terms and conditions of the “boc pay hk$20 welcome rewards ... for boc … · customer who...

Terms and Conditions of the “BoC Pay HK$20 Welcome Rewards Promotion” (the

“Welcome Rewards Promotion”):

1. The Welcome Rewards Promotion is valid from 1 April to 30 June 2020 (both dates

inclusive) (the “Promotion Period”).

2. A Customer who successfully downloads BoC Pay and binds it with their BOC Dual

Currency Credit Cards bearing the logo issued in Hong Kong (the “Eligible Credit

Cards”) and/or Smart Account and/or register the Payment Account for the first time

(the “Eligible Customers”) during the Promotion Period are eligible for a HK$10

reward (the “First Bound Reward”). An Eligible Customer who conducts any amount

of spending and/or fund transfer and/or bill payment transaction via BoC Pay within

the same month of first binding (the “Eligible Transaction”) is eligible for a HK$10

reward (the “Spending Reward”). Each Eligible Customer (identified by Identity

Document number) can earn a combined maximum of HK$20 in rewards (the

“Welcome Rewards”) during the whole Promotion Period.

3. The Welcome Rewards will be credited to the Eligible Credit Card/Smart

Account/Payment Account, which was first bound with BoC Pay. The Welcome

Rewards will be credited to the relevant account according to the following

arrangement upon verification of the respective binding/registration/spending record

by Bank of China (Hong Kong) Limited (the “BOCHK”) and/or BOC Credit Card

(International) Limited (the “Card Company”):

I. For an Eligible Customer who has bound BoC Pay with an Eligible Credit Card,

the Welcome Rewards will be in the form of a credit card cash rebate, and will be

credited to the respective card account. The entitled Welcome Rewards of

Additional Cardholders will be credited to the account of Main Cardholder. The

cash rebate will be credited to the respective account according to the schedule

below and will be posted in the respective monthly statement.

Date of binding

BoCPay (both dates

inclusive)

Date of Crediting the

Respective Welcome

Rewards

Monthly Statement

Posting the Welcome

Rewards Record

1 - 30 April 2020

First Bound Reward will be

credited within 9 working days

after the Eligible Customer

first binds BoC Pay with an

Eligible Credit Card

successfully

April or May 2020

Spending Reward will be

credited on or before 30 June

2020

June or July 2020

1 - 31 May 2020






successfully

May or June 2020


credited on or before 31 July

2020

July or August 2020

1 - 30 June 2020






successfully

June or July 2020


credited on or before 31

August 2020

August or September

2020

II. For an Eligible Customer who has first bound BoC Pay with a Smart

Account/Payment Account, the Welcome Rewards will be credited to the respective

account in the form of cash according to the schedule below. If the Welcome

Rewards could not be credited to the respective account due to account condition,

the Welcome Rewards will be credited to the master account of the Smart Account

(HKD current account or HKD saving account) without any prior notice.

Date of binding BoC Pay

(both dates inclusive)

Date of Crediting the Respective

Welcome Rewards

Account of Crediting

the Respective

Welcome Rewards

1 – 30 April 2020



after the Eligible Customer first

binds BoC Pay with Smart

Account/Payment Account

successfully Smart Account/

Payment Account


credited on or before 30 June

2020

1 - 31 May 2020






successfully


credited on or before 31 July

2020

1 - 30 June 2020






successfully

Smart Account/

Payment Account


credited on or before 31

August2020

4. Only Eligible Customers whose Eligible Credit Card accounts and/or Smart Account

and/or Payment Account are bound with BoC Pay, and are valid and in good

standing throughout the Promotion Period and at the time of crediting the Welcome

Rewards, will be eligible for the Welcome Rewards. Otherwise the Welcome

Rewards will be forfeited. In the event of termination of a credit card account,

violation of Card User Agreement, overdue payment, bad record, or forfeiture of the

Welcome Rewards during the Promotion Period or at the time of crediting the

Welcome Rewards, the Welcome Rewards will not be credited to the designated

account and will be cancelled automatically forthwith. Any fraudulent, unauthorised,

unposted, cancelled or refunded transaction will not be deemed as an Eligible

Transaction and will not qualify for the Welcome Rewards.

5. The Welcome Rewards cannot be converted to cash or exchanged for other gifts,

and are also non-refundable, non-transferrable and not for sale. The Welcome

Rewards awarded to the Eligible Credit Card account is only for retail spending after

the Welcome Rewards have been awarded and cannot be used to offset any cash

advance, financial charge or outstanding balance incurred before the Welcome

Rewards were awarded.

Terms and Conditions of BoC Pay Latest Offers:

McDonald’s® Offer

1. The promotion period of McDonald’s® Offer is valid from 21 April to 30 June 2020,

both date inclusive.McDonald’s®Offer is applicable to the payment of UnionPay QR

Code (including BoC Pay) via UnionPay network.

2. Offer can be used at designed McDonald’s® outlets in Hong Kong (except Sha Tin

Racecourse, Happy Valley Racecourse and Ocean Park) (the “Merchants”).

3. Customer who successfully make a single net spending of HK$30 or above at any

McDonald’s® outlets in Hong Kongwith BoC Pay, will have an instant HK$10

discount (the “Offer”).

4. Each card or account is eligible to enjoy the offer once per day (from 00:00am to

11:59:59pm on the same day).

5. Instant discount amount is non-transferable and cannot be exchanged with cash or

other products / services. Offer is based on net single spending and not eligible for

any split transactions.

6. Offer is not applicable to the purchase of cash coupons / vouchers, gift cards,

redemption of goods, plastic shopping bag charges, delivery services, other

services (including but not limited to any donation, value-added service (including

but not limited to Octopus, Alipay, WeChat Pay, Tap & Go, TNG Wallet and other

value added card or device), cancel / refund transaction, split transactions or any

unauthorized or in case of any fraud or abuse of transaction.

7. Quota applies and on a first-come-first-served basis while stock lasts.

8. Offer cannot be used in conjunction with other offers, Merchant / member benefits,

cash coupons, discounts and gift certificates, unless otherwise stated.

9. Offer is not applicable to any McDonald’s® Parties, Theme Parties, School

Catering Service, McDelivery® and other 3rd party delivery services. This coupon

cannot be used in conjunction with offers from Senior Citizen Card, any other

discounts, special or promotional offers, including McDonald’s Fun Club® Offer and

McDonald’s Mother’s Club™ Offer.

10. Offer cannot be used in conjunction with McDonald’s Gift Certificates, other

discounts or offer, and cannot be used to purchase McDonald’s Gift Certificates

11. McDonald’s® reserves the right to change, suspend or terminate the list of the

participating outlets.

12. For the locations of McDonald’s® Hong Kong outlets, please visit McDonald’s®

Hong Kong webpage.

13. Usage of UnionPay App are bound by individual terms and conditions. Please visit

UnionPay App or UnionPay International webpage for details.

14. For enquiry, please contact UnionPay customer service hotline at 800 967 222.

15. The above offer is subject to the record of BOCHK and/or Card Company.

16. Customers are responsible for the data charges of using BOCHK Mobile Application

or Mobile Banking imposed by their service providers.

17. The above offer is subject to the respective terms and conditions. For details, please

refer to the relevant promotion materials, or contact the relevant merchants or staff

of BOCHK and / or Card Company.

18. All information and images are for reference only. All matters and disputes will be

subject to the final decision of BOCHK and/or the Card Company.

19. No person other than the cardholders, BOCHK and / or the Card Company will have

any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy

the benefit of any of the provisions of these terms and conditions.

20. Related products are provided by the relevant merchants. BOCHK and/or Card

Company accepts no liability for the quality of or any other matters relating to the

goods, food, products and services provided by the relevant merchants. The relevant

merchants are solely responsible for all obligations and liabilities relating to the

related goods, food, products and service.

21. BOCHK and/or the Card Company and the relevant merchants reserve the right to

change, suspend or terminate the terms and conditions at its sole discretion.

22. In case of any dispute, the decision of BOCHK and/or the Card Company and the

relevant merchants shall be final.

23. Should there be any discrepancy or inconsistency between the English and the

Chinese versions of these terms and conditions, the Chinese version shall prevail.

All Wellcome, Market Place by Jasons and its Specialty Stores Offer

1. The promotion period of Wellcome Offer is valid from 8 May to 7 June, 2020, both

dates inclusive(the “Promotion Period”). Wellcome Offer is applicable to the payment

of UnionPay QR Code (including BoC Pay) via UnionPay network.

2. During the Promotion Period, customers settle payment with UnionPay QR Code

(including BoC Pay) can enjoy the following offers (the “Offers”) at all physical outlets

of Wellcome Supermarket, Market Place by Jasons, 3hreesixty, Oliver's The

Delicatessen, Jasons ▪ Food & Living and Jasons ichiba (the “merchants”) in Hong

Kong (the “outlets”) stated below:

i. Offer 1: Every Monday to Thursday during the Promotion Period, customers

can get an instant discount of HK$30 upon any eligible single net spending

of HK$300 or above with BoC Pay (“Offer 1”).

ii. Offer 2: Every Friday to Sunday during the Promotion Period, customers can

get an instant discount of HK$70 upon any eligible single net spending of

HK$500 or above with BoC Pay (“Offer 2”).

3. Each eligible credit card or account can enjoy Offer 1 or Offer 2 once per day (from

00:00am to 11:59:59pm on the same day).

4. To enjoy the Offers, customer must notify cashier for the payment with UnionPay QR

Code in advance and presents the corresponding UnionPay QR Code (including BoC

Pay) for transaction.

5. The Offers are applicable to final net amount payable with UnionPay QR Code, and

not applicable to delivery charge (if any), use of gift / cash voucher and other discount

privileges.

6. For the in-store merchants, the Offers are not applicable to the purchase of any gift

vouchers, festival / festive food related coupons, baby diaper coupons, any mobile /

data prepaid and SIM cards, selected hampers, pre-order items, all infant milk

powder (stage 1), baby diapers, bird's nest and chicken essence items, and any

redemption merchandise for any stamp collection programs or promotions.

7. The Offers are not applicable to the charges on shopping plastic bags, any delivery

service charge, any transaction of prepaid cards and stored value cards, any reloads,

top up, recharging or value-added services, orders made by phone, fax, email /

online / "Click & Collect" services, any split transactions and any unauthorized

transactions are also not eligible for the Offers. Any unposted / cancelled / refunded

/ falsified transactions are also excluded.

8. In case of full refund request with the Offers enjoyed, the actual spending amount

will be refunded. In case of partial refund request, the Offers’ value will be refunded

in proportion according to the refund request. If the refund is requested at the

purchase day, cardholder is not eligible to enjoy Offer 1 or Offer 2 in the same day

again. For details and the calculation, please contact UnionPay International

Customer Service Hotline.

9. The Offers cannot be exchanged for cash, gift, service or discount.

10. Unless otherwise specified, the Offers cannot be used in conjunction with any other

promotional offers, promotional discount coupons or storewide discount offers on

specific days.

11. To qualify for free delivery service, the remaining balance of the transaction must be

at or above the minimum criteria of enjoying free delivery service after the instant

discount entitlement is deducted from the total amount payable for the transaction.

12. The Offers are not applicable to any bulk purchases. For further information, please

check with staff in stores.

13. Quota applies (Offer 1: 140,000 & Offer 2: 100,000) and on a first-come-first-served

basis while stock lasts.

14. Any cancelled/ refunded/ falsified/ unposted transactions are not counted as eligible

transaction, Bank of China (Hong Kong) Limited (the “BOCHK”) and/or BOC Credit

Card (International) Ltd (the “Company”) reserves the right to debit the relevant

Credit Card / Smart Account / Payment account with the amount equivalent to the

value of the Offer without prior notice to the customer.

15. No claims can be made against The Dairy Farm Company, Limited and UnionPay International in relation to any failure in the communication networks, mobile applications, mobile devices or any interruption, interception, suspension, delay, blackout, loss, unavailability, mutilation, incorrect data transmission, temporary suspension, delay or failure of any UnionPay QR Code payment transaction arising from POS terminal including related program software, any POS equipment, bank card, electronic payment system, banking system, telephone line and broadband.

16. UnionPay QR Code offers and usage of UnionPay App are bound by individual terms

and conditions. Please visit UnionPay App or UnionPay International Co. Ltd.

webpage for details.

17. For enquiry, please contact UnionPay International Customer Service Hotline: 800

967 222.








subject to the final decision of BOCHK and/or the Card Company and/or Union Pay

International Limited Company ( the “Union Pay International”) and/or The Dairy

Farm Company, Limited .





Company and/or Union Pay International accepts no liability for the quality of or any

other matters relating to the goods, food, products and services provided by the

relevant merchants. The relevant merchants are solely responsible for all obligations

and liabilities relating to the related goods, food, products and service.

24. BOCHK and/or the Card Company and/or Union Pay International and/or the

relevant merchants reserve the right to change, suspend or terminate the terms and

conditions at its sole discretion.





Mannings and GNC Store Offer

1. Unless otherwise specified, the Program runs from 1 May to 30 June 2020 (the

“Promotion Period”, both dates inclusive and based on the transaction date).

2. The Program applies to BoC Pay which refers to QR Code payments made with the

BoC Pay mobile app. Customers must successfully bind the BoC Pay mobile app

with BOC Dual Currency Credit Card and/or Smart Account and/or Payment Account

(“BoC Pay”)

3. The Program is applicable to Mannings, Mannings Plus, Mannings Baby and GNC

Specialty Stores in Hong Kong (the “Merchants”).

4. Unless otherwise specified, cardholders / customers who settle payment with Eligible

Credit Card, Mobile Payment or BoC Pay at the Merchants can enjoy the following

offers (the “Offers”):

i. Offer 1: Every Friday to Sunday during the Promotion Period, cardholders /

customers can get an instant discount of HK$50 upon any eligible single net

spending (as defined in clause 5) of HK$500 or above with BoC Pay (“Offer 1”).

ii. Offer 2: Every Monday to Thursday during the Promotion Period, cardholders /

customers can get an instant discount of HK$20 upon any eligible single net

spending (as defined in clause 5) of HK$200 or above with BoC Pay (“Offer 2”).

5. Eligible Spending is the final amount payable after deducting the value of any

cash/gift vouchers used when making a retail purchase in Hong Kong Dollars.

6. The Offers are applicable to single net transactions on a single sales slip; split sales

transactions are not eligible for the Program. The Program is not applicable to

purchases of Mannings' gift vouchers, infant milk formula (stage 1 formula), charges

for plastic shopping bags, Octopus reload service, EPS cash withdrawal service,

transactions made via e-wallets (except BoC Pay) and any unauthorised transactions.

7. Each cardholder / customer can enjoy Offer 1 or Offer 2 once per day.

8. The Offers are available on a first-come-first served basis and while stocks last. The

total number of limited quotas is 180,000.

9. The Offers will be provided by the Merchants immediately at the time of eligible

transaction. The Offers cannot be transferred, accumulated or saved for future use.

10. The Offers cannot be used in conjunction with any other promotional offers, or

exchanged for cash, gift, service or discount.


transactions. In the event of cancellation of the transactions that are used for the

offer eligibility, Bank of China (Hong Kong) Limited (the “BOCHK”) and/or BOC Credit

Card (International) Ltd (the “Company”) reserve the right to debit the relevant Credit

Card / Smart Account / Payment account with the amount equivalent to the value of

the instant discount without prior notice.

12. Apple Pay, iPhone and Touch ID are trademarks of Apple Inc., registered in US and

other countries. For compatible devices and more details about Apple Pay, please

refer to the website of Apple Pay. Google Pay works with NFC capable Android™

devices running Android Lollipop 5.0 or higher. Samsung Pay is a trademark of

Samsung Electronics Co., Ltd. Samsung Pay only supports NFC payment. For

compatible devices and more details about Samsung Pay, please refer to the website

of Samsung Pay. Huawei Pay is the trademark of Huawei and is submitted for

trademark registration in China and other countries/regions. For compatible devices

and more details about Huawei Pay, please refer to the website of Huawei Pay.

13. No person other than the Cardholder/ Customer and BOCHK and/or the Company

will have any rights under the Contracts (Rights of Third Parties) Ordinance to

enforce or enjoy the benefits of any of the provisions of these terms and conditions.

14. BOCHK and/or the Company accept no liability for the quality of or any other matters

relating to the goods, products and services provided by the Merchants. The

Merchants are solely responsible for all obligations and liabilities relating to the goods,

products and service.

15. BOCHK and/or the Company and the Merchant reserve the right to change, suspend

or terminate the Offers or their terms and conditions at their sole discretion without

prior notice.

16. BOCHK and/or the Company and the Merchants reserve the right of final decision

on all matters and disputes.



Maxim’s Cakes Offer

1. The promotion period of Maxim’s Cakes Offer from 4 May(7:00) to 3 Jun (23:59),

2020, both date inclusive(the “Promotion Period”). Maxim’s Cakes Offer is applicable

to the payment of UnionPay QR Code (including BoC Pay) via UnionPay network.

2. During the Promotion Period, Customer will have an instant discount of HK$5 upon

single net spending of HK$25 (“Offer 1”); or will have an instant discount of HK$30

upon single net spending of HK$180 (“Offer 2”) with BoC Pay at all Maxim’s Cakes

and Maxim's Cake Lab in Hong Kong (the “Outlets”).

3. Each card or account is eligible to enjoy Offer 1 or Offer 2 once per day (from

00:00am to 11:59:59pm on the same day).

4. The Offer is limited to 166,500 quotas in total and quota applies on a first-come-first-

served basis while stock lasts.

5. The Offers will be given away immediately upon eligible transaction. No

accumulation nor replacement is allowed.




7. The offers are only applicable to the spot purchase and pre-order designated

products at the Outlets. They are not applicable to online cake ordering and onsite

purchase of cake vouchers, designated festive productsas well as other value-added

service (including but not limited to Octopus, Alipay, WeChat Pay, Tap & Go, TNG

Wallet and other value added card or device). Pre-ordered products must be picked

up during the promotion period and must be paid in full amount when placing an

order.

8. Offer cannot be used in conjunction with other offers, merchant / member benefits,

cash coupons, discounts and gift certificates, unless otherwise stated.

9. Offer is not applicable to the levy on plastic shopping bag charged by government.


transaction, Bank of China (Hong Kong) Limited (the “BOCHK”) and/or BOC Credit

Card (International) Ltd (the “Company”) reserves the right to debit the relevant

Credit Card / Smart Account / Payment account with the amount equivalent to the

value of the Offer without prior notice to the customer.

11. Usage of UnionPay App are bound by individual terms and conditions. Please visit

UnionPay App or UnionPay International Co. Ltd webpage for details. For enquiry,

please contact UnionPay International (Hong Kong) Customer Service Hotline: 800

967 222.
















related goods, food, products and service.







Mira Dining Offers

1. "Mira Dining Offers" (the “Promotion”) runs from 11 May to 31 August 2020 (both dates

inclusive) (the “Promotion Period”).

2. The Promotion applicable to BoC Pay or UnionPay App, refers to QR Code payments

made with the BoC Pay mobile app or UnionPay App. Customers must successfully

bind the BoC Pay mobile app with BOC Dual Currency Credit Card and/or Smart

Account and/or Payment Account, or successfully bind the eligible BOC Dual

Currency Credit Card to UnionPay App (the "UnionPay QR code").

3. The Promotion is applicable to restaurants under Mira Dining (the "Merchants").

Participating restaurants include: The Mira Cuisine Cuisine, COCO, Room One-

Sports Bar, Vibes, WHISK, The ifc Cuisine Cuisine, all Tsui Hang Village outlets,

Assaggio Trattoria Italiana and The French Window.

4. During the promotion period, customers who settle payment with Eligible Credit

Card, Mobile Payment or BoC Pay at the Merchants can enjoy the following offers

(the “Offers”):

i. Offer 1: Customer can enjoy 22% off on a la carte food and beverage

at The Mira Cuisine Cuisine, COCO, Room One-Sports Bar, Vibes,

WHISK and Yamm with Union Pay QR code for full-day (the “22% Off

Offer”).

ii. Offer 2: Customer can enjoy 10% off on Dim Sum (applicable to THE

ifc Cuisine Cuisine, all Tsui Hang Village outlets), a la carte food and

beverage (except bottle alcohol) at The ifc Cuisine Cuisine, all Tsui

Hang Village outlets, Assaggio Trattoria Italiana and The French

Window with Union Pay QR code for Lunch (the “10% Off Offer”).

iii. Offer 3: Customer can get an instant discount of HK$100 upon any

single net spending of HK$800 or above (based on the amount after

calculating the above discount of Offer 1 or Offer 2 and 10% service

charge) (the “Eligible Transaction”) at the Merchant by Union Pay QR

code (the “HK$100 Instant Discount Offer”).

5. 22% Off Offer is not applicable on 21, 25 June and 1 July 2020. Please check with

the merchant for details.

6. Offers are not applicable on firework display nights, wine dinner, chef promotions,

guest chef, designated dishes, banquet, wedding, conference, private function,

VIP room, take-away menus, tobacco, cigarettes, coupons, VIP/member reward

schemes, sales or any other promotional offers. Please check with the merchant

for details.

7. Each customer can only enjoy the HK$100 Instant Discount Offer once per day.

8. HK$100 Instant Discount is subject to a quota limitation, applicable to first 10,000

Eligible Transactions in any calendar month during the Promotion Period and on a

first-come-first-served basis. The quota is calculated based on the computer

record of the BOC Credit Card (International) Limited (the “Card Company”) and

the Merchant

9. The HK$100 Instant Discount Offer will be deducted immediately when Eligible

Transactions are made, and no accumulation or redemption will be provided.

10. Customers are required to present the merchant’s staff with UnionPay QR code,

and pay with an Eligible Credit Card or UnionPay QR code to enjoy the 22% Off

Offer or 10% Off Offer and/or HK$100 Instant Discount Offer.

11. Offers are apply to single net transaction on one sales slip, each table can only

enjoy the HK$100 Instant Discount Offer once only. Split sales are not eligible for

this promotion.

12. Upon closure of the restaurants, the relevant offers shall cease immediately.

13. Offers is subject to 10% charge and tea (if applicable), and is based on the original

price.

14. Offers cannot be used in conjunction with any other promotional offers, Mira Plus

card and also Tsui Hang Plus card.

15. Any cancelled/ refunded/ falsified/ unposted transactions are not counted as

eligible transactions. In the event of cancellation of the transactions that are used

for the offer eligibility, Bank of China (Hong Kong) Limited (the “BOCHK”) and/or

the Company reserve the right to debit the relevant Credit Card / Smart Account /

Payment account with the amount equivalent to the value of the instant discount

without prior notice.

16. Apart from the terms and conditions as listed in the promotion materials, offers are

subject to specific terms and conditions of the Merchant. For details, please

contact the Merchant.

17. Unless otherwise specified, the Offers cannot be exchanged for cash or other

products, services or discounts, and are non-transferable.

18. All information and images are for reference only.

19. BOCHK and/or the Company and UnionPay International Company Limited (the

"UnionPay International") accepts no liability for the quality of or any other matters

relating to the food, products, services and offers provided by the Merchant. The

Merchant are solely responsible for all obligations and liabilities relating to the food,

products and services on offer.

20. No person other than the cardholders and the Company will have any right under

the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit

on any of the provisions of these terms and conditions.

21. BOCHK and/or the Company and the Merchant reserve the right to change,

suspend or terminate the Offers or their terms and conditions at their sole

discretion without prior notice.

22. BOCHK and/or the Company and the Merchants reserve the right of final decision

on all matters and disputes.



China Travel Service (Hong Kong) Offer 1. The China Travel Service (Hong Kong) Offer (the “CTSHK offer”) is valid from now till 30 June

2020 (the "Promotion Period"). CTSHK offer is applicable to the payment of UnionPay QR

Code (including BoC Pay) via UnionPay network. 2. Customers are entitled to receive a complimentary HK$50 CTS Travel Coupon (the "Travel

Coupon") upon single spending of HK$1,000 (the “eligible transaction”) or a complimentary HK$100 Travel Coupon upon single spending of HK$2,000 (the “eligible transaction”) with BoC Pay at any China Travel Service (the “merchant”) branch in Hong Kong and Macau during the Promotion Period.

3. Cardholders can only redeem the Travel Coupon on the transaction day. Coupons are available with daily quota while stock lasts on a first-come-first-served basis.

4. The following transactions will not be accepted for the Promotion: fees for travel documents, purchase of coupons, cancelled, refunded, forgery and unsettled transactions, and designated transactions by banks.

5. Damaged, outdated, photocopied receipts or those which fail to show clearly the transaction date, time, amount and currency are invalid.

6. Each eligible transaction can be used for redemption once only. 7. Travel Coupon shall not be cancelled, altered, transferred or exchanged once issued. 8. Travel Coupon will not be re-issued in case of loss or damage. 9. Travel Coupon shall be used in accordance with the terms and conditions printed on its

back. 10. Related products or services are provided by the merchant. Bank of China (Hong Kong)

Limited (the “BOCHK”) and/or BOC Credit Card (International) Ltd (the “Card Company”)

and/or UnionPay International Limited (the “UnionPay International”) accept no liability for the quality of or any other matters relating to the goods, food, products and services provided by the merchant. The merchant is solely responsible for all obligations and liabilities relating to the related products and service.

11. BOCHK and/or the Card Company and/or UnionPay International and the merchant reserve

the right to change, suspend or terminate the terms and conditions at its sole discretion.

12. In case of fraud or abuse, BOCHK, Card Company, UnionPay International and the merchant reserve the right to disqualify the Cardholders immediately and retain the right for legal action. For any disqualified redemption/ Cardholder, the merchant reserves the right to retrieve the offer.

13. BOCHK and/or the Company and the Merchant reserve the right of final decision on all matters and disputes.

14. For enquiry, please contact UnionPay customer service hotline at 800 967 222. 15. If there is inconsistency between the English version and the Chinese version, the Chinese

version shall prevail.

EF Locker Offer

1. The promotion period of EF Locker’s Offer is valid from 5 May to 4 July 2020. EF

Locker Offer is applicable to the payment of UnionPay QR code (including BoC

Pay APP) via UnionPay network.


outlets of EF Lockers in Hong Kong (the “Merchant”) with BoC Pay during

Promotion Period, will have an instant HK$5 discount (the “Offer”)

3. Each customer can enjoy Offer once per day (from 00:00am to 11:59:59pm on the same day).

4. The EF Locker offer is provided by UnionPay International Company Limited ("UnionPay"), please contact UnionPay for any enquiry and dispute.

5. For actual payment amount, please refer to the transaction record in the BoC Pay

APP and UnionPay APP, SMS issued by bank or invoice.

6. The EF Locker offer cannot be used in conjunction with other merchants’ offers,

coupons and gift certificates, unless otherwise stated.

7. The EF Locker offer is not applicable to the purchase of cash coupons and any

value-added services.

8. The EF Locker offer cannot be exchanged with cash.

9. Quota applies, first-come-first-served, while stock lasts. The Offer will be ended

once the quota is used up.

10. Bank of China (Hong Kong) Limited (the “BOCHK”) and/or BOC Credit Card

(International) Ltd (the “Company”), UnionPay International Company Limited (the

"UnionPay") and merchants are entitled to cancel, revise or suspend the promotion

offer details or revise this terms and conditions at any time without giving any prior

notice.

11. BOCHK and/or the Company and the Merchants reserve the right of final decision on all matters and disputes.

12. EF Locker is bound by individual terms and conditions. Please check with UnionPay APP or UnionPay International webpage for details. Upon using the offer, Participants understand and agree that the personal data collected during the transaction is used to complete the payment. UnionPay International will try to ensure that all personal data collected and/or used will be processed in accordance with the Personal Data (Privacy) Regulations.

13. If there is inconsistency between the English version and the Chinese version, the

Chinese version shall prevail.


Nam Kee Noodle Offer

1. The promotion period of Nam Kee Noodle offer runs from 1 May to 30 June 2020

(the “Promotion Period”).

2. The promotion is applicable to all Hong Kong outlets of Hong Kong Nam Kee Noodle

(the “Merchant”).


Merchant in Hong Kong with BoC Pay during Promotion Period, will have an instant

HK$10 discount (the “Offer”).

4. Each customer can enjoy Offer once per day. Quota applies, first-come-first-served,

while stock lasts. The Offer will be ended once the quota is used up.

5. Offer is not applicable to orders from vending machines and telephone takeaway

ordering service.

6. Unless otherwise specified, Offer cannot used in conjunction with any other mobile

payment offers.

7. Offer is not applicable to the purchase of cash coupons.


other products / services.

9. Offer is based on net single spending and not eligible for any split transactions.




subject to the final decision of Bank of China (Hong Kong) Limited (the “BOCHK”)

and/or BOC Credit Card (International) Limited (the “Company”) and the Merchants.

BOCHK and/or the Card Company and the relevant merchants reserve the right to


12. No person other than the cardholders, BOCHK and / or the Company will have any

right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the

benefit of any of the provisions of these terms and conditions.

13. Related products, food and services are provided by the relevant merchants. BOCHK

and/or Company accepts no liability for the quality of or any other matters relating to

the goods, food, products and services provided by the relevant merchants. The

relevant merchants are solely responsible for all obligations and liabilities relating to

the related goods, food, products and service.



BOCHK BoC Pay FPS QR Code Bill Payment Rewards (the “Bill Payment FPS Rewards”): 1. The Bill Payment FPS Rewards commences from 1 May 2020 to 31 December 2020

(both dates inclusive) (the “Promotion Period”).

2. New-to-bill Customers (who have never paid the mentioned bill(s) under clause 2a to 2e through BoC Pay since November 2019) who use BoC Pay to scan the FPS bill payment QR code of below bills and use Smart Account and/or Payment Account to

complete the bill payment through FPS during the Bill Payment FPS Rewards Promotion Period (the “Eligible Customer”) are eligible for the rewards.

Eligible Customer entitles HK$20 rewards for the first successful bill payment, upon subsequent paying the following bills during Promotion Period up to 5-9 times can get HK$30 rewards; and for paying bills up to 10 times or above during the Promotion Period, can get extra HK$50 rewards (the “Rewards”):

a. Water Supplies Department of the Hong Kong Special Administrative Region (“Water”), OR;

b. Rating and Valuation Department of the Hong Kong Special Administrative Region (“Rates and Government Rent”), OR;

c. Inland Revenue Department of the Hong Kong Special Administrative Region (“Tax”), OR;

d. The Hong Kong and China Gas Company Limited (“Towngas”) , OR;

e. CLP Power Hong Kong Limited (“CLP”).

3. The first successful bill payment refers to a customer (who has never paid any of the mentioned bill(s) under clause 2a to 2e through BoC Pay since November 2019) use BoC Pay to scan any one of the above FPS bill payment QR code that stated under clauses 2a to 2e and use Smart Account and/or Payment Account to complete the bill payment for the first time.

4. Each Eligible Customer can enjoy the Rewards once during whole Promotion Period and the maximum reward is up to HK$100. (Up to HK$100 reward = First successful bill payment HK$20 reward + pay bill for 5-9 times reward HK$30 + pay bill for 10 times or above get extra reward HK$50).

5. Each Eligible Customer can only count the number of transactions once per month for each type of bill.

6. Eligible Customer who complete the bill payment first within single month can be counted as one transaction. During the Promotion Period, if more than one Eligible customer scans the same bill with BOC Pay and completes the payment with smart account and / or payment account through FPS, only the Eligible Customer who completes the payment first can be counted as one transaction. The completed payment amount on each bill should be equal or larger than HK$20.

7. Each Eligible Customer (identified by the number of Identity documents) can only enjoy the first successful bill payment offer of each bill once. If Eligible Customer delete and reopen a new account or upgrade account after receiving the HK$20 rewards, the reward level will continue the previous account status, and will not be recalculated as first time payment.

8. The Rewards will be credited to the relevant account according to the accumulated transaction times of Eligible Customer during the Promotion Period, upon verification of the respective binding / registration record by Bank of China (Hong Kong) Limited (the “BOCHK”) and/or BOC Credit Card (International) Limited (the “Card Company”). If the accumulated transaction time(s) is 1-4, customer can get a HK$20 reward; if the accumulated transaction times reach 5-9, you can get an additional HK$30 reward; Accumulated transactions of 10 or more times will receive an extra HK$50 reward. The rewards will be in form of cash, and will be credited to Smart Account and/or Payment Account.

9. The Rewards mentioned above will be credited into the Smart Account or Payment Account according to the transaction date(s) of the accumulated number(s) of payment as follows.

I. If Eligible Customer completes the transaction(s) on or before 31 July 2020, the reward will be deposited on or before 30 September 2020;

II. If the customer completes the transaction(s) on or before 30 September 2020, the reward will be deposited on or before 30 November 2020;

III. If the customer completes the transaction(s) on or before 31 December 2020, the reward will be deposited on or before 28 February 2021.

10. Only Eligible customers whose BoC Pay and Smart Account and/or Payment Account are binding with BoC Pay, valid and in good standing, throughout the Bill Payment FPS Rewards Promotion Period and at the time when Rewards is awarded will be eligible for the Rewards. In the event of termination of a Smart Account and/or Payment Account, violation of User Agreement during the Bill Payment FPS Rewards Promotion Period or at the time the Rewards is being awarded, the Rewards will not be credited to the designated account; and will be cancelled automatically forthwith.

11. The Rewards cannot be exchanged for other gifts, and is also non-refundable and not for sale.

12. BoC Pay, Smart Account and Payment Account are owned by BOCHK. Card Company is one of the organizers of the Bill Payment FPS Rewards. BOCHK will be responsible for the arrangements and operations to credit the Bill Payment FPS Rewards to Smart Accounts and/or Payment Accounts.

13. All Eligible Bill Payment conducted by the same Eligible Customer under different Smart Accounts and / or Payment Account will be combined for the purpose of calculating the maximum amount of rewards available to the same customer.

14. Any fraudulent, unauthorized, unposted, cancelled or refunded transaction will not be deemed as eligible transaction and will not be qualified for the Rewards. Only Eligible Bill Payments determined by BOCHK are eligible for the Rewards Promotion.

‘BoC Pay Cross-border Remittance’ Service Fee Promotion 1. Service Fee is not applicable to ‘BoC Pay Cross-border Remittance’ from 15 March

2020 to 30 June 2020 (both dates inclusive) (the ‘Service Fee Promotion’’). 2. Service Fee is not applicable to customers who make Cross-border Remittance to

the beneficiary (a person who must hold People's Republic of China resident identity card) on Smart Account through BoC Pay (the “Eligible Customers”).

3. Eligible Customers who successfully make Cross-border Remittance to the beneficiary (a person who must hold People's Republic of China resident identity card) on Smart Account through BoC Pay during the promotion period, each transaction of not less than HK$2,000 equivalent (the “Eligible Transaction”), will not be charged the Service Fee.

4. Each Eligible Customer has no limit on the Service Fee Promotion per day, whereas Eligible Transaction amount is subject to the daily transaction limit of the Smart Account, which is adjustable with a maximum of HK$10,000.

5. The transaction above does not include Cross-border Remittance made to merchants.

6. Once the remittance application is submitted, the application cannot be cancelled, amended or reversed. Unless the remittance has not been proceeded, Bank of China (Hong Kong) Limited (“BOCHK”) will refund the remit amount to the main bank account of the Smart Account (Hong Kong Dollar Current Account or Hong Kong Dollar Saving Account), without further notice.

7. Service Fee is not applicable only to Eligible Customers whose Smart Accounts are binding with BoC Pay, valid and in good standing throughout the Service Fee Promotion period.

8. All charges imposed by the BOCHK's correspondents, intermediary institutions, cooperating institutions, clearing institutions and/or the beneficiary institutions (collectively the “Correspondent Institutions”) are for the account of the beneficiary and deducted from the proceeds of the remittance unless specified otherwise. Where the Remitter has requested to pay such charges by itself, BOCHK will communicate such request to the Correspondent Institutions directly or indirectly but whether the beneficiary can receive the full amount of remittance will depend on the practice adopted by the Correspondent Institutions, which is beyond BOCHK 's control. BOCHK is entitled to collect the related charges of Correspondent Institutions and agents, plus extra handling charge of BOCHK from the Remitter. The currency exchange rate of this remittance service is provided by UnionPay International Co. Ltd., BOCHK does not have any liability on currency exchange issue.

Dr. Kong Stores Offer

1. The promotion period of Dr. Kong Stores Offer is valid from 17 April to 30 June 2020

(both dates inclusive). Dr. Kong Stores Offer is applicable to the payment of

UnionPay QR code (including BoC Pay) via UnionPay network.

2. Customers who successfully make a single net amount of HK$300 or above at all

outlets of Dr. Kong in Hong Kong (the “Merchant”) with BoC Pay, will have an instant

HK$30 discount.




4. Unless members’ offer and specified, offer cannot be used in conjunction with other

promotion, promotional coupons, promotional offers, discounts and gift voucher.

5. The Offer is not applicable to purchase of cash coupon, plastic shopping bag charge,

purchase or value-added service of prepaid card and digital wallet and the value-

added service of Octopus.

6. Quota applies and on a first come-first served basis while stock lasts.

7. Each customer can enjoy the offer once per day (from 00:00am to 11:59:59pm on

the same day).

8. Bank of China (Hong Kong) Limited (the “BOCHK), BOC Credit Card (International)

Ltd (the “Card Company”) and UnionPay International Co. Ltd. are not a supplier of

such products/service/offer purchased and Cardholders should refer to the relevant

merchants for details. BOCHK, Card Company and UnionPay International Co. Ltd.

accepts no liability for the quality of products/service provided by the merchants.

9. In case of any disputes, the decision of BOCHK, Card Company and merchant shall

be final and binding on all parties concerned.

10. The offer and usage of BoC Pay are bound by individual terms and conditions.

Please visit BoC Pay or UnionPay International Co. Ltd. Webpage for details.

11. In case of any discrepancy, the Chinese version shall prevail for all purposes.

12. For enquiry, please contact UnionPay International customer service hotline at 800

967 222.

Swire Coca-Cola HK Vending Machine Offer:

1. The Promotion runs from 21 April to 20 October 2020 (both dates inclusive, based

on transaction date) (the “Promotion Period”). Offer is applicable to the payment of

UnionPay QR code (including BoC Pay) via UnionPay network.

2. Customers who successfully make a single net amount of HK$6 or above at

designated Swire Coca-Cola HK (the “Merchant”) Vending Machines in Hong Kong

with BoC Pay during the Promotion Period, will have an instant HK$3 discount (the

“Offer”). Offer is only applicable to Merchant Vending Machines which displayed the

Offer promotional material.

3. Each customer can enjoy Offer once per day (assess on the basis from 00:00 am

to 11:59:59 pm on the same day).

4. Quota applies, first-come-first-served, while stock lasts. Offer will be ended once

the quota is used up.

5. If there are any changes on the number of Merchants, BOC Credit Card (International)

Limited (the “Company”) and UnionPay International Limited (the “UnionPay

International”) reserve the right of amendment. For details, please contact the

Merchant or visit UnionPay International Webpage.

6. Offer will be given upon the completion of the transaction immediately and cannot be

accumulated or deferred for future use. Offer apply to single net transaction on one

sales slip. Split sales are not eligible for this promotion. Offer carry no money value

and cannot be used in conjunction with any other promotional offers (except member

discount), exchanged for cash or other products, services, discount and are non-

transferable.

7. The use of UnionPay APP are bound by individual terms and conditions. Please login

to UnionPay APP or check with UnionPay International webpage for details.


9. Apart from the terms and conditions as listed in the promotion materials, offers are

subject to specific terms and conditions of the merchant. For details, please contact

the merchant.

10. All images and details are for reference only.

11. The Company and UnionPay International accepts no liability for the quality of or any

other matters relating to the products and services provided by the Merchants. The

Merchants are solely responsible for all obligations and liabilities relating to the

products and services on offers.

12. The Company, UnionPay International and the Merchants reserve the right to change,

suspend or terminate the Offer or its terms and conditions at its sole discretion, and

the right of final decision of all the matters and disputes.

13. No person other than the cardholders and Card Company will have any right under

the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of

any of the provisions of these terms and conditions.



General Terms and Conditions of “HK$20 Welcome Rewards” and “BoC Pay

Latest Offers”:

1. The above HK$20 Welcome Rewards and BoC Pay Latest Offers are subject to the

record of BOCHK and/or the Card Company.



3. Customers can enjoy the above offers simultaneously. However, those offers cannot

be used in conjunction with other promotional offers that are not listed in this

promotional material.

4. The above products, services and offers are subject to the respective terms and

conditions. For details, please refer to the relevant promotional materials, or contact

the relevant merchants or staff of BOCHK and/or the Card Company.



6. No person other than the Cardholders, BOCHK and/or the Card Company will have

any rights under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy

the benefits of any of the provisions of these terms and conditions.

7. Related products are provided by the relevant merchants. BOCHK and/or the Card




related goods, food, products and services.







Terms and Conditions of Gift Point Rewards Program (“the Program”):

1. The Program includes, but is not limited to, Offset Spending with Gift Points,

“Merchant eVoucher” Gift Points Redemption Program (the “Gift”). Unless otherwise

specified, the Program is applicable to BOC Credit Cards that are issued in Hong

Kong bearing the logo (“Eligible Credit Card”), Smart Account and Payment

Account (the “Eligible Banking Account”), but excludes BOC Credit Cards issued in

the mainland and Macau, BOC CEA Dual Currency Credit Card, BOC Hong Kong

Airlines Visa Card, BOC Great Wall International Credit Card, USD card, BOC

Purchasing Card, Private Label Card and participants of the Automated Cash

Rebate Redemption.

2. Unless otherwise specified, the Gift Points earned through the Eligible Credit Card

and/or Eligible Banking Account (the “Gift Point of Eligible Account”) under the name

of same Main Cardholder or banking account can be pooled together for Gift

Redemption.

3. Unless otherwise specified, Gift Points will be deducted from the selected account

of the Eligible Credit Card or Eligible Banking Account for redemption purposes.

Where the Gift Points required for redemption are insufficient, the system shall

deduct the remaining requested Gift Points from the Customer’s other Eligible Credit

Card or Eligible Banking Account automatically, calculated based on the most recent

expiry date of the Gift Points. The status of the relevant account must be normal,

valid and in good standing at the time of redemption. Bank of China (Hong Kong)

Limited (the “BOCHK”) and/or BOC Credit Card (International) Ltd ("The Company")

reserve the right to cease Gift Redemption if the relevant account is blocked or

terminated (whether or not as a result of a discretion exercised by BOCHK or the

Company).

4. Unless otherwise specified, the available Gift Point(s) balance of an Eligible Credit

Card is subject to the record shown on the latest monthly statement. The Gift

Point(s) balance of an Eligible Banking Account can be checked through BoC Pay

Mobile App.

5. Gift Points cannot be exchanged for cash, and are not transferrable.

6. All accepted redemptions cannot be cancelled or changed. The redeemed Gift

cannot be changed or refunded. The redeemed Gift Points cannot be returned.

7. Gift Point(s) of a cancelled/expired Eligible Credit Card and/or a cancelled Eligible

Banking Account will be cleared automatically and will not be accepted for any Gift

Redemption.

8. Unless otherwise specified, the Eligible Credit Card under the same customer name

may be entitled to the enhanced discount rates based on the years of cardholding

for Gift Redemption (the “Year of Cardholding Offer”), in which the Credit Card is still

valid and in good standing, and calculated based on the longest held BOC Credit

Card. The Year of Cardholding Offer for a Commercial Card will be calculated based

on the card issued date of each individual Cardholder’s account and not on the

company account open date. A Customer who holds both an Eligible Credit Card

and an Eligible Banking Account, is entitled to the Year of Cardholding Offer based

on the longest held BOC Credit Card. A Customer who does not hold any Eligible

Credit Card will not be entitled to the Year of Cardholding Offer.

9. The Year of Cardholding Offer is applicable to the “Merchant eVoucher” Gift Point

Redemption Program, and any other programs specified by the Company from time

to time. The Year of Cardholding Offer is not applicable to BOC Henderson Club

Visa Card.

Years of Cardholding Required Gift Points for

redeeming HK$100 Merchant

eVoucher

Required Gift Points for

redeeming HK$50

Merchant eVoucher

Held for 10 years or

less

25,000 Gift Points 12,500 Gift Points

Held for 11 to 20 years 20,000 Gift Points (20% off) 10,000 Gift Points (20%

off)

Held for 21 years or

more

15,000 Gift Points (40% off) 7,500 Gift Points (40%

off)

Remark: Cardholders who have held their cards for 10 years but below the 11-year

threshold can redeem a particular MerchanteVoucher at the basic redemption rate

of Gift Points. Cardholders who have held their cards for 20 years but below the

21-year threshold can redeem a particular MerchanteVoucher at 20% off the

redemption rate of Gift Points. Cardholders who have held their cards for 21 years

or above can redeem a particular MerchanteVoucher at 40% off the redemption

rate of Gift Points.

10. Subject to the requirements stated thereinafter, Eligible Credit Cardholder, who

successfully conducts any one of the eligible transactions set out below with Eligible

Credit Card (includes payment through BoC Pay and other mobile payment binding

with BOC Credit Card), will be entitled to participate in the Program:

(i) Retail Purchase #

(ii) “Cash Before Card Service”

(iii) Online bill payment (Only applicable to BOC Visa Infinite Card, BOC

UnionPay Dual Currency Diamond Card, BOC World MasterCard, BOC Visa

Signature Card, BOC Platinum Credit Card, BOC Titanium Credit Card or BOC

Commercial Card # )

(iv) “JET Payment” Service #

(v) Octopus Automatic Add Value Service #

Cardholder is entitled to earn 1 Gift Point of Credit Card for every HK$1 spent or for

every RMB¥1 spent with BOC Dual Currency Credit Card (charges of annual fee,

any handling fee, cash advance, balance transfer and cash installment plan are not

entitled to Gift Point). The program does not apply to any transaction / merchant

category as the Company may at its sole discretion determine from time to time.

The Program does not apply to the BOC Dual Currency Card spending in the

mainland for the purpose of property, motor vehicle, fuel, air ticket, hospital and the

settlement of school fees, as well as purchases in wholesale and supermarkets.

The Company reserves the right to change the above mentioned categories and

merchants from time to time at its sole discretion. Eligible transactions, whether

posted or not and subsequently partly or fully cancelled, refunded or reversed

(including tax refund on purchases) will not be eligible for Gift Points. #The Gift Point is not applicable to bill payment made to payees such as the “Inland

Revenue Department”, “Banking and Credit Card Services”, “Securities Broker”,

“Credit Services” and under the bill type of “Policy Loan Repayment”. For bill

payments made to other merchant categories via Online Bill Payment, "JET

Payment", Octopus Automatic Add Value Service transactions, person to person

(P2P) fund transfer via mobile device/app/electronic platform as well as retail

transactions under Supermarket, Convenience Store, Grocery Stores,

Miscellaneous Food Stores and Government Department categories, each main

card and additional card of Eligible Credit Card under the name of same main

cardholder is entitled to an aggregate maximum of 10,000 Gift Points per statement

cycle. Merchant categories are defined by Visa, MasterCard, China UnionPay or

the Company at sole discretion and may subject to change from time to time.

11. Eligible Credit Cardholder of BOC Dual Currency Credit Card can enjoy the offer

using the account denominated in Hong Kong dollars.

12. Unless otherwise specified, the maximum retention period for Gift Points is as

follows: 3 years for BOC Visa Infinite Card and BOC UnionPay Dual Currency

Diamond Card; 2 years for BOC World MasterCard, BOC Visa Signature Card and

BOC Platinum Card; 1 year for other cards. Gift Points earned by each Commercial

Card cannot be pooled for Gift Redemption. All Gift Points earned by the Main and

Additional Cardholders can be pooled together for Gift Redemption and can be

redeemed by Cardholders. Gift Points from various Eligible Credit Cards under the

same Main Cardholder can be pooled together for Gift Redemption (excludes BOC

Henderson Club Visa Card, BOC CEA Dual Currency Credit Card and BOC Hong

Kong Airlines Visa Card). The Program is only applicable to the Main Cardholder.

The Company reserves the right to reject any redemption request and/or to cancel

all awarded Gift Points if a Cardholder breaches the provision of the Card User

Agreement, cancels the card or defaults in card payment.

13. Unless otherwise specified, the earned Gift Point(s) will be reflected within 3 days

after the transaction is posted; whereas the Gift Point(s) earned with Eligible Credit

Card within the last statement cycle before Gift Points expiry, will only be reflected in

the next Gift Points validity period. For example, if the expiry date of Credit Card Gift

Points is 31 December 2019, the Gift Point(s) posted during 1 - 31 December 2019

will expire on 31 December 2020 (assuming the validity period for Gift Points of such

Credit Card is 1 year).

14. Subject to the requirements stated thereinafter, the customer of an Eligible Banking

Account who successfully conducts any one of the eligible transactions set out below

through BoC Pay QR Payment bound with an Eligible Banking Account will be

entitled to participate in the Program:

(i) Retail purchase

(ii) Bill payment

A banking account customer is entitled to earn 1 Gift Point of Banking Account

for every HK$1 spent with BoC Pay. Eligible transactions, whether posted or

not, which are subsequently partly or fully cancelled, refunded or reversed will

not be eligible for Gift Points.

15. Eligible Transaction refers to a transaction that is settled by BoC Pay QR payment

in Hong Kong dollars. Unless otherwise specified, the maximum retention period for

each Reward Gift Point for the Eligible Banking Account is up to 1 year. Each

customer of an Eligible Banking Account is entitled to an aggregate maximum of

10,000 Gift Points per statement cycle. BOCHK reserves the right to change the

above mentioned categories and merchants from time to time at its sole discretion.

16. If a customer who holds an Eligible Banking Account is upgraded from Payment

Account to Smart Account, the original points will be retained and transferred to the

newly opened Smart Account accordingly.

17. Enquiries on Gift Points that are earned from an Eligible Banking Account can be

made via, but not limited to, BoC Pay or BOCHK Mobile Banking. The Gift Points

earned on each exchange may not be reflected instantly. Actual transaction record

of Gift Points and the latest points balance are subject to BOCHK record.

18. BOCHK and the Company reserve the right to change or amend the point exchange

rate and/or the minimum points required each time.

19. Any fraudulent use or abuse of the Program or the redemption process may result in

forfeiture of the accrued Gift Point(s) as well as the cancellation of the relevant Gift

Point Accounts. The Company further reserves the right to take such legal actions

as may be appropriate in such instances.

20. BOCHK and the Company accept no liability for the quality of or any matter relating

to the Gift or services provided by the participating suppliers/merchants. The relevant

participating suppliers/merchants are solely responsible for the obligations and

liabilities relating to the Gift or services. BOCHK and the Company reserve the right

to change, suspend or terminate the Program or to amend the terms and conditions

of this Program at theirsole discretion. All matters and disputes are subject to the

final decision of the Company and the merchants/suppliers.

21. No person other than the customer, BOCHK and the Company will have any rights

under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the

benefit of any of the provisions of these terms and conditions. Should there be any

discrepancy or inconsistency between the English and the Chinese versions of these

Terms and Conditions, the Chinese version shall prevail.

Terms and Conditions of “Merchant eVoucher” Gift Points Redemption Program:

22. The “Merchant eVoucher” Gift Points Redemption Program via BoC Pay is applicable

to Customers who hold an Eligible Credit Card (excluding co-brand cards which may

be announced by the Company from time to time, including but not limited to BOC

Henderson Club Visa Card) and/or Eligible Banking Account.

23. The Customer is required to bind BoC Pay with a BOC Dual Currency Card or Eligible

Banking Account before participating in the “Merchant eVoucher” Gift Points

Redemption Program. Usage of BoC Pay is subject to its Terms and Conditions.

Please call the Credit Card Customer Services Hotline on (852) 2853 8828 or the

Personal Customer Service Hotline on (852) 3988 2388 if there are any enquiries.

24. A Customer can only redeem Merchant eVouchers (“eVouchers”) via BoC Pay. While

participating in this Program, the Eligible Credit Card or Eligible Banking Account

selected by the Customer will be treated as the master account; Gift Points will be

deducted from the master account first. Where the Gift Points in the master account

are insufficient, the system will automatically deduct the remaining Gift Points from

the Customer’s Eligible Credit Card and/or Eligible Banking Account, whichever

account has Gift Points that will expire sooner.

25. Transactions using Gift Points to redeem eVoucher cannot be altered, returned or

cancelled once confirmed. The Gift Points of an Eligible Account used for redemption

will not be returned. Relevant redemption transactions will be shown on BoC Pay.

eVouchers redeemed will be stored on the Customer’s BoC Pay after the relevant

transactions. The Customer must keep and handle eVouchers with care. eVouchers

redeemed cannot be changed, refunded or transferred. BOCHK and/or the Company

will not reissue or change eVouchers, and will not accept any responsibility if the loss

of eVouchers is not caused by the BoC Pay mobile application system.

26. There is limited stock of each type of eVoucher. Redemption will be served on a first-

come-first-served basis and while stocks last. Individual eVouchers will be bounded

by the terms and conditions of the respective merchant. Please refer to the detail

pages of the relevant eVouchers.

“Monday’s Surprise: 20% off on Gift Points to Offset Spending” Terms and

Conditions:

1. The Promotion Period of “Monday’s Surprise: 20% off on Gift Points to Offset

Spending” (the "Promotion") is from January 1 to December 31, 2020 (both dates

inclusive and based on transaction dates) (the “Promotion Period”). The Promotion

Offer is only applicable on Mondays during the Promotion Period, including Jan 6,

13, 20, 27; Feb 3, 10, 17, 24; March 2, 9, 16, 23, 30; April 6, 13, 20, 27; May 4, 11,

18, 25; June 1, 8, 15, 22, 29; July 6, 13, 20, 27; Aug 3, 10, 17, 24, 31; Sept 7, 14,

21, 28; Oct 5, 12, 19, 26; Nov 2, 9, 16, 23, 30; Dec 7, 14, 21 and 28. (52 days in

total).

2. The Promotion via BoC Pay Mobile App ( “BoC Pay”) is only applicable to BOC

Credit Cards that are issued in Hong Kong bearing the BOC logo (“Eligible Credit

Card”), Smart Account and Payment Account (the “Eligible Banking Account”), but

excludes BOC Credit Cards issued in the mainland and Macau, BOC CEA Dual

Currency Credit Card, BOC Hong Kong Airlines Visa Card, BOC Great Wall

International Credit Card, USD card, BOC Purchasing Card, Private Label Card and

participants of the Automated Cash Rebate Redemption.

3. Unless otherwise specified, the Gift Points earned through the Eligible Credit Card

and/or Eligible Banking Account (the “Gift Point of Eligible Account”) under the name

of the same main cardholder or banking account can be pooled together.

4. The Customer is required to use BoC Pay to settle the payment at BoC Pay

merchants with a rate of 200 Gift Points to offset HK$1 of Eligible Transaction

Amount (Standard Conversion Rate: 250 Gift Points to offset HK$1 of Eligible

Transaction Amount) on Mondays during the Promotion Period. The Customer is

required to bind BoC Pay with a BOC Dual Currency Card or Eligible Banking

Account to participate in the promotion. Usage of BoC Pay and “Offset Spending

with Gift Points” are subject to their respective Terms and Conditions. Please call

the Credit Card Customer Services Hotline on (852) 2853 8828 or the Personal

Customer Service Hotline on (852) 3988 2388, or read the relevant terms and

conditions on BoC Pay if there are any enquiries.

5. “Eligible Transaction” refers to a transaction that is settled by BoC Pay QR payment

in Hong Kong dollars. The BOC Dual Currency Card or Eligible Banking Account

selected by the Customer will be treated as the master account; Gift Points will be

deducted from the master account first. Where the Gift Points in the master account

are insufficient, the system will automatically deduct the remaining Gift Points from

the Customer’s Eligible Credit Card and/or Eligible Banking Account, whichever

account has Gift Points that will expire sooner. Gift Point(s) of a cancelled/expired

Eligible Credit Card and/or a cancelled Eligible Banking Account will be cleared

automatically and will not be accepted for the usage of “Offset Spending with Gift

Points”.

6. The Customer has to meet the minimum amount requirement (HK$1) per

redemption. The Customer may redeem up to the transaction amount in full with Gift

Points (transaction amount must be in a whole number, e.g. if the transaction

amount is HK$100.5, the Customer can offset a maximum of HK$100 with 20,000

Gift Points and the residual amount must be settled via BoC Pay) or available Gift

Points (whichever is lower). The amount offset by this promotion will be posted into

the master account that has been chosen by the Customer within 3 working days

after the transaction. For BOC Dual Currency Card, records of eligible transaction

and that of the “Offset Spending with Gift Points” may differ, and may be shown on

different monthly statements, due to different cut-off dates of the credit card. The

Year of Cardholding Offer is not applicable to the promotion.

7. Bank of China (Hong Kong) Limited (the “BOCHK”) and BOC Credit Card

(International) Ltd ("The Company") reserve the right to change or amend the point

exchange rate and/or the minimum points required each time.

8. This Promotion cannot be cancelled once used. If a Customer returns or cancels

the Eligible Transaction, Gift Points used for offset will not be returned. The offset

amount will be credited to the customer’s master account. For BOC Dual Currency

Card, returned credit amount can be used to settle the outstanding retail spending

by the credit card. For Eligible Banking Account, returned credit amount can be used

to settle the outstanding retail spending and bill payment. The returned credit

amount cannot be transferred, returned or exchanged for cash. The status of

relevant account must be normal, valid and/or in good standing at the time of

redemption. BOCHK and/or the Company reserve the right to cease the “Offset

Spending with Gift Points” for the relevant account, which is blocked or terminated

(whether or not resulting from a discretion exercised by BOCHK or the Company).

Should the redemption amount be cancelled, BOCHK or the Company shall not be

liable to any Customers for any losses caused.

9. BOCHK and the Company reserve the right to change, suspend or terminate the

Promotion or to amend the terms and conditions of the Promotion at its sole

discretion. All matters and disputes are subject to the final decision of BOCHK and

the Company.

10. No person other than the Customers, BOCHK and the Company will have any right

under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the

benefits of any of the provisions of these terms and conditions.

11. Should there be any discrepancy or inconsistence between the English and the

Chinese versions of these Terms and Conditions, the Chinese version shall prevail.

Terms and Conditions of HK$20 Referral Reward (the “Referral Reward”):

1. Referral Rewards Promotion is valid from October 28, 2019 to 30June2020 (both

dates inclusive) (the “Referral Rewards Promotion Period”).

2. Referrer must be holding a valid and registered BoC Pay account at the time of

making the referral and rewards fulfilment (the “Eligible Referrer”).

3. To be eligible for the Referral Rewards, the Eligible Referrer must share his/her

BoC Pay’s Invitation Code with a customer (the “Referee”), and the Referee must

input the Eligible Referrer’s Invitation Code in his/her BoC Pay account successfully

during the Referral Rewards Promotion Period. The Referee must be a new

customer to download BoC Pay and bind it with a BOC Dual Currency Credit Card

bearing the logo issued in Hong Kong (the “Eligible Credit Card”) and/or Smart

Account and/or register the Payment Account. Subject to the fulfilment of the

Welcome Rewards Promotion requirements stated above, the Eligible Referrer can

enjoy the Referral Reward. The successful binding time of Referee must be after

the successful binding time of the Eligible Referrer, otherwise the Eligible Referrer

cannot enjoy the Referral Reward. Each Eligible Referrer can enjoy a maximum of

500 Referral Rewards, while stocks last. The transaction record is based on the

record of the Card Company’s system.

4. The Referral Rewards will be credited to the Eligible Referrer’s relevant account

according to the following arrangement upon verification of the respective

binding/registration record by the BOCHK and/or the Card Company:

I. If the Eligible Referrer has bound BoC Pay with an Eligible Credit Card, Smart

Account or Payment Account, the Referral Rewards will be credited to his/her

Default Payment Method of BoC Pay.

II. If the Default Payment Method of BoC Pay is set to be an Eligible Credit Card

at the time of crediting the Referral Rewards, the Referral Rewards will be in

the form of a credit card cash rebate, and will be credited to the respective main

card account within 9 working days upon the successful binding made by

Referee, and will be posted in the respective monthly statement.

III. If the Default Payment Method of BoC Pay is set to be a Smart Account

/Payment Account at the time of crediting the Referral Rewards, the Referral

Rewards will be in the form of cash, and will be credited to the respective

account within 9 working days upon the successful binding made by Referee.If

the Referral Rewards could not be credited to the respective account due to

account condition, the Referral Rewards will be credited to the master account

of the Smart Account (HKD current account or HKD saving account) without any

prior notice.

5. Each Referee can only be referred once.

6. Only a customer whose Eligible Credit Card accounts and/or Smart Account and/or

Payment Account has been bound with BoC Pay, and is valid and in good standing

throughout the Referral Rewards Promotion Period and at the time when Referral

Rewards are awarded, will be eligible for the Referral Rewards. In the event of

termination of an eligible credit card master account, violation of Card User

Agreement, overdue payment or bad record, or forfeiture of the Referral Rewards

during the Referral Rewards Promotion Period or at the time the Referral Rewards

are being awarded, the Referral Rewards will not be credited to the credit card

account and will be cancelled automatically forthwith.

7. Self-referral is not accepted.

8. The Referrer's entitlement to the program offer will be subject to the confirmation of

BOCHK and the Card Company.

terms and conditions of the “boc pay hk$20 welcome rewards ... for boc … · customer who...

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