store shelf shuffle family dollar producers offer tips on ... · court case 11-13524-7, reported...

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FRIDAY, MAY 6, 2011 ISSUE # 324328 | $1.25 PER COPY USPS 145-100 MAY 6, 2011 This Week Online 6 Gitomer 7 Public Notices 9 Opinion 30 CONSTRUCTION • Builders contend with sprinkler rule • Out of demolition, reuse THE FOCUS 14-15 THE PROFILE 10 DAVID MOTSENBOCKER, Owner, Dmots Steel Buildings THE LIST | 12 Lewis C. Nelson and Sons, Inc. tops the list of Commercial Contractors STAY IN TOUCH www.thebusinessjournal.com CLAY MOFFITT Family Dollar typically builds stores in the 8,000 square-foot range, and each store employs about seven people. CONTRIBUTED Family Dollar |8 Homebuilders: Another one bites the dust Distribution is vital to survival in the food industry, but approaching a grocery chain can be both an intimidating and confusing process for a local supplier looking to take product to market. Although grocers may be selective, many are looking for local suppliers who can provide quality product and, in certain instances, cut down on shipping costs. “When it makes sense, we have a great opportunity to source locally, particularly produce, dairy and meats,” said Brendan Wonnacott, Fresh & Easy Neighborhood Market’s director of communication. Being discovered can be one of the biggest obstacles to overcome for producers. Local supplier of nuts, dried fruits, coffee, soups and more, the Sierra Nut House knows the process well. In its more than 40 years of business, it has expanded beyond its two stores in Fresno and has its product in grocery stores up and down the West Coast, throughout New England and in states such as New York and Montana. The Sierra Nut House has Store shelf shuffle Producers offer tips on landing coveted retail space Family Dollar Stores, Inc. of North Carolina has set an ambitious schedule to open new locations in the Central Valley where population growth is strong. The chain, with more than 6,800 stores nationwide, currently has no stores in the state, but has targeted more than a dozen Valley locations as potential sites, according to various sources in local municipal government. Instead of targeting the trendiest districts, Family Dollar appears to be making a play for the small-town consumer who may not want to drive out of town to get a good deal on everyday goods. The company has contacted city planners to build mostly new 8,000 square-foot stores in Avenal, Coalinga, Wasco, Hanford, Corcoran, Firebaugh, Sanger, Reedley, Parlier, Fresno, Kerman, Tulare, Woodlake, Exeter and Farmersville, for starters. “I look at them as mini Walmarts,” said city planner Greg Collins, who is familiar with the company's plans in Exeter, Woodlake and Farmersville. “They may be more common than McDonald’s or Starbucks in the future.” “The new Family Dollar permit will go to the planning commission in the next few weeks,” said Tulare city planner Bonnie Simoes, who notes the company wants to build near Highway 99 off of Bardsley Avenue in Tulare. Retail |5 Sierra Nut House sales associate Kaley Monteleone stands next to some chocolates at the Fresno location in the Villagio Shopping Center. The company supplies grocery stores in 11 states, plus certain parts of Canada. Clay Moffitt STAFF WRITER John Lindt CONTRIBUTING WRITER Family Dollar plans slew of Valley stores With all the talk of scanty improvement in home sales and an expectation of a solid real estate rebound in the coming years, builders as well as sellers are hardly out of the woods yet. The filing for bankruptcy last month of La Dante Rose Homes Inc. of Visalia underscores the continuing challenges in the central San Joaquin Valley’s housing market, especially new construction in an era of deflated values and still-high unemployment. The builder, in bankruptcy court case 11-13524-7, reported assets of nearly $574,000 but a liability of more than $4.92 million, a likely insurmountable debt. La Dante Rose reported exemptions of $248,800 — property protected from being recouped by creditors. The firm had sales offices for its Majestic 3 development in Tulare and Majestic 4 development in Woodlake. Yet messages left at one office for sales manager Ron Grodsky — named with spouse Ellen Grodsky as the debtors — were not returned. The other number gave a disconnected signal. Fresno attorney Hilton A. Ryder, the firm’s representative in the proceeding, declined to comment on the case. Despite the silence, an Internet search revealed that the family homebuilder plied its trade in the Valley since 1995. The company says it built a modest 50 homes a year on average, specializing in starter homes around 1,200 square feet but also constructing luxury abodes of 4,500 square feet. “We mainly focus on building the move-up home, which we can offer at an affordable price that is comparably priced to other builders’ entry level homes,” the company’s website said. Mike Miller, president of the Central Valley division of builder Lennar Homes, said his firm certainly has seen a slowdown since the housing bubble burst. Todd R. Brown STAFF WRITER Homebuilders |5

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Page 1: Store shelf shuffle Family Dollar Producers offer tips on ... · court case 11-13524-7, reported assets of nearly $574,000 but a liability of more than $4.92 million, a likely insurmountable

Friday, May 6, 2011 ISSUE#324328 | $1.25PERCOPY USPS145-100

May 6, 2011

This Week Online 6

Gitomer 7

Public Notices 9

Opinion 30

CONSTRUCTION• Builders contend with sprinkler rule• Out of demolition, reuse

THEFOCUS14-15

THEPrOFile10

DavID MOTSeNBOCkeR,Owner,Dmots Steel Buildings

THEliSt|12

Lewis C. Nelson and Sons, Inc. tops the list of Commercial Contractors

STAYiN tOUCH

www.thebusinessjournal.com

Clay Moffitt

Family Dollar typically builds stores in the 8,000 square-foot range, and each store employs about seven people.

CoNtRiBUtED

Family dollar|8

Homebuilders: Another one bites the dust

Distr ibut ion is v ita l to survival in the food industry, but approaching a grocery chain can be both an intimidating and confusing process for a local supplier looking to take product to market.

Although grocers may be selective, many are looking for local suppliers who can provide quality product and, in certain

instances, cut down on shipping costs.

“When it makes sense, we have a great opportunity to source locally, particularly produce, dairy and meats,” said Brendan Wonnacott, Fresh & Easy Neighborhood Market’s director of communication.

Being discovered can be one of the biggest obstacles to overcome for producers.

Local supplier of nuts, dried

fruits, coffee, soups and more, the Sierra Nut House knows the process well. In its more than 40 years of business, it has expanded beyond its two stores in Fresno and has its product in grocery stores up and down the West Coast, throughout New England and in states such as New York and Montana.

The Sierra Nut House has

Store shelf shuffleProducers offer tips on landing coveted retail space

Family Dollar Stores, Inc. of North Carolina has set an ambitious schedule to open new locations in the Central Va l ley where popu lat ion growth is strong.

The chain, with more than 6 ,800 stores nat ionw ide , currently has no stores in the state, but has targeted more than a dozen Valley locations as potential sites, according to various sources in local municipal government.

Instead of targeting the trendiest districts, Family Dollar appears to be making a play for the small-town consumer who may not want to drive out of town to get a good deal on everyday goods.

The company has contacted city planners to build mostly n e w 8 , 0 0 0 s q u a r e - f o o t stores in Avenal, Coalinga, Wasco, Hanford, Corcoran, Firebaugh, Sanger, Reedley, Pa rl ier, Fresno, Ker ma n , Tulare, Woodlake, Exeter and Farmersville, for starters.

“I look at them as mini Walmarts,” said city planner Greg Collins, who is familiar with the company's plans in Exeter, Woodla ke a nd Fa rmersv i l le . “T hey may b e m o r e c o m m o n t h a n McDonald’s or Starbucks in the future.”

“The new Family Dollar permit will go to the planning commission in the next few week s ,” sa id Tu la re c it y planner Bonnie Simoes, who notes the company wants to build near Highway 99 off of Bardsley Avenue in Tulare.

retail |5

Sierra Nut House sales associate kaley Monteleone stands next to some chocolates at the Fresno location in the villagio Shopping Center. The company supplies grocery stores in 11 states, plus certain parts of Canada.

Clay Moffitt –Staff WRitER

John Lindt –CoNtRiBUtiNg WRitER

Family Dollar plans slew of Valley stores

With all the talk of scanty improvement in home sales and an expectation of a solid real estate rebound in the coming years, builders as well as sellers are hardly out of the woods yet.

The filing for bankruptcy last month of La Dante Rose Homes Inc. of Visalia underscores the continuing challenges in the central San Joaquin Valley’s housing market, especially new construction in an era of deflated values and still-high unemployment.

The builder, in bankruptcy court case 11-13524-7, reported assets of nearly $574,000 but a liability of more than $4.92 million, a likely insurmountable

debt. La Dante Rose reported exemptions of $248,800 — property protected from being recouped by creditors.

The firm had sales offices for its Majestic 3 development in Tulare and Majest ic 4 development in Woodlake. Yet messages left at one office for sales manager Ron Grodsky — named with spouse Ellen Grodsky as the debtors — were not returned. The other number gave a disconnected signal.

Fresno attorney Hilton A. Ryder, the firm’s representative in the proceeding, declined to comment on the case.

Despite the si lence, an Internet search revealed that the family homebuilder plied

its trade in the Valley since 1995. The company says it built a modest 50 homes a year on average, specializing in starter homes around 1,200 square feet but also constructing luxury abodes of 4,500 square feet.

“We mainly focus on building the move-up home, which we can offer at an affordable price that is comparably priced to other builders’ entry level homes,” the company’s website said.

Mike Miller, president of the Central Valley division of builder Lennar Homes, said his firm certainly has seen a slowdown since the housing bubble burst.

Todd r. Brown –Staff WRitER

Homebuilders|5

Page 2: Store shelf shuffle Family Dollar Producers offer tips on ... · court case 11-13524-7, reported assets of nearly $574,000 but a liability of more than $4.92 million, a likely insurmountable

2 www.thebusinessjournal.com FRIDaY, MaY 6, 2011

Join The Business JournalCorporate Golf League

For sponsorship or tournament information call 559.490.3423 or email [email protected] l Fax form to: 559.490.3526

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A portion of the proceeds from the golf league go to support The First Tee of Fresno

Page 3: Store shelf shuffle Family Dollar Producers offer tips on ... · court case 11-13524-7, reported assets of nearly $574,000 but a liability of more than $4.92 million, a likely insurmountable

FRIDaY, MaY 6, 2011 www.thebusinessjournal.com 3

Contact our circulation department at 559.490.3481or [email protected]

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To subscribe:

Collegegraduatesenteringadifficultjobmarket

As always, Central Valley graduates face fierce competition in the job market as they wrap up their studies.

With the effects of the economic downturn gradually waning, fresh young minds are seeking every opportunity to find a rewarding career, even in a job pool that is still hard-pressed to expand.

Job aggregators and online job boards such as Monster.com and CareerBuilder continue to grow in popularity, as do social media sites like LinkedIn and Facebook for connecting job seekers to the right employers.

However, some feel such websites are too co-pious and distant to account for regional needs while providing little instruction in the way of ré-sumé preparation and interviewing tips.

Serving approximately 30,000 job seekers last year through referrals, resources and job skills training, the Fresno Regional Workforce Investment Board (WIB) works alongside seven other Valley WIB’s to display thousands of local job openings via an online database categorized by industry at www.careersinthevalley.com.

Although seasonal or temporary gigs are still being highly sought out by companies loosen-ing their belts just enough for summer swells, Assistant Director Pam Lasseter said she is seeing more this year in the way of specialized positions and college-level work.

“More and more employers now, because of de-mand, are wanting people to submit electronical-ly,” she said. “A lot of employers in these special-ties are posting to (job sites) because they want those graduates to understand the curriculum be-ing taught.”

According to a study last year by the Fresno WIB, more than 10,075 new jobs will be needed by 2013 in Fresno County, 1,480 alone in agribusi-ness and 1,317 in professional and technical occu-pations. While an improvement from a three-year projection of 13,605 in 2007, tight business condi-tions still strain the county with an unemploy-ment rate that tarries above 18%.

Among 1,063 responses in a survey of local em-ployers used in the study, 33% said they were still hesitant to hire due to low sales and financing and low access to cash, while another 22% faulted gov-ernment regulations for hindering investment in staffing.

While remaining committed to placing new flock of grads in the right position, career services centers at Valley colleges also sense employers’ hesitancy while also making significant sacrifices in light of sweeping budget cuts to higher educa-tion across the state.

Angela Barginear, career technician at West Hills College, Lemoore, said the schools’ career connection center has cut out many of its class-

room visits and dropped activities like its Dress for Success workshop and business etiquette lun-cheon. Even its annual career fair last Thursday, with around 60 employers on hand, was less crowded than past years.

“The armed services usually show up and we have none this year,” she said. “A lot of the ad-ministrative justice (employers) like the police . . . none are hiring.”

While many employers may be holding on lon-ger to their seasoned veterans, some light may be on the horizon for new grads. The Bureau of Labor Statistics show that 20- to 24-year-olds saw the largest employment increase over the first three months of 2011 with the number of people in the age group growing by 308,000 or 2.4%.

In a recent survey conducted by CareerBuilder.com among 2,878 U.S. hiring managers and HR professionals, 46% of employers say they plan to hire recent college graduates in 2011, up from 44% in 2010 and 43% in 2009.

Twenty-six percent say they will offer higher starting salaries than they did in 2010, an improve-

ment from 16% who said the same in last year’s survey and 11% in 2009.

Even better news for the Valley is a general tendency for graduates to stay close by after school. Charlezsette Day, job developer with the Employment Resource Center at Fresno City College, said its become more difficult to jump ship considering high gas prices and fewer com-panies subsidizing travel expenses for new hires. Many graduates, she added, will simply take what-ever they can get at the time as long as it bears some semblance to their field of study.

“I tell students an employer is more likely to gather someone up that has educational back-ground and skills than someone that is a journey-men and set in their skills,” Day said.

Fresno law firm of McCormick Barstow, with around 220 local attorneys and support staff, maintains a balanced mix of longtime associates and young attorneys with a program that brings on around four law students each summer as in-

Ben Keller–Staff WRitER

CoNtRiBUtED

Nursing students at California State University, Fresno receive instruction. More nursing graduates are finding it harder to enter jobs in the current economy.

College|8

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4 www.thebusinessjournal.com FRIDaY, MaY 6, 2011

ENTERPRISE LauraLodgeprovidesprofessionalsatemporaryhomeinCoalinga

The Laura Lodge doesn’t have all the bells and whistles of the ritzy hotels, but for decades the motel has served the housing needs of professionals who call Coalinga home on a temporary basis.

The Laura Lodge operates under a different business model than most motels. Because Coalinga doesn’t have a strong tourism industry, the lodge doesn’t market to the traditional vacationer looking for a place to stay.

The majority of the lodge’s clients are employees of a drilling company, solar company, Coal inga State Hospital or the Pleasant Valley State Prison who have been given a temporary assignment and need a place to crash.

“They prefer to live here because they check everywhere else and those other motels are not up to standard, and my prices are low,” said Inder Deswal, the owner of the lodge.

The hospital in particular has been a steady source of renters for Deswal.

Depending on thei r speci f ic assignment, Deswal’s clients will stay on average between four months to a year. Occasionally, he’ll have a tenant that will stay as short as a

week.As opposed to most motels or

lodges, Deswal does not have a nightly charge, but a weekly charge. The tenant is charged $175 per week for one person or $225 per week for two people.

“If someone wants to share the room, it comes really cheap,” Deswal said.

A lot of his clients come from within the state, but people from all over the world have stayed at the Laura Lodge. He recalls a time when a man came from Italy to work for the solar company.

“He said, ‘Your place is good, sir,’” Deswal said.

The lodge has been around for more than 50 years, and Deswal finalized the purchase of the lodge in 2008.

Deswal obtained a small business loan, but also turned to family members for additional financial backing.

The lodge was in need of serious renovations that included, among other things, replacing the wiring and upstairs walkway, painting the interior and exterior and installing a new fire alarm system.

The renovation also made it one of the nicer motels in Coalinga, and the lodge sells itself, Deswal said.

“I’m not asking anyone to come here,” Deswal explained. “When they see the rooms, they decide to stay here.”

But with a l l the renovations, Deswal elected to keep the Laura Lodge sign in front of the motel, which is the same sign as the day the lodge opened over 50 years ago.

The University of California, Merced’s Small Business Development Center recently recognized the Laura Lodge with a 2011 Small Business Award in the category of Family Owned Business.

• TICKETS NOW AVAILABLE • Either Old Doc’s and at Vino & Friends

www.acelebrationofwine.com or 559-244-5741

Sunday Afternoon, June 5, 2011, 3:00-6:00 PM at Rancho Vista del Rio, nestled on the banks of the San Joaquin River at Highway 99.

Tickets are $70 per person and include souvenir wine glass, buffet plate, program and drawing ticket.

• Premium Vintage Tastings and Fine Food Samplings

• Central California's Most Prestigious Silent Wine Auction featuring many rare and large bottle offerings

• Drawing for a framed fine art giclée featuring this year's A Celebration of Wine artwork

• Cooperage Demonstration from Barrels Unlimited

• Post-Event Coffee, Desserts and Music by the Joe Lenigan Band

Illustration by Brad Boling

A Celebration of Wine is sponsored by the CSUF Viticulture and Enology Alumni Association. Proceeds benefit the California State University, Fresno, Vincent E. Petrucci Library at the CSUF Viticulture and Enology Research Center.

SPONSORS INCLUDE: VINTAGE LEVEL: American Vineyard; Netricks.com • MAGNUM LEVEL: Barrels UnlimitedCHAMPAGNE LEVEL: The Business Journal; Michael B Stevens, MD, PhD, FACS; Wilks Broadcasting

MERLOT LEVEL: Britz Simplot Growers Solution, LLC; Duarte Nursery; Dumont Printing; Eye-Q-Vision Care, KVTA Radio; Saint-Gobain; Valley 411.com; Vino and Friends

CHARDONNAY LEVEL: AJ’s Tuxedo Junction; Classic Status Limousine; Crop Production Services; Garton Tractor; JMS Stylet-Oil; KFSR Radio; KISS Country Radio; KJewel / KYNO Radio; KMJ Radio; Charles M. Lutz DDS; OFR Inc; Tent City

Canvas House; Vincent Communications; Vintage Nurseries LLCPAVILION LEVEL: ColloPack Solutions; KSOF Radio

Please join us for the 29th annual A Celebration of Wine.

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2011ACOWBJHP copy.pdf 4/15/11 2:19:20 PM

Clay Moffitt –Staff WRitER

Clay Moffitt

Laura Lodge owner Inder Deswal said his hotel caters to professionals from industries such as renewable energy, corrections and health care.

ClayMoffitt | Reporter can be reached at:490-3464 or e-mail [email protected]

Page 5: Store shelf shuffle Family Dollar Producers offer tips on ... · court case 11-13524-7, reported assets of nearly $574,000 but a liability of more than $4.92 million, a likely insurmountable

FRIDaY, MaY 6, 2011 www.thebusinessjournal.com 5

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found the best way to get a foot in the door is to allow distributors to sample its wares.

“Once they try our product, they are amazed how good it is,” said Jennifer Jones, co-owner of the Sierra Nut House. “Any opportunity we have to allow them to sample our product is great.”

Jones is particularly fond of trade shows, which she credits for being responsible for establishing the brand so strongly on the East Coast.

Last month local companies such as Deb’s Gourmet, Valley Lahvosh Baking Co. and Busy Bee Honey Farm presented their products to chefs, hotels, supermarkets and distributors from across the country at the Fresno Food Expo.

The event put a variety of local companies in front of some big-time buyers.

Wonnacott said Fresh & Easy finds a small amount of its product at trade shows, but finds a larger portion through word of mouth.

“We have a nice network of suppliers and partners that we work very closely with,” Wonnacott said.

National chain Whole Foods uses local farmers’ markets as a sort of minor-league system to find new products and also as a means for suppliers to fine-tune their product before it’s ready to go to market.

But finding out how to get the

attention of the distributors may require some research.

“Ask a lot of questions,” recommends Jones. “The more educated you can be, the better off the chances are you’ll get into the chain.”

One of those first questions may be which person specifically to talk with. Finding that individual can be difficult at times.

“They like to keep their buyers’ info almost top secret,” Jones said.

Whole Foods has made an emphasis of putting its buyers in the sunlight.

“You can walk into a local Whole Foods and ask to meet with the buyer to set up an appointment to present your product,” said Harv Singh, Whole Foods’ local forager for the Northern California region, based out of Emeryville. “If the buyer wants to bring it in, they can work with the supplier at the regional level.”

“It creates ownership, and the buyers get really excited by encouraging the local vendor relationship. The stores are really connected to their communities, and the communities are connected to their stores.”

Singh estimates during the peak-growing season of the year, 60% of the product at a typical Whole Foods comes from local suppliers.

K nowing the loca l laws and regulations is vital.

When the Sierra Nut House began exporting to Canada, it ran into complications with the government.

There was an issue with the label on

“In ’06 we were doing a thousand, twelve-hundred homes. That was just from Tulare to Fresno. Now we’re pushing about four-fifty from Bakersfield to Fresno.”

He said the new home market has evolved from a trend in 2,300-square-foot, big-box, two story homes built for move-up and investment buyers to pockets of 1,300- to 2,200-square-foot, single story starter homes.

Fueling that is competition from existing homes, including heavy pressure from back-to-bank properties.

“There is a supply issue,” Miller said, “not necessarily new homes but just the quantity of the foreclosures that are still occurring out there. We have to compete with the resale market.”

He expects the foreclosure glut to finally ease into a “more normalized market” by 2014 or 2015. “We should start seeing recovery before then,” he said. “It’s going to be incremental. There’s not going to be a light switch that turns on.”

Some builders that have kept afloat have taken on developments abandoned by defunct players. Lennar bought two tracts of finished lots from Porterville-based Ennis Homes, which went bankrupt in 2009 and emerged from the status without, apparently, returning to business.

Calls to president and founder Ben Ennis seeking comment were not returned.

Lennar plans to demolish 90% of the partly built homes that stand on Ennis’ 80 sites in Visalia and 81 in Tulare before building its own models in their place, Miller said, to “kind of clean up the blight.”

“It saddens me to see bui lders , fel low businesspeople, going under,” he said. “There are less people employed, less money flowing through the economy.”

Florsheim Homes LLC of Ceres has faced its own challenges, though it has been building in the recovering Manteca area and recently branched out of California for the first time to the Reno, Nev., market. President and CEO Joe Anfuso said the Modesto market is still soft.

“It’s been tough. Our ability to survive was really our ability to see what was going to happen,” he said.

“I didn’t imagine it was going to take a decrease as much as it did. We made sure we could liquidate out of positions we didn’t want to be in, and planned to reduce our debt load and bring prices down.”

Additionally, the builder recently took on the job of finishing nine units in a north Fresno development left incomplete by developer Patriot Homes, which went bankrupt last year and also left a Clovis subdivision unfinished.

“It’s not a Florsheim project,” Anfuso said. “These are just resale projects. We finish them off under a separate LLC. We didn’t lay the foundation or pull permits.” The Fresno homes are for sale through Escala Properties.

Anfuso said his firm did about 100 houses last year, “down considerably” from the builder’s volume five years ago. The firm typically does 1,500- to 2,000-square-foot, entry-level domiciles, with Central Valley price points from $130,000 to the low $200,000s.

Darius Assemi, president of Fresno-centered Granville Homes, said he is encouraged by consumer confidence edging slightly up and unemployment stats finally trending down, yet said builders are “still skimming the bottom.”

“We’re seeing homeowners walk away from their homes,” he noted, saying however that he looks forward to a summer or fall rebound in big-ticket buying.

When the housing recovery is firmly on track, he said there could be a dearth of supply in growing Fresno, which added about 6,700 people per year from 2000 to 2010 but saw an insufficient number of living units being added, perhaps 1,200 to 1,300 for an average household of about three people.

“There’s a shortage,” Assemi said. “There’s going to be a pent-up demand in the market. From 1995 to 1998, we didn’t produce a lot of homes. That’s why we had that boom in 2000.

“Fresno County is still growing at the same rate as before, but the supply of housing is not there. Buyers aren’t buying, so developers aren’t developing. Someday they’ll catch up two or three years down the road.”

Regarding La Dante Rose, he said. “I’m sorry to hear they had to file for bankruptcy. That’s never a pleasant thing for their staff and their

subcontractors.”The ripple effect from the housing downturn

has claimed satellite businesses as well, including Fresno’s Merzon Industries, which in 2006 employed about 100 people to fabricate windows and patio doors but started laying people off steadily to zero employees today.

“We’re no longer producing windows,” said Merzon President Patrick Redell. “We have all of our factory equipment for sale. For two years we did replacement window market sales. We’re trying to evolve into a dealer of other window brands.”

While he looks forward to contributing to an “up out of the ashes” article, he said the goal has been elusive for the last four years. “Manufacturing in California in general has really taken it on the chin,” he said.

“The market’s going to continue to be challenging,” Anfuso said. “It’s not going to be a decent market for homebuilding any time soon. The Valley was hit hard. All you can do is try to find different opportunities and capitalize when you can.”

Yet despite dimmed fortunes in recent years, he said, “There’s always been a buyer at the right price.”

Homebuilders|from1

CUtliNEFlorsheim Homes of Ceres is selling former Patriot Homes properties in Fresno under the name escala Properties.

ToddR.Brown | Reporter can be reached at:490-3461 or e-mail [email protected]

the packaging, and Canadian officials decided to go further in depth with the product and test it. Ultimately, the Sierra Nut House added an additional sticker to the package to address the issue.

The grocery stores will also have quality standards, and natural food stores will have specific requirements or restrictions about things such as ingredients, artificial colors and preservatives.

Another consideration is the practice of “free fill” that has become standard with most of the grocery industry, where the store requires a certain amount of free product for it to be placed on the shelf.

Whole Foods is one of the exceptions that does not require free fill for local vendors.

“We try to make it really easy for local suppliers,” Singh said. “We even take a margin cut for local producers.”

Whole Foods has also instituted a local producer loan program to

help these companies scale up their business. At this point, the program has resulted in close to $900,000 in loans to 16 producers in the Northern California region.

“The program really does help companies scale up their business to place their product in multiple stores, and sometimes multiple regions,” Singh said.

The program was designed mostly for existing suppliers, but Singh feels a lack of outreach and publicity has kept it from being fully utilized. Singh said there haven’t been any applicants for the program from the Central Valley.

“But I would love to see some,” Singh said.

He says local suppliers can contact him about the program or about a product they would like to put on the shelves by email at [email protected].

retail|from1

ClayMoffitt | Reporter can be reached at:490-3464 or e-mail [email protected]

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6 www.thebusinessjournal.comFRIDAY, MAY 6, 2011

RETAILMercedes dealership in local hands

Mercedes-Benz of Fresno has been acquired from a publicly traded ownership group by Scott Biehl, the dealership's general manager.

Biehl bought the dealership from Georgia-based Asbury Automotive Group, one of the country's largest automotive retailers. The terms of the deal were not disclosed. Asbury Automotive Group hired Biehl as general manager when it acquired the dealership in 2003.

Biehl said he plans to keep the current management staff on board.

"My customers and staff are very pleased to have Mercedes-Benz of Fresno back as a locally owned and operated dealership," Biehl said in a statement.

Biehl is a third-generation Fresnan who has worked his entire 24-year automotive career in the Fresno market, starting in 1987 as a salesman.

HEALTH CAREDental offices acquired

Four Valley dental offices are included in a sale of assets by Santa Ana-based SmileCare to Coast Dental Services, Inc., which is based in Tampa, Fla.

Coast Dental Services has entered an agreement to acquire 57 of SmileCare's dental practices in California, Nevada and Texas that employ 1,200 staff members, including 130 dentists. Three of those practices are in Fresno, with another in Clovis, according to the SmileCare website.

Terms of the deal were not disclosed. The transaction is subject to approval by the California Department of Managed Health Care.

The acquisition gives Coast Dental — with its 125 dental practices in Florida and Georgia — its first foray into the Western U.S. It also makes it the fifth-largest dental provider in the U.S. with 182 affiliated practices and 2,200 employees. The SmileCare dental centers will continue to operate under the SmileCare name.

TRANSPORTATIONRail could traverse Grapevine

The California High Speed Rail Authority will reintroduce a study to route the proposed bullet trains over the Interstate 5-Grapevine corridor from Bakersfield to Sylmar if the board approves the study at its May 5 meeting (after The Business Journal’s press time)

The Grapevine alignment had previously been discarded in favor of a route through Soledad Canyon over the Tehachapi Mountains crossing further to the east. That route would pass through Antelope Valley to Palmdale and on to Los Angeles. In earlier studies, the Grapevine route was dropped from consideration due to seismic issues and perceived high costs along I-5.

But after further study, the Authority operations committee is suggesting a new look at the I-5 corridor that could cut costs of this leg of the statewide system by “billions,” according to a staff report.

Sequoia Shuttle sees spring successFor its first year of providing

Presidents Day Weekend and Spring

Break service, Sequoia Shuttle of Visalia announced a total of 24,373 that took advantage of tours inside Sequoia National Park over spring break from April 16 to May 1.

The shuttle, a partnership between the National Parks Service and the city of Visalia, runs every year from around May to September, transporting Valley visitors from Visalia to nearby Sequoia National Park.

Last season, Sequoia Shuttle sold 7,846 seats from Visalia to the park entrance, a 40% increased from 5,637 seats sold in 2009. Meanwhile, the in-park shuttle has gone from 141,000 riders since the shuttle began in 2007 to an estimated 184,000 in 2009.

BANKINGValley Business Bank sees boost

The parent of Valley Business Bank reported net income of $625,000 for the first quarter of 2011, or $0.20 per common share, up from earnings of $250,000, or $0.06 per common share, a year earlier.

Valley Commerce Bancorp said assets increased $3 million, or 0.9%, to $344.5 million in the first quarter of 2011 compared with the balance sheet Dec. 31, while net loans decreased by $12.4 million, or 5.3%, to $221.9 million.

Non-performing loans as a percentage of total loans increased from 2.9% to 3.2%, while non-performing assets as a percentage of total assets increased from 2% to 2.1%.

Total deposits increased by $2.4

million, or 0.8%, to $296.7 million, and the total risk-based capital ratio increased from 17.5% to 18.2%.

United Security Bank income drops

Earnings were down in the first quarter for United Security Bancshares, the parent company of United Security Bank of Fresno.

The bank reported a net income of $356,000 for the quarter compared with $442,000 in the first three months of 2010. Losses totaled $2.9 million in the first quarter of 2011 compared with $4.4 million in total losses for last year.

Before provisions for credit loss, net interest income for the first quarter of 2011 totaled $6.2 million, down $938,000 from $7.2 million reported in the first quarter of 2010.

Assets in the first quarter of 2011 totaled $670 million compared with $711 million in the fourth quarter of 2010, while total loans fell from $520 million to $441 million.

MEDIAMcClatchy cutting newspaper jobs

The Fresno Bee is cutting three editorial jobs and other local positions, while its parent company plans to slash 20 jobs at The News & Observer of Raleigh, N.C., due to a decline in advertising revenue.

McClatchy Co. said cuts this week would affect most areas of the company, including the newsroom. Some cuts will come from employees

This Week Online

MARKETING volunteering to take severance packages; others will be laid off.

Publisher Orage Quarles III told employees in a memo that revenue declines are not as steep as in recent years but are still down from 2010.

ENERGYPorterville students pitch in

A group of Porterville high school students will be getting a crash course on solar power May 5 when they help install a photovoltaic system on an affordable housing project in the city.

The students of Porterville High School, along with staff and representatives of Porterville Unified School District, will be assisting the nonprofit GRID Alternatives as they install the system at Casas Buena Vista, an affordable housing development located off Orange Avenue.

The installation, to last from 10 a.m. to noon, will provide instruction to the students about the benefits of renewable energy while GRID Alternatives staff will be on hand to answer any questions from the public.

Since piloting the Solar Affordable Housing Program (SASH) in 2004, GRID Alternatives has installed more than 889 solar electric systems with low-income families throughout Northern and Southern California.

Areva sees sales jumpAreva, the French energy firm

working to build nuclear reactors in Fresno County, announced first quarter sales of 2 billion euro, or about $3 billion — a 2.2% jump compared to last year.

Areva's front-end division, which includes services such as uranium mining and enrichment, saw sales of 802 million euro (about $1.2 billion) for the quarter, up 19%. Its nuclear rector building and nuclear waste treatment operation saw sales fall about 4.6% to 739 million euro ($1.1 billion).

The company said that it is reviewing the impact on its operations of the March disaster at Japan's Fukushima Dai-ichi nuclear power plant. It is also reviewing its forecasts for 2011 and 2012.

At the end of March, Areva and the Fresno Nuclear Energy Group signed an agreement to begin preliminary work on a solar-thermal energy plant to be part of a "Clean Energy Park" west of Fresno. Plans for the park also include water desalination facilities and two 1,600-megawatt nuclear reactors.

ENERGYSurvey: Business confidence growing

Not only do area businesses still see more good times ahead, their optimism continues to grow stronger, according to the San Joaquin Valley Business Conditions Index, which increased in April for the fourth straight month.

The index, produced by research associate Dr. Ernie Goss with the Craig School of Business at California State University, Fresno surveys a number of Valley businesses to find their outlook for the future.

The leading economic indicator rated at 56.7 in April, compared with 55.4 the month before. The index is not a percentage, and anything above 50 indicates expansion.

Astone Thielen agency rebrands

From left, Mark Astone and Mike Thielen have rebranded their merged marketing agency Catalyst Marketing Company.

File Photo

Astone Thielen, the merger of top-shelf Fresno advertising firms Thielen Ideacorp and Astone, announced the combined firm’s official rebranding as Catalyst Marketing Company.

President Mike Thielen said the identity shift is a strategy to achieve greater “statewide influence” and broaden the firm’s appeal to major markets unfamiliar with the names Thielen or Mark Astone, CEO of Catalyst.

“The name Catalyst is symbolic of how we see ourselves now,” Thielen said today by phone. “We’re trying to facilitate positive change, to accelerate our clients’ brands in a situation where they can reach their full potential.

“Our mission has really been results-oriented on behalf of our clients. We’ve got the industry expertise and strategic thinking to deliver a multifaceted campaign with greater speed than we could before.”

The same talking points can be found in a statement mailed to clients on newly branded letterhead regarding the name change.

While Central Valley businesses are familiar with the names of Catalyst’s two top executives, who merged their companies late last year, Thielen said the fresh moniker will enable the company to better court clients in the Bay, Los Angeles and San Diego areas and to become a California-wide marketing force.

“We looked at a lot of names,” he said. “You kind of challenge your creative director to see, ‘Who are we.’”

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FRIDAY, MAY 6, 2011 www.thebusinessjournal.com 7

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Après sale — the real test of a successful sales professional

The average sale takes a matter of hours. And that’s where 95% of sales training

is focused. Not good.After a customer

purchases, that’s when USE of product or service begins, and that’s where 95% of their time is spent.

• What are you doing to create loyalty?

• What are you doing to create word-of-mouth advertising?

• What are you doing to create value in the mind of the customer?

• What are you doing to create memorable moments?

• What is your social media presence that focuses on customer communication and interaction?

• What are you doing to create and ensure reorders?

• What are you doing to earn referrals?

• What are you doing to build a value-based relationship after the sale?

• What are you doing to ensure it’s easy to do business with you?

• What are you doing to ensure that everyone who answers your phone is happy, friendly, and helpful?

• What type of customer service and customer loyalty training are you doing that ensures consistent, positive, helpful responses?

ANSWER: Nothing or not enough.MAJOR CLUE: These questions

are the HEART of your future. And for the most part, the answers are way below an acceptable level to ensure your future success.

REALITY: It’s likely that your present actions will ensure that you’ll have significant customer attrition, or churn, or some other BS corporate buzzword that will cost major dollars in lost customers, and further ensure that your sales team will have to sell more than last year just to maintain present sales levels.

Many companies employ the “Hunter-Farmer” strategy in making sales. One person makes the sale, and immediately turns it over to some service person (often with little or no personal handoff), and heads for the next sale.

MAJOR CLUE: THERE IS NO DUMBER SALES STRATEGY THAN HUNTER-FARMER — other than cold calling.

The hunter-farmer strategy creates a vacuum between what was promised and what will be delivered. And the “hunter” has to continually prospect and cold call to make new sales rather than cultivate an existing relationship and earn referrals.

For the past three years, I have asked my corporate and public seminar audiences this question: What ten things are you doing

AFTER the sale to ensure loyalty, reorders, referrals, and reputation.

99.9% give me a blank stare.Okay, so what can you do and

what should you be doing to make certain that you are keeping the customers you have in a manner that THEY value? Or better stated: What happens after the sale?

Here are a few suggestions for what to do… (CAUTION: They require work.)

• Send a weekly value message. My email magazine, Sales Caffeine, is the most effective communication tool to send a weekly value message to every one of my customers. It’s now almost 500 issues strong. IDEA: Read a business book and send your customers your review with salient points of value.

• Enhance your social media effort. By setting a full-blown, VALUE-BASED business social media campaign in motion, your customers will have the chance to learn about you and get your messages, and you will have a chance to learn about them and get their messages. Examples of value-based message: If you sell health insurance, tell me how to avoid common colds or keep my kids healthy.

• Help their social media effort. Your customers could gain insight from your social media effort, and visit you to learn and emulate. You have to set the example, then set the standard, and then invite your customers to study your strategies to help their success.

• Share ideas that can benefit your customers. Not offers to buy your product.

• Share observations and tips. When you visit other businesses, become aware of things other successful businesses do, note them, and post about them.

• Bring several customers together for a monthly mastermind meeting. Be the pivot person that brings together value-based meetings.

• Refer customers. The best way to get referrals is GIVE referrals.

• Do business with them. Go out of your way to patronize those that feed you.

Every business wants re-orders, every business wants loyal customers, and every business wants to have a great reputation. The question to ask yourself is, “What (of value) am I doing about it?”

What you do after the sale determines the next sale, and a whole lot more.

Jeffrey Gitomer is the author of The Sales Bible and The Little Red Book of Selling. President of Charlotte-based Buy Gitomer, he gives seminars, runs annual sales meetings, and conducts Internet training programs on selling and customer service at www.trainone.com. He can be reached at 704/333-1112 or e-mail to [email protected]

TheSaleS GuruJeffrey Gitomer

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8 www.thebusinessjournal.com FRIDaY, MaY 6, 2011

terns before they pass their bar exam and ap-peal for a permanent place in the company’s ranks.

“It’s a nice fluid program where we get to find them and train them and see if they have the chops that they said they do,” said the firm’s recruiting specialist Elizabeth Betts. “It’s our main way of growing our firm. That’s how we continue to hire and build from the bottom.”

Perhaps nowhere does the draw for jobs seem more magnetic and critical than in the health care field. A report late last year by the by the Valley Coalition for UC Merced Medical School said the Central Valley has 31% fewer primary care physicians and 51% fewer specialists per capita than California as a whole, which faces a 17,000 doctor shortage in five years.

Registered Nurses made up the bulk of job postings through the Fresno Regional Workforce Investment Board at 289 in a 24-hour period, while the number of degrees awarded to nursing majors at California State University, Fresno moved from 153 in 2005 to 226 last year.

But sure enough as interest in the medi-cal trades grow, hospitals and clinics in the Valley find themselves full to capacity with nurses, assistants and administrators all the way up to doctors and specialists.

“With the economy, the nurses that were going to retire have stayed on and the nurses that were part time have gone full time, so the new graduates are not getting jobs as quick-ly, but they are getting jobs,” said Dr. Mike Russler, chair of the nursing department at Fresno State. “There still is a gap, and it’s a serious issue that we can’t let down and say we don’t need them right now.”

Many grads are also clamoring for high-paying positions in IT, ranging from comput-

er programming and website development to network setup and data management.

Fresno consumer survey company Decipher recently announced its need for 20 to 40 skilled workers as it expanded into the former Gottschalks corporate headquar-ters after growing from two employees to 110 since moving to the city nearly a decade ago.

Fresno State computer programming stu-dent Angela Dominguez was one of those that showed up at the welcoming ceremony for the company last week, dropping off her résumé after hearing one of her instructors make the announcement in class about the expansion.

Although it was her first real attempt at find-ing work leading up to her graduation in May, Dominguez said her goal, at least for now, is simply competing for experience in a field al-ready equipped with seasoned professionals

“I think my experience level is low so that’s going to hurt me compared to people in the industry right now,” Dominguez said. “Right now I’m just trying to find something local so I can get some experience.”

However, filling employment holes in any industry is often stymied by the lack of qualified applicants for professional posi-tions. Fresno exemplified that dilemma in a February Washington Post article describ-ing a city with thousands of job openings yet claiming one of the nation’s highest un-employment rates. In the article, managers at the 7,000-employee Community Medical Centers of Fresno stated they couldn’t find enough qualified technicians, therapists or even custodians willing and able to work with medical waste.

Nationwide, there are 4.6 jobless Americans for each opening, according to the Labor Department.

In larger towns such as Visalia, Bakersfield and Fresno, Family Dollar is scouting multiple locations to open. In Hanford, Barbara McCurdy Marty, economic development director, said Family Dollar’s agent is evaluating several sites in town.

Sources say the retailer is also looking at the Tulare County town of Lindsay, but the city planner said he couldn’t talk about it.

The retailer prefers to build stand-alone stores, although in some towns they fill existing vacant space. In Sanger, the retailer is already remodeling an existing building, according to the planning department.

Sanger officials who attended a presentation by the retailer hosted by the Economic Development Commission serving Fresno County said the chain plans as many as 1,000 stores in the state, and is working on eight in Fresno alone, said Dan Spears, Sanger economic development manager.

The discounter sells apparel, beauty products, home goods and food. Approximately 90% of Family Dollar’s products cost less than $10.

Family Dollar has embarked on an aggressive growth strategy, with plans to open 300 new stores in 2011. Revenue in 2009 was $7.4 billion. Each store employs just seven workers.

Many of the new openings will be on the West Coast, where Family Dollar expects to build a new distribution center.

More recently, Family Dollar, based in Charlotte, N.C., reported that net income for the quarter ended Feb. 26 rose 10% to $123.2 million, compared with $112.2 million a year earlier. Revenue increased 8% to $2.26 billion from $2.09 billion. Same-store sales, among locations open at least a year, rose 5.1%.

In March, Family Dollar declined an approximately $7 billion buyout offer from minority shareholder Nelson Peltz's Trian Fund. Family Dollar officials said in a press release that the bid “substantially undervalues the company.”

Family Dollar stock trades on the New York Stock Exchange under the symbol FDO. At close of market Tuesday, a share was valued at $53.78, with a one-year high price of $55.62.

Family Dollar|from1College|from3

BenKeller | Reporter can be reached at:490-3465 or e-mail [email protected]

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FRIDAY, MAY 6, 2011 www.thebusinessjournal.com 9

CITY MANAGER POSITIONThe City of Orange Cove is seeking applications for City Manager.

To apply, please obtain a copy of Request for Qualification from City’s website at www.cityoforangecove.com or contact June Bracamontes, City Clerk at 559-626-4488, ext. 214 oremail: [email protected].

Deadline to apply: May 20, 2011 at NOON.

Continued | 16

Public Notices

TrusTee sales

(1)NOTICE OF TRUSTEE’S SALE T.S No. 1315948-02 APN: 312-744-23 TRA: 005888 LOAN NO: Xxxxxx2562 REF: Kim, Danny D IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED September 25, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 26, 2011, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded September 27, 2006, as Inst. No. 2006-0205715 in book XX, page XX of Official Records in the office of the County Recorder of Fresno County, State of California, executed by Danny D Kim and Rotha Y Kim, Husband And Wife As Joint Tenants, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank At the entrance to the county courthouse breezeway, 1100 Van Ness Fresno, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 5313 W Pine Ave Fresno CA 93722-8641 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of

Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $375,595.07. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. For sales information: Mon-Fri 9:00am to 4:00pm (619) 590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: May 05, 2011. (R-377850 05/06/11, 05/13/11, 05/20/11) 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1) NOTICE OF TRUSTEE’S SALE T.S. No: F512705 CA Unit Code: F Loan No: 0999323835/TAPIA Investor No: 166510663 AP #1: 083-113-06 T.D. SERVICE COMPANY, as duly appointed Trustee under the following described Deed of Trust WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (in the forms which are lawful tender in the United States) and/or the cashier’s, certified or other checks specified in Civil Code Section 2924h (payable in full at the time of sale to T.D. Service Company) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property hereinafter described: Trustor: OMAR TAPIA, ALMA DELIA PEREZ Recorded September 21, 2005 as Instr. No. 2005-0221511 in Book --- Page --- of Official Records in the office of the Recorder of FRESNO County; CALIFORNIA , pursuant to the Notice of Default and Election to Sell thereunder recorded February 4, 2011 as Instr. No. 11-19513 in Book

telephone number(s) on the day before the sale: (714) 480-5690 or you may access sales information at www.tacforeclosures.com. TAC# 934735 PUB: 05/06/11, 05/13/11, 05/20/11 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1) NOTICE OF TRUSTEE’S SALE T.S. No: L522611 CA Unit Code: L Loan No: 1000028061/LUNDEEN Investor No: 1000028061 Min No: 1001532-1050903174-4 AP #1: 410-161-29 T.D. SERVICE COMPANY, as duly appointed Trustee under the following described Deed of Trust WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (in the forms which are lawful tender in the United States) and/or the cashier’s, certified or other checks specified in Civil Code Section 2924h (payable in full at the time of sale to T.D. Service Company) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property hereinafter described: Trustor: GLEN R. LUNDEEN Recorded November 7, 2005 as Instr. No. 2005-0263259 in Book --- Page --- of Official Records in the office of the Recorder of FRESNO County; CALIFORNIA , pursuant to the Notice of Default and Election to Sell thereunder recorded February 4, 2011 as Instr. No. 11-19226 in Book --- Page --- of Official Records in the office of the Recorder of FRESNO County CALIFORNIA. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED OCTOBER 26, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. 2724 EAST MILLBRAE AVENUE, FRESNO, CA 93710 “(If a street address or common designation of property is shown above, no warranty is given as to its completeness or correctness).” Said Sale of property will be made in “as is” condition without covenant or warranty, express or implied, regarding title possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest as in said note provided, advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. Said sale will be held on: MAY 26, 2011, AT 10:00 A.M. *AT THE WEST ENTRANCE TO THE COUNTY COURTHOUSE BREEZEWAY, 1100 VAN NESS AVENUE, FRESNO, CA At the time of the initial publication of this notice, the total amount of the unpaid balance of the obligation secured by the above described Deed of Trust and estimated costs, expenses, and advances is $255,669.65. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. Pursuant to California Civil Code 2923.54, the mortgage loan servicer has obtained from the commissioner a

final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is recorded. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the monies paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: April 29, 2011 T.D. SERVICE COMPANY as said Trustee, T.D. Service Company Agent for the Trustee and as Authorized Agent for the Beneficiary SUSAN EARNEST, ASSISTANT SECRETARY T.D. SERVICE COMPANY 1820 E. FIRST ST., SUITE 210, P.O. BOX 11988 SANTA ANA, CA 92711-1988 We are assisting the Beneficiary to collect a debt and any information we obtain will be used for that purpose whether received orally or in writing. If available, the expected opening bid and/or postponement information may be obtained by calling the following telephone number(s) on the day before the sale: (714) 480-5690 or you may access sales information at www.tacforeclosures.com. TAC# 934714 PUB: 05/06/11, 05/13/11, 05/20/11 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20110169800634 Title Order No.: 110051309 FHA/VA/PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/23/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 10/27/06, as Instrument No. 2006-0229130 of official records in the office of the County Recorder of FRESNO County, State of California. EXECUTED BY: MELISSA A. MITCHELL, WILL SELL AT PUBLIC AUC-TION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: May 26, 2011 TIME OF SALE: 10:00 AM PLACE OF SALE: At the Van Ness Avenue exit from the County Courthouse at 1100 Van Ness Avenue, Fresno, CA. STREET ADDRESS and other common designation, if any, of the real property

--- Page --- of Official Records in the office of the Recorder of FRESNO County CALIFORNIA. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED SEPTEMBER 6, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. 355 EAST PLEASANT, COALINGA, CA 93210 “(If a street address or common designation of property is shown above, no warranty is given as to its completeness or correctness).” Said Sale of property will be made in “as is” condition without covenant or warranty, express or implied, regarding title possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest as in said note provided, advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. Said sale will be held on: MAY 26, 2011, AT 10:00 A.M. *AT THE WEST ENTRANCE TO THE COUNTY COURTHOUSE BREEZEWAY, 1100 VAN NESS AVENUE, FRESNO, CA At the time of the initial publication of this notice, the total amount of the unpaid balance of the obligation secured by the above described Deed of Trust and estimated costs, expenses, and advances is $133,002.12. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. The Mortgage Loan Servicer has obtained from the Commissioner of Corporation a final or temporary order of exemption pursuant to California Civil code Section 2923.53 that is current and valid on the date the accompanying Notice of Sale is filed. The timeframe for giving Notice of Sale specified in subdivision (a) of Civil Code Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the monies paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: April 29, 2011 T.D. SERVICE COMPANY as said Trustee, T.D. Service Company Agent for the Trustee and as Authorized Agent for the Beneficiary CINDY GASPAROVIC, ASSISTANT SECRETARY T.D. SERVICE COMPANY 1820 E. FIRST ST., SUITE 210, P.O. BOX 11988 SANTA ANA, CA 92711-1988 We are assisting the Beneficiary to collect a debt and any information we obtain will be used for that purpose whether received orally or in writing. If available, the expected opening bid and/or postponement information may be obtained by calling the following

PublicNotices

page 8 May 6, 2011

READERS INDEX Public notices contain information that must, by law, be published in order to make that information available to the general public. First-time publications will be designated with a (1) in the top left corner of the listing. Publication dates appear in the lower left corner of the notice beginning with the first publication and ending with the last.

Trustee Sales 8Civil 28Probate 28Fictitious 28Miscellaneous 29

CLASSIFIEDS

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10 www.thebusinessjournal.com FRIDAY,MAY 6, 2011

What’s your background in construction and how did that lead to founding DMOTS Construction?I got into the building construction industry as a remodeler back in 1975-76 when I graduated high school. I worked as a draftsman in an office drawing their plans and doing their modeling, and that’s where I started getting my experience. I had some education in my background, but branding yourself and getting a name or logo that people can identify with was something that was stuck in my mind from all of my training. So I knew if I was going to be doing something in the industry, people needed to know who I am with a brand or logo they identify with.Dmots Custom and Remodeling Repair, Inc. was my original corporate name when I started years ago. I incorporated in 2005 for purposes of insurance and protection. I got a DBA as Dmots so that way I could do Dmots Construction in general because there are a lot of things I do.

What led you to offer OutBack Steel Buildings?I wanted to get into something a little simpler and easier because remodeling can be extremely complicated, and it’s very competitive. There are very few really good guys out there, so there’s not a big market that would pay good money to do what I do. And it’s hard to find good employees that care about their job. So over the years I decided I wanted to find something that’s in the same line as my business field, but a little easier. I’m getting older. I can’t go out there and do the hard work anymore, so I wanted to get into the steel building business. I got burnt by a couple companies really bad so it was a hard lesson to learn about the steel building industry, but I was determined that I was going to still give it a go. I fell across Outback Steel Buildings a couple years ago through another dealer down south, and their concept was unique and different.

What kind of marketing do you do to get steel buildings and other products in the public eye?Most of it is word of mouth right now. I just started an ad campaign. I have my website up and running. There are a couple lead companies that specifically search leads for people looking for building quotes. This one company through Outback had good leads and I figured they’re affordable. So I’m getting leads on a regular basis just for people to talk to and give quotes to.

Do you feel like the construction industry is improving in the Valley and what is driving that?No, it’s not improving. There is commercial work out there because of grants and federal money, and businesses taking advantage of the economy being down, trying spin their investment money to keep going, but it’s a very tight market. Guys are giving themselves away and losing money on bids, and there’s no money to be made out there unless you have money. There is some work. I’ve been staying busy, but I don’t see it turning around that much.

You describe your company as an energy efficient builder. Talk about that aspect of the business?I’m an energy efficiency nut. I’ve done a lot of energy building. I started with infrared technology 10-plus years ago to combat what people are fighting out there. There are guys out there that will sell anything and people are buying things they don’t need. I began to realize that I need to prove to these people that there are some things you need to do first, so I got heavily involved in the energy market and how to make the home tighter and more energy efficient. I just connected with people back East and did a lot of research. I started recommending better insulation, sealing homes, better windows and doors, sealing all the air pockets up. I wanted to tell my customer if you’re buying insulation, why are you buying it? What’s it going to do? How much are you spending on it? Is that the best bang for your buck?

President/Owner

Profile

What you do: My company is a general contracting company. We offer services from every trade. I have about 15 to 20 different sub contractors that work for me on a continual basis.

Education: Fresno City College for one year

Age: 54

Family: Wife of 10 years. Two kids of my own and wife has three kids. Six grandchildren between us

DaviD Motsenbocker

Dmots Steel Buildings

What are your roots in the San Joaquin Valley?I was born and raised in Fresno. Moved out to Sanger in 1969 with my family and lived out there ever since. I’ve lived in the country for the most part, so I’m native here. Been here all my life.

What was your first job and what did you learn from it?At 14 years of age I became a dishwasher and a bus boy in a small restaurant in Sanger for my mother when she was a waitress there. They did not have bus boys or dishwashers there. The waitresses had to do their own dishes, so my mother talked them into hiring me to bus her tables and wash her dishes. I got paid $1.35 an hour. My mother convinced the owner that if he would hire a bus boy and dishwasher to bus their tables, the waitresses could do a better job serving customers, and they would share their tips with me. I learned hard work. You do a good job and you’ll get paid and rewarded for it, and it was nice to see a check at the end of the week. It was nothing, but to me, it was everything.

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FRIDAY, MAY 6, 2011 www.thebusinessjournal.com 11

LEADS Guide

THE contents

The Leads information found in this issue of The Business Journal is a sampling from the Business Leads Download Center. The Business Leads Download Center is available free with your paid subscription to The Business Journal. For questions about the content listed in this section or how to obtain a subscription to The Business Journal, contact Ashley Webster at 559.490.3481 or e-mail [email protected].

How it works: The Business Journal’s Leads listings are designed to help you find the latest legal transactions to grow your business. Find out who’s new in town, who’s going out of business and what neighborhoods are becoming a hotspot for new business. We’ve pulled information from the county clerks’ and recorders offices in Fresno, Kings, Madera and Tulare counties to bring you the latest in business news. No matter what business you are in, you can gain a competitive advantage from these Leads each week.

WHAT THESE listinGs mEAn:

Leases/escrow: Transfer of real property as provided by local real estate f irms. For more information on how to submit lease information, please call 559.490.3400

Bankruptcy: The following samples of business bankruptcies are filed in the U.S. Bankruptcy Court in Fresno. The information below is retrieved by The Business Journal Business Leads Download Center. For questions about the content shown below or how to obtain the complete and digital list weekly, contactAshley Webster at 559.490.3481 or e-mail [email protected].

Chapter 7: A straight bankruptcy involving an appointed trustee to sell assets by auction or other means to pay creditors.

Chapter 11: A procedure that allows businesses to gain temporary relief from paying debts in order to reorganize. The debtor remains in control of the business during the bankruptcy and the business continues to function.

Chapter 13: A bankruptcy plan available to individuals whose income is sufficiently stable to enable the individual to make payments under a plan to a trustee who disburses the funds to creditors.

tax Liens: Encumbrances placed on a property as a claim for payment of an outstanding tax liability. The Business Journal lists both state and federal liens. A lien is released when debt repayment has been resolved with the creditor. The information is retrieved by The Business Journal Business Leads Download Center. For questions about the content shown below or how to obtain the complete and digital list weekly, contact Ashley Webster at 559.490.3481 or e-mail [email protected].

new Businesses: Newly licensed or incorporated businesses. The new businesses listed below are a sampling from The Business Journal Business Leads Download Center. For questions about the content or how to obtain the complete and digital list weekly, contact Ashley Webster at 559.490.3481 or e-mail [email protected].

Leadspage 11 May 6, 2011

Leases 11Bankruptcies 11State Liens 11Federal Liens 11New Businesses 11

LEASESGrubb & ellis|pearson commercial is reporting the following transactions:

814 square feet of office space at 2517 West Shaw ave., Ste. 108, Fresno, leased to Misty Blackmon and Luis Bugarin from Dewy e. Johnson. Scott Christensen and Jim Graham were the agents in cooperation with Kevin howard of realty Concepts. 1,789 square feet of office space at 5703 N. West ave., #103, Fresno, leased to Occu-Med, Ltd. from Craig a. Davis. phil Souza, Jeremy reed and Jessica Young were the agents. 2,500 square feet of industrial space at 5869 e. Brown ave., Fresno, leased to Sassano’s Service Center from G & S enterprises. Will thomas and ron Stoltenberg were the agents. colliers tingey international reports the following transactions.

4,000 square feet at 4381 N. Brawley ave., in Fresno to Me-N-ed’s pizzeria. Gerald Cross was the agent.

968 square feet at 7473 N. Ingram ave., No. 105 in Fresno to Brokerage Concepts. eric Jans, Michael Schuh and Charles tinge were the agents in cooperation with CB richard ellis.

4,800 square feet at 1374 e. alluvial ave., in Fresno, sold to Stewart Mason; the hoffman Family trust was the seller. Charles tinge and Beau plum lee were the agents.

stumpf and company real estate reports the following lease/sale activity: 1,320 square feet of office and warehouse space leased to Justin and Kongkham Sychanthavong from ron Stumpf located at 1310 N. Crystal, Ste. 102, Fresno. ron Stumpf was the agent. 1,320 square feet of office and warehouse space leased to excel Flooring from ron Stumpf located at 1310 N. Crystal, Suite 204, Fresno. ron Stumpf was the agent. 5,168 square foot office building leased to UeI College from the Faux Living trust located at 2032 N. Gateway Boulevard, Fresno. ron Stumpf was the agent.

BANKRUPTCIESus tint/shadow enterprises/Clovis SignsCase No: 11-13928-131982 Cromwell aveClovis Ca 93611assets: $407,986, Liability: $454,225, exemptions: $349,252

ron cook transportation/power coatingsCase No: 11-13930-72914 La Cresta DrBakersfield Ca 93305assets: $0, Liability: $0, exemptions: $0

ultimate Beauty salon/priscilla's Beauty salonCase No: 11-13949-72147 Maganda aveDelano Ca 93215assets: $0, Liability: $0, exemptions: $0

trs & equipment company/MJM Media/west coast refinishCase No: 11-13970-1311715 Stonington StBakersfield Ca 93312assets: $0, Liability: $0, exemptions: $0

Lotus creek B & BCase No: 11-14021-711420 Blue Grass DrBakersfield Ca 93312assets: $56,513, Liability: $424,068, exemptions: $56,513

Fabious' corner Best BBQCase No: 11-14022-713610 Nantucket placeBakersfield Ca 93314assets: $485,213, Liability: $649,200, exemptions: $34,423

Mamasum inc fdba riverpark senior residenceCase No: 11-14040-71668 e Wallington LaneFresno Ca 93730assets: $783,854, Liability: $1,232,978, exemptions: $65,824

rugs 2 rugs & antiques/rugsnarts/sultan Gallery oriental rugs and artsCase No: 11-14085-75005 roque Water CtBakersfield Ca 93313assets: $148,083, Liability: $343,451, exemptions: $18,573

carter's tractor serviceCase No: 11-14087-1327501 Challedon Cttehachapi Ca 93561assets: $282,091, Liability: $647,324, exemptions: $282,091

Js roofingCase No: 11-14095-131831 Belle terraceBakersfield Ca 93304assets: $0, Liability: $0, exemptions: $0

whitten supply/water well specialtiesCase No: 11-14096-7502 County Line rdDelano Ca 93215assets: $0, Liability: $0, exemptions: $0

Fatal impact streetwearCase No: 11-14132-713708 Brogan aveBakersfield Ca 93314assets: $171,550, Liability: $282,499, exemptions: $28,550

redrock solar Garden/Myriad's closet to GardenCase No: 11-14142-13973 Burlwood avehanford Ca 93230assets: $223,522, Liability: $390,573, exemptions: $44,522

estela Love cleaning serviceCase No: 11-14152-7234 W hawes aveFresno Ca 93706assets: $71,920, Liability: $55,382, exemptions: $58,870

Jumping JaxCase No: 11-14154-79323 Manihiki aveBakersfield Ca 93313assets: $335,796, Liability: $557,841, exemptions: $32,446

r & c inspectionsCase No: 11-14161-7924 tangerine StBakersfield Ca 93306assets: $106,615, Liability: $327,607, exemptions: $18,990

FM Diaz construction incCase No: 11-14198-716050 W Brian aveFresno Ca 93630assets: $677,940, Liability: $2,021,609, exemptions: $392,340

Hernandez House cleaning & BuildingCase No: 11-14206-72504 tocantins StBakersfield Ca 93313assets: $417,270, Liability: $76,899, exemptions: $408,190

city auto repairCase No: 11-14228-711105 Cypress FallsBakersfield Ca 93312assets: $24,230, Liability: $152,599, exemptions: $24,240

STATE LIENSron eaton and companyDoc No: 11-050369, Franchise tax Board tax lien2643 S Willow ave, Fresno, Ca 93725amount: $1,105

all over creation incDoc No: 11-050370, Franchise tax Board tax lien438 e Shaw ave Ste 361, Fresno, Ca 93710amount: $3,429

Mestizo investments incDoc No: 11-050371, Franchise tax Board tax lien3291 N hilliard St, Fresno, Ca 93726amount: $1,270

David a Harris incDoc No: 11-050512, Franchise tax Board tax lienp O Box 3500, Clovis, Ca 93613amount: $1,095

Humane solutions incDoc No: 11-050513, Franchise tax Board tax lien337 pucheu St, Mendota, Ca 93640amount: $2,685

robin trucking incDoc No: 11-050514, Franchise tax Board tax lien5811 W Cromwell ave, Fresno, Ca 93722amount: $1,154

sierra autism services incDoc No: 11-050515, Franchise tax Board tax lien6080 Millerton rd, Friant, Ca 93626amount: $1,520

central cinema LpDoc No: 11-050516, Franchise tax Board tax lienp O Box 25190, Fresno, Ca 93729amount: $2,464

Vagabond inn-executiveDoc No: 11-050517, Franchise tax Board tax lien9788 N Whitney ave, Fresno, Ca 93720amount: $1,024

electro plastics international incDoc No: 11-050518, Franchise tax Board tax lien155 e Shaw ave Ste 317, Fresno, Ca 93710amount: $1,687

the Law offices of stephen M Denning prof corpDoc No: 11-050519, Franchise tax Board tax lien6073 N Fresno St Ste 101, Fresno, Ca 93710amount: $1,713

Jim F Drake DDs incDoc No: 11-050520, Franchise tax Board tax lien3595 W Birch ave, Fresno, Ca 93711amount: $6,352

childers Machinery MoversDoc No: 11-050521, Franchise tax Board tax lien4080 W Belmont ave, Fresno, Ca 93722amount: $76,128

castlehawk llcDoc No: 11-050522, Franchise tax Board tax lien1990 Shaw ave Ste a, Clovis, Ca 93611amount: $1,024

aqua shi-FresnoDoc No: 11-050549, Board of equalization tax lien1144 e Champlain Dr Ste 108, Fresno, Ca 93720amount: $3,877

Gazebo GardensDoc No: 11-050717, eDD tax lien3204 N Van Ness Blvd, Fresno, Ca 93704amount: $135

pro inventory auditingDoc No: 11-050718, eDD tax lienp O Box 27473, Fresno, Ca 93729amount: $6,170

Mill work specialties LtdDoc No: 11-050719, eDD tax lienp O Box 349, Kerman, Ca 93630amount: $1,413

NEw BUSINESSES

— FRESNO —B.i.t. networkshector Bordens6085 N Marty aveFresno, Ca 93711

Green Valley truck permitsJasvir Sigh3071 W ashlan aveFresno, Ca 93722

everest csDiane Smith180 N Yosemite aveFresno, Ca 93701

a1 auto salesZaka Ullah5925 e Byrd aveFresno, Ca 93727

itc Mobile Marketingtammi Coronado820 e ashlan aveFresno, Ca 93704

orchard View apartmentsKeith allen holdings llc 5118 e Clinton Way Ste 201Fresno, Ca 93727

payday truckingtoni Bessard5466 N Figarden Dr #139Fresno, Ca 93722

Jill's Maid to order HousekeepingJill taylor303 e Bullard ave #110Fresno, Ca 93710

Badgirlz entertainmentJorge arteaga7087 N thorne #107Fresno, Ca 93650

kGsF ManagementKrista Fronk2910 e heaton aveFresno, Ca 93721

campos Land companyFermin Campos15516 S Walnut aveCaruthers, Ca 93609

Garnishes Boutique For womenterry aal1036 G Streedley, Ca 93654

F & t Farmsantonio Campos Farms Inc 15516 S Walnut aveCaruthers, Ca 93609

a Helping Handpaul rios1610 BeverlyClovis, Ca 93611

thrift in styleMaria Ortiz3860 N Cedar ave Ste 101Fresno, Ca 93726

Grossi's speed & FabShane McMullen2890 N Larkin #104Fresno, Ca 93727

Miss tumbleweed Jewelry &Merida Nira1317 N VagedesFresno, Ca 93728

asset Medicaltessa Woodruff1099 e Champlain #a199Fresno, Ca 93720

superior autoJustin Carey703 N abbyFresno, Ca 93701

MeiMountain equipment Inc 3188 N Marks ave #122Fresno, Ca 93722

David's Body shop & restorationDavid Marquez1445 N MapleFresno, Ca 93703

sierra's BoutiqueMarsha arsitio2334 e Brandywine LnFresno, Ca 93720

a+ property ManagementVicki Miller264 Clovis ave #110Clovis, Ca 93612

stranger truck serviceSukhvinder Sandhu6932 e townsend aveFresno, Ca 93727

the Little MantiqueJulie rodriguez1205 D Streedley, Ca 93654

new image window cleaningMaria ruiz622 S FirstKerman, Ca 93654

educational consultants of centralSalvador Villalobos1490 W Shaw aveFresno, Ca 93711

a-1 Fencing & Lawn servicerefugio Venegas2740 W Olive #127Fresno, Ca 93729

continued | next Page

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12 www.thebusinessjournal.com FRIDAY, MAY 6, 2011

creative Minds BoutiqueSommekia edwards-Morris1755 e roberts ave #203Fresno, Ca 93710

Valley Gas and Minimartparamjit Kaur2139 S elm aveFresno, Ca 93726

Blaze transportDavid Wilbourn54 N Shelly aveFresno, Ca 93727

world Famous entertainmentCortez Jackson5575 e tulare aveFresno, Ca 93727

saveland casual showroomDeborah Miller1504 N MapleFresno, Ca 93703

nueva alianza oaxaquenaLuis Dominguez1818 Young StSelma, Ca 93662

Bangkok cuisineBao Lee1234 N First StFresno, Ca 93703

unique Lawn carepedro trujillo4759 e el Monte WayFresno, Ca 93702

Jack's FarmJack thepsombath1342 e Bulldog Lane #102Fresno, Ca 93710

webzoom worldwideJeff evans755 N peach #h3Clovis, Ca 93611

316 Love Give BelieveMichael Zavala844 W McKinley aveFresno, Ca 93728

raCarlos Zavala20648 e adams avereedley, Ca 93654

Quick Food storeprem Badhan249 e Belmont aveFresno, Ca 93701

Mobile oil techChase Wolfe5730 W parr aveFresno, Ca 93722

rock Hard FitnessScott Sherman3319 e LamonaFresno, Ca 93703

california MarketFeisal hamid815 W Manning avereedley, Ca 93654

Diamond tome systemsholly amson1740 e Shepherd ave #205Fresno, Ca 93720

Gr8 solutionsJared Garcia261 W Fremont Clovis, Ca 93612

Balloons plus 4 all occasionsKaileen escoto1015 Minewawa #BClovis, Ca 93612

— KINGS —Mexicola internationalperfecto rincon750 W Saffronhanford, Ca 93230

Legion investigative FirmKirk McGaha1819 W Mallard Wyhanford, Ca 93230

rockstar tan companythe rock Star tanning Company llc 150 N 12th avehanford, Ca 93230

Lacy innrichard Martinez889 e Lacey Blvdhanford, Ca 93230

Diaz cleaning conceptsJuan Diaz3432 N Sago Wayhanford, Ca 93230

Hanford toyotaGlendale Motors Inc 1835 Glendale avehanford, Ca 93230

Hanford scionGlendale Motors 1835 Glendale avehanford, Ca 93230

watkins Dairy serviceWatkins Dairy Service Inc 11181 8 1/2 avehanford, Ca 93230

around town computer repairrobert robbins216 N Douty Sthanford, Ca 93230

Have chairs will travelJohn pearce3515 W Dakota aveFresno, Ca 93722

— MADERA —otto industriesJeffrey Otto37700 ravensbrook WyCoarsegold, Ca 93614

carrie esteves' personal trainingCarrie esteves11453 Mirage DrChowchilla, Ca 93610

all Valley electricJames herd31031 James aveMadera, Ca 93636

toy Deptrobert henderson14680 hwy 41Madera, Ca 93636

Briceretti properties & investmentsDara Briseno114 e Shaw ave #102Fresno, Ca 93714

Ginja JewelryGinger Julian31977 rd 416Coarsegold, Ca 93614

B & e QuinceDebbie Valizan336 robertson BlvdChowchilla, Ca 93610

the art of timeKaren Gallagher46790 Morning Sky trailCoarsegold, Ca 93614

rust BrosSusan Steinmetz32028 Cattle WayCoarsegold, Ca 93614

Borba Farms partnersSawyers & holland llp 11054 W Mt Whitney averiverdale, Ca 93656

amigos wirelessabdelbaset awawdeh118 S C StMadera, Ca 93638

swirl-smoothie and nutrition shopritesh patel12390 Golden State BlvdMadera, Ca 93637

Make editshenry punongbayan11851 topper rdMadera, Ca 93636

calscapesSam heredia19266 Deane DrMadera, Ca 93638

J.a.p. cateringpaul eddings37275 ave 12Madera, Ca 93636

clean cut Lawn care & clean-upsrunga panggabea3368 ren WayMadera, Ca 93637

D & L self storagetami Gore98 Olive Mill LnSanta Barbara, Ca 93108

High times audioBarges Mahmood225 Gateway Dr #BMadera, Ca 93637

— TULARE —wesak 40Milton Melkonian43840 Dinely rdthree rivers, Ca 93271

the produce stationJeanne Schuyler35601 hwy 190Springville, Ca 93265

Henry's truckinghenry raquidan12854 Walnut aveOrosi, Ca 93647

Murchendice Discount salesFredi Murch918 S U Sttulare, Ca 93274

J & D truckingJeffery Johnson13044 ave 230tulare, Ca 93274

of a atu Mediapriscilla Kauvaka1664 port Cttulare, Ca 93274

taichi MassageXinyong Jiang538 S Lovers LnVisalia, Ca 93292

central Valley payrollMaria Gutierrez269 N elmwoodLindsay, Ca 93247

wardco servicesryan Ward31359 Fritz rdexeter, Ca 93221

central Valley GrillKyle Bell5131 W GoshenVisalia, Ca 93272

eli's Home & Lawn servcieseliel Vento409 N Sol StVisalia, Ca 93292

Flying cow caféMaryann Ferreira4013 S K Sttulare, Ca 93274

sylvania DentalSylvania Yu DDS Inc 5141 W Goshen aveVisalia, Ca 93291

safety services traffic controlChristopher Smith4845 W Grove aveVisalia, Ca 93291

sequoia investmentsBonnie Fishback1206 N Sol rdVisalia, Ca 93292

educational writers serviceJimmy Shaw593 N Christopher Drporterville, Ca 93257

el Frijolito expressarturo Guerrero642 N Ben Maddow Way #BVisalia, Ca 93292

pixie Dust Maid servicerobert Jones1820 thunderboldt Drporterville, Ca 93257

aMD Farmsharminder Brar12582 ave 384Cutler, Ca 93615

rB truckingrene Baca1886 W putnam Stporterville, Ca 93257

ep crane serviceeddie patterson Companies 32737 Maverick DrSpringville, Ca 93265

Flo's MotorsportsLuis Flores III1830 S Mooney Blvd #215Visalia, Ca 93277

Commercial ContractorsIn the Central San Joaquin Valley — ranked by 2010 local gross revenues; if tied, ranked by number of square feet completed in 2010

20112010

Name of contractorStreet AddressWeb siteE-mail

TelephoneFax

2010 localgross

revenuesContractor's

license number

Number ofsquare feet

completed in2010

Number oflocal:

Employees &Offices

Percentage ofbusiness:

ImprovementsNew construction Specialties Notable clients

Yearfoundedlocally

Owners and/or TopExecutive

1(2)

Lewis C. Nelson and Sons, Inc.3400 McCall Ave., Ste. 100Selma, Calif. 93662www.lcnconstruction.com

896-1443896-8609 $45.6 million 395188 150,000 35

12 %98%

Commercial and publicbuildings contractor

Various school districts, Calif.Dept. of Corrections, Federal

Bureau of Prisons1928 Dwight G. Nelson, pres, Charles P.

Fletcher, controller

2(4)

Zumwalt Construction, Inc.5520 E. Lamona Ave.Fresno, Calif. [email protected]

252-1000252-1005 $21.8 million 706140 164,000 46

140%60%

Design & build, includingmedical, public &

private; constructionmanagement

Clovis Vet. Mem., Fresno Co.Eco. Opp. Comm., City ofTulare, Univ. High Charter

School, Madera-Fossil Museum

1995 Kurt E. Zumwalt, pres.

3(3)

Turner Construction Company1320 E. Shaw Ave., Ste. 153Fresno, Calif. [email protected]

228-2280228-2298 $21.1 million 210639 316,000 13

25050 Education, health care

Children’s Hosp., Delhi UnifiedSchool District, Turlock Unified

School B.F. Fisk Courthouse2003 Clint Williams, business mgr, Veronica

Delgado, mktg mgr

4(NR)

Durham Construction Company, Inc.1025 Holland Ave.Clovis, Calif. [email protected]

294-9500294-9200 $16.0 million 765896 WND 35

140%60%

General contracting &engineering,construction

management, concrete,rough carpentry

FUSD, City & County ofFresno,Clovis Unified 1998 Chris Durham, pres.

5(6)

PARC Environmental2706 S. Railroad Ave.Fresno, Calif. [email protected]

233-7156233-4284 $10.9 million 501913 300,000 50

1100%

-0-

Environmentalremediation, asbestos

removal, lead paint, andmold abatement,hazardous waste

transportation anddisposal

CSUF, FUSD 1987 Louie Martina, pres.

6(5)

Davis Moreno Construction, Inc.4720 N. Blythe Ave.Fresno, Calif. 93722davismorenoconstruction.com

275-9410275-9520 $10.0 million 804773 WND WND

130%70%

Design and build, lease-leaseback, public works

Clovis Unified, State CenterCommunity College, City of

Fresno2002 Stephen Davis, pres., Norberto Moreno,

VP

7(7)

Fryer Roofing Co., Inc.4877 W. Jennifer Avenue, Ste. 105Fresno, Calif. [email protected]

276-7700276-2535 $5.0 million 444391 2 million 30

170%30%

Single ply/cool, built-up,cold-process, slate,

shingles, tile,coatings,above and below-grade

waterproofing,repair and24/7 emergency roof

services

St. Agnes, Kaiser-Perm., City ofFresno, Fresno Unif., FashionFair, Fresno main jail, Fresno

Yosemite Airport, Wells FargoBank, Kraft Foods

1983 David Bruce Fryer, CEO

8(NR)

Central Coating Company670 S. Pine St.Madera, Calif. 93637www.centralcoatingcompany.com

673-0074673-8243 $4.9 million 458848 800,000 32

1WNDWND WND

Diamond Foods, Versacold,RomaKool, Jack Frost Ice, US

Cold Storage1970 Luke Nolan, pres.

9(8)

Musson General Contracting5673 W. Barstow Ave.Fresno, Calif. [email protected]

276-0884275-8551 $3.6 million 824346 40,000 10

150%50%

L.E.E.D. certified projectsand consultation,

historical renovations,tenant improvementscommercial/industrial,

medical centers andoffices

SS Admin, CDC & Rehab,Northwest Medical, Heritage

Center, GSA, Eye Medical2005 Michelle Elaine Bracewell-Musson,

owner, LEED AP, Rod Musson, owner

10(NR)

Don Pickett & Associates, Inc.7395 N. Palm Bluffs Ave. #101Fresno, Calif. 93711www.donpickett.com

431-3535431-5360 $3.0 million 541612 62,000 10

14060

Design-Build commercial& Industrial

Cook Land Co.,MathewsHarley-Davidson, Mid Valley

Pkg, Terry Tuell1988 Mike Pickett, pres.

Key: WND-Would Not Disclose. NR-Not Ranked. If you would like to be included on one or more of our lists, please contact Chris Rose at the Business Journal.All data has been provided by representatives of the contractors listed and Business Journal research. Not all sources surveyed responded to inquiries.

Research: Chris Rose

Original Publication Date: May 6, 2011E-mail: [email protected]

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FRIDAY, MAY 6, 2011 www.thebusinessjournal.com 13

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Focus: ConstructionFOCUSMAY 6, 2011

INSIDE 15 What's old is new again

Firefighters tend to be supporters of any innovation that spares people from being consumed by smoke and fire. After all, they have to face the consequences of a blaze

unflinchingly. On the other hand, any additional regulation for

smoke alarms or sprinkler systems on builders is typically decried as imposition that adds costs to construction that get passed onto buyers and, in this market, potentially discourages consumers.

Is there a middle ground? It turns out many in-surers offer a discount on homeowner policies when the structure has a now-mandatory integrat-ed smoke detector system and a sprinkler system.

“For a fully protected house, some of our mem-bers offer discounts of up to 10%,” said Tully Lehman of the Insurance Information Network of California. The Los Angeles-based group counts Allstate, Farmers Insurance Group, MetLife, State Farm Insurance and others as members.

He said around 60% of companies in the group offer a 5% to 10% break on policy costs for a sprin-

kler system that costs between 74 cents and $1.84 per square foot, according to fire officials. Con-struction spokesmen argue the cost can exceed $2 per square foot to be installed, adding $4,000 to the cost of an average new home.

A California rule that went into effect Jan. 1 re-quires fire suppression sprinklers in the living areas of all newly built single family and manu-factured homes, prefab homes that are assembled piece by piece on site.

Lee Kraft, interim fire chief for the Clovis Fire Department, said statistics he got from the Califor-nia Building Industry Association, plus such Fres-no-area homebuilders as Wilson Homes, Wathen-Castanos Inc. and DeYoung Properties, is that the typical range for a mandatory sprinkler system is $1.21 to $1.84 per square feet.

“Of course they pass it on to the homebuyer,” he said, noting of builders and plumbing subcontrac-tors, “They’re also hit with all kinds of code chang-es, Title 24 for greener homes, tighter homes with dual- or triple-pane windows. When the economy is struggling, to put an affordable home on the market is challenging.”

Yet he said the human value of fire suppression is an incalculable value for the cost of enhanced safety measures such as sprinklers.

“It’s designed to ‘wetten’ the walls, to keep the fire in its incipient stage, allowing egress for the occupants,” he said. “In our world, if everyone gets out safely, it’s a save, even if we lose the $350,000 house. We’re in the life business first and the prop-erty business second. I could talk to you all day about residential sprinklers. I’m passionate about it.”

There are two types of systems that builders can go with, he said. A multipurpose system is hooked up to the domestic potable water supply and “looped” into the attic. “If your toilet flushes, you know you have water,” he said. “If your washer or dishwasher is working, you know you have a hot system.”

That version involves Aquapex tubing, which comes in a single roll and does not require the in-staller to cut, clean, glue or dry pieces. The mate-rial is more costly than the alternative, but labor

Builders contend with newfire suppression rule

contributed

Clovis firefighters receive training on home-based fire suppression sprinklers. The devices are now mandatory in all new homes, which builders say adds to the cost of building. The cost is passed down to buyers.

Todd R. Brown – Staff Writer

Sprinklers | 15

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FRIDAY, MAY 6, 2011 www.thebusinessjournal.com 15Focus: Construction

costs are cheaper, Kraft said. The other option is a standalone

system that uses orange CPVC pipe, which involves cutting and gluing to build the hose system. The ar-rangement also requires a backflow protector to keep potentially stag-nant water from flowing back to the municipal supply. A backflow device might cost $80 to $280.

Michael Prandini, president and CEO of the Building Industry of Fres-no and Madera Counties, said many homebuilders figure an integrated smoke alarm system should be suf-ficient. Those are wired together in living areas so that if one alarm goes off, they all do.

He said the new sprinkler rule, while presenting an additional cost for buyers, is just one more add-on in

an already challenging state to build in.

“It’s not really an issue for the builder,” he said. “It just makes it a little more expensive. You have to add all of these little issues up, devel-opment impact fees — your park fee, water fee, sewer fee, lease facility fee, street fee, traffic signal fee — they’ve got a lot of capital impact fees that go to the city to provide infrastructure to serve those developments.”

Add in the requirement for a car-bon monoxide detector and the rising cost of oil, an ingredient in asphalt, and consumers can see why the housing market bust coupled with development costs puts a squeeze on housing growth.

As for the sprinklers, Prandini said, “It just costs more money. The fire safety people say it’s required to get people out of the house. That’s

what the smoke alarm system is for.”To answer that argument, Kraft

noted a side-by-side video dem-onstration that shows how fast a sprinkler system can suppress or extinguish a fire. The video can be found on the Home Fire Sprinkler Coalition’s website at http://www.homefiresprinkler.org/videos/Side-by-Side-Burn.html .

“It’s a time and temperature curve,” Kraft said of how fast and powerful a blaze can grow. “It doubles in size ev-ery 45 seconds.” While he said sprin-klers are mostly intended to give people extra time to escape a house on fire, “In 90% of situations it will put the fire out.”

The devices activate at a temperate of 155 degrees and dispense 13 gallons of water per minute. “That’s really easy to overwhelm,” Kraft said of an arson job that involves accelerant. He

said a fire hose brought to the scene issues 130 to 150 gallons per minute.

Minutes count, and Kraft said dis-covering the fire, calling 9-1-1, getting the emergency processed and getting firefighters to the incident can add up to eight or nine minutes, long enough for a blaze to get “fully involved.”

While he understands reservations held by builders and subcontractors about added costs, he said “fire safe homes” are a new marketing strate-gy for sellers as well and, ultimately, will become the industry standard in California, if not the rest of the na-tion.

“Five years from now, you’ll look back, and buying a home without sprinklers would be like buying a car without air bags.”

Todd R. Brown | reporter can be reached at:490-3461 or e-mail [email protected]

Sprinklers | from 14

Ripping out old construction work, known as demolition, now focuses on “deconstruction” — recycling building materials and even nearby landscaping.

A visible example in downtown Fresno is new residential and com-mercial development around Broad-way and Divisadero streets, where Tim Schulv and his business, ReVive Industries, helped clear the way for developer Reza Assemi. Schulv re-covered old materials for reuse, and in the process saved hauling and dumping fees.

“I’m taking materials that some might consider trash,” Schulv said last week. “I use recovered steel, glass, all sorts of stuff.”

ReVive Industries builds custom art, furniture and accessories from the recovered materials.

ReVive Industries isn’t alone. Oth-er Central California “deconstruc-tion” specialists emphasize recy-cling as a way of saving money. The California Department of Resources Recycling and Recovery, or CalRe-cycle, list of recyclables includes lumber, drywall, metals, masonry (brick, concrete etc.) carpet, plastic, pipe, rocks, dirt, paper, cardboard and green waste related to land de-velopment.

Recycling studies in 2004 report-edly found that waste materials from demolition amounted to 22% of the state’s waste stream.

Rather than demolition of an en-tire building, the state encourages carefully taking apart portions of old buildings or removing their con-tents with reuse as a primary goal.

Schulv said he recovered hard-ware, doors and “some porch col-umns” from a future residential lofts site near Broadway and Calaveras streets. Recovered wood has also gone into counterwork in the Iron Bird Lofts, he said.

“I recovered a majority of the old lumber,” Schulv said about the downtown development sites. “To

date, I’ve built two dining room ta-bles, a buffet, kitchen table.”

Fresno-based Caglia Demolition and Recycling Company is family-owned and has been in the waste disposal and recycling business since 1939. Recycling becomes nec-essary to save on disposal costs, General Manager Nathan Caglia said last week.

“The more we can do on-site, the less we have to truck to landfills and pay disposal fees,” Caglia said.

The Caglias have become known for salvaging historical items. Asked a few years ago about demolishing the old Warners Theater on Fulton Street in downtown Fresno, the Ca-glias decided to instead preserve it as the still-active Warnor’s Theatre.

“We’ll salvage it,” Caglia said about historic materials that may be encountered at Fresno deconstruc-tion sites.

The historic items could either be taken to a family warehouse or do-nated to the Fresno Historical Soci-ety.

Salvaged electrical components could also be taken to another fam-ily-owned long-time Fresno busi-ness, the Electric Motor Shop, Ca-glia said.

Hazardous materials like lead and asbestos, both found in older struc-tures, sometimes require subcon-tractors.

“We do a lot ... all in-house,” Ca-glia said.

One deconstruction job for the Caglia company involved the old Fresno Unified School District maintenance facility on Kings Can-yon Road at 8th Street. There was a lot of recyclable steel, but nothing historic. Most of the material from the site was recycled, Caglia said.

Caglia Demolition and Recycling

Company lists building demolition, land clearing, concrete sawing and drilling, excavation, on-site crush-ing as well as recycling. A sister-company, Cedar Avenue Recycling and Transfer, “owns and operates a state-of-the-art construction and demolition debris sort line.”

“CARTS is able to recycle over 60% and up to 80% of that material, saving landfill space,” the Caglia website notes.

A portable crusher is pictured working a few years ago on another Caglia project inside Yosemite Na-tional Park, recycling asphalt and concrete.

“We were able to reuse the crushed material back on the same project and save hundreds of truck trips in and out of the park,” the cap-tion notes. “The plant can be set up and crushing concrete in less than three hours.”

file photo

Former Fresno City Councilperson Mike Dages helps kick off a Caglia Demolition and Recycling Company demolition of a former Fresno Unified School District maintenance yard in Fresno in December 2010. Caglia was able to salvage steel from the project.

Charles McCarthycontributing Writer

What's old is new againCompanies salvage reusable materials from ‘deconstruction’ sites

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16 www.thebusinessjournal.com FRIDAY, MAY 6, 2011

described above is purported to be: 2326 SOUTH CAESAR AVENUE, FRESNO, CA 93727. APN# 481-350-22S The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or war-ranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reason able estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $222,831.97. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. FOR TRUSTEE SALE INFORMA TION PLEASE CALL: NATIONWIDE POST ING & PUBLICATION, INC. 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762-9334 916-939-0772, www.nationwideposting.com NDEx West L.L.C. MAY BE ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 04/29/11 NPP0180230 05/06/11, 05/13/11, 05/20/11 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20110159900117 Title Order No.: 695794 FHA/VA/PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/22/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/01/07, as Instrument No. 2007-0043438 of official records in the office of the County Recorder of FRESNO County, State of California. EXECUTED BY: MARY JEANNE G. ORBE, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASH IER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: May 26, 2011 TIME OF SALE: 10:00 AM PLACE OF SALE: At the Van Ness Avenue exit from the County Courthouse at 1100 Van Ness Avenue, Fresno, CA. STREET AD DRESS and other common designation, if any, of the real property described above is pur-ported to be: 2264 EAST YEARGIN DRIVE, FRESNO, CA 93720. APN# 568-081-07 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any,

Continued | From 9

TRUSTEE SALES shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $314,789.01. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION, INC. 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762-9334 916-939-0772, www.nationwideposting.com NDEx West L.L.C. MAY BE ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 04/29/11 NPP0180225 05/06/11, 05/13/11, 05/20/11 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20110169800240 Title Order No.: 695851 FHA/VA/PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/23/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/31/06, as Instrument No. 2006-0114139 of official records in the office of the County Recorder of FRESNO County, State of California. EXECUTED BY: KIMBERLY CASTRO, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASH IER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: May 26, 2011 TIME OF SALE: 10:00 AM PLACE OF SALE: At the Van Ness Avenue exit from the County Courthouse at 1100 Van Ness Avenue, Fresno, CA. STREET AD DRESS and other common designation, if any, of the real property described above is pur ported to be: 136 EAST PERALTA WAY, FRESNO, CA 93704. APN# 444-274-05 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid

balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $213,868.01. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION, INC. 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762-9334 916-939-0772, www.nationwideposting.com NDEx West L.L.C. MAY BE ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 04/29/11 NPP0180226 05/06/11, 05/13/11, 05/20/11 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20110169800613 Title Order No.: 110047343 FHA/VA/PMI No.: 3876709440 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/14/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROP ERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/21/07, as Instrument No. 2007-0225088 of official records in the office of the County Recorder of FRESNO County, State of California. EXECUTED BY: FRANK P ZAMUDIO JR AND BARBARA A ZAMUDIO, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: May 26, 2011 TIME OF SALE: 10:00 AM PLACE OF SALE: At the Van Ness Avenue exit from the County Courthouse at 1100 Van Ness Avenue, Fresno, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 2908 E EL PASO AVE, FRESNO, CA 93720. APN# 404-481-12 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or war ranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reason able estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $318,335.38. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The

undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. FOR TRUSTEE SALE INFORMA TION PLEASE CALL: NATIONWIDE POST-ING & PUBLICATION, INC. 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762-9334 916-939-0772, www.nationwideposting.com NDEx West L.L.C. MAY BE ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 04/29/11 NPP0180228 05/06/11, 05/13/11, 05/20/11 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE TS No. 10-0141584 Title Order No. 10-8-508941 Investor/Insurer No. 1678464447 APN No. 578-033-22-S YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/25/1999. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JOSEPH A REINHART, AND JENNY LEE REINHART, HUSBAND AND WIFE AS JOINT TENANTS, dated 04/25/1999 and recorded 05/05/99, as Instrument No. 1999-0068299, in Book , Page ), of Official Records in the office of the County Recorder of Fresno County, State of California, will sell on 05/27/2011 at 10:30AM, At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 2294 EAST DESERT ISLAND DRIVE, FRESNO, CA, 93720. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $139,522.39. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said

Deed of Trust. DATED: 05/05/2011 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# FNMA3978188 05/06/2011, 05/13/2011, 05/20/2011 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE T.S. No. T11-73542-CA / APN: 316-322-23 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 09-28-2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Pursuant to California Civil Code Section 2923.54 the undersigned, on behalf of the beneficiary, loan servicer, or authorized agent, declares as follows: [ X ] The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed and [ X ] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55 Trustor: AGRIPINA J. ABENOJAR A WIDOW Duly Appointed Trustee: CR Title Services, Inc. C/O PITE DUNCAN, 4375 JUTLAND DRIVE, SUITE 200, SAN DIEGO, CA 92117 877-576-0472 Recorded 09-29-2005 as Instrument No. 2005-0230564 in book , page of Official Records in the office of the Recorder of FRESNO County, California, Date of Sale:05-31-2011 at 10:30 AM Place of Sale: AT THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE, 1100 VAN NESS, FRESNO, CALIFORNIA Amount of unpaid balance and other charges: $295,379.88 Street Address or other common designation of real property: 2282 SOUTH BUNDY DRIVE FRESNO, CA 93727 A.P.N.: 316-322-23 Legal Description: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any,

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shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The Trustee shall incur no liability for any good faith error in stating the proper amount of unpaid balances and charges. For Sales Information please contact AGENCY SALES AND POSTING at WWW.FIDELITYASAP.COM or 714-730-2727 REINSTATEMENT LINE: 877-576-0472 Date: 05-06-2011 CR Title Services, Inc. 1000 TECHNOLOGY DRIVE MS 314 O’FALLON, MO 63368 CHANTELLE ROBLES, TRUSTEE SPECIALIST ASAP# 3983663 05/06/2011, 05/13/2011, 05/20/2011 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)Trustee Sale No. 238383CA Loan No. 0698566734 Title Order No. 193157 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/17/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 5/27/2011 at 10:30 AM CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 10/24/2006, Book , Page , Instrument 2006-0226292, of official records in the Office of the Recorder of Fresno County, California, executed by: Samuel Mesa, a single man, as Trustor, Long Beach Mortgage Company, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $176,253.41 (estimated) Street address and other common designation of the real property: 2991 E Belmont Ave. Fresno, CA 93701 APN Number: 452-334-12 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized

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TRUSTEE SALES agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. Date: 5/2/2011 California Reconveyance Company, as Trustee Derek Wear-Renee, Assistant Secretary CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com P830196 5/6, 5/13, 05/20/2011 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)T.S. No.: 10-41347 TSG Order No.: 33-80187119 A.P.N.: 481-330-03 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/27/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 5/27/2011 at 10:30 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 12/1/2006 as Instrument No. 2006-0253389 in book --, page -- of Official Records in the office of the Recorder of Fresno County, California, executed by: Armando Quintero and Irina Quintero, husband and wife as joint tenants, as Trustor, Mortgage Electronic Registration Systems, Inc. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 5563 East Florence Avenue, Fresno, CA 93727 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to wit: $350,348.33 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It

is possible that at the time of sale the opening bid may be less than the total indebtedness due. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 1/4/2011 Date: 4/29/2011 Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Tony Delgado, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P830339 5/6, 5/13, 05/20/2011 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE Trustee Sale No. 10-515445 INC Title Order No. 100599195-CA-BFI APN 470-173-25 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/20/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 05/26/11 at 10:30 a.m., Aztec Foreclosure Corporation as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/28/06 in Instrument No. 2006-0270538 of official records in the Office of the Recorder of FRESNO County, California, executed by: Benita Morales, a Married Woman, as Trustor, Deutsche Bank National Trust Company, as Trustee of the Residential Asset Securitization Trust 2007-A3, Mortgage Pass-Through Certificates, Series 2007-C under the Pooling and Servicing Agreement dated February 1, 2007, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state), at the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness Avenue, Fresno, CA, ali right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California described as: 4739 E LANE AVE, FRESNO, CA 93702 The property heretofore described is being sold “as is”. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note{s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $107,300.77 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell

to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Requirements of SB1137 have been met pursuant to the Notice of Sale Declaration of record. DATE: 4/29/11 Elaine Malone Assistant Secretary & Assistant Vice President Aztec Foreclosure Corporation c/o 4665 MacArthur Court, Suite 250 Newport Beach, CA 92660 Phone: (800) 731-0850 or (602) 222-5711 Fax: (847)627-8803 www.aztectrustee.com For Trustee’s Sale Information Call 714-730-2727 http://www.lpsasap.com ASAP# 3983724 05/06/2011, 05/13/2011, 05/20/2011 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)TS No. T10-71104-CA / APN: 433-513-06 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/24/2001. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, Cashier’s Check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a deed of trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Pursuant to California Civil Code Section 2923.54 the undersigned, on behalf of the beneficiary, loan servicer, or authorized agent, declares as follows: [X] The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed and [X] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55 Trustor: Louie Castro, Jr. and Yolanda Castro. husband and wife Duly Appointed Trustee: CR Title Services, Inc. c/o Pite Duncan, 4375 Jutland Drive, Suite 200, San Diego, CA 92117 877-576-0472 Recorded 01/31/2001 as Instrument No. 2001-0011418 in book , page of Official Records in the office of the Recorder of Fresno County, California, Date of Sale: 5/31/2011 at 10:30 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA Amount of unpaid balance and other charges: $112,656.47 Street Address or other common designation of real property: 3346 North Rafael Avenue Fresno, CA 93722 A.P.N.: 433-513-06 Legal Description: LOT 51 OF TRACT NO. 3919, IN THE CITY OF FRESNO, COUNTY OF FRESNO, COUNTY OF FRESNO, STATE OF CALIFORNIA, ACCORDING TO

THE MAP THEREOF RECORDED IN VOLUME 48 PAGES 18 AND 19 OF PLATS, FRESNO COUNTY RECORDS The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The Trustee shall incur no liability for any good faith error in stating the proper amount of unpaid balances and charges. For sales information please contact Priority Posting and Publishing at www.priorityposting.com or (714) 573-1965 Reinstatement Line: 877-576-0472 Date: 5/6/2011 CR Title Services, Inc 1000 Technology Drive, MS-314 O’Fallon MO 63368 Penny White, Trustee Specialist Federal Law requires us to notify you that we are acting as a debt collector. If you are currently in a bankruptcy or have received a discharge in bankruptcy as to this obligation, this communication is intended for informational purposes only and is not an attempt to collect a debt in violation of the automatic stay or the discharge injunction. P830890 5/6, 5/13, 05/20/2011 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)Trustee Sale No. 432053CA Loan No. 0729820431 Title Order No. 602122721 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/4/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 5/27/2011 at 10:30 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 12/15/2006, Book , Page , Instrument 2006-0262858, of official records in the Office of the Recorder of Fresno County, California, executed by: Ray Velasquez and Miriam A Velasquez, husband and wife as joint tenants,, as Trustor, Washington Mutual Bank, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA Legal Description: As more fully described in said Deed

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agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 05-03-2011 CALIFORNIA RECONVEYANCE COMPANY, as Trustee REGINA CANTRELL REGINA CANTRELL, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com ASAP# 3984593 05/06/2011, 05/13/2011, 05/20/2011 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE Trustee Sale No. 11-516917 INC Title Order No. 110012714-CA-BFI APN 568-233-05 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 03/10/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 05/26/11 at 10:30 a.m., Aztec Foreclosure Corporation as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/18/05 in Instrument No. 2005-0060491 of official records in the Office of the Recorder of FRESNO County, California, executed by: Thien Chi Vo and Hong A. Giang, Husband and Wife As Joint Tenants, as Trustor, Deutsche Bank National Trust Company, as Trustee of the Residential Asset Securitization Trust 2005-A8CB, Mortgage Pass-Through Certificates, Series 2005-H under the Pooling and Servicing Agreement dated June 1, 2005, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state), at the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness Avenue, Fresno, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California described as: 9869 NORTH WOODROW AVENUE, FRESNO, CA 93720 The property heretofore described is being sold “as is”. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest

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of Trust Amount of unpaid balance and other charges: $416,126.75 (estimated) Street address and other common designation of the real property: 34 E McKinley Ave Fresno, CA 93728 APN Number: 450-061-02 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. Date: 05/2/2011 California Reconveyance Company, as Trustee DEREK WEAR-RENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com P830812 5/6, 5/13, 05/20/2011 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE TS No. 09-0133459 Title Order No. 09-8-396994 Investor/Insurer No. 610094 APN No. 461-066-01 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/13/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by MARIA AMARO-MORALES, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY, dated 09/13/2006 and recorded 09/21/06, as Instrument No. 2006-0200897, in Book , Page ), of Official Records in the office of the County Recorder of Fresno County, State of California, will sell on 05/27/2011 at 10:30AM, At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 4102 EAST PLATT AVENUE, FRESNO, CA, 93702. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated

costs, expenses and advances at the time of the initial publication of the Notice of Sale is $184,959.03. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 12/10/2009 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By:-- Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 3983948 05/06/2011, 05/13/2011, 05/20/2011 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE TS No. 08-0085005 Title Order No. 08-8-314708 Investor/Insurer No. 119566334 APN No. 554-081-02 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/01/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, as duly appointed trustee pursuant to the Deed of Trust executed by REYES RIVERA HERNANDEZ AND STACI AMICARELLI, dated 05/01/2006 and recorded 05/12/06, as Instrument No. 2006-0100609, in Book , Page ), of Official Records in the office of the County Recorder of Fresno County, State of California, will sell on 05/27/2011 at 10:30AM, At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 2631 DENNIS AVENUE, CLOVIS, CA, 93611. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $387,792.72. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings

association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 11/13/2008 RECONTRUST COMPANY 1800 Tapo Canyon Rd., SV2-202 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By:-- Trustee’s Sale Officer RECONTRUST COMPANY is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 3984119 05/06/2011, 05/13/2011, 05/20/2011 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE TS No. 08-0111498 Title Order No. 08-8-440013 Investor/Insurer No. 059654005 APN No. 503-200-10 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/07/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, as duly appointed trustee pursuant to the Deed of Trust executed by KATHRYN A. MILLER, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, dated 06/07/2004 and recorded 06/10/04, as Instrument No. 2004-0127876, in Book , Page ), of Official Records in the office of the County Recorder of Fresno County, State of California, will sell on 05/27/2011 at 10:30AM, At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 7827 NORTH JANZER, FRESNO, CA, 93722. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $470,537.59. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder,

with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 02/22/2009 RECONTRUST COMPANY 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By:-- Trustee’s Sale Officer RECONTRUST COMPANY is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 3983960 05/06/2011, 05/13/2011, 05/20/2011 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE Trustee Sale No. 741586CA Loan No. 0702063694 Title Order No. 100235623-CA-MAI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11-18-2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 05-27-2011 at 10:30 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 11-30-2005, Book , Page , Instrument 2005-0280234 of official records in the Office of the Recorder of FRESNO County, California, executed by: JERRY SALDIVAR JR AND REGINA SALDIVAR, HUSBAND AND WIFE, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE, 1100 VAN NESS , FRESNO, CA Legal Description: LOT 15 OF SUBDIVISION MAP OF TRACT NO. 4980 ‘’ROSEHILL’’, ACCORDING TO THE MAP THEREOF RECORDED IN BOOK 65 PAGE 52 OF PLATS, FRESNO COUNTY RECORDS. Amount of unpaid balance and other charges: $427,462.47(estimated) Street address and other common designation of the real property: 2871 BUCKINGHAM WAY CLOVIS, CA 93611 APN Number: 310-391-19 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized

Public Notices

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thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $196,261.97 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Requirements of SB1137 have been met pursuant to the Notice of Sale Declaration of record. DATE: 5-3-11 Elaine Malone Assistant Secretary & Assistant Vice President Aztec Foreclosure Corporation c/o 4665 MacArthur Court, Suite 250 Newport Beach, CA 92660 Phone: (800) 731-0850 or (602) 222-5711 Fax: (847)627-8803 www.aztectrustee.com For Trustee’s Sale Information Call 714-730-2727 http://www.lpsasap.com ASAP# 3985737 05/06/2011, 05/13/2011, 05/20/2011 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)Trustee Sale No.: 20100134005025 Title Order No.: 100648414 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/18/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDex West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 10/27/2005 as Instrument No. 2005-0253787 of official records in the office of the County Recorder of Fresno County, State of California. Executed By: Yervant Kahwajian, will sell at public auction to highest bidder for cash, cashier’s check/cash equivalent or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). Date of Sale: 5/31/2011 Time of Sale: 10:30 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA Street Address and other common designation, if any, of the real property described above is purported to be: 4092 East Liberty Avenue, Fresno, CA 93702 APN#: 470-282-12 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $123,936.55. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration

of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to sell to be recorded in the County where the real property is located. For Trustee Sale Information Please Call: Priority Posting & Publishing 17501 Irvine Blvd., Suite One Tustin, CA 92780 714-573-1965 www.priorityposting.com NDex West, LLC as Trustee Dated: 5/4/2011 NDex West, LLC may be acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. P831625 5/6, 5/13, 05/20/2011 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

(1)NOTICE OF TRUSTEE’S SALE TS No. 09-0170564 Title Order No. 09-8-530715 APN No. 450-254-20 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/18/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by RAUL TELLEZ, A SINGLE MAN, dated 05/18/2007 and recorded 05/31/07, as Instrument No. 2007-0107653, in Book , Page ), of Official Records in the office of the County Recorder of Fresno County, State of California, will sell on 05/27/2011 at 10:30AM, At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, Fresno County, CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any of the real property described above is purported to be: 814 NORTH SAFFORD AVENUE, FRESNO, CA, 937283824. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $227,591.36. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an “AS IS” condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the

appropriate County Recorder’s Office. DATED: 02/19/2010 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281 8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.96970 5/06, 5/13, 5/20/2011 05/06/2011, 05/13/2011, 05/20/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE T.S No. 1315055-14 APN: 007-302-12-s TRA: 003009 LOAN NO: Xxxxxx0087 REF: Llamas, Jose IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED March 01, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 12, 2011, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded March 14, 2006, as Inst. No. 2006-0052553 in book XX, page XX of Official Records in the office of the County Recorder of Fresno County, State of California, executed by Jose Santos Llamas, A Married Man As His Sole and Separate Property, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank At the entrance to the county courthouse breezeway, 1100 Van Ness Fresno, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 743 Guerra Street Firebaugh CA 93622 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $163,204.74. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. For sales information: Mon-Fri 9:00am to 4:00pm (619) 590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: April 21, 2011. (R-376224 04/22/11, 04/29/11, 05/06/11) 04/22/2011, 04/29/2011, 05/06/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE T.S No. 1315062-14 APN: 494-093-14 TRA: 098061 LOAN NO: Xxxxxx9508 REF: Yang, Houa IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED February 14, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 12, 2011, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded February 21, 2007, as Inst. No. 2007-0035625 in book XX, page XX of Official Records in the office of the County Recorder of Fresno County, State of California, executed by Houa Yang and Ker Lor, Husband And Wife As Joint Tenants, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank At the entrance to the county courthouse breezeway, 1100 Van Ness Fresno, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 4882 East Michigan Avenue Fresno CA 93703 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $221,742.62. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. For sales information: Mon-Fri 9:00am to 4:00pm (619) 590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: April 21, 2011. (R-376225 04/22/11, 04/29/11, 05/06/11) 04/22/2011, 04/29/2011, 05/06/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE T.S. No: A519479 CA Unit Code: A Loan No: 10608754/ALLEN Min No: 100162500059784547 AP #1: 310-594-12 T.D. SERVICE COMPANY, as duly appointed Trustee under the following described Deed of Trust WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (in the forms which are lawful tender in the United States) and/or the cashier’s, certified or other checks

specified in Civil Code Section 2924h (payable in full at the time of sale to T.D. Service Company) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property hereinafter described: Trustor: DAVID W. ALLEN, LARISA A. ALLEN Recorded December 28, 2007 as Instr. No. 2007-0228453 in Book --- Page --- of Official Records in the office of the Recorder of FRESNO County; CALIFORNIA , pursuant to the Notice of Default and Election to Sell thereunder recorded January 21, 2011 as Instr. No. 11-10431 in Book --- Page --- of Official Records in the office of the Recorder of FRESNO County CALIFORNIA. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED DECEMBER 27, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. 7164 E. CORTLAND AVENUE, FRESNO, CA 93727 “(If a street address or common designation of property is shown above, no warranty is given as to its completeness or correctness).” Said Sale of property will be made in “as is” condition without covenant or warranty, express or implied, regarding title possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest as in said note provided, advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. Said sale will be held on: MAY 12, 2011, AT 10:00 A.M. *AT THE WEST ENTRANCE TO THE COUNTY COURTHOUSE BREEZEWAY, 1100 VAN NESS AVENUE, FRESNO, CA At the time of the initial publication of this notice, the total amount of the unpaid balance of the obligation secured by the above described Deed of Trust and estimated costs, expenses, and advances is $359,499.70. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. Pursuant to California Civil Code _2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: The mortgage loan servicer has obtained from the Commissioner of a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is recorded. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the monies paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: April 18, 2011 T.D. SERVICE COMPANY as said Trustee, T.D. Service Company Agent for the Trustee and as Authorized Agent for the Beneficiary MARLENE CLEGHORN, ASSISTANT SECRETARY T.D. SERVICE COMPANY 1820 E. FIRST ST., SUITE 210, P.O. BOX 11988 SANTA ANA, CA 92711-1988 We are assisting the Beneficiary to collect a debt and any information we obtain will be used for that purpose whether received orally or in writing.

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If available, the expected opening bid and/or postponement information may be obtained by calling the following telephone number(s) on the day before the sale: (714) 480-5690 or you may access sales information at www.tacforeclosures.com. TAC# 933376 PUB: 04/22/11, 04/29/11, 05/06/11 04/22/2011, 04/29/2011, 05/06/2011-----------------------------------

Trustee Sale No.: 20110169800343 Title Order No.: 703040 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 4/20/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDex West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 04/26/2007 as Instrument No. 2007-0082806 of official records in the office of the County Recorder of Fresno County, State of California. Executed By: Veronica Ann Talamantez, will sell at public auction to highest bidder for cash, cashier’s check/cash equivalent or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). Date of Sale: 5/12/2011 Time of Sale: 10:30 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA Street Address and other common designation, if any, of the real property described above is purported to be: 1264 Cobb Avenue , Fresno, CA 93706 APN#: 467-284-16 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $173,736.05. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to sell to be recorded in the County where the real property is located. For Trustee Sale Information Please Call: Priority Posting & Publishing 17501 Irvine Blvd., Suite One Tustin, CA 92780 714-573-1965 www.priorityposting.com NDex West, LLC as Trustee Dated: 4/18/2011 NDex West, LLC may be acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. P822198 4/22, 4/29, 05/06/2011 04/22/2011, 04/29/2011, 05/06/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE T.S No. 1150750-10 APN: 444-051-05 TRA: 005198 LOAN NO: Xxxxx4245 REF: Matevosyan, Adrine IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF

TRUST, DATED March 19, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 12, 2011, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded March 27, 2007, as Inst. No. 2007-0061315 in book XX, page XX of Official Records in the office of the County Recorder of Fresno County, State of California, executed by Adrine Matevosyan A Single Woman, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank At the entrance to the county courthouse breezeway, 1100 Van Ness Fresno, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 2305 N Vagedes Avenue Fresno CA 93705 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $402,803.86. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE OF TRUSTEE’S SALE EXHIBIT “A” Trustee Sale No. 1150750-10 Loan No. XXXXX4245 The mortgagee, beneficiary or authorized agent for the mortgagee or beneficiary pursuant to California Civil Code § 2923.5(b) declares that SB1137 does not apply. For sales information: Mon-Fri 9:00am to 4:00pm (619) 590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: April 13, 2011. (R-377879 04/22/11, 04/29/11, 05/06/11) 04/22/2011, 04/29/2011, 05/06/2011-----------------------------------

Trustee Sale No.: 20110169800169 Title Order No.: 692637 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 2/21/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A

LAWYER. NDex West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/01/2006 as Instrument No. 2006-0043817 of official records in the office of the County Recorder of Fresno County, State of California. Executed By: Betty D. Caulkins, trustees under declaration of trust dated March 28, 1997, will sell at public auction to highest bidder for cash, cashier’s check/cash equivalent or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). Date of Sale: 5/12/2011 Time of Sale: 10:30 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA Street Address and other common designation, if any, of the real property described above is purported to be: 9877 N Boyd Ave, Fresno, CA 93720 APN#: 567-152-04 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $242,362.05. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to sell to be recorded in the County where the real property is located. For Trustee Sale Information Please Call: Priority Posting & Publishing 17501 Irvine Blvd., Suite One Tustin, CA 92780 714-573-1965 www.priorityposting.com NDex West, LLC as Trustee Dated: 4/15/2011 NDex West, LLC may be acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. P824982 4/22, 4/29, 05/06/2011 04/22/2011, 04/29/2011, 05/06/2011-----------------------------------

Trustee Sale No. 447608CA Loan No. 0684085723 Title Order No. 705182 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/9/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 5/13/2011 at 10:30 AM CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 09/17/2004, Book N/A, Page N/A, Instrument 2004-0208911 of official records in the Office of the Recorder of Fresno County, California, executed by: Kao Vang and Bao Moua, husband and wife as joint tenants, as Trustor, Washington Mutual Bank,FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do

business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $141,962.80 (estimated) Street address and other common designation of the real property: 3518 N Howard St, Fresno, CA 93726 APN Number: 437-195-15 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5 (c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. Date: 4/20/2011 California Reconveyance Company, as Trustee Brandon Royes, Assistant Secretary California Reconveyance Company is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com P824043 4/22, 4/29, 05/06/2011 04/22/2011, 04/29/2011, 05/06/2011-----------------------------------

TS# 057-012510 Order # 30292078 Loan # NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/14/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the

Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor(s): MICHAEL LACKO, A MARRIED MAN, AS HIS SOLE Recorded: 07/25/2006 as Instrument No. 2006-154236 in book , page of Official Records in the office of the Recorder of Fresno County, California; Date of Sale: 5/17/2011 at 10:30 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA Amount of unpaid balance and other charges: $108,069.64 The purported property address is: 236 N EFFIE AVENUE FRESNO, CA 93701 Legal Description: LOT 29 AND 30 IN BLOCK 2 OF DUNCANS ADDITION TO FRESNO, ACCORDING TO THE MAP THEREOF RECORDED IN BOOK 1 OF 41 OF PLATS, FRESNO COUNTY RECORDS. Assessors Parcel No. 459-253-14 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Date: 4/19/2011 UTLS Default Services, LLC Michael Litel, Foreclosure Coordinator Post Office Box Irvine, CA 92616 (949) 885-4500 Sale Line: 714-573-1965 Reinstatement Line: 949-885-4500 To request reinstatement/and or payoff FAX request to: (949) 885-4496 This office is attempting to collect a debt and any information obtained will be used for that purpose. P825909 4/22, 4/29, 05/06/2011 04/22/2011, 04/29/2011, 05/06/2011-----------------------------------

Trustee Sale No. 437471CA Loan No. 0757286042 Title Order No. 146110 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 02/13/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 05/13/2011 at 10:30 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 03/07/2008, Book , Page , Instrument 2008-0033994, of official records in the Office of the Recorder of Fresno County, California, executed by: Ani Hakopian, a single woman, as Trustor, Washington Mutual Bank, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining

Public Notices

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principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $271,135.68 (estimated) Street address and other common designation of the real property: 4386 N Gearhart Ave Fresno, CA 93726 APN Number: 428-202-16 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. Date: 04/19/2011 CALIFORNIA RECONVEYANCE COMPANY, as Trustee Derek Wear-Renee, Assistant Secretary CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com P826035 4/22, 4/29, 05/06/2011 04/22/2011, 04/29/2011, 05/06/2011-----------------------------------

Trustee Sale No. 805-059748 Loan No. 502913709 Title Order No. 4731272 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 04-02-2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 05-12-2011 at 10:30 AM, PLM LENDER SERVICES, INC. as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 04-08-2010, Instrument 2010-0045665 of official records in the Office of the Recorder of FRESNO County, California, executed by: DEBY DIMARCO, AN UNMARRIED WOMAN, as Trustor, ‘’MERS’’ MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR MID VALLEY FINANCIAL SERVICES, as Beneficiary, will sell at public auction the trustor’s interest in the property described below, to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to

do business in this state. The sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: AT THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE, 1100 VAN NESS, FRESNO, CALIFORNIA Amount of unpaid balance and other charges: $162,941.64(estimated) Street address and other common designation of the real property purported as: 1004 EAST CLINTON AVENUE , FRESNO, CA 93704 APN Number: 444-081-31 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 04-18-2011 FOR TRUSTEE’S SALES INFORMATION, PLEASE CALL 714-573-1965 OR VISIT WEBSITE: www.priorityposting.com PLM LENDER SERVICES, INC., AS TRUSTEE PLM LENDER SERVICES, INC., AGENT FOR OR AS SERVICING AGENT 46 N. Second Street Campbell, CA 95008 (408)-370-4030 ELIZABETH GODBEY, VICE PRESIDENT PLM LENDER SERVICES, INC., IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P826391 4/22, 4/29, 05/06/2011 04/22/2011, 04/29/2011, 05/06/2011-----------------------------------

Trustee Sale No. 812-059424 Loan No. 0290064684 Title Order No. 4543051 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12-18-2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 05-12-2011 at 10:30 AM, PLM LENDER SERVICES, INC. as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 12-22-2006, Instrument 2006-0268024 of official records in the Office of the Recorder of FRESNO County, California, executed by: ALVIN MCDOWELL, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, as Trustor, ‘’MERS’’ MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AEGIS WHOLESALE CORPORATION, as Beneficiary will sell at public auction the trustor’s interest in the property described below, to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. The sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made,

but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: AT THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE, 1100 VAN NESS, FRESNO, CALIFORNIA Amount of unpaid balance and other charges: $152,724.41 (estimated) Street address and other common designation of the real property purported as: 2503 SOUTH ROSE AVENUE , FRESNO, CA 93706 APN Number: 479-183-01 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. Regarding the property that is the subject of this notice of sale, the undersigned, as mortgage loan servicer or as authorized agent for the mortgage loan servicer declares that: (1) it has not obtained from the Commissioner a final or temporary order of exemption pursuant to Civil Code section 2923.53 that was current and valid on the date the notice of sale was recorded; and, (2) the time frame for giving a notice of sale specified in Civil Code Section 2923.52 subdivision (a) does apply to this notice of sale and said time frame has elapsed. DATE: 04-18-2011 FOR TRUSTEE’S SALES INFORMATION, PLEASE CALL (714) 573-1965, OR VISIT WEBSITE: www.priorityposting.com PLM LENDER SERVICES, INC., AS TRUSTEE PLM LENDER SERVICES, INC., AGENT FOR OR AS SERVICING AGENT 46 N. Second Street Campbell, CA 95008 (408)-370-4030 ELIZABETH GODBEY, VICE PRESIDENT PLM LENDER SERVICES, INC. IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P826192 4/22, 4/29, 05/06/2011 04/22/2011, 04/29/2011, 05/06/2011-----------------------------------

Trustee Sale No.: 20090187413356 Title Order No.: 20963858 FHA/VA/PMI No.: 3878497806 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDex West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 10/31/2007 as Instrument No. 2007-0199699 of official records in the office of the County Recorder of Fresno County, State of California. Executed By: Adrianus William Schabbing, will sell at public auction to highest bidder for cash, cashier’s check/cash equivalent or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). Date of Sale: 5/12/2011 Time of Sale: 10:30 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA Street Address and other common designation, if any, of the real property described above is purported to be: 4875 E Mckinley Ave #105, Fresno, CA 93703 APN#: 494-321-05 FKA 494-160-16 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any,

shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $235,734.15. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to sell to be recorded in the County where the real property is located. For Trustee Sale Information Please Call: Priority Posting & Publishing 17501 Irvine Blvd., Suite One Tustin, CA 92780 714-573-1965 www.priorityposting.com NDex West, LLC as Trustee Dated: 4/19/2011 NDex West, LLC may be acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. P826383 4/22, 4/29, 05/06/2011 04/22/2011, 04/29/2011, 05/06/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE T.S. No: A386391 CA Unit Code: A Loan No: 23059787/CHHANG AP #1: 455-273-11 T.D. SERVICE COMPANY, as duly appointed Trustee under the following described Deed of Trust WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (in the forms which are lawful tender in the United States) and/or the cashier’s, certified or other checks specified in Civil Code Section 2924h (payable in full at the time of sale to T.D. Service Company) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property hereinafter described: Trustor: SOPHATH CHHANG, HOEUN TEK Recorded May 20, 2005 as Instr. No. 2005-0112836 in Book --- Page --- of Official Records in the office of the Recorder of FRESNO County; CALIFORNIA , pursuant to the Notice of Default and Election to Sell thereunder recorded April 22, 2009 as Instr. No. 09-54192 in Book --- Page --- of Official Records in the office of the Recorder of FRESNO County CALIFORNIA. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED MAY 6, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. 5279 EAST HEDGES AVENUE, FRESNO, CA 93727 “(If a street address or common designation of property is shown above, no warranty is given as to its completeness or correctness).” Said Sale of property will be made in “as is” condition without covenant or warranty, express or implied, regarding title possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest as in said note provided, advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. Said sale will be held on: MAY 12, 2011, AT 10:00 A.M. *AT THE WEST ENTRANCE TO THE COUNTY COURTHOUSE BREEZEWAY, 1100 VAN NESS

AVENUE, FRESNO, CA At the time of the initial publication of this notice, the total amount of the unpaid balance of the obligation secured by the above described Deed of Trust and estimated costs, expenses, and advances is $251,414.13. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. BAC Home Loan Servicing LP, has obtained from the Commissioner of Corporations a final order of exemption pursuant to California civil code section 2923.53 that is current and valid on the date the accompanying Notice of Sale is filed. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the monies paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: April 19, 2011 T.D. SERVICE COMPANY as said Trustee, T.D. Service Company Agent for the Trustee and as Authorized Agent for the Beneficiary MARLENE CLEGHORN, ASSISTANT SECRETARY T.D. SERVICE COMPANY 1820 E. FIRST ST., SUITE 210, P.O. BOX 11988 SANTA ANA, CA 92711-1988 We are assisting the Beneficiary to collect a debt and any information we obtain will be used for that purpose whether received orally or in writing. If available, the expected opening bid and/or postponement information may be obtained by calling the following telephone number(s) on the day before the sale: (714) 480-5690 or you may access sales information at www.tacforeclosures.com. TAC# 934075 PUB: 04/22/11, 04/29/11, 05/06/11 THIS NEW NOTICE SUPERSEDES AND REPLACES ANY PREVIOUS NOTICE OF TRUSTEE’S SALE YOU MAY HAVE RECEIVED UNDER T.S. # A386391 04/22/2011, 04/29/2011, 05/06/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE File No. 7717.21104 Title Order No. 4940407 MIN No. 100033309110161977 APN 427-320-21-S YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/02/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): Christine Johnson, a married woman Recorded: 11/09/06, as Instrument No. 2006-0239533,of Official Records of Fresno County, California. Date of Sale: 05/13/11 at 10:30 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness,, Fresno, CA The purported property address is: 4909 North 7th Street

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Unit U, Fresno, CA 93726 Assessors Parcel No. 427-320-21-S The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $135,303.08. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. Date: April 19, 2011 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Victoria Gutierrez, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Sale Info website: www.USA-Foreclosure.com Automated Sales Line: 714-277-4845 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE FEI# 1002.190879 04/22, 04/29, 05/06/2011 04/22/2011, 04/29/2011, 05/06/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE T.S. No: A521537 CA Unit Code: A Loan No: 11000278/COVARRUBIAS Min No: 100025440003621288 AP #1: 472-330-16 T.D. SERVICE COMPANY, as duly appointed Trustee under the following described Deed of Trust WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (in the forms which are lawful tender in the United States) and/or the cashier’s, certified or other checks specified in Civil Code Section 2924h (payable in full at the time of sale to T.D. Service Company) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property hereinafter described: Trustor: RICARDO COVARRUBIAS Recorded January 31, 2007 as Instr. No. 2007-0020555 in Book --- Page --- of Official Records in the office of the Recorder of FRESNO County; CALIFORNIA and re-recorded September 11, 2007 as Instr. No. 2007-0168839 in Book --- Page , pursuant to the Notice of Default and Election to Sell thereunder recorded January 27, 2011 as Instr. No. 11-13605 in Book --- Page --- of Official Records in the office of the Recorder of FRESNO County CALIFORNIA. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED JANUARY 29, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. 1190 SOUTH WINERY AVENUE #289, FRESNO, CA 93702 “(If a street address or common designation of property is shown above, no warranty is given as to its completeness or correctness).” Said Sale of property will be made in “as is” condition without covenant or warranty, express or implied, regarding title possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest as in said note provided, advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. Said sale will be held on: MAY 20, 2011, AT 10:00 A.M. *AT THE WEST ENTRANCE TO THE COUNTY COURTHOUSE BREEZEWAY, 1100 VAN NESS AVENUE, FRESNO, CA At the time of the initial publication of this notice, the total amount of the unpaid balance

of the obligation secured by the above described Deed of Trust and estimated costs, expenses, and advances is $110,342.71. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. Pursuant to California Civil Code _2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: The mortgage loan servicer has obtained from the Commissioner of a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is recorded. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the monies paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: April 25, 2011 T.D. SERVICE COMPANY as said Trustee, T.D. Service Company Agent for the Trustee and as Authorized Agent for the Beneficiary MARLENE CLEGHORN, ASSISTANT SECRETARY T.D. SERVICE COMPANY 1820 E. FIRST ST., SUITE 210, P.O. BOX 11988 SANTA ANA, CA 92711-1988 We are assisting the Beneficiary to collect a debt and any information we obtain will be used for that purpose whether received orally or in writing. If available, the expected opening bid and/or postponement information may be obtained by calling the following telephone number(s) on the day before the sale: (714) 480-5690 or you may access sales information at www.tacforeclosures.com. TAC# 933908 PUB: 04/29/11, 05/06/11, 05/13/11 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20090182301749 Title Order No.: 09-8-436628A FHA/VA/PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/08/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/09/06, as Instrument No. 2006-0097458 of official records in the office of the County Recorder of FRESNO County, State of California. EXECUTED BY: GUADALUPE GARCIA AND MICHAEL RUELAS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: May 19, 2011 TIME OF SALE: 10:00 AM PLACE OF SALE: At the Van Ness Avenue exit from the County Courthouse at 1100 Van Ness Avenue, Fresno, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 2543 E HOLLAND, FRESNO, CA 93726. APN# 428-112-30 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or war ranty, expressed or

implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reason able estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $197,273.38. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. FOR TRUSTEE SALE INFORMA TION PLEASE CALL: NATIONWIDE POST-ING & PUBLICATION, INC. 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762-9334 916-939-0772, www.nationwideposting.com NDEx West L.L.C. MAY BE ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 04/22/11 NPP0180263 04/29/11, 05/06/11, 05/13/11 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE TSG No.: 5025704 TS No.: CA1100224045 FHA/VA/PMI No.: APN:071-044-12-S YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/04/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROP ERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 19, 2011 at 10:00 AM, First American Trustee Servicing Solu tions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 08/11/05, as Instrument No. 2005-0182749, in book , page , of Official Records in the Office of the County Recorder of FRESNO County, State of California. Executed by: CHRISTOPHER E. TAYLOR AND MICHELE D. TAYLOR, HUSBAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the Van Ness Avenue exit from the County Courthouse at 1100 Van Ness Avenue, Fresno, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 071-044-12-S. The street address and other common designation, if any, of the real property described above is purported to be: 1503 NORTH CALIFORNIA STREET, COALINGA, CA 93210. The undersigned Trustee disclaims any liability for any incorrect ness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or war ranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s),

advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reason able estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $351,619.39. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Com missioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 04/28/11, First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0180039 04/29/11, 05/06/11, 05/13/11 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20100169814581 Title Order No.: 657811 FHA/VA/PMI No.: 66160971 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/21/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROP ERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 11/29/06, as Instrument No. 2006-0249827 of official records in the office of the County Recorder of FRESNO County, State of California. EXECUTED BY: RICHARD COLE AND DELICIA R. COLE, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVA LENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: May 19, 2011 TIME OF SALE: 10:00 AM PLACE OF SALE: At the Van Ness Avenue exit from the County Courthouse at 1100 Van Ness Avenue, Fresno, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 912 NORTH THORNE AVENUE, FRESNO, CA 93728. APN# 450-231-16 The undersigned Trustee dis claims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or

implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $161,287.40. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION, INC. 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762-9334 916-939-0772, www.nationwideposting.com NDEx West L.L.C. MAY BE ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 04/22/11 NPP0179989 04/29/11, 05/06/11, 05/13/11 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

T.S. No. 10-3355-55 Loan No. 1010872529 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/28/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: Angel Ortiz and Norma Ortiz, husband and wife as joint tenants Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 01/04/2008 as Instrument No. 2008-0000813 of Official Records in the office of the Recorder of Fresno County, California, Date of Sale: 5/20/2011 at 10:30 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA Amount of unpaid balance and other charges:

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$322,049.10, estimated Street Address or other common designation of real property: 6642 North Western Avenue , Fresno, CA 93722 A.P.N.: 506-464-05 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. Date: 4/29/2011 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 (949) 720-9200 Foreclosure Dept. Fax (949) 608-0130 Sale Information Only: (714) 573-1965 Renae C. Murray, Foreclosure Manager P827940 4/29, 5/6, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

Trustee Sale No.: 20100169814109 Title Order No.: 640962 FHA/VA/PMI No.: 9885531 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDex West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 10/18/2007 as Instrument No. 2007-0192093 of official records in the office of the County Recorder of Fresno County, State of California. Executed By: William Gene Johnson and Karen J. Johnson, will sell at public auction to highest bidder for cash, cashier’s check/cash equivalent or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). Date of Sale: 05/19/2011 Time of Sale: 10:30 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA. Street Address and other common designation, if any, of the real property described above is purported to be: 2712 West Mesa Avenue, Fresno, California 93711 APN#: 406-181-17 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $403,758.93. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to sell to be recorded in the County where the real property is located. For Trustee Sale Information Please Call: Priority Posting & Publishing, Inc. 17501 Irvine Blvd., Suite One Tustin, CA 92780 714-573-1965 www.priorityposting.com NDex West, L.L.C. as Trustee Dated:

04/26/2011 NDex West, L.L.C. may be acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. P828230 4/29, 5/6, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

T.S. No. T11-73079-CA / APN: 478-261-06 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 03/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a deed of trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Pursuant to California Civil Code Section 2923.54 the undersigned, on behalf of the beneficiary, loan servicer, or authorized agent, declares as follows: [X] The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed and [X] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55 Trustor: Anita M Haskins, an unmarried woman Duly Appointed Trustee: CR Title Services, Inc. c/o Pite Duncan, 4375 Jutland Drive, Suite 200, San Diego, CA 92117 877-576-0472 Recorded 03/29/2007 as Instrument No. 2007-0064731 in book , page of Official Records in the office of the Recorder of Fresno County, California, Date of Sale:05/23/2011 at 10:30 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse 1100 Van Ness, Fresno, CA. Amount of unpaid balance and other charges: $112,574.08 Street Address or other common designation of real property: 2368 South Poppy Avenue Fresno, CA 93706 A.P.N.: 478-261-06 Legal Description: As more fully described in said Deed of Trust The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The Trustee shall incur no liability for any good faith error in stating the proper amount of unpaid balances and charges. For sales information please contact Priority Posting and Publishing at www.priorityposting.com or (714)

573-1965 Reinstatement Line: 877-576-0472 Date: 04/29/2011 CR Title Services, Inc. 1000 Technology Drive MS 314 O’Fallon, MO 63368 Kimberly Lee, Trustee Specialist Federal Law requires us to notify you that we are acting as a debt collector. If you are currently in a bankruptcy or have received a discharge in bankruptcy as to this obligation, this communication is intended for informational purposes only and is not an attempt to collect a debt in violation of the automatic stay or the discharge injunction. P828313 4/29, 5/6, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

Trustee Sale No.: 20100159903891 Title Order No.: 651815 FHA/VA/PMI No.: 25613324 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/19/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDex West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 11/28/2007 as Instrument No. 2007-0212262 of official records in the office of the County Recorder of Fresno County, State of California. Executed By: Joeanna E Mendez, will sell at public auction to highest bidder for cash, cashier’s check/cash equivalent or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). Date of Sale: 05/19/2011 Time of Sale: 10:30 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA. Street Address and other common designation, if any, of the real property described above is purported to be: 5694 West Vartikian Avenue, Fresno, California 93722 APN#: 506-173-47 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $237,571.84. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to sell to be recorded in the County where the real property is located. For Trustee Sale Information Please Call: Priority Posting & Publishing, Inc. 17501 Irvine Blvd., Suite One Tustin, CA 92780 714-573-1965 www.priorityposting.com NDex West, L.L.C. as Trustee Dated: 04/26/2011 NDex West, L.L.C. may be acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. P828408 4/29, 5/6, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE T.S. No GM-273179-C Loan No 0582879409 Insurer No. 1698919741 YOU ARE IN DEFAULT UNDER

A DEED OF TRUST DATED 06/13/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, will be held by the duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. TRUSTOR: EILEEN J. MURRAY, A WIDOW Recorded 06/24/2005 as Instrument No. 2005-0141477 in Book XX, page XX of Official Records in the office of the Recorder of Fresno County, California, Date of Sale: 05/24/2011 at 10:30 A.M. Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 Property Address is purported to be: 4263 NORTH BABIGIAN AVENUE FRESNO, CA 93722 APN#: 510-360-03 The total amount secured by said instrument as of the time of initial publication of this notice is $61,146.84, which includes the total amount of the unpaid balance (including accrued and unpaid interest) and reasonable estimated costs, expenses, and advances at the time of initial publication of this notice. Pursuant to California Civil Code 2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: [ 1 ] The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed; [ 2 ] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55. Date: 04/28/2011 EXECUTIVE TRUSTEE SERVICES, INC 2255 North Ontario Street, Suite 400 Burbank, CA 91504-3120 Sale Line: 714-730-2727 OmarSolorzano, TRUSTEE SALE OFFICER ASAP# 3969405 04/29/2011, 05/06/2011, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE TS #: CA-10-403627-VF Order #: 100703222-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/18/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or

encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): DARRELL G. BAIN AND JEAN L. BAIN, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 10/29/2007 as Instrument No. 2007-0197426 in book xxx, page xxx of Official Records in the office of the Recorder of FRESNO County, California; Date of Sale: 5/23/2011 at 10:30 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 Amount of unpaid balance and other charges: $220,253.78 The purported property address is: 3040 CINDY AVENUE CLOVIS, CA 93612 Assessor’s Parcel No. 430-591-20 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, please refer to the referenced legal description for property location. In the event no common address or common designation of the property is provided herein directions to the location of the property may be obtained within 10 days of the date of first publication of this Notice of Sale by sending a written request to Bank of America 475 Crosspoint Parkway Getzville NY 14068. Pursuant to California Civil Code 2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: [ 1 ] The mortgage loan servicer has not obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed; [ 2 ] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55 . If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 or Login to: www.fidelityasap.com Reinstatement Line: 619-645-7711 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders rights’ against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit

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report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3963320 04/29/2011, 05/06/2011, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE Trustee Sale No. : 20110015000632 Title Order No.: 110050233 FHA/VA/PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/10/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 11/16/2005 as Instrument No. 2005-0270304 of official records in the office of the County Recorder of FRESNO County, State of CALIFORNIA. EXECUTED BY: BARRY WEBER AND JANET WEBER, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 05/19/2011 TIME OF SALE: 10:30 AM PLACE OF SALE: AT THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE, 1100 VAN NESS, FRESNO, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 415 W DAYTON AVE, FRESNO, CALIFORNIA 93705 APN#: 435-201-04 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $153,881.64. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AGENCY SALES & POSTING 3210 EL CAMINO REAL, SUITE 200 IRVINE, CA 92602 714-730-2727 www.lpsasap.com NDEx West, L.L.C. as Trustee Dated: 04/25/2011 NDEx West, L.L.C. 15000 Surveyor Boulevard, Suite 500 Addison, Texas 75001-9013 Telephone: (866) 795-1852 Telecopier: (972) 661-7800 NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ASAP# 3969288 04/29/2011, 05/06/2011, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

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TRUSTEE SALES NOTICE OF TRUSTEE’S SALE TS No. 09-0101721 Title Order No. 09-8-287626 Investor/Insurer No. 115018473 APN No. 494-140-20 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/26/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by CHERYL D MOTOS, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, dated 09/26/2005 and recorded 10/05/05, as Instrument No. 2005-0235411, in Book , Page ), of Official Records in the office of the County Recorder of Fresno County, State of California, will sell on 05/20/2011 at 10:30AM, At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 2029 NORTH LAUREEN AVENUE, FRESNO, CA, 93703. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $232,851.57. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 10/17/2009 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 3976132 04/29/2011, 05/06/2011, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE Trustee Sale No. 10-514779 INC Title Order No. 100504466-CA-BFI APN 502-145-01 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 06/06/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE

OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. 0n 05/19/11 at 10:30 a.m., Aztec Foreclosure Corporation as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 06/19/06 in Instrument No. 2006-0126992 of official records in the Office of the Recorder of FRESNO County, California, executed by: Fernando P. Martinez and Ruthrolen L. Martinez, Husband and Wife, as Trustor, OneWest Bank, FSB, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state), at the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness Avenue, Fresno, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California described as: 7668 NORTH MCCAFFREY AVENUE, FRESNO, CA 93722 The property heretofore described is being sold “as is”. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $416,873.19 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Requirements of SB1137 have been met pursuant to the Notice of Sale Declaration of record. DATE: 04/21/2011 Robbie Weaver Assistant Secretary & Assistant Vice President Aztec Foreclosure Corporation c/o 4665 MacArthur Court, Suite 250 Newport Beach, CA 92660 Phone: (800) 731-0850 or (602) 222-5711 Fax: (847)627-8803 www, aztectrustee.com For Trustee’s Sale Information Call 714-730-2727 http://www.lpsasap.com ASAP# 3975762 04/29/2011, 05/06/2011, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE TS No. 10-0089621 Title Order No. 10-8-359152 Investor/Insurer No. 00108372553 APN No. 45023118 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/24/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by ADAM GONZALEZ, AND

EMMA SICAIROS, HUSBAND AND WIFE AS JOINT TENANTS, dated 06/24/2005 and recorded 06/30/05, as Instrument No. 2005-0146991, in Book, Page ) of Official Records in the office of the County Recorder of Fresno County, State of California, will sell on 05/20/2011 at 10:30AM, At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 926 NORTH THORN AVENUE, FRESNO, CA, 937283044. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $339,967.71. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 11/06/2010 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 3976249 04/29/2011, 05/06/2011, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE Trustee Sale No. 746492CA Loan No. 3011496654 Title Order No. 110040087-CA-MAI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10-10-2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 05-20-2011 at 10:30 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 10-26-2006, Book xx, Page xx, Instrument 2006-0228217 of official records in the Office of the Recorder of FRESNO County, California, executed by: BROOK E SELL, AN UNMARRIED WOMAN, as Trustor, Washington Mutual Bank, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or

federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE, 1100 VAN NESS , FRESNO, CA Legal Description: PARCEL 1 LOT 70 OF TRACT NO 5542, IN THE CITY OF CLOVIS, COUNTY OF FRESNO, STATE OF CALIFORNIA, ACCORDING TO THE MAP THEREOF RECORDED IN VOLUME 74, PAGE(S) 63, 64, 65, 66 AND 67 OF PLATS, FRESNO COUNTY RECORDS PARCEL 2 A SIDE YARD EASEMENT OVER THE EASTERLY 4 FEET OF LOT 71 OF SAID TRACT NO 5542, AS DEFINED IN SECTION 13 4 (D) OF THE DECLARATION OF COVENANTS, CONDITIONS & RESTRICTIONS FOR THE EUROPEAN COLLECTION AT HARLAN RANCH, RECORDED SEPTEMBER 14, 2006, AS DOCUMENT NO 2006 0194475, FRESNO COUNTY OFFICIAL RECORDS, AND SUPPLEMENTAL DECLARATION, RECORDED SEPTEMBER 14, 2006, AS DOCUMENT NO 2006 0194479, FRESNO COUNTY OFFICIAL RECORDS Amount of unpaid balance and other charges: $266,369.92(estimated) Street address and other common designation of the real property: 3665 VERMONT LANE CLOVIS, CA 93619 APN Number: 558-171-04 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 04-28-2011 CALIFORNIA RECONVEYANCE COMPANY, as Trustee By: ZELMA THORPES, ASSISTANT SECRETARY California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ASAP# 3976523 04/29/2011, 05/06/2011, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

Public Notices

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TRUSTEE SALES

NOTICE OF TRUSTEE’S SALE Trustee Sale No. : 20110015000620 Title Order No.: 110050063 FHA/VA/PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/07/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 01/25/2005 as Instrument No. 2005-0016393 of official records in the office of the County Recorder of FRESNO County, State of CALIFORNIA. EXECUTED BY: FABIAN BETANCOURT, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 05/19/2011 TIME OF SALE: 10:30 AM PLACE OF SALE: AT THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE, 1100 VAN NESS, FRESNO, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 3152 EAST PINE AVENUE, FRESNO, CALIFORNIA 93703 APN#: 453-103-05 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $134,522.64. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AGENCY SALES & POSTING 3210 EL CAMINO REAL, SUITE 200 IRVINE, CA 92602 714-730-2727 www.lpsasap.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.NDEx West, L.L.C. as Trustee Dated: 04/25/2011 NDEx West, L.L.C. 15000 Surveyor Boulevard, Suite 500 Addison, Texas 75001-9013 Telephone: (866) 795-1852 Telecopier: (972) 661-7800 ASAP# 3969189 04/29/2011, 05/06/2011, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

T.S. #: 201001195 LOAN#: GAA39-0757-C APN#: 46851023 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED AS SHOWN BELOW. UNLESS YOU TAKE ACTION TO PROTECT YOUR

PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under the pursuant to a Deed of Trust described below The sale will be made, but without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, if any, under the terms of the Deed of Trust, interest thereon, fees, charges, and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be as set forth below. The amount may be greater on the day of the sale. Trustor: Santiago V. Ortega, a married man Duly Appointed Trustee: Guild Administration Corp., A California Corporation Trust Deed Date: August 01, 2005 Recording Date: August 13, 2005 Instrument No.: 2005-0184557 Book: Page Recorded in County: Fresno, State of California Date and Time of Sale: May 24, 2011 at: 10:00 A.M. Place of Sale: at the West entrance to the county courthouse, breezeway, 1100 Van Ness Avenue, Fresno, California Estimated Sale Amount: $118,230.69 As More Fully Described On Said Deed Of Trust. Street Address of Property (or Other Common Designation, if any): 2909 Huntington Blvd #Blvd 219, Fresno, CA The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown above. If no street address or other Common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. Date: April 22, 2011 Guild Administration Corporation As Said Trustee 9160 Gramercy Drive, San Diego, CA 92123 (858) 492-5890 By: Gail Windus, Assistant Secretary TAC: 934597 PUB: 4/29 5/06 5/13 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE T.S. No: F511830 CA Unit Code: F Loan No: 0999310006/SPENCE Investor No: 174875910 AP #1: 130-430-27 T.D. SERVICE COMPANY, as duly appointed Trustee under the following described Deed of Trust WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (in the forms which are lawful tender in the United States) and/or the cashier’s, certified or other checks specified in Civil Code Section 2924h (payable in full at the time of sale to T.D. Service Company) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property hereinafter described: Trustor: MICHELE A SPENCE Recorded October 1, 2004 as Instr. No. 2004-0221448 in Book --- Page --- of Official Records in the office of the Recorder of FRESNO County; CALIFORNIA , pursuant to the Notice of Default and Election to Sell thereunder recorded April 20,

2010 as Instr. No. 10-50809 in Book --- Page --- of Official Records in the office of the Recorder of FRESNO County CALIFORNIA. Said Deed of Trust describes the following property: EXHIBIT A LEGAL DESCRIPTION LOT 30 OF TRACT NO. 2294, SHAVER FALLS, IN THE UNINCORPORATED AREA OF THE COUNTY OF FRESNO, STATE OF CALIFORNIA, ACCORDING TO THE MAP THEREOF RECORDED IN BOOK 27, PAGES 9 TO 14 INCLUSIVE OF PLATS, FRESNO COUNTY RECORDS. EXCEPTING THEREFROM THAT PORTION DESCRIBED AS FOLLOWS: PARCEL 1:BEGINNING AT THE SOUTHWESTERLY CORNER OF SAID LOT, SAID SOUTHWESTERLY CORNER BEING IN THE NORTHWESTERLY BOUNDARY OF EXISTING STATE ROUTE 168.60 FEET IN WIDTH; THENCE 1), ALONG THE SOUTHWESTERLY LINE OF SAID LOT, NORTH 40° 45’ 36” WEST, 17.82 FEET; THENCE 2), FROM A TANGENT WHICH BEARS NORTH 72° 51’ 13” EAST, EASTERLY ALONG A CURVE CONCAVE SOUTHERLY, HAVING A RADIUS OF 460 FEET, THROUGH AN ANGLE OF 13° 18’ 26”, AN ARC DISTANCE OF 106.84 FEET TO SAID NORTHWESTERLY BOUNDARY; THENCE 3), ALONG SAID NORTHWESTERLY BOUNDARY, SOUTH 70° 33’ 00” WEST, 98.82 FEET TO THE POINT OF BEGINNING. PARCEL 2: COMMENCING FOR REFERENCE AT THE EASTERLY TERMINUS OF COURSE 2), DESCRIBED IN THE ABOVE PARCEL 1; THENCE 1), ALONG THE EASTERLY CONTINUATION OF SAID COURSE 2) THROUGH AN ANGLE OF 29° 51’ 05”, AN ARC DISTANCE OF 239.66 FEET; THENCE 2), ALONG A NON-TANGENT LINE, SOUTH 65° 12’ 08” EAST, 171.89 FEET TO A POINT IN THE NORTHWESTERLY BOUNDARY OF EXISTING STATE ROUTE 168, 60 FEET IN WIDTH; SAID POINT BEING THE TRUE POINT OF BEGINNING, THENCE 3), CONTINUING ALONG LAST SAID BEARING, SOUTH 65° 12’ 08” EAST, 299.91 FEET; THENCE 4), SOUTH 67° 48’ 07” EAST, 60.45 FEET TO THE NORTHEASTERLY LINE OF SAID LOT; THENCE 5), ALONG SAID NORTHEASTERLY LINE, SOUTH 17° 53’ 21” EAST, 106.80 FEET TO SAID NORTHWESTERLY BOUNDARY; THENCE ALONG SAID NORTHWESTERLY BOUNDARY THE FOLLOWING COURSES: 6), FROM A TANGENT WHICH BEARS NORTH 68° 26’ 06”, AN ARC DISTANCE OF 239.72 FEET TO A POINT OF REVERSE CURVATURE WITH A CURVE HAVING A RADIUS OF 222 FEET; 7), ALONG LAST SAID CURVE, THROUGH AN ANGLE OF 30° 20’ 00”, AN ARC DISTANCE OF 117.53 FEET TO A POINT OF REVERSE CURVATURE WITH A CURVE HAVING A RADIUS OF 110 FEET AND 8), ALONG LAST SAID CURVE THROUGH AN ANGLE OF 45° 55’ 59”, AN ARC DISTANCE OF 88.19 FEET TO THE TRUE POINT OF BEGINNING, AS TO THE STATE OF CALIFORNIA BY DEED RECORDED JUNE 16, 1988 AS DOCUMENT NO. 88065475, AS CONVEYED TO THE SATE OF CALIFORNIA BY DEED RECORDED JUNE 16, 1988 AS DOCUMENT NO. 88065475. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED SEPTEMBER 24, 2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE

OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. The property above described may not have a street address or common designation. Directions sufficient to locate the property may be obtained by submitting a written request within ten days from the first publication of this notice to the beneficiary, whose name and address is: Foreclosure Department, America’s Servicing Company, 3476 Stateview Blvd.,X27801-02T, Fort Mill, SC 29715, “(If a street address or common designation of property is shown above, no warranty is given as to its completeness or correctness).” Said Sale of property will be made in “as is” condition without covenant or warranty, express or implied, regarding title possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest as in said note provided, advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. Said sale will be held on: MAY 19, 2011, AT 10:00 A.M. *AT THE WEST ENTRANCE TO THE COUNTY COURTHOUSE BREEZEWAY, 1100 VAN NESS AVENUE, FRESNO, CA At the time of the initial publication of this notice, the total amount of the unpaid balance of the obligation secured by the above described Deed of Trust and estimated costs, expenses, and advances is $161,861.78. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. The Mortgage Loan Servicer has obtained from the Commissioner of Corporation a final or temporary order of exemption pursuant to California Civil code Section 2923.53 that is current and valid on the date the accompanying Notice of Sale is filed. The timeframe for giving Notice of Sale specified in subdivision (a) of Civil Code Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the monies paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: April 22, 2011 T.D. SERVICE COMPANY as said Trustee, T.D. Service Company Agent for the Trustee and as Authorized Agent for the Beneficiary CINDY GASPAROVIC, ASSISTANT SECRETARY T.D. SERVICE COMPANY 1820 E. FIRST ST., SUITE 210, P.O. BOX 11988 SANTA ANA, CA 92711-1988 We are assisting the Beneficiary to collect a debt and any information we obtain will be used for that purpose whether received orally or in writing. If available, the expected opening bid and/or postponement information may be obtained by calling the following telephone number(s) on the day before the sale: (714) 480-5690 or you may access sales information at www.tacforeclosures.com. TAC# 934691 PUB: 04/29/11, 05/06/11, 05/13/11 THIS NEW NOTICE SUPERSEDES AND REPLACES ANY PREVIOUS NOTICE OF TRUSTEE’S SALE YOU MAY HAVE RECEIVED UNDER T.S. # F511830 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

Trustee Sale No. 10-08321-3 CA Loan No. 0022773592 Title Order No. 671405 APN 480-374-14 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED

OF TRUST DATED January 16, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 20, 2011, at 10:30 AM, at the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA, Power Default Services, Inc., as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on January 26, 2007, as Instrument No. 2007-0016295 of Official Records in the office of the Recorder of Fresno County, CA , executed by: Hector Antonio Monjaras and Jenny Carmen Monjaras husband and wife as joint tenants , as Trustor, in favor of Option One Mortgage Corporation, A California Corporation as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 4750 E Grove Ave, Fresno, CA 93725 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $241,083.81 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: April 29, 2011 POWER DEFAULT SERVICES, INC., Trustee By: Fidelity National Title Company, its agent 135 Main St. Ste. 1900, San Francisco , CA 94105, 415-247-2450 By: Stephanie Alonzo, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 P828261 4/29, 5/6, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

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Public Notices

Page 26: Store shelf shuffle Family Dollar Producers offer tips on ... · court case 11-13524-7, reported assets of nearly $574,000 but a liability of more than $4.92 million, a likely insurmountable

26 www.thebusinessjournal.com FRIDAY, MAY 6, 2011

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TRUSTEE SALES

Trustee Sale No. 2011-CA005926 Loan No. 7305000021 Title Order No. 1050670 Sales Line: 714-573-1965 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 05-15-2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 05-20-2011 at 10:30 A.M., R.E.F.S. INC., A CALIFORNIA CORPORATION as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 05-19-2006, Book N/A, Page N/A, Instrument 2006-0105597 of official records in the Office of the Recorder of FRESNO County, California, executed by: ANGELO OLMOS, as Trustor, STATE BANK OF INDIA (CALIFORNIA), as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: AT THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE 1100 VAN NESS, FRESNO, CA Legal Description: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST Amount of unpaid balance and other charges: $726,647.28(estimated) Street address and other common designation of the real property: 3 E. SAN JOAQUIN STREET AND/OR 3-19 E. SAN JOAQUIN STREET FRESNO, CA 93706 APN Number: 465-194-10 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 04-25-2011 R.E.F.S. INC., A CALIFORNIA CORPORATION, as said Trustee MELINDA ROWLEY, ASST. VICE PRESIDENT R.E.F.S. INC., A CALIFORNIA CORPORATION IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. R.E.F.S. INC. 9070 Irvine Center Drive, Suite 120 Irvine, CA 92618 (949)474-7337 (949)752-7337 (Fax) P828347 4/29, 5/6, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

T.S. No. T11-73115-CA / APN: 511-193-10 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/23/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, Cashier’s Check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a deed of trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Pursuant to California Civil Code Section 2923.54 the undersigned, on behalf of the beneficiary, loan servicer, or authorized agent, declares as follows: [X] The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed and [X] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55 Trustor: David Kurokawa a married man as his sole and separate property. Duly Appointed Trustee: CR Title Services, Inc. c/o Pite Duncan, 4375 Jutland Drive, Suite 200, San Diego, CA 92117 877-576-0472 Recorded 07/31/2007 as Instrument No. 2007-0145435 in book , page of Official Records in the office of the Recorder of Fresno County, California, Date of Sale: 5/23/2011 at 10:30 AM Place of Sale: At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA Amount of unpaid balance and other charges: $306,314.79 Street Address or other common designation of real property: 4622 West Flint Way Fresno, CA 93722 A.P.N.: 511-193-10 Legal Description: As more fully described in said Deed of Trust The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The Trustee shall incur no liability for any good faith error in stating the proper amount of unpaid balances and charges. For sales information please contact Priority Posting and Publishing at www.priorityposting.com or (714) 573-1965 Reinstatement Line: 877-576-0472 Date: 4/29/2011 CR Title Services, Inc 1000 Technology Drive MS 314 O’Fallon MO 63368 Kimberly Lee, Trustee Specialist Federal Law requires us to notify you that we are Continued | Next Page

acting as a debt collector. If you are currently in a bankruptcy or have received a discharge in bankruptcy as to this obligation, this communication is intended for informational purposes only and is not an attempt to collect a debt in violation of the automatic stay or the discharge injunction. P828609 4/29, 5/6, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE TS No. 11-0001213 Title Order No. 11-0001009 Investor/Insurer No. 1698422775 APN No. 511-151-25 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/15/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by MARIO RUIZ AND CLAUDIA JIMENEZ, HUSBAND AND WIFE AS JOINT TENANTS, dated 04/15/2005 and recorded 04/26/05, as Instrument No. 2005-0091669, in Book -, Page -), of Official Records in the office of the County Recorder of Fresno County, State of California, will sell on 05/20/2011 at 10:30AM, At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 3275 NORTH BARCUS AVENUE, FRESNO, CA, 93722. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $210,619.13. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 04/21/2011 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# FNMA3977786 04/29/2011, 05/06/2011, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE TS No. 09-0177678 Title Order No. 09-8-563126 Investor/Insurer No. 0453470448703 APN No. 312-561-33 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/02/1993. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by DAVID LOUIS HAROS, AND EMILY MARIE HAROS, HUSBAND AND WIFE, dated 08/02/1993 and recorded 08/12/93, as Instrument No. 93121736, in Book -, Page -), of Official Records in the office of the County Recorder of Fresno County, State of California, will sell on 05/20/2011 at 10:30AM, At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 2220 NORTH MILBURN AVENUE, FRESNO, CA, 93722. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $94,976.34. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 03/15/2010 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 3977858 04/29/2011, 05/06/2011, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE TS No. 10-0103268 Title Order No. 10-8-398422 Investor/Insurer No. 72206372 APN No. 554-200-13 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/21/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE

NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by CYNTHIA E JAMES., dated 09/21/2005 and recorded 09/29/05, as Instrument No. 2005-0230162, in Book -, Page -), of Official Records in the office of the County Recorder of Fresno County, State of California, will sell on 05/20/2011 at 10:30AM, At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 2846 ROBERTS AVENUE, CLOVIS, CA, 93611. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $500,328.29. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 12/01/2010 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 3977930 04/29/2011, 05/06/2011, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE TS No. 10-0097094 Title Order No. 10-8-379383 Investor/Insurer No. 085805303 APN No. 509-270-13 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/05/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by ELIZABETH A. TERRY, AN UNMARRIED WOMAN, dated 01/05/2005 and recorded 01/14/05,

Public Notices

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TRUSTEE SALES

as Instrument No. 2005-0010733, in Book -, Page -), of Official Records in the office of the County Recorder of Fresno County, State of California, will sell on 05/20/2011 at 10:30AM, At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 5655 NORTH VIOLET AVENUE, FRESNO, CA, 937227700. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $261,158.56. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 11/18/2010 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 3977432 04/29/2011, 05/06/2011, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE TS No. 10-0101738 Title Order No. 10-8-392658 Investor/Insurer No. 1700819258 APN No. 560-380-39 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/07/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by DEAN J. FORD, AN UNMARRIED MAN, dated 03/07/2006 and recorded 03/10/06, as Instrument No. 2006-0050038, in Book -, Page -), of Official Records in the office of the County Recorder of Fresno County, State of California, will sell on 05/20/2011 at 10:30AM, At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness,

Fresno, CA 93721 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 174 SERENA AVENUE, CLOVIS, CA, 93619. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $423,689.03. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 11/28/2010 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# FNMA3977907 04/29/2011, 05/06/2011, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE TS No. 09-0072315 Title Order No. 09-8-208973 Investor/Insurer No. 140599117 APN No. 555-160-01 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/28/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by RAVINDER SINGH, AND ANJEET KAUR, HUSBAND AND WIFE AS JOINT TENANTS, dated 06/28/2006 and recorded 07/07/06, as Instrument No. 2006-0141326, in Book -, Page -), of Official Records in the office of the County Recorder of Fresno County, State of California, will sell on 05/20/2011 at 10:30AM, At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, CA 93721 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other

common designation, if any, of the real property described above is purported to be: 2412 CARSON AVENUE, CLOVIS, CA, 93611. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $434,163.76. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 08/30/2009 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 3976800 04/29/2011, 05/06/2011, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE Trustee’s Sale No. CA-AGF-109420 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/9/1999. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 19, 2011, at 10:30 AM, AT THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE, 1100 VAN NESS, in the City of FRESNO, County of FRESNO, State of CALIFORNIA, ASSET FORECLOSURE SERVICES, INC., a California corporation, as duly appointed Trustee under that certain Deed of Trust executed by LONNIE MANNING AND LULA MANNING, HUSBAND AND WIFE AS JOINT TENANTS, as Trustors, recorded on 4/16/1999, as Instrument No. 1999-0059310, of Official Records in the office of the Recorder of FRESNO County, State of CALIFORNIA, under the power of sale therein contained, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or

implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Property is being sold “as is - where is”. TAX PARCEL NO. 328-070-08 From information which the Trustee deems reliable, but for which Trustee makes no representation or warranty, the street address or other common designation of the above described property is purported to be 2806 S. WALNUT AVENUE FRESNO, CA 93706. Said property is being sold for the purpose of paying the obligations secured by said Deed of Trust, including fees and expenses of sale. The total amount of the unpaid principal balance, interest thereon, together with reasonably estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is $85,637.22. WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. SALE INFORMATION LINE: 714-730-2727 or www.fidelityasap.com Dated: 4/18/2011 ASSET FORECLOSURE SERVICES, INC., AS TRUSTEE 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 (818) 591-9237 By: Georgina Rodriguez, Trustee Sale Officer ASAP# 3977553 04/29/2011, 05/06/2011, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE TS No. 09-0185052 Title Order No. 09-8-600825 APN No. 450-274-16 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/21/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by FRANCISCO A. ECHEVERRIA AND PATRICIA ECHEVERRIA, HUSBAND AND WIFE, AS JOINT TENANTS, dated 04/21/2008 and recorded 04/28/08, as Instrument No. 2008-0061339, in Book , Page ), of Official Records in the office of the County Recorder of Fresno County, State of California, will sell on 05/20/2011 at 10:30AM, At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, Fresno County, CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 612 N SAFFORD AVENUE, FRESNO, CA, 93728. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $258,362.88.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. DATED: 04/07/2010 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281 8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI# 1006.93539 04/29, 05/06, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

NOTICE OF TRUSTEE’S SALE TS No. 08-0093896 Title Order No. 08-8-344836 APN No. 460-062-14 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/17/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, as duly appointed trustee pursuant to the Deed of Trust executed by JOSE LUIS-HERNANDEZ ANGUIANO, A SINGLE MAN, dated 01/17/2007 and recorded 01/31/07, as Instrument No. 2007-0019179, in Book , Page ), of Official Records in the office of the County Recorder of Fresno County, State of California, will sell on 05/20/2011 at 10:30AM, At the Van Ness Avenue exit from the County Courthouse, 1100 Van Ness, Fresno, Fresno County, CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 4469 EAST MADISON AVENUE, FRESNO, CA, 93702. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $194,326.48. It is possible that at the time of sale

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Public Notices

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the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. DATED: 12/04/2008 RECONTRUST COMPANY 1800 Tapo Canyon Rd., SV2-202 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281 8219 By: Trustee’s Sale Officer RECONTRUST COMPANY is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI# 1006.133759 04/29, 05/06, 05/13/2011 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

Civil

SUMMONS(CITACION JUDICIAL)NOTICE TO DEFENDANT: (AVISO AL DEMANDADO) TUOLUMNE VILLAGE APARTMENTS, LP., and DOES 1 through 30, inclusive,YOU ARE BEING SUED BY PLAINTIFF: (LO ESTA DEMANDANDO EL DAMANDANTE) IRENE GONZALEZ, GILBERT GONZALEZ, and BEATRICE GONZALEZ,NOTICE! You have been sued. The court may decide against you without your being heard unless you respond within 30 days. Read the information below.You have 30 CALENDAR DAYS after this summons and legal papers are served on you to file a written response at this court and have a copy served on the plaintiff. A letter or phone call will not protect you. Your written response must be in proper legal form if you want the court to hear your case. There may be a court form that you can use for your response. You can find these court forms and more information at the California Courts Online Self-Help Center (www.courtinfo.ca.gov/selfhelp), your county law library, or the courthouse nearest you. If you cannot pay the filing fee, ask the court clerk for a fee waiver form. If you do not file your response on time, you may lose the case by default, and your wages, money, and property may be taken without further warning from the court.There are other legal requirements. You may want to call an attorney right away. If you do not know an attorney, you may want to call an attorney referral service. If you cannot afford an attorney, you may be eligible for free legal services from a nonprofit legal services program. You can locate these nonprofit groups at the California

Legal Services Web site (www.lawhelpcalifornia.org), the California Courts Online Self-Help Center (www.courtinfo.ca.gov/selfhelp), or by contacting your local court or county bar association. NOTE: The court has a statutory lien for waived fees andcosts on any settlement or arbitration award of $10,000 or more in a civil case. The court’s lien must be paid before the court will dismiss the case. as the person sued under the fictitious name of (specify): ¡AVISO! Lo han demandado. Si no responde dentro de 30 días, la corte puede decidir en su contra sin escuchar su versión. Lea la información a continuación. Tiene 30 DÍAS DE CALENDARIO después de que le entreguen esta citación y papeles legales para presentar una respuesta por escrito en esta corte y hacer que se entregue una copia al demandante. Una carta o una llamada telefónica no lo protegen. Su respuesta por escrito tiene que estar en formato legal correcto si desea que procesen su caso en la corte. Es posible que haya un formulario que usted pueda usar para su respuesta. Puede encontrar estos formularios de la corte y más información en el Centro de Ayuda de las Cortes de California (www.sucorte.ca.gov), en la biblioteca de leyes de su condado o en la corte que le quede más cerca. Si no puede pagar la cuota de presentación, pida al secretario de la corte que le dé un formulario de exención de pago de cuotas. Si no presenta su respuesta a tiempo, puede perder el caso por incumplimiento y la corte le podrá quitar su sueldo, dinero y bienes sin más advertencia.Hay otros requisitos legales. Es recomendable que llame a un abogado inmediatamente. Si no conoce a un abogado, puede llamar a un servicio de remisión a abogados. Si no puede pagar a un abogado, es posible que cumpla con los requisitos para obtener servicios legales gratuitos de un programa de servicios legales sin fines de lucro. Puede encontrar estos grupos sin fines de lucro en el sitio web de California Legal Services, (www.lawhelpcalifornia.org), en el Centro de Ayuda de las Cortes de California, (www.sucorte.ca.gov) o poniéndose en contacto con la corte o el colegio de abogados locales. AVISO: Por ley, la corte tiene derecho a reclamar las cuotas y los costos exentos por imponer un gravamen sobre cualquier recuperación de $10,000 ó más de valor recibida mediante un acuerdo o una concesión de arbitraje en un caso de derecho civil. Tiene que pagar el gravamen de la corte antes de que la corte pueda desechar el caso.CASE NUMBER:(Numero del Caso)BC445745The name and address of the court is: (El nombre y dirección de la corte es) SUPERIOR COURT OF CALIFORNIACOUNTY OF LOS ANGELES111 N. HILL ST.LOS ANGELES, CA 90012The name, address, and telephone number of plaintiff’s attorney, or plaintiff without an attorney, is: (El nombre, la dirección y el número de telefono del abogado del demandante, o del demandante que no tiene abogado es), J. DEREK PAKIZ, ESQ. 140605THE REEVES LAW GROUP200 WEST SANTA ANA BOULEVARDSANTA ANA, CA 92701(714) 550-6000(714) 550-6015DATE: (Fecha) SEP 17, 2010JOHN A. CLARKEClerk, (Secretario)by RUGENA LOPEZ, Deputy (Adjunto)(SEAL)

AMENDMENT TO COMPLAINT(Fictitious / Incorrect Name)SUPERIOR COURT OF CALIFORNIA COUNTY OF LOS ANGELES 111 N. HILL ST.LOS ANGELES, CA 90012CASE NUMBER: BC445745PLAINTIFF: IRENE GONZALEZ, GILBERT GONZALEZ, BEATRICE GONZALEZDEFENDANT: TUOLUMNE VILLAGE APARTMENTS, ET AL.FICTITIOUS NAMEUpon the filing of the complaint, the plaintiff, being ignorant of the true name of the defendant and having designated the defendant in the complaint by the fictitious name of:Doe 1and having discovered the true name of the defendant to be: Virginia Balakianamends the complaint by substituting the true name for the fictitious name wherever it appears in the complaint.DATE: January 24, 2011/s/ MARC B. THOMSPON, ESQ, 22984DATE: JAN 25, 2011John A. Clarke, Executive Officer/ClerkClerkBY Glorietta Robinson, DeputyMARC B. THOMSPON, ESQ, 22984THE REEVES LAW GROUP200 WEST SANTA ANA BOULEVARD6TH FLOORSANTA ANA, CA 92701 (714) 550-6000ATTORNEY FOR: IRENE GONZALEZ, GILBERT GONZALEZ, BEATRICE GONZALEZSTATEMENT OF DAMAGES(Personal Injury or Wrongful Death)SUPERIOR COURT OF CALIFORNIA COUNTY OF LOS ANGELES 111 N. HILL STREETLOS ANGELES, CA 90012CENTRAL DISTRICTCASE NUMBER: BC445745PLAINTIFF: IRENE GONZALEZDEFENDANT: TUOLUMNE VILLAGE APARTMENTS, LP.To: Virginia BalakianPlaintiff: Irene Gonzalez seeks damages in the above-entitled action, as follows:1. General damages:d. Loss of society and companionship (wrongful death actions only): $ 10,000,000.2. Special damages:a. Medical expenses (to date): $ 2,000,000f. Funeral expenses: $ According to Proof.g. Funeral contributions: $ According to Proof.h. Value of personal service, advice, or training: $ According to Proof.Date: January 28, 2011/s/ MARC B. THOMPSON, ESQ, 247944ATTORNEY OR PARTY WITHOUT ATTORNEYMARC B. THOMPSON, ESQ, 247944THE REEVES LAW GROUP200 WEST SANTA ANA BOULEVARD6TH FLOORSANTA ANA, CA 92701TELEPHONE NO.: (714) 550-6000ATTORNEY FOR: IRENE GONZALEZ 04/22/2011, 04/29/2011, 05/06/2011, 05/13/2011-----------------------------------

ProbaTe

NOTICE OF PETITION TOADMINISTER ESTATE OFWILLIAM JOE BITTER, also known as WILLIAM J. BITTER.

CASE NO: 11 CE PR 00337To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of WILLIAM JOE BITTER, also known as WILLIAM J. BITTER.A Petition for Probate has been filed by ANDRIETTE LYNN BITTER in the Superior Court of California, County of FRESNO.The Petition for Probate requests that ANDRIETTE LYNN BITTER be appointed as personal representative to administer the estate of the decedent.The petition requests the decedent’s will and codicils, if any, be admitted to probate. The will and any codicils are available for examination in the file kept by the court.The petition requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.A hearing on the petition will be held in this court as follows:May 25, 2011, 9:00 A.M., Dept.: 3031130 “O” Street, 3rd Floor - Dept. 303Fresno, California 93724If you object to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within four months from the date of first issuance of letters as provided in Probate Code section 9100. The time for filing claims will not expire before four months from the hearing date noticed above.You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk.Attorney for petitioner:Nicholas L. Lucich, Jr.HELON & MANFREDO LLP.735 W. Alluvial Avenue, Suite 102Fresno, CA 93711(559) 226-4420 04/29/2011, 05/04/2011, 05/06/2011-----------------------------------

FiCTiTious

(1) FICTITIOUS BUSINESS NAME STATEMENTFile No. 2201110002615The following person(s) is (are) doing business as:Eagle Donuts, 1174 O Street, Firebaugh, CA 93622; County of FresnoSoumy Duong, 3253 Treviso Ct., Los Banos, CA 93635Contha Ouk, 3253 Treviso Ct., Los Banos, CA 93635This business is conducted by husband and wifeThe registrant commenced to transact

business under the fictitious business name or names listed above on 2/1/11I declare that all information in this statement is true and correct. (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)S/ Soumy Duong, Co-OwnerThis statement was filed with the County Clerk of Fresno on April 27, 2011NOTICE-In accordance with Section 17920(a), a Fictitious Name Statement generally expires five years from the date it was filed with the County Clerk, except as provided in Section 17920(b), where it expires 40 days after any change in the facts set forth in the statement pursuant to section 17913 other than a change in the residence address of a registered owner. A New Fictitious Business Name Statement must be filed before the expiration.The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or common law (See Section 14411 et seq., Business and Professions Code).New Filing5/6, 5/13, 5/20, 5/27/11CNS-2072478#FRESNO BUSINESS JOURNAL 05/06/2011, 05/13/2011, 05/20/2011, 05/27/2011-----------------------------------

(1) FICTITIOUS BUSINESS NAME STATEMENT File No. 2201110002616The following person(s) is (are) doing business as:Republic Services of Fresno, 5501 N. Goldenstate Blvd., Fresno, CA 93722; County of Fresno; 18500 North Allied Way, Phoenix, AZ 85054Allied Waste Services of North America, LLC, 18500 North Allied Way, Phoenix, AZ 85054This business is conducted by a limited liability companyThe registrant commenced to transact business under the fictitious business name or names listed above on N/AArticles of Incorporation 200502910245I declare that all information in this statement is true and correct. (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)S/ Eileen B. Schuler, SecretaryThis statement was filed with the County Clerk of Fresno on April 27, 2011NOTICE-In accordance with Section 17920(a), a Fictitious Name Statement generally expires five years from the date it was filed with the County Clerk, except as provided in Section 17920(b), where it expires 40 days after any change in the facts set forth in the statement pursuant to section 17913 other than a change in the residence address of a registered owner. A New Fictitious Business Name Statement must be filed before the expiration.The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or common law (See Section 14411 et seq., Business and Professions Code).New Filing5/6, 5/13, 5/20, 5/27/11CNS-2072588#FRESNO BUSINESS JOURNAL 05/06/2011, 05/13/2011, 05/20/2011, 05/27/2011-----------------------------------

Continued | Next Page

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TRUSTEE SALES

Public Notices

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FRIDAY, MAY 6, 2011 www.thebusinessjournal.com 29

MisCellaneous

(1)Lien Sale 05/23/2011 10amat 58 W BIRCH AVE, FRESNO68 CHEVY LIC# 198967WVIN# 124678N434559 05/06/2011-----------------------------------

(1)NOTICE INVITING BIDSSealed bids will be received at the office of the Purchasing Manager of the City of Fresno for the following: FRESNO YOSEMITE INTERNATIONAL AIRPORTCOMMERCIAL EAST RAMP RECONSTRUCTION FEDERAL AVIATION ADMINISTRATIONAIRPORT IMPROVEMENT GRANT NO. FFY 2011 BID FILE NUMBER: 3095 The scope of work includes the reconstruction of the commercial east ramp including the replacement of existing Portland Cement Concrete pavement for aircraft parking and reconstruction of existing Asphalt Concrete pavement on the balance of the apron. The project includes the placement of storm drainage, lighting and electrical infrastructure and support infrastructure including apparatus charging stations and security enhancements.Bids will be taken on complete work, in accordance with Plans and Specifications on file in the office of the Purchasing Manager, 2101 “G” Street, Building “A,” Fresno California, 93706-1675 , phone number (559)621-1332.

Bid proposal forms, Instructions to Bidders, and copies of the Plans and/or Specifications may be obtained at the City’s website, www.fresno.gov , select For Business (at the top of the screen), click on Bid Opportunities (in the drop down list), click on Bid Opportunities; enter key words to search or on CD which may be obtained at the Office of the Purchasing Manager. Bid Proposals must be filed with the Purchasing Manager prior to the bid opening at 3 p.m. on, Thursday, June 2, 2011, when the bids will be publicly opened and recorded. The Council of the City of Fresno has adopted Resolution No. 82-297 ascertaining the general prevailing rate of per diem wages and per diem wages for holidays and overtime in the Fresno area for each craft, classification, or type of worker needed in the execution of contracts for the City. A copy of the resolution is on file at the Office of the City Clerk. Actual wage schedules are available at Construction Management Office, 1721 Van Ness Avenue, Fresno, California 93721, (559) 621-5600. All proposals must be made on the Bid Proposal Form provided by the Purchasing Manager and must be accompanied by a Bid Deposit in the amount of TEN PERCENT (10%) of the Total Net Bid Amount (or, in bids with Add Alternates, the highest possible combination of the Base Bid plus Add Alternates) in the form of a certified or cashier’s check, an irrevocable letter of credit, or a certificate of deposit or a bidder’s bond executed by a corporate surety, admitted by the California Insurance Commissioner to do business in California, payable and acceptable to the City of Fresno; or the Bidder shall have registered with the Purchasing Manager of the City an annual bid bond sufficient to provide coverage in such amount. All Bid Deposits will be held until a Contract has been executed with

the successful Bidder or all bids have been rejected. The City of Fresno hereby notifies all Bidders that no person shall be excluded from participation in, denied any benefits of, or otherwise discriminated against in connection with the award and performance of any contract on the basis of race, religious creed, color, national origin, ancestry, physical disability, mental disability, medical condition, marital status, sex, age, sexual orientation, ethnicity, status as a disabled veteran or veteran of the Vietnam era. The City will carry out applicable federal requirements in the award and administration of any contract awarded hereunder. This is a federal project funded with financial assistance from the U.S. Department of Transportation, Federal Aviation Administration (FAA).Disadvantaged Business Enterprises (DBEs) will be afforded full opportunity to submit Bid Proposals in response to this invitation. In addition, a Bidder who intends to subcontract a portion of the work shall affirmatively seek out Disadvantaged Business Enterprises that are potential subcontractors, suppliers, or consultants, and actively solicit their interest, capability and prices. Two pre-bid conferences will be held. It is mandatory that all bidders attend one of the two meetings. A bid received from a bidder not recorded as attending one of the two pre-bid meetings will be returned as a non-responsive bid. The first Pre-Bid Meeting will be held at 10:00 a.m., Wednesday, May 18, 2011. The second Pre-Bid Meeting will be held at 10:00 a.m., Thursday, May 19, 2011. Both the Pre-Bid meetings will be held in the Delta Conference Room at the Airports Administration office, 4995 E. Clinton Way, Fresno, California. City Staff will be present

to answer any questions regarding the Specifications, and there will be an inspection tour of the job site(s) at the end of each pre-bid meeting. In accordance with provisions of Section 22300 of the California Public Contract Code, Contractor may substitute securities for any monies withheld by City to ensure performance under the Contract. A 100 percent Payment Bond and 100 percent Performance Bond for all public works contracts must be filed with the Contract Documents and approved by the City before the Contractor enters upon performance of the Work. No bid will be considered for award unless the Bidder at the time of bid opening is licensed with a valid Class A Contractor’s License issued by the State of California. The City reserves the right to reject any and all bids. 05/06/2011-----------------------------------

NOTICE OF PUBLIC SALE OF PERSONAL PROPERTY Notice is hereby given that pursuant to Section 21700 of the Business and Professions Code, State of California, the undersigned will sell at Public Auction by competitive bidding on May 13th, 2011 at 11 A.M. at Security Public Storage, 4420 N. Blackstone Ave. City of Fresno, County of Fresno, State of California, the goods, chattels or personal goods and property of the tenants/units listed below.Unit # Name B2054 Michael LimeE035 Karl WeithB1019 Donna ScottB1003 Donna ScottB2102 Valerie SalinasE045 Brent PatchL002A Robert Cesteel Purchased goods are sold as is, and

must be removed within one (1) day of purchase. Payment is to be with cash only and made at the time of purchase.This sale is subject to cancellation without notice in the event of settlement between owner and obligated party.Security Public Storage, 4420 N. Blackstone Fresno, Ca. 93726 (559)-226-6655 04/29/2011, 05/06/2011-----------------------------------

NOTICE OF PUBLIC SALE OF PERSONAL PROPERTYNotice is hereby given that pursuant to Section 21700 of the Business and Professions Code, State of California, the undersigned will sell at Public Auction by competitive bidding on May 13, 2011 at 1:00 p.m. at Security Public Storage, 2633 W. Shaw Ave., City of Fresno, County of Fresno, State of California. The goods, chattels or personal goods and property of the tenants/units listed below. A271 Marcus NegreteB064 Susan B. SaundersB160 Tonnie EscobedoD033 Cory Joseph LoganD049 Mark PresteraE050 Deborah LackeyG103 Stefan NeriPurchased goods are sold as is, and must be removed within one (1) day of purchase. Payment is to be with cash only and made at the time of purchase.This sale is subject to cancellation without notice in the event of settlement between owner and obligated party. Security Public Storage, 2633 W. Shaw Ave., Fresno, Ca. 93711 (559) 222-7479 04/29/2011, 05/06/2011-----------------------------------

Continued | From 28

MIScELLAnEoUS

Public Notices

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30 www.thebusinessjournal.com FRIDAY, MAY 6, 2011

Web Poll

Opinion

Every now and then, some-thing really good happens in Washington, D.C. Every now

and then, wrongs are righted and common sense prevails.

Last month, there was a mo-ment of logical resolution in Washington that didn’t make big headlines, but it should have because it was a major victory

for America’s job creators: small-business owners.

On April 14th, President Obama signed a bill that repeals a small piece of the massive health-care reform law. The provision would have forced the nation’s small-busi-ness owners to spend an inordinate amount of time helping the IRS fill the so-called ‘tax gap’ — taxes that go uncollected for various reasons. By requiring every small busi-ness to file an IRS 1099 form for business-to-business transactions totaling $600 or more over the course of one year, the government hoped to catch enough otherwise-

unreported revenue to contribute to payment for the colossal cost of the health-care law.

Talk about add-ing insult to injury. The health-care law had already injured small-busi-ness owners with requirements that promised to in-crease the cost of health insurance, when reducing that cost has been the No. 1 concern of the small-busi-ness community for years. The addition of a regula-tory paperwork burden that would disproportionately impact the smallest firms was an added slap in the face.

The “1099 provision” was so il-logical, and so burdensome, that it was quickly identified as a must-re-peal not long after the health-care law was signed into law last spring. Everyone — from the president himself to congressional Republi-cans and Democrats — agreed that inclusion of this money-grabbing provision was an embarrassing gaffe and it simply had to go. The

Opinion

Congress answered the cry of main street (this time)National Federation of Indepen-dent Business — the nation’s larg-est small-business advocacy group

— bore down on Congress to make sure they followed through with their promises of repeal.

The ultimate de-mise of the wicked 1099 provision is great news, but it wasn’t quite a tidy story-book end-ing. It took Con-gress more than six months to get

this simple job done. They lingered over it, savoring the repeal effort in a way that only a politician can, knowing that claiming credit for slaying this paperwork dragon would make for great campaign talking points down the road. The process was deliberately prolonged by casting multiple votes for sym-bolic bills before voting on a piece of legislation that actually guaran-

teed repeal. Meanwhile, Main Street waited.

And NFIB kept the pressure on. And we did win. Washington did

listen this time, and they need to keep on listening to small busi-ness. After all, no other sector of the economy has the power to put our country back on strong eco-nomic footing. Small businesses create two-thirds of net new jobs and generate roughly half of the privately-generated GDP.

The story of the 1099 provision was a reminder of two important facts. One: when left unchecked, government has a tendency to hurt, rather than help, America’s small businesses. Two: when the small business community says “enough!” politicians will listen. Sometimes we just need to shout it a little louder. And we are.

Dan Danner is president and CEO of the National Federation of Independent Business, which represents 350,000 small-business owners in Washington, D.C. and every state capitol.

A California Chamber of Commerce-supported bill that allows the collection of personal information including zip codes in legitimate business transactions, won unanimous approval from an Assembly committee this week.

AB 1219 from Henry T. Perea (D-Fresno) stems from the case of Pineda v. Williams-Sonoma Stores, Inc., in which the California Supreme Court deemed zip codes to be personal information under the state credit card regulations, thus prohibiting collection even if used for fraud prevention.

The bill makes clarifying changes to a provision of the Song Beverly Credit Card Act of 1971. One section of that act defines certain information as “personal identification information” (PII) and limits when PII can be collected as part of a credit card transaction.

AB 1219 makes clear that the restrictions on collecting PII apply when the cardholder physically presents an electronically readable credit card to an employee in order to complete his or her transaction.

In Pineda, the California Supreme Court ruled that a zip code constitutes PII under the Song Beverly Credit Card Act. According to the decision, a retailer may violate the act by requesting and recording a customer’s zip code in conjunction with a credit card purchase.

Since the Pineda decision was handed down in February, more than 150 class action suits have been filed against retailers in California. Many of those retailers were collecting zip codes for legitimate reasons that should be allowable under the law.

For example, some retailers have been sued simply for collecting zip codes when the customer placed an order online and the zip code was needed for delivery. Others have been sued when they were only collecting the zip code in order to reduce the likelihood of fraud or identity theft.

The purpose of AB 1219 is to continue to limit the collection of PII while still allowing and recognizing the legitimate business need for a retailer to use PII to appropriately process and complete all components of a customer transaction. AB 1219 also will help to address the potential for identity theft in situations where the person or functioning card is not present.

The California Chamber of Commerce represents 15,000 member businesses.

Bill protecting business transactions passes committee

GUEST VIEW

Dan Danner

QUESTIon

AboUT ThE rESUlTS:

WIll rISInG GAS prIcES STAll ThE coUnTry’S EconomIc rEcoVEry?

An exclamatory 93% of respondents to last week’s poll by The Business Journal believe gas prices heading toward $5 per gallon will hurt the country’s economic recovery. About 7% said the surge in fossil fuel prices will not hamper the nation’s bounce back from recession. Less than one respondent, statistically, was undecided. One-hundred and thirty-three people took part in the poll.

92.5% Yes, high gas prices hurt tourism, travel and other consumer spending

6.8% No, we have turned a corner, and gas prices will play a smaller role in the recover 0.7% Undecided

The “1099 provision” was so illogical, and so burdensome, that it was quickly identified

as a must-repeal not long after the health-care law was

signed into law last spring.

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FRIDAY, MAY 6, 2011 www.thebusinessjournal.com 31Contact Us

Founding PublishersM. S. Webster

Norman A. Webster,Gordon M. Webster

PUblISHeRGordon M. Webster, Jr.

eDIToRIAlMANAGING EDITORGabriel Dillard

REPORTERSBen KellerClay MoffittTodd R. Brown

RESEARCHERChris Rose

INTERNMichael Kincheloe

ADVeRTISINGDIRECTOR OFSALES & MARKETINGTracy Lifer

MARKETING CONSULTANTKaysi CoelhoDonny Marvin

ADMINISTRATIoNOFFICE MANAGERJeanette Yanez

ADMIN. ASSISTANTJessica SteeleCarmen Rangell

A/R-LEGAL COORDINATORJenny Holman

PRoDUCTIoNMANAGER Arturo Pineda

GRAPHIC DESIGNERSLeah CansecoMypang Thao

CIRCUlATIoNAshley WebsterAnnie Cha

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2006

(2005)

Name of association

Address

Web site or e-mail address

Telephone

Fax

Local activity

• members

• chapters

• staff

Membership criteria

Membership area

–––––––––––––

Annual Dues

Organization publication

2006 budget

–––––––––––––

Year founded locally

Location of

headquartersTop local executive

1(1)

Fresno County Farm Bureau

1274 W. Hedges Ave.

Fresno, Calif. 93728

www.fcfb.org

[email protected]

237-0263

237-3396

• 5,000

• 1• 5

Those wishing to support agriculture in Fresno

County

Fresno County

–––––––––––––

$75 sustaining

$125 voting

Agriculture Today, Friday Follow-up

WND

–––––––––––––

1917

Fresno

Karla Kay Fullerton

2(3)

Better Business Bureau

2519 W. Shaw Ave., Ste. 106

Fresno, Calif. 93711

www.bbb.org

222-8111

228-6518

•3,734

• 1

• 28

Commitment to ethical business

San Joaquin Valley

–––––––––––––

$380

Newsletter, annual member roster, consumer

publications

$2,011,058

–––––––––––––

1950

Fresno

Doug Broten,

CEO

3(2)

Fresno Association of Realtors

6720 N. West

Fresno, Calif. 93711

www.fresnorealtors.com

490-6400

490-6464

•3,731

• 1• 9

Valid real estate license

Fresno County

–––––––––––––

WND

Grapevine, Realtor Magazine

WND

–––––––––––––

1905

Fresno

Mary Van Ness

4(4)

Greater Fresno Area

Chamber of Commerce

2331 Fresno Street

Fresno, Calif. 93721

www.fresnochamber.com

495-4800

495-4811

• 1,900

• N/A

• 12

Business in Fresno and surrounding counties

Fresno County

–––––––––––––

WND

Membership Directory, Guide to Fresno

$990,000

–––––––––––––

1895

Fresno

Al Smith,

presidet/CEO

5(5)

Fresno County Bar Association

1221 Van Ness Ave., Ste. 300

Fresno, Calif. 93721

www.fresnocountybar.org

264-2619

264-8726

• 1,200

• N/A

• 3

Member in good standing with the state bar of

California

Fresno County

–––––––––––––

$115

The Bar Bulletin

WND

–––––––––––––

1882

Fresno

Bobbie Lee,

executive director

6(6)

Visalia Chamber of Commerce

220 N. Santa Fe

Visalia, Calif. 93292

www.visaliachamber.org

[email protected]

734-5876

734-7479

• 1,130

• WND

• 8

Businesses and civic minded individuals

Tulare County

–––––––––––––

Varies

Monthly newsletter, annual membership,

directory, annual Visalia map

$1,000,000

–––––––––––––

1899

Visalia

Mike Cully, president/CEO

7(7)

Clovis Chamber of Commerce

325 Pollasky Ave.

Clovis, Calif. 93612

www.clovischamber.com

[email protected]

299-7363

299-2969

• 1,100

• WND

• 6

Businesses in good standing

Central California

–––––––––––––

$185 and up

Clovis Chamber monthly newsletter, annual

chamber directory

WND

–––––––––––––

1912

Clovis

Jim Ware,

president/CEO

8(10)

California Society of Certified Public Accountants

(CalCPA)

P. O. Box 729

Sanger, Calif. 93657

www.calcpa.org

[email protected]

876-3800

876-3880

• 864

• 1• 1

Licensed CPAs, CPA candidates, students, and

non-CPA associates

Fresno, Madera, Kings and

Tulare counties

–––––––––––––

varies

California CPA Magazine, CalCPA Fresno

Chapter Bulletin, CalCPA Clips (online)

$71,000

–––––––––––––

1970

Redwood City

Anthony Forestiere, CPA/chapter

president

9

(12)

California Apartment Association

516 W. Shaw Ave., Ste. 200

Fresno, Calif. 93722

www.caanet.org

[email protected]

221-2533

221-2503

• 800

• 1• 1

Ownership or management of residential rental

housing

Fresno, Madera, Kings and

Tulare counties

–––––––––––––

$113 base

plus $1.35 per unit

Perspective Magazine

WND

–––––––––––––

WND

Sacramento

Stephanie Espinosa

10

(NR)

Fresno Builders Exchange

1244 N. Mariposa St.

Fresno, Calif. 93703

[email protected]

www.fresnobuildersexchange.com

237-1831

264-2532

• 785

• 1• 9

Firms involved in, or associated in or with the

construction industry

WND

–––––––––––––

$250

Weekly newsletter, monthly safety newsletter,

annual membership directory, various

educational books and reference material

WND

–––––––––––––

1922

Fresno

Roxanne Greenwood,

executive director

11

(NR)

Porterville Chamber of Commerce

93 N. Main St.

Porterville, Calif. 93257

[email protected]

www.chamberporterville.com

784-7502

784-0770

• 540

• N/A

• 3

Open to all

Central Valley

–––––––––––––

varies

Chamber CONNECT, local map, community

and business resource guide

$310,000

–––––––––––––

1907

Porterville

Donnette Silva Carter

12

(NR)

Central California Hispanic Chamber of Commerce

2331 Fresno St., Ste. 114

Fresno, Calif. 93721

www.cchcc.net

[email protected]

495-4817

495-4811

• 513

• 1• 2

Businesses

Central Valley

–––––––––––––

$150 - $500

Business Link, travel guide

$250,000

–––––––––––––

1984

Fresno

Lorena Martinez

13

(NR)

Fresno-Madera Dental Society

371 E. Bullard Ave., Ste. 120

Fresno, Calif. 93710

www.fmds.com

438-7284

438-7287

• 450

• 1• 2

WND

Fresno and Madera counties

–––––––––––––

$255

The Grapevine Bulletin

WND

–––––––––––––

1912

Sacramento

Valjean Xaiz

14

(13)

Selma District Chamber of Commerce

1821 Tucker St.

Selma, Calif. 93662

[email protected]

www.cityofselma.com

891-2235

896-7075

• 352

• N/A

• 2

WND

Central Valley

–––––––––––––

$25 - $250

18 brochures, membership directory, monthly

newsletter, promotional flyer, economic profiles

$150,000

–––––––––––––

1929

Selma

Cindy Howell,

executive director

Roseann Galvan,

president

15

(15)

Fresno Area Hispanic Chamber of Commerce

1456 W. Shaw

Fresno, Calif. 93711

[email protected]

www.fahcc.org

222-8705

222-8706

• 300

• WND

• 3

Business, individuals, students

Fresno

–––––––––––––

$250 - $500

Directory, newsletter, brochures, flyers, micro-

loan information

$350,000

–––––––––––––

2001

Fresno

Dora C. Rivera

16

(17)

Downtown Association of Fresno

2014 Tulare St., Ste. 713

Fresno, Calif. 93711

www.downtownfresno.org

490-9966

490-9968

• 275

• 1• 2

Anyone with an interest in the revitalization of

downtown Fresno

unrestricted

–––––––––––––

$25 - $2500

What’s Up Downtown

$476,000

–––––––––––––

1955

Fresno

Stanley Kooyumjian,

executive director

17

(14)

Lemoore Chamber of Commerce

300 E St.

Lemoore, Calif. 93245

www.lemoorecofc.com

924-6401

924-4520

• 270

• WND

• 3

Individuals, businesses, churches, students

Lemoore

–––––––––––––

$185 - $920

Lemoore Lifestyles

$200,000

–––––––––––––

1929

Lemoore

Lynda Lahondy,

CEO

18

(18)

Kingsburg District Chamber of Commerce

1475 Draper St.

Kingsburg, Calif. 93631

[email protected]

www.kingsburgchamberofcommerce.org

897-1111

897-4621

• 200

• WND

• 1

Various categories

Kingsburg and surrounding

areas

–––––––––––––

$125 - $275

Sweedish Village Voice

$165,000

–––––––––––––

1922

KingsburgJess Chambers, executive director

19

(19)

National Association of Insurance & Financial

Advisors-Fresno

(NAIFA-Fresno)

4747 N. First St., Ste. 140

Fresno, Calif. 93726

www.naifafresno.org

439-4087

227-1463

• 182

• 1

• WND

Life insurance industry

Fresno/Madera Counties

–––––––––––––

$387

Lifewire Newsletter

WND

–––––––––––––

1921

Falls Church, Va.

Vicki Von Tersch,

RHU, LUTCF

20

(NR)

Dinuba Chamber of Commerce

210 N. L St.

Dinuba, Calif. 93618

www.dinubacommerce.org

[email protected]

591-2707

591-2712

• 150

• WND

• 3

WND

WND

–––––––––––––

WND

WND

WND

–––––––––––––

1912

WND

Ralph H. Hinds

Professional Associations

In the Central San Joaquin Valley – ranked by number of local members; if tied by number of staff.

Research: Robin D. Ogle

Lee Onna Maciel

Original publication date: March 17, 2006

Key: WND: Would not disclose.

NR: Not ranked.

Not all sources responded to phone or fax inquiries.

Source: Representatives from each association. The Business Jo

urnal assumes all information given is correct. Not all respondants ra

nked on this list. Fresno-Madera Medical Society, Kings

County Farm Buerau, Central California Association of Health Underwriters and The Advertising Federation, did not respond for this years lis

ting.

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Each week, The Business Journal takes an in-depth look at an industry or an issue facing the Valley with its Focus section. We welcome input from the business community. If you would like to be considered as a source for an upcoming focus, please call editorial department at 559.490.3400 or e-mail: [email protected].

May 13 Nonprofits and FundraisingMay 20 Health CareMay 27 EmploymentJune 3 Manufacturing

Each week, The Business Journal ranks the Valley’s hottest growth industries from tourism to health care to mortgage lenders. To be considered for one of our lists, please contact Ben Keller at 559.490.3465 or e-mail him at [email protected].

May 13 Nonprofit OrganizationsMay 20 HospitalsMay 27 Fastest Growing MunicipalitiesJune 3 Food Processors

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What is Best Companies to Work For?The Best Companies to Work For program is a survey, study and award ceremonycreated to build awareness of the great places to work right here in the Central Valley.

Is your Company one of theBest Companies to Work For?

Registration deadline is July 8, 2011

There’s more to the Best Companies Program than making the List!• It will develop definitive benchmarking information to help existing companies in Central California retain their talented workforce.• Promote Central California’s best employers. • Identify and recognize those Central Valley companies that have been forward thinking in their attempts to create ideal working environments.

What Will Your Company Gain from participating?• The Results of the employee survey. These are sent directly to the employers. • Heightened Company Pride.• Most of all, the chance to tell the world that your company is a Best Company to Work For.

Visit www.bestcompaniescentralcal.com For more information or questions contact Tracy Lifer at 559.490.3423 | www.thebusinessjournal.com

Register your company for participation and find out.

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