qualifying for equipment leasing

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Page 1: Qualifying for equipment leasing

Qualifying to Financeor Lease Equipment

Page 2: Qualifying for equipment leasing

1Credit Based Equipment Financing

Page 3: Qualifying for equipment leasing

With good credit and business cashflow you should have no problemfinancing or leasing equipment at

reasonable rates.

Page 4: Qualifying for equipment leasing

With 2+ years in business and 625+

credit scores, most businessesshould qualify with no real

problems.

Page 5: Qualifying for equipment leasing

If your personal credit is poor, thereare often ways to find financing for

the equipment you need.

Page 6: Qualifying for equipment leasing

2Cash Flow Based Equipment

Financing

Page 7: Qualifying for equipment leasing

If your business has strong cashflows, your credit score can often be

ignored.

Page 8: Qualifying for equipment leasing

Rates and payments will be higherwith poor credit than with good

credit

Page 9: Qualifying for equipment leasing

3Collateral Based Equipment

Financing

Page 10: Qualifying for equipment leasing

When financing vehicles or heavyequipment, collateral can solve

most challenges

Page 11: Qualifying for equipment leasing

If you can make a large downpayment, or offer significantcollateral, financing is usually

available

Page 12: Qualifying for equipment leasing

3Collateral Based Equipment

Financing

Page 13: Qualifying for equipment leasing

4Story Financing

Page 14: Qualifying for equipment leasing

Story lenders specialize in not having a"box"

There are no hard rules - a story lendertries to find strength to make a

transaction work

Page 15: Qualifying for equipment leasing

Not everyone will be approved, but if astrong business case can be made...

... many credit or other financialchallenges can be overcome

Page 16: Qualifying for equipment leasing