ANNUAL REPORT

2012

CONTENTS

1

The Executive President’s Letter ...........................................................................................................................................Financial Statements .............................................................................................................................................................Independent Auditor's Report ...............................................................................................................................................Raportul Auditorului Independent .........................................................................................................................................Income Statement .................................................................................................................................................................Balance Sheet ........................................................................................................................................................................Board of Directors ..................................................................................................................................................................Executive Committee ............................................................................................................................................................Structure of Alpha Bank Romania ..........................................................................................................................................Branch Network .....................................................................................................................................................................

234567889

ALPHA BANK ROMANIA ANNUAL REPORT 2012

12

THE EXECUTIVE PRESIDENT’S LETTER

THE EXECUTIVE PRESIDENT’S LETTER

Sergiu Oprescu

Executive President Alpha Bank Romania

2

From an overall economic outlook, 2012 was a challenging year for both the euro zone and Central and Eastern Europe. At national level, we had a year with a light economic growth due to the accelerating expansion of services that balanced the strong decline of the agricultural sector, industry contraction and countervailed stagnant construction industry. The year 2012 was marked by political tensions that increased investor’s aversion towards risk and generated depreciation pressures on the domestic currency and an increase in the cost of public debt financing. GDP grew only by 0.7% in real terms and year-end inflation exceeded by one percentage the upper limit of the target band 3 ± 1%.

Alpha Bank Romania continued its efforts to return to its growth course, by trusting in its abilities and staying true to its vision. Our policy priority continued to be focused on intensifying active balance sheet management, prudent management of credit risk, the preservation of adequate liquidity and reducing operating costs. The quality of our portfolio was maintained at satisfactory levels, the non-performing loans quota being one of the lowest in the Romanian banking sector.

Trusting in our core values and our commitment to evolution, in 2012 we launched the new online platform Alpha e-statements, allowing our customers to interact with the Bank 24 hours a day the whole year, through an innovative interface that offers detailed information about the funds available in the personal accounts, the transactions on current and savings accounts, credit cards, deposits or loans. The service is offered to all retail customers and can be accessed from any terminal with Internet access, including mobile phones and tablets.

The Bank also continued to stand by its commitment to corporate social responsibility and supported various cultural, sport and social projects. As a confirmation the Bank received the distinction for the "most ardent supporter of the community projects" from a specialized business magazine.

At the end of a year marked by uncertainty, Alpha Bank maintained its place among the top banks in Romania and this would not have been possible without the permanent support of our shareholders alongside the professionalism and integrity of our employees and the loyalty of our clients, to whom I would like to extend my warmest thanks.

To Shareholders, Customers and Staff

ALPHA BANK ROMANIA ANNUAL REPORT 2012

FINANCIAL STATEMENTS3

FINANCIAL STATEMENTS

The Auditor’s opinion, together with the Income Statement and the Balance Sheet are prepared in accordance with the International Financial Reporting Standards.

This report is available on Alpha Bank Romania’s website, www.alphabank.ro.

ALPHA BANK ROMANIA ANNUAL REPORT 2012

BOARD OF DIRECTORS*

EXECUTIVE COMMITTEE*

Executive President:SERGIU BOGDAN OPRESCUPhone: (021) 455.70.01Fax: (021) 231.65.73

Executive Vice President Wholesale:PERIKLIS VOULGARISPhone: (021) 455.71.01Fax: (021) 408.65.46

Executive Vice President Operations:ION STANPhone: (021) 455.72.01Fax: (021) 231.65.72

Executive First Vice President:STERE CONSTANTIN FARMACHEPhone: (021) 455.70.06Fax: (021) 408.04.70

Executive Vice President Retail:CRISTIAN HÎNCUPhone: (021) 455.76.01Fax: (021) 231.65.71

Executive Vice President Financial:GABRIEL MATEESCUPhone: (021) 455.70.08Fax: (021) 231.65.64

BOARD OF DIRECTORS / EXECUTIVE COMMITTEE

CHRISTOS GIAMPANAS

SERGIU BOGDAN OPRESCU

STERE CONSTANTIN FARMACHE

EVANGELOS KALAMAKIS

LAZAROS PAPAGARYFALLOU

GEORGIOS MICHALOPOULOS

NIKOLAOS ZAGORISIOS

SPYRIDON ANDRONIKAKIS

VASILEIOS RIZOPOULOS

Chairman of the Board of Directors

Member

Member

Member

Member

Member

Member

Member

Member

Executive President

Executive First Vice President

8

ALPHA BANK ROMANIA

st*Valid as at 31 of December 2012.

ANNUAL REPORT 2012

Organisation Structure

STRUCTURE OF ALPHA BANK ROMANIA*

STRUCTURE9

Dealing Code: ALBRAddress: 237B, Calea DorobanţilorBucharest 1E-mail: office@alphabank.roWeb site: www.alphabank.ro

Head OfficePhone: (021) 455.99.98Fax: (021) 231.65.70SWIFT Code: BUCUROBUREUTERS: ALBR

• Human Resources Division Branch Network Control Dpt.Manager: Anca Michaela BADEA (Phone: +40-21-455.79.61)(Phone: +40-21-455.74.00) Head Office Units Control Dpt.

Personnel Dpt. (Phone: +40-21-455.79.74)(Phone: +40-21-455.74.13)Recruitment Dpt. • Compliance Division(Phone: +40-21-455.74.12) Manager: Corina ALEXANDRUTraining Dpt. (Phone: +40-21-455.72.85)(Phone: +40-21-455.74.20) Compliance Dpt.Personnel Committee & Human Resources (Phone: +40-21-455.72.84)Management Dpt. AML Dpt.(Phone: +40-21-455.74.05) (Phone: +40-21-455.72.82)Organizational Development Dpt.(Phone: +40-21-455.74.01) • Arrears Division

Manager: Cosmin GARVASUC• Legal Division (Phone: +40-21-455.79.50)Manager: Livia Alina DUMITRU Area A Dpt.(Phone: +40-21-455.90.00 (Phone: +40-21-455.73.59)Fax: +40-21-231.68.95) Area B Dpt.

Corporate Legal Services Dpt. (Phone: +40-21-455.72.89)(Phone: +40-21-455.90.30) Area C Dpt.Commercial Legal Services Dpt. (Phone: +40-21-455.72.95)(Phone: +40-21-455.90.21) Area D Dpt.Retail and SME Legal Services Dpt. (Phone: +40-21-455.72.98)(Phone: +40-21-455.90.24) Foreclosure Dpt.Products and Projects Legal Services Dpt. (Phone: +40-21-455.70.60)(Phone: +40-21-455.90.28) Reporting Desk.Litigations Dpt. (Phone: +40-21-455.72.96)(Phone: +40-21-455.90.03)General Legal Services Dpt. • Internal Control Department (Phone: +40-21-455.90.02) Head: Mihai PRAJEA

(Phone: +40-21-455.79.60)• Risk Management Division Territorial Network Control DeskManager: Cornelia DUMITRESCU (Phone: +40-21-455.79.51)(Phone: +40-21-455.72.30 On Desk Control & H/O Units DeskFax: +40-21-231.70.98) (Phone: +40-21-455.79.59)

Credit Risk Management Dpt. Fraud Detection Desk(Phone: +40-21-455.72.28) (Phone: +40-21-455.72.39)Market Risk Management Dpt.(Phone: +40-21-455.72.35) • Secretariat Department Operational Risk Management Dpt. Head:Violeta Alexandra MUNTEANU(Phone: +40-21-455.72.34) (Phone: +40-21-455.73.85)Capital Management and Planning Dpt.(Phone:+40-21-455.71.68) • PR DepartmentControlling Risk Dpt. Senior PR Officer: Elena NIŢĂ(Phone:+40-21-455.72.31) (Phone: +40-21-455.73.90)

• Credit Division • Investment Banking & Capital Markets Unit.Manager: Claudiu CIUBOTARIU Senior Manager: Dimitrios CHATZISARROS(Phone: +40-21-455.72.15) (Phone: +40-21-455.72.05)

Secretariat Desk Corporate Finance Division.(Phone: +40-21-455.72.16) (Phone: +40-21-455.72.13)Wholesale Approval Dpt. Equity Research & Strategic Planning Division(Phone: +40-21-455.72.19) (Phone: +40-21-455.73.72)SME Approval Dpt.(Phone: +40-21-455.94.00) • Treasury DivisionCredit Policy Dpt. Manager: Spyros TOYAS(Phone: +40-21-455.71.97) (Phone: +40-21-455.71.10)

Interbank Operations Dpt.• Audit Division (Phone: +40-21-455.71.19)Manager: Christodoulos KASHERIS Non-banking Clientele Dpt.(Phone: +40-21-455.79.80) (Phone: +40-21-455.71.12)

ALPHA BANK ROMANIA

st*Valid as at 31 of December 2012.

ANNUAL REPORT 2012

STRUCTURE10

• Evaluation Department (Phone: +40-21-455.74.64)Head: George Flavius CRISTIAN MIS Dpt.(Phone:+40-21-455.70.72) (Phone: +40-21-455.78.79)

Acquiring Support Dpt.• Quality Assurance Department (Phone: +40-21-455.78.25)Deputy Manager: Ina Valentina ŞTEŢ(Phone: +40-21-455.74.70) • Collection Division

Manager: Valentin MANTU• Chief Economist (Phone: +40-21-455.76.60)Ella KALLAI Early Collection Dpt.(Phone: +40-21-455.71.70) (Phone: +40-21-455.78.60)

Telecollections Desk• Company Information Security Officer (Phone: +40-21-455.78.16)Stefan ZARINSCHI NPL Prevention Desk(Phone: +40-21-455.77.78) (Phone: +40-21-455.78.56)

Fraud Desk• WHOLESALE UNIT (Phone: +40-21-455.78.62)•Large Corporate Segment Late Collection Dpt.Large Corporate Clients Relationship (Phone: +40-21-455.76.48)Management Division Outsourced Late Recovery DeskManager LCI: :Laura Ana COMBEI (Phone: +40-21-455.76.92)(Phone: +40-21-455.73.70) Enforcement Recovery DeskManager LCII: Cornelia TUDORACHE (Phone: +40-21-455.78.51)(Phone: +40-21-455.73.33) Collection Strategy AnalystLarge Corporate Clients Credit (Phone: +40-21-455.78.58) Management DivisionManager: Laura GRĂDINARU • SME Division(Phone: +40-21-455.73.40) Manager: Daniela NICULESCU

(Phone+40-21-455.72.70)• Commercial Segment Product Management Dpt.Commercial Clients Relationship (Phone+40-21-445.72.66)Management DivisionRelationship Management, Sales & Coordination Dpt.Manager: Lavinia RĂDUJ(Phone+40-21-455.72.63)(Phone: +40-21-455.73.68)Support & Analysis Dpt.Commercial Clients Credit Management Division(Phone: +40-21-455.73.92)Deputy Manager: Carmen Loredana COJOCARUAnalysis Area(Phone: +40-21-455.73.56)(Phone: +40-21-455.74.80)Implementation & Administration Area• Workout Division(Phone: +40-21-455.74.85) Deputy Manager: Iulian CĂLIN

(Phone: +40-21-455.73.53)Manager: Laur EMILIAN(Phone: +40-21-455.74.29)• Trade Finance Division• Alternative Channels DivisionManager: Tudor TĂSLĂOANUDeputy Manager: Florin Gabriel BRĂNICI(Phone: +40-21-455.73.95)(Phone: +40-21-455.74.48)(Fax: +40-21-231.68.97)

Sales Support and Telemarketing Dpt.Financial Institutions Desk(Phone: +40-21-455.74.43)(Phone: +40-21-455.73.99)Mobile Direct Sales Dpt.Corespondent Banking Dpt.(Phone: +40-21-455.74.76)(Phone: +40-21-455.75.38)Customer Support & IB Dpt.Structural Funds Dpt.(Phone: +40-21-455.74.79) (Phone: +40-21-455.73.58)Business Intelligence Desk(Phone: +40-21-455.72.52)• Wholesale Loan Administration Division

• Housing Loans DivisionManager: Alexandra RĂDULESCUDeputy Manager: Maria Alexandra BOGODAI(Phone: +40-21-455.71.80)(Phone: +40-21-455.72.44)• Consumer Products Division• Branch Network DivisionDeputy Manager: Cătălina BALTAGManager: Marilena CHEŞU(Phone: +40-21-455.72.75) (Phone: +40-21-455.74.25)• Marketing DivisionBudgeting & Planning Dpt.

Merchandising Desk(Phone: +40-21-455.74.23)(Phone: +40-21-455.72.81)Implementation & Support Dpt.Advertising Dpt.(Phone: +40-21-455.74.24)(Phone: +40-21-455.72.77)Research Desk• Cards Division(Phone: +40-21-455.72.76)Manager: Irina OPRESCUProduct Promotions & Events Dpt.(Phone: +40-21-455.78.20)(Phone: +40-21-455.72.49)Operations Dpt.

• Asset Gathering Products Division (Phone: +40-21-455.78.21)Liabilities Dpt.Infrastructure & Technology Dpt.Deputy Manager: Codrina PĂTRU(Phone: +40-21-455.78.22) (Phone: +40-21-455.90.60)Issuing Cards DivisionBancassurance Dpt.Business Development Dpt.Deputy Manager: Cristiana MIHALCEA(Phone: +40-21-455.78.38)(Phone: +40-21-455.79.54)Customer Service Dpt.Asset Management Dpt.(Phone: +40-21-455.78.12)

Acquiring Division Head: Mario PENADOSMerchant Network Dpt. (Phone: +40-21-455.72.88)(Phone: +40-21-455.70.69)Acquiring Sales Dpt.

ALPHA BANK ROMANIA ANNUAL REPORT 2012

STRUCTURE11

• Operations Division (Phone: +40-21-455.73.00)Manager: Petre PREDA Maintenance Dpt.(Phone: +40-21-455.75.00) (Phone: +40-21-455.73.12)

Funds Transfer Dpt. Construction Dpt.(Phone: +40-21-455.75.13) (Phone: +40-21-455.73.04)Documentary Operations Dpt. Administrative Services Dpt.(Phone: +40-21-455.75.23) (Phone: +40-21-455.73.02)NOSTRO, LORO & Domestic Payments Dpt. Security Systems Dpt.(Phone: +40-21-455.75.03) (Phone: +40-21-455.73.01)Back Office Dpt. Budgeting Execution Desk(Phone: +40-21-455.75.48) (Phone: +40-21-455.73.17)Central Vault Dpt.(Phone: +40-21-455.75.30) • Organization Division E-banking Dpt. Manager: Adriana DOROBANŢU(Phone: +40-21-455.75.40) (Phone: +40-21-455.79.00) Operations Helpdesk, Investigations & NetworkSupport Dpt. • Retail Credit Division(Phone: +40-21-455.75.20) Manager: Giovanina BULFOperational Reporting & Data (Phone: +40-21-455.76.30)

Loan Approval CentreMaintenance Dpt.Loan Checking Dpt.(Phone: +40-21-455.75.44)(Phone: +40-21-455.76.26)New Products & ProcessesLoan Approval Dpt.Development Desk(Phone: +40-21-455.76.10)(Phone: +40-21-455.75.46)

Loan Administration CentreDomestic Debit Instruments Dpt.Loan Administration Dpt.(Phone: +40-21-455.75.08)(Phone: +40-21-455.78.10)Document Management Desk• Methodology Division(Phone: +40-21-455.78.65)Manager: Raluca JUNCUQuality Implementation Desk(Phone: +40-21-455.90.50)(Phone: +40-21-455.76.87)Internal Norms Development Dpt.

(Phone: +40-21-455.90.52)• Strategic Planning DivisionDocuments Management DeskManager: Paul DIACONU(Phone: +40-21-455.90.56)(Phone: +40-21-455.72.56)

Financial Management Dpt.• Information Technology Division(Phone: +40-21-455.71.64)Manager: Răzvan PRUNDEANUBudgeting and Planning Dpt.(Phone: +40-21-455.77.00)(Phone: +40-21-455.72.59)Systems Dpt.Controlling Dpt.(Phone: +40-21-455.77.03)(Phone: +40-21-455.72.57)Telecommunication Dpt.

(Phone: +40-21-455.77.07)• MIS & Reporting DivisionDBA Dpt.Manager: Antoaneta NEGRIUC(Phone: +40-21-455.77.05)(Phone: +40-21-455.71.55)User Support Dpt.

MIS Reporting Dpt.(Phone: +40-21-455.77.09)(Phone: +40-21-455.71.60)Helpdesk Dpt.Group Reporting Dpt.(Phone: +40-21-455.77.06)(Phone: +40-21-455.71.67)Operations Dpt.Reporting Database Desk(Phone: +40-21-455.77.17)(Phone: +40-21-455.71.56)Transactions Dpt.Statutory Reporting Support Dpt.(Phone: +40-21-455.77.32)(Phone: +40-21-455.71.73)IT Alpha Cube Support Dpt.

(Phone: +40-21-455.77.97)• Accounting DivisionApplication Development Dpt.Manager: Bogdan TUDOSE(Phone: +40-21-455.77.47)(Phone: +40-21-455.71.30)Applications Integration & Design Dpt.

Financial Reporting Dpt.(Phone: +40-21-455.77.46)(Phone: +40-21-455.71.35)Reporting Dpt.Branch Network General Accounting Dpt.(Phone: +40-21-455.77.23)(Phone: +40-21-455.74.36)IT Administration DeskAccounting Methodology Dpt.(Phone: +40-21-455.77.20)(Phone: +40-21-455.79.12)General Ledger Dpt.• Change Management Division(Phone: +40-21-455.71.52)Manager: Oana DIACONUTax Statements Dpt.(Phone: +40-21-455.90.40)(Phone: +40-21-455.74.30)Project Management Dpt.Tax Advising Desk(Phone: +40-21- 455.90.45)(Phone: +40-21-455.73.80)Project Portfolio Management Dpt.

(Phone: +40-21-455.90.44)• Work Security and Prevention Dpt.Business Analysis Dpt.

Head: Sebastian CLAPAN(Phone: +40-21-455.90.58)(Phone: +40-21-455.73.10)

• Property Management DivisionManager: Bogdan PĂTRAŞCU

ALPHA BANK ROMANIA ANNUAL REPORT 2012

BUCHAREST OBREGIA BranchPhone: (021) 455.93.70

District 1 Fax: (021) 460.21.56E-mail: bbq@alphabank.roDOROBANŢI Branch Address: 6, Alexandru Obregia Bd., bl. M1Phone: (021) 455.93.01

Fax: (021) 231.53.16 Agencies: Văcăreşti, Şincai,E-mail: bbd@alphabank.ro Apărătorii Patriei, GiurgiuluiAddress: 237B, Dorobanţilor AvenueDistrict 5

MAGHERU BranchPhone: (021) 455.96.10 LIBERTĂŢII BranchFax: (021) 311.96.78 Phone: (021) 455.94.60E-mail: bbm@alphabank.ro Fax: (021) 319.94.45Address: 7, Gh. Magheru Bd. E-mail: bba@alphabank.ro

Address: 20, Libertăţii Bd., bl. 103AVIAŢIEI BranchPhone: (021) 455.97.60 RAHOVA BranchFax: (021) 232.80.87 Phone: (021) 455.91.01E-mail: bby@alphabank.ro Fax: (021) 420.40.57/91.00Address: 1, Pipera Avenue, bl. 1D E-mail: b21@alphabank.ro

Address: 11, Alexandriei Str., bl.C11Agencies: Băneasa, Perla, Piaţa Chibrit,Ion Mihalache, Titulescu, Howard Johnson, Agencies: Grand Hotel Marriott,Ştirbei Vodă Kogălniceanu, 13 Septembrie

District 2 District 6

IANCULUI Branch DRUMUL TABEREI BranchPhone: (021) 455.97.80 Phone: (021) 455.92.70Fax: (021) 250.80.69 Fax: (021) 413.07.16E-mail: bbf@alphabank.ro E-mail: bbj@alphabank.roAddress: i 63, Avrig Str. Address: 138, Drumul Taberei, bl. 715

ŞTEFAN CEL MARE Branch MILITARI BranchPhone: (021) 455.96.61 Phone: (021) 455.91.20Fax: (021) 210.43.71 Fax: (021) 430.39.03E-mail: bbk@alphabank.ro E-mail: bbg@alphabank.roAddress: 44, Ştefan cel Mare Str., bl. 33A Address: 14, Iuliu Maniu Bd., bl. 13

Agencies: Granitul, Pantelimon, Agencies: Giuleşti, Crângaşi, Apusului, GhenceaMoşilor, Doamna Ghica

ILFOV COUNTYDistrict 3

OTOPENI BranchUNIRII Branch Phone: (021) 455.92.10Phone: (021) 455.94.02/94.05 Fax: (021) 352.48.21Fax: (021) 319.93.66 E-mail: bbe@alphabank.roE-mail: bbb@alphabank.ro Address: 86, Calea Bucureştilor, bl. A1-2B, OtopeniAddress: 62, Unirii Bd., bl. K5

Alpha Point: Feeria Commercial CenterAgencies: I. C. Brătianu, Decebal,Dristor, Theodor Pallady, ALBA COUNTYCoposu, Titan

ALBA IULIA BranchDistrict 4 Phone: (021) 455.63.00

Fax: (0258) 817.226BRÂNCOVEANU Branch E-mail: iul@alphabank.roPhone: (021) 455.93.82 Address: Iuliu Maniu Square, bl. 280, sc. F+G, Alba IuliaFax: (021) 332.23.76E-mail: bbi@alphabank.ro Agency: SebeşAddress: 3, Alunişului Str., bl.12C

BRANCH NETWORK*

BRANCH NETWORKst*Valid as at 31 of December 2012.12

ALPHA BANK ROMANIA ANNUAL REPORT 2012

BRANCH NETWORK

ALPHA BANK ROMANIA

13

ARAD COUNTY Agencies: Calea Bucureşti-Braşov,Griviţei-Braşov, Toamnei-Braşov

ARAD BranchPhone: (021) 455.62.00 BRĂILA COUNTYFax: (0257) 257.359

BRĂILA BranchE-mail: ara@alphabank.roPhone: (021) 455.82.00Address: 2, Horia Str., AradFax: (0239) 624.038E-mail: bra@alphabank.roAgencies: Piaţa UTA-Arad, Micalaca-AradAddress: 36, Călăraşilor Str., Brăila

ARGEŞ COUNTYBUZĂU COUNTY

PITEŞTI BranchBUZĂU BranchPhone: (021) 455.95.00Phone: (021) 455.86.00Fax: (0248) 214.471Fax: (0238) 719.675E-mail: rga@alphabank.roE-mail: bza@alphabank.roAddress: 3, Vasile Milea Square (Maya Center), PiteştiAddress: Unirii Str., bl. PTTR , Buzău

Agencies: Exerciţiului-Piteşti, Trivale-Piteşti,CARAŞ SEVERIN COUNTYMioveni, Curtea de Argeş, Drăgăşani

REŞITA BranchBACĂU COUNTYPhone: (021) 455.61.00

BACĂU Branch Fax: (0255) 219.069; 219.072Phone: (021) 455.81.00 E-mail: bra@alphabank.roFax: (0234) 580.581 Address: I.L. Caragiale Str., ReşiţaE-mail: bca@alphabank.roAddress: 7 Războieni Str., sc. E-F, Bacău Agencies: Govandari-Reşiţa, Caransebeş

CĂLĂRAŞI COUNTYAgencies: Arena-Bacău, Oneşti

CĂLĂRAŞI BranchBIHOR COUNTYPhone: (021) 455.86.80

ORADEA Branch Fax: (0242) 333.385Phone: (021) 455.53.00 E-mail: cla@alphabank.roFax: (0259) 457.833/6 Address: 56, Belşugului Str., bl. E23, sc. 1 and 2, E-mail: bha@alphabank.ro zone E, CălăraşiAddress: 2, V. Alecsandri Str., Oradea

CLUJ COUNTYAgencies: Rogerius-Oradea, Nufărului-Oradea

CLUJ BranchPhone: (021) 455.52.00BISTRIŢA-NĂSĂUD COUNTYFax: (0264) 590.246E-mail: cja@alphabank.roBISTRIŢA BranchAddress: 1, Memorandumului Str., Cluj-NapocaPhone: (021) 455.56.00

Fax: (0263) 230.925Agencies: Mărăşti-Cluj, Mănăştur-Cluj, E-mail: bna@alphabank.roZorilor-Cluj, Turda, Dej, Gherla,Address: 31-32, Central Square, Bistriţa

CONSTANŢA COUNTYBOTOŞANI COUNTY

CONSTANŢA BranchBOTOŞANI BranchPhone: (021) 455.80.00Tel.: (021) 455.58.00Fax: (0241) 693.266Fax: (0231) 530.958/9E-mail: cta@alphabank.roE-mail: bta@alphabank.roAddress: 175, Mamaia Bd., ConstanţaAddress:1, Victoriei Str., Botoşani

BRAŞOV COUNTY Agencies: Port Constanţa-Constanţa, Balada-Constanţa, Tomis Nord-Constanţa,

BRAŞOV Branch Marea Neagră-Constanţa, Mircea cel Batrân-Constanţa, Phone: (021) 455.83.00 Albatros-Constanţa, MangaliaFax: (0268) 473.386/46E-mail: bva@alphabank.roAddress: 28, Mureşenilor Str., Braşov

ANNUAL REPORT 2012

DÂMBOVIŢA COUNTY Agencies: Păcurari-Iaşi, Independenţei-Iaşi,Alexandru cel Bun-Iaşi, Podu Ros-Iaşi,

TÂRGOVIŞTE Branch Gării-Iaşi, PaşcaniPhone: (021) 455.99.00Fax: (0245) 620.032/3 IALOMIŢA COUNTYE-mail: dja@alphabank.roAddress: Poet Grigore Alexandrescu Str., SLOBOZIA Branchbl. E3, Târgovişte Phone: (021) 455.86.50

Fax: (0243) 230.371DOLJ COUNTY E-mail: ila@alphabank.ro

Address: 11, Matei Basarab Bd., SloboziaCRAIOVA BranchPhone: (021) 455.98.00 MARAMUREŞ COUNTYFax: (0251) 418.768E-mail: dja@alphabank.ro BAIA-MARE BranchAddress: 3, Felix Aderca Str., Craiova Phone: (0372).075.103/0750.145.103

Fax: (0262) 223.789Agencies: Bănie-Craiova, Brazda lui Novac-Craiova E-mail: mma@alphabank.ro

Address: 1, Traian Bd., Baia-MareGALAŢI COUNTY

Agencies: Pintea-Baia-Mare, Meda-Baia-Mare, GALAŢI Branch Sighetul MarmaţieiPhone: (021) 455.82.50Fax: (0236) 464.422 MEHEDINŢI COUNTYE-mail: gla@alphabank.roAddress: 86, Brăilei Str., bl. BR5A, Galaţi DROBETA TURNU SEVERIN Agency

Phone: (021) 455.67.00Agency: Dunărea-Galaţi Fax: (0252) 333.085/9

E-mail: mha@alphabank.roGIURGIU COUNTY Address: 7, Cantemir Str., bl. C2,

Drobeta Turnu SeverinGIURGIU AgencyPhone: (021) 455.99.50 MUREŞ COUNTYFax: (0246) 210.834E-mail: gra@alphabank.ro TÂRGU-MUREŞ BranchAddress: Bucureşti Str., bl. 202, sc. E, Giurgiu Phone: (021) 455.54.00

Fax: (0265) 268.869GORJ COUNTY E-mail: mst@alphabank.ro

Address: 5, Piaţa Victoriei, Târgu MureşTÂRGU JIU BranchPhone: (021) 455.60.40 Agency: Reghin Fax: (021) 212.257/9E-mail: gra@alphabank.ro NEAMŢ COUNTYAddress: General Magheru Str., bl. 2A-2B-4, Târgu Jiu PIATRA NEAMŢ Branch

Phone: (021) 455.84.00HUNEDOARA COUNTY Fax: (0233) 215.008

E-mail: nta@alphabank.roDEVA Branch Address: 44, Decebal Bd., Piatra NeamţPhone: (021) 455.64.00Fax: (0254) 226.513 Agency: RomanE-mail: hda@alphabank.roAddress: Iuliu Maniu Str., bl. A, sc. D, Deva PRAHOVA COUNTY

Agencies: Hunedoara, Petroşani PLOIEŞTI BranchPhone: (021) 455.97.00

IAŞI COUNTY Fax: (0244) 597.860E-mail: pha@alphabank.ro

IAŞI Branch Address: 1, C. Dobrogeanu Gherea Str., bl. AB, PloieştiPhone: (021) 455.85.00Fax: (0232) 214.782 Agencies: Gh. Doja-Ploieşti, Malul Roşu-Ploieşti, E-mail: isa@alphabank.ro Sinaia, CâmpinaAddress: 64-66, Sf. Lazăr Str., Iaşi

14

ALPHA BANK ROMANIA

BRANCH NETWORK

ANNUAL REPORT 2012

15

SĂLAJ COUNTY TIMIŞ COUNTY

ZALĂU Branch TIMIŞOARA BranchPhone: (021) 455.56.50 Phone: (0372) 076.002Fax: (0260) 630.316 Fax: (0256) 221.306E-mail: sja@alphabank.ro E-mail: tma@alphabank.roAddress: 2A, 1 Decembrie 1918 Square, Zalău Address: 1, Popa Şapcă Str., Timişoara

SATU MARE COUNTY Agencies: Gh. Lazăr-Timişoara, Arieş-Timişoara, Calea Aradului-Timişoara, Calea Şagului-Timişoara,

SATU MARE Branch Calea Lipovei-Timişoara, Calea Torontalului-Timişoara, Phone: (021) 455.51.50 LugojFax: (0261) 766.721E-mail: sma@alphabank.ro TULCEA COUNTYAddress: 1, Horea Str., Satu Mare

TULCEA BranchSIBIU COUNTY Phone: (021) 455.82.80

Fax: (0240) 514.121/520SIBIU Branch E-mail: tla@alphabank.roPhone: (021) 455.66.00 Address: 1, Frumoasă Str., TulceaFax: (0269) 213.288E-mail: sba@alphabank.ro VÂLCEA COUNTYAddress: 2A, Someşului Str., Sibiu

RÂMNICU VÂLCEA BranchAgencies: Tineretului-Sibiu, Turnişor-Sibiu, Phone: (021) 455.98.50Vasile Aaron-Sibiu, Mediaş, Cisnădie, Fax: (0250) 731.126Miercurea Ciuc, Odorheiu Secuiesc E-mail: vla@alphabank.ro

Address: 8, C-tin Brâncoveanu Str., Râmnicu VâlceaSUCEAVA COUNTY

Agencies: Rapsodiei-Râmnicu VâlceaSUCEAVA BranchPhone: (021) 455.57.00 VRANCEA COUNTYFax: (0230) 524.231E-mail: sva@alphabank.ro FOCŞANI BranchAddress: 39A, Mărăşeşti Str., bl. A12, Suceava Tel.: (021) 455.81.80

Fax: (0237) 610.115/6Agencies: Iulius Mall-Suceava, Rădăuţi, E-mail: vna@alphabank.roGura Humorului Address: 66, Republicii Str., Focşani

OLT COUNTY VASLUI COUNTY

SLATINA Agency VASLUI BranchPhone: (021) 455.92.01/02-06 Tel.: (021) 455.87.00Fax: (0249) 411.140/141 Fax: (0235) 311.372E-mail: ota@alphabank.ro E-mail: vsa@alphabank.roAddress: 9, A.I.Cuza Str., Bl.CAMI, Slatina Address: Traian Str., bl. C2, sc. A, Vaslui

TELEORMAN COUNTY Agencies: Bârlad, Huşi

ALEXANDRIA BranchPhone: (021) 455.99.30Fax: (0247) 310.034/6E-mail: tra@alphabank.roAddress: Bucureşti Str., bl. G103, sc. B, Alexandria

ALPHA BANK ROMANIA

BRANCH NETWORK

ANNUAL REPORT 2012

237B, Calea Dorobanţilor,010566, Bucharest 1, România