SENIOR LIVINGAUG., SEPT., OCT.

2014

SUNDAY, AUG. 31, 2014

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The National Council onAging has a simple piece ofadvice for seniors every-where: be aware. Seniorscams are an unfortunatepart of everyday life. What’s more troubling is

that more than 90 percent ofall reported elder abuse iscommitted by an older per-son’s own family members,most often their adult chil-dren, according to the NCOA.Senior scams can take allshapes and forms, and thekey to avoiding them is pay-ing attention to your sur-roundings.

Health Care FraudEvery U.S. citizen or perma-

nent resident over age 65qualifies for Medicare, whichallows scam artists the abilityto learn the ins and outs ofthe government insurance topotentially scam seniors outof money. The NCOA advises seniors

to be on the lookout for crim-inals posing as Medicare rep-resentatives attempting togarner personal informationor offering services that donot sound legitimate. Alwaysask your representative to

divulge their credentials andfollow up with your local gov-ernment agency to confirm.

CounterfeitPrescription DrugsOnline counterfeit drug

scams are growing in regular-ity as more seniors are turn-ing to the internet to find bet-ter prices on specialized med-ications. Since 2000, theFood and DrugAdministration has investi-gated an average of 20 suchcases per year, up from five ayear in the 1990s. Besides the danger of los-

ing large amount of moneyto online scammers, seniorsare also at risk of accidental-ly purchasing medication thatdoesn’t match their prescrip-tion and may actually causebodily harm. Be sure to use atrusted website if you chooseto purchase your medicationonline. Your doctor should beable to help you navigateyour best, safest options.

Funeral & CemeteryScams

The Federal Bureau ofInvestigation warns about

Top Three Senior ScamsPROTECTION | SENIOR LIVING

CONTINUED ON PAGE 7

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But what about retireeswho are looking to save theirmoney by scaling backinstead of spending it toupsize? Doing so can help provide

extra retirement savings, aswell as decrease the mainte-nance and care required tokeep up a larger home.There are some things toconsider to ensure the mostefficient, cost-effective down-sizing experience.

Selling Your HomeIf you own your current

home, you may have to sellor rent it before you canmove into a more manage-able option. And with thereal estate market making acomeback – depending uponyour location – this can be apainless process that helps

either provide you a substan-tial check through selling ora supplemental incomethrough renting. If you do choose to rent it

out, consider your ability totake care of general mainte-nance issues as they pop up.Will you be available forrepairs every time they arerequired? If not, can youafford to pay a professionalto take care of the job?

Lifestyle ChangesWhere you live makes a

big difference in how youlive. Are you trading in yourthree-acre tract in the coun-try for city living? Or are youswapping out a house for acommunity retirement envi-ronment? Consider how your daily

life will change with your

move and if this new style isin line with how you want tolive. Also, consider whether you

will be moving closer to orfarther from your family. Willyour new place be bigenough to handle grandkidsleepovers? Thanksgivingcelebrations? Take the timeto measure all potential sce-narios before making thedownsize decision.

ExpensesDownsizing will save you

money in the long run butmay require some majorspending up front. Movingcompanies are expensive, asis setting up all of yourwater, electric, trash andother living requirements. And your new place isn’t

likely to be fully furnished toyour taste. You can expect to

shell out some cash for furni-ture, appliances, windowtreatments and varioushome décor. It can help toset up and follow a budget tokeep your spending in check.

right sun, sparkling waters and a beachhouse. If you believe the televisionadvertisements, everyone winds up retiring in paradise

Downsizing inRetirement

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For the first time, more thanhalf of adults ages 65 andolder are online. New researchby the Pew Research Centeruncovered that fact and otherinteresting tidbits related toseniors and technology,including that 70 percent ofAmericans ages 65 and olderuse the Internet on a typicalday. Both numbers reveal an

increase compared to pastPew findings after severalyears of very little growth insenior technology use.

Phone UseThe technology boom

expands into cellular phones,as the Pew research foundthat 69 percent of adults ages65 and older report they havea mobile phone. This numberis up from 57 percent in Mayof 2010. Although on the rise, the

senior numbers pale in com-parison to the 95 percent of

18-to-29-year-olds who own acell phone. And Pew notesthat only 10 percent of U.S.seniors own a smartphone.

Social Networking Social networking site use

among seniors has grown sig-nificantly over the past fewyears. Pew found major gainsin the following areas: Use among internet users

ages 65 and older has grownmore than 150% over the pastfive years, as more than one-third of the internet-savvy sen-ior population uses some formof social mediaAbout 20 percent of inter-

net users ages 65 and olderuse social networking siteslike Facebook on a typicalday.

Other NumbersPew found that 39 percent

of seniors have broadband athome, meaning a substantial

Technologyon the Rise

GADGETS | SENIOR LIVING

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Aging in place is a conceptgaining popularity in a seniorpopulation seeking moreindependence, even in thelater stages of life. So what does it mean? The

practice affords seniors theability to live in their ownhomes and reduce theamount of time spent in hos-pitals and nursing homes. And for people who don’t

plan on relocating from theirpresent home, it’s never tooearly to consider readying itwith senior-friendly remodel-ing projects. The National Association

of Home Builders offers sen-iors a checklist of renovationprojects to consider whentrying to prepare their homesfor optimum aging. They arebroken into sections below.

Exterior & Floor Plan • Consider low-mainte-

nance vinyl siding or brick.Natural woods like cedarrequire nearly annual carethat will be hard to keep upwith as you age. • As for your plants and

landscaping, it is best to con-sider planting shrubs andbushes that do not call for

continual pruning and shap-ing. • One-story homes are best

so you can avoid travelingup and down steps for dailyactivities.

Kitchen & Laundry • Easy-to-reach cabinets

and even pull-down shelvingcan help make foods andstored goods accessible andconveniently placed. • Install roll-out trays or a

Lazy Susan into your basecabinets. • For both the kitchen and

laundry room, go with appli-

ances that you feel comfort-able operating and that areraised to help you avoid con-stantly bending over.

Bathroom• Consider installing extra

bracing in walls around yourtub, shower, shower seat andtoilet. • Choose a height-

adjustable toilet or one thatis at least 2-and-a-half incheshigher than standard models. • Slip-resistant flooring in

the bathroom and showerwill keep you safe in slipperysituations.

Aging in Place:Remodeling Checklist

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By the year 2030, thenumber of hip fractures isprojected to reach 289,000per year. Hip fractures are serious

fall injuries that can result inlong-term functional impair-ment, difficult surgery andnursing home admission. More than 95 percent of

hip fractures are caused byfalling, according to the CDC,most often by falling side-ways onto the hip.

TreatmentTreatment for hip fractures

usually includes surgery andhospitalization, generallylasting for at least one week.Many adults suffering fromhip fractures will also spendtime in a nursing home

undergoing extensive reha-bilitation. One in three adults who

lived independently before ahip fracture remains in anursing home for at leastone year after their injury,according to the Journal ofthe American GeriatricsSociety. This sudden changeof lifestyle can cause anadditional emotional stressthat only works to com-pound the injury.

Risk The most susceptible seg-

ment of the population to hipfractures is white women,who sustain three-quarters ofall such injuries. Age also plays a large role

in identifying those at risk, as

people 85 and older are 10to 15 times more likely tosustain hip fractures thanthose aged 60 to 65 (CDC). Osteoporosis – a disease

that makes bones porousand less rigid – increases aperson’s risk of sustaining ahip fracture, according to theCDC. The National Osteopor-osis

Foundation estimates thatmore than 10 million peopleover age 50 in the UnitedStates have osteoporosis andanother 34 million are at riskfor the disease.

Avoiding HipFractures

The CDC lists a range ofphysical activities anddietary improvements to

help people reduce their riskof falling and suffering fromhip fractures. • Exercise: Focus on daily

exercise that increases legstrength and improves bal-ance. • Medicine Review: Having

problems with dizziness ordrowsiness? Have your doc-tor review your medicines tofind ones that may be caus-ing these side effects andincreasing your risk offalling. • Diet: Make sure to get

adequate calcium and vita-min D from food or supple-ments. • Screenings: Get your eyes

checked regularly andrequest to be screened forosteoporosis.

A Look at Hip Fractures6

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Finding a new vehicle istricky enough. These definingparameters stretch acrosscomfort, safety and value toaid seniors in the vehicle-buy-ing process. Look for thesethings:• Safety features such as

seat belts and air bag position-ing • Ergonomics and design

features that reduce driverfatigue, such as adjustablepedals and seats• Comfort, including ease of

entry and exit, leg room andsize of control buttons• Value, defined as total cost

of ownership, including price,operating and maintenancecosts, reliability, fuel economyand resale value.

CarFitCarFit is an innovative pro-

gram created by the AmericanSociety on Aging in collabora-tion with the AAA, AARP andthe American OccupationalTherapy Association. In gener-al, the community-based ini-

tiative provides a quick, yetcomprehensive 12-point checkof how well you and your carwork together. Some things to consider

before purchasing a new carinclude: seat belt check, steer-ing wheel tilt, position to gasand brake pedals, and neckmobility for blind spot check.CarFit also gives more techni-cal advice pertaining to igni-tion keys and mirror adjust-ments. For more information on

CarFit, visit www.seniordriv-ing.aaa.com/CarFit.

Vehicle Maintenance Once you do settle on the

perfect vehicle, it is para-mount to keep up with themaintenance schedulesdesigned for it. These schedules can be

found in your owner’s manual.Adhering to them will helpreduce the occurrence of cost-ly repairs and can also helpboost your fuel economy.

Great Vehicle Features for SeniorsSENIOR LIVING | DRIVING

Technology on the RiseCONTINUED FROM PAGE 4

Top Three Senior Scamsfraud perpetrated on seniors. In one approach, scammers readobituaries and attend the funeral service of a stranger to takeadvantage of the grieving widow or widower. Scammers will try to extort money from relatives to settle

fake debts. The FBI urges citizens to stay vigilant in these typesof situations and to never trust a stranger.

CONTINUED FROM PAGE 2

number of seniors access the Internet from shared or publiccomputers, including libraries, cafes and senior centers. Email use continues to be the most popular form of online

communication for seniors. More than 80 percent of internetusers ages 65 and older use email. About half of the senior pop-ulation emails on a given day, according to Pew.

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What image comes tomind when you hear theword “bully?”A rough-and-tumble teenager snatchinglunch money away from aclassmate? How about a senior citizen

intimidating his peers withinan assisted living center?According to an MSNBC.comreport, 10 to 20 percent ofseniors have experiencedsome type senior-to-senioraggression in an institutionalsetting. Bullying behavior can

range from physical violence

to verbal aggression. Most ofthe abuse is of the verbalvariety, according to thereport, which also found thatmen and women are equallylikely to be the victim andthe aggressor.

Who Bullies Who? Bullying can occur over

something as simple as aseat at the lunch table orsomething as serious asdementia.Many people suffering

from dementia or other men-tal illnesses can sometimes

wrongly perceive things asthreatening, even if they arenot. This feeling can thentranslate into bullying behav-ior as a mode of protection.

Also, bully-ing can comeout of situa-tions involv-ing extensivetime togetherwhere sen-iors are

required to share resourceslike chairs, tables and TVs.Some people simply have aharder time coming to termswith their aging selves andmay take that frustration outon others.

Signs of Bullying• Repeated, adverse behav-

ior toward another person• Negative words or action

occurring over a period oftime

• Unsolicited and unwant-ed attention

What to DoWhether you are a bullying

bystander or just hearingrumors of aggressive behav-ior, it is up to you to reportwhat you see and know.Your action could help

save a victim from physical,psychological and emotionalabuse, and may also con-vince the bully that his or heractions will not be tolerated. If you are within a living

center, approach the manag-er on duty confidentially andlet them know what youhave been witnessing orexperiencing. These man-agers are generally highlytrained in senior behaviorand issue resolution, and areskilled in addressing thesetypes of situations.

Senior Bullying:Is it Real?

ABUSE | SENIOR LIVING