Terms, conditions and rules apply.

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FNB Easy Zero™ Pricing Guide1 July 2020 – 30 June 2021

An Authorised Financia l Serv ices and Credit Provi der (NCRCP2 0).A division of Firs tRan d Bank Limited

We can help you make your money go even further.Zero monthly account fee

#RealHelp

FSP 3071

Main menu

FNB Easy Zero™ Pricing Guide1 July 2020 – 30 June 2021 Page 2 of 10

Zero monthly fee, zero debit orders and zero paperwork

Zero fees on Cash@Till®Free prepaid airtime or data purchases on the FNB App, Online Banking and *120*321#

Free deposits up to R1 500 p.m.Free card swipes (to get your FNB Easy Zero card visit your nearest FNB Branch)

FNB Easy Zero™A zero monthly fee account

FNB Easy Zero™ Pricing Guide1 July 2020 – 30 June 2021 Page 3 of 10

Make paymentsto any account from any bank and pay for your bills.

• You can make payments to any South African accounts, no matter who they bank with.

• You can pay for your bills. Pay your electricity, DSTV and clothing accounts.

Send moneyfrom your FNB Easy ZeroTM Account to anyone with a valid SA cellphone number.

• Send money to anyone by simply dialling *120*321#

• It is instant, simple and secure.

Bank safely

• The FNB App• Cellphone banking - Dial *120*321#• FNB.mobi

Receive moneyinto your FNB Easy Zero™ Account from anyone.

• EFT from other banks • Ask anyone to send you an eWallet to the

cellphone number linked to your account• Deposit cash using any FNB ATM with

deposit facilities.

Buy goods and serviceswith your FNB Easy Zero™ Account.

• You can buy prepaid airtime, data and electricity for yourself and for others.

• You can use your FNB Easy ZeroTM card to make purchases in-store

Do so much more with FNB Easy Zero™

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General fees

Balance enquiries

Using mobile and eChannels Free

Point-of-Sale R1.75

Other banks’ ATMs, or telephone banking (consultant assisted) R7.30

Account Fees

Monthly account fee Free

Transfer from your FNB Easy Zero™ to your FNB Account Free

Send money from your FNB Account to FNB Easy Zero™ R2 + R2 per R100

Withdraw cash from an FNB ATM or FNB Slimline R8 per R1 0001

Withdraw cash from non-FNB ATMs R12 per R1 0002

Deposit cash at FNB ATM Free up to R1 500 p.m.3

Cash@Till® Free

EFT payments R1

1FNB ATM up to R1 500 p.m. thereafter R2 per R100. 2Non-FNB ATM up to R1 500 p.m. thereafter R10 + R2 per R100.3Thereafter R1.10 per R100.

Balance enquiries

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General feesOther fees

Prepaid airtime or data purchase Free

Prepaid electricity and LOTTO™/Powerball purchases R2.70

Reversal of incorrect Send Money to eWallet – telephone/branch R55

Reversal of incorrect Send Money to eWallet – cellphone banking R15

Declined transactions (point-of-sale, scheduled payment and other banks’ ATMs) R8.50

Card replacement fee in branch R120

Card replacement fee at retail R60

Real Time Clearing (RTC) via FNB App R8

Printing of statements – ATM with deposit facilities R3.75 (per page)

Multichoice Payments R7

inContact notifications Free

FNB Easy Zero™ ATM Mini Statement R3.60

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Important information

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Our small print is straightforward.

Information on our products and prices

• FNB, a division of FirstRand Bank Ltd. reserves the right to change fees or introduce new fees from time to time. If we do this, though, we’ll give you at least 20 business days’ notice of these changes. You’ll find these changes on FNB’s website.

• We strive to keep the information provided in the pricing guide as accurate as possible, and should you have any queries kindly contact 0800 079 599.

• You must apply for each facility or product individually.

• The granting of any facility or product is subject to you meeting the qualifying criteria of that product or facility.

• Each facility or product has a set of terms and conditions for that specific facility or product. We agree on these terms and conditions with the applicant.

• If there is disagreement between the product or facility specific terms and conditions and what’s outlined in this pricing guide, we’ll follow the product or facility-specific terms and conditions that apply to such a facility or product.

• FNB reserves the right to change the features of any product or facility at any time.

• Fees quoted as “per R100” include parts thereof.

• Where cellphone banking is referred to, standard network rates apply.

• All fees quoted are VAT inclusive and are effective from 1 July 2020 - 30 June 2021.

The small print

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FNB term (As Used In Guide) Standard terminology

Card purchase Card transaction

Payment Third party payment/stop order

Slimline devices Mini ATMs

eChannels Online banking, telephone banking, Interactive Voice Response (IVR) and FNB ATMs

Mobile channels Cellphone banking and the FNB App

Glossary of terms

If you want to compare FNB’s fees with those of other banks, we have, as far as possible, used standard terminology throughout this pricing guide. This is in line with Section 13 of the Code of Banking Practice

(COBP). In the case where we’ve used FNB-specific terminology, we’ve added this here showing the wording that other banks may use.

Standard terminology

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For more information on our easy banking solutions:

Visit www.fnb.co.za or call 0800 079 599.

Terms, conditions and rules apply.

Contact us

FNB Easy Zero™ Pricing Guide1 July 2020 – 30 June 2021