How Your Company Can Offer Affordable Health Programs to Your Employees

Presented By: P & W Services, LLC

Tim Pishdad and Cynthia Watkins

EmployerAdvantages

NOContribution Requirements

NOParticipation Requirements

Flexibility

Ease of Administration

FREE to Owner/Company

Employer Advantages continued…

Employee Retention – 2nd highest reason employees move to another company is for benefits

No Mandatory Participation – Unlike insurance, there is no required percentage of employee participation

No Mandatory Contribution – Unlike insurance, there are NO contribution requirements placed on employer. Employer may choose to pay all, part or NONE of monthly fee. Employer may decide which employees/full-timers/part-timers or independent contractors to contribute to or not contribute to. OWNER Controls

Don’t worry about high turnover staff…It’s FREE to You!!!

Employer Advantages continued... Payroll Deduction at Employer’s discretion One List Bill Sent to Company (w/ 5+ participants) Auto Draft (w/ less than 5 participants) Ease of Administration (easy adds and drops) Qualifies for Section 125 – Pre-Tax Dollars No Mandatory Open Enrollment; at Employer Discretion NO COBRA Administration Employee Education by Independent Representative ID Cards mailed directly to employees’ homes

OWNER can now offer benefits to EVERYONE, including Part-timers, Seasonal, during wait periods, until open enrollment!

Employee Advantages

Affordability

Freedom of Choice

Everyone in HouseGets Benefits

No Waiting Periods

No Medical Qualifying

Pre-Tax Dollars

PortabilityLow Cost: $3.42/week - $13.85/week

Employee Advantages continued…

Drastically lowers cost of Healthcare (SAVE MONEY!!) Five (5) Low cost plans to choose from Payroll Deduction Available at $3.42/week - $13.85/week

depending on plan selected No Deductibles to meet Instant Savings Up to 80% Savings or More

100% Satisfaction Guaranteed !!

Employee Advantages continued…

May choose and change provider within network without prior approval or notification

May refer and recommend personal dentist or physician if not a participating provider in network

No Limits of Services or Visits Never Pay Retail for Health Services No Age Limits Household Fees include anyone living at residence,

regardless of relationship or age

Everyone in the Home can start saving money TODAY!!

Sign UP Today…..Use it Tomorrow!!!!

No Exclusions of pre-existing or ongoing conditions No Paperwork or Reimbursement Worries Orthodontics & Cosmetic Dentistry included with Dental

Plan Hearing, Podiatry and Diabetic Supplies Program, LASIK

Surgery

Employee Advantages continued…

Five (5) Plans to Choose From

PLAN I (DENTAL) Dental with Vision Prescription Chiropractic

Individual:$14.95/mo or $3.42/weekHousehold:$19.95/mo or $4.61/week

PLAN II (BASIC HE ALTH) Medical with Doctor Visits Laboratory Ancillary (MRI, etc.) Hospital Advocacy 24 Hour Nurseline

Household: $29.95/mo or $6.92/week

Five (5) Plans to Choose From continued…

PLAN III (TOTAL HEALTH) Dental with Medical Including: Vision, Prescrip., Chiro, Doctors Visits Ancillary Hospital Advocacy NurselineHousehold:$39.95/mo or $9.23/week

PLAN IV (TOTAL HEALTH +) Dental with Medical as in Plan III details; Including also: Auto Club (Sign & Drive) Discounted Legal Services Identity Theft ProtectionHousehold:$59.95/mo or $13.85/week

Five (5) Plans to Choose From continued…

PLAN V (BASIC WELLNESS) Vision Prescription Drugs Hearing Plan NurselineHousehold:$14.95/mo or $3.42/week

Group Requirements

Group Requirements& Benefits

Must have minimum 5 employees for monthly List Bill Under 5 employees, corporate will auto-draft the company account 1st month’s payment may be made with company check or company

credit card Must mail initial paperwork (originals) Future adds/drops to existing group account may be faxed to

Corporate Group Division

Owner:YOU never pay for programs your employees select even if they quit….WHY? YOU never prepay….always collect funds first!

How Simple is It? Only One Form to Complete (5 Min) Authorization Form

Only one application per employee (they pick one of the 5 plans)

P & W Services handles the mailing/correspondence with Corporate

Corporate mails out membership cards, and handles customer service questions directly with each employee

THAT’S IT!! EASY to Do!!

BE A HERO Help you Employees Save Money on Dental and Health Now!

Now Your Company Can Offer Affordable Non-Insurance Dental and Health Programs to Your Clients

Presented By: P & W Services, LLC

Tim Pishdad and Cynthia Watkins

Managing General Representative Program for Insurance

Agents/Brokers

MGR Program Highlights The MGR program is pretty simple and the target market is well defined.

Who is eligible for an MGR agreement? Any licensed insurance agent who has one or more “General Agent” or

“Managing General Agent” contracts with recognized insurance companies.

Full monthly residual Commissions will be paid. 30% level monthly on all business. The MGR can designate at the time of contracting whether they want to receive

the entire commission and in turn they will pay their agents, or They can designate how they want the commissions split and AmeriPlan will do

the splitting and send the checks in accordance with their specified split arrangement.

The MGR and their agents can enroll members into the AmeriPlan Discount programs. (No geographic or territorial limits)

The total program costs, literature, interactive websites are FREE!!

AmeriPlan has five (5) attractive Dental and Health care programs

AmeriPlan provides customer support for clients P&W Services, LLC provides comprehensive training

for all agents Web based training also available

MGR Program Highlights continued..

Add more income to your bottom line…

FREE Literature, Training, Websites

How easy is it to get started? It takes about 15 minutes to fill out paperwork

Requirements Fill out two forms Copy of Insurance License for Broker/Owner Personal contact info, license # for each agent Select % split for commissions paid directly by

AmeriPlan Corporate

YOUR DONE !

Now you can help all your clients regardless of income or health situation, and help your agents earn more income for their families!

MGR Program Highlights continued..

Now Your Organization Can Raise $1,000’s and at the same time help others who need access to affordable

Health Care.

Presented By: P & W Services, LLC

Tim Pishdad and Cynthia Watkins

Non-Profit/Association/Club

What Are the Details?

Fill out one Form to activate relationship with AmeriPlan

What do we get? 3 Websites maintained by AmeriPlan to sign up

members (secure server) will be provided

Back office support to monitor account status and earnings

Help Desk Support for members

All the work is done for you!

What Do We Earn?

Immediate residual earnings of 30% on all memberships (only 17 individual memberships are needed to generate profit from investment)

What Does It Cost? Depends on level of entry, but cost will be negated by P&W Services, LLC as our contribution to your fund raising efforts

FREE

Example of Potential Earnings

Monthly Investment

$50General

Members

US PopulationMonthly Return on

Investment

100 100

175 Million

500

4,150 Business Relationships

Friends, Family of Non-Profit

Income based on Individual Dental Membership Only

Partner with P&W Services, LLC

How Will P&W Services Support US?

Handle all questions/issues about the program (No additional administration by your organization)

Media campaign to provide information to Public/General Membership and others about program utilizing Organization’s current media products/resources

Support at your fund raising activities Personal commitment by P&W Services, LLC to

excellence, integrity and financial goals of the Non-Profit/Association/Club

Thank You for Attending!

Questions anyone?

Presented By:

Tim Pishdad and Cynthia WatkinsP & W Services, LLC

321-220-8265PandWservices.com