reemploying retired staff pdf

8/20/2019 Reemploying Retired Staff PDF

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_h-hmpadykfg rhtkrhj

Ekvka Uhrv`fts `s `

cahxkoah rhsdurehHfthr


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_h-hmpadykfg _htkrhj Ekvka Uhrv`fts

_htkrhj Ekvka Uhrv`fts e`f oh ` vàuòah rhsdureh wnhf

edfskjhrkfg ndw phìs dc dphr`tkdfà jhm`fj e`f oh mht. Znhy

`rh akihay td n`vh ` whàtn dc ifdwahjgh `fj hxphrkhfeh `fj `f

ufjhrst`fjkfg dc Ekvka Uhrvkeh euaturh `fj vàuhs, `s whaa `s tnh

crhhjdm td wdri cahxkoay.

Znks senhmh ks prkm`rkay `kmhj `t rhtkrhj ekvka shrv`fts wnd m`y

wksn td suppahmhft tnhkr phfskdf kfedmh, ndwhvhr, jhp`rtmhfts

m`y àsd w`ft td edfskjhr rh-hmpadykfg cdrmhr ekvka shrv`fts,

wnd `rh fdt rhtkrhj, td tèiah phìs kf dphr`tkdfà jhm`fj. c

jhp`rtmhfts enddsh td jd tnks, kt must oh m`jh eah`r tn`t tnks

typh dc wdrikfg wkaa fdt fhehss`rkay prdvkjh ` rhgua`r `fj

edfsksthft kfedmh.

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H^KZ

#eehss Zddaikt

\ah`sh fdth tn`t tnh thmpa`ths edft`kfhj kf tnks tddaikt `rh dfay cdr rhchrhfeh. t ks `jvksòah

td shhi ahgà `jvkeh ohcdrh kmpahmhftkfg `fy fhw edftrèts, thrms dr edfjktkdfs.

Znh purpdsh dc tnks tddaikt ks td suppdrt jhp`rtmhfts kf rh-hmpadykfg rhtkrhj Ekvka Uhrv`fts td `sskst wktn phìs kfjhm`fj kf dphr`tkdfà `rh`s dc wdri. Znh tddaikt `kms td edvhr hvhrytnkfg tn`t jhp`rtmhfts fhhj td ifdw td

hfsurh tnks prdehss rufs smddtnay `fj kf akfh wktn hmpadymhft ahgksa`tkdf.

$fjhr hxehptkdf % dc tnh Ekvka Uhrvkeh

Edmmksskdf&s _heruktmhft 'rkfekpahs tnh

rh-hmpadymhft dc ` cdrmhr Ekvka Uhrv`ft

jdhs fdt n`vh td oh c`kr `fj dphf. # cdrmhr

ekvka shrv`ft prhvkdusay `ppdkfthj df mhrkttnrdugn c`kr `fj dphf edmphtktkdf m`y oh

rh-`ppdkfthj wktnkf ` m`xkmum dc ckvh

yh`rs dc ah`vkfg tnh Ekvka Uhrvkeh. Znks

mh`fs tn`t hmpadyhhs e`f oh `ppdkfthj

`fj jhpadyhj (ukeiay `fj h`skay wktndut tnh

rh(ukrhmhft dc ahfgtny rheruktmhft

prdehsshs.


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Zddaikt )hfu

#eehss `f `rh` dc tnh tddaikt oy shahetkfg

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Eakei cdr mdrh kfcd

H^KZ

+dw td hmpady rhtkrhj Ekvka Uhrv`fts - #ffu`akshj drikfg +durs

+dw td hmpady rhtkrhj Ekvka Uhrv`fts - #j-nde& ndurs

mp`et df phfskdfs

)`f`gkfg tnh rhsdureh pdda

Edmmufke`tkdfs

Eakei cdr mdrh kfcd

Eakei cdr mdrh kfcd

Eakei cdr mdrh kfcd

Eakei cdr mdrh kfcd

Eakei cdr mdrh kfcd


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#ffuàkshj drikfg +durs

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/vhrvkhw mpahmhftkfg #+ Edfskjhr`tkdfs

< 0mpadyhhs df `ffuàkshj wdrikfg ndurs ?#+5 edftrèts wdri ` sht

fumohr dc ndurs tn`t `rh sprh`j èrdss tnh yh`r td mhht tnh fhhjs dc tnh

ouskfhss

< +durs `rh usuàay rdsthrhj&, k.h. senhjuahj kf `jv`feh td edvhr phìs kf

jhm`fj, ndwhvhr, tnhy e`f àsd oh rhshrvhj& sd tn`t hmpadyhhs e`f oh

eàahj kf `s `fj wnhf tnhy `rh fhhjhj.

< #ffuàkshj ndurs e`f oh hftkrhay rdsthrhj dr rhshrvhj, dr ` edmokf`tkdf dc

odtn.

#+ edftrèt

wdrjkfg ̀ fj

eaùshs

_hsdurehs

:hfhckts8< 0mpadyhhs e`f oh eàahj updf `t sndrt fdtkeh td edvhr ` surgh kf wdri.

< Znh ouskfhss n`s edftrda dvhr wdrikfg ndurs, hfòakfg m`xkmum prdjuetkvkty `fj hcckekhfey

< 'rdmdths adfg thrm pa`ffkfg oy paèkfg kmpdrt`feh df tnh vàuh dc cdrhe`stkfg wdri

<

_hjuehs dvhràa st`cckfg edsts

ñ

dricdreh

pa`ffkfg

#+ Zhrms

`fj

edfjktkdfs


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< 3hp`rtmhfts snduaj kjhftkcy ifdwf phìs `fj trdugns `fj eàeua`th ndw

m`fy ndurs wduaj oh fhhjhj td mhht tnhsh jhm`fjs.

< Znh fumohr dc ndurs ks tnhf jkvkjhj oy tnh jhskrhj edftrèt sk7h& td

`sehrt`kf ndw m`fy hmpadyhhs `rh rh(ukrhj.

< Zd jhthrmkfh tnh r`tkd dc rdsthrhj td rhshrvh ndurs td edftrèt hmpadyhhs

cdr, jhp`rtmhfts snduaj edfskjhr uskfg rdsthrhj ndurs cdr ifdwf phìs

`fj rhshrvhj ndurs cdr ufprhjketòah jhm`fjs.

< 3hp`rtmhfts e`f àthr tnh r`tkd dc rdsthrhj td rhshrvh ndurs kc kt ohedmhs

`pp`rhft tn`t tnh kfktkà `rr`fghmhfts wkaa fdt mhht ouskfhss fhhjs. Znks

snduaj oh dutakfhj kf tnh hmpadymhft thrms `fj edfjktkdfs.

< Znh jhp`rtmhft snduaj tnhf erh`th ` senhjuah dc `ffuàkshj ndurs `fj

edmmufke`th tnks td hmpadyhhs.

< +durs snduaj oh rhedrjhj kf tnh wrktthf st`thmhft dc hmpadymhft

p`rtkeua`rs. 'ah`sh shh edftrèt wdrjkfg `fj eaùshs& cdr hx`mpahs dc

wdrjkfg.

Zddaikt " _h-hmpadykfg _htkrhj Ekvka Uhrv`fts




<


#+ edftrèt

wdrjkfg ̀ fj

eaùshs

_hsdurehs

ñ

dricdreh

pa`ffkfg

#+ Zhrms

`fj

edfjktkdfs


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< 3hp`rtmhfts snduaj hfsurh tn`t hmpadyhhs wdri àa dc tnh rhshrvhj ndurs

tnhy n`vh ohhf edftrèthj cdr, `s tnhy `rh hftktahj td p`ymhft cdr tnhsh

wnhtnhr tnhy `rh wdrihj dr fdt.

< Znh jhp`rtmhft snduaj hstòaksn tnhkr pdakey df rhcuskfg eàa-kf rh(uhsts

`fj `fy edfsh(uhfehs dc edftkfuàay jdkfg sd. Znks snduaj oh eah`rayedmmufke`thj td hmpadyhhs td hfsurh tn`t tnhy wdri tnh ndurs tnhy n`vh

ohhf edftrèthj cdr `fj tn`t ouskfhss fhhjs `rh mht.

< 0mpadyhhs must fdt oh phfàkshj cdr rhcuskfg eàa kf rh(uhsts cdr rh`sdfs

rha`tkfg td e`rkfg cdr jhphfj`fts, jksòkakty `fj rhakgkdf;ohakhc.

< 3hp`rtmhfts fhhj td n`vh strdfg wdricdreh pa`ffkfg sikaas td hfsurh tnhy

n`vh tnh rkgnt fumohr dc hmpadyhhs wktn tnh rkgnt sikaas, td mhht ouskfhss

jhm`fj.


H^KZ

Zddaikt " _h-hmpadykfg _htkrhj Ekvka Uhrv`fts




<


#+ edftrèt

wdrjkfg ̀ fj

eaùshs

_hsdurehs

ñ

dricdreh

pa`ffkfg

#+ Zhrms

`fj

edfjktkdfs


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Edftrèt wdrjkfg `fj eaùshs

_hsdureh \urpdsh

_dsthrhj `fj rhshrvh ndursdrjkfg cdr edftrèts dc hmpadyhhs wdrikfg edmokf`tkdf dc rhshrvhj `fj

rdsthrhj ndurs.

_dsthrhj ndurs drjkfg cdr edftrèts dc hmpadyhhs wdrikfg rdsthrhj ndurs dfay.

_hshrvh ndurs drjkfg cdr edftrèts dc hmpadyhhs wdrikfg rhshrvhj ndurs dfay.

Zurfkfg jdwf ndursdrjkfg hxpa`kfkfg tnh rhphreusskdfs dc phrsksthftay turfkfg jdwf

rh(uhsts td wdri rhshrvhj ndurs.

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Edftrèt wdrjkfg - _dsthrhj `fj rhshrvh ndurs9dur edftrètuà ndurs ufjhr tnh drg`fks`tkdf1s `ffuàkshj ndurs `rr`fghmhfts `rh jkvkjhj kftd rdsthrhj `fj

rhshrvh ndurs. 9du `rh rdsthrhj td wdri =fumohr6 ndurs phr `ffum. # rdsthr cdr tnh =yh`r6 wkaa oh prdvkjhj kf

`jv`feh. 9dur rhshrvh ndurs `rh tnh jkcchrhfeh ohtwhhf ydur edftrètuà ndurs =fumohr6 `fj ydur rdsthrhj ndurs.

Znhrhcdrh, ydur rhshrvh ndurs `rh =fumohr6 phr `ffum. _hshrvh ndurs wkaa oh ushj td edvhr =phì phrkdjs dc

ouskfhss, st`cc skeifhss, ndakj`y `fj dtnhr òshfeh, `fj tr`kfkfg6. 'hì phrkdjs dc ouskfhss wkaa oh kfjke`thj df tnh

rdsthr `fj m`y v`ry crdm yh`r td yh`r.

Znh drg`fks`tkdf rhshrvhs tnh rkgnt td v`ry tnh r`tkd dc rdsthrhj ndurs td rhshrvh ndurs oy up td ` m`xkmum dc YJF-jhp`rtmhfts td kfshrt m`xkmum phrehft`gh tn`t ndurs e`f h àthrhj !" kf èedrj`feh wktn kts ouskfhss

rh(ukrhmhfts, `fj td rh(ukrh ydu td wdri `jjktkdfà ?dr chwhr5 rdsthrhj ndurs td mhht tnh fhhjs dc tnh ouskfhss.

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Edftrèt wdrjkfg - _dsthrhj ndurs9dur edftrètuà ndurs ufjhr tnh drg`fks`tkdf1s `ffuàkshj ndurs `rr`fghmhft edmprksh =fumohr6 rdsthrhj ndurs

phr `ffum. # rdsthr cdr hèn =yh`r6 wkaa oh prdvkjhj td ydu kf `jv`feh.

Znh drg`fks`tkdf rhshrvhs tnh rkgnt td v`ry tnh fumohr dc rdsthrhj ndurs oy up td ` m`xkmum dc YJF- jhp`rtmhfts

td kfshrt m`xkmum phrehft`gh tn`t ndurs e`f h àthrhj !" kf èedrj`feh wktn kts ouskfhss rh(ukrhmhfts, `fj

td rh(ukrh ydu td wdri `jjktkdfà ?dr chwhr5 ndurs td mhht tnh fhhjs dc tnh ouskfhss.

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Edftrèt wdrjkfg - _hshrvh ndurs9dur edftrètuà ndurs ufjhr tnh drg`fks`tkdf1s `ffuàkshj ndurs `rr`fghmhfts edmprksh =fumohr6 rhshrvh ndurs

phr `ffum. Znh rhshrvh ndurs wkaa oh ushj td edvhr =phì phrkdjs dc ouskfhss, st`cc skeifhss, ndakj`y `fj dtnhr

òshfeh, `fj tr`kfkfg6. 'hì phrkdjs dc ouskfhss wkaa oh fdtkckhj td ydu `fj m`y v`ry crdm yh`r td yh`r.

Znh drg`fks`tkdf rhshrvhs tnh rkgnt td v`ry tnh fumohr dc rhshrvh ndurs oy up td ` m`xkmum dc YJF- jhp`rtmhfts

td kfshrt m`xkmum phrehft`gh tn`t ndurs e`f h àthrhj !" kf èedrj`feh wktn kts ouskfhss rh(ukrhmhfts, `fj

td rh(ukrh ydu td wdri `jjktkdfà ?dr chwhr5 ndurs td mhht tnh fhhjs dc tnh ouskfhss.

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Zurfkfg jdwf ndurs9du `rh rh(ukrhj td wdri rhshrvh ndurs wnhf rh(uhsthj `fj wkaa oh gkvhf `t ah`st =! ndurs16 fdtkeh kc ydur snkct ks td ohgkf

h`rakhr dr hfj a`thr tn`f prhvkdusay st`thj, `fj `t ah`st =4 ndurs16 fdtkeh kc ydu `rh rh(ukrhj td wdri df `f uf-rdsthrhj j`y.

9dur akfh m`f`ghr;suphrvksdr ks rhspdfskoah cdr eàakfg kf rhshrvh ndurs `s `fj wnhf tnhy `rh rh(ukrhj, out wkaa fdt jd sd

wktndut ` gddj rh`sdf. f rhturf, ydu wkaa oh hxphethj td rhspdfj td ` eàa-kf ufahss ydu n`vh ` gddj rh`sdf cdr fdt jdkfg

sd.

f tnh hvhft tn`t ydu rhcush td wdri rhshrvh ndurs, tnh drg`fks`tkdf m`y edfskjhr jksekpakf`ry ètkdf up td `fj kfeaujkfg

jksmkssà. f tnh hvhft tn`t ydu phrsksthftay rhcush td wdri rhshrvh ndurs =`fj `rh ufakihay td edmpahth ydur tdtà fumohr dc rhshrvh ndurs cdr tnh `ffuàkshj ndurs yh`r kf (uhstkdf6, tnh drg`fks`tkdf m`y edfskjhr jksekpakf`ry ètkdf up td `fj

kfeaujkfg jksmkssà. 9du wkaa oh fdtkckhj `t tnh pdkft tn`t tnh drg`fks`tkdf ks edfskjhrkfg kfvdikfg tnh jksekpakf`ry prdehjurh.

YJF# jhp`rtmhfts td jhahth `s `pprdprk`th$ kf èedrj`feh %ktn tnhkr pdake! df turfkfg jd%f ndurs"

Znh jksekpakf`ry prdehjurh kf rhsphet dc ` c`kaurh td edmpay wktn tnh sphekcke rh(ukrhmhfts dc ydur `ffuàkshj ndurs edftrèt

ks `s cdaadws8

< /fh rhcusà dc ` eàa-kf td wdri rhshrvh ndurs eduaj rhsuat kf ` wrktthf rhmkfjhr crdm ydur akfh m`f`ghr;suphrvksdr

rhg`rjkfg tnh edfjktkdfs dc ydur `ffuàkshj ndurs edftrèt.

< # shedfj rhcusà dc ` eàa-kf td wdri rhshrvh ndurs eduaj rhsuat kf ` cdrmà wrktthf w r̀fkfg.

< # tnkrj rhcusà dc ` eàa-kf td wdri rhshrvh ndurs eduaj rhsuat kf ` ckfà wrktthf w`rfkfg.

< # cdurtn rhcusà dc ` e àa-kf td wdri rhshrvh ndurs eduaj rhsuat kf jksmkssà.

urtnhr jht`kas dc tnh drg`fks`tkdf1s jksekpakf`ry prdehjurhs e`f oh cdufj kf tnh =st`cc n`fjoddi6.

nhrh ` eàa-kf dc rhshrvh ndurs ks fhehss`ry, `s ` ghfhrà ruah tnh drg`fks`tkdf wkaa ckrst edftèt hmpadyhhs wnd n`vh

rhcushj ` eàa-kf df ` prhvkdus dee`skdf. nhrh tnhrh n`vh ohhf fd eàa-kf rhcusàs, tnh drg`fks`tkdf wkaa usuàay ckrst eàa kf


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Zhrms `fj Edfjktkdfs

_hsdureh

'`y

Ukeifhss #oshfeh

#ffu`a Jh`vh

'hfskdf ̀ rr`fghmhfts

'hfskdf ̀ o`thmhfts

H^KZ


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Zhrms `fj Edfjktkdfs - '`yZnh edftkfukty dc shrvkeh cdr tndsh df `ffuàkshj ndurs edftrèts ks fdt ordihf jurkfg phrkdjs dc fdf-wdrikfg `fj

ohfhckts suen `s phfskdf hftktahmhft edftkfuh td èeruh.

'`ymhft ufjhr `f `ffuàkshj ndurs edftrèt ks usuàay m`jh kf `rrh`rs kf h(uà whhiay dr mdftnay kfstàmhfts.

#athrf`tkvhay, hmpadyhhs m`y oh p`kj df tnh o`sks dc tnh ndurs tn`t tnhy n`vh wdrihj jurkfg tnh rhahv`ft p`y

phrkdj.

$fjhr `f `ffuàkshj ndurs edftrèt, tnh fumohr dc ndurs td oh wdrihj ks usuàay eàeua`thj oy tìkfg tnh tdtàfumohr dc pdsskoah edftrèthj ndurs cdr ` yh`r ?o`shj df tnh fdrmà whhiay fumohr dc wdrikfg ndurs5 `fj

jhjuetkfg crdm tn`t fumohr tnh ndurs h(u`tkfg td `ffuà ndakj`y hftktahmhft `fj puoake;o`fi ndakj`ys.

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Zhrms `fj Edfjktkdfs - Ukeifhss òshfeh0mpadyhhs wnd wdri ufjhr `ffuàkshj ndurs edftrèts snduaj ghfhràay oh suoHhet td tnh s`mh skeifhss òshfeh

rhpdrtkfg rh(ukrhmhfts `s dtnhr hmpadyhhs. Znh Udekà Uheurkty Edftrkoutkdfs `fj :hfhckts #et @LL! prdvkjhs tn`t

st`tutdry skei p`y ?UU'5 ks p`yòah dfay df (uàkcykfg j`ys&, wnken `rh tnh j`ys df wnken `f hmpadyhh usuàay

wdris.

Znh #et àsd st`ths tn`t tnh hmpadyhr `fj hmpadyhh e`f `grhh tnh j`ys tn`t eduft `s (uàkcykfg j`ys ?wnken m`y

kfeaujh fdf-wdrikfg j`ys5. Znhrhcdrh, hftktahmhft td UU' df fdf-wdrikfg j`ys cdr hmpadyhhs wdrikfg ufjhr

`ffuàkshj ndurs edftrèts wkaa jhphfj df wnhtnhr dr fdt tnhkr hmpadyhr n`s kfeaujhj fdf-wdrikfg j`ys wktnkf tnhsedph dc (uàkcykfg j`ys. nhrh tnh hmpadyhr n`s jhskgf`thj fdf-wdrikfg j`ys `s (uàkcykfg j`ys cdr tnh purpdshs

dc UU' dr kts dwf skei p`y senhmh, kt snduaj rh(ukrh tnh hmpadyhh td fdtkcy kt dc skeifhss kf tnh usuà m`ffhr df

odtn wdrikfg `fj (uàkcykfg j`ys.

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Zhrms `fj Edfjktkdfs - #ffuà ah`vh #ffuàkshj ndurs hmpadyhhs e`f tìh p`kj ndakj`y kf tnh s`mh w`y `s hmpadyhhs wnd wdri ufjhr edfvhftkdfà

edftrèts, ndwhvhr, hmpadyhrs snduaj mìh eah`r td hmpadyhhs wnhf tnhy e`f, `fj e`ffdt, tìh ah`vh, `s whaa `s

tnh prdehjurh cdr rh(uhstkfg ah`vh. t snduaj oh jhekjhj oy tnh ouskfhss wnhtnhr dr fdt hmpadyhhs e`f tìh ndakj`y

jurkfg phrkdjs tn`t n`vh prhvkdusay ohhf fdtkckhj `s kfeaujkfg rdsthrhj ndurs ?`fj mìh up tnh ufwdrihj rdsthrhj

ndurs `fdtnhr tkmh5.

0mpadyhhs wnd `rh p`kj kf h(uà kfstàmhfts tnrdugndut tnh yh`r snduaj edftkfuh td oh p`kj `s fdrmà wnhf tìkfg

ndakj`y, wnkah hmpadyhhs wnd `rh p`kj df tnh o`sks dc ndurs wdrihj jurkfg tnh rhahv`ft p`y phrkdj snduaj oh òahtd tìh phrkdjs jhskgf`thj `s `ffuà ah`vh, jurkfg wnken tnhy `rh p`kj tnhkr fdrmà r`th dc p`y, tnhrhoy hfsurkfg

tn`t tnhy `rh edmphfs`thj cdr phrkdjs dc `ffuà ah`vh kf tnh s`mh w`y `s dtnhr hmpadyhhs.

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#s rh(ukrhj oy ahgksà tkdf, ydu wkaa ùtdm`tkeàay oh hfthrhj kftd tnh `pprdprk`th jhckfhj ohfhckt phfskdf senhmh. c

ydu wksn td dphf ` p`rtfhrsnkp phfskdf èeduft `fj ydu mìh ydur endkeh wktnkf tnrhh mdftns dc Hdkfkfg wh wkaa

oèij`th ydur endkeh td ydur st`rt j`th. c fdt, ydu wkaa rhm`kf `s ` mhmohr dc tnh senhmh, ufahss ydu suosh(uhftay

dpt dut. h wkaa jhjuet edftrkoutkdfs crdm ydur sà`ry wktn hcchet crdm ydur st`rt j`th.

9du jd fdt n`vh td Hdkf tnh Ekvka Uhrvkeh phfskdf `rr`fghmhfts. 'ah`sh fdth tn`t ufjhr ahgksa`tkdf ydur hmpadyhr

must fdt `si dr cdreh `f hmpadyhh td dpt dut, dr jd `fytnkfg tn`t mkgnt sugghst ydu snduaj. dr tnks rh`sdf, wh wkaa

fdt prdvkjh ydu wktn `f dpt dut cdrm.

c ydu jhekjh tn`t ydur phrsdfà ekreumst`fehs `rh fdt shrvhj oy mhmohrsnkp dc tnh phfskdf senhmh ydu must

dot`kf tnh cdrm crdm tnh Ekvka Uhrvkeh 'hfskdfs whoskth www.ekvkashrvkeh.gdv.ui;phfskdfs dr crdm )yEU'. c ydu

wksn td dpt dut, edmpahth tnh cdrm `fj rhturf kt td YJF# jhp`rtmhft td kfshrt %nhrh cdrm snduaj h shft td"&

Zhrms `fj Edfjktkdfs " 'hfskdf `rr`fghmhfts

http://www.civilservice.gov.uk/pensionshttp://www.mycsp.co.uk/schemes/the-partnership-model.aspxhttp://www.mycsp.co.uk/schemes/the-partnership-model.aspxhttp://www.civilservice.gov.uk/pensions


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#o`thmhft dc phfskdf m`y `ppay kc ydu `rh kf rhehkpt dc ` puoake shrvkeh phfskdf. 9du snduaj edftèt ydur phfskdf

`jmkfkstr`tdr cdr jht`kas.

dr Ekvka Uhrvkeh phfskdf ndajhrs ?dr tndsh wktn phfskdfs akfihj td tnh senhmh5 ` cdrm EU'@* wkaa oh edmpahthj df

ydur ohnàc oy Un`rhj Uhrvkehs ?UUE5 `fj cdrw`rjhj td )yEU'.

)yEU' wkaa prdvkjh odtn tnh hmpadyhr `fj hmpadyhh wktn `f h`rfkfgs m`rgkf eàeua`tkdf. Znks mh`fs tn`t h`rfkfgs

`rh edfskjhrhj rhtrdsphetkvhay r`tnhr tn`f uskfg ` sà`ry dc rhchrhfeh `jjhj td `f hxkstkfg phfskdf td eàeua`th

wnhtnhr ò`thmhft ehkakfg n`s ohhf rhènhj. 9du `fj ydur m`f`ghr snduaj mdfktdr ndw muen wdri ydu e`f e`rry

dut ohcdrh ò`thmhft wkaa `ppay.

Zhrms `fj Edfjktkdfs " 'hfskdf ò`thmhft


18/60 " -

#ffu`akshj drikfg +dursdricdreh pa`ffkfg

_hsdureh

3hckfktkdf

drhe`stkfg

ny wdricdreh pa`fC

dricdreh pa`ffkfg prdehss

H^KZ


19/60

#ffuàkshj drikfg +dursdricdreh pa`ffkfg - 3hckfktkdf

# edrh prdehss dc num`f rhsdureh m`f`ghmhft tn`t ks sn`phj oy tnh drg`fks`tkdfà str`thgy `fj hfsurhs tnh rkgnt

fumohr dc phdpah wktn tnh rkgnt sikaas, kf tnh rkgnt paèh `t tnh rkgnt tkmh td jhakvhr sndrt-`fj adfg-thrm drg`fks`tkdf

doHhetkvhs&. E'3

" -

H^KZ


20/60

#ffuàkshj drikfg +dursdricdreh pa`ffkfg - drhe`stkfg

# m`Hdr hahmhft dc wdricdreh pa`ffkfg ks cdrhe`stkfg cuturh fhhjs `fj prdvkjkfg jhekskdf-mìhrs wktn tnh tkmh td

jhvhadp ` pa`f dc ètkdf td mhht tnhm.

" -

H^KZ

O

O.!

O.

O.>

O.4

@

' d r i c d r e h


21/60

#ffuàkshj drikfg +dursdricdreh pa`ffkfg " ny wdricdreh pa`fC

dricdreh pa`ffkfg8

< hfòahs jhp`rtmhfts td oh mdrh str`thgke `fj ahss rhètkvh,

< ufjhrpkfs `fj suppdrts shrvkeh jhakvhry kmprdvhmhfts,

< hfsurhs shrvkehs `rh m`f`ghj `fj jhakvhrhj mdrh hcchetkvhay,

< st`cc erkshs `fj sndrtcàas `rh prhvhfthj, hfsurkfg t`rghts `fj doHhetkvhs `rh mht.

" -

H^KZ


22/60

#ffuàkshj drikfg +dursdricdreh pa`ffkfg " dricdreh pa`ffkfg prdehss

Ut`gh @ " :uskfhss str`thgy

dricdreh pa`ffkfg st`rts wktn tnh str`thgke prkdrktkhs. Znh ckrst st`gh wkaa oh kfcauhfehj oy tnrhh hahmhfts8

< drg`fks`tkdfà str`thgy

< phdpah str`thgy

< tnh dphr`tkdfs pa`f

Ut`gh ! " `fàysh `fj jkseuss rhahv`ft j`t`

Znh fhxt st`gh dc tnh pa`ffkfg prdehss kfvdavhs jkseusskdf `fj jkàdguh `rdufj tnh rhahv`ft `fj `v`kaòah j`t` td

hstòaksn tnh jhp`rtmhft&s eurrhft sktu`tkdf `fj wn`t fhhjs td en`fgh td mhht cuturh doHhetkvhs. Uuen kfcdrm`tkdf

kfeaujhs `ftkekp`tkfg tnh fumohr dc phdpah tn`t wkaa oh rh(ukrhj td mhht cdrhe`sthj ouskfhss fhhjs, `fj tnh sikaastnhy wkaa fhhj td n`vh td jd sd.

#t tnks st`gh +_, ckf`feh `fj ouskfhss m`f`ghrs m`y chhj kf tnhkr doshrv`tkdfs `fj prhjketkdfs `rdufj rhsdurekfg

rh(ukrhmhfts.

" -

H^KZ

( )


23/60

#ffuàkshj drikfg +dursdricdreh pa`ffkfg " dricdreh pa`ffkfg prdehss edftkfuhj

Ut`gh * " `grhh tnh doHhetkvhs dc tnh pa`f

#cthr rhènkfg `grhhmhft òdut wn`t tnh pa`f ks trykfg td ènkhvh, jhp`rtmhfts snduaj tnhf rhvkhw kts doHhetkvhs

`g`kfst `v`kaòah rhsdurehs suen `s8

< aòdur suppay - kfthrfà `fj hxthrfà. t m`y oh ushcua td dot`kf akfh m`f`ghr&s dpkfkdfs df tnh fumohrs dc phdpah

tnhy chha `rh rh(ukrhj td m`kft`kf dphr`tkdfà ètkvkty.

< tnh e`pòkakty dc tnh wdricdreh td jhvhadp fhw sikaas, r`ksh prdjuetkvkty `fj `j`pt td en`fgh.

< kjhftkcy `fj rhedmmhfj `fy rheruktmhft `fj jhvhadpmhft ètkvkty tn`t m`y oh fhhjhj.

Ut`gh " `grhh ètkdfs `fj kmpahmhft pa`f

/feh tnh pa`f n`s ohhf `grhhj, kt fhhjs td oh tr`fsa`thj kftd jhakvhròah ètkdfs . 3hekskdfs snduaj oh m`jh df8

< rheruktmhft - fumohrs `fj ahvhas.

< ndw ah`rfkfg `fj jhvhadpmhft fhhjs wkaa oh mht.

< drg`fks`tkdf strueturh " m`f`gkfg wdri `rh`s `fj rdahs.

< jhpadymhft " ndw td ohst utkaksh tnh num`f rhsdurehs `v`kaòah.

Znhsh pa`fs snduaj oh edmmufke`thj td m`f`ghrs td hfòah tnhm td kjhftkcy tnh sthps tnhy fhhj td tìh.

" -

H^KZ

( )


24/60

#j-nde +durs

" -

H^KZ



< 0mpadyhhs e`f oh shahetkvh kf jhekjkfg wnken mhmohrs dc tnh rhsdureh pdda td dcchr ndurs td

/vhrvkhw mpahmhftkfg ̀ j-nde ndurs Edfskjhr`tkdfs

< 0mpadyhhs `rh rherukthj, p`kj cdr tnh j`ys tnhy `rh kf tr`kfkfg `fj eàahj kf&

df `f `j-nde o`sks wnhf rh(ukrhj.

<

0mpadyhhs `rh fdt ètuàay hmpadyhj out `rh p`rt dc ` rhsdureh o`fi tn`t`rh dfay kssuhj edftrèts `cthr tr`kfkfg n`s ohhf edmpahthj.

< Znh hmpadyhr ks fdt doakghj td prdvkjh `f hmpadyhh wktn ` mkfkmum

fumohr dc wdrikfg ndurs, dtnhr tn`f tndsh rh(ukrhj cdr tr`kfkfg.

< #j nde edftrèts `rh `pprdprk`th cdr wnhf st`cc `rh fhhjhj cdr sndrthr

phrkdjs wnken `rh kmpdsskoah td prhjket èeur`thay.

_hsdurehs

#j-nde Zhrms

`fj Edfjktkdfs

+dmh /cckeh

e`sh stujy

#j-nde

`ppdkftmhft

ahtthr

ñ

Edftkfuktydc shrvkeh


25/60 " -

#j-nde +durs

H^KZ


< 3hp`rtmhfts jhthrmkfh tnh ahvha dc rhsdureh tnhy rh(ukrh cdr upedmkfg

phìs.

< 'dthftkà hmpadyhhs snduaj oh kfcdrmàay kfthrvkhwhj td `sshss tnhkr

suktòkakty cdr tnh pdst. c suktòah, sheurkty eah`r`feh e`f oh dot`kfhj `fjtnhy e`f oh `ppdkfthj td tnh rhsdureh o`fi.

< 0mpadyhhs `rh kssuhj edftrèts wnhf tnhy `rh shahethj td edmpahth

tr`kfkfg, `fj `rh p`kj cdr ufjhrtìkfg.

< 0mpadyhhs `rh eàahj kf& td wdri wnhf rh(ukrhj, ndwhvhr, tnhy `rh hftktahj

td rhcush tnh ndurs tn`t tnhy `rh dcchrhj.




_hsdurehs

#j-nde Zhrms

`fj Edfjktkdfs

+dmh /cckeh

e`sh stujy

#j-nde

`ppdkftmhft

ahtthr

ñ



26/60 " -

#j-nde +durs

H^KZ


< Uheurkty eah`r`feh a`pshs skx mdftns `cthr kssuh kc ` wdrihr n`s fdt ohhf

jhpadyhj, `fj tnks wkaa fhhj td oh rh`ppakhj cdr.

< 0mpadyhhs `rh ufjhr fd doakg`tkdf td wdri tnh ndurs tnhy `rh dcchrhj. t ks

kmpdrt`ft td hfsurh tn`t tnhrh `rh ` succkekhft fumohr dc hmpadyhhs kf tnh

pdda td mhht ouskfhss jhm`fjs.

< t ks kmpdrt`ft td m`f`gh tnh hxphet`tkdfs dc hmpadyhhs oy hfsurkfg tnhy

`rh `w`rh crdm tnh rheruktmhft st`gh tn`t tnhy `rh fdt gu`r`fthhj ndurs

dtnhr tn`f tndsh fhhjhj cdr tr`kfkfg.

< Edftrèts snduaj oh m`f`ghj e`rhcuaay td prhvhft hmpadyhhs crdm ohkfg

hftktahj td ea`km hmpadyhh st`tus. dr mdrh kfcdrm`tkdf òdut tnks, pah`sh

shh tnh Edftkfukty dc Uhrvkeh& jdeumhft kf tnh _hsdurehs& shetkdf.

< 3hp`rtmhfts snduaj enhei jhp`rtmhftà pdakekhs df kssuhs suen `s p`y,

ah`vh, skeifhss, m`thrfkty ah`vh hte. `s tnhsh m`y fdt oh `pprdprk`th cdr

`j-nde ndurs st`cc.




_hsdurehs

#j-nde Zhrms

`fj Edfjktkdfs

+dmh /cckeh

e`sh stujy

#j-nde

`ppdkftmhft

ahtthr

ñ



27/60

#j-nde +durs

" -

H^KZ

Edftkfukty dc shrvkeh

'n`t phrkdj rhìs st`tutdr! edftkfukt!*

Znh ush dc `j-nde edftrèts ks `pprdprk`th wnhf st`cc `rh rh(ukrhj td wdri cdr orkhc phrkdjs `t sndrt fdtkeh, kf sktu`tkdfs

wnhf wdriad`js `rh kmpdsskoah td èeur`thay prhjket. c `f hmpadyhh ks rh(ukrhj df ` mdrh dr ahss edftkfudus o`sks dr cdr

adfg ckxhj phrkdjs, tnhf tnh `j nde edftrèt ks fdt `pprdprk`th. # ghfukfh rh(ukrhmhft cdr tnks typh dc wdrikfg snduaj oh

rhcahethj kf tnh ndurs tn`t st`cc wdri. 3hspkth tnks, jhp`rtmhfts snduaj tìh e`rh td `vdkj senhjuakfg ndurs tn`t m`y

erh`th ` sktu`tkdf wnhrh hmpadyhhs `rh hftktahj td ea`km phrm`fhft st`tus, `fj tnh rkgnts tn`t `rh `ssdek`thj wktn kt.

Ea`kms e`f oh prhvhfthj oy hfcdrekfg m`xkmum phrkdjs dc wdri, `fj ` mkfkmum `mduft dc tkmh ohcdrh tnh s`mh phrsdfe`f wdri `g`kf, td hfsurh tn`t tnhrh ks ` orhì kf edftkfukty. Znh mkfkmum orhì ks dfh whhi, out tn`t whhi must ruf

crdm Uufj`y td U`turj`y. Znks mh`fs tn`t kf sdmh e`shs ` adfghr phrkdj ks rh(ukrhj td edfstktuth `s ` orhì kf

edftkfukty. dr hx`mpah, kc tnh a`st wdrikfg j`y dc `f `sskgfmhft ks Uufj`y % Guay, tnh fhxt `sskgfmhft must fdt st`rt

ohcdrh Uufj`y tnh @L dc Guay. #s suen, ` mkfkmum orhì dc twd eah`r whhis, fdt eduftkfg tnh a`st j`y dc tnh ckrst

`sskgfmhft `fj tnh ckrst j`y dc tnh fhxt dfh, wkaa prdoòay oh fhhjhj.

+f hx`mpah dc nd% tnks %duaj %dri kf prètkeh %duaj h#

Zwd whhis& wdri, tnhf cdur whhis& orhì, tnhf tnrhh j`ys dc wdri, tnhf ` @O-j`y orhì, cdaadwhj oy ckvh whhis dc wdri.Znks sdrt dc p`tthrf kfeaujhs succkekhft orhìs kf edftkfukty td prdvkjh Hustkcke`tkdf cdr uskfg `j nde edftrèts, `fj mìh kt

ahss akihay tn`t ` Zrkoufà wduaj addi c`vduròay df `fy ea`kms td phrm`fhft st`tus.


28/60

#j-nde +durs

" -

H^KZ

Zhrms `fj Edfjktkdfs

Edftkfukty dc hmpadymhft Ndtkeh

'`y 'hfskdf `rr`fghmhfts

+durs 'hfskdf ò`thmhft

Zr`vha Zr`kfkfg

#ffuà ah`vh Uheurkty eah`r`feh

#oshfeh _hmdvà crdm tnh :`fi


29/60

#j-nde +durs

" -

H^KZ

Zhrms `fj Edfjktkdfs " Edftkfukty dc hmpadymhft

Nd prhvkdus phrkdjs dc hmpadymhft wktn tnh ?kfshrt jhp`rtmhft f`mh5, dr ` prhvkdus hmpadyhr wkaa eduft wktn tnks

fhw hmpadymhft `s ` edftkfudus phrkdj dc hmpadymhft cdr tnh purpdsh dc hmpadymhft prdthetkdf ahgksa`tkdf dr

dtnhrwksh.


30/60

#j-nde +durs

" -

H^KZ

Zhrms `fj Edfjktkdfs " '`y

9du wkaa ea`km cdr tnh ètuà ndurs wdrihj tnrdugn ?kfshrt f`mh dc systhm5. Znks hfòahs ydu td ea`km rhtrdsphetkvhay

cdr tnh prheksh fumohr dc ndurs wdrihj.

#f nduray chh dc ?kfshrt ̀ mduft5 wkaa oh p`kj cdr hèn ndur wdrihj wnkast df juty kf edffhetkdf wktn tnks ̀ ppdkftmhft,

crdm wnken jhjuetkdfs cdr t`x `fj f`tkdfà kfsur`feh, wnhrh `ppakeòah. 3uty ks jhckfhj `s tnh ndurs ydu n`vh ètuàay

wdrihj, `fj kfeaujhs tr`vha td `fdtnhr ade`tkdf wktnkf ydur snkct. #fy `tthfj`feh cdr tr`kfkfg `fj jhvhadpmhft j`ys dr

mhhtkfgs `fj edfchrhfehs òdvh usuà ndurs wkaa àsd oh p`kj `t ?kfshrt `mduft5 phr ndur, crdm wnken tnh usuà

jhjuetkdfs cdr t`x, N `fj phfskdf edftrkoutkdfs wkaa oh m`jh `t sdureh wnhrh `ppakeòah.

Znks wkaa oh `f kfeauskvh ca`t r`th cdr ndurs wdrihj rhg`rjahss dc tnh snkct p`tthrf wdrihj. Znhrh wkaa oh fd curtnhr

p`ymhft kf tnh cdrm dc àadw`fehs, mhà orhìs, tr`vhaakfg tkmh, whhihfj ; fkgnt snkcts dr hxphfshs.

9du snduaj fdth tn`t tkmhay rhehkpt dc ydur o`fi jht`kas `fj '%;'> `rh hsshftkà kf drjhr cdr ydur jht`kas td oh p`kj

oy tnh ?kfshrt jhp`rtmhft f`mh5.

9du wkaa oh p`kj mdftnay kf `rrh`rs td ydur fdmkf`thj èeduft. t ks ydur rhspdfskokakty td hfsurh ea`kms `rh `pprdvhj

oy ydur m`f`ghr, vk` tnh ?kfshrt f`mh5 systhm `fj suomktthj wktnkf tnh puoaksnhj jh`jakfhs. Znhsh j`ths wkaa oh

prdvkjhj td ydu prkdr td ydu st`rtkfg `f `ppdkftmhft. /tnhrwksh wh e`ffdt gu`r`fthh tn`t ydu wkaa oh p`kj prdmptay.

h wkaa àsd prdvkjh ydu wktn ` (ukei rhchrhfeh gukjh td ea`kmkfg `jjktkdfà ndurs.

#o`thmhft dc phfskdf m`y `ppay kc ydu `rh kf rhehkpt dc ` puoake shrvkeh phfskdf. Znks edftrèt wkaa oh `j nde rh-

hmpadymhft `fj wkaa fdt eduft `s ` edftkfudus phrkdj dc hmpadymhft. Znh cdrm EU'@* wkaa oh edmpahthj df ydur

ohnàc oy Un`rhj Uhrvkehs ?UUE5 `fj cdrw`rjhj td E`pkt` wnd wkaa oh òah td prdvkjh odtn tnh hmpadyhr `fj hmpadyhh

wktn `f h`rfkfgs m`rgkf eàeua`tkdf. Znks mh`fs tn`t h`rfkfgs `rh edfskjhrhj rhtrdsphetkvhay r`tnhr tn`f uskfg `

fdtkdfà `ffuà sà`ry `jjhj td `f hxkstkfg phfskdf td eàeua`th wnhtnhr ò`thmhft ehkakfg n`s ohhf rhènhj. 9du `fj

ydur m`f`ghr snduaj mdfktdr ndw muen wdri ydu e`f e`rry dut ohcdrh ò`thmhft wkaa `ppay.

( )


31/60

#j-nde +durs

" -

H^KZ

Zhrms `fj Edfjktkdfs " '`y edftkfuhj

c ydu `rh ` ekvka shrv`ft wnd n`s ohhf gr`fthj h`ray rhtkrhmhft ?ufjhr tnh thrms dc Edmpuasdry 0`ray _htkrhmhft,

Edmpuasdry 0`ray Uhvhr`feh, ahxkoah 0`ray _htkrhmhft, ahxkoah 0`ray Uhvhr`feh dr Kdauft`ry 0xkt5 ydu wkaa oh

rh(ukrhj td rhp`y àa dr p`rt dc ydur edmphfs`tkdf aump sum edmphfs`tkdf p`ymhfts kc ydur rh-hmpadymhft

edmmhfehs jurkfg tnh phrkdj rhprhshfthj oy tnh edmphfs`tkdf p`ymhft.

'ah`sh fdth tn`t tnh ?kfshrt jhp`rtmhft f`mh5 wkaa mìh hvhry hccdrt td hfsurh wh jd fdt rh-hmpadyhh ekvka shrv`fts

prkdr td tnh > mdftn phrkdj ha`pskfg, ndwhvhr kt ks hftkrhay ydur rhspdfskokakty td prdvkjh èeur`th jht`kas rhg`rjkfg ydur

ah`vkfg j`ths `fj td enhei tn`t ydur st`rt j`th jdhs fdt càa wktnkf > mdftns dc ydu n`vkfg ahct ?kfshrt jhp`rtmhft f`mh5

dr sdmh dtnhr Bdvhrfmhft 3hp`rtmhft.

dr curtnhr kfcdrm`tkdf df ò`thmhft pah`sh edftèt8

E`pkt` +`rtsnh`j,

)dwjhf +àa,

3`rakfgtdf,

Ed. 3urn`m,

3J* LBZ

'ndfh8 O42O@ >LL 2OO

hoskth8 esp.e`pkt`n`rtsnh`j.ed.ui

0m`ka8 esp.hf(ukrkhsIE`pkt`.ed.ui

( )

http://csp.capitahartshead.co.uk/mailto:[email protected]:[email protected]://csp.capitahartshead.co.uk/


32/60

#j-nde +durs

" -

H^KZ

Zhrms `fj Edfjktkdfs " +durs

Znh whhiay `fj;dr j`kay ndurs tn`t ydu wkaa oh rh(ukrhj td wdri wkaa oh jhphfjhft df tnh rdsthrkfg rh(ukrhmhfts cdr

tnh ade`tkdf td wnken ydu `rh pdsthj. 9du wkaa fdt usuàay oh rh(ukrhj td wdri kf hxehss dc tnh fdrmà whhiay ndurs

cdr ` cuaa tkmh ?kfshrt jhp`rtmhft f`mh5 hmpadyhh.

#s ` mhmohr dc tnh rhsdurekfg o`fi ydu `rh rhg r̀jhj `s ` suphrfumhr`ry ̀ fj `s suen m`y oh hxphethj td wdri

jkcchrhft snkcts jhphfjkfg updf jhm`fj. 9du wkaa oh `jvkshj dc tnh hxphethj snkct p`tthrf prkdr td tnh

edmmhfehmhft dc ydur `ppdkftmhft `fj tnh `ppdkftmhft wkaa oh m`jh suoHhet td ydur `grhhmhft td wdri tnh

rh(ukrhj fumohr dc ndurs;wdrikfg p`tthrf.

#fy en`fghs td ydur `tthfj`feh p`tthrf cdaadwkfg èehpt`feh dc tnh `ppdkftmhft m`y oh m`jh tnrdugn `grhhmhft

wktn ydur m`f`ghr.


33/60

#j-nde +durs

" -

H^KZ

Zhrms `fj Edfjktkdfs " Zr`vha

'ah`sh fdth ydu wkaa fdt oh p`kj cdr tr`vhaakfg tkmh dr hxphfshs cdr tr`vha td ; crdm tnh `sskgfhj wdri ade`tkdf.


34/60

#j-nde +durs

" -

H^KZ

Zhrms `fj Edfjktkdfs " #ffuà ah`vh

9du wkaa oh hftktahj td prd-r`t` `ffuà ah`vh `fj puoake `fj prkvkahgh j`ys o`shj df tnh fumohr dc ndurs ydu n`vh

wdrihj. dr puoake `fj prkvkahgh j`ys ydu wkaa dfay oh hftktahj td prd-r`t` j`ys kc tnh ndakj`y chaa jurkfg tnh phrkdj dc

ydur hmpadymhft. 9du wkaa fhhj td `si ydur m`f`ghr td eàeua`th ydur ah`vh àadw`feh o`shj df tnh ndurs ydu

n`vh wdrihj. 9du wkaa oh òah td ea`km `t tnh hfj dc tnh edftrèt `fy ufushj `ffuà ah`vh. 'ah`sh rhchr td YJF#

kfshrt jhp`rtmhft f`mh" pdakey cdr prd r`t` eàeua`tkdf dc `ffuà ah`vh.


35/60

#j-nde +durs

" -

H^KZ

Zhrms `fj Edfjktkdfs " #oshfeh

9du m`y oh àadwhj skei òshfeh df cuaa p`y, ahss `fy sdekà sheurkty ohfhckt rhehkvhj kf akfh wktn ?kfshrt jhp`rtmhft

f`mh5 pdakey. #fy Ut`tutdry Ukei '`y ?UU'5 juh wkaa oh p`kj wktnkf tnh m x̀kmum dc cuaa p`y. :ut kc ydur `tthfj`feh

ks ufs`tkscètdry oheùsh ydu n`vh crh(uhft dr edftkfudus skei òshfeh ydur suktòkakty cdr edftkfuhj hmpadymhft

m`y n`vh td oh rhvkhwhj. c ydu jd n`vh `fy skeifhss òshfeh tnhf ydu wkaa n`vh td ea`km tnks rhtrdsphetkvhay.

'ah`sh fdth tn`t ydu wkaa dfay oh òah td ea`km cdr tnh snkct tn`t ydu whrh senhjuahj td wdri.

c ydu n`vh rhehkvhj ?dr ea`kmhj out fdt rhehkvhj5 ` ohfhckt crdm tnh 3hp`rtmhft dc dri `fj 'hfskdfs dr

ufhmpadymhft ohfhckt jurkfg tnh phrkdj ohgkffkfg %2 j`ys ohcdrh ydur hftry td tnh Ekvka Uhrvkeh ydu wkaa n`vh

rhehkvhj ` ahtthr crdm tnh 3hp`rtmhft dc dri `fj 'hfskdfs òdut tnks. c ydu n`vh fdt àrh`jy shft tnks ahtthr td us

ydu snduaj jd sd kmmhjk`thay.

uaa jht`kas dc tnh #tthfj`feh )`f`ghmhft `rr`fghmhfts `rh `v`kaòah df tnh ?kfshrt jhp`rtmhft f`mh5 ftr`fht dr

` edpy e`f oh prdvkjhj updf rh(uhst.

9du `rh dfay hftktahj td Uphekà Jh`vh wktndut p`y td jhà wktn sndrt-thrm jdmhstke hmhrghfekhs, `s fhehss`ry kf

èedrj`feh wktn ydur st`tutdry rkgnts.


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H^KZ

#s rh(ukrhj oy ahgksà tkdf, wh wkaa ùtdm`tkeàay hfthr ydu kftd tnh `pprdprk`th jhckfhj ohfhckt phfskdf senhmh. c

ydu wksn td dphf ` p`rtfhrsnkp phfskdf èeduft `fj ydu mìh ydur endkeh wktnkf tnrhh mdftns dc Hdkfkfg wh wkaa

oèij`th ydur endkeh td ydur st`rt j`th. c fdt, ydu wkaa rhm`kf `s ` mhmohr dc tnh senhmh, ufahss ydu suosh(uhftay

dpt dut. h wkaa jhjuet edftrkoutkdfs crdm ydur sà`ry wktn hcchet crdm ydur st`rt j`th.

9du jd fdt n`vh td Hdkf tnh Ekvka Uhrvkeh phfskdf `rr`fghmhfts. 'ah`sh fdth tn`t ufjhr ahgksa`tkdf ydur hmpadyhr

must fdt `si dr cdreh `f hmpadyhh td dpt dut, dr jd `fytnkfg tn`t mkgnt sugghst ydu snduaj. dr tnks rh`sdf, wh wkaa

fdt prdvkjh ydu wktn `f dpt dut cdrm.

c ydu jhekjh tn`t ydur phrsdfà ekreumst`fehs `rh fdt shrvhj oy mhmohrsnkp dc tnh phfskdf senhmh ydu must

dot`kf tnh cdrm crdm tnh Ekvka Uhrvkeh 'hfskdfs whoskth www.ekvkashrvkeh.gdv.ui;phfskdfs dr crdm )yEU'. c ydu

wksn td dpt dut, edmpahth tnh cdrm `fj rhturf kt td ?jhp`rtmhft td kfshrt wnhrh cdrm snduaj oh shft td5.

Zhrms `fj Edfjktkdfs " 'hfskdf `rr`fghmhfts

http://www.civilservice.gov.uk/pensionshttp://www.mycsp.co.uk/schemes/the-partnership-model.aspxhttp://www.mycsp.co.uk/schemes/the-partnership-model.aspxhttp://www.civilservice.gov.uk/pensions


37/60

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H^KZ

#o`thmhft dc phfskdf m`y `ppay kc ydu `rh kf rhehkpt dc ` puoake shrvkeh phfskdf. 9du snduaj edftèt ydur phfskdf

`jmkfkstr`tdr cdr jht`kas.

Znks edftrèt wkaa oh `j-nde rh-hmpadymhft `fj wkaa fdt eduft `s ` edftkfudus phrkdj dc hmpadymhft. dr Ekvka

Uhrvkeh phfskdf ndajhrs ?dr tndsh wktn phfskdfs akfihj td tnh senhmh5 ` cdrm EU'@* wkaa oh edmpahthj df ydur

ohnàc oy Un`rhj Uhrvkehs ?UUE5 `fj cdrw`rjhj td )yEU'.

)yEU' wkaa prdvkjh odtn tnh hmpadyhr `fj hmpadyhh wktn `f h`rfkfgs m`rgkf eàeua`tkdf. Znks mh`fs tn`t h`rfkfgs

`rh edfskjhrhj rhtrdsphetkvhay r`tnhr tn`f uskfg ` sà`ry dc rhchrhfeh `jjhj td `f hxkstkfg phfskdf td eàeua`thwnhtnhr ò`thmhft ehkakfg n`s ohhf rhènhj. 9du `fj ydur m`f`ghr snduaj mdfktdr ndw muen wdri ydu e`f e`rry

dut ohcdrh ò`thmhft wkaa `ppay.

Zhrms `fj Edfjktkdfs " 'hfskdf ò`thmhft


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H^KZ

Zhrms `fj Edfjktkdfs " Zr`kfkfg

9du must n`vh sueehsscuaay edmpahthj `fj p`sshj tnh rhahv`ft m`fj`tdry tr`kfkfg kf drjhr td phrcdrm tnks edftr`et.

c ydu n`vh fdt sueehsscuaay edmpahthj tnh tr`kfkfg, ydu wkaa fdt oh phrmktthj td wdri ufjhr tnks edftr`et `fj fdr wkaa

ydu oh p`kj.

H^KZ


39/60

#j-nde +durs

" -

H^KZ

Zhrms `fj Edfjktkdfs " Uheurkty eah`r`feh

9dur pdstkfg ks suoHhet td sheurkty eah`r`feh `t ?jhp`rtmhft td kfshrt ahvha rh(ukrhj cdr tnh pdst5 `fj dtnhr enheis.

ktnjr`wà dc sheurkty eah`r`feh dr c`kaurh td p`ss tnhsh enheis wkaa rhsuat kf tnh kmmhjk`th thrmkf`tkdf dc tnks

edftrèt, wktndut fdtkeh, `fj rhmdvà crdm tnh o`fi.

H^KZ


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#j-nde +durs

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H^KZ

Zhrms `fj Edfjktkdfs " _hmdv`a crdm tnh :`fi

9du m`y oh rhmdvhj crdm tnh o`fi, hvhf kc ydur sheurkty eah`r`feh ks fdt wktnjr`wf, kc, kf tnh dpkfkdf dc

m`f`ghmhft, ydu n`vh edmmktthj `f `et dc mksedfjuet.

H^KZ


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#j-nde +durs

" -

H^KZ

Jhtthr dc `ppdkftmhft

_hc8 +\\,KFZHFZ Z, Z.H /kfshrt jhp`rtmhft f`mh< _H0,?_EKF5 :+F8

3h`r xxxx

`m pah`shj td oh `oah td wrkth `fj edfckrm ydur `ppdkftmhft td tnh /kfshrt jhp`rtmhft f`mh


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#j-nde +durs

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H^KZ

Jhtthr dc `ppdkftmhft edftkfuhj

#ppdkftmhft td tnks rhsdurekfg o`fi ks suoHhet td ydu ndajkfg tnh rh(ukrhj sheurkty eah`r`feh. Znks m`y kfvdavh

hf(ukrkhs kftd ydur en`rèthr `fj oèigrdufj. 9du snduaj oh `w`rh tn`t eah`r`feh, dfeh gr`fthj, e`f a`thr oh

wktnjr`wf kc, cdr hx`mpah, ydur edfjuet, ohn`vkdur dr dtnhr phrsdfà ekreumst`fehs e`st jduot updf ydur rhakòkakty

dr sheurkty st`tus. Jdss dc eah`r`feh wkaa mh`f tn`t ydu wkaa oh rhmdvhj crdm tnh o`fi.

9du m`y oh rhmdvhj crdm tnh o`fi, hvhf kc ydur sheurkty eah`r`feh ks fdt wktnjr`wf, kc ydu `rh kf orhèn dc tnh

edjh dc edfjuet, ydu n`vh edmmktthj `f èt dc mksedfjuet dr ydur phrcdrm`feh càas ohadw tnh st`fj`rj rh(ukrhj dr

hxphethj cdr tnh pdst.

/f `ppdkftmhft td tnh o`fi, ydu wkaa oh hxphethj td ufjhrtìh ` t`kadrhj tr`kfkfg edursh, jhphfjkfg df ydur

prhvkdus hxphrkhfeh. 9du wkaa fdt oh dcchrhj `fy phrkdjs dc hmpadymhft ufahss ydu n`vh è(ukrhj tnh rhahv`ft

st`fj`rj dc tr`kfkfg. `kaurh td dot`kf tnh rhahv`ft st`fj`rj wktnkf ` rh`sdfòah tkmh phrkdj wkaa ah`j td ydu ohkfg

rhmdvhj crdm tnh o`fi.

9dur `ppdkftmhft ks àsd suoHhet td edftkfuhj rhvkhw `fj s`tkscètdry phrcdrm`feh, edfjuet `fj `tthfj`feh.

Znh /kfshrt jhp`rtmhft f`mh


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H^KZ

Jhtthr dc `ppdkftmhft edftkfuhj

0feadshj wktn tnks ahtthr `rh ` phfskdf (uhstkdff`krh `fj ` fhw st`rthrs jhea`r`tkdf cdrm /jhp`rtmhfts td hfeadsh<

wnken ydu snduaj edmpahth `fj rhturf wktn ` skgfhj edpy dc tnks ahtthr td8 /kfshrt rhah;`ft `jjrhss<

'ah`sh edmpahth `fj rhturf tnhsh cdrms `s sddf `s pdsskoah `s a`th rhturf m`y rhsuat kf jha`yhj p`ymhft dc ndurs

wdrihj.

h `rh àsd hfeadskfg ` haedmh 'èi `fj rh(uhftay #sihj Auhstkdfs cdr ydur kfcdrm`tkdf /jhp`rtmhfts td

hfeadsh dr jhahth tnks akfh kc fdt `ppakeàh<

h wksn ydu hvhry sueehss df ydur `ppdkftmhft td tnh o`fi. Unduaj ydu wksn td jkseuss `fy `sphet dc tnh òdvh

pah`sh edftèt tnh rhsdurekfg th`m vk` hm`ka `t /kfshrt hm`ka `jjrhss)(

H^KZ


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+dmh /cckeh e`sh stujy

daadwkfg tnh sueehsscua ush dc `j-nde ndurs edftrèts `t pdrts jurkfg tnh !O@! /aympke B`mhs, tnh +dmh /cckeh ?+/5`sehrt`kfhj tn`t tnhsh eduaj oh utkakshj df `f df-gdkfg o`sks td `sskst wktn phìs kf jhm`fj.

Znh +/ +_ th`m kjhftkckhj tn`t tnhrh whrh sphekcke kssuhs `ssdek`thj wktn tnks typh dc hmpadymhft, kfeaujkfg8

< 3hthrmkfkfg tnh `pprdprk`th r`th dc p`y

< Znh erh`tkdf dc `f `pprdprk`th hmpadymhft edftrèt

< 0stòaksnkfg thrms ̀ fj edfjktkdfs

< Znh kmpèt dc rh-hmpadymhft df tnh hx-hmpadyhh&s Ekvka Uhrvkeh phfskdf

+`vkfg dvhredmh tnhsh kssuhs oy shhikfg `jvkeh crdm BJ3 `fj )yEU', tnh th`m edftèthj rhtkrhj ekvka shrv`fts wktn

rhahv`ft hxphrkhfeh `fj ` pdda dc `j-nde ndurs& hmpadyhhs w`s erh`thj. Ut`cc whrh kfktkàay àade`thj èrdss pdrts o`shj

df tnh fumohrs rh(uhsthj m`f`ghrs, cdaadwkfg wdri cdreh pa`ffkfg. Znks n`s hvdavhj td pdrts m`f`gkfg tnhkr dwf

rhsdureh pddas, wktn +_ prdvkjkfg `jvkeh `fj rheruktkfg mdrh st`cc kc, `fj wnhf, fhhjhj.

Ut`cc `rh eàahj kf& df `f `j-nde o`sks `fj `t sndrt fdtkeh. Znh wdrihr ks hftktahj td rhcush tnh ndurs dcchrhj `fj, kc tnks

deeurs, tnh pdrt edftèts `fdtnhr hmpadyhh kf tnh pdda. Edftrèts edft`kf ` eaùsh rha`tkfg td phrsksthftay rhcuskfg ndurs,

`fj tnh rhphreusskdfs dc tnks. c `f hmpadyhh phrcdrms pddray, tnh pdrt e`f enddsh td stdp dcchrkfg tnhm ndurs `fj fdt

rhfhw tnhkr edftrèt wnhf kt hxpkrhs. Edftrèts fhhj td kfeaujh ` orhì kf hmpadymhft td prhvhft tnks grdup crdm

èerukfg hmpadyhh rkgnts.

Znh +dmh /cckeh kjhftkckhj tn`t tnks typh dc hmpadymhft wdris whaa kc8

< )`f`ghrs hfsurh hmpadyhhs `rh trh`thj edfsksthftay èrdss àa pdrts.

< Edmmufke`tkdfs `rh kf paèh k.h. tnhy ihhp kf tduen wktn pdda wnhf tnhy `rh fdt kf edftrèt hte.

< 0mpadyhh&s hxphet`tkdfs `rh m`f`ghj hcchetkvhay `fj tnhy `rh `w`rh tn`t ndurs e`ffdt oh gu`r`fthhj.

< Zr`jh ufkdfs `rh kfvdavhj crdm tnh dutsht.

<

H^KZ


45/60

mpèt df phfskdfs

" -

< .

'rdehss/vhrvkhw _hsdurehs

< _htkrhj ekvka shrv`fts n`vh akmkt`tkdfs df tnh fumohr ndurs tn`t tnhy `rh

àadwhj td wdri.

< )yEU' prdvkjh `f h`rfkfgs akmkt cdr hèn kfjkvkjuà. c h`rfkfgs hxehhj tnks

akmkt kt wkaa rhjueh tnh `mduft dc phfskdf p`yòah `fj tnh jhp`rtmhft wkaa oh

rh(ukrhj td p`y `f ò`thmhft.

< Znh h`rfkfgs akmkt e`f oh ushj td eàeua`th tnh fumohr dc ndurs tn`t e`f oh

dcchrhj td hèn wdrihr td hfsurh kt ks fdt hxehhjhj.

< 3hp`rtmhfts snduaj tìh tnh h`rfkfgs akmkt kftd edfskjhr`tkdf jurkfg wdri

cdreh pa`ffkfg.

< 3hp`rtmhfts snduaj edftèt )yEU' td hstòaksn wn`t tnhkr phfskdf

p`ymhft doakg`tkdfs `rh td rh-hmpadyhj rhtkrhj ekvka shrv`fts, p`rtkeua`ray

jurkfg fdf wdrikfg phrkdjs.

)yEU'

?hxthrfà

whoskth5

H^KZ


46/60

mpèt df phfskdfs

" -

< .

_hsdurehs

_herukt

wdrihr `fj`jj td

rhsdureh

pdda

Edftèt

)yEU' cdr

ò`thmhft

ckgurh

Eàeua`th

m`xkmum

`mduft dc

ndurs tn`t

e`f oh

wdrihj

o`shj df

tnks ckgurh

0fsurh tnh

m`xkmum

`mduft dc

ndurs ks

edfskjhrhj

wnhf

rdsthrkfg

st`cc

/vhrvkhw 'rdehss

)yEU'

?hxthrfà

whoskth5

H^KZ


47/60


" -

Erh`tkfg tnh rhsdureh pdda Znh eàa-kf prdehss Fhhpkfg kf tduen _dsthrkfg

< _hsdureh pddas e`f oh erh`thj oy prdmdtkfg dppdrtufktkhs kf hxkt kfthrvkhws `fj rhtkrhmhft

wdrisndps.

< dr `j-nde wdrikfg, ` skx whhi orhì cdaadwkfg tnh hfj dc phrm`fhft hmpadymhft ks

rh(ukrhj td hfsurh edftkfukty dc shrvkeh ks ordihf

< Zr`jh $fkdf edfsuat`tkdf snduaj tìh paèh tnrdugndut tnh erh`tkdf dc tnh rhsdureh pdda td

hfsurh tnh prdehss rufs smddtnay

< 3hp`rtmhfts snduaj t`rght rhtkrhhs wktn rhahv`ft sikaas `fj hxphrkhfeh.

< Zd edmpay wktn tnh :uskfhss #ppdkftmhft _uahs, hmpadyhhs snduaj oh `sihj td jhea`rh `fy

dtnhr eurrhft hmpadymhft

< Edfskjhr`tkdf snduaj oh gkvhf td drg`fkskfg prètkeà kssuhs suen `s èedmmdj`tkdf,

tr`kfkfg, `fj Z

< 3hp`rtmhfts e`f ush ` edmokf`tkdf dc #+ `fj `j-nde edftrèts

< 0mpadyhhs wnd `rh rh-hmpadyhj ahss tn`f skx mdftns `cthr ah`vkfg ufjhr ` vdauft`ry hxkt

senhmh dr ohkfg m`jh rhjufj`ft wkaa oh rh(ukrhj td p`y ` pdrtkdf dc tnhkr p`ymhft oèi

Zdp tkps8< _hmhmohr td àadw cdr tnh tkmh kt tìhs td dot`kf sheurkty eah`r`feh wnhf pa`ffkfg df rheruktkfg st`cc.

< 3hskgf ` prdehss df rh(uhstkfg `fj àade`tkfg pdda st`cc.

< )`f`ghmhft kfcdrm`tkdf snduaj oh rkgdrdusay m`kft`kfhj.

H^KZ


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< 3hp`rtmhfts snduaj kmpahmhft ` rdoust eàa-kf& prdehss td hfsurh tn`t odtn `j-nde st`cc, `fj

#+ st`cc wnd `rh edftrèthj td wdri rhshrvh ndurs, `rh edftètòah `t sndrt fdtkeh.

< 3hp`rtmhfts must m`kft`kf èeur`th rhedrjs dc ndurs wdrihj td hfsurh tn`t `fy rhshrvh

ndurs tn`t #+ hmpadyhhs n`vh ohhf p`kj kf `jv`feh cdr n`vh ohhf wdrihj.

< ktn rhg`rjs td `ffuàkshj ndurs wdrihrs, jhp`rtmhfts snduaj jhthrmkfh tnhkr pdakey df

rhcuskfg eàa-kf rh(uhsts `fj `fy edfsh(uhfehs dc edftkfuàay jdkfg sd.

< Edfskjhr`tkdf snduaj oh gkvhf td wnd wduaj m`f`gh tnks prdehss `fj ndw kt wduaj oh

rhsdurehj.

Znh eàa-kf prdehss Fhhpkfg kf tduen _dsthrkfgErh`tkfg tnh rhsdureh pdda

H^KZ


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< 0mpadyhhs m`y n`vh ahfgtny phrkdjs jurkfg wnken tnhy `rh fdt rh(ukrhj td edmh kftd wdri

sd kt ks kmpdrt`ft tn`t tnhy `rh ihpt up-td-j`th wktn fhws `fj jhvhadpmhfts td chha p`rt dc

tnh wdricdreh.

< c `pprdprk`th, jhp`rtmhfts eduaj gkvh hmpadyhhs èehss td tnhkr kftr`fht jurkfg fdf-wdrikfg phrkdjs `fj hfsurh tn`t tnhy `rh kfeaujhj kf jkstrkoutkdf grdups cdr fhwsahtthrs.

< nkast tnhy `rh p`rt dc tnh rhsdureh pdda, jhp`rtmhfts snduaj oh edmmktthj td prdvkjkfg àa

tnh tr`kfkfg `fj jhvhadpmhft fhhjhj cdr hmpadyhhs td cuacka tnhkr jutkhs hcckekhftay, `s `fj

wnhf rh(ukrhj

Znh eàa-kf prdehss Fhhpkfg kf tduen _dsthrkfgErh`tkfg tnh rhsdureh pdda

H^KZ


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Erh`tkfg tnh rhsdureh pdda Znh eàa-kf prdehss Fhhpkfg kf tduen _dsthrkfg

< #ffuàkshj wdrikfg ndurs e`f oh rdsthrhj `t tnh ohgkffkfg dc tnh yh`r, cdaadwkfg wdricdreh

pa`ffkfg.

< _hshrvhj `ffuàkshj ndurs `fj `j-nde ndurs e`f oh rdsthrhj df ` sndrt thrm o`sks.

< 3hp`rtmhfts snduaj hfsurh tn`t tnhrh ks ` succkekhft `mduft dc hmpadyhhs kf tnh rhsdureh

pdda td prdvkjh edvhr jurkfg phìs kf jhm`fj- tìkfg kftd edfskjhr`tkdf tn`t `j-nde ndurshmpadyhhs `rh hftktahj td rhcush tnh ndurs tnhy `rh dcchrhj.

< #j-nde ndurs hmpadyhhs snduaj fdt oh rdsthrhj td wdri rhphtktkvh snkcts dr cdr adfg phrkdjs

`s tnks eduaj ah`j td tnhm g`kfkfg phrm`fhft st`tus. 'ah`sh shh gukj`feh kf tnh #j-nde&

shetkdf dc tnh tddaikt.

< # senhjuah snduaj oh erh`thj, sn`rhj wktn hmpadyhhs, `fj h`skay èehsskoah.

< 3hp`rtmhfts must hfsurh tn`t drikfg Zkmh _hgua`tkdfs `rh `jnhrhj td wnhf rdsthrkfg

ndurs. ?h.g. 9du e`f&t wdri mdrh tn`f 4 ndurs ` whhi df `vhr`gh " fdrmàay `vhr`ghjdvhr @2 whhis.5

H^KZ


51/60

Edmmufke`tkdfs

" -

< .

_hsdurehs

< Zd prdmdth tnh edfehpt dc oukajkfg dphr`tkdfà rhskakhfeh oy rh-hmpadykfg

rhtkrhj st`cc, wh n`vh put tdghtnhr wdrjkfg wnken e`f oh ekreua`thj td +_

`fj dphr`tkdfà m`f`ghrs hxpa`kfkfg tnh ohfhckts dc tnks td jhp`rtmhfts,

`fj `f dvhrvkhw dc ndw rhtkrhj st`cc e`f oh rh-hmpadyhj.

< h n`vh àsd erh`thj wdrjkfg `kmhj `t st`cc wnd `rh òdut td rhtkrh, dr wnd

n`vh rhehftay rhtkrhj, dutakfkfg tnh ohfhckts dc rh-hmpadymhft `fj wnhrh td

gd cdr mdrh kfcdrm`tkdf&

Jkfhs cdr

jhp`rtmhfts

Jkfhs cdr st`cc

H^KZ


52/60

Edmmufke`tkdfs

" -

_hsdureh

)hss`gh td jhp`rtmhfts

#ffu`akshj ndurs

#j-nde ndurs

Jkfhs cdr jhp`rtmhfts

H^KZ


53/60

Edmmufke`tkdfs

" -

)hss`gh td jhp`rtmhfts

_htkrhj ekvka shrv`fts `rh ` pdthftkàay vàuòah rhsdureh cdr jhp`rtmhfts tn`t hxphrkhfeh cauetu`tkfg ahvhas dc

dphr`tkdfà jhm`fj. Znhy `rh akihay td pdsshss ` whàtn dc dphr`tkdfà ifdwahjgh `fj hxphrkhfeh `fj `f

ufjhrst`fjkfg dc Ekvka Uhrvkeh euaturh `fj vàuhs, `s whaa `s tnh crhhjdm td wdri cahxkoay.

_htkrhj st`cc eduaj oh hmpadyhj ufjhr `ffuàkshj ndurs, dr `j-nde& edftrèts td cdrm ` rhsdureh pdda tn`t e`f oh

utkakshj `s `fj wnhf rh(ukrhj. $fjhr hktnhr edftrèt, wdrikfg ndurs e`f oh senhjuahj sdahay jurkfg tkmhs wnhf hxtr`

rhsdureh ks rh(ukrhj.

H^KZ


54/60

Edmmufke`tkdfs

" -

#ffuàkshj ndurs

#ffuàkshj ndurs è f oh ckxhj cdr tnh yh`r ̀ nh`j `fj rdsthrhj& td edvhr sphekcke phrkdjs, o`shj df tnh rhsuats dc

hcchetkvh wdricdreh pa`ffkfg, wktn tnh dptkdf dc rhshrvkfg& ndurs cdr `fy ufhxphethj kferh`shs dc wdri. Znhy `rh ushcua

cdr hfsurkfg kf `jv`feh tn`t rhsdureh ks kf paèh td jhà wktn ifdwf cauetu`tkdfs kf dphr`tkdfà jhm`fj tnrdugndut tnh

yh`r, `fj e`f nhap rhjueh dvhràa wdrikfg ndurs `fj dvhrtkmh.

:hfhckts8

< ahxkoah - tnh jhp`rtmhft n`s tnh cahxkokakty td hmpady hxtr` rhsdureh `s `fj wnhf rh(ukrhj

< drihrs n`vh ` gu`r`fthhj kfedmh- ndurs `rh àade`thj kf `jv`feh `fj prdvkjh wdrihrs wktn ` gu`r`fthhj `fj

rhgua`r kfedmh èrdss tnh yh`r wnhf p`ymhfts `rh prd-r`thj èrdss tnh mdftns

< Ut`cckfg edsts `rh èedufthj cdr juh td ndurs ohkfg àade`thj kf `jv`feh

< c rh(ukrhj, tnh prdpdrtkdf dc rdsthrhj `fj rhshrvhj ndurs e`f oh àthrhj tnrdugndut tnh yh`r td mhht dphr`tkdfà

jhm`fj

< 'rdmdths hcchetkvh cdrhe`stkfg `fj wdricdreh pa`ffkfg oy hfedur`gkfg jhp`rtmhfts td edfskjhr wnhf jhm`fj

phìs èrdss tnh yh`r `fj tnh fumohr dc st`cc rh(ukrhj td tèiah tnhsh

H^KZ


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Edmmufke`tkdfs

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#j-nde ndurs

Znh `j-nde& ndurs edftrèt edfsksts dc ` mkfkmum fumohr dc j`ys td edvhr tr`kfkfg rh(ukrhmhfts. #aa dtnhr ndurs `rh

àade`thj df `f `j-nde o`sks. Znh hmpadyhr ks fdt doakghj td prdvkjh ` wdrihr wktn ` mkfkmum fumohr dc wdrikfg

ndurs, dtnhr tn`f tndsh cdr tnh tr`kfkfg tnhy fhhj td ufjhrtìh.

Znks typh dc hmpadymhft hfòahs drg`fks`tkdfs td erh`th ` pdda& dc tr`kfhj `fj rh`jkay `v`kaòah rhsdureh tn`t tnhy e`f

èehss `fj jhpady `t sndrt fdtkeh td mhht odtn `ftkekp`thj `fj ufhxphethj phìs kf dphr`tkdfà jhm`fj.

:hfhckts8

< ahxkoah - tnh jhp`rtmhft n`s tnh cahxkokakty td hmpady hxtr` rhsdureh `s `fj wnhf rh(ukrhj.

< _hjuehs tnh fhhj td hmpady `ghfey wdrihrs- jhp`rtmhfts e`f erh`th ` pdda dc hmpadyhhs wktn rhahv`ft hxphrkhfeh

`fj wnd n`vh ohhf tr`kfhj `fj sheurkty eah`rhj, mìkfg tnks ` ahss edstay dptkdf.

< Uuktòah hmpadymhft cdr ufprhjketòah cauetu`tkdfs kf jhm`fj `s wdrihrs e`f oh eàahj kf `t vhry sndrt fdtkeh.

< Edst hcchetkvh - wdrihrs `rh dfay eàahj kf wnhf rh(ukrhj `fj dfay p`kj cdr tnh ndurs tnhy wdri.

< )hhts tnh fhhjs dc rhtkrhj st`cc `s hmpadyhhs `rh òah td wdri tnh ndurs tn`t sukt tnhkr akchstyah `fj rhHhet tndsh tn`tjdf&t.

H^KZ


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Edmmufke`tkdfs

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_hsdureh

)hss`gh td st`cc

/ptkdfs

_hgksthr `f kfthrhst

rh(uhftay ̀ sihj (uhstkdfs

Jkfhs cdr st`cc

H^KZ


57/60

Edmmufke`tkdfs

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)hss`gh td st`cc

_htkrhj$ dr `dut td rhtkrh* 'duaj !du akih td suppahmhft !dur kfedmh*

Edmh oèi td wdri df ` cahxkoah o`sks td wdri tnh ndurs tn`t sukt yduD

_htkrhj ekvka shrv`fts fdw n`vh tnh dppdrtufkty td rhturf td wdri df hktnhr `f `j-nde& dr `ffuàkshj ndurs o`sks td

`sskst jhp`rtmhfts jurkfg phrkdjs dc phì jhm`fj.

Znhrh ks fd fhhj td ufjhrtìh ahfgtny tr`kfkfg wnhf ydu rhturf td wdri `s ydu wkaa oh paèhj kf ` ouskfhss `rh`

rhahv`ft td ydur sikaas `fj hxphrkhfeh. 9du wkaa Hust oh rh(ukrhj td `tthfj sdmh rhcrhsnhr tr`kfkfg td mìh ydu `w`rh dc

`fy en`fghs tn`t n`vh tìhf paèh skfeh ydu rhtkrhj, `fj td nhap h`sh ydu smddtnay oèi kftd tnh wdripaèh.

Znhrh `rh m`fy ohfhckts dc tnks w`y dc wdrikfg. 9du e`f8

< suppahmhft ydur kfedmh,

< m`kft`kf akfis wktn ydur cdrmhr wdripaèh `fj edaah`guhs,

< wdri tnh ndurs tn`t sukt ydur akchstyah,

< hfHdy ohkfg p`rt dc tnh wdricdreh, wktn `f kmprdvhj wdri; akch oà`feh,

< utkaksh ydur sikaas `fj hxphrkhfeh.

H^KZ


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Edmmufke`tkdfs

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/ptkdfs

Znh jhp`rtmhft m`y oh òah td dcchr ydu wdri ufjhr dfh dc tnh cdaadwkfg typhs dc edftrèts, jhphfjkfg df wnken tnhy

chha ks mdst `pprdprk`th cdr tnhkr ouskfhss fhhjs8

+ffuàkshj ndurs edftrèts

< drihrs `rh edftrèthj td wdri ` prh-jhthrmkfhj fumohr dc ndurs èrdss tnh yh`r. Znhsh e`f hktnhr oh rdsthrhj& kf

`jv`feh td edvhr ifdwf phìs, dr rhshrvhj&, wnhrhoy ydu eduaj oh eàahj kf `t sndrt fdtkeh wnhf fhhjhj.

< Edftrèts m`y kfeaujh ` edmokf`tkdf dc odtn typhs dc ndurs, dr hktnhr.

< Znks dptkdf dcchrs ` rhgua`r kfedmh `fj rh(ukrhs df-gdkfg edmmktmhft crdm tnh wdrihr.

+j-nde ndurs edftrèts

< #s tnh tktah sugghsts, wdrikfg ndurs `rh drg`fkshj df `f `j-nde& o`sks kf èedrj`feh td ouskfhss fhhjs `fj ydu

wkaa oh eàahj kf& oy ydur jhp`rtmhft `s `fj wnhf ydu `rh rh(ukrhj.

< Znks ks tnh mdst cahxkoah wdrikfg dptkdf. Znh jhp`rtmhft ks fdt doakghj td dcchr ydu ` mkfkmum fumohr dc ndurs `fj

ydu `rh fdt doakghj td wdri tnh ndurs tn`t `rh dcchrhj td ydu.

H^KZ


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Edmmufke`tkdfs

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_hgksthr `f kfthrhst

'ah`sh edftèt /J&F&- jhp`rtmhft td kfshrt akfis td %hskth2 hm`ka `jjrhss2 pndfh fumhr hte&< td8

< /ot`kf mdrh kfcdrm`tkdf òdut rhturfkfg td wdri.

< 3hthrmkfh wn`t dppdrtufktkhs tnhrh `rh kf ydur cdrmhr ouskfhss `rh`.

< 0f(ukrh òdut wn`t typh dc edftrèt?s5 tnh jhp`rtmhft `rh òah td dcchr.

< _hgksthr ydur kfthrhst kf rh- hmpadymhft, sd tn`t wh e`f edftèt ydu wnhf cuturh dppdrtufktkhs `rksh.

H^KZ


60/60

Edmmufke`tkdfsrh(uhftay `sihj (uhstkdfs

'kaa rh-hmpad!mhft `cchet m! phfskdf*

< 'hfskdf p`ymhfts wkaa oh ò`thj ?rhjuehj5 kc tnh tdtà dc tnh fhw sà`ry `fj phfskdf ks mdrh tn`f ydur prhvkdus

sà`ry. Znh `mduft dc rhjuetkdf ks h(uà td tnh `mduft tnh ufrhjuehj phfskdf paus fhw sà`ry hxehhjs tnh daj

sà`ry.

'kaa tnks `cchet m! 9H0 `%`rj*

< c ydu `rh rh-hmpadyhj wktnkf > mdftns dc ah`vkfg, ydu wkaa oh rh(ukrhj td rhp`y ` prdpdrtkdf dc tnh edmphfs`tkdfrhehkvhj.

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