tools for success: financial management in challenging times

7/31/2019 Tools for Success: Financial Management in Challenging Times

1/45

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2/45

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3/45


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4/45


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5/45


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6/45


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11/4516didvrinexnedadgcnsdh$iro 2611 Didvrinex Nedadgc Nsdh$didvrinexnedadgcnsdh$iro 2611 Didvrinex Nedadgc Nsdh

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15/45


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16/45


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17/45

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18/45

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19/45

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20/45


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21/45


Bsejhedo Uisr Gawm Nji Vri`cgxeidw0Xevw adh Xcgmdeqscw

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22/45


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23/45


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24/45


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25/45

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26/45


Gawc Wxshu0 Rigk Gexu

Wad Nradgewgi Bau Arca arxw iroadepaxeid$ Lewweid ew xi elvri~c xmcje~cw in uisxm* xccdw* adh nalejecw je~edo ed xmc gexu adh wsrrisdhedo bauarca xmrisom lsweg adh lswegaj xmcaxcr$

Girc oiajw edgjshc0

Kccvedo uisxm adh xccdw inn xmc wxrccxw adh isx in `s~cdejc hcxcdxeidgcdxcrw ed a hrso,nrcc adh ~eijcdgc,nrcc cd~eridlcdx

Vri~ehedo uisxm adh xccdw exm xmc aggcww xi lsweg chsgaxeid*edwxrslcdxw* adh hercgxeid xmax ejj clvicr xmcl xi c}vrcwwxmclwcj~cw xmrisom arx

Cdoaoedo xccdw ed arx bu irkedo exm gidxclviraru lsweg ocdrcw xmaxxmcu ehcdxenu exm* wsgm aw mev,miv adh rigk

Cdgisraoedo gillsdexu,bsejhedo adh ge~eg cdoaoclcdx

La`ir vrioralw edgjshc a wcrecw in dc vrihsgxeidw adh je~c lswegc~cdxw cagm ucar* lsweg chsgaxeid* adh wexc,wvcgeneg gillsdexuvcrnirladgcw$

Xmc iroadepaxeid c}vcrecdgch 2 ucarw in weodenegadx ivcraxedo jiwwcwhsredo a vcreih in raveh orixm$


27/45


Nedadgeaj Wdavwmix

Edgilc Wxaxclcdx . Bajadgc Wmccx I~cr~ec

-( ed xmiswadhw%

6

366

1*666

1*366

2*666

2*366

2666 2661 2662 2667 2668 2663 266> 266? 266= 2665B 2616V

Ivcraxedo rc~cdsc

Ivcraxedo c}vcdwcw-bcnirc hcvrcgeaxeid%

Awwcxw

Jeabejexecw


28/45


Vrinexabejexu

Ivcraxedo Rc~cdsc . C}vcdwcw

-( ed xmiswadhw%

6

366

1*666

1*366

2*666

2*366

2666 2661 2662 2667 2668 2663 266> 266? 266= 2665B 2616V

Rc~cdsc

C}vcdwcw -bcnirchcvrcgeaxeid%


29/45

2=didvrinexnedadgcnsdh$iro 2665 Didvrinex Nedadgc Nsdh

Vrinexabejexu

Ivcraxedo Wsrvjsw -Hcnegex% Bcnirc Hcvrcgeaxeid

Wsrvjsw)hcnegex aw a # in c}vcdwcw -( ed xmiswadhw%

7#,1# ,1#

3#

16#

,16#

,>#

7#

2#

6# 6#

,136

,166

,36

6

36

166

2666 2661 2662 2667 2668 2663 266> 266? 266= 2665B 2616V


30/45


Xixaj Dcx Awwcxw-( ed xmiswadhw%

,266

,166

6

166

266

766

866

366

>66

?66

=66

2666 2661 2662 2667 2668 2663 266> 266? 266=

Sdrcwxregxch

Xclvirareju rcwxregxch

Mcajxm in Bajadgc Wmccx

j m n j Wm


31/45


Mcajxm in Bajadgc Wmccx

Sdrcwxregxch Dcx Awwcxw-( ed xmiswadhw%

,266

,136

,166

,36

6

36

166

2666 2661 2662 2667 2668 2663 266> 266? 266=

Jeqseh

Vrivcrxu . cqsevlcdx-V.C%

Je ehe


32/45


Jeqsehexu

Mi Ew Gawm Gillexxch9-( ed xmiswadhw%

6

166

266

766

866

366

>66

?66

=66

566

2666 2661 2662 2667 2668 2663 266> 266? 266=

Xclvirareju rcwxregxch dcxawwcxw

Hcncrrch rc~cdsc

Gawm adh ed~cwxlcdxw

IREOEDAJ


33/45


Gavagexu

Ireoedaj

Vrihsgxeidw

Arxw,ed,

Chsgaxeid

Gillsdexu

C~cdxw Vrioral Wsbxixaj Ocd Ivw Hc~cjivlcdx

Gavagexu

Wsbxixaj Xixaj Bshocx

Rc~cdsc-A% CardchAhlewweidw (18*61= (?7*837 (5*366 (5>*5?1 (6 (6 (6 (5>*5?1Nccw (3=*666 (2=*>36 (862*666 (8==*>36 (6 (6 (6 (8==*>36Lcrgmadhewc Rc~cdsc (8*1?5 (2*?66 (6 (>*=?5 (6 (6 (6 (>*=?5

Wsbxixaj (?>*15? (168*=67 (811*366 (352*366 (6 (6 (6 (352*366

-B% GidxrebsxchOi~crdlcdx (6 (6 (6 (6 (85*866 (6 (85*866 (85*866Edhe~ehsajw (?3*666 (6 (6 (?3*666 (=?*366 (17?*366 (223*666 (766*666Girviraxc (1=*666 (6 (6 (1=*666 (6 (6 (6 (1=*666Nisdhaxeidw (6 (6 (6 (6 (87*366 (6 (87*366 (87*366Dcx Awwcxw Rcjcawch (712*666 (>=2*27= (263*236 (1*155*8== (786*666 (6 (786*666 (1*375*8==

Wsbxixaj (863*666 (>=2*27= (263*236 (1*252*8== (326*866 (17?*366 (>3?*566 (1*536*7==

Xixaj Rc~cdsc (8=1*15? (?=?*681 (>1>*?36 (1*==8*5== (326*866 (17?*366 (>3?*566 (2*382*===

C}vcdwcwVcrwiddcj Wajarech vjsw bcdcnex -(131*=86% -(866*=37% -(13?*662% -(?65*>53% -(1=6*=>8% -(17?*2>>% -(71=*176% -(1*62?*=23%Did Wajarech -arexwx* gidxragxir -(12?*366% -(171*=36% -(76>*123% -(3>3*8?3% -(18?*366% -(8*236% -(131*?36% -(?1?*223%Nagejexcw -(?6*666% -(3>*>=?% -(2*366% -(125*1=?% -(3?*2>8% -(?*266% -(>8*8>8% -(157*>31%Larkcxedo -(366% -(8*766% (6 -(8*=66% (6 (6 (6 -(8*=66%Miwvexajexu -(72*666% -(16*>56% -(736% -(87*686% -(1*366% -(2?*152% -(2=*>52% -(?1*?72%Givuedo (6 -(7*==6% (6 -(7*==6% (6 (6 (6 -(7*==6%Xra~cj -(=7*366% -(12*8>3% -(16?*5=6% -(267*583% (6 -(8*666% -(8*666% -(26?*583%Wsvvjecw . Cqsevlcdx (6 -(7*366% (6 -(7*366% -(=*636% -(8*?66% -(12*?36% -(1>*236%Higslcdxaxeid -(5*666% -(17*666% (6 -(22*666% (6 (6 (6 -(22*666%Vredxedo -(?*666% -(7*136% -(2*666% -(12*136% -(1*666% -(1>*=36% -(1?*=36% -(76*666%Hcweod (6 -(1*336% (6 -(1*336% (6 -(566% -(566% -(2*836%

W_AO -(3*883% -(>*566% -(1*266% -(17*383% (6 -(2*666% -(2*666% -(13*383%Xcgm Giwxw -(>*>66% -(7=6% -(=*666% -(18*5=6% (6 -(3*=>3% -(3*=>3% -(26*=83%Ah~)Vrilixeid -(17*?36% -(2*?66% (6 -(1>*836% (6 (6 (6 -(1>*836%Viwxaoc -(7*166% -(8*666% -(1*366% -(=*>66% -(2*3?3% -(1*??3% -(8*736% -(12*536%Laxcreajw -(2*?36% -(1*236% (6 -(8*666% -(7*266% -(1*636% -(8*236% -(=*236%Wjal)Wxevcdhw)Xajcdx (6 -(12*366% (6 -(12*366% (6 -(1*136% -(1*136% -(17*>36%Ixmcr -(7>*666% (6 -(3*>66% -(81*>66% -(13*666% -(7*216% -(1=*216% -(35*=16%Miswedo -(>6*666% -(1*666% (6 -(>1*666% (6 (6 (6 -(>1*666%Xegkcx Wsbwehecw -(12*666% (6 -(12*666% (6 (6 (6 -(12*666%Lewg$ -(1*366% (6 -(1*366% -(27*666% (6 -(27*666% -(28*366%

Xixaj C}vcdwcw -(>6=*5=3% -(>=8*133% -(352*23?% -(1*==3*75?% -(875*537% -(21?*86=% -(>3?*7>1% -(2*382*?3=%

Wsrvjsw)Hcnegex -(12?*?==% (162*==> (28*857 -(865% (=6*88? -(?5*56=% (375 (176

Rigk Gexu VVA

NU2616

IREOEDAJ


34/45


Rigk Gexu VVA

Dc Wmiw @sju 8xm Wmi Jebraru Wcrecw Vrioral Xixaj

Rc~cdsc-A% CardchAhlewweidw (18*61= (6 (6 (18*61=

Nccw (37*666 (2*366 (2*366 (3=*666

Lcrgmadhewc Rc~cdsc (8*1?5 (6 (6 (8*1?5

Wsbxixaj (?1*15? (2*366 (2*366 (?>*15?

-B% GidxrebsxchEdhe~ehsajw (?3*666 (6 (6 (?3*666

Girviraxc (1=*666 (6 (6 (1=*666

Dcx Awwcxw Rcjcawch (256*666 (6 (22*666 (712*666

Wsbxixaj (7=7*666 (6 (22*666 (863*666

Xixaj Rc~cdsc (838*15? (2*366 (28*366 (8=1*15?

C}vcdwcwWxann -(131*=86% (6 (6 -(131*=86%

Arxewx -(11>*366% -(16*666% -(1*666% -(12?*366%

Nagejexecw -(?6*666% (6 (6 -(?6*666%

Larkcxedo (6 (6 -(366% -(366%

Miwvexajexu -(72*666% (6 (6 -(72*666%

Givuedo (6 (6 (6 (6

Xra~cj -(>1*666% -(16*666% (6 -(?1*666%

Wsvvjecw (6 (6 (6 (6

Vrin Hc~ (6 (6 (6 (6

Higslcdxaxeid -(3*366% (6 -(7*366% -(5*666%

Vredxedo -(>*666% (6 -(1*666% -(?*666%

Hcweod (6 (6 (6 (6

X,Wmerxw -(3*883% (6 (6 -(3*883%Xcgm Giwxw -(>*>66% (6 (6 -(>*>66%

Ah~crxewedo)Vrilixeid -(17*?36% (6 (6 -(17*?36%

Viwxaoc -(7*166% (6 (6 -(7*166%

Laxcreajw -(2*?36% (6 (6 -(2*?36%

Wxevcdhw (6 (6 (6 (6

Jigaj Xra~cj -(12*366% (6 (6 -(12*366%

Ixmcr -(11*666% -(23*666% (6 -(7>*666%

Miswedo -(>6*666% (6 (6 -(>6*666%

Xixaj C}vcdwcw -(33?*5=3% -(83*666% -(>*666% -(>6=*5=3%

Wsrvjsw)Hcnegex -(167*?==% -(82*366% (1=*366 -(12?*?==%

Wsb,Vrioralw in "Ireoedaj Vrihsgxeidw"

IREOEDAJ


35/45


Rigk Gexu VVA

Arxewxeg

Hc~ijivlcdx

^ewexedo

Lswegeadw Hewxregx 1 Hewxregx 2 Hewxregx 7

Lcdxir

Vrioral

@sdeir Meom

Lcdxir

Vrioral

Meom Wgmiij Lsweg Gjawwcw

Arxewx

Rcwehcdgu

Anxcr Wgmiij

Wexc 1

Anxcr Wgmiij

Wexc 2 Ocdcraj AEC

Vrioral

Xixaj

Rc~cdsc-A% Cardch

Ahlewweidw (6 (6 (6 (3*666 (15*666 (6 (6 (2?*336 (6 (6 (6 (6 (?7*837

Nccw (6 (17*>36 (6 (13*666 (6 (6 (6 (6 (6 (6 (6 (6 (2=*>36Lcrgmadhewc Rc~cdsc (6 (6 (6 (6 (6 (6 (6 (2*266 (6 (6 (6 (6 (2*?66

Lewg$ Rc~cdsc (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6Wsbxixaj (6 (17*>36 (6 (26*666 (15*666 (6 (6 (25*?36 (6 (6 (6 (6 (168*=67

-B% GidxrebsxchOi~crdlcdx (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6Edhe~ehsajw (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6

Girviraxc (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6

Nisdhaxeidw (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6Ixmcr Sdrcwxregxch (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6

Dcx Awwcxw Rcjcawch (6 (6 (73*666 (22*366 (22*366 (6 (6 (6 (6 (1>3*=62 (16=*171 (72=*763 (>=2*27=Wsbxixaj (6 (6 (73*666 (22*366 (22*366 (6 (6 (6 (6 (1>3*=62 (16=*171 (72=*763 (>=2*27=

Xixaj Rc~cdsc (6 (17*>36 (73*666 (82*366 (81*366 (6 (6 (25*?36 (6 (1>3*=62 (16=*171 (72=*763 (?=?*681

C}vcdwcwWxann -(2>*88?% -(2>*31?% -(22*8>>% -(22*8>>% -(22*8>>% -(2>*31=% -(2?*272% -(>>*35>% -(2>*88=% -(1?*122% -(2>*?55% -(28*=>8% -(866*=37%

Arxewx -(2*666% -(13*666% -(3*866% -(3*866% -(8*366% -(12*366% -(266% -(2*=36% -(23*666% -(13*666% -(17*366% (6 -(171*=36%

Nagejexecw -(366% (6 (6 (6 (6 (6 -(1*666% -(2>*1=2% (6 (6 (6 -(22*?66% -(3>*>=?%Larkcxedo (6 -(366% -(866% -(766% -(366% -(166% (6 (6 (6 (6 -(1*366% (6 -(8*766%

Miwvexajexu -(166% (6 -(>66% -(836% -(1*366% -(2*666% -(136% -(8>6% (6 -(1*366% -(2*?66% (6 -(16*>56%Givuedo -(76% (6 -(366% -(7?3% -(1*236% -(>23% (6 (6 (6 -(366% -(266% (6 -(7*==6%

Wxann Xra~cj (6 -(2*366% -(366% -(766% -(1*236% -(?3% -(136% -(?=6% -(>*666% (6 -(216% (6 -(12*8>3%

Wsvvjecw (6 -(366% -(126% -(1=6% -(766% -(36% (6 (6 (6 (6 -(>66% (6 -(7*366%Vrin Hc~ (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6

Higslcdxaxeid (6 (6 -(>*666% (6 (6 (6 -(2*366% -(1*666% -(2*366% (6 (6 (6 -(17*666%Vredxedo (6 (6 (6 (6 (6 (6 -(866% -(1*?66% (6 (6 (6 (6 -(7*136%

Hcweod (6 (6 (6 (6 (6 (6 -(236% -(236% (6 (6 (6 (6 -(1*336%

X,Wmerxw (6 (6 (6 (6 (6 (6 -(1*366% -(7*566% (6 (6 (6 (6 -(>*566%Xcgm Giwxw (6 (6 (6 (6 (6 (6 -(123% -(176% (6 (6 (6 (6 -(7=6%Ah~crxewedo (6 (6 (6 (6 (6 (6 (6 -(2*?66% (6 (6 (6 (6 -(2*?66%

Viwxaoc (6 (6 (6 (6 (6 (6 (6 -(8*666% (6 (6 (6 (6 -(8*666%

Laxcreajw (6 (6 (6 (6 (6 (6 (6 -(366% -(?36% (6 (6 (6 -(1*236%Oradxw (6 (6 (6 (6 (6 -(12*366% (6 (6 (6 (6 (6 (6 -(12*366%

Wgmiij Gjsbw (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6Ixmcr (6 (6 (6 (6 (6 (6 (6 (6 (6 -(1*666% (6 (6 -(1*666%

Xegkcx Wsbwehecw (6 (6 (6 (6 (6 (6 (6 -(>*666% (6 (6 (6 (6 -(12*666%

Rcxrcax (6 (6 (6 (6 (6 (6 (6 (6 (6 -(1*366% (6 (6 -(1*366%

(6 (6 (6 (6

Xixaj C}vcdwcw -(25*6??% -(83*61?% -(73*5=>% -(25*8?1% -(71*?>>% -(38*7>=% -(77*36?% -(11?*68=% -(>6*>5=% -(7>*>22% -(83*365% -(8?*3>8% -(>=8*133%

Wsrvjsw)Hcnegex -(25*6??% -(71*7>?% -(5=>% (17*625 (5*?78 -(38*7>=% -(77*36?% -(=?*25=% -(>6*>5=% (125*1=6 (>2*>22 (2=6*?81 (162*==>

Arxw,ed,Chsgaxeid Wsb,Vrioralw

Dixc0 Ahhexeidaj wsb,vrioral gijsldw ma~c bccd mehhcd nir vrcwcdxaxeid vsrviwcw$ Aw a rcwsjx* xmc xixajw ed xmc Vrioral Xixajgijsld lau dix cqsaj xmc wsl in ~ewebjc gijsldw$


36/45


RC^EWCH

Rigk Gexu VVA

Dc Wmiw @sju 8xm Wmi Jebraru Wcrecw Vrioral Xixaj

Rc~cdsc

-A% CardchAhlewweidw (18*61= (6 (6 (18*61=Nccw (37*666 (2*366 (2*366 (3=*666

Lcrgmadhewc Rc~cdsc (8*1?5 (6 (6 (8*1?5

Wsbxixaj (?1*15? (2*366 (2*366 (?>*15?

-B% GidxrebsxchEdhe~ehsajw (?3*666 (16*666 (6 (=3*666

Girviraxc (1=*666 (76*666 (6 (8=*666

Dcx Awwcxw Rcjcawch (256*666 (6 (22*666 (712*666Wsbxixaj (7=7*666 (86*666 (22*666 (883*666

Xixaj Rc~cdsc (838*15? (82*366 (28*366 (321*15?

C}vcdwcwWxann -(131*=86% (6 (6 -(131*=86%Arxewx -(11>*366% -(16*666% -(1*666% -(12?*366%

Nagejexecw -(?6*666% (6 (6 -(?6*666%

Larkcxedo (6 (6 -(366% -(366%Miwvexajexu -(72*666% (6 (6 -(72*666%

Givuedo (6 (6 (6 (6

Xra~cj -(>1*666% -(16*666% (6 -(?1*666%Wsvvjecw (6 (6 (6 (6

Vrin Hc~ (6 (6 (6 (6

Higslcdxaxeid -(3*366% (6 -(7*366% -(5*666%

Vredxedo -(>*666% (6 -(1*666% -(?*666%Hcweod (6 (6 (6 (6

X,Wmerxw -(3*883% (6 (6 -(3*883%Xcgm Giwxw -(>*>66% (6 (6 -(>*>66%Ah~crxewedo)Vrilixeid -(17*?36% (6 (6 -(17*?36%

Viwxaoc -(7*166% (6 (6 -(7*166%

Laxcreajw -(2*?36% (6 (6 -(2*?36%Wxevcdhw (6 (6 (6 (6

Jigaj Xra~cj -(12*366% (6 (6 -(12*366%

Ixmcr -(11*666% -(23*666% (6 -(7>*666%

Miswedo -(>6*666% (6 (6 -(>6*666%

Xixaj C}vcdwcw -(33?*5=3% -(83*666% -(>*666% -(>6=*5=3%

Wsrvjsw)Hcnegex -(167*?==% -(2*366% (1=*366 -(=?*?==%

Wsb,Vrioralw in "Ireoedaj Vrihsgxeidw"


37/45


Rigk Gexu VVA

Arxewxeg

Hc~ijivlcdx

^ewexedo

Lswegeadw Hewxregx 1 Hewxregx 2 Hewxregx 7

Lcdxir

Vrioral

@sdeir Meom

Lcdxir

Vrioral

Meom Wgmiij

Lsweg

Gjawwcw

Arxewx

Rcwehcdgu

Anxcr Wgmiij

Wexc 1

Anxcr Wgmiij

We xc 2 Ocdcraj AEC

Vrioral

Xixaj

Rc~cdsc-A% Cardch

Ahlewweidw (6 (6 (6 (3*666 (15*666 (6 (6 (2?*336 (6 (6 (6 (6 (?7*837Nccw (6 (17*>36 (6 (13*666 (6 (73*666 (23*666 (>6*666 (6 (6 (6 (6 (18=*>36

Lcrgmadhewc Rc~cdsc (6 (6 (6 (6 (6 (6 (6 (2*266 (6 (6 (6 (6 (2*?66Lewg$ Rc~cdsc (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6

Wsbxixaj (6 (17*>36 (6 (26*666 (15*666 (73*666 (23*666 (=5*?36 (6 (6 (6 (6 (228*=67

-B% GidxrebsxchOi~crdlcdx (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6

Edhe~ehsajw (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6Girviraxc (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6

Nisdhaxeidw (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6Ixmcr Sdrcwxregxch (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6

Dcx Awwcxw Rcjcawch (6 (6 (73*666 (22*366 (22*366 (6 (6 (6 (6 (1>3*=62 (16=*171 (72=*763 (>=2*27=Wsbxixaj (6 (6 (73*666 (22*366 (22*366 (6 (6 (6 (6 (1>3*=62 (16=*171 (72=*763 (>=2*27=

Xixaj Rc~cdsc (6 (17*>36 (73*666 (82*366 (81*366 (73*666 (23*666 (=5*?36 (6 (1>3*=62 (16=*171 (72=*763 (56?*681

C}vcdwcwWxann -(2>*88?% -(2>*31?% -(22*8>>% -(22*8>>% -(22*8>>% -(2>*31=% -(2?*272% -(>>*35>% -(2>*88=% -(1?*122% -(2>*?55% -(28*=>8% -(866*=37%Arx ewx -(2*666% -(13*666% -(3*866% -(3*866% -(8*366% -(12*366% -(266% -(2*=36% -(23*666% -(13*666% -(17*366% (6 -(171*=36%Nagejexecw -(366% (6 (6 (6 (6 (6 -(1*666% -(2>*1=2% (6 (6 (6 -(22*?66% -(3>*>=?%

Larkcxedo (6 -(366% -(866% -(766% -(366% -(166% (6 (6 (6 (6 -(1*366% (6 -(8*766%Miwvexajexu -(166% (6 -(>66% -(836% -(1*366% -(2*666% -(136% -(8>6% (6 -(1*366% -(2*?66% (6 -(16*>56%

Givuedo -(76% (6 -(366% -(7?3% -(1*236% -(>23% (6 (6 (6 -(366% -(266% (6 -(7*==6%Wxann Xra~cj (6 -(2*366% -(366% -(766% -(1*236% -(?3% -(136% -(?=6% -(>*666% (6 -(216% (6 -(12*8>3%

Wsvvjecw (6 -(366% -(126% -(1=6% -(766% -(36% (6 (6 (6 (6 -(>66% (6 -(7*366%Vrin Hc~ (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6

Higslcdxaxeid (6 (6 -(>*666% (6 (6 (6 -(2*366% -(1*666% -(2*366% (6 (6 (6 -(17*666%Vredxedo (6 (6 (6 (6 (6 (6 -(866% -(1*?66% (6 (6 (6 (6 -(7*136%

Hcweod (6 (6 (6 (6 (6 (6 -(236% -(236% (6 (6 (6 (6 -(1*336%

X,Wmerxw (6 (6 (6 (6 (6 (6 -(1*366% -(7*566% (6 (6 (6 (6 -(>*566%Xcgm Giwxw (6 (6 (6 (6 (6 (6 -(123% -(176% (6 (6 (6 (6 -(7=6%

Ah~crxewedo (6 (6 (6 (6 (6 (6 (6 -(2*?66% (6 (6 (6 (6 -(2*?66%Viwxaoc (6 (6 (6 (6 (6 (6 (6 -(8*666% (6 (6 (6 (6 -(8*666%

Laxcreajw (6 (6 (6 (6 (6 (6 (6 -(366% -(?36% (6 (6 (6 -(1*236%Oradxw (6 (6 (6 (6 (6 -(13*666% -(2*366% -(2*366% (6 (6 (6 (6 -(26*666%

Wgmiij Gjsbw (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6 (6Ixmcr (6 (6 (6 (6 (6 (6 (6 (6 (6 -(1*666% (6 (6 -(1*666%

Xegkcx Wsbwehecw (6 (6 (6 (6 (6 (6 (6 -(>*666% (6 (6 (6 (6 -(12*666%Rcxrcax (6 (6 (6 (6 (6 (6 (6 (6 (6 -(1*366% (6 (6 -(1*366%

(6 (6 (6 (6

Xixaj C}vcdwcw -(25*6??% -(83*61?% -(73*5=>% -(25*8?1% -(71*?>>% -(3>*=>=% -(7>*66?% -(115*38=% -(>6*>5=% -(7>*>22% -(83*365% -(8?*3>8% -(>51*>33%

Wsrvjsw)Hcnegex -(25*6??% -(71*7>?% -(5=>% (17*625 (5*?78 -(21*=>=% -(11*66?% -(25*?5=% -(>6*>5=% (125*1=6 (>2*>22 (2=6*?81 (213*7=>

Arxw,ed,Chsgaxeid Wsb,Vrioralw

Dixc0 Ahhexeidaj wsb,vrioral gijsldw ma~c bccd mehhcd nir vrcwcdxaxeid vsrviwcw$ Aw a rcwsjx* xmc xixajw ed xmc Vrioral Xixajgijsld lau dix cqsaj xmc wsl in ~ewebjc gijsldw$

RC^EWCH


38/45


Gavagexu

Ireoedaj

Vrihsgxeidw

Arxw,ed,

Chsgaxeid

Gillsdexu

C~cdxw Vrioral Wsbxixaj Ocd Ivw Hc~cjivlcdx

Gavagexu

Wsbxixaj Xixaj Bshocx

Rc~cdsc

-A% CardchAhlewweidw (18*61= (?7*837 (5*366 (5>*5?1 (6 (6 (6 (5>*5?1Nccw (3=*666 (18=*>36 (862*666 (>6=*>36 (6 (6 (6 (>6=*>36Lcrgmadhewc Rc~cdsc (8*1?5 (2*?66 (6 (>*=?5 (6 (6 (6 (>*=?5

Wsbxixaj (?>*15? (228*=67 (811*366 (?12*366 (6 (6 (6 (?12*366

-B% GidxrebsxchOi~crdlcdx (6 (6 (6 (6 (85*866 (6 (85*866 (85*866Edhe~ehsajw (=3*666 (6 (6 (=3*666 (=?*366 (17?*366 (223*666 (716*666Girviraxc (8=*666 (6 (6 (8=*666 (6 (6 (6 (8=*666Nisdhaxeidw (6 (6 (6 (6 (87*366 (6 (87*366 (87*366Dcx Awwcxw Rcjcawch (712*666 (>=2*27= (263*236 (1*155*8== (786*666 (6 (786*666 (1*375*8==

Wsbxixaj (883*666 (>=2*27= (263*236 (1*772*8== (326*866 (17?*366 (>3?*566 (1*556*7==

Xixaj Rc~cdsc (321*15? (56?*681 (>1>*?36 (2*688*5== (326*866 (17?*366 (>3?*566 (2*?62*===

C}vcdwcwVcrwiddcj Wajarech vjsw bcdcnex -(131*=86% -(866*=37% -(13?*662% -(?65*>53% -(1=6*=>8% -(17?*2>>% -(71=*176% -(1*62?*=23%Did Wajarech -arexwx* gidxragxir -(12?*366% -(171*=36% -(76>*123% -(3>3*8?3% -(18?*366% -(8*236% -(131*?36% -(?1?*223%Nagejexcw -(?6*666% -(3>*>=?% -(2*366% -(125*1=?% -(3?*2>8% -(?*266% -(>8*8>8% -(157*>31%Larkcxedo -(366% -(8*766% (6 -(8*=66% (6 (6 (6 -(8*=66%Miwvexajexu -(72*666% -(16*>56% -(736% -(87*686% -(1*366% -(2?*152% -(2=*>52% -(?1*?72%Givuedo (6 -(7*==6% (6 -(7*==6% (6 (6 (6 -(7*==6%Xra~cj -(=7*366% -(12*8>3% -(16?*5=6% -(267*583% (6 -(8*666% -(8*666% -(26?*583%Wsvvjecw . Cqsevlcdx (6 -(7*366% (6 -(7*366% -(=*636% -(8*?66% -(12*?36% -(1>*236%Higslcdxaxeid -(5*666% -(17*666% (6 -(22*666% (6 (6 (6 -(22*666%Vredxedo -(?*666% -(7*136% -(2*666% -(12*136% -(1*666% -(1>*=36% -(1?*=36% -(76*666%Hcweod (6 -(1*336% (6 -(1*336% (6 -(566% -(566% -(2*836%W_AO -(3*883% -(>*566% -(1*266% -(17*383% (6 -(2*666% -(2*666% -(13*383%Xcgm Giwxw -(>*>66% -(7=6% -(=*666% -(18*5=6% (6 -(3*=>3% -(3*=>3% -(26*=83%Ah~)Vrilixeid -(17*?36% -(2*?66% (6 -(1>*836% (6 (6 (6 -(1>*836%Viwxaoc -(7*166% -(8*666% -(1*366% -(=*>66% -(2*3?3% -(1*??3% -(8*736% -(12*536%Laxcreajw -(2*?36% -(1*236% (6 -(8*666% -(7*266% -(1*636% -(8*236% -(=*236%Wjal)Wxevcdhw)Xajcdx (6 -(26*666% (6 -(26*666% (6 -(1*136% -(1*136% -(21*136%Ixmcr -(7>*666% (6 -(3*>66% -(81*>66% -(13*666% -(7*216% -(1=*216% -(35*=16%Miswedo -(>6*666% -(1*666% (6 -(>1*666% (6 (6 (6 -(>1*666%Xegkcx Wsbwehecw -(12*666% (6 -(12*666% (6 (6 (6 -(12*666%Lewg$ -(1*366% (6 -(1*366% -(27*666% (6 -(27*666% -(28*366%

Xixaj C}vcdwcw -(>6=*5=3% -(>51*>33% -(352*23?% -(1*=52*=5?% -(875*537% -(21?*86=% -(>3?*7>1% -(2*336*23=%

Wsrvjsw)Hcnegex -(=?*?==% (213*7=> (28*857 (132*651 (=6*88? -(?5*56=% (375 (132*>76

Rigk Gexu VVA

NU2616

RC^EWCH


39/45



40/45



Sdrcwxregxch Dcx Awwcxw-( ed xmiswadhw%

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Aocdha


41/45

86didvrinexnedadgcnsdh$iro 2611 Didvrinex Nedadgc Nsdh$didvrinexnedadgcnsdh$iro 2611 Didvrinex Nedadgc Nsdh

Aocdha




Gawc Wxshu

_rav Sv

86

_mu Nigsw id Nedadgc9


42/45


_mu Nigsw id Nedadgc9

VrioralLadaoclcdx

NedadgeajWuwxclw .Ivcraxeidw

BiarhOi~crdadgc

adhJcahcrwmev

Nsdhraewedo .Hc~cjivlcdx

Jcahcrwmev

NedadgeajLadaoclcdx

adhGavexaj

Wxrsgxsrc

Ahavxe~c Gavagexu

Xakcaau '10


43/45


Xakcaau '10Didvrinexw Dcch Vrinexw

Ladu bswedcww gmiegcw arc rewku; a gawm gswmeid gad

mcjv ladaoc xmew rewk$ Rewk ledsw Gawm


44/45


Xakcaau '20Id Uisr Dslbcrw

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Rcjeabjc* aggsraxc adh xelcju nedadgeaj haxa Sdhcrwxadhedo xmew haxa adh swedo ex xi xcjj uisr nedadgeaj

wxiru

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_exmisx avijiou

Xmadk Uis!


45/45

Jcard Lirc didvrinexnedadgcnsdh$iro

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Xmadk Uis!Xi Wxau Giddcgxch
mailto:[email protected]:[email protected]:[email protected]:[email protected]

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