8/12/2019 USC Credit Union Rates

1/2

RateSummary

www.USCcreditunion.org

213.821.7100

F e d e r a l l yinsured by

$0 $2,499.99

$2,500 $9,999.99

$10,000 $49,999.99

$50,000 -$99,999.99 0$0 $9,999.99

$10,000 and over 0

Money Market*APY

Value+ Money Market*APY

$25-$99.99 %

More than $99 %

Gold Checking$750 minimum balance to obtain APY

%

Trojan Checking$2500 minimum balance to obtain APY1

%

3 Month

6 Month

12 Month

24 Month

36 Month48 Month

60 Month

IRA Share Account 12 Month 0

24 Month 0%

36 Month %

48 Month 15%

60 Month 1

Share Rates 26201

All rates and terms subject to change without notice.

Regular Share and Club*

APY

Share Draft (Checking)*APY

Share Certificates**

IRA**

0.3%

0.4%

0.%

0.%

.%

1.5%

1.%

Early withdrawal penalties apply

Fees may reduce earnings

TYPE

$10,000 - $24,999 $25,000 or more

Business Money Market*

Business Savings*

($1000 MINIMUM) APY

$9 membership fee required plus $1 deposit to open.Fees may reduce earnings.

Fees may reduce earnings

$100,000 and over

Fees may reduce earnings

For more details please refer to your IRA plan agreement and disclosure.IRS penalties may apply for premature withdrawals in addition to anearly withdrawal penalty. Please consult your tax professional for moreinformation.

Business Savings APY

APY

($1000 MINIMUM) APY

TERM

APY = Annual Percentage Yield.

withdrawal penalties apply. Rates may vary after account is opened.** Rates may vary after account is opened and can change without notice.

8/12/2019 USC Credit Union Rates

2/2

Rate

Summary

www.USCcreditunion.org

213.821.7100

F e d e r a l l yinsured by

Loan Rates

Home Loans

or call213.821.7100(option 5)

We offer a variety of mortgage products and rateschange daily. To see our current rates, please visit

http://usccreditunion.mortgagewebcenter.com

26All rates and terms subject to change without notice.

36 Months % %48 Months % %

60 Months % %

72 Months %

.

.

%

36 Months . % . %

48 Months % %

60 Months % %72 Months % %

Important Notes Auto, Motorcycle, Boat and RV Loans

New Auto Loans*TERM

TERM

36 Months % %

48 Months % %60 Months % %

72 Months % %

Used Auto Loans*

Motorcycle, Boat and RV Loans*

Personal Line-of-Credit Fixed Rate 18.00 %

Variable Rate as Low as Prime +4.90 %

Personal Loans

TYPE

(8.15% APR as of 7/2010)

Signature Freedom LoanAPR

APR

48 Month

Personal Loan Closed End*

TERM

TERM TERM

12 Months

24 Months

36 Months

48 Months

as low as .

as low as

as low as

as low as

%

%

%

%

APR

80% FINANCING APR APR3.30%3.40%

3.5%

3.7 %

3. %

4.5 %

4.%

Certificate Secured Loans*

TERM APR

3 Months6 Months

12 Months

24 Months

36 Months

48 Months

60 Months

3.15 %

3.15 %

3.15 %

3.15 %

3.15 %3.15 %

Share Secured Loans*

12 Months

24 Months

36 Months

48 Months

60 Months72 Months

1) Rates displayed are Annual Percentage Rate. Rates and payments startas low as the above published rates, and are based upon applicantcredit evaluation, as determined by applicants credit, payment history

purchase price or retail value of used vehicle.2)

1) Minimum $5,000 required for 48 month term.

The rate may be higher or lower depending on the term of the

100% FINANCING APR

80% FINANCING APR 100% FINANCING APR

80% FINANCING APRTERM 90% FINANCING APR

as low as 9.90%

* Representative monthly payment example per $1,000: $85.61 for 12 months at 5.00% APR, $43.87 for 24 months at 5.00% APR, $29.97 for 36 months at 5.00% APR, $23.03 for 48 months at 5.00% APR, $18.87 for 60 months at 5.00% APR,and $16.10 for 72 months at 5.00% APR.

Rates for auto loans include a .% discountfor directdeposit orautomatic payment to loan from any USCCU or nonUSCCUaccount.

.

.

.

. .

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