september 2016 - welcome to shriramcity.commail.shriramcity.com/upload/breeze_september_16.pdf ·...

Shriram City—News Letter - Breeze- 1st September 2016

SEPTEMBER 2016

ShriramCity - Breeze wishes its readers and their family members on the

occasion of Chathurthi, Bakrid and Onam

Striving for success without hard work is like trying to harvest where you haven't planted. -David Bly


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A GEM FROM MAHARASHTRA STATE

Mr. Vijay Panwar, has done graduation in science and went a step further to secure a Master’s Degree in Marketing. He joined Shriram Chits (Andhra Pradesh), as an Executive Trainee in February 1996 at Vishakhapatnam branch. Sri Panwar with his solid and consistent performance accomplished the goals set for him and earned his recognition in the organization. His career graph has been rising steadily in tune with his achievements. He got elevated as Manager & subsequently as Divisional Manager of Shriram Chits (Maharashtra), Nagpur. The retail finance business of Shriram City Union Finance Ltd. started in Maharashtra in the year 2005 initially with consumer durable goods

financing. In the year 2006 two additional verticals viz. Personal Loans & SME were added to the portfolio. Mr. Panwar was given the charge of developing these verticals. Mr. Panwar once again proved his mettle in marketing these products. He steered the business successfully to the present AUM which is around Rs. 815 crores ( Rs, 725 crores SME & Rs. 85 crores PL) & it continues to grow. In the last decade the disbursement in these two financial products has risen to the tune of Rs. 1400 crores. This is a remarkable achievement under the leadership of Mr. Panwar. During this period he has been elevated from being an Asst. General Manager to Asst. Vice President to eventually Vice President now . IT MAY NOT BE OUT OF PLACE TO MENTION HERE THAT MAHARASHTRA IS IN THE THIRD POSITION PAN INDIA IN PL & SME DISBURSEMENT. MR. PANWAR EMPHATICALLY ATTRIBUTES THE PROGRESS IN THIS SEGMENT TO “ENTIRE TEAM” WITHOUT WHOSE DEDICATION & SUPPORT THIS ACHIEVEMENT COULD NOT BE POSSIBLE. KUDOS TO THE ENTIRE TEAM OF PL & SME. Mr. Panwar has always encouraged his staff and called upon them to use their potential to the fullest. Mr. Panwar attributes his success to the unstinted support he has received and both his team and his seniors . Contributed by Mr. C. Lakshminarayan, Mumbai

MR. VIJAY PANWAR,

VICE PRESIDENT,

SHRIRAM CITY ,

MUMBAI


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Teacher's Day 2016

(September 5 Monday) “ The best teacher is the one who suggests rather than dogmatizes, and inspires his listener with the wish to teach himself.” ~ Edward Bulwer-Lytton

In India 5th September is celebrated as Teaches' Day as a mark of tribute to the contribution made by teachers to the society. 5th September is the birthday of a great teacher Dr. Sarvapalli Radhakrishnan, who was a staunch believer of education, and was the well-known diplomat, scholar, President of India and above all a Teacher. When Dr. Radhakrishnan became the President of India in 1962, he was approached by some of his students and friends and requested him to allow them to celebrate 5th September, his

"Birthday". In reply, Dr.Radhakrishnan said, "Instead of celebrating my birthday separately, it would be my proud privilege if September 5 is observed as Teachers' Day". The request showed Dr.Radhakrishnan's love for the teaching profession. From then onwards, the day has been observed as Teachers' Day in India. One of the most celebrated writers in the modern India today his work varies on philosophical, theological, ethical, educational, social and cultural subjects. He contributed numerous articles to different well-known journals, which, are of immense value and seems to surprise various readers because of the depth in the meaning of the articles.

Apart from the fun aspect of the day it is also a day when one can look back, admire and get inspired by Dr. Radhakrishnan, a small town cunning boy, who grew up to become one of the most respected politicians in the history of democracy of India.

A good teacher is like a candle - it consumes itself to light the way for others.

A teacher takes a hand, opens a mind, and touches a heart.


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Why Does the Ninth Month Come from the Word “Seven”?

September comes from the Latin root septem-, meaning “seven,” because in the original Roman republican calendar September was the seventh month of the year rather than the ninth. The Roman calendar was only ten months long and included the following months—Martius, Aprils, Maius, Junius, Quintilis, Sextilis, September, October, November, and December. The last six months were assigned names according to their ordinal

numbers—Quintilis is the fifth month, Sextilis is the sixth month, and so on. It was not until 45 BC when Julius Caesar introduced the Julian calendar (named after Caesar, himself) that the year grew to include two more months, January and February. Quintilis and Sextilis were later renamed

to July and August in honor of Julius Caesar and Augustus Caesar, but despite repeated attempts to change them, the names for September, October, November, and December not only stuck, but spread to other languages, as well. .

September is National Yoga Month! What does this mean for you? It means the opportunity for some free yoga classes in your area. Check the full listing at the Yoga Health Foundation‘s website. The Yoga Health Foundation is “a 501 (c) 3 nonprofit organization, fosters an awareness of yoga’s

proven health benefits and provides individuals with actionable guidance and tools to enhance their own well-being. The foundation coordinates the national (and global) awareness campaigns Yoga Month and Yoga-Recess.” This is a great time to try yoga, or share it with someone you love!

SEPTEMBER IS NATIONAL YOGA MONTH!


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*Indian Railways: Why doesn't IRCTC

allow to choose seats?*

There is a very technical reason behind the fact that IRCTC doesn't allow us to book tickets according to our preference, and the problem behind this is PHYSICS. Booking a seat in a train is far more different than booking a seat in a theater. Theater is a hall, where as train is a moving object, so safety concern is very high in trains. Indian railways ticket booking software is designed in such a way

that it will book tickets in a manner that will distribute the load evenly in a train. Let us take an example to make things more clear : Imagine there are sleeper class coaches in a train numbered S1, S2 S3... S10, and in every coach there are 72 seats. So when some one first books a ticket, software will assign a seat in the middle coach like S5, middle seat numbered between 30-40, and preferably lower berths (Railways first fills the lower berths than upper one so as to achieve low center of gravity.) And the software books seats in such a way that all coaches have uniform passenger distribution and seats are filled starting from the middle seats (36) to seats near the gates i.e 1-2 or 71-72 in order from lower berth to upper. Railways just want to ensure a proper balance that each coach should have for equal load distribution. That is why when you book a ticket in last you are always allotted an upper berth and a seat numbered around 2-3 or 70, except you are not taking a seat of some one who has cancelled their seat. What if the railways book tickets randomly??? A train is a moving object which moves around at a speed of around 100km/hr on rails. So there are a lot of forces and mechanics acting on the train. Just imagine If S1, S2, S3 are completely full and S5, S6 are completely empty and others are partially full, so when the train takes a turn, some coaches face maximum centrifugal force and some minimum, and this creates a high chance of the derailment of train. This is a very technical aspect, and when brakes are applied there will be different braking forces acting at each of the coaches because of the huge differences in weight of coach, so stability of train becomes an issue again. Conclusion: There are many forces acting on moving objects. Dynam-ics of a moving body is completely different from a stationary one. So it is always hard to understand a moving object. And yes there are techni-cal solutions to this problem. Like we have developed double-decker trains which is an achievement in itself, because it achieves a very high center of gravity, and for many countries in the world double-decker train is an impossibility. Contributed by Ms.Amritha Sharma , Secretarial Dept , Chennai .


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Pushp Ki Abhilasha

The Yearning of a Flower Desireth not to be on the young lass’ Tresses…living twice all over, Desireth not to be in a garland Binding, enticing young lovers, Desireth not to rest on the mortals Of Emperors - aren’t we equally God’s own?

Desireth not to be on the heads of Gods To take pride in mere fortune, Pick me out, O Gardener! Strew me on the path that the Brave tread To sacrifice for Motherland! Let me, in obeisance, bow my head!

Contributed by Mr.Raju Shah,Collections Dept, Kolkata

THE_YEARNING_OF_A_FLOWER Poet Makhan Lal Chaturvedi


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DYKS – AUGUST 2016

PART I – Rules of DYKS

The details and rules of the DYKS are as follows:

Each issue will contain 3 multiple answer questions All staff members are eligible and are encouraged to reply to the questions All replies to be sent only to [email protected] only. The mails should be sent from the official mail ID of the employee. The response mail should be as follows;

PART II – State wise correct response to

quiz in August 2016 Issue

SNo State Number of Responses

1 Maharashtra 7

2 Tamil Nadu 5

3 Tamil Nadu H.O 2

4 Gujarat 1

5 Rajasthan 2

6 Andhra Pradesh 2

7 Uttar Pradesh 2

8 New Delhi 3

9 Punjab 1

10 Odessa 1

PART III – State wise 1st correct response to quiz in August 2016 Issue

SNo State Number of Responses

1 Maharashtra Mr. Mosim Hamid Shaikh

2 Tamil Nadu Ms. Anjana. S

3 Tamil Nadu H.O Mr. Shanmugavel. S

4 Gujarat Mr. Gautam Vijaykumar Gajjar

5 Rajasthan Ms. Deeksha Sharma

6 Andhra Pradesh Mr. Srinivas Madishetty

7 Uttar Pradesh Mr. Satish Mishra

8 New Delhi Mr. Deepak Kumar Sriwastwa

9 Punjab Mr. Satish Kumar

10 Odisha Mr. Kamal Kumar Puthal

mailto:[email protected]


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PART IV – Answers to Quiz of August 2016 issue

SNo Question Answer

1 Financial Exclu-sion is

C.Lack of access to financial services

2 EBT stands for B.Electronic Benefit Transfer

3 Value of AUM in Shriram City as on March 31 2016 ( in Crores )

B. 19575.82

DYKS QUESTION SEPTEMBER 2016

1. When the Loans are NOT REPAID in time, it is called

a. Credit Risk b. Loan Defaulter c. Weak Credit worthiness d. None of these

2. Value added tax ( VAT ) is a type of tax levied on Value added by any economic activity,

and covers :

a) Commodities at the manufacturing level. b) Commodities at the manufacturing, wholesaling, and retailing level. c) Commodities at the manufacturing and wholesaling level. e) Commodities and services at the manufacturing, wholesaling, and retailing levels

3. NIXI stands for :

a) National & International Exchange of India b) National Internet Exchange of India c) National Inter Exchange interest d) None of the above


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Editorial Committee

Shri K.Subramaniam

CO, Mylapore

Smt M.Subhashree

BSC, Santhome

Shri M.Radhakrishnan

BSC, Santhome

Shri N.R. Sivakumar

SFPS,Santhome

Communication Address:

Editorial Committee, (News Letter—Breeze)

Shriram City Union Finance

144, Santhome High Road, Chennai—600 004

Phone: 044 43925300

Email: [email protected]

Procrastination is a killer of dreams, you keep saying

I will do, I will do, but you never start. Take the step and start.

You are the author of your life

&

only you can change your situation.

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