private lending package
TRANSCRIPT
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WELCOME!WELCOME!
Katrini Homes LLCKatrini Homes LLCReal Estate Solutions Company.Real Estate Solutions Company.
Your Logo Here
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Agenda Agenda
Katrini Homes LLC – Who Are Katrini Homes LLC – Who Are We?We?
Our Mission StatementOur Mission Statement Advantages to working with usAdvantages to working with us Competitive AdvantageCompetitive Advantage What’s In It For You?What’s In It For You? What is Private Mortgage What is Private Mortgage
Lending?Lending? Private Lender Program & How it Private Lender Program & How it
worksworks
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Katrini Homes, LLC Katrini Homes, LLC IntroductionIntroduction
Buy distressed residential properties at a Buy distressed residential properties at a deep discount.deep discount.
Rehabilitate properties and solve Rehabilitate properties and solve problems to create value.problems to create value.
Lease and Sell to 1Lease and Sell to 1stst time home buyers time home buyers and and
un-loanable Buyersun-loanable Buyers..
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Our Mission StatementOur Mission Statement
When a passion for real estate is When a passion for real estate is combined with talented individuals who combined with talented individuals who have an uncompromising drive to have an uncompromising drive to succeed, amazing things will happen. At succeed, amazing things will happen. At Katrini Homes, it our goal to not only Katrini Homes, it our goal to not only have a positive effect have a positive effect NEED this from NEED this from other docother doc
. .
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How Can We Buy How Can We Buy Houses Far Below Houses Far Below
Market Value?Market Value? Our specialty is distressed properties that Our specialty is distressed properties that need renovations.need renovations.
We know where to look, what to buy, what We know where to look, what to buy, what not to buy and how to renovate.not to buy and how to renovate.
We cut out the middleman’s cost, such as We cut out the middleman’s cost, such as commissions, mortgage broker fees, loan commissions, mortgage broker fees, loan fees and attorney fees.fees and attorney fees.
Advantages to Working Advantages to Working With UsWith Us
We have the Fortune Builder’s business systems We have the Fortune Builder’s business systems and knowledge to purchase properties QUICKLY and knowledge to purchase properties QUICKLY and with CASH.and with CASH.
We create value by finding distressed , vacant We create value by finding distressed , vacant homes and putting them back in use after homes and putting them back in use after renovation.renovation.
We have a creative marketing system to find and We have a creative marketing system to find and purchase properties before they’re ever listed.purchase properties before they’re ever listed.
We pay wholesale prices to all contractors and We pay wholesale prices to all contractors and typically get bulk discounts on all materials.typically get bulk discounts on all materials.
We find our own buyers, allowing us to secure a We find our own buyers, allowing us to secure a strong sales price and save on sales commissions.strong sales price and save on sales commissions.
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People Who Sell us People Who Sell us HousesHouses BanksBanks
Private IndividualsPrivate Individuals RealtorsRealtors Un-sellable homeownersUn-sellable homeowners
BENEFITS TO SELLERBENEFITS TO SELLER Cash OfferCash Offer No CommissionNo Commission Quick CloseQuick Close No FeesNo Fees No Closing CostsNo Closing Costs We Buy House “AS-IS”We Buy House “AS-IS” No Appraisal.No Appraisal.
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People Who Buy Our People Who Buy Our HousesHouses
Achieve the American Dream of Achieve the American Dream of home ownership.home ownership.
Many could not buy without our Many could not buy without our innovative and willingness to go innovative and willingness to go the extra mile.the extra mile.
Un-loanable Buyers.Un-loanable Buyers.
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How is Katrini Homes, How is Katrini Homes, LLC different from an LLC different from an
average investor?average investor? TEAMTEAM
Patricia TrinidadPatricia Trinidad – CEO – Marketing, Acquisitions , – CEO – Marketing, Acquisitions , Operations and Technology Operations and Technology
Katy O’ConnellKaty O’Connell – CFO – Renovation Management, Sales – CFO – Renovation Management, Sales and Financial Management and Legaland Financial Management and Legal
VERSATILITYVERSATILITY Katrini HomesKatrini Homes creates value through an “out of the box” creates value through an “out of the box”
creative approach to real estate transactions.creative approach to real estate transactions. Our focus is on providing Our focus is on providing SOLUTIONSSOLUTIONS for our clients for our clients
and finding and finding VALUEVALUE for our investors, not simply buying, for our investors, not simply buying, fixing and selling properties.fixing and selling properties.
Continuous investment and commitment to improving Continuous investment and commitment to improving industry knowledge & training.industry knowledge & training.
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Competitive Competitive AdvantageAdvantage
Our competitive advantage isOur competitive advantage is SPEEDSPEED to purchase properties.to purchase properties.
Our ability to expand client base Our ability to expand client base throughthrough KNOWLEDGEKNOWLEDGE of deal of deal structuring and of advanced real structuring and of advanced real estate techniquesestate techniques..
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What’s In It For You?What’s In It For You?
Investment secured by real estate.Investment secured by real estate. 5-15% return on your money (depending 5-15% return on your money (depending
on financial package you opt into).on financial package you opt into). A predictable income stream.A predictable income stream. No management costs.No management costs. No daily headaches with managing No daily headaches with managing
contractors.contractors.
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Private Lender ProgramPrivate Lender ProgramOverviewOverview
We buy, rehab & sell houses.We buy, rehab & sell houses. To buy houses, we prefer to borrow To buy houses, we prefer to borrow
money from private individuals.money from private individuals. We pay you 5 -15% to use your money.We pay you 5 -15% to use your money.
(depending on financial package you opt (depending on financial package you opt into)into)
It is a very simple planIt is a very simple plan..
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How Does Your Bank How Does Your Bank Make Money?Make Money?
Bank takes in deposits.Bank takes in deposits. Bank loans the money out at a higher rate Bank loans the money out at a higher rate
of interest to other peopleof interest to other people..
Katrini Homes, LLC is cutting out the middle man.
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Private Lender ProgramPrivate Lender ProgramHow it Works?How it Works?
We locate a property we want to buy.We locate a property we want to buy. We borrow from you to purchase the We borrow from you to purchase the
property.property.
(money is put directly into an escrow (money is put directly into an escrow account)account)
We have a formal closing and you get a We have a formal closing and you get a mortgage on the home with other mortgage on the home with other important documents.important documents.
You are the BANK and you earn the interest!
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Private Lender Program Private Lender Program PaymentsPayments
We make annual payments of 5-15% We make annual payments of 5-15% simple interestsimple interest
Or Or The interest accrues until the house is sold The interest accrues until the house is sold
and you get 1 check for principal and and you get 1 check for principal and interestinterest
OrOr We will make quarterly payments if you We will make quarterly payments if you
like a quarterly incomelike a quarterly income
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Our PromiseOur Promise
We won’t lower your rate as long as the We won’t lower your rate as long as the money is invested on a property. money is invested on a property.
We pay you 5-15% simple interest. We pay you 5-15% simple interest. (depending on financial package you (depending on financial package you choose)choose)
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Private Lender ProgramPrivate Lender Program$100,000 Loan Sample$100,000 Loan Sample
Risks Vs. RewardsRisks Vs. Rewards Us at 10% = $10,000 per year.Us at 10% = $10,000 per year. Bank at 1.0% = $1,000 per year.Bank at 1.0% = $1,000 per year. CD at .50% = $500.00 per yearCD at .50% = $500.00 per year Stock Market = Returns Unknown, Invest at Stock Market = Returns Unknown, Invest at
Market Price, Completely UnsecuredMarket Price, Completely Unsecured R.E. Private Lending – Secured by Deed of Trust, R.E. Private Lending – Secured by Deed of Trust,
Collateral is Fully Insured, Collateralized below Collateral is Fully Insured, Collateralized below Market Value, Returns are Fixed & Agreed Upon Market Value, Returns are Fixed & Agreed Upon Term, Tangible AssetTerm, Tangible Asset
You will make a 10x greater return on your You will make a 10x greater return on your money!money!
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Documents Securing Documents Securing Your InvestmentYour Investment
Promissory Note. Mortgage. Hazard Insurance Policy. Title Lenders Policy
Lenders have no expenseLenders have no expense
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We can invest your IRA or pension plan.
Now your returns are tax deferred or tax free.
It’s simple, easy and we do the work.
Got IRA Money?
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Most people think that an IRA can only be used to purchase investments, like stocks and mutual funds. But that’s not true! You can get private mortgage loans using the funds which are already in your IRAs’ and other retirement plans.
As it pertains to lending for real estate investments, enter the Self-Directed IRA. The IRS has set forth guidelines on what you can and cannot invest in with your IRA. Many people are surprised at the scope of options available.
From tax liens, gold, real estate investments and real estate notes, IRAs’ are much more powerful than most people ever realized. If you add to that power of a Roth IRA which allows you to enjoy your earnings tax-free or deferred, and you’ve got a fast road to an easy retirement!
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Retirement Accounts That Can Be Self-Directed•Roth IRA •Traditional IRA•SEP IRA•Simple IRA•401k (qualified plan)•Educational Savings Accounts•Health Savings Accounts*Profits can be tax free or tax deferred when you invest with one of these vehicles
However, in order for you to use retirement accounts for loans, they must first be administered by a third party custodian. After selecting your custodian, you simply send a transfer form to them and they’ll do all the work for you, once you've done that you are ready to make private mortgage loans. We would be happy to recommend a local custodian we’ve worked with in the past who can assist you with setting up your account.
Common Ways Private Common Ways Private LendersLenders
Fund DealsFund Deals
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Cash Home Equity Line Personal & Business Lines
of Credit Retirement Accounts Liquidated Securities &
Investments
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CashCash held in most types of bank accounts can be accessed quickly and can fund your deals in minutes, instead of hours or days. Fees are generally minimal for wire transfers and cashier’s checks.
Home Equity Line of CreditA home equity line of credit is a very powerful source of funding that many people have and don’t even think of. Unleveraged equity is dead money and it’s not earning any interest. You can easily tap into that money. It’s a way to make sure you’re in first position when we’re ready to pull the trigger and buy a property.
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Personal & Business Lines of CreditPersonal loans and “signature lines of credit” can be obtained from most banks or credit unions by anyone with good credit and a stable income.
Retirement AccountsMore and more private money lenders are using their IRA funds to invest in real estate. A self-directed IRA is essentially the same as a traditional IRA, but allows you to purchase a broader range of investments, including real estate.
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Liquidated Securities & Investments
Investments are a way to put your savings to work earning more money. However, if your stocks and investments have not performed as you had expected, it might be time to consider other investments. As you know, stocks can be liquidated as and when you wish. Sometimes you need to liquidate your investments because you need the money for something you want to purchase such as real estate
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What Happens to My Investment if YOU/YOUR PARTNER Dies?
Business is structured to sell properties and pay you off. Your loan is still secured by the property.
The property will be sold and your principal and interest will be paid as agreed.
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RecapRecap
We are Katrini Homes LLC.We are Katrini Homes LLC. Buy at a deep discount.Buy at a deep discount. Renovate.Renovate. Sell/Rent.Sell/Rent. We offer SECURE INVESTMENT We offer SECURE INVESTMENT
OPPORTUNITIES to People like OPPORTUNITIES to People like YOUYOU!!
Taking the Next StepsTaking the Next StepsGETTING STARTED GETTING STARTED
WITH USWITH USHe would remove thisHe would remove this It is important to sit down and discuss all It is important to sit down and discuss all
these details in person. We will need a clear these details in person. We will need a clear definition of what your goals are, i.e. long definition of what your goals are, i.e. long term investment or short term, and the term investment or short term, and the amount you are comfortable initially amount you are comfortable initially investing. At that point, we will present you investing. At that point, we will present you with any current opportunities that fit those with any current opportunities that fit those criteria or contact you as soon as we have one criteria or contact you as soon as we have one that fits.that fits.
If you have any interest in this opportunity, If you have any interest in this opportunity, please contact our office.please contact our office.
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YOUR OptionsYOUR Options
Refer Others and get a 1% Refer Others and get a 1% Reward while they get a 5-Reward while they get a 5-15% Return. 15% Return. oror
Invest your Own Money at 5-Invest your Own Money at 5-15%. 15%. oror
BOTH! Invest at 5-15% And BOTH! Invest at 5-15% And tell Others for a 1% REWARD.tell Others for a 1% REWARD.
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How To Find UsHow To Find Us
E-Mail: E-Mail: [email protected]
Phone : 855-LIV-YOLOPhone : 855-LIV-YOLO
855-548-9656855-548-9656