20% equity80% fixed income

40% equity60% fixed income

50% equity50% fixed income

60% equity40% fixed income

80% equity20% fixed income

100% equity

The Farr, Miller & Washington Process• FMW Risk Tolerance Assessment • Selection of appropriate asset allocation• Periodic rebalancing• Long–term focus

The Investment Committee• Research-driven, experienced and tenured professionals • Investments are selected and monitored by the

Investment Committee• Committee maintains a disciplined rebalancing process

The Farr, Miller & Washington Difference• GIPS compliant*, stable, and established firm with a

long–standing investment philosophy• Dedicated client service team• Unwavering focus on our clients and their goals

Farr, Miller & Washington Advisory Fees: 0.75% of account value (75 basis points) annually

Farr, Miller & Washington Wealth Builder Portfolios are designed to manage each account for a particular combination of risk and reward using tax-efficient Exchange-Traded Funds (ETFs). Our philosophy is to avoid trends and market-

timing tactics. We believe that a “buy to hold” strategy, with proper monitoring and rebalancing, yields the greatest total return over time.

The Investment Portfolios• Low-cost and tax-efficient ETFs• Broadly diversified among multiple asset classes• Both domestic and international ETFs• Ample liquidity and trading volumes

Michael K. FarrPresident & CEO

Investment Committee

Taylor McGowan, CFAPrincipal, CIO, Portfolio Manager

Investment Committee

Michael Fox, CFA, CPA, CFP®Principal, Analyst, CFO, Portfolio Manager

Investment Committee

Keith B. Davis, CFAPrincipal, Portfolio Manager, Analyst

Investment Committee

About Farr, Miller & Washington, LLCFarr, Miller & Washington, founded in 1996, is a 100% employee-owned investment management firm headquartered in Washington, DC with offices in Devon, PA, Naples, FL, and Memphis, TN. Our clients include high-net-worth individual investors and institutions such as corporations, endowments, foundations, pension and profit sharing plans, and municipal entities.

Farr, Miller & Washington believes the key to providing exceptional service to clients is a great team of professionals. We have a talented and experienced team of people, and the average tenure for our principals is 15 years. The longevity and stability of our team ensures the continuous and consistent application of our investment process and the high level of client service that our clients expect and deserve.

The Wealth Builder Team

Washington D.C. Headquarters1020 19th Street, NW, Suite 200

Washington, DC 20036(202) 530-5600

(202) 530-5508 Fax

Devon, Pennsylvania237 West Lancaster Avenue, Suite 110

Devon, PA 193331 (800) 390-3277

(202) 530-5508 Fax

Naples, Florida599 Tamiami Trail, Suite 201

Naples, FL 34102(239) 529-2081

(202) 530-5508 Fax

Memphis, Tennessee4646 Poplar Avenue, Suite 244

Memphis, TN 38117(202) 530-0828

(202) 530-5508 Fax

Where to find usFor more information please visit www.FarrMiller.com, email WealthBuilder@FarrMiller.com,

or call the dedicated FMW Wealth Builder line at 1-844-413-7770

Kristina Saunders, CIMA, CFP®Senior Vice President,

Portfolio Manager

*Farr Miller & Washington, LLC is a registered investment advisor. The firm claims compliance with the Global Investment Performance Standards (GIPS®). For a compliant presentation and/or the firm’s list of composite descriptions, please contact Susan Cantus at scantus@farrmiller.com or 202.530.5606

Gretchen Zierolf, CFP®Senior Vice President,

Portfolio Manager