when bad things happen to good names identity thieves fradulently use your personal information to
TRANSCRIPT
WHEN BAD THINGS HAPPEN TO GOOD
NAMES
IDENTITY THIEVES FRADULENTLY USE YOUR PERSONAL INFORMATION
TO
GET CREDIT CARDS, OPEN BANK
ACCOUNTS, GET SERVICES SUCH AS
PHONE OR CABLE IN YOUR NAME
WITHOUTWITHOUT YOU KNOWING ABOUT IT
GOODS AND SERVICES ARE BOUGHT
THESE NON-PAYMENTS SHOW UP
YOU GET LETTERS ABOUT BOUNCED
CHECKS
BILL COLLECTORS
START CALLING YOU
ALL BECAUSE SOMEONE
WHERE CAN A THIEF STEAL YOUR IDENTITY?
AT
M
PUBLIC PHONE
CREDIT CARD
CELL PHONE
TRASH
E MAIL
OUT-GOING MAIL
AT WORK
INCOMINGMAIL
The
INTERNET
IS A “GOLD MINE” OF
FOR THE
IDENTITY THIEF
PROTECT YOUR
PASSWORDSPASSWORDS
SPAMREPLYING TO SPAM E-MAIL EVEN TO
UNSUBSCRIBE TELLS A THIEF THE E-MAIL ADDRESS IS ACCURATE
PROVIDING PERSONAL INFORMATION ON OFFICIAL
LOOKING WEBSITES SUCH AS FAKE CONTESTS, MORTGAGE OR CREDIT
CARD APPLICATIONS
PROVIDES INFORMATION THAT MAY BE
TO IDENTITY THIEVES
STEALING PURSES AND WALLETS
SCAMSSCAMS
FILL OUT CHANGE-OF-ADDRESS FORMS AT THE POST OFFICE &
HAVE YOUR MAIL DIVERTED TO THEM
STEALING PURSES AND WALLETS
SCAMSSCAMS
FILL OUT CHANGE-OF-ADDRESS FORMS AT THE POST OFFICE &
HAVE YOUR MAIL DIVERTED TO THEM
GIVING THE IDENTITY THIEVES
THEY CALL CREDIT CARD COMPANIES AND CHANNGE THE ADDRESS ON YOUR ACCOUNTS
THEY GIVE YOUR NAME TO THE POLICE IF THEY ARE ARRESTED
AND DO NOTNOT SHOW UP FOR THE COURT DATE
IN 2001 THERE WERE 500,000 REPORTED
INDENTITY THEFT CASES
THE COST TO TO BANK AND CREDIT CARD COMPANIES WAS
THE AVERAGE VICTIM SPENDS ABOUT
CLEANING UP THEIR CREDIT REPORT!!!
WAYS TO HELP
NEVER GIVE YOUR SOCIAL NUMBER TO ANYONE
LOCK UP YOUR SOCIAL SECURITY CARD
NEVER CARRY YOUR CARD WITH
YOU
DO NOT WRITE YOUR SOCIAL SECURITY NUMBER ON YOUR
CHECKS !!!!!
DO NOT HAVE YOUR PHONE NUMBER OR DRIVER’S LICENSE
NUMBER PRINTED ON YOUR CHECKS
CHECK YOUR CREDIT AT LEAST ONCE A YEAR
REPORT ANY INACCURACIES
• IN WRITING
• CERTIFIED MAIL
• RETURN RECEIPT REQUESTED
ANYTHING WITH PERSONAL INFORMATION
ON IT
INSTALL A LOCKING MAILBOX
SEND MAIL DIRECTLY FROM THE POST OFFICE
HELP!!!!
FILE A POLICE REPORT
NOTIFY ALL THE CREDIT BUREAUS
IN WRITING• CERTIFIED MAIL
• RETURN RECEIPT REQUESTED
THEY ARE:
EQUIFAX
EXPERIAN
TRANS UNION
PUT A
ON YOUR CREDIT REPORT
CLOSE ALL THE AFFECTED ACCOUNTS
DISPUTE ALL UNAUTHORIZED
ACCOUNTS!!!!
FILE YOUR COMPLAINT WITH
THE FTC
(FEDERAL TRADE COMMISSION)
DOCUMENT EVERYTHING
CONTACT THE POST OFFICE
CALL THE SOCIAL SECURITY OFFICE
CONTACT THE CHECK
VERIFICATION COMPANIES
IN WRITINGTHAT YOU HAVE BEEN A VICTIM OF IDENTITY THEFT
SEND EVERYTHING
•CERTIFIED MAIL
•RETURN RECEIPT REQUESTED
KEEP COPIES OF
YOU SEND OUT
KEEP A RECORD
OF EVERY PHONE CONVERSATION
YOU HAVE
IN YOUR DOCUMENTATION
INCLUDE
NAME OF THE PERSON TO WHOM YOU SPOKE
THEIR IDENTIFICATION NUMBER
DATE AND TIME OF CALL
DEALING WITH IDENTITY THEFT TAKES
AND