₹upeeBoss Financial Services Pvt Ltd

PRODUCT KIT

Contents :-• Unsecured Personal Loan• Unsecured Business Loan• Home Loan• Loan Against Property (LAP)• Working Capital (OD/CC)• Lease Rent discount (LRD)• Loan Against Share’s (LAS)

Unsecured Personal Loan

Banks & NBFC’S

HDFC, Citi bank, SCB, ICICI, Fullerton, Axis, Tata, Bajaj,

ROI 14.50% To 22% ( Depend on Salary & Co.)

Processing fees 1.50% To 2.50%

Tenure 12 months To 60 monthsLoan Amount 1lac To 30lacs

Eligibility - Net salary x 75% - All Emi x Multiplier (12mth-5,24mth-9,36mth-13,48mth-15,60mth-18)

Documents - Kyc docs,Photo,last 3mth salary slip,last 6mth banking,1yr Experience letter or form no 16,Loan sanction letter or closer letter.

Income – 20000/- minimum net salary

Unsecured Business Loan

Banks & NBFC’S

Hdfc,Citi bank,Scb,Icici,Fullerton,Tata,Bajaj,Shriram,Edelweiss,Capital first, Magma, Religare

ROI 16% To 19% ( Depend on Loan amount)

Processing fees 1.50% To 2.50%

Tenure 12 months To 48 months

Loan Amount 3lacs To 75lacs (per bank)

Eligibility :- Net profit + ½ Depreciation + interest on loan + director/partner remu – All obligation x 2

Documents :- Kyc docs,photo,Business proof,Last 3yrs ITR with financials,Last 6mth banking,Loan/OD/CC sanction letters.

Income:- NP -150000/- T/O – 20lacs

Home LoanBanks & NBFC’S

Citi bank,Scb,Icici,Axis,Magma,L&T,

ROI 9.50% To 14% ( Depend on Loan amount)

Processing fees 0.75% To 1%

Tenure 5years To 30years

Loan Amount 20lacs To 25cr

Eligibility - For salaried Net salary x 65% - Obligation= Eligible Emi/per lac EmiFor Self employed Total cash income x 65%(DBR) – obligation / 12/per lac Emi

Documents - :- For Salaried- Kyc doc’s,Last 6mth salary slip,last 2yrs form no 16,12mth banking,property documents.For Self employed- Kyc doc’s,last 3yrs ITR with financials,12mth Banking,loan sanction letters,property documents.

Loan Against PropertyBanks & NBFC’S

hdfc,icici,citi,kotak,dcb,dhanlaxmi,scb,axis,india bulls,deutsche bank,reliance,first blue home finance,bajaj

ROI 10.75% To 14% ( Depend on Loan amount)

Processing fees 0.75% To 1%Tenure 5years To 15years

Loan Amount 20lacs To 25crEligibility - For salaried Net salary x 65% - Obligation= Eligible Emi/per lac EmiFor Self employed Total cash income x 65%(DBR) – obligation / 12/per lac Emi

Documents - :- Same as Home Loan

Working Capital (OD/CC)

Banks & NBFC’S

HDFC, Citi, Kotak, DCB, SCB, Axis, Deutsche bank, CIDBI and PSU bank’s...

ROI 11.50% To 14% ( Depend on Banks)

Processing fees 0.75% To 3%

Tenure Every year renewal of limits by bank

Loan Amount 50lacs To 100cr

Eligibility - 20% To 25% of the turnover

Documents - :- Same as LAP

Income – NP -500000/- T/O – 2cr

Lease Rent Discount (LRD)

Banks & NBFC’S

hdfc,icici,kotak,dcb,dhanlaxmi,scb,axis,india bulls,deutsche bank,reliance,first blue home finance,bajaj.

ROI 12% To 14% ( Depend on Banks)

Processing fees 0.75% To 1.50%

Tenure Tenure depend agreement

Loan Amount 20lacs To 100cr

Eligibility - 85% to 90% of Monthly rent income will be the Eligible Emi

Documents - :- Kyc doc’s,last 3yrs ITR with financials,12mth Banking,loan sanction letters,property documents,rent agreement’s

Loan Against Shares (LAS)

Banks & NBFC’S

Tata Capital,Reliance,Religare

ROI 13% To 14% ( Depend on Shares category)

Processing fees 0.75% To 1%

Tenure Tenure 12mth (Renewal period of 3yrs)

Loan Amount 5lacs To 5cr

Eligibility - 40% to 70% of the share’s amount (% depend on category)

Documents - :-Kyc docs,2yrs ITR with financials,6mth banking,net worth statement,latest demat a/c statement)

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