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SACCOS MANAGEMENT

;fsf]; Joj:yfkg A shared responsibility

Sunday, December 2,

2018

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oLlgx?sf nflu ;xsf/L

Sunday, December 2,

2018

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oL dflg;x? ;+u ;xsf/L

oL dflg;x? ;+u ;xsf/L

oL dflg;x? ;+u ;xsf/L

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oL dflg;x? ;+u ;xsf/L

Pssf nflu ;a} / ;a}sf nflu Ps,

d"n dd{sf ;fy

Sunday, December 2,

2018

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"If credit unions are supposed to contribute essentially to social improvements, they must not confine themselves

to granting loans. Their main objective should be to control the use made of money for economic

improvements, and to improve the moral and physical values of people and also their will to act by

themselves."

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Sunday, December 2,

2018

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l;4fGt / ;fdfu|L ljsf;df

>f]tx? • For philosophy

• Image

l;4fGt / 5jL

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>f]tx?

• For tools

• techniques

• Marketing

cf}hf/, ahf/ / /0fgLlt WOCCU

xfdL sf] < s;sf nflu s] sfd ul//x]sf5f}+ <

•cfly{s ;zlQms/0f •;fdflhs pTyfg

•;f:s[lts hu]gf{ •jftfj/0fLo ;+/If0f

Sunday, December 2,

2018

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s;/L <

•cfly{s ;zlQms/0fsf]===

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2018

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s;/L < IIE

•Inform

•Involve

•Empower

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2018

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Inform: klxnf eGg' k¥of]

Sunday, December 2,

2018

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;xsf/L lzIff, ;b:o lzIff lzjL/, ljQLo ;fIf/tf, k/fdz{

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Involve: ;xeflu u/fpg' k¥of]

Sunday, December 2,

2018

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;b:otf k|bfg, tflnd k|bfg, ;+:yfsf sfo{qmdx?df ;xefuL, g]t[Tjljsf;

Empower: To;kl5 ;zlQms/0f

Sunday, December 2,

2018

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lgoldt artsf] afgL ljsf;, C0f nufgL, kx"Fr clej[l4, k|ljlwdf ;xefuL

Jump : xfd|f] uGtJo

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:yfkgfsfn M

g]kfnsf] ;d'bfod}qL ;xsf/Ltfsf] cEof;sf] cjlw===

ljsf; M

;xsf/L If]qdf a[l4 / cfTdlge{/tfsf] ;f]r

Jofj;flosLs/0f M

;xsf/L If]qdf ljQLo ;]jf / bLuf] ;~rfngdf r':t Joj:yfkgsf] ;f]r

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u'0f:t/ ;'lglZrttf

;xsf/L If]qn] pknAw u/fPsf] ;]jfx?sf] u'0f:t/ dfkg / :t/lgwf{/0f

;xsf/L If]qn] pknAw u/fPsf] ;]jfx?sf] u'0f:t/ dfkg / :t/lgwf{/0f

;~hfn Joj:yfkg M

;b:osf] ljQLo If]q;u ;DaGwLt ;xsf/Lx?sf] ;~hfn Joj:yfkg tkm{===

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;+3sf] kl/sNkgf

g]kfndf ;~hflns[t / bLuf] ;fsf];x?

j[xt p2]Zox? M

!= ;b:ox?sf] bLuf]kgf

@= g]km\:s"gsf] j[l4

#= ljQLo ;dfj]lzs/0fdf ;jlns/0f

$= bLuf] ljsf;sf nflu nufgL clej[l4

'We do together what we are too small to do alone'

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Savings & Credit Cooperatives:

• Savings and Credit cooperatives are not-for profit organizations that exist to serve their members. Like banks- savings & cooperatives accept deposits, make loan and provide a wide array of other financial services. But as member-owned and cooperative institutions, they provide a safe place to save and borrow at reasonable rates.

Conceptualized...

Aspect to support

• Economical,

• Social,

• Cultural &

• Environmental

ljhf/f]k0f

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Have-s Haveless

Cooperatives

BRIDGE

Marginalization, Discrimination, inequality

PHILOSOPHY

;fsf];sf] Joj;flos ;+rfng M Ultimate Goal

Sunday, December 2,

2018

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ljQLo ;Ifdtf k|efjsf/L ;+rfng

k|lt:kwL{ cj:yf

;b:o ;Gt"’li^ sd{rf/L ;Gt"‘li^

of] s;/L <<< cTof; nfU5===

•;fsf]; If]q ljQLo If]q xf] <

•oxfF w]/} k|lt:kwf{ x'G5===

•;'zf;gdf n}hfg] r'gf}tL y'k|}5===

•ahf/ kl/jt{glzn5 ===hf]lvdo'Qm5===

•xfdL ;b:o s]Gb|Lt ;+:yfx? xf}+==

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lIflth M

• xfdL hfg' sxfF 5 <

• xfdL ;Fu s] pknAw 5 <

• xfd|f] ;Defjgf s] 5 <

• xfd|f] r'gf}tL s] 5 <

Am I thinking ????

• jf;nft / jf;nft aflx/sf glthfx?

• Jojzfo / ;d'bfosf rfxgfx?===

• ahf/ / k|lt:kwf{Tds :yfgx?

• kx"Fr a9fpg'kg]{ :yfgx?

• Joj:yfkg ug]{ l;k / snf

• ;'zf;g / ;DaGwsf ljifox?

g]kfndf art C0f ;xsf/L ;+:yfx?sf] r'gf}tL

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!= ;fgf / cJojl:yt ;fsf];x?

• g]kfndf art tyf C0f ;xsf/Lx? v'Ng w]/} ;lhnf] eP, v'n], sf/f]af/ ug{ yfn], gljgtd Joj:yfkgdf j]va/ /x] .

• Go"gtd Ifdtfsf] dfkg ePg, /l;b 5kfO{ ug]{, n]vf /fVg] jf ;fdfGo lg0f{o k"l:tsf ;d]t /fVg g;Sg] ;fsf];x? klg ;~rflnt 5g\ .

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@= c:ki6 lgodgsf] af]em

• n]vf Joj:yfkg, k|ltj]bg, ;'zf;gsf ljifo, a}7s, kl/jxg, ;Gbe{Jofh, lx;fa u0fgf, ;'/If0f, sf]ifx?sf] ljt/0f, hdfgt, g]t[Tj, n]vfk/LIf0f, s/, a}+ls·, aLdf h:tf ljifox?df c:ki6 lgodg, gLlt, lgod / lgb]{zgn] ;xsf/L If]qdf ;d:of / r'gf}tL /x]sf]

41

#= l;3| kl/jt{glzn k|ljlw

• g]kfnsf] ;Gbe{df ev{/ @% jif{ k'u]sf] art C0f ;xsf/Lsf] cleofg, ;+:yfut ljsf;sf] b'O{ bzs dfqsf] cEof;n] afd] ;/]sf ;fsf];x?df l;3| kl/jt{glzn k|ljlwsf] cjnDag cToGt r'gf}tL /x]sf]5 . ;d'bfodf sd Jofj;flos ;Ldfdf lqmoflzn ;fsf];x? o;sf] df/df kl//x]sf5g\ .

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$= Go"g ;+:yfut k"lh • g]kfnsf ;du| art ;xsf/Lx?sf] cf}ift ;+:yfut k"lh # eGbf sd 5 . ;+:yfut k"lh bLuf] ;+:yf ;~rfngsf] ;"rs xf] . ljutsf ;dodf Go"g ljQLo art /xg' / clws cfos/sf sf/0f ;+:yfx?n]

• cfkm\gf] hu alnof] agfpg kfPsf5}gg\ .

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%= efvf gf3]sf] C0f a9\g'

• nufgLsf ljljw If]qx?sf] klxrfg ug{ g;Sg', ;d'bfosf JolQmx?df k/Dk/fut C0f dfusf] lg/Gt/tf, gljgtd k|ltkmnsf nflu ahf/ b]Vg g;sL C0f nufgL 7Kk x'g', t/ntf clws x'g' r'gf}tLsf] ?kdf /x]sf]5 .

44

^= Jofj;flos bIftf ePsf dfgj>f]tsf] cefj • ;xsf/L If]qdf dfgj>f]tsf] cfsif{0f sdx'g', :yfgLo a'emfO{ dfgj>f]tsf] plrt pkof]udf :t/Lo

gaGg', ljBdfg dfgj>f]tx?, cGoq nfnflot x'g', hg;/f]sf/sf] If]q ;xsf/L dfkm{t ;d[4 ;dfh lgdf{0f x'G5 eGg] ljifo a'emfpg g;Sg' / Jojzflos 9+un] ;+:yf ;~rfng x'g glbg' .

45

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b}lgs ;+:yfdf cfpg] of] k};f s:sf] <

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of] s;sf] < 47

oL ;b:ox? s:sf <

48

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oL s]xL tkfO{sf xf]Ogg\===

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NO FIDA

•Freedom..

•Independent

•Democratic

•Autonomy

Because You are Guard... • You all the Board of Directors and

Staff, you must manage the money deposited by the members in your cooperatives...

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agfpg' kg]{ s:tf] <

52

t/ h] r'gf}tL ePklg lg/Gt/ rNg' g} 5 .

53

cj oL ljifodf k|lt:kwf{ ug}{ k5{==

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Financial Actors

afl0fHo a}+s @*

ljsf; a}+s %&

kmfOgfG; sDklgx? #^

n3'ljQ a}+s $*

;xsf/L !$)))

ljQLo dWo:tstf{

;+3;+:yf @%

cGo !)

2017 Jan, NRB

Think differently:

•Cooperative sector is social science, Not mathematical science

Not Medical Science

Not Statistics Its a combination of harmony and relations for

changing the lives of people

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Similarity and Differences : For mutual Help

What Same..?

Guardian to make you learnt

• NEFSCUN teaches

you to exist in the community with dignified position...

as CREDIT UNION

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Because we are...

Cooperators

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Sunday, December 2,

2018

64

s] gLlt <

s] ljlw <

•86 : 4/4 : Perspective

•55 : 2 /4 : Perspective

•33 : 2/4 : Perspective

Sunday, December 2,

2018

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u'0f:t/ ;fsf]; lgdf{0fsf ljlwx?

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Sunday, December 2,

2018

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s] k|ljlw <

lg/Gt/=== Sunday, December 2,

2018

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;b:otf a[l4, ljQLo kx'Fr clej[l4, ;b:ox?nfO{ ;]jf

r':t Joj:yfkg / pRr k|ljlwsf] cjnDag

:t/ sfod, 5lj lgdf{0f

;DaGw lj:tf/ / k|ltlglwTj

;+:yfsf] sfod /fVg]===

▫5jL

▫;DklQ

▫k|lt:klw{ cj:yf

▫;'zf;g

Sunday, December 2,

2018

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To;sf nflu Joj:yfkg M

;+u7gfTds ;+/rgf lsg agfPsf] <

• To make employees interconnected

• To create chain of command

• To flow information channelwise

• To support to grow their individual career

Why Officer and staffs?

•To take ownership

•To take accountability

•To responsibility

•To guide assistants to fulfill the mission

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A power to lead

bLuf] ljsf; nIox? M_ @)#)

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SUSTAINABLE DEVELOPMENT AGENDA

•PEOPLE

•PROSPERITY

•PLANET

• PEACE

ICA Blueprint Decade

•2010 - 2020

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Manager/CEO as a juggler...

C : Member (Customer)

E : Employee

O : Organization

with good heart and serving mind...

Relations....

Market

Members

Board of Directors

Employees

Community

k|d'v Joj:yfksx?sf] dg dl:t:s <<<

Some Kind of Officer around the world...

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Lowgrade Officer (vft] clws[t)

• Lowgrade in dealing

• Quick respond, un-polite

• Looking unprofessional, fitness, appearance

• Present in office as funeral march

• Financially un-decisiplined

• Irresponsible act of organization,

• Low quality consumption and rude

Monkey Officer (afb/ clws[t)

• Follows informal chain of commands

• Does not do, does not let to do...

• (eg: no gain of working.)

• Gaps communications, becomes happy to expand talks

• Informs all about not to do....

• Not updated, not have plan...

• No secrecy, no accountability of position

Employee Officer (hflu/] clws[t)

• Timely presents, timely stay

• Does not do, does not let to do...

• (eg: works, personal work, fb..chatting.)

• Afraid of growth, wants to stop to grow anything and anybody

• Not involve in progress, planning and strategic

• Tells, that's not my matter of work

• No secrecy, no accountability, talks anywhere for growth

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Master of Negligence (a]jf:tfks)

• Works all the time in favour of office

• Can not orders, dont know the result area

• Keeps updating all the BODs

• Not updated, overlaps the staffs in single job...

• Not accountable of any single rupee of spend and misuse

• Don't listens others, do as his/her own

• Not reading, not writing, not studying, not serious analysis.. talks louder to dominate..

• Not Visionary.. profitable/loss/Credit Union Image Protection

Ghost Officer (e"t clws[t)

• Move around the table and colleagues

• No matter of growth

• Talks to anyone for the growth & opportunity,

• Does not talk with BOSS

• When others are slept, then starts their talking, cross anyone with double talks as (4,8,16,32,64)

• Does not come on channel- uses roadless move

Accountable Officer (lhDd]jf/ clws[t)

• Follows chain of command

• Owns Organizations vision, mission

• Develops new way

• Thinks for perpetuation, continuity, innovation

• Dreams (Quote... Abdul Kalam)

• Professionally presents, not act immediately,

• Supports friends, helps assistance on their working

• Conscious for their working and result

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Classify yourself

•???

WHO IS YOUR...?

•Supporter..

•Promoter...

•Opportunity Provider...

•Continued facilitator...

•Successor...

YOUR OBLIGATION

• Work as Team

• Make Team...not break

• One Voice One Family

• Act as Needle, not as scissors

• Prepare yourself and wait for the opportunity

• Do not let people down

• Do not talk about seniors and volunteers

• Update yourself for integrity, its cooperatives

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So... we are the

• Movement Maker..

• Power of Credit Unions

If we follow somewhere, we must tell them what we are doing, we need solution always

OUR HEADWAY : xfd|f] dfu{lrq •LIVE MONITORING SYSTEM

•INTENSIVE CORE BANKING SYSTEM

•TRAINING CENTER

•STABILIZATION FUND

•UNIFIED NETWORK MANAGEMENT

•QUALITY ASSURANCE

Please Be with Us..

•We Have Policy, Tools, Technologies for all members need....

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My Hope....

I only hope your

contribution to build better movement in Nepal ...

SHIVAJEE SAPKOTA

9851051167

www.nefscun.org.npb www.nefscun.org.np