Where Is The Money !!!

Martin Edmonds – Business Loans Manager

ART (Aston Reinvestment Trust)

Feb 12th 2014 www.reinvest.co.uk

What Money Is There ?

Loans Equity Grants ………………………. Peer 2 Peer Crowdfunding

Loans

Banks – You all know what they do…..

Start up loan scheme

Finance Birmingham – covers Solihull

ART – What do we do

ART (Aston Reinvestment Trust)

Est 1997 by Sir Adrian Cadbury – Hon President Loans between £10k-£100k Where the banks can’t help Cover West Midlands – alone or with others Interest rate from Base+10% - based on risk/security 90% deals unsecured – but take guarantees Any sector Job creation/safeguarding

Grants

Business Development Grant – up to £15k

Business Innovation Programme – up to £30k

Green Bridge –up to £1m

There are others………….. changes frequently

Equity/Debt

Finance Birmingham -£50k-£1m – High tech/early stage/creative

Midven – 5 Funds start from £125k

Business Angel networks – Advantage Business Angels/Minerva - £150k++

Other Sources

Peer 2 Peer funders

ZOPA – up to £20k Thincats - £50k- £3m Funding Circle - £5k-£1m Market Invoice – sell invoices online Crowdfunders

Kickstarter – creative sectors Seedrs - equity

Where Next?

www.reinvest.co.ukwww.birmingham.gov.uk/bdpwww.birmingham.gov.uk/bipwww.birmingham.gov.uk/greenbridgewww.financebirmingham.comwww.betterbusinessfinance.co.ukwww.gbslepbusinesssupport.co.ukwww.startuploans.co.uk

If all else fails!!!!“Put your hand down the back of the

………”