SAUD HASSAN OBJECTIVE Seeking a suitable position requiring competency in area of Anti-Money Laundering Compliance, Operational Risk Management or Internal Controls. I have over 6 years of comprehensive banking experience, encompassing areas of Operational Risk Management, Anti-Money Laundering (AML) and Regulatory Compliance & Branch Banking Operations. I also aspire to diversify my career in other fields of banking like Product Development, Budget Planning and Risk Management etc. I believe I have acquired the right combination of education, training, interpersonal skills to work with diverse mix of people and prosper in the corporate sector.

EMPLOYMENT BACKGROUND

Date From Date To Employing Organization Designation Location

Jul’ 15

Jan’ 14

Till date

Jun’ 15

ICBC – Pakistan Operations

Meezan Bank Ltd

Assistant Manager Compliance

Assistant Manager Compliance

Karachi

Karachi

Nov’ 12 Dec’ 13 Meezan Bank Ltd Senior Officer Compliance Karachi

Sep’ 09 Oct’ 12 Meezan Bank Ltd Senior Officer Operations Karachi

Mar’ 09 Aug’ 09 Meezan Bank Ltd Management Trainee Officer Karachi

ACADEMIC QUALIFICATION

Particulars Institute Year

MBA (Finance) Bahria University Karachi 2009

BBA (Finance) Bahria University Karachi 2008

WORK EXPERIENCE

Industrial & Commercial Bank of China – AM Compliance (AML Analyst) Jul’15 to date

To assist in identification and mitigation of AML-related risk associated with clients, products, business and geography

To assist and carry out Transaction Monitoring, Risk-assessment and Periodic Review of relationships

To perform validation of Dow Jones / CPL and Sanctions hits as and when required.

To perform analysis of Increased Risk/ PEP accounts and raise the analysis summary report to the Line Manager for onward advice to business.

To carry out and follow up on Top 100 Depositors due diligence exercise on semi annual basis.

To assist various functions in formalizing local Client Exit Procedures.

To ensure effective implementation and monitoring of compliance with the CAAML policies and procedures in-Country.

Pro-actively maintain the Local Concerned Party List.

To perform Sanctions and SRO screening on all new and existing clients.

To carry out local transaction monitoring for all clients through GAML system and make escalations to the Line Manger where required.

Assist Line Manager for effective closure of FFF & FMF alerts.

To carry out STR (Suspicious Transaction Reporting) investigations and report findings to the Line Manager.

To assist Line Manager in training of the respective staff relating to CAAML including Attendance record monitoring.

To maintain complete MIS/Documentation of all CAAML related items.

Maintaining a repository of relevant local information (e.g. publicly available info sources/Local regulations/SAR filings requirements/ Account Blocking Limitations/Account Freezing Legislation)

Correspondence & Meeting with Regulatory Authorities and Law Enforcement Agencies (LEAs) on AML related matters.

Ensuring timeliness and accuracy of responses. Putting in place & testing processes to ensure any violations are not repeated.

Keep abreast with the SBP directives, Bank policies and banking software in use of the bank

Cell: (+92) 3332294403

Karachi,Pakistan

saudhassan16@hotmail.com pk.linkedin.com/in/saudhassan16/

Meezan Bank Limited – Assistant Manager Compliance Jan’14 – Jun’15

Update AML / KYC Policy and Compliance Manual of the bank as per management directives and SBP Regulations.

Review transactions in individual as well as business accounts and match with history of account through account statement of account holder.

Supervising the work of AML unit pertaining to monitoring of transaction at any MBL branches in line with CDD/AML Manual, analysis of the transactions and raising queries with the branch concerned in case of unusual account activity.

Coordination with the branches and aiding them resolving their queries pertaining to AML.

Review of documents pertaining to opening of Non-resident PKR account including review of AML questionnaire submitted by home remittance department

Correspondence with FMU regarding reply of their queries pertaining to the Suspicious Transactions Report (STR).

Coordination/correspondent with foreign as well as domestic banks regarding remittances.

Correspondence and Response of AML/KYC Questionnaire of Correspondent Banks.

Conducting training to MBL staff on AML/KYC reforms and banks policy.

To monitor that the activities carried out by the branches are in compliance with SBP regulations/guidelines and bank’s internal policies.

Involved in implementation of FATCA at Meezan Bank.

Any other job assigned by Compliance Manager & Head of Compliance.

Meezan Bank Limited – Senior Officer Compliance Nov’12 – Dec’13

To monitor that the activities carried out by the branches are in compliance with SBP regulations/guidelines and bank’s internal policies.

Assess the appropriateness of the Bank's compliance procedures and guidelines, promptly follow up any identified deficiencies and, where necessary, formulate proposals for amendments in bank's policies, processes and procedures.

Conduct periodic compliance review of departments including Corporate, Consumer and CAD.

Ensure compliance of the observations identified by internal audit in the operational and procedural matters of branches as well as departments.

Check and follow up the compliance query of the branches.

Daily basis reports containing bank wide all transactions as per threshold of each branch.

Review High Value Transactions of PKR & FCY Currency on daily basis.

Spot Transactions in individual as well as business accounts and match with history of account through account statement of account holder.

Reporting of CTR’s & STR’s to Financial Monitoring Unit (FMU) on regular basis.

Maintain Branch wise record of investigation.

Correspondence with SBP / SECP and other Regulatory Authorities.

PROFESSIONAL INTERNSHIPS

ATLAS BANK Limited Aug’08 – Sep’08 HSBC Middle East Limited Jul’08 – Aug’08 ACCESS FINANCIAL SERVICES (Private) Limited Jul’07 – Sep’07 MERCK (Private) Limited Jun’05 – Aug’05

PROFESSIONAL SUMMARY Over Six Years of Commercial Banking Experience

Command in all Bank’s Compliance, AML, FATCA and Regularity Policies.

Command in all Bank’s Operational, Liabilities and Advances Products.

Conducted various training on all Islamic Banking Products for better understanding of product knowledge.

Strong knowledge about concepts of Murabaha, Masharka, Musawama, Mudarbah, Ijara and Wakala

Strong Analytical and problem solving skills.

Enthusiastic individual willing to learn and apply

Effective Communicator.

COMPUTER FAMILIARITY

Temenos 24

Islamic Banker

MS Office

Lotus Notes