RTC Project RTC Project AppraisalAppraisalPapadPapad

Divya AnushaDivya Anusha

11stst Sem – 2006-07 Sem – 2006-07

ObjectiveObjective

To generate livelihood for one rural poor To generate livelihood for one rural poor family through papad making with an family through papad making with an investment of Rs. 11,600/- that will result investment of Rs. 11,600/- that will result in a steady monthly income of Rs. 4,000/-in a steady monthly income of Rs. 4,000/-

MoP & TargetMoP & Target

Number of rural beneficiaries = 1Number of rural beneficiaries = 1 Investment = Rs. 11,600/-Investment = Rs. 11,600/- Monthly income = Rs. 4,000/-Monthly income = Rs. 4,000/-

ScopeScope

Masala PapadMasala Papad

ResponsibilityResponsibility

DivyaDivya RadhikaRadhika ManishManish TejaswiniTejaswini Family in RailaFamily in Raila

Why This Project?Why This Project?

An appreciable recurrent market potential An appreciable recurrent market potential within Pilani campuswithin Pilani campus

Does not require major infrastructure & Does not require major infrastructure & technologytechnology

Revenue that can provide livelihood for Revenue that can provide livelihood for one familyone family

Market PotentialMarket Potential

740kg per month in BITS Pilani messes740kg per month in BITS Pilani messes Potential for market in BITS residential Potential for market in BITS residential

coloniescolonies 10% of BITS, Pilani mess consumption is 10% of BITS, Pilani mess consumption is

considered for this proposalconsidered for this proposal Rest of the markets will be addressed in Rest of the markets will be addressed in

the next phasethe next phase

PricePrice

The existing purchase price is Rs. 53/- The existing purchase price is Rs. 53/- per pack of 0.4kgper pack of 0.4kg

It is proposed to match thisIt is proposed to match this

ProcessProcess

Dry and grind dhalDry and grind dhal Mix spices in right proportionsMix spices in right proportions Add water to make doughAdd water to make dough Press to formPress to form Dry in sunshadeDry in sunshade Pack in polythene coversPack in polythene covers

Know-HowKnow-How

Acquire know-how from people involved Acquire know-how from people involved in making home papads in Pilaniin making home papads in Pilani

Jhunjunu papad making companyJhunjunu papad making company Published Papad project reports acquired Published Papad project reports acquired

from netfrom net

CapacityCapacity

75 kg per month - 3 kg per day of one 75 kg per month - 3 kg per day of one varietyvariety

InfrastructureInfrastructure

Building space – 250 Sq. Ft Building space – 250 Sq. Ft Hand operated Papad pressHand operated Papad press Tool kitTool kit Mixing vesselMixing vessel Drying matsDrying mats

Raw MaterialsRaw Materials

Raw materials required:Raw materials required: Moong dhal, Urad dhal, spices, cooking soda, oilMoong dhal, Urad dhal, spices, cooking soda, oilQuantity required / month:Quantity required / month: Moong dhal – 1.2 kgMoong dhal – 1.2 kg Urad dhal – 1.2 kgUrad dhal – 1.2 kg Salt – 0.132 kgSalt – 0.132 kg Cooking soda – 0.12 kgCooking soda – 0.12 kg Pepper – 0.06 kgPepper – 0.06 kg Spices – Small quantitySpices – Small quantity Oil – 0.096 kgOil – 0.096 kgSource:Source: Wholesalers in Jhunjunu or ChirawaWholesalers in Jhunjunu or Chirawa

ConsumablesConsumables

Water – 1 literWater – 1 liter Polythene sheets – 2 per papadPolythene sheets – 2 per papad No electric power requiredNo electric power required

ManpowerManpower

8 labor hours per day8 labor hours per day

Quality ControlQuality Control

DefectDefect CauseCause ControlControl

Poor TastePoor Taste Ingredients Ingredients quality & quality & measuremeasure

Supplier control Supplier control & measure & measure controlcontrol

Roasting defectRoasting defect Inadequate Inadequate dryingdrying

Process controlProcess control

DirtDirt Exposed Exposed processingprocessing

Drying in Drying in covered areacovered area

HygieneHygiene Lack of hygieneLack of hygiene TrainingTraining

Safety & EnvironmentSafety & Environment

No safety hazardNo safety hazard No waste or by-productNo waste or by-product No disposal issuesNo disposal issues

LogisticsLogistics

Handling – Using plastic glovesHandling – Using plastic gloves Packing – Wrapped with polythene sheetPacking – Wrapped with polythene sheet Preservation – No special preservationPreservation – No special preservation Storage – No special requirementsStorage – No special requirements Delivery – Hand delivered in cartonsDelivery – Hand delivered in cartons

Capital RequiredCapital Required

ItemItem Cost (Rs.)Cost (Rs.)

Papad pressPapad press 5,500/-5,500/-

Tool kitTool kit 466/-466/-

VesselsVessels 500/-500/-

Drying matsDrying mats 150/-150/-

Other accessoriesOther accessories 200/-200/-

Working capital (2 months)Working capital (2 months) 4,800/-4,800/-

TotalTotal 11,616/-11,616/-

Variable Cost (per pack – Variable Cost (per pack – 400g)400g)HeadHead QuantityQuantity Rate (Rs.)Rate (Rs.) Cost (Rs.)Cost (Rs.)

Moong dhalMoong dhal 0.16 kg0.16 kg 52/kg52/kg 8.328.32

Urad dhalUrad dhal 0.16 kg0.16 kg 42/kg42/kg 6.726.72

SaltSalt 0.018 kg0.018 kg 4/kg4/kg 0.070.07

Cooking sodaCooking soda 0.016 kg0.016 kg 15/kg15/kg 0.240.24

OilOil 0.013 kg0.013 kg 70/kg70/kg 0.910.91

PepperPepper 0.008 kg0.008 kg 280/kg280/kg 2.242.24

SpicesSpices 0.02 kg0.02 kg 70/kg70/kg 1.401.40

Polythene sheetPolythene sheet 90 sheets90 sheets 0.100.10

Labor costLabor cost 1 person1 person 80/- /day80/- /day 10.6710.67

PackagingPackaging 2%2% 0.400.40

Incidental expensesIncidental expenses 5%5% 1.001.00

TotalTotal 31.9731.97

Revenue (per pack)Revenue (per pack)

HeadHead Amount (Rs.)Amount (Rs.)

Selling priceSelling price 53.0053.00

Variable costVariable cost 31.9731.97

RevenueRevenue 21.0321.03

Revenue in %Revenue in % 40%40%

Recovery PlanRecovery Plan

HeaderHeader Amount (Rs)Amount (Rs)

Funding providedFunding provided 11,600/-11,600/-

EMI for 12 monthsEMI for 12 months 968/-968/-

Revenue / monthRevenue / month 4,000/-4,000/-

% Recovery% Recovery 24%24%

Project AppraisalProject Appraisal

HeadingHeading Amount in RsAmount in Rs

InvestmentInvestment 11,600/-11,600/-

Sale turnover / annumSale turnover / annum 1,19,250/-1,19,250/-

Profit / monthProfit / month 4,000/-4,000/-

BreakevenBreakeven 3 months3 months

ProposalProposal ApprovedApproved

Thank YouThank You