think outside the mailbox with estatements
TRANSCRIPT
Think Outside the Mailbox with eStatementsDid you know that Cedar Point consumes over eight trees per year by sending paper statements through the mail? We think that is eight trees too many, so we are pledging to change our paper usage habits! To reduce our carbon footprint, Cedar Point is kicking off our Think Outside the Mailbox Campaign. We encourage all of our members to go green by opting out of paper statements and signing up for eStatements through Digital Banking instead. Signing up for eStatements will help you avoid fees in the future.
To say thank you for helping us go green, Cedar Point is giving away $1,500 in prizes! If you sign up for eStatements, you could be a winner! Anyone who has signed up for eStatements by April 30, 2021 will be automatically entered
into a drawing to win a $500 cash prize or a $25 gift card. Winners will be announced in May.
In accordance with the E-Sign Act of 2000, in order to turn off paper
statements, you are required to prove that you can access your eStatements. To comply with this law, Cedar Point requires that you log in to digital banking to request eStatements. We cannot sign you up for eStatements on your behalf.
To sign up for eStatements, simply log in to your Digital Banking account on any device. Choose Secure Forms from the Profile drop-down menu. Choose the form “eStatement Selection.” Finally, fill out the brief form and hit Submit.
Thank you for helping us reduce our carbon footprint by signing up for eStatements. Please visit our eStatement page listed below for more information and to view the official drawing rules.
cpfcu.com/eStatements
COMMUNICATOR SPRING 2021
A LOOK INSIDETHINK OUTSIDE THE MAILBOX
CREDIT SENSE UPDATE
SCHOLARSHIP ANNOUNCEMENT
HOME EQUITY LINES OF CREDIT
SECURITY REMINDER
FREE SEMINARS
COMMUNITY SUPPORT
EMPLOYEE APPRECIATION
AUTO LOAN RATES AS LOW AS
1.99%A P R
APPLY TODAY CPFCU.COM/AUTO
Limitations apply. APR = Annual Percentage Rate. Rates accurate 4.1.21. Federally Insured by NCUA.
APRILOwen Lewis 20
Debi Melendez 14
Emerlinda Potter 5
Tyneshia Holley 5
MAYAaron Chase 23
Dora Carrick 20
Nate Shoaf 15
BJ Sievers 13
Angela Swann 9
Colette Thomas 5
Shannon DiMichele 5
Mallory Conner 5
Kristin Kauffman 5
JUNEDenette Slade 26
Shelly Johnson 25
Carole Matthews 21
Cherron Godinez 8
Victoria Cash 8
Sara Wolf 7
Thank you to our employees for 5+ years of exceptional service!
Home Equity Lines of CreditA Home Equity Line of Credit (HELOC) is a line of credit secured by the home you own. It allows you to borrow money as needed up to an approved credit limit, much like a credit card. Due to high demand, many financial institutions have temporarily stopped accepting HELOC applications, but Cedar Point hasn’t!
Whether you need funds to renovate your home, send your kids to college, pay off debt, or cover unexpected expenses, a HELOC is an excellent option for many homeowners. With rates as low
as 3.99%* Annual Precentage Rate, you could save on interest expenses from high-rate credit cards or loans. Our HELOC experts at Cedar Point offer quick turnaround during the application process. Visit our website to apply while this offer lasts.
cpfcu.com/Home-Equity*Best rates are based upon approved credit. The rate is a variable rate and may increase. Maximum rate is 15%. Closing costs estimated at $2,200 to $2,400 on a $60,000 HELOC. NMLS #449975
Credit Sense Has a New LookWith Credit Sense in Digital Banking, you can securely check your credit score in just a few taps. The credit score module has been updated with a new modern design and exciting new features to help you understand and improve your financial health. Log in to Digital Banking to activate this free credit score module today!
New Credit Score AnalysisQuickly evaluate all areas that make up your credit score.
New Interactive SimulatorSelect various financial decisions to see how they might affect your score.
More Graphics and ChartsGain additional insights as you identify your spending patterns.
FREE FINANCIAL SEMINARSPRESENTED BY CEDAR POINT FINANCIAL SERVICES, INC.
A wholly owned subsidiary of Cedar Point Federal Credit Union
RESERVE YOUR SEAT TODAY!All seminars are free and open to the public. Register online at
cpfcu.com/Seminars or by calling 301-863-7071 ext 8463Colleen Blundell is a Registered Representative of and Securities and investment advisory services offered through Hornor, Townsend & Kent, LLC (HTK), Registered Investment Adviser, Member FINRA/SIPC, 161 Washington Street, Suite 700, Conshohocken, PA 19428. 610-771-0800. HTK does not offer tax or legal advice. Cedar Point Federal Credit Union and Cedar Point Financial Services, Inc. are not affiliated with HTK. The Law Office of Joann M. Wood LLC is unaffiliated with HTK. Securities and Investment Advisory Services are not a deposit, are not guarantees or obligations of Cedar Point Credit Union, and are not insured by NCUA/NCUSIF/FDIC or any other bank or government entity.
3433532CC_Feb23
ESTATE PLANNING Wednesday, April 21, 2021 at 6PM
Presented by Joann Wood of The Law Office of Joann M. Wood, LLC.
FEDERAL EMPLOYEE BENEFITS Wednesday, May 12, 2021 at 6PM
Presented by Colleen S. Blundell, Certified Federal Employee Benefits Consultant
Tips for Keeping Your Accounts SecureCedar Point will never ask for your digital banking full username or password. If you receive a call or text message asking for personal
information from a phone number claiming to be Cedar Point, do not respond. Instead, hang up and call Cedar Point at 301-863-7071 to verify
the legitimacy of the call or text message. Also, remember to never give out your debit or credit card information to an unfamiliar phone number.
Scholarship AnnouncementCedar Point is proud to announce that one of our own employees recently received an impressive scholarship. Ashleigh Sanford, an employee in our Lending Department, is the recipient of the George E. Myers Scholarship, presented by the Defense Credit Union Council. This scholarship is for volunteers, management, or staff of DCUC member credit unions so they can further their professional credit
union education, knowledge, and leadership skills. Sanford plans to use this $3,500 scholarship towards her bachelor’s degree in Business Administration from the University of Maryland Global Campus. Sanford has worked at Cedar Point for over five years and has proven to be a valuable team member. Congratulations to Ashleigh for this well-deserved recognition!
301-863-7071 Fax 301-863-0137
HEADQUARTERS OFFICE & FINANCIAL SERVICES
22745 Maple RoadLexington Park, MD 20653
LEXINGTON PARK 21748 Three Notch Road
Lexington Park, MD 20653
CEDAR POINT FEDERAL CREDIT UNIONwww.cpfcu.com • [email protected]
WALDORFComing soon!
ATM LOCATIONSwww.cpfcu.com/ATM
TELLER24301-863-0057 • 800-444-6119
NEWSLETTER EDITORSStephanie Taubert • Jeni Coster Kristin Kauffman • Linda Knott
BOARD OF DIRECTORSGene W. Townsend • Chairman
Robert A. Clements • Vice ChairmanPatricia Robrecht • TreasurerB. Michael Legg • Secretary
Dr. Bob Schaller • Supervisory ChairBruce K. Jackson, Sr.
Anne Marum Kelly Robertson-Slagle
William B. WagonerCharles Roach • President/CEO
ASSETS AS OF DECEMBER 2020 Loans $271,281,765 Assets $673,665,145 Shares $611,233,530 Members 44,836
LEONARDTOWN 40885 Merchants Lane #19
Leonardtown, MD 20650
PRINCE FREDERICK 90 Auto Drive
Prince Frederick, MD 20678
CHARLOTTE HALL30330 Three Notch RoadCharlotte Hall, MD 20622
Federally Insured by
NCUA
PROUD MEMBER 2021
Employee Appreciation WeekDid you know that March 5, 2021 was National Employee Appreciation Day? For the management team, one day was not enough to show our employees how much they are appreciated. So we celebrated for the entire week!
We held a Spirit Week, complete with a costume contest each day. The daily themes were Team Spirit Day, Decade Day, Red Carpet Day, and Black & White Day, with a casual day on Friday to round out the week. Prizes were awarded to eight lucky employees for their spirit-gear.
Employees were also treated to lunch at the end of the week, with Executive Team members personally delivering the food and spending time with the employees. Games were played, prizes were awarded and smiles were abundant.
The management team sincerely thanks each of our employees for their dedication to the credit union. Because of them, we are able to fulfill our brand promise of turning goals into reality by providing financial solutions with integrity, honesty and outstanding service.
UPCOMING HOLIDAYS
Memorial Day Monday • May 31
CLOSED
Independence Day Monday • July 5
CLOSED
Labor Day Monday • September 6
CLOSED
See all our hours of operation at cpfcu.com/Locations-Hours
Community SupportCedar Point is dedicated to having a positive impact on the communities we serve! If your charitable organization needs some support, we may be able to help.
All charitable giving and corporate sponsorships must fall into one of the following categories:
Health
Education
Youth
Cultural
Family Entertainment & Fine Arts*
Community Service & Community Improvement**
*Programs/Organizations which enhance the communities we serve by providing family-oriented entertainment events and venues and fine art performances.
**Programs/Organizations which enhance the communities we serve through non-profit service that seeks to improve and better specific groups, projects, or populations.
To learn more and apply visit our website.
cpfcu.com/Community
Red Carpet
Day