product portfolio... marketed and distributed by travelance inc. 45 o’connor st., suite 1150...
TRANSCRIPT
www.travelance.ca
Marketed and Distributed by
Travelance Inc.45 O’Connor St., Suite 1150
Ottawa, ON, K1P 1A4
1-855-566-8555 | [email protected]
Underwritten by Old Republic InsuranceCompany of Canada.
In Quebec, certain coverages underwritten byReliable Life Insurance Company.
Box 557, 100 King St. WestHamilton, ON L8N 3K9
PRODUCTPORTFOLIO
Clients are asking for Travelance by name... TABLE OF CONTENTS
About Travelance ............................................. 1
Why Travelance? ............................................... 3
Our Underwriter ............................................... 4
Products
Travel Right Insurance Plans (TRIPs)
Travel ............................................................ 6
Ultimate Upgrade Rider .................................. 8
24/7 Lite ....................................................... 9
Youth ............................................................ 10
Visitors to Canada Emergency Medical Insurance (VTC)
Lite ................................................................ 11
Essential ........................................................ 12
Premier .......................................................... 12
Student Accident Plan (SAP) .................................... 13
Partner with Us! ................................................ 15
Clients are asking for Travelance by name... TABLE OF CONTENTS
About Travelance ............................................. 1
Why Travelance? ............................................... 3
Our Underwriter ............................................... 4
Products
Travel Right Insurance Plans (TRIPs)
Travel ............................................................ 6
Ultimate Upgrade Rider .................................. 8
24/7 Lite ....................................................... 9
Youth ............................................................ 10
Visitors to Canada Emergency Medical Insurance (VTC)
Lite ................................................................ 11
Essential ........................................................ 12
Premier .......................................................... 12
Student Accident Plan (SAP) .................................... 13
Partner with Us! ................................................ 15
ABOUT TRAVELANCE
Travelance is an insurance distributorcomprised of a team of interdisciplinary professionals. Working together, we’ve created an open-minded and approachable culture that provides the foundation for the exceptional support we deliver to anetwork of clients as diverse as we are.Our clients include policyholders, brokers, travel agents, and agencies.
To Deliver an Exceptional Client Experience Provide knowledgeable and professional service to our clients Utilize technology to provide timely and accurate insurance information Listen to and consider our clients’ needs to provide a positive and constructive experience
To Offer Valuable Products Provide the peace of mind that comes from knowing help is only a phone call away Continue to develop affordable products with competitive benefits informed by feedback from our clients Deliver the strength, security, and stability of an established underwriter
To be Industry Leaders Promote the need for insurance Conduct continual research in our industry Work with other industry leaders to help develop
effective insurance practices
To Communicate Professionally and Ethically Operate with honesty and integrity Provide well-researched information to our clients in our communications Educate our clients and the public about the value of insurance
To be Mindful of our Impact on the Environment Offer paperless solutions through technology in a typically paper driven industry Reduce our waste by reusing what we can and recycling what we cannot Offer our team and clients tools to conduct business in an environmentally responsible manner
The following are our core goals and values:
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ABOUT TRAVELANCE
Travelance is an insurance distributorcomprised of a team of interdisciplinary professionals. Working together, we’ve created an open-minded and approachable culture that provides the foundation for the exceptional support we deliver to anetwork of clients as diverse as we are.Our clients include policyholders, brokers, travel agents, and agencies.
To Deliver an Exceptional Client Experience Provide knowledgeable and professional service to our clients Utilize technology to provide timely and accurate insurance information Listen to and consider our clients’ needs to provide a positive and constructive experience
To Offer Valuable Products Provide the peace of mind that comes from knowing help is only a phone call away Continue to develop affordable products with competitive benefits informed by feedback from our clients Deliver the strength, security, and stability of an established underwriter
To be Industry Leaders Promote the need for insurance Conduct continual research in our industry Work with other industry leaders to help develop
effective insurance practices
To Communicate Professionally and Ethically Operate with honesty and integrity Provide well-researched information to our clients in our communications Educate our clients and the public about the value of insurance
To be Mindful of our Impact on the Environment Offer paperless solutions through technology in a typically paper driven industry Reduce our waste by reusing what we can and recycling what we cannot Offer our team and clients tools to conduct business in an environmentally responsible manner
The following are our core goals and values:
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There are many benefits to partnering with Travelance. Here are just a few!
Product Variety Find the right plan for your clients! We offer a variety of plans to meet most clients’ needs. Choose from our three Visitors to Canada Emergency Medical Insurance Plans (VTC), over ten Travel RightInsurance Plans (TRIPs) for Travelling Canadians, orour Student Accident Plan (SAP).
Training We want you to succeed with our products! Training is provided throughout the year, online, in-office, and at our free regional seminars.
Exceptional Support Services You have questions - we have answers! Ourexperienced team can quickly answer yourquestions. Partners have access to our SupportServices Team and a dedicated Regional Representative.
Technology Driven Access the tools you need at your fingertips! We utilize technology to provide you with a quick way to access the information you need to make a sale such as policy wordings, sales guides, and productsummaries.
Save TimeCompatible with all internet browsers, the online portal is an easy to use platform for quoting, selling, and administering policies. The online portal accepts up to five payment methods per transaction. The ability to quote multiple plans at once and process policies in only a few steps leaves you with extra time to wow your clients.
Excellent Compensation Compensation is paid monthly to our partners by direct deposit. We offer flexible partnership and accounting options.
WHY TRAVELANCE? ESTABLISHED UNDERWRITER
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Old Republic Insurance Company of Canada andReliable Life Insurance Company are sister companies located in Hamilton, Ontario. Together, they represent the Canadian operations of Old Republic International, one of the 50 largest publicly held insurance operations in North America.
Combined, these two companies have been providinginsurance solutions for Canadians since 1887 and, in particular, travel insurance solutions since 1978.
Their partners know them for their expertise, flexibility, and innovations while their policyholders know them by how they handle and communicate their claimsservice. It’s their service and professionalism that set them apart from their competitors and solidifies theirreputation within the industry.
There are many benefits to partnering with Travelance. Here are just a few!
Product Variety Find the right plan for your clients! We offer a variety of plans to meet most clients’ needs. Choose from our three Visitors to Canada Emergency Medical Insurance Plans (VTC), over ten Travel RightInsurance Plans (TRIPs) for Travelling Canadians, orour Student Accident Plan (SAP).
Training We want you to succeed with our products! Training is provided throughout the year, online, in-office, and at our free regional seminars.
Exceptional Support Services You have questions - we have answers! Ourexperienced team can quickly answer yourquestions. Partners have access to our SupportServices Team and a dedicated Regional Representative.
Technology Driven Access the tools you need at your fingertips! We utilize technology to provide you with a quick way to access the information you need to make a sale such as policy wordings, sales guides, and productsummaries.
Save TimeCompatible with all internet browsers, the online portal is an easy to use platform for quoting, selling, and administering policies. The online portal accepts up to five payment methods per transaction. The ability to quote multiple plans at once and process policies in only a few steps leaves you with extra time to wow your clients.
Excellent Compensation Compensation is paid monthly to our partners by direct deposit. We offer flexible partnership and accounting options.
WHY TRAVELANCE? ESTABLISHED UNDERWRITER
3 4
Old Republic Insurance Company of Canada andReliable Life Insurance Company are sister companies located in Hamilton, Ontario. Together, they represent the Canadian operations of Old Republic International, one of the 50 largest publicly held insurance operations in North America.
Combined, these two companies have been providinginsurance solutions for Canadians since 1887 and, in particular, travel insurance solutions since 1978.
Their partners know them for their expertise, flexibility, and innovations while their policyholders know them by how they handle and communicate their claimsservice. It’s their service and professionalism that set them apart from their competitors and solidifies theirreputation within the industry.
PRODUCTS All of our plans are supported 24/7 by a worldwide, multilingual emergency assistance provider.
Travel Right Insurance Plans [TRIPs]This product suite offers coverage for a variety of travellers with a valid Canadian government or university health insurance plan (GHIP/ UHIP). Whether novice or experienced, occasional or frequent family or youth, you’ll find a plan to suit most travellers’ needs.
Choose from three TRIPs plan categories. There are over ten plans in total! Travel Youth 24/7 Lite
Depending on the plan selected: e from 0 - 89 years of age e from a few days up to 365 Top-ups are available e is an attractive feature of these plans
These plans speak for themselves! They offer a wide range of coverages including emergencymedical, trip cancellation/interruption, trip delay, baggage/personal items, travel accident, and more.
Both plans include: Trip cancellation and interruption benefits (up to the plan limit purchased) T Unlimited emergency medical Unlimited emergency medical evacuation/return home Baggage and personal eff Travel ac
ALL INCLUSIVE CANADA PLAN ALL INCLUSIVE WORLDWIDE PLAN
For travel within Canada only Reduced premium
Worldwide destinations Great prices
Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations. Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations.
TRIPs TravelAll Inclusive Canada Plan and All Inclusive Worldwide Plan
A plan so strong it stands on its own! Due to an unforeseen accident or illness, benefits under this plan include emergency medical, hospital, dental services, and more!
Unlimited emergency medical coverage Unlimited emergency medical evacuation/return home Unlimited accidental dental elieve acute pain and suffering not related to an injury or continuing dental treatment completed within 90 days after the insured’s return to Canada
Emergency Medical Plan
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PRODUCTS All of our plans are supported 24/7 by a worldwide, multilingual emergency assistance provider.
Travel Right Insurance Plans [TRIPs]This product suite offers coverage for a variety of travellers with a valid Canadian government or university health insurance plan (GHIP/ UHIP). Whether novice or experienced, occasional or frequent family or youth, you’ll find a plan to suit most travellers’ needs.
Choose from three TRIPs plan categories. There are over ten plans in total! Travel Youth 24/7 Lite
Depending on the plan selected: e from 0 - 89 years of age e from a few days up to 365 Top-ups are available e is an attractive feature of these plans
These plans speak for themselves! They offer a wide range of coverages including emergencymedical, trip cancellation/interruption, trip delay, baggage/personal items, travel accident, and more.
Both plans include: Trip cancellation and interruption benefits (up to the plan limit purchased) T Unlimited emergency medical Unlimited emergency medical evacuation/return home Baggage and personal eff Travel ac
ALL INCLUSIVE CANADA PLAN ALL INCLUSIVE WORLDWIDE PLAN
For travel within Canada only Reduced premium
Worldwide destinations Great prices
Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations. Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations.
TRIPs TravelAll Inclusive Canada Plan and All Inclusive Worldwide Plan
A plan so strong it stands on its own! Due to an unforeseen accident or illness, benefits under this plan include emergency medical, hospital, dental services, and more!
Unlimited emergency medical coverage Unlimited emergency medical evacuation/return home Unlimited accidental dental elieve acute pain and suffering not related to an injury or continuing dental treatment completed within 90 days after the insured’s return to Canada
Emergency Medical Plan
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Attention frequent travellers! These cost-effective plans are ideal for frequent travellers and cross-border shoppers. These plans provide coverage for the first 15 or 30 days of each trip made during the 12 month policy period. Annual plans are available for our Emergency Medical and All Inclusive plans. Top-ups are available for trips more than 15 or 30 days in length.
ALL INCLUSIVE ANNUAL PLAN
Trip cancellation and interruption benefits (up to $1,500 or $2,500 per trip depending on plan chosen) Trip delay - up to $1,500 Unlimited emergency medical Unlimited emergency medical evacuation/
return home Baggage and personal effects - up to
$1,500 Travel accident - up to $100,000
ANNUAL EMERGENCY MEDICAL PLAN
Unlimited emergency medical Unlimited emergency medical evacuation/
return home Unlimited accidental dental
Up to $300 to relieve acute pain and suffering not related to an injury Up to $1,500 for continuing dental treatment completed within 90 days after the client returns to Canada
TRIP CANCELLATION/INTERRUPTION NON-MEDICAL PLAN
Trip cancellation and interruption benefits (up to the plan limit purchased) Trip delay - up to $1,000
Trip cancellation and interruption benefits (up to the plan limit purchased) Trip delay - up to $1,500 Baggage and personal effects - up
to $1,500 Travel accident - up to $100,000
TRIPs Ultimate Upgrade Travelance has taken trip cancellation insurance to the next level! We offer you the Ultimate Upgrade – the best thing to happen to travel insurance.
Policyholders can cancel or interrupt their trip for more than just the covered risks of our regular trip cancellation plans.
Reimbursement up to 95% of the non-refundable trip cost. ‘Cancel for Any Reason’ plans may only reimburse up to 80% of the trip cost
Protection for trip cancellation all the way up to just before your client leaves on their trip. Most ‘Cancel for Any Reason’ coverages end 48 hours prior to departure
Trip interruption protection is included as well (not available with most ‘Cancel for Any Reason’ plans)
Pre-existing conditions for cancellation or interruption are covered provided they are stable and controlled the day your client purchases the upgrade The upgrade is worth purchasing for this benefit alone
Only 5 exclusions apply to the Ultimate Upgrade – everything else is covered!
The Ultimate Upgrade is available withthe following plans: All Inclusive Worldwide Plan All Inclusive Canada Plan Non-Medical Plan Cancellation/Interruption Plan Youth Premier Package Plan
Annual Plans [15 or 30 day options]
Trip Cancellation/Interruption Plan and Non-Medical PlanFinancial protection for your clients’ investment in travel! These plans offers benefits for sudden and unforeseen covered events that would cause a trip to be cancelled before the departure date or interrupted during the period of coverage. Each is a perfect plan to pair with existingemergency medical coverage.
Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations. Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations.
Airflight Accident PlanThis plan covers passengers for bodily injury sustained while riding as a passenger on, boarding or alighting an aircraft maintained by a scheduled airline.
Covers up to $500,000 (depending on plan limit selected)
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Attention frequent travellers! These cost-effective plans are ideal for frequent travellers and cross-border shoppers. These plans provide coverage for the first 15 or 30 days of each trip made during the 12 month policy period. Annual plans are available for our Emergency Medical and All Inclusive plans. Top-ups are available for trips more than 15 or 30 days in length.
ALL INCLUSIVE ANNUAL PLAN
Trip cancellation and interruption benefits (up to $1,500 or $2,500 per trip depending on plan chosen) Trip delay - up to $1,500 Unlimited emergency medical Unlimited emergency medical evacuation/
return home Baggage and personal effects - up to
$1,500 Travel accident - up to $100,000
ANNUAL EMERGENCY MEDICAL PLAN
Unlimited emergency medical Unlimited emergency medical evacuation/
return home Unlimited accidental dental
Up to $300 to relieve acute pain and suffering not related to an injury Up to $1,500 for continuing dental treatment completed within 90 days after the client returns to Canada
TRIP CANCELLATION/INTERRUPTION NON-MEDICAL PLAN
Trip cancellation and interruption benefits (up to the plan limit purchased) Trip delay - up to $1,000
Trip cancellation and interruption benefits (up to the plan limit purchased) Trip delay - up to $1,500 Baggage and personal effects - up
to $1,500 Travel accident - up to $100,000
TRIPs Ultimate Upgrade Travelance has taken trip cancellation insurance to the next level! We offer you the Ultimate Upgrade – the best thing to happen to travel insurance.
Policyholders can cancel or interrupt their trip for more than just the covered risks of our regular trip cancellation plans.
Reimbursement up to 95% of the non-refundable trip cost. ‘Cancel for Any Reason’ plans may only reimburse up to 80% of the trip cost
Protection for trip cancellation all the way up to just before your client leaves on their trip. Most ‘Cancel for Any Reason’ coverages end 48 hours prior to departure
Trip interruption protection is included as well (not available with most ‘Cancel for Any Reason’ plans)
Pre-existing conditions for cancellation or interruption are covered provided they are stable and controlled the day your client purchases the upgrade The upgrade is worth purchasing for this benefit alone
Only 5 exclusions apply to the Ultimate Upgrade – everything else is covered!
The Ultimate Upgrade is available withthe following plans: All Inclusive Worldwide Plan All Inclusive Canada Plan Non-Medical Plan Cancellation/Interruption Plan Youth Premier Package Plan
Annual Plans [15 or 30 day options]
Trip Cancellation/Interruption Plan and Non-Medical PlanFinancial protection for your clients’ investment in travel! These plans offers benefits for sudden and unforeseen covered events that would cause a trip to be cancelled before the departure date or interrupted during the period of coverage. Each is a perfect plan to pair with existingemergency medical coverage.
Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations. Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations.
Airflight Accident PlanThis plan covers passengers for bodily injury sustained while riding as a passenger on, boarding or alighting an aircraft maintained by a scheduled airline.
Covers up to $500,000 (depending on plan limit selected)
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Benefits: Trip cancellation/interruption – sum insured ($15,000 maximum) Trip delay - up to $800 Emergency medical - up to $250,000
Accidental dental - up to $250,000 Emergency medical evacuation - up to $250,000 Repatriation of remains - up to $250,000 Cremation/burial at destination - up to $10,000
The 24/7 Lite Plan offers travellers a lighter version of the All Inclusive Plan, offering both medical and non-medical coverages bundled into a plan that is ‘light’ on premium. This plan is available for those up to the age of 69 and no medical questionnaire is required.
For young travellers! Available for youth 0-29, the Youth Emergency Medical Plan and the Youth Premier Package Plan offer up to $1,000,000 in emergency medical coverage. The Premier Package Plan bundles emergency medical and non-medical coverages. USA and non-USA ratesare available for both plans.
Rates start as low as $7 [Non-USA] or $10 [USA] - based on 4 days of travel. What is the difference between USA & non-USA rates? The USA rates are for persons travelling to the USA during their trip The non-USA rates are for individuals travelling outside the USA (coverage is available for stopovers in the USA for 48 hours or less)
TRIPs YouthTRIPs 24/7 Lite
Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations. Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations. 9 10
Maximum travel days: Ages 59 and under – 365 days Ages 60 to 69 – 60 days
YOUTH EMERGENCY MEDICAL PLAN
This plan provides benefits for emergencymedical, hospital and dental servicesrequired due to an unforeseen accidentor illness.
Emergency medical - up to $1,000,000Emergency medical evacuation/return
home - up to $1,000,000Accommodation and meals - up to $150Hospital stay allowance - up to $500
YOUTH PREMIER PACKAGE PLAN
Building on the Youth Emergency MedicalPlan, this plan includes:
Trip cancellation and interruptionTrip delay - up to $1,500Accommodation and meals - up to $450Baggage and personal effects - up to $800Airflight accident - up to $25,000
Benefits: Trip cancellation/interruption – sum insured ($15,000 maximum) Trip delay - up to $800 Emergency medical - up to $250,000
Accidental dental - up to $250,000 Emergency medical evacuation - up to $250,000 Repatriation of remains - up to $250,000 Cremation/burial at destination - up to $10,000
The 24/7 Lite Plan offers travellers a lighter version of the All Inclusive Plan, offering both medical and non-medical coverages bundled into a plan that is ‘light’ on premium. This plan is available for those up to the age of 69 and no medical questionnaire is required.
For young travellers! Available for youth 0-29, the Youth Emergency Medical Plan and the Youth Premier Package Plan offer up to $1,000,000 in emergency medical coverage. The Premier Package Plan bundles emergency medical and non-medical coverages. USA and non-USA ratesare available for both plans.
Rates start as low as $7 [Non-USA] or $10 [USA] - based on 4 days of travel. What is the difference between USA & non-USA rates? The USA rates are for persons travelling to the USA during their trip The non-USA rates are for individuals travelling outside the USA (coverage is available for stopovers in the USA for 48 hours or less)
TRIPs YouthTRIPs 24/7 Lite
Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations. Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations. 9 10
Maximum travel days: Ages 59 and under – 365 days Ages 60 to 69 – 60 days
YOUTH EMERGENCY MEDICAL PLAN
This plan provides benefits for emergencymedical, hospital and dental servicesrequired due to an unforeseen accidentor illness.
Emergency medical - up to $1,000,000Emergency medical evacuation/return
home - up to $1,000,000Accommodation and meals - up to $150Hospital stay allowance - up to $500
YOUTH PREMIER PACKAGE PLAN
Building on the Youth Emergency MedicalPlan, this plan includes:
Trip cancellation and interruptionTrip delay - up to $1,500Accommodation and meals - up to $450Baggage and personal effects - up to $800Airflight accident - up to $25,000
This suite of plans is designed for travellers visiting Canada. Students and those who are waiting for their government health insurance plan to come into effect (expatriates returning to Canada, for exam-ple) may benefit from the emergency medical insurance coverage available in these plans. All three VTC plans are super visa eligible when purchased according to Canadian Governmentrequirements. Our plans offer clients industry competitive rates, a strong range of deductible options and Family Rates.
Family Rates are available when a single adult or couple travels with one (or more) dependant child or grandchild. The premium is calculated as 2x the eldest traveller’s premium.
Two sum insured options: $100,000 & $300,000* Emergency medical up to the plan limit purchased Semi-private emergency hospital accommodations Automatic $250 deductible for each claim Option to choose $1,000 deductible for further cost savings!
Visitors to CanadaEmergency Medical Insurance [VTC]
Four sum insured options: $25,000, $50,000, $100,000 & $300,000* Emergency medical up to the plan limit purchased Emergency prescription medications - 30 day supply up to $1,000 Emergency dental Injury - up to $2,000 Non-injury pain - up to $300 Repatriation of remains - up to $5,000 Cremation/burial at destination - up to $3,000 Coverage for side-trips $0 base deductible, 5 additional deductibles available to reduce the premium Deductibles are paid per loss
Accidental death & dismemberment - up to $100,000 Some benefits available for pre-existing conditions Emergency prescription medications - 30 day supply up to $5,000 Emergency dental Injury - up to $4,000 Non-injury pain - up to $500 Repatriation of remains - up to $16,000 Cremation/burial at destination - up to $6,000 Three follow-up visits to a maximum of $3,000 First $1,000 of any deductible is waived if policyholder is hospitalized for more than 72 consecutive hours
VTC LiteThe VTC Lite Plan is a minimalistic plan for travellers looking for coverage at a lower costthat still meets Canadian super visa requirements.
VTC EssentialThe VTC Essential Plan is an option for individuals who are in good health and require an affordable plan. This plan includes additional and upgraded benefits when compared to the VTC Lite Plan.
The VTC Premier Plan builds on the VTC Essential Plan, providing additional and upgradedcoverages, as well as offering some coverage for pre-existing conditions.
VTC Premier
Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations. Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations. 11 12
*up to the age of 69
*up to the age of 69
This suite of plans is designed for travellers visiting Canada. Students and those who are waiting for their government health insurance plan to come into effect (expatriates returning to Canada, for exam-ple) may benefit from the emergency medical insurance coverage available in these plans. All three VTC plans are super visa eligible when purchased according to Canadian Governmentrequirements. Our plans offer clients industry competitive rates, a strong range of deductible options and Family Rates.
Family Rates are available when a single adult or couple travels with one (or more) dependant child or grandchild. The premium is calculated as 2x the eldest traveller’s premium.
Two sum insured options: $100,000 & $300,000* Emergency medical up to the plan limit purchased Semi-private emergency hospital accommodations Automatic $250 deductible for each claim Option to choose $1,000 deductible for further cost savings!
Visitors to CanadaEmergency Medical Insurance [VTC]
Four sum insured options: $25,000, $50,000, $100,000 & $300,000* Emergency medical up to the plan limit purchased Emergency prescription medications - 30 day supply up to $1,000 Emergency dental Injury - up to $2,000 Non-injury pain - up to $300 Repatriation of remains - up to $5,000 Cremation/burial at destination - up to $3,000 Coverage for side-trips $0 base deductible, 5 additional deductibles available to reduce the premium Deductibles are paid per loss
Accidental death & dismemberment - up to $100,000 Some benefits available for pre-existing conditions Emergency prescription medications - 30 day supply up to $5,000 Emergency dental Injury - up to $4,000 Non-injury pain - up to $500 Repatriation of remains - up to $16,000 Cremation/burial at destination - up to $6,000 Three follow-up visits to a maximum of $3,000 First $1,000 of any deductible is waived if policyholder is hospitalized for more than 72 consecutive hours
VTC LiteThe VTC Lite Plan is a minimalistic plan for travellers looking for coverage at a lower costthat still meets Canadian super visa requirements.
VTC EssentialThe VTC Essential Plan is an option for individuals who are in good health and require an affordable plan. This plan includes additional and upgraded benefits when compared to the VTC Lite Plan.
The VTC Premier Plan builds on the VTC Essential Plan, providing additional and upgradedcoverages, as well as offering some coverage for pre-existing conditions.
VTC Premier
Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations. Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations. 11 12
*up to the age of 69
*up to the age of 69
Student Accident Plan (SAP)An Accident & Sickness license is mandatory to sell this plan. This plan is not available in Quebec.
Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations. Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations.
This affordable and comprehensive planis for the ones we care for most. It provides families with financial protection against the possible costs associated with a child’s/ student’s accident. Any student or child is eligible who resides in Canada and is over 6 months and under 26 years of age. If the insured is 14 years of age or older, they must be enrolled in a minimum of 3 concurrent classes.
Over 20 benefits available, including: Total and permanent disability - $350,000 Accidental death - $30,000 Dismemberment or loss of use - up to
$150,000 Extended hospital expenses - unlimited Dental accident reimbursement -
unlimited in the first 10 years (if over 19 years of age, coverage is limited to 1 year from date of accident) Tutoring - up to $6,000
Some benefits will be limited if the insured does not have a valid government health insurance plan (GHIP).
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Coverage under this annual plan is in effect24 hours a day, 7 days a week for only $49.99!
Let’s face it - accidents can happen!
Student Accident Plan (SAP)An Accident & Sickness license is mandatory to sell this plan. This plan is not available in Quebec.
Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations. Above is a brief summary of benefits. Please see the policy for complete details of the benefits, exclusions, conditions, and limitations.
This affordable and comprehensive planis for the ones we care for most. It provides families with financial protection against the possible costs associated with a child’s/ student’s accident. Any student or child is eligible who resides in Canada and is over 6 months and under 26 years of age. If the insured is 14 years of age or older, they must be enrolled in a minimum of 3 concurrent classes.
Over 20 benefits available, including: Total and permanent disability - $350,000 Accidental death - $30,000 Dismemberment or loss of use - up to
$150,000 Extended hospital expenses - unlimited Dental accident reimbursement -
unlimited in the first 10 years (if over 19 years of age, coverage is limited to 1 year from date of accident) Tutoring - up to $6,000
Some benefits will be limited if the insured does not have a valid government health insurance plan (GHIP).
13 14
Coverage under this annual plan is in effect24 hours a day, 7 days a week for only $49.99!
Let’s face it - accidents can happen!
PARTNER WITH US!Did you know you do not need a first sale to partner with Travelance?
If you are licensed to sell accident, sickness or travel insuranceproducts, we invite you to partner with Travelance in three easy steps!
eement to partner with us
eive your l ormation, r
esentative.
1-855-566-8555 | [email protected] | www.travelance.ca ...are you ready to deliver?
"Thank you very much for your service! I now have peace of mind and can tell people the Travelance Peace of Mind Promise!"
"The products are eat, portal was easy to use andI appreciate the amount of continuous support that isprovided by Travelance."
- Baljeet Dosanjh
15
PARTNER WITH US!Did you know you do not need a first sale to partner with Travelance?
If you are licensed to sell accident, sickness or travel insuranceproducts, we invite you to partner with Travelance in three easy steps!
eement to partner with us
eive your l ormation, r
esentative.
1-855-566-8555 | [email protected] | www.travelance.ca ...are you ready to deliver?
"Thank you very much for your service! I now have peace of mind and can tell people the Travelance Peace of Mind Promise!"
"The products are eat, portal was easy to use andI appreciate the amount of continuous support that isprovided by Travelance."
- Baljeet Dosanjh
15
www.travelance.ca
Marketed and Distributed by
Travelance Inc.45 O’Connor St., Suite 1150
Ottawa, ON, K1P 1A4
1-855-566-8555 | [email protected]
Underwritten by Old Republic InsuranceCompany of Canada.
In Quebec, certain coverages underwritten byReliable Life Insurance Company.
Box 557, 100 King St. WestHamilton, ON L8N 3K9
PRODUCTPORTFOLIO