Shriram City—News Letter - Breeze- 1st February 2016

FEBRUARY 2016

FINDING HAPPINESS

Once a group of 50 people were attending a seminar. Suddenly the speaker stopped and started giving each person a balloon. Each one was asked to write his/her name on it using a marker pen. Then all the balloons were col-lected and put in another room. Now these delegates were let in that room and asked to find the balloon which had their name writ-ten, within 5 minutes. Everyone was frantically searching for their name, pushing, colliding with each other, and there was utter chaos. At the end of 5 minutes, no one could find their own balloon. A different Approach. Each one was asked to randomly collect a balloon and give it to the person whose name was writ-ten on it. Within minutes everyone had their own balloon. The delegates now learnt a powerful lesson in life that, this is exactly happening in our lives. Everyone is frantically looking for happiness all around, not knowing where it is.

“Our happiness lies close to us and in keeping those near us happy. Just Give them

their happiness and you will get your own happiness. This is the true purpose of

human life“

Contributed by Mr.Niraj Kumar Jain TED – Jaipur

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FOR YOUR INFORMATION - Q3 Results of Shriram City Our Company for the quarter ended Dec 2015 recorded 11.8% growth in income from operations and is at Rs. 1001 Crores as against Rs. 896 Crores for quarter ended Dec 2014. Net interest income recorded a 13.2% growth and is at Rs. 648 Crores as against Rs. 572 Crores in Dec 2014. Profit after tax grew by 21.9% for the quarter ended Dec 2015 and stood at Rs.174 Crores as against Rs. 143 Crores in Dec 2014 Asset under management (AUM) recorded a 17.5% year on year growth and is at 19015 Crores, and a 4.7% growth as compared to last quarter. Small enterprises finance constituted 53% of the AUM, Two wheelers is at 17% and loan against gold constituted 18%, Auto loans were at 6% & Personal Loans constituted 5% to total assets under manage-

ment. -Contributed by Ms.Krithika Doraiswamy

(Resource Mobilization, Chennai )

A world without libraries is like food without salt.

Reading is not only an entertainment or a hobby, it is far beyond

that.

Each person has their own taste when it comes to reading.

While reading a book the words we read are like the author is talking to us. If it’s a novel, the

story attracts the readers and we feel the characters are our companions.

Thriller, drama, fiction, literature, comedy/humour, astronomy are types of books that provide

us lot of information as well as delight and immense pleasure while reading.

Sitting in our room, we can travel round the world or a journey into the past if we have a book

with us.

“KNOWLEDGE IS POWER”, is a famous proverb, physical power is less when compared to the

power of mind.

Great ideas make great men and there is no trait more constant in human nature than this

habit of pursuing knowledge.

So to improve our skills and knowledge Reading is a must.

THE PLEASURE OF READING…

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DYKS – FEBRUARY 2016

PART I – Rules of DYKS

The details and rules of the DYKS are as follows:

Each issue will contain 3 multiple answer questions

All staff members are eligible and are encouraged to reply to the questions

All replies to be sent only to DYKS@shriramcity.in only.

The mails should be sent from the official mail ID of the employee.

The response mail should be as follows;

The name of the staff from whom the first correct response comes

will be published in the subsequent issue of ‘Breeze’.

This will be for each of the states.

SNo Required Information Employee Entry/ Answer

to Quiz

1 Employee Name

2 Employee Number

3 Designation

4 Email ID

5 Branch code and name

6 State

7 Answers:1

2

3

Shriram City—News Letter - Breeze- 1st February 2016

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a.

b.

c.

d.

e.

a.

b.

c.

d.

a.

b.

c.

d.

PART V – This month’s Quiz

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POWER FROM DIRT !!! Something incredible has been taking place in Sweden over the past several years, somewhat of a “recycling revolution,” if you will. Sweden has been known for years now for the amazing and resourceful waste management system that they have had in place for some time. Every day, some 300 trucks arrive at a plant outside the city of Göteborg on the west coast of Sweden. They carry garbage, but they are not there to dump the cargo. Instead, they deliver it to the plant’s special ovens, which burn it, providing heat to thousands of local homes. “The only fuel we use is waste,” says Christian Löwhagen, a spokesman for Renova, the local government-owned energy company operating the plant. “It provides one-third of heat for households in this region.” Across Sweden, 950,000 homes are heated by trash; this lowly resource also provides electricity for 260,000 homes across the country, according to statistics from Avfall Sverige, Sweden’s national waste-management association. With Swedes recycling almost half (47 percent) of their waste and using 52 percent to generate heat, less than 1 percent of garbage now ends up in the dump. “Sweden has the world’s best network of district heating plants” — essentially large ovens that use a variety of fuels to generate heat, which is then transported to consumers’ homes through a network of underground pipes — “and they’re well-suited for use of garbage,” says Adis Dzebo, an energy expert at the Stockholm Environment Institute. “By contrast, in many other countries the heat and electricity infra-structure is based on gas or other fossil fuels, so it’s not economical to start building plants that utilize garbage.” Here’s the problem: Swedes (as well as Germans, Danes, the Dutch and Belgians) have become so good at recy-cling that there’s no longer enough garbage to meet the heating plants’ needs. Sweden now has to import the trash that most other countries are trying to dispose of — some 800,000 tons in 2014, up from 550,000 tons in 2010, according to Avfall Sverige. Last year Renova brought in 100,000 tons of foreign garbage, mostly from Britain, in addition to the 435,000 tons supplied by Swedish municipalities. In Stockholm, energy provider Fortum also imports garbage, and in the southern city of Malmö, the Sysav energy company brought in 135,000 tons of waste from Norway and Britain last year, according to the company’s communications director, Gunilla Carlsson. That’s an almost 100 percent leap from the year before. Because waste in landfills generates methane, a concentrated form of CO2, the Swedish municipal association esti-mates that every ton of imported garbage — which would otherwise have been decomposing in landfills — saves 1,100 pounds of CO2 equivalent. Even if ships were to travel specifically to deliver this garbage, the trade would still end up a net positive for the environment. For now, Sweden imports its trash mostly from Britain and Norway. Either way, Sweden’s garbage needs are skyrocketing: According to Avfall Sverige, the country will import 1.5 million tons of waste this year and 2.3 million tons in 2020. But with recycling rates increasing, the European Union has advised its member states to start building district-heating facilities that can also produce energy. Delegations from various countries including Poland, India and China now regularly visit Sweden to learn about garbage heat and energy.

What About The Environmental Effects?

Of course there is some controversy over this method of waste management and energy production. There are fumes that are produced that are toxic, but many argue that this is still a much better alternative to the typical land-fills that we see more often in America. On average, more than forty percent of the world’s trash is burned and mostly in open air, this is much different from the regulated, low-emission process that has been adopted by Sweden. This makes Sweden’s method a lot more eco-friendly. It is unfortunate that at this time the options are to either pollute the air, or pollute the Earth because we are pro-ducing so much garbage and it doesn’t just simply disappear without leaving its mark. It doesn’t look like manufac-turers are going to stop making products that can’t be recycled anytime soon, so it is up to us to be more conscious with what we are consuming. We need to stop the problem at the source.

How Can We All Be A Bit More Like The Swedish?

Sweden is an excellent example of a nation of citizens that care for their environment and their ecological footprint. If the Swedish are able to recycle 99% of their waste, why can’t we? Well we certainly can, however it does take a bit more effort. I believe that it is truly worth the effort, soon it will become so natural to us that it won’t even feel ef-fortful, we just have to start taking that step!

Contributed by Mr.Abhinand Mohan

Resource Mobilization,Chennai

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Editorial Committee

Shri K.Subramaniam

CO, Mylapore

Smt M.Subhashree

BSC, Santhome

Shri M.Radhakrishnan

BSC, Santhome

Shri N.R. Sivakumar

SFPS,Santhome

Communication Address:

Editorial Committee, (News Letter—Breeze)

Shriram City Union Finance

144, Santhome High Road, Chennai—600 004

Phone: 044 43925300

Email: breeze@shriramcity.in

TOMORROW

Will Come Daily,

But,

TODAY

will come today only

So finish your work today

&

Be free

TOMORROW !!!