the first and only pan-european deposit marketplace · director financial markets, alior bank + dr....
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The First and Only Pan-European Deposit Marketplace
We are available in 31 European countries, with two trusted banking service partners: MHB-Bank AG from Germany for our WeltSparen brand, and Keytrade Bank, Belgian branch of Arkéa Direct Bank SA (France) for our Raisin brand.
Our Customers have invested more than EUR 2.5 billion in deposits with our fast-growing network of trusted partner banks.
We off er two types of services to fi nancial institutions, depending on your funding strategy:
Collect retail deposits through our pan-European platforms
Off er our deposit products to your retail customers
About Raisin
www.raisin.frLive since 2016
www.raisin.comLive since 2016
www.weltsparen.deLive since 2014
www.weltsparen.atLive since 2016
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Our History
www.raisin.frLive since 2016 coming soon: Italy
Two Reasons to work with us
You want to collect retail deposits?We have a strong and fast-growing customer base to which we offer your deposit products. We deliver pre-funded accounts, provide you with complete applications and KYC files, compliant with AML regulation and according to your funding needs.
1 Full product spectrum: overnight money, term deposits, notice accounts in all maturities
Multiple currencies available to match your funding needs
Differentiated pricing and availability across 31 European countries, according to your policy
Adjust rates at any time and simple “switch-on/off” to optimize your funding strategy
Operations: you choose from web-portal to full automation
Fully variable, success-based commission with zero set-up fees
Record-fast on-boarding (6-8 weeks) thanks to high back-end connectivity coverage and full audit documentation
Your benefits
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We have developed the highest quality solution in the market Individual KYC with simple AML risk profile
Mature outsourcing company according to high German standards
Fully eligible for NSFR (Basel III) as retail deposits
Full regulatory compliance in 31 European geographies
Reduce excess liquidity on your balance sheet!You have a strong funding base and want to reduce excess liquidity? We offer your customers a portfolio of currently 90 products to choose from and take full care of servicing. We provide various integration models and guarantee a fast onboarding process. And most importantly: We offer you an attractive compensation model for the invested volumes.
Your benefits
Reduce excess liquidity on your balance sheet and elimination of the penalty interest with ECB
Retain a long term relationship to customers by offering attractive interest rates on deposit products
Attractive commission at minimal effort No IT implementation, no back office operations needed
We take care of all relevant processes and provide you a tailored reporting
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Our PartnersOur network of 30+ partner banks spans across the whole of Europe.
“It allows us to signifi cantly reduce the costs of attracting funds”
“It helped us doing things we probably would never had done on our own”
“They made the whole process super safe and easy”
Maya Georgieva Deputy Chair of the Supervisory Board, First Investment Bank
Egisto FranceschiHead of Banking, Banca Sistema
Tomasz WróblewskiDirector Financial Markets, Alior Bank
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Dr. Tamaz Georgadze CEO and Founder
+49 30 367 411 [email protected]
The Company and our VisionWe are Raisin - the fi rst and only pan-European deposit platform
We are a Berlin-based company run by a highly dedicated team and one of world’s fastest growing fi ntechs, have won numerous prizes and most importantly: our customers’ trust.
We have raised over EUR 60 million in funding from leading inves-tors, Thrive Capital, Index Ventures and Ribbit Capital, and are here to last.
“We allow fi nancial institutions to access retail funding all across Europe at zero entry cost in a matter of weeks.”
Please do not hesitate to contact us, if you have any questions.We are also happy to provide a case study.
As seen in:
Awards and Recognition: