax.com

Experian: 1-888-397-3742 www.experian.com

TransUnion: 1-800-680-7289 www.transunion.com

http://www.ftc.gov/idtheft

www.ftc.gov/credit

www.lookstoogoodtobetrue.com/

www.identitytheft.org/

www.privacyrights.org/index.htm

Conclusions “Security is, I would say, our top priority

because for all the exciting things you will be able to do with computers.. organizing your lives, staying in touch with people, being creative.. if we don't solve these security problems, then people will hold back. Businesses will be afraid to put their critical information on it because it will be exposed.” Bill Gates

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Q & ADr. Wayne Summers

TSYS Department of Computer ScienceColumbus State University

[email protected]://csc.colstate.edu/summers