The Coastal NewsThe Coastal NewsJULY - SEPTEMBER 2019Exclusively for First Coast Credit Union Members

NAME:________________________________________________

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Loan #___________________ Loan Due Date:________________

Loan #___________________ Loan Due Date:________________

Member Name:_________________________________________

Member Signature:______________________________________

Date:________________

Joint Owner/Co-Signer:___________________________________

Date:_________________

Joint Owner/Co-Signer Signature:___________________________

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Please deduct the fee from my account:______________

Enclosed is a check or money order:_________________

LAST CHANCE FOR SUMMER SAVINGS! SUMMER SKIP A PAYMENT OFFERED FOR JULY PAYMENTS…..Need a little extra money this summer? Running a little short on cash? Take a break from your First Coast Federal Credit Union payments and use that cash for a weekend get away! For a fee of $30.00 per loan, you can be payment free for the entire month. This offer is good for July payments only, please complete the attached form and return it to the Credit Union office.I would like to skip my July payment(s) as follows:

Terms of offer: Skip a payment request is based on approval criteria by the Credit Union. You must be a member in good standing and loan payments must be current to qualify. Please note that the acceptance of this offer will extend the term of the loan and interest will continue to accrue at its normal rate. Other restrictions may apply. Real Estate loans, single payment share/certificate loans and PAL loans are not eligible; Loan terms of 84 months or more may not be eligible as well. Please be advised that most payment protection plans such as GAP only cover 2 skip a payments per the life of the loan.

Summer Budget!

Free Your

ANNUAL PRIVACY NOTICE IS LOCATED ATWWW.FIRSTCOASTFCU.COM or CALL 904-387-5660

FOR A COPY TO BE MAILED TO YOU.

DIVIDENDS PAID FOR JUNE 30, 2019TYPE

Share / SavingsKids ClubChristmas ClubVacation Club

MINIMUM BALANCE$100.00

$5.00$100.00$100.00

APR.25% APR.30% APR.30% APR.30% APR

APY.25% APR.30% APR.30% APR.30% APR

WE HAVE SOME OF THE BEST RATES IN TOWN ON CERTIFICATES AND IRA’S – CALL US TODAY.

Third Quarter 2019 Holiday Closings

- Independence Day

- Labor Day

July 4, 2019

September 2, 2019

DON’T GET CAUGHT IN THE CYCLE OF PAYDAY LOANS.

WE HAVE AN ALTERNATIVE TO HELP YOU WITH YOUR FINANCES AND BUILD YOUR CREDIT!

CALL US TODAY ABOUT A PAYDAY ALTERNATIVE LOAN.

WE HAVE GREAT RATES ONNEW AND USED VEHICLES!

RATES START AS LOW AS *2.69% ANNUAL PERCENTAGE RATEFOR UP TO 48 MONTHS!

DON’T PAY DEALERSHIP PRICES FOR GAP PROTECTION. SAVE ADDITIONAL MONEY BY PURCHASING THIS PROTECTION

FROM YOUR CREDIT UNION.

*RATES BASED ON TERM OF LOAN, BEACON SCOREAND YEAR MODEL OF VEHICLE.

NEW MOTORCYCLES FINANCED FOR UP TO 60 MONTHS AT 3.99%!

To help you protect the people who matter most in your life, your credit union endorses TruStage® Accidental Death and Dismemberment (AD&D) Insurance from CMFG Life Insurance Company. AD&D pays a cash benefit in the event of a covered injury or death due to an accident. Benefits can include:• A hospital benefit• Inflation protection• Education assistance• Childcare assistance

Base Policy Nos. E10a-ADD-2012; E10a-014-2012; E10a-015-2012 ADI-990094.3

Acceptance is guaranteed for credit union members age 18 and over.

Go online or call today to learn more.

Visit us at TruStageADD.comToll-free 1-855-612-7910Monday – Friday .............. 7am – 9pm CT Saturday ........................... 8am –4pm CT

TruStage products and programs are made available through TruStage Insurance Agency. Affiliates of TruStage have been providing insurance and financial services designed for credit unions and members for more than 80 years, serving more than 20 million members. TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Compan , PO Box 61, Waverly IA 50677-0061. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Products may not be available in all states. Be sure to understand the complete details of coverage, including any exclusions and limitations. Your credit union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency. © TruStage Insurance Agency 2018

ACCIDENTS CAN HAPPEN.BE PREPAREDExclusively for credit union members

AD&D INSURANCE

To help you protect the people who matter most in your life, your credit union endorses TruStage® Accidental Death and Dismemberment (AD&D) Insurance from CMFG Life Insurance Company. AD&D pays a cash benefit in the event of a covered injury or death due to an accident. Benefits can include:• A hospital benefit• Inflation protection• Education assistance• Childcare assistance

Base Policy Nos. E10a-ADD-2012; E10a-014-2012; E10a-015-2012 ADI-990094.3

Acceptance is guaranteed for credit union members age 18 and over.

Go online or call today to learn more.

Visit us at TruStageADD.comToll-free 1-855-612-7910Monday – Friday .............. 7am – 9pm CT Saturday ........................... 8am –4pm CT

TruStage products and programs are made available through TruStage Insurance Agency. Affiliates of TruStage have been providing insurance and financial services designed for credit unions and members for more than 80 years, serving more than 20 million members. TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Compan , PO Box 61, Waverly IA 50677-0061. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Products may not be available in all states. Be sure to understand the complete details of coverage, including any exclusions and limitations. Your credit union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency. © TruStage Insurance Agency 2018

ACCIDENTS CAN HAPPEN.BE PREPAREDExclusively for credit union members

AD&D INSURANCE First Coast Federal Credit UnionPO Box 37545, Jacksonville, Florida 32236

3040 Edison Avenue, Jacksonville, Florida 32254

Hours of OperationMonday – Thursday

8:00AM - 4:30PMFriday

8:00AM - 5:30PM

24/7 Audio Teller Service:Phone: 904-387-5660

*1-800-393-8578Fax: 904-387-6894

contact@firstcoastfederalcu.comLost stolen MasterCard number

1-800-299-9842Lost stolen Debit Card number

1-800-500-1044

www.firstcoastfcu.com

Looking to Invest?We have a full range of certificates and IRS’s.

Call for current terms and rates.

BOARD OF DIRECTORS Marsha P Hart President Don Eshelman Vice President Obie Donaldson Treasurer Tony Kight Secretary Richard Tipping Director, Supervisory Com Chair Josh Whitley Director Roland Crews Director John Russell Supervisory Committee Harold Richardson Supervisory Committee

OFFICE STAFF Susan L Cantrell Manager Amy N Crouch Asst. Manager Amanda Taylor Loan Processor Tamatha L Jones Customer Service Rep

Get your First Coast Federal Credit Union MasterCard today!

Fixed rate of 8.90% annual percentage rate....

No Annual Fee...

Call today for your application

HELP US FIGHT FRAUD. Make sure your personal information is up to date so that our fraud department can contact you anytime day or night concerning your account.

STAY IN CONTROL OF YOUR MONEYVisit your App store and search for “First Coast FCU” Transfer funds, pay your bills, download your e-statement, use the ATM locator and more……We have mobile wallets! Load your Debit Card and Credit Card into your phone today.

Make sure that you call and have us put a travelindicator on your debit and credit card.

Traveling this summer?

• Bill Pay online• Debit Cards• Online account access• 24 Hour Telephone Teller• E-Statements• ATM• Apple, Samsung and Android pay• Prepaid Visa Gift Cards

Account Access: