Reverse Mortgage Reverse Mortgage OpportunitiesOpportunities

You can become a Cash Flow Planner!

800-524-1774

www.callums.com

Email: jcountryman@callums.com

Who is Underwriters Marketing Service?

We are a full service brokerage offering Life, Annuities, and Long Term Care. We offer producers the opportunity to participate in both the Reverse Mortgage and Forward Mortgage Business.

UMS has been partnering with agents for 23 years. We are a national organization serving over 3,000 Credit Unions, Banks, Broker Dealers, and Independent Agents.

About Reverse About Reverse MortgagesMortgages

• A Reverse Mortgage is a “non-recourse” mortgage

• The youngest person on the deed must be at least 62 years of age

• The home must be the primary residence

• The home is not required to be “mortgage-free”

• The interest may be paid to receive a tax deduction

• No repayment occurs until death, a move, or 12 months of vacancy

What’s the Bottom What’s the Bottom Line?Line?• You will be a loan officer authorized to place HUD

approved Reverse Mortgages (This eliminates testing and mortgage license requirements and fees).

• E & O protection on mortgages is provided

• You are thereby able to receive compensation legally and above board – not as a questionable referral or administrative fee.